Explore jobs
Find specific jobs
Explore careers
Explore professions
Best companies
Explore companies
Material damage adjuster salary
Average material damage adjuster salary
$53,724
Understanding Material Damage Adjuster Salaries
A Material Damage Adjuster plays a crucial role in evaluating insurance claims related to property damage. Their responsibilities include inspecting damage, preparing reports, and negotiating settlements. As of October 2025, the average salary for this position stands at $53,724 per year. Factors influencing salary include experience level, geographic location, and employer type.
Salary by Experience Level
Entry-level adjusters can expect to earn lower salaries, while those with several years of experience often see significant increases. Understanding this progression can help job seekers set realistic salary expectations.
Highest Paying States
Some states offer higher compensation due to demand or cost of living adjustments. For instance, adjusters in states like California and New York typically earn more than the national average. Researching salary data by state can provide insights into potential earnings.
Job Opportunities
For those looking to pursue a career as a Material Damage Adjuster, numerous opportunities exist across various industries. Employers range from insurance companies to independent adjuster firms, each offering unique benefits and salary structures.
Let Zippia find your next material damage adjuster job
Let Zippia find your next material damage adjuster job
Where can a Material Damage Adjuster earn more?
Material damage adjuster salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level material damage adjuster | $32,900 | $15.82 |
| Mid-level material damage adjuster | $49,800 | $23.93 |
| Senior-level material damage adjuster | $85,500 | $41.13 |
Material damage adjuster salary estimates from across the web
Average material damage adjuster salary by state
The highest-paying states for material damage adjusters are Alaska, New Jersey, and Virginia. The lowest average material damage adjuster salary states are Arkansas, Wyoming, and Tennessee.
- State view
- County view
Highest paying states for material damage adjusters
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Kentucky | $64,116 | $30.82 |
| 2 | Rhode Island | $63,314 | $30.44 |
| 3 | Maryland | $63,050 | $30.31 |
| 4 | South Carolina | $59,649 | $28.68 |
| 5 | Pennsylvania | $59,204 | $28.46 |
| 6 | Ohio | $56,378 | $27.10 |
| 7 | New Hampshire | $59,192 | $28.46 |
| 8 | Virginia | $64,805 | $31.16 |
| 9 | New Jersey | $64,887 | $31.20 |
| 10 | South Dakota | $55,664 | $26.76 |
| 11 | Oregon | $57,321 | $27.56 |
| 12 | Connecticut | $62,645 | $30.12 |
| 13 | Vermont | $57,772 | $27.77 |
| 14 | Wisconsin | $53,138 | $25.55 |
| 15 | Alaska | $65,322 | $31.40 |
| 16 | North Carolina | $57,218 | $27.51 |
| 17 | Massachusetts | $60,198 | $28.94 |
| 18 | Michigan | $55,368 | $26.62 |
| 19 | Illinois | $55,611 | $26.74 |
| 20 | California | $60,153 | $28.92 |
| 21 | Georgia | $53,902 | $25.91 |
| 22 | Minnesota | $54,673 | $26.29 |
| 23 | Texas | $54,618 | $26.26 |
| 24 | Washington | $57,851 | $27.81 |
| 25 | New York | $60,785 | $29.22 |
| 26 | Nevada | $53,807 | $25.87 |
| 27 | Idaho | $53,543 | $25.74 |
| 28 | Maine | $56,098 | $26.97 |
| 29 | Iowa | $50,634 | $24.34 |
| 30 | North Dakota | $50,182 | $24.13 |
| 31 | District of Columbia | $63,296 | $30.43 |
| 32 | Montana | $53,635 | $25.79 |
| 33 | West Virginia | $53,354 | $25.65 |
| 34 | Arizona | $50,896 | $24.47 |
| 35 | Missouri | $52,639 | $25.31 |
| 36 | Nebraska | $51,048 | $24.54 |
| 37 | Kansas | $49,496 | $23.80 |
| 38 | Colorado | $55,398 | $26.63 |
| 39 | Tennessee | $47,563 | $22.87 |
| 40 | Florida | $52,706 | $25.34 |
| 41 | Hawaii | $57,632 | $27.71 |
| 42 | Delaware | $53,623 | $25.78 |
| 43 | Arkansas | $48,518 | $23.33 |
| 44 | Utah | $48,623 | $23.38 |
| 45 | Indiana | $45,330 | $21.79 |
| 46 | Oklahoma | $49,707 | $23.90 |
| 47 | New Mexico | $50,570 | $24.31 |
| 48 | Mississippi | $44,107 | $21.21 |
| 49 | Alabama | $46,876 | $22.54 |
| 50 | Louisiana | $48,942 | $23.53 |
| 51 | Wyoming | $47,596 | $22.88 |
Highest paying cities for material damage adjusters
The highest-paying cities for material damage adjusters are Florence, KY, Roanoke, VA, and Silver Spring, MD.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Florence, KY | $65,169 | $31.33 |
| 2 | Roanoke, VA | $63,184 | $30.38 |
| 3 | Silver Spring, MD | $62,959 | $30.27 |
| 4 | New York, NY | $61,042 | $29.35 |
| 5 | Spokane Valley, WA | $56,903 | $27.36 |
| 6 | South Portland, ME | $56,562 | $27.19 |
| 7 | Columbus, OH | $56,306 | $27.07 |
| 8 | Charlotte, NC | $56,202 | $27.02 |
| 9 | Aurora, CO | $55,327 | $26.60 |
| 10 | Houston, TX | $54,972 | $26.43 |
| 11 | Las Vegas, NV | $53,604 | $25.77 |
| 12 | Parkersburg, WV | $53,224 | $25.59 |
| 13 | Jefferson City, MO | $52,603 | $25.29 |
| 14 | Omaha, NE | $51,075 | $24.56 |
| 15 | Peoria, AZ | $50,981 | $24.51 |
| 16 | Des Moines, IA | $50,578 | $24.32 |
| 17 | Edmond, OK | $49,771 | $23.93 |
| 18 | Topeka, KS | $49,538 | $23.82 |
| 19 | Baton Rouge, LA | $49,017 | $23.57 |
| 20 | Knoxville, TN | $48,643 | $23.39 |
Material damage adjuster salary details
A material damage adjuster's salary ranges from $36,000 a year at the 10th percentile to $80,000 at the 90th percentile.
What is a material damage adjuster's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $80,000 | $6,667 | $38 |
| 75th Percentile | $66,000 | $5,500 | $32 |
| Average | $53,724 | $4,477 | $26 |
| 25th Percentile | $43,000 | $3,583 | $21 |
| 10th Percentile | $36,000 | $3,000 | $17 |
Highest paying material damage adjuster jobs
The highest paying types of material damage adjusters are risk and insurance consultant, general adjuster, and compensation adjuster.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Insurance Investigator | $40,373 | $3,364 | $19.41 | 38,201 |
| Field Investigator | $34,305 | $2,859 | $16.49 | 49,068 |
| Claim Investigator | $49,415 | $4,118 | $23.76 | 8,738 |
| Insurance Examiner | $50,967 | $4,247 | $24.50 | 39,601 |
| Disability Examiner | $40,180 | $3,348 | $19.32 | 2,241 |
| Risk And Insurance Consultant | $90,307 | $7,526 | $43.42 | 61,774 |
Top companies hiring material damage adjusters now:
Which companies pay material damage adjusters the most?
Material damage adjuster salaries at Erie Insurance and Progressive are the highest-paying according to our most recent salary estimates. In addition, the average material damage adjuster salary at companies like GuideOne Insurance and California Casualty are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Erie Insurance | $60,547 | $29.11 |
| 2 | Progressive | $59,266 | $28.49 |
| 3 | GuideOne Insurance | $57,745 | $27.76 |
| 4 | California Casualty | $54,562 | $26.23 |
| 5 | National General Insurance | $53,876 | $25.90 |
| 6 | Shelter Insurance | $49,368 | $23.73 |
Wage gap by gender, race and education
Material damage adjuster salary trends
The average material damage adjuster salary has risen by $7,043 over the last ten years. In 2014, the average material damage adjuster earned $46,681 annually, but today, they earn $53,724 a year. That works out to a 7% change in pay for material damage adjusters over the last decade.
Compare material damage adjuster salaries for cities or states with the national average over time.
Average material damage adjuster salary over time
Compare material damage adjuster salaries for individual cities or states with the national average.
Material damage adjuster salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $53,700 | $25.83 | +2.2% |
| 2025 | $52,600 | $25.27 | +1.3% |
| 2024 | $51,900 | $24.93 | +1.5% |
| 2023 | $51,100 | $24.55 | +1.9% |
| 2022 | $50,100 | $24.09 | +1.1% |
Recently added material damage adjuster salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Erie Insurance | Material Damage Adjuster I | Charlotte, NC | 05/21/2025 | $49,340 |
| Erie Insurance | Material Damage Inside Adjuster I | Indianapolis, IN | 04/27/2025 | $49,340 |
| Erie Insurance | Material Damage Adjuster I | Charlotte, NC | 04/19/2025 | $49,340 |
| Geico | Muti-Line Physical Damage Adjuster | San Diego, CA | 03/30/2025 | $58,394 |
| Erie Insurance | Material Damage Inside Adjuster I | Indianapolis, IN | 03/28/2025 | $49,340 |
| Shelter Insurance | Material Damage Adjuster (Resident) | Collinsville, IL | 03/28/2025 | $48,544 |
| Erie Insurance | Material Damage Adjuster I | Binghamton, NY | 02/22/2025 | $48,371 |
| Erie Insurance Group | Material Damage Adjuster II | Johnson City, TN | 02/17/2025 | $61,892 |
| Erie Insurance Group | Material Damage Adjuster I | Fernway, PA | 02/16/2025 | $49,340 |
| Erie Insurance | Material Damage Inside Adjuster I | Colesville, MD | 02/15/2025 | $59,786 |
Material damage adjuster salary FAQs
Search for material damage adjuster jobs