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Licensed insurance agent salary
Average licensed insurance agent salary
$54,118
Understanding Licensed Insurance Agent Salaries
As of October 2025, the average salary for a licensed insurance agent is approximately $54,118 per year, translating to about $26 per hour. Salaries can vary significantly depending on factors such as geographic location, years of experience, and the specific type of insurance being sold. Agents in metropolitan areas tend to earn more than those in rural settings.
For instance, states like California and New York consistently rank as the highest-paying regions, with agents earning upwards of $70,000. Experience also plays a critical role in determining salary; entry-level agents typically start at lower wage levels but can see substantial increases as they gain industry knowledge and build a client base.
Explore Opportunities
In addition to base salaries, many licensed insurance agents earn commissions based on the policies they sell, which can significantly boost their overall income. This creates a performance-driven environment where hard work directly correlates with financial rewards. Understanding the various salary structures and opportunities available can guide you in making informed career choices in the insurance field.
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Where can a Licensed Insurance Agent earn more?
Licensed insurance agent salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level licensed insurance agent | $32,400 | $15.60 |
| Mid-level licensed insurance agent | $55,500 | $26.68 |
| Senior-level licensed insurance agent | $63,200 | $30.39 |
Licensed insurance agent salary estimates from across the web
Average licensed insurance agent salary by state
The highest-paying states for licensed insurance agents are Hawaii, Alabama, and Rhode Island. The lowest average licensed insurance agent salary states are New Mexico, Utah, and Oklahoma.
- State view
- County view
Highest paying states for licensed insurance agents
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Rhode Island | $68,953 | $33.15 |
| 2 | Nebraska | $63,375 | $30.47 |
| 3 | Arizona | $64,895 | $31.20 |
| 4 | Alabama | $69,003 | $33.17 |
| 5 | New Jersey | $66,058 | $31.76 |
| 6 | South Dakota | $63,328 | $30.45 |
| 7 | Wisconsin | $61,423 | $29.53 |
| 8 | Wyoming | $59,243 | $28.48 |
| 9 | Texas | $59,811 | $28.76 |
| 10 | Massachusetts | $66,409 | $31.93 |
| 11 | Missouri | $58,347 | $28.05 |
| 12 | New Hampshire | $64,102 | $30.82 |
| 13 | North Dakota | $58,179 | $27.97 |
| 14 | Delaware | $58,803 | $28.27 |
| 15 | California | $65,886 | $31.68 |
| 16 | District of Columbia | $74,193 | $35.67 |
| 17 | Connecticut | $65,723 | $31.60 |
| 18 | Hawaii | $70,680 | $33.98 |
| 19 | Oregon | $59,157 | $28.44 |
| 20 | Louisiana | $60,037 | $28.86 |
| 21 | Minnesota | $59,195 | $28.46 |
| 22 | Montana | $56,574 | $27.20 |
| 23 | Pennsylvania | $57,153 | $27.48 |
| 24 | Washington | $59,002 | $28.37 |
| 25 | Maine | $59,216 | $28.47 |
| 26 | South Carolina | $55,712 | $26.78 |
| 27 | North Carolina | $56,583 | $27.20 |
| 28 | Vermont | $58,075 | $27.92 |
| 29 | New York | $63,340 | $30.45 |
| 30 | Mississippi | $57,103 | $27.45 |
| 31 | Kansas | $54,970 | $26.43 |
| 32 | Nevada | $54,916 | $26.40 |
| 33 | Colorado | $56,619 | $27.22 |
| 34 | Illinois | $57,134 | $27.47 |
| 35 | Ohio | $54,456 | $26.18 |
| 36 | Michigan | $52,230 | $25.11 |
| 37 | Florida | $56,759 | $27.29 |
| 38 | Kentucky | $52,572 | $25.27 |
| 39 | Tennessee | $52,709 | $25.34 |
| 40 | Arkansas | $52,473 | $25.23 |
| 41 | Idaho | $53,345 | $25.65 |
| 42 | Indiana | $53,482 | $25.71 |
| 43 | Iowa | $43,649 | $20.99 |
| 44 | New Mexico | $52,080 | $25.04 |
| 45 | Utah | $51,560 | $24.79 |
| 46 | Oklahoma | $51,530 | $24.77 |
| 47 | Maryland | $53,914 | $25.92 |
| 48 | Georgia | $52,396 | $25.19 |
| 49 | Virginia | $52,592 | $25.28 |
| 50 | Alaska | $43,158 | $20.75 |
| 51 | West Virginia | $46,278 | $22.25 |
Highest paying cities for licensed insurance agents
The highest-paying cities for licensed insurance agents are Washington, DC, Mobile, AL, and Los Angeles, CA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Washington, DC | $74,273 | $35.71 |
| 2 | Mobile, AL | $72,190 | $34.71 |
| 3 | Los Angeles, CA | $66,126 | $31.79 |
| 4 | Salem, MA | $66,004 | $31.73 |
| 5 | Tucson, AZ | $65,044 | $31.27 |
| 6 | Salem, NH | $64,613 | $31.06 |
| 7 | New York, NY | $63,591 | $30.57 |
| 8 | San Antonio, TX | $61,510 | $29.57 |
| 9 | Baton Rouge, LA | $60,386 | $29.03 |
| 10 | Portland, ME | $60,332 | $29.01 |
| 11 | Austin, MN | $59,616 | $28.66 |
| 12 | Salem, OR | $59,235 | $28.48 |
| 13 | Seattle, WA | $58,931 | $28.33 |
| 14 | Kansas City, MO | $58,278 | $28.02 |
| 15 | Miami, FL | $58,261 | $28.01 |
| 16 | Grand Junction, CO | $58,081 | $27.92 |
| 17 | Philadelphia, PA | $57,858 | $27.82 |
| 18 | Burlington, VT | $57,387 | $27.59 |
| 19 | Raleigh, NC | $56,732 | $27.27 |
| 20 | Charleston, SC | $56,270 | $27.05 |
Licensed insurance agent salary details
A licensed insurance agent's salary ranges from $32,000 a year at the 10th percentile to $88,000 at the 90th percentile.
What is a licensed insurance agent's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $88,000 | $7,333 | $42 |
| 75th Percentile | $70,000 | $5,833 | $34 |
| Average | $54,118 | $4,510 | $26 |
| 25th Percentile | $41,000 | $3,417 | $20 |
| 10th Percentile | $32,000 | $2,667 | $15 |
Highest paying licensed insurance agent jobs
The highest paying types of licensed insurance agents are insurance broker, licensed insurance producer, and insurance producer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Sales Producer | $51,287 | $4,274 | $24.66 | 41,951 |
| Agent | $37,864 | $3,155 | $18.20 | 184,325 |
| Marketing Agent | $40,384 | $3,365 | $19.42 | 112,353 |
| Geek Squad Agent | $31,924 | $2,660 | $15.35 | 28,603 |
| Sales Agent | $45,217 | $3,768 | $21.74 | 391,987 |
| Direct Sales Agent | $57,712 | $4,809 | $27.75 | 225,552 |
Top companies hiring licensed insurance agents now:
Which companies pay licensed insurance agents the most?
Licensed insurance agent salaries at Torchmark and Wipro Limited are the highest-paying according to our most recent salary estimates. In addition, the average licensed insurance agent salary at companies like Family First Life and Anthem are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Globe Life | $76,791 | $36.92 |
| 2 | Wipro Limited | $71,017 | $34.14 |
| 3 | Family First Life | $69,129 | $33.24 |
| 4 | Elevance Health | $63,252 | $30.41 |
| 5 | Carlson Capital | $62,596 | $30.09 |
| 6 | Infinium | $58,669 | $28.21 |
| 7 | Symmetry Financial Group | $58,163 | $27.96 |
| 8 | National Agents Alliance | $57,536 | $27.66 |
| 9 | HealthMarkets | $56,262 | $27.05 |
| 10 | Brown & Brown | $56,100 | $26.97 |
| 11 | Healthcare Solutions Team | $55,781 | $26.82 |
| 12 | Asurea | $55,671 | $26.76 |
| 13 | Teletech Services Corporation | $55,182 | $26.53 |
| 14 | SelectQuote Insurance Services | $54,890 | $26.39 |
| 15 | Assurance | $54,858 | $26.37 |
| 16 | Chalmers Insurance Group | $54,827 | $26.36 |
| 17 | DialAmerica | $53,982 | $25.95 |
| 18 | Palmetto | $52,537 | $25.26 |
| 19 | The American Insurance Company Corp | $52,415 | $25.20 |
| 20 | Bankers Life Insurance Company | $49,918 | $24.00 |
Wage gap by gender, race and education
Licensed insurance agent salary trends
The average licensed insurance agent salary has risen by $4,906 over the last ten years. In 2014, the average licensed insurance agent earned $49,212 annually, but today, they earn $54,118 a year. That works out to a 4% change in pay for licensed insurance agents over the last decade.
Compare licensed insurance agent salaries for cities or states with the national average over time.
Average licensed insurance agent salary over time
Compare licensed insurance agent salaries for individual cities or states with the national average.
Licensed insurance agent salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $54,100 | $26.02 | +2.4% |
| 2024 | $52,800 | $25.40 | +0.7% |
| 2023 | $52,500 | $25.23 | +1.8% |
| 2022 | $51,600 | $24.79 | -0.6% |
| 2021 | $51,800 | $24.93 | +3.6% |
Recently added licensed insurance agent salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Ttec | Licensed Healthcare Insurance Agent-Remote | Noble, LA | 06/29/2025 | $42,784 |
| Ttec | Bilingual Licensed Healthcare Insurance Agent-Spanish | Duluth, GA | 06/29/2025 | $58,436 |
| Teletech Services Corporation | Licensed Healthcare Insurance Agent-Remote | Noble, LA | 06/29/2025 | $42,784 |
| Teletech Services Corporation | Licensed Healthcare Insurance Agent | Duluth, GA | 06/29/2025 | $52,175 |
| JFF | Licensed Property & Casualty Insurance Agent-Remote USA | Houston, TX | 06/29/2025 | $41,740 |
| Get It-Executive | /HR. Property & Casualty Licensed Insurance Agent-Remote | Phoenix, AZ | 06/29/2025 | $52,175 |
| Get It-Real Estate | Licensed Insurance Agent-Remote | WFH | Highland, CA | 06/29/2025 | $39,653 |
| Get It-Marketing | Licensed Insurance State Farm Experienced-Remote | WFH | Overland Park, KS | 06/29/2025 | $27,000 |
| Work at Home Job Source | Remote Licensed Insurance Agent | Hope, AK | 06/29/2025 | $25,044 |
| Get It-Marketing | Licensed Insurance Sales-Remote | Sacramento, CA | 06/29/2025 | $26,000 |
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