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The average salary for an Insurance Underwriter in Sales is approximately $40,226 annually or around $19 per hour. This figure can fluctuate based on various factors, including geographic location, years of experience, and specific job responsibilities. For instance, entry-level positions may start at a lower salary, while seasoned professionals can command significantly higher pay.
As you gain experience in this field, your earning potential typically increases. Entry-level underwriters might earn around $35,000, while those with several years of experience can see salaries rise to $50,000 or more. Additionally, specialized roles within underwriting, such as those focusing on high-risk policies, often offer higher compensation.
Salaries can vary significantly by state. For example, states with a high demand for insurance services, like California and New York, often offer salaries above the national average. Cities with the highest pay for insurance underwriters include San Francisco, New York City, and Los Angeles, where the cost of living is also higher.
Understanding the salary landscape is crucial as you navigate your career path in insurance underwriting. By exploring different job opportunities, states, and experience levels, you can make informed decisions that align with your career objectives.
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| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance underwriter, sales | $24,100 | $11.59 |
| Mid-level insurance underwriter, sales | $41,200 | $19.83 |
| Senior-level insurance underwriter, sales | $47,000 | $22.59 |
The highest-paying states for insurance underwriters, sales are Wisconsin, Alaska, and New York. The lowest average insurance underwriter, sales salary states are Virginia, Utah, and Florida.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Alaska | $49,426 | $23.76 |
| 2 | South Dakota | $42,525 | $20.44 |
| 3 | Alabama | $44,560 | $21.42 |
| 4 | Wisconsin | $55,119 | $26.50 |
| 5 | Rhode Island | $42,843 | $20.60 |
| 6 | North Dakota | $40,870 | $19.65 |
| 7 | Arizona | $42,688 | $20.52 |
| 8 | Mississippi | $38,729 | $18.62 |
| 9 | Nebraska | $41,812 | $20.10 |
| 10 | Texas | $40,409 | $19.43 |
| 11 | Iowa | $37,886 | $18.21 |
| 12 | New York | $45,943 | $22.09 |
| 13 | Minnesota | $41,234 | $19.82 |
| 14 | New Hampshire | $42,174 | $20.28 |
| 15 | Wyoming | $37,927 | $18.23 |
| 16 | New Jersey | $44,035 | $21.17 |
| 17 | Washington | $43,289 | $20.81 |
| 18 | District of Columbia | $48,237 | $23.19 |
| 19 | Ohio | $39,657 | $19.07 |
| 20 | Massachusetts | $43,007 | $20.68 |
| 21 | Louisiana | $37,319 | $17.94 |
| 22 | Delaware | $39,167 | $18.83 |
| 23 | Oregon | $39,761 | $19.12 |
| 24 | California | $44,155 | $21.23 |
| 25 | Connecticut | $41,345 | $19.88 |
| 26 | South Carolina | $38,938 | $18.72 |
| 27 | Michigan | $37,780 | $18.16 |
| 28 | Arkansas | $37,250 | $17.91 |
| 29 | Nevada | $37,018 | $17.80 |
| 30 | Montana | $37,598 | $18.08 |
| 31 | Indiana | $38,901 | $18.70 |
| 32 | Vermont | $36,439 | $17.52 |
| 33 | Hawaii | $40,515 | $19.48 |
| 34 | Kansas | $36,526 | $17.56 |
| 35 | North Carolina | $37,566 | $18.06 |
| 36 | Kentucky | $36,572 | $17.58 |
| 37 | Maine | $36,614 | $17.60 |
| 38 | Colorado | $37,403 | $17.98 |
| 39 | Tennessee | $35,051 | $16.85 |
| 40 | Illinois | $37,289 | $17.93 |
| 41 | Utah | $34,958 | $16.81 |
| 42 | Idaho | $33,472 | $16.09 |
| 43 | New Mexico | $35,061 | $16.86 |
| 44 | Maryland | $38,051 | $18.29 |
| 45 | Georgia | $35,550 | $17.09 |
| 46 | Pennsylvania | $35,485 | $17.06 |
| 47 | Florida | $34,454 | $16.56 |
| 48 | Oklahoma | $35,082 | $16.87 |
| 49 | West Virginia | $32,809 | $15.77 |
| 50 | Missouri | $34,188 | $16.44 |
| 51 | Virginia | $35,040 | $16.85 |
The highest-paying cities for insurance underwriters, sales are Los Angeles, CA, Syracuse, NY, and Phoenix, AZ.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Los Angeles, CA | $44,758 | $21.52 |
| 2 | Syracuse, NY | $43,347 | $20.84 |
| 3 | Phoenix, AZ | $42,688 | $20.52 |
| 4 | Corpus Christi, TX | $42,230 | $20.30 |
| 5 | Omaha, NE | $41,804 | $20.10 |
| 6 | Bloomington, MN | $41,256 | $19.83 |
| 7 | Eugene, OR | $40,248 | $19.35 |
| 8 | Columbus, OH | $39,769 | $19.12 |
| 9 | Charleston, SC | $39,252 | $18.87 |
| 10 | Fishers, IN | $38,924 | $18.71 |
| 11 | Baltimore, MD | $38,134 | $18.33 |
| 12 | Cary, NC | $37,798 | $18.17 |
| 13 | Aurora, CO | $37,397 | $17.98 |
| 14 | Jacksonville, AR | $37,356 | $17.96 |
| 15 | Kansas City, KS | $36,324 | $17.46 |
| 16 | Columbus, GA | $35,832 | $17.23 |
| 17 | Miami, FL | $35,726 | $17.18 |
| 18 | Chattanooga, TN | $35,227 | $16.94 |
| 19 | Newport News, VA | $35,188 | $16.92 |
| 20 | Salt Lake City, UT | $34,734 | $16.70 |
An insurance underwriter, sales's salary ranges from $28,000 a year at the 10th percentile to $56,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $56,000 | $4,667 | $27 |
| 75th Percentile | $48,000 | $4,000 | $23 |
| Average | $40,226 | $3,352 | $19 |
| 25th Percentile | $33,000 | $2,750 | $16 |
| 10th Percentile | $28,000 | $2,333 | $13 |
The highest paying types of insurance underwriters, sales are insurance broker, licensed insurance producer, and insurance producer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Agent | $37,864 | $3,155 | $18.20 | 184,325 |
| Sales Representative Internship | $34,556 | $2,880 | $16.61 | 225,580 |
| Licensed Agent | $42,315 | $3,526 | $20.34 | 68,666 |
| Sales Internship | $34,460 | $2,872 | $16.57 | 341,195 |
| Sales Producer | $51,287 | $4,274 | $24.66 | 41,951 |
| Sales Agent | $45,217 | $3,768 | $21.74 | 391,987 |
Top companies hiring insurance underwriters, sales now:
Insurance underwriter, sales salaries at New York Life Insurance and Symmetry Financial Group are the highest-paying according to our most recent salary estimates. In addition, the average insurance underwriter, sales salary at companies like HealthMarkets and Family First Life are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | New York Life Insurance | $44,311 | $21.30 |
| 2 | Symmetry Financial Group | $44,223 | $21.26 |
| 3 | HealthMarkets | $44,174 | $21.24 |
| 4 | Family First Life | $44,078 | $21.19 |
| 5 | Fedele Insurance Services | $40,905 | $19.67 |
| 6 | The Jonus Group | $40,824 | $19.63 |
| 7 | Davis & Company | $40,790 | $19.61 |
| 8 | Bankers Life Insurance Company | $40,072 | $19.27 |
| 9 | McMichael and Gray | $39,702 | $19.09 |
| 10 | I Tech Solutions | $39,494 | $18.99 |
| 11 | The Hanover Insurance Group | $38,909 | $18.71 |
| 12 | Insurance Incorporated | $38,857 | $18.68 |
| 13 | Rockstar Games | $38,720 | $18.62 |
| 14 | GEICO | $38,600 | $18.56 |
| 15 | Texas Farm Bureau Insurance Companies | $38,308 | $18.42 |
| 16 | Allstate | $37,118 | $17.85 |
| 17 | Farmers Insurance | $37,075 | $17.82 |
| 18 | The Hartford | $36,230 | $17.42 |
The average insurance underwriter, sales salary varies across industries:
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Insurance | $40,290 | $19.37 |
| 2 | Media | $39,127 | $18.81 |
| 3 | Finance | $39,051 | $18.77 |
| 4 | Agriculture | $37,453 | $18.01 |
| 5 | Manufacturing | $37,333 | $17.95 |
The average insurance underwriter, sales salary has risen by $3,646 over the last ten years. In 2014, the average insurance underwriter, sales earned $36,580 annually, but today, they earn $40,226 a year. That works out to a 4% change in pay for insurance underwriters, sales over the last decade.
Compare insurance underwriter, sales salaries for cities or states with the national average over time.
Compare insurance underwriter, sales salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $40,200 | $19.34 | +2.4% |
| 2025 | $39,300 | $18.88 | +0.7% |
| 2024 | $39,000 | $18.75 | +1.8% |
| 2023 | $38,300 | $18.42 | -0.6% |
| 2022 | $38,500 | $18.53 | +3.6% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Griffin Agency | More Time, More Money: Start Your Remote Insurance Sales Career Today | West Hartford, CT | 06/05/2025 | $52,175 |
| Art Dorsey-State Farm Agency | Insurance Sales | Anchorage, AK | 05/28/2025 | $41,740 |
| Get It-Marketing | Insurance Sales Superstar-Remote | WFH | Fairbanks, AK | 05/26/2025 | $50,000 |
| Platinum Supplemental Insurance | Insurance Sales-Bonuses and Travel Incentives | Broken Arrow, OK | 05/22/2025 | $75,000 |
| Platinum Supplemental Insurance | Insurance Sales-No Sales Experience Required! | Columbus, NE | 05/22/2025 | $75,000 |
| Platinum Supplemental Insurance | Insurance Sales-No Sales Experience Required! | Aurora, IL | 05/22/2025 | $75,000 |
| Griffin Agency | Work From Anywhere, Earn BIG: Elite Insurance Sales Jobs for Top Talent | Houston, TX | 04/13/2025 | $52,175 |
| Griffin Agency | Unlock Unlimited Earnings: Work Remotely In Insurance Sales | Pleasanton, TX | 04/08/2025 | $52,175 |
| Griffin Agency | Looking for More Freedom & Income? Remote Insurance Sales Could BE Your Next Step | Conway, FL | 04/08/2025 | $52,175 |
| Hub International | External Sales, Insurance | Akron, OH | 03/30/2025 | $48,000 |
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