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Insurance adjuster salary
Average insurance adjuster salary
$57,315
Understanding Insurance Adjuster Salaries
The role of an insurance adjuster is critical in evaluating claims and determining payouts. As of October 2025, the average salary for insurance adjusters stands at $57,315 per year. Factors influencing salary include geographic location, with adjustments seen in higher-paying states like California and New York, where the cost of living is elevated.
Experience plays a vital role in salary potential. Entry-level adjusters may earn significantly less, while those with several years in the field can see salaries approach the high end of the spectrum, driven by expertise and specialization in areas such as property or liability claims.
Additionally, insurance adjusters working in urban areas often command higher salaries compared to their rural counterparts due to demand and competition. Overall, understanding these variables can help you navigate your career path and optimize your earning potential.
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Where can an Insurance Adjuster earn more?
Insurance adjuster salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance adjuster | $35,100 | $16.88 |
| Mid-level insurance adjuster | $53,100 | $25.52 |
| Senior-level insurance adjuster | $91,300 | $43.88 |
Insurance adjuster salary estimates from across the web
Average insurance adjuster salary by state
The highest-paying states for insurance adjusters are New Jersey, Maryland, and Rhode Island. The lowest average insurance adjuster salary states are North Dakota, Louisiana, and Utah.
- State view
- County view
Highest paying states for insurance adjusters
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Rhode Island | $64,466 | $30.99 |
| 2 | South Dakota | $56,779 | $27.30 |
| 3 | Alaska | $63,974 | $30.76 |
| 4 | New Jersey | $71,939 | $34.59 |
| 5 | Vermont | $58,947 | $28.34 |
| 6 | Kansas | $57,944 | $27.86 |
| 7 | Wisconsin | $58,907 | $28.32 |
| 8 | North Carolina | $59,948 | $28.82 |
| 9 | Connecticut | $63,614 | $30.58 |
| 10 | Kentucky | $56,949 | $27.38 |
| 11 | Maryland | $64,915 | $31.21 |
| 12 | New Hampshire | $60,479 | $29.08 |
| 13 | Minnesota | $57,743 | $27.76 |
| 14 | Michigan | $58,095 | $27.93 |
| 15 | Idaho | $54,445 | $26.18 |
| 16 | South Carolina | $57,072 | $27.44 |
| 17 | Indiana | $57,279 | $27.54 |
| 18 | Pennsylvania | $57,892 | $27.83 |
| 19 | Virginia | $61,358 | $29.50 |
| 20 | California | $63,798 | $30.67 |
| 21 | Massachusetts | $61,465 | $29.55 |
| 22 | West Virginia | $54,201 | $26.06 |
| 23 | Nevada | $54,286 | $26.10 |
| 24 | Maine | $55,478 | $26.67 |
| 25 | Oregon | $56,404 | $27.12 |
| 26 | Hawaii | $57,911 | $27.84 |
| 27 | New York | $62,344 | $29.97 |
| 28 | Montana | $53,518 | $25.73 |
| 29 | Iowa | $52,414 | $25.20 |
| 30 | Alabama | $52,596 | $25.29 |
| 31 | District of Columbia | $64,068 | $30.80 |
| 32 | Missouri | $55,678 | $26.77 |
| 33 | Washington | $59,601 | $28.65 |
| 34 | Ohio | $54,036 | $25.98 |
| 35 | Illinois | $56,161 | $27.00 |
| 36 | Delaware | $54,311 | $26.11 |
| 37 | North Dakota | $50,748 | $24.40 |
| 38 | Georgia | $54,878 | $26.38 |
| 39 | Colorado | $54,418 | $26.16 |
| 40 | Tennessee | $50,833 | $24.44 |
| 41 | Texas | $53,305 | $25.63 |
| 42 | Arkansas | $50,784 | $24.42 |
| 43 | Nebraska | $52,630 | $25.30 |
| 44 | Louisiana | $49,941 | $24.01 |
| 45 | Mississippi | $48,781 | $23.45 |
| 46 | New Mexico | $52,046 | $25.02 |
| 47 | Oklahoma | $51,727 | $24.87 |
| 48 | Florida | $52,477 | $25.23 |
| 49 | Wyoming | $48,278 | $23.21 |
| 50 | Arizona | $48,221 | $23.18 |
| 51 | Utah | $49,216 | $23.66 |
Highest paying cities for insurance adjusters
The highest-paying cities for insurance adjusters are Hagerstown, MD, Los Angeles, CA, and New York, NY.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Hagerstown, MD | $64,594 | $31.05 |
| 2 | Los Angeles, CA | $63,439 | $30.50 |
| 3 | New York, NY | $62,588 | $30.09 |
| 4 | San Juan, PR | $59,603 | $28.66 |
| 5 | Madison, WI | $58,826 | $28.28 |
| 6 | Savannah, GA | $55,421 | $26.64 |
| 7 | Houston, TX | $53,813 | $25.87 |
| 8 | Miami, FL | $53,216 | $25.58 |
Insurance adjuster salary details
An insurance adjuster's salary ranges from $40,000 a year at the 10th percentile to $80,000 at the 90th percentile.
What is an insurance adjuster's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $80,000 | $6,667 | $38 |
| 75th Percentile | $68,000 | $5,667 | $33 |
| Average | $57,315 | $4,776 | $28 |
| 25th Percentile | $47,000 | $3,917 | $23 |
| 10th Percentile | $40,000 | $3,333 | $19 |
Highest paying insurance adjuster jobs
The highest paying types of insurance adjusters are claims supervisor, compensation adjuster, and senior claims adjuster.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Claims Representative | $38,796 | $3,233 | $18.65 | 18,565 |
| Claims Supervisor | $75,263 | $6,272 | $36.18 | 13,197 |
| Claim Processor | $41,201 | $3,433 | $19.81 | 11,542 |
| Claims Analyst | $48,398 | $4,033 | $23.27 | 22,062 |
| Field Investigator | $34,305 | $2,859 | $16.49 | 49,068 |
| Claim Investigator | $49,415 | $4,118 | $23.76 | 8,738 |
Top companies hiring insurance adjusters now:
Which companies pay insurance adjusters the most?
Insurance adjuster salaries at Cunningham Lindsey and Munich Reinsurance America, Inc. are the highest-paying according to our most recent salary estimates. In addition, the average insurance adjuster salary at companies like American Family Insurance and Ernst & Young are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Cunningham Lindsey | $62,022 | $29.82 |
| 2 | Munich Reinsurance America, Inc. | $61,250 | $29.45 |
| 3 | American Family Insurance | $61,047 | $29.35 |
| 4 | Ernst & Young | $60,191 | $28.94 |
| 5 | Axis | $56,347 | $27.09 |
| 6 | Bill Howe Plumbing, Heating & Air, Restoration & Flood Services | $54,163 | $26.04 |
| 7 | Randstad North America, Inc. | $53,053 | $25.51 |
| 8 | GEICO | $52,590 | $25.28 |
| 9 | R.M. Schulte & Associates | $51,893 | $24.95 |
| 10 | Rural Mutual Insurance | $47,578 | $22.87 |
Wage gap by gender, race and education
Insurance adjuster salary trends
The average insurance adjuster salary has risen by $7,514 over the last ten years. In 2014, the average insurance adjuster earned $49,801 annually, but today, they earn $57,315 a year. That works out to a 7% change in pay for insurance adjusters over the last decade.
Compare insurance adjuster salaries for cities or states with the national average over time.
Average insurance adjuster salary over time
Compare insurance adjuster salaries for individual cities or states with the national average.
Insurance adjuster salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $57,300 | $27.56 | +2.2% |
| 2024 | $56,100 | $26.96 | +1.3% |
| 2023 | $55,300 | $26.60 | +1.5% |
| 2022 | $54,500 | $26.20 | +1.9% |
| 2021 | $53,500 | $25.70 | +1.1% |
Recently added insurance adjuster salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Icforporated | Certified National Flood Insurance Program Adjuster-Disaster Recovery-Remote (US) | Albuquerque, NM | 06/26/2025 | $55,388 |
| ICF International, Inc. | Certified National Flood Insurance Program Adjuster-Disaster Recovery-Remote (US) | Albuquerque, NM | 06/25/2025 | $55,388 |
| S+H Search | Insurance Adjuster/Case Manager-Bodily Injury | Dallas, TX | 06/12/2025 | $45,914 |
| S+H Search | Insurance Adjuster/Case Manager | Dallas, TX | 05/28/2025 | $45,914 |
| California Job Shop | Insurance Adjuster | Los Angeles, CA | 03/14/2025 | $70,000 |
| GM Financial | First Party SR Injury Adjuster-General Motors Insurance | Irving, TX | 02/22/2025 | $60,900 |
| Servproebensburg | Insurance Adjuster With Construction Experience | Miami, FL | 02/15/2025 | $60,000 |
| The Weaver Adjustment Group | Field Insurance Adjuster | Lancaster, PA | 02/07/2025 | $41,740 |
| Puzzle HR | Field Insurance Adjuster | Lancaster, PA | 01/14/2025 | $41,740 |
| Iicrc | Insurance Adjuster With Construction Experience | Los Angeles, CA | 10/24/2024 | $60,000 |
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