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Insurance sales agent salary
Average insurance sales agent salary
$49,587
Understanding Insurance Sales Agent Salaries
As of October 2025, Insurance Sales Agents earn an average salary of $49,587 annually, translating to approximately $24 per hour. Salaries can vary widely based on factors such as geographic location, experience level, and the type of insurance sold. For instance, agents in states like New York and California often report higher earnings compared to those in less populated areas.
Experience plays a significant role in determining salary as well. Entry-level positions typically start lower, while seasoned agents can earn significantly more, especially if they specialize in lucrative markets like commercial insurance. Furthermore, commission-based structures can enhance overall earnings, providing potential for substantial financial rewards.
Understanding the salary landscape helps aspiring agents gauge their earning potential and make informed career decisions. With a variety of job opportunities available, from small agencies to large corporate sales teams, the insurance sales field offers diverse career paths suited to different skills and interests.
- Entry-level positions: $35,000 - $45,000
- Mid-career agents: $50,000 - $70,000
- Experienced agents: $70,000+
By exploring these factors, prospective agents can position themselves for success in the insurance industry.
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Where can an Insurance Sales Agent earn more?
Insurance sales agent salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance sales agent | $29,700 | $14.29 |
| Mid-level insurance sales agent | $50,800 | $24.44 |
| Senior-level insurance sales agent | $57,900 | $27.84 |
Insurance sales agent salary estimates from across the web
Average insurance sales agent salary by state
The average insurance sales agent salary in Hawaii, New York, and California are the highest in the U.S. The lowest average insurance sales agent salary states are Michigan, Maryland, and Oklahoma.
- State view
- County view
Highest paying states for insurance sales agents
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Hawaii | $79,606 | $38.27 |
| 2 | Alabama | $59,659 | $28.68 |
| 3 | Oregon | $56,575 | $27.20 |
| 4 | New Hampshire | $57,568 | $27.68 |
| 5 | Arizona | $53,790 | $25.86 |
| 6 | New York | $64,958 | $31.23 |
| 7 | Nebraska | $51,660 | $24.84 |
| 8 | Rhode Island | $53,906 | $25.92 |
| 9 | Louisiana | $52,333 | $25.16 |
| 10 | Colorado | $55,935 | $26.89 |
| 11 | Texas | $53,530 | $25.74 |
| 12 | Mississippi | $50,154 | $24.11 |
| 13 | California | $60,721 | $29.19 |
| 14 | Wisconsin | $53,165 | $25.56 |
| 15 | Connecticut | $57,232 | $27.52 |
| 16 | South Dakota | $50,513 | $24.29 |
| 17 | Florida | $52,206 | $25.10 |
| 18 | Massachusetts | $54,473 | $26.19 |
| 19 | Vermont | $49,213 | $23.66 |
| 20 | Ohio | $48,231 | $23.19 |
| 21 | Arkansas | $48,297 | $23.22 |
| 22 | Missouri | $48,917 | $23.52 |
| 23 | Washington | $54,433 | $26.17 |
| 24 | Kansas | $49,037 | $23.58 |
| 25 | Minnesota | $51,399 | $24.71 |
| 26 | Iowa | $47,422 | $22.80 |
| 27 | Nevada | $47,823 | $22.99 |
| 28 | District of Columbia | $56,845 | $27.33 |
| 29 | North Dakota | $47,409 | $22.79 |
| 30 | Pennsylvania | $47,092 | $22.64 |
| 31 | Wyoming | $46,049 | $22.14 |
| 32 | Maine | $48,996 | $23.56 |
| 33 | Tennessee | $45,435 | $21.84 |
| 34 | South Carolina | $48,310 | $23.23 |
| 35 | New Jersey | $51,084 | $24.56 |
| 36 | Idaho | $46,625 | $22.42 |
| 37 | Delaware | $46,010 | $22.12 |
| 38 | Indiana | $46,422 | $22.32 |
| 39 | Georgia | $47,436 | $22.81 |
| 40 | Michigan | $44,904 | $21.59 |
| 41 | North Carolina | $47,383 | $22.78 |
| 42 | Utah | $43,417 | $20.87 |
| 43 | New Mexico | $45,659 | $21.95 |
| 44 | Oklahoma | $44,279 | $21.29 |
| 45 | Montana | $40,945 | $19.69 |
| 46 | Alaska | $45,017 | $21.64 |
| 47 | Kentucky | $45,866 | $22.05 |
| 48 | Illinois | $45,017 | $21.64 |
| 49 | Virginia | $44,916 | $21.59 |
| 50 | Maryland | $44,776 | $21.53 |
| 51 | West Virginia | $40,467 | $19.46 |
Highest paying cities for insurance sales agents
The highest-paying cities for insurance sales agents are New York, NY, Mobile, AL, and Los Angeles, CA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $65,234 | $31.36 |
| 2 | Mobile, AL | $61,938 | $29.78 |
| 3 | Los Angeles, CA | $61,364 | $29.50 |
| 4 | Portland, OR | $55,959 | $26.90 |
| 5 | Denver, CO | $55,710 | $26.78 |
| 6 | San Antonio, TX | $55,221 | $26.55 |
| 7 | Seattle, WA | $54,390 | $26.15 |
| 8 | Miami, FL | $53,809 | $25.87 |
| 9 | Chandler, AZ | $53,709 | $25.82 |
| 10 | Madison, WI | $53,099 | $25.53 |
| 11 | Baton Rouge, LA | $52,517 | $25.25 |
| 12 | Omaha, NE | $51,523 | $24.77 |
| 13 | Madison, MS | $50,176 | $24.12 |
| 14 | Springfield, MO | $50,026 | $24.05 |
| 15 | Wichita, KS | $49,791 | $23.94 |
| 16 | Portland, ME | $49,691 | $23.89 |
| 17 | Charleston, SC | $48,898 | $23.51 |
| 18 | Little Rock, AR | $48,648 | $23.39 |
| 19 | Cincinnati, OH | $48,166 | $23.16 |
| 20 | Las Vegas, NV | $48,137 | $23.14 |
Insurance Sales Agents are the most in-demand in these five cities:
Insurance sales agent salary details
An insurance sales agent's salary ranges from $30,000 a year at the 10th percentile to $80,000 at the 90th percentile.
What is an insurance sales agent's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $80,000 | $6,667 | $38 |
| 75th Percentile | $63,000 | $5,250 | $30 |
| Average | $49,587 | $4,132 | $24 |
| 25th Percentile | $38,000 | $3,167 | $18 |
| 10th Percentile | $30,000 | $2,500 | $14 |
Highest paying insurance sales agent jobs
The highest paying types of insurance sales agents are insurance broker, real estate sales associate, and licensed insurance producer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Agent | $37,864 | $3,155 | $18.20 | 184,325 |
| Marketing Agent | $40,384 | $3,365 | $19.42 | 112,353 |
| Sales Producer | $51,287 | $4,274 | $24.66 | 41,951 |
| Lead Agent | $47,344 | $3,945 | $22.76 | 56,112 |
| Licensed Insurance Producer | $66,026 | $5,502 | $31.74 | 54,872 |
| Licensed Agent | $42,315 | $3,526 | $20.34 | 68,666 |
Top companies hiring insurance sales agents now:
Which companies pay insurance sales agents the most?
Insurance sales agent salaries at Torchmark and Family First Life are the highest-paying according to our most recent salary estimates. In addition, the average insurance sales agent salary at companies like Anthem and TCG Digital are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Globe Life | $65,335 | $31.41 |
| 2 | Family First Life | $63,290 | $30.43 |
| 3 | Elevance Health | $61,278 | $29.46 |
| 4 | TCG Digital | $60,325 | $29.00 |
| 5 | PEAK6 | $58,134 | $27.95 |
| 6 | AssuredPartners | $55,930 | $26.89 |
| 7 | New York Life Insurance | $55,740 | $26.80 |
| 8 | Goosehead Insurance | $55,511 | $26.69 |
| 9 | Chambers Group | $55,260 | $26.57 |
| 10 | American Baptist Churches USA | $55,078 | $26.48 |
| 11 | MGC | $54,944 | $26.42 |
| 12 | Symmetry Financial Group | $54,691 | $26.29 |
| 13 | Ideal Concepts | $54,557 | $26.23 |
| 14 | Strata | $54,282 | $26.10 |
| 15 | Willis of New York Inc | $54,198 | $26.06 |
| 16 | CoVerica Insurance | $54,048 | $25.98 |
| 17 | Rubicon | $54,015 | $25.97 |
| 18 | Farm Bureau Financial Services | $54,004 | $25.96 |
| 19 | HealthMarkets | $53,751 | $25.84 |
| 20 | First Title Agency, Inc. | $53,554 | $25.75 |
Wage gap by gender, race and education
Insurance Sales Agent salary by industry
The average insurance sales agent salary varies across industries:
- The average insurance sales agent salary in the finance industry is $46,564, the highest of any industry.
- The average insurance sales agent salary in the finance industry is $44,659.
- Insurance sales agents in the professional industry earn an average salary of $41,957, the lowest of any industry.
Highest paying industries for insurance sales agents
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Finance | $46,564 | $22.39 |
| 2 | Insurance | $44,659 | $21.47 |
| 3 | Retail | $44,371 | $21.33 |
| 4 | Agriculture | $44,217 | $21.26 |
| 5 | Professional | $41,957 | $20.17 |
High paying insurance sales agent jobs
Insurance sales agent salary trends
The average insurance sales agent salary has risen by $4,495 over the last ten years. In 2014, the average insurance sales agent earned $45,092 annually, but today, they earn $49,587 a year. That works out to a 4% change in pay for insurance sales agents over the last decade.
Compare insurance sales agent salaries for cities or states with the national average over time.
Average insurance sales agent salary over time
Compare insurance sales agent salaries for individual cities or states with the national average.
Insurance sales agent salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $49,600 | $23.84 | +2.4% |
| 2024 | $48,400 | $23.27 | +0.7% |
| 2023 | $48,100 | $23.12 | +1.8% |
| 2022 | $47,200 | $22.71 | -0.6% |
| 2021 | $47,500 | $22.84 | +3.6% |
Recently added insurance sales agent salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Aaamidatlantic | Insurance Sales Agent | Lawrenceville, NJ | 06/30/2025 | $45,000 |
| Aaamidatlantic | Insurance Sales Agent | Annapolis, MD | 06/30/2025 | $45,000 |
| Arthur J Gallagher & Co | Health Insurance Sales Agent-IFP Remote Contract | Tampa, FL | 06/29/2025 | $41,740 |
| Get It-Real Estate | Licensed Insurance Sales Agent-Remote | WFH | Sacramento, CA | 06/29/2025 | $62,610 |
| Get It-Marketing | Insurance Sales Agent-Usery Insurance Agency-Remote | Roswell, GA | 06/29/2025 | $20,000 |
| The Mires Agency | Remote Insurance Sales Agent | McAllen, TX | 06/29/2025 | $65,000 |
| Hub International | External Sales, Insurance | Akron, OH | 06/28/2025 | $48,000 |
| The Hartford | Inbound Call Center Insurance Sales Agent, Personal Insurance | Stamford, CT | 06/27/2025 | $42,800 |
| The Hartford | Inbound Call Center Insurance Sales Agent, Personal Insurance | Scottsdale, AZ | 06/27/2025 | $42,800 |
| The Hartford | Inbound Call Center Insurance Sales Agent, Personal Insurance | San Antonio, TX | 06/27/2025 | $42,800 |
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