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The average salary for a property adjuster stands at approximately $54,661 per year, translating to about $26 per hour. This figure can vary significantly based on factors such as geographic location and level of experience.
Property adjusters can earn more in states with higher living costs and demand for services. For instance, states like California and New York typically offer salaries above the national average. Adjusters in urban areas often see increased compensation due to a greater volume of claims.
Those just starting in the field may earn less initially, but as they gain experience, their salaries can increase substantially. For instance, entry-level adjusters might start around $40,000, while seasoned professionals can earn upwards of $70,000 annually.
With the ongoing need for property assessment in various sectors, job opportunities for property adjusters are robust. Whether working for insurance companies, independent adjusting firms, or as freelancers, the demand for skilled adjusters remains strong.
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| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level property adjuster | $33,500 | $16.10 |
| Mid-level property adjuster | $50,600 | $24.34 |
| Senior-level property adjuster | $87,000 | $41.85 |
The average property adjuster salary in Alaska, New Jersey, and California are the highest in the U.S. The lowest average property adjuster salary states are Louisiana, Tennessee, and North Carolina.
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Rhode Island | $60,842 | $29.25 |
| 2 | Nevada | $54,616 | $26.26 |
| 3 | Oregon | $59,133 | $28.43 |
| 4 | New Jersey | $62,155 | $29.88 |
| 5 | South Dakota | $54,184 | $26.05 |
| 6 | Washington | $60,599 | $29.13 |
| 7 | Connecticut | $60,133 | $28.91 |
| 8 | Montana | $54,285 | $26.10 |
| 9 | Idaho | $55,197 | $26.54 |
| 10 | California | $61,163 | $29.41 |
| 11 | Alaska | $68,818 | $33.09 |
| 12 | Minnesota | $53,967 | $25.95 |
| 13 | Maryland | $59,269 | $28.49 |
| 14 | Pennsylvania | $56,334 | $27.08 |
| 15 | Massachusetts | $57,940 | $27.86 |
| 16 | District of Columbia | $59,148 | $28.44 |
| 17 | New Hampshire | $56,852 | $27.33 |
| 18 | Colorado | $54,520 | $26.21 |
| 19 | North Dakota | $49,684 | $23.89 |
| 20 | Texas | $50,891 | $24.47 |
| 21 | Ohio | $50,892 | $24.47 |
| 22 | Florida | $51,369 | $24.70 |
| 23 | Wisconsin | $50,430 | $24.25 |
| 24 | Georgia | $50,762 | $24.40 |
| 25 | Vermont | $54,980 | $26.43 |
| 26 | Virginia | $55,291 | $26.58 |
| 27 | New York | $55,868 | $26.86 |
| 28 | Kentucky | $51,144 | $24.59 |
| 29 | Hawaii | $58,860 | $28.30 |
| 30 | Nebraska | $49,354 | $23.73 |
| 31 | Iowa | $48,495 | $23.31 |
| 32 | Utah | $49,526 | $23.81 |
| 33 | Michigan | $49,581 | $23.84 |
| 34 | Alabama | $49,723 | $23.91 |
| 35 | Indiana | $47,518 | $22.85 |
| 36 | Maine | $51,394 | $24.71 |
| 37 | Tennessee | $47,163 | $22.67 |
| 38 | Kansas | $47,681 | $22.92 |
| 39 | Illinois | $49,656 | $23.87 |
| 40 | New Mexico | $49,892 | $23.99 |
| 41 | Delaware | $50,906 | $24.47 |
| 42 | West Virginia | $48,536 | $23.33 |
| 43 | South Carolina | $48,802 | $23.46 |
| 44 | Oklahoma | $48,110 | $23.13 |
| 45 | Arizona | $46,303 | $22.26 |
| 46 | North Carolina | $46,611 | $22.41 |
| 47 | Missouri | $48,327 | $23.23 |
| 48 | Wyoming | $47,417 | $22.80 |
| 49 | Arkansas | $46,587 | $22.40 |
| 50 | Louisiana | $47,410 | $22.79 |
| 51 | Mississippi | $44,399 | $21.35 |
The highest-paying cities for property adjusters are San Francisco, CA, Washington, NJ, and Tacoma, WA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | San Francisco, CA | $63,078 | $30.33 |
| 2 | Washington, NJ | $61,899 | $29.76 |
| 3 | Tacoma, WA | $60,958 | $29.31 |
| 4 | Hartford, CT | $59,971 | $28.83 |
| 5 | Baltimore, MD | $59,440 | $28.58 |
| 6 | Washington, DC | $59,199 | $28.46 |
| 7 | Portland, OR | $59,152 | $28.44 |
| 8 | Worcester, MA | $58,051 | $27.91 |
| 9 | Philadelphia, PA | $56,842 | $27.33 |
| 10 | New York, NY | $56,036 | $26.94 |
| 11 | Virginia Beach, VA | $55,593 | $26.73 |
| 12 | Denver, CO | $54,499 | $26.20 |
| 13 | Minneapolis, MN | $53,955 | $25.94 |
| 14 | Miami, FL | $52,461 | $25.22 |
| 15 | Portland, ME | $51,958 | $24.98 |
| 16 | San Antonio, TX | $51,724 | $24.87 |
| 17 | Albany, GA | $51,286 | $24.66 |
| 18 | Columbus, OH | $50,311 | $24.19 |
| 19 | Detroit, MI | $49,753 | $23.92 |
| 20 | Chicago, IL | $49,702 | $23.90 |
A property adjuster's salary ranges from $39,000 a year at the 10th percentile to $76,000 at the 90th percentile.

| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $76,000 | $6,333 | $37 |
| 75th Percentile | $65,000 | $5,417 | $31 |
| Average | $54,661 | $4,555 | $26 |
| 25th Percentile | $45,000 | $3,750 | $22 |
| 10th Percentile | $39,000 | $3,250 | $19 |
The highest paying types of property adjusters are risk and insurance consultant, general adjuster, and compensation adjuster.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Insurance Examiner | $50,967 | $4,247 | $24.50 | 39,601 |
| Claim Investigator | $49,415 | $4,118 | $23.76 | 8,738 |
| Risk And Insurance Consultant | $90,307 | $7,526 | $43.42 | 61,774 |
| Disability Examiner | $40,180 | $3,348 | $19.32 | 2,241 |
| Field Investigator | $34,305 | $2,859 | $16.49 | 49,068 |
| Insurance Investigator | $40,373 | $3,364 | $19.41 | 38,201 |
Top companies hiring property adjusters now:
Property adjuster salaries at The Hanover Insurance Group and Safety Insurance are the highest-paying according to our most recent salary estimates. In addition, the average property adjuster salary at companies like Mercury Insurance and Sedgwick LLP are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | The Hanover Insurance Group | $75,832 | $36.46 |
| 2 | Safety Insurance | $64,043 | $30.79 |
| 3 | Mercury Insurance | $63,419 | $30.49 |
| 4 | Sedgwick LLP | $62,334 | $29.97 |
| 5 | Munich Reinsurance America, Inc. | $60,633 | $29.15 |
| 6 | Liberty Mutual Insurance | $60,362 | $29.02 |
| 7 | Raphael & Associates | $59,809 | $28.75 |
| 8 | Erie Insurance | $59,754 | $28.73 |
| 9 | American Family Insurance | $59,451 | $28.58 |
| 10 | GuideOne Insurance | $58,552 | $28.15 |
| 11 | Progressive | $58,415 | $28.08 |
| 12 | W. R. Berkley | $58,019 | $27.89 |
| 13 | Crawford & Company | $55,840 | $26.85 |
| 14 | CopperPoint Insurance Companies | $55,684 | $26.77 |
| 15 | Chubb | $55,674 | $26.77 |
| 16 | RYZE Claim Solutions | $54,490 | $26.20 |
| 17 | Paul Davis USA | $54,447 | $26.18 |
| 18 | National General Insurance | $53,727 | $25.83 |
| 19 | Kentucky Farm Bureau | $53,121 | $25.54 |
| 20 | Allstate | $52,389 | $25.19 |
The average property adjuster salary has risen by $7,166 over the last ten years. In 2014, the average property adjuster earned $47,495 annually, but today, they earn $54,661 a year. That works out to a 7% change in pay for property adjusters over the last decade.
Compare property adjuster salaries for cities or states with the national average over time.
Compare property adjuster salaries for individual cities or states with the national average.
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $54,700 | $26.28 | +2.2% |
| 2024 | $53,500 | $25.71 | +1.3% |
| 2023 | $52,800 | $25.37 | +1.5% |
| 2022 | $52,000 | $24.98 | +1.9% |
| 2021 | $51,000 | $24.51 | +1.1% |
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Shelter Insurance | Property Adjuster (Resident) | Akron, OH | 06/30/2025 | $48,564 |
| Shelter Insurance | Property Adjuster (Resident) | Wichita, KS | 06/30/2025 | $48,564 |
| USAA | Property Adjuster Specialist (Desk) | Colorado Springs, CO | 06/30/2025 | $69,920 |
| USAA | Property Adjuster Specialist | Baltimore, MD | 06/30/2025 | $76,400 |
| USAA | Property Adjuster Specialist | Homer, NY | 06/30/2025 | $69,920 |
| USAA | Property Adjuster Specialist | Norwich, CT | 06/30/2025 | $78,560 |
| USAA | Property Adjuster Specialist (Desk/Field) | Olympia, WA | 06/30/2025 | $69,920 |
| USAA | Property Adjuster Specialist-Cat Team | Fayetteville, NC | 06/30/2025 | $67,750 |
| USAA | Property Adjuster Specialist | Providence, RI | 06/30/2025 | $69,920 |
| USAA | Property Adjuster Specialist | Philadelphia, PA | 06/30/2025 | $69,920 |
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