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Insurance specialist salary
Average insurance specialist salary
$16.48
Understanding Insurance Specialist Salaries
As of October 2025, insurance specialists earn an average salary of $34,281 per year, translating to approximately $16 per hour. Salaries can vary significantly based on factors such as location, years of experience, and the specific industry.
Average Salary by Experience
Entry-level positions typically start around $30,000, while experienced professionals can earn upwards of $45,000 annually. States offering the highest salaries include California, New York, and Texas, where demand for skilled insurance specialists is robust.
Opportunities for Growth
In addition to salary, many insurance specialists can benefit from career advancement opportunities in management, consulting, or specialized fields such as health insurance and claims adjustment. Networking and continuous education can further enhance earning potential. Understanding these dynamics is crucial for making informed career decisions.
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Where can an Insurance Specialist earn more?
Insurance specialist salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance specialist | $24,100 | $11.58 |
| Mid-level insurance specialist | $32,800 | $15.75 |
| Senior-level insurance specialist | $47,100 | $22.65 |
Insurance specialist salary estimates from across the web
Average insurance specialist salary by state
The highest-paying states for insurance specialists are New Hampshire, Delaware, and Connecticut. The lowest average insurance specialist salary states are Kentucky, Louisiana, and Nebraska.
- State view
- County view
Highest paying states for insurance specialists
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Vermont | $42,999 | $20.67 |
| 2 | Delaware | $43,816 | $21.07 |
| 3 | Maine | $39,751 | $19.11 |
| 4 | New Hampshire | $45,517 | $21.88 |
| 5 | Nevada | $42,360 | $20.37 |
| 6 | North Dakota | $39,421 | $18.95 |
| 7 | Wyoming | $37,920 | $18.23 |
| 8 | West Virginia | $37,481 | $18.02 |
| 9 | Idaho | $36,787 | $17.69 |
| 10 | Utah | $37,787 | $18.17 |
| 11 | Connecticut | $43,265 | $20.80 |
| 12 | Minnesota | $42,084 | $20.23 |
| 13 | New York | $42,942 | $20.65 |
| 14 | Colorado | $39,460 | $18.97 |
| 15 | Pennsylvania | $36,728 | $17.66 |
| 16 | Rhode Island | $37,174 | $17.87 |
| 17 | Virginia | $40,705 | $19.57 |
| 18 | Iowa | $32,664 | $15.70 |
| 19 | Massachusetts | $39,764 | $19.12 |
| 20 | Oklahoma | $34,251 | $16.47 |
| 21 | Georgia | $35,601 | $17.12 |
| 22 | Texas | $33,935 | $16.31 |
| 23 | Arizona | $33,073 | $15.90 |
| 24 | Michigan | $34,289 | $16.49 |
| 25 | Alabama | $33,188 | $15.96 |
| 26 | California | $38,781 | $18.64 |
| 27 | Missouri | $34,491 | $16.58 |
| 28 | Illinois | $34,154 | $16.42 |
| 29 | Maryland | $37,461 | $18.01 |
| 30 | Oregon | $33,879 | $16.29 |
| 31 | Ohio | $32,882 | $15.81 |
| 32 | Tennessee | $31,082 | $14.94 |
| 33 | Wisconsin | $32,966 | $15.85 |
| 34 | New Jersey | $35,244 | $16.94 |
| 35 | Kansas | $32,664 | $15.70 |
| 36 | South Dakota | $30,098 | $14.47 |
| 37 | Washington | $32,766 | $15.75 |
| 38 | Arkansas | $29,722 | $14.29 |
| 39 | Alaska | $30,765 | $14.79 |
| 40 | Florida | $30,850 | $14.83 |
| 41 | Indiana | $31,303 | $15.05 |
| 42 | Montana | $30,421 | $14.63 |
| 43 | District of Columbia | $34,650 | $16.66 |
| 44 | North Carolina | $32,425 | $15.59 |
| 45 | Louisiana | $29,278 | $14.08 |
| 46 | Mississippi | $28,645 | $13.77 |
| 47 | Hawaii | $26,023 | $12.51 |
| 48 | Nebraska | $29,008 | $13.95 |
| 49 | Kentucky | $29,667 | $14.26 |
| 50 | New Mexico | $30,390 | $14.61 |
| 51 | South Carolina | $25,522 | $12.27 |
Highest paying cities for insurance specialists
The highest-paying cities for insurance specialists are New York, NY, Henderson, NV, and Saint Paul, MN.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York, NY | $42,876 | $20.61 |
| 2 | Henderson, NV | $42,259 | $20.32 |
| 3 | Saint Paul, MN | $42,122 | $20.25 |
| 4 | Norfolk, VA | $40,540 | $19.49 |
| 5 | Portland, ME | $39,856 | $19.16 |
| 6 | Boston, MA | $39,802 | $19.14 |
| 7 | Boulder, CO | $39,476 | $18.98 |
| 8 | Los Angeles, CA | $38,658 | $18.59 |
| 9 | Baltimore, MD | $37,652 | $18.10 |
| 10 | Philadelphia, PA | $36,948 | $17.76 |
| 11 | Atlanta, GA | $35,567 | $17.10 |
| 12 | Jersey City, NJ | $35,391 | $17.01 |
| 13 | Kansas City, MO | $34,582 | $16.63 |
| 14 | Southfield, MI | $34,324 | $16.50 |
| 15 | Chicago, IL | $34,257 | $16.47 |
| 16 | San Antonio, TX | $34,170 | $16.43 |
| 17 | Portland, OR | $33,919 | $16.31 |
| 18 | Cleveland, OH | $33,818 | $16.26 |
| 19 | Phoenix, AZ | $33,155 | $15.94 |
| 20 | Seattle, WA | $32,882 | $15.81 |
Insurance specialist salary details
An insurance specialist's salary ranges from $27,000 a year at the 10th percentile to $42,000 at the 90th percentile.
What is an insurance specialist's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $42,000 | $3,500 | $20 |
| 75th Percentile | $38,000 | $3,167 | $18 |
| Average | $34,281 | $2,857 | $16 |
| 25th Percentile | $30,000 | $2,500 | $14 |
| 10th Percentile | $27,000 | $2,250 | $13 |
Highest paying insurance specialist jobs
The highest paying types of insurance specialists are specialist, revenue specialist, and service specialist.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Billing And Insurance Coordinator | $41,141 | $3,428 | $19.78 | 67,385 |
| Insurance Representative | $35,958 | $2,996 | $17.29 | 87,843 |
| Insurance Clerk | $33,089 | $2,757 | $15.91 | 147,755 |
| Insurance Coordinator | $32,788 | $2,732 | $15.76 | 108,509 |
Top companies hiring insurance specialists now:
Which companies pay insurance specialists the most?
Insurance specialist salaries at Deloitte and Ernst & Young are the highest-paying according to our most recent salary estimates. In addition, the average insurance specialist salary at companies like CDM Smith and Huitt-Zollars are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Deloitte | $48,958 | $23.54 |
| 2 | Ernst & Young | $43,669 | $20.99 |
| 3 | CDM Smith | $41,969 | $20.18 |
| 4 | Huitt-Zollars | $41,963 | $20.17 |
| 5 | DATCU | $41,546 | $19.97 |
| 6 | University of Colorado Boulder | $41,149 | $19.78 |
| 7 | Student Conservation Association | $40,802 | $19.62 |
| 8 | Univ Of Colorado-Colorado Spgs | $40,456 | $19.45 |
| 9 | Navient | $40,374 | $19.41 |
| 10 | Service Credit Union | $40,334 | $19.39 |
| 11 | TRICOR Insurance | $40,086 | $19.27 |
| 12 | Symmetry Financial Group | $39,916 | $19.19 |
| 13 | Farm Credit System | $39,641 | $19.06 |
| 14 | Brighthouse Financial | $39,559 | $19.02 |
| 15 | Lockton Companies | $39,496 | $18.99 |
| 16 | American Medical Association | $39,372 | $18.93 |
| 17 | Dartmouth | $39,325 | $18.91 |
| 18 | BayCoast Bank | $39,318 | $18.90 |
| 19 | EXL | $39,263 | $18.88 |
| 20 | GPAC | $39,244 | $18.87 |
Wage gap by gender, race and education
Insurance Specialist salary by industry
The average insurance specialist salary varies across industries:
- The average insurance specialist salary in the government industry is $38,343, the highest of any industry.
- The average insurance specialist salary in the finance industry is $37,439.
- Insurance specialists in the professional industry earn an average salary of $34,775, the lowest of any industry.
Highest paying industries for insurance specialists
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Government | $38,343 | $18.43 |
| 2 | Finance | $37,439 | $18.00 |
| 3 | Insurance | $36,461 | $17.53 |
| 4 | Health Care | $35,584 | $17.11 |
| 5 | Professional | $34,775 | $16.72 |
High paying insurance specialist jobs
Insurance specialist salary trends
The average insurance specialist salary has risen by $5,576 over the last ten years. In 2014, the average insurance specialist earned $28,705 annually, but today, they earn $34,281 a year. That works out to a 9% change in pay for insurance specialists over the last decade.
Compare insurance specialist salaries for cities or states with the national average over time.
Average insurance specialist salary over time
Compare insurance specialist salaries for individual cities or states with the national average.
Insurance specialist salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $34,300 | $16.48 | +3.1% |
| 2024 | $33,200 | $15.97 | +2.7% |
| 2023 | $32,300 | $15.54 | +2.2% |
| 2022 | $31,600 | $15.20 | +0.9% |
| 2021 | $31,300 | $15.06 | +2.3% |
Recently added insurance specialist salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Fedex | Risk and Insurance Specialist II | Memphis, TN | 06/26/2025 | $44,119 |
| Teksystems | Insurance Specialist | Woods Cross, UT | 06/26/2025 | $39,653 |
| Us Oncology, Inc. | Medical Insurance Specialist-Remote | Clifton Park, NY | 06/26/2025 | $45,914 |
| The Children's Institute of Pittsburgh | Insurance Specialist | Pittsburgh, PA | 06/26/2025 | $40,592 |
| Surgical Care Affiliates | Insurance Specialist | Mesa, AZ | 06/25/2025 | $39,653 |
| Central City Concern | Insurance Specialist | Portland, OR | 06/24/2025 | $48,815 |
| Staffing Solutions Enterprises | Insurance Specialist | Middleburg Heights, OH | 06/24/2025 | $37,566 |
| Southeast Iowa Regional Medical Center | Insurance Specialist | | Care Continuum | West Burlington, IA | 06/22/2025 | $39,423 |
| Regions Bank | Credit Products Flood Insurance Specialist | Hoover, AL | 06/20/2025 | $50,500 |
| Great River Health Systems | Insurance Specialist | | Care Continuum | West Burlington, IA | 06/20/2025 | $39,423 |
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