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Recovery agent salary
Average recovery agent salary
$38,772
Understanding Recovery Agent Salaries
The role of a Recovery Agent is crucial in various industries, particularly in finance and collections. As of October 2025, the average salary for a Recovery Agent stands at $38,772 per year. This salary can fluctuate based on factors such as geographic location and years of experience. For instance, agents in states like California and New York typically earn higher wages due to the cost of living.
Entry-level Recovery Agents may start with salaries around $30,000, while those with several years of experience can earn upwards of $50,000. Additional certifications and specialized training can further enhance earning potential. The demand for skilled Recovery Agents continues to grow, creating ample opportunities for career advancement.
Highest Paying States
The highest paying states for Recovery Agents include:
- California
- New York
- Texas
- Florida
In summary, pursuing a career as a Recovery Agent can be rewarding both financially and professionally. With the right experience and skills, you can increase your income and find growth opportunities in this vital industry.
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Where can a Recovery Agent earn more?
Recovery agent salaries by experience level
Recovery agent salary estimates from across the web
Average recovery agent salary by state
The highest-paying states for recovery agents are Connecticut, New York, and Virginia. The lowest average recovery agent salary states are Wyoming, Idaho, and Oklahoma.
- State view
- County view
Highest paying states for recovery agents
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Missouri | $55,397 | $26.63 |
| 2 | Pennsylvania | $52,304 | $25.15 |
| 3 | Massachusetts | $55,949 | $26.90 |
| 4 | Connecticut | $72,256 | $34.74 |
| 5 | Rhode Island | $52,373 | $25.18 |
| 6 | New York | $59,066 | $28.40 |
| 7 | Delaware | $53,370 | $25.66 |
| 8 | Illinois | $56,589 | $27.21 |
| 9 | District of Columbia | $72,188 | $34.71 |
| 10 | Michigan | $50,127 | $24.10 |
| 11 | Tennessee | $51,868 | $24.94 |
| 12 | Ohio | $46,374 | $22.30 |
| 13 | Virginia | $58,064 | $27.92 |
| 14 | New Jersey | $56,416 | $27.12 |
| 15 | Maryland | $57,508 | $27.65 |
| 16 | Kentucky | $53,735 | $25.83 |
| 17 | Wisconsin | $47,677 | $22.92 |
| 18 | Vermont | $45,765 | $22.00 |
| 19 | Indiana | $46,901 | $22.55 |
| 20 | North Dakota | $45,296 | $21.78 |
| 21 | New Hampshire | $44,978 | $21.62 |
| 22 | South Carolina | $46,128 | $22.18 |
| 23 | Georgia | $47,313 | $22.75 |
| 24 | Arizona | $42,070 | $20.23 |
| 25 | Louisiana | $42,172 | $20.27 |
| 26 | Minnesota | $46,389 | $22.30 |
| 27 | Alabama | $42,201 | $20.29 |
| 28 | Nevada | $41,219 | $19.82 |
| 29 | Oregon | $43,613 | $20.97 |
| 30 | Nebraska | $41,115 | $19.77 |
| 31 | North Carolina | $45,710 | $21.98 |
| 32 | Montana | $39,441 | $18.96 |
| 33 | California | $45,996 | $22.11 |
| 34 | Kansas | $43,334 | $20.83 |
| 35 | Arkansas | $40,621 | $19.53 |
| 36 | Texas | $42,507 | $20.44 |
| 37 | Maine | $42,959 | $20.65 |
| 38 | West Virginia | $43,089 | $20.72 |
| 39 | Wyoming | $38,561 | $18.54 |
| 40 | Florida | $41,367 | $19.89 |
| 41 | Alaska | $46,581 | $22.39 |
| 42 | Mississippi | $39,427 | $18.96 |
| 43 | Hawaii | $36,730 | $17.66 |
| 44 | Utah | $37,271 | $17.92 |
| 45 | Idaho | $38,369 | $18.45 |
| 46 | Colorado | $39,943 | $19.20 |
| 47 | Oklahoma | $37,343 | $17.95 |
| 48 | Washington | $39,187 | $18.84 |
| 49 | New Mexico | $38,634 | $18.57 |
| 50 | Iowa | $38,835 | $18.67 |
| 51 | South Dakota | $33,977 | $16.34 |
Highest paying cities for recovery agents
The highest-paying cities for recovery agents are Saint Louis, MO, Plymouth, MA, and Lynchburg, VA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Saint Louis, MO | $56,703 | $27.26 |
| 2 | Plymouth, MA | $56,628 | $27.23 |
| 3 | Lynchburg, VA | $55,952 | $26.90 |
| 4 | Bowling Green, KY | $52,312 | $25.15 |
| 5 | Cleveland, OH | $47,763 | $22.96 |
| 6 | Victoria, TX | $42,508 | $20.44 |
| 7 | Montgomery, AL | $42,129 | $20.25 |
| 8 | Saint Petersburg, FL | $41,509 | $19.96 |
| 9 | Kearney, NE | $40,300 | $19.38 |
| 10 | Greeley, CO | $39,822 | $19.15 |
| 11 | Olive Branch, MS | $39,513 | $19.00 |
| 12 | Oklahoma City, OK | $37,198 | $17.88 |
| 13 | Midvale, UT | $37,153 | $17.86 |
Recovery agent salary details
A recovery agent's salary ranges from $20,000 a year at the 10th percentile to $72,000 at the 90th percentile.
What is a recovery agent's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $72,000 | $6,000 | $35 |
| 75th Percentile | $53,000 | $4,417 | $25 |
| Average | $38,772 | $3,231 | $19 |
| 25th Percentile | $27,000 | $2,250 | $13 |
| 10th Percentile | $20,000 | $1,667 | $10 |
Highest paying recovery agent jobs
The highest paying types of recovery agents are assistant account executive, credit and collections analyst, and accounts receivable analyst.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Collections/Accounts Receivable | $38,949 | $3,246 | $18.73 | 30,523 |
| Debt Collector | $33,865 | $2,822 | $16.28 | 23,385 |
| Bill Collector | $35,585 | $2,965 | $17.11 | 23,746 |
| Data Collector | $35,626 | $2,969 | $17.13 | 80,812 |
| Collections Representative | $34,015 | $2,835 | $16.35 | 85,275 |
| Credit And Collections Analyst | $49,262 | $4,105 | $23.68 | 18,105 |
Top companies hiring recovery agents now:
Which companies pay recovery agents the most?
Recovery agent salaries at United Auto Recovery and 1 800 Postcards, Inc. are the highest-paying according to our most recent salary estimates. In addition, the average recovery agent salary at companies like Acima and Americorps are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | United Auto Recovery | $50,790 | $24.42 |
| 2 | 1 800 Postcards, Inc. | $45,539 | $21.89 |
| 3 | Acima | $42,634 | $20.50 |
| 4 | Americorps | $41,801 | $20.10 |
| 5 | The Hertz Corporation | $35,625 | $17.13 |
| 6 | FedEx | $32,565 | $15.66 |
| 7 | Macy's | $29,472 | $14.17 |
| 8 | Community Bank, N.A. | $28,758 | $13.83 |
| 9 | Liberty University | $25,183 | $12.11 |
Wage gap by gender, race and education
Recovery Agent salary by industry
The average recovery agent salary varies across industries:
- The average recovery agent salary in the energy industry is $45,507, the highest of any industry.
- The average recovery agent salary in the finance industry is $45,392.
- Recovery agents in the retail industry earn an average salary of $30,799, the lowest of any industry.
Highest paying industries for recovery agents
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Energy | $45,507 | $21.88 |
| 2 | Telecommunication | $45,392 | $21.82 |
| 3 | Finance | $44,891 | $21.58 |
| 4 | Insurance | $35,677 | $17.15 |
| 5 | Technology | $35,472 | $17.05 |
| 6 | Professional | $33,190 | $15.96 |
| 7 | Transportation | $32,850 | $15.79 |
| 8 | Retail | $30,799 | $14.81 |
High paying recovery agent jobs
Recovery agent salary trends
The average recovery agent salary has risen by $6,289 over the last ten years. In 2014, the average recovery agent earned $32,483 annually, but today, they earn $38,772 a year. That works out to a 8% change in pay for recovery agents over the last decade.
Compare recovery agent salaries for cities or states with the national average over time.
Average recovery agent salary over time
Compare recovery agent salaries for individual cities or states with the national average.
Recovery agent salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $38,800 | $18.64 | +2.9% |
| 2025 | $37,700 | $18.10 | +2.6% |
| 2024 | $36,700 | $17.62 | +1.9% |
| 2023 | $36,000 | $17.29 | -0.1% |
| 2022 | $36,000 | $17.30 | +2.6% |
Recently added recovery agent salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Hertz | Fleet Recovery Agent | Estero, FL | 06/28/2025 | $41,740 |
| Wilber & Associates | Claims Recovery Agent | Bloomington, IL | 05/28/2025 | $39,653 |
| Zwicker & Associates | Debt Recovery Agent | Andover, MA | 05/18/2025 | $35,479 |
| Hertz | Fleet Recovery Agent | Estero, FL | 05/15/2025 | $41,740 |
| The Hertz Corporation | Fleet Recovery Agent | Estero, FL | 03/26/2025 | $41,740 |
| United Auto Delivery & Recovery Inc. | Repossession Agent/Recovery Agent | Cincinnati, OH | 02/22/2025 | $55,000 |
| Phoenix Loss Control, Inc. | Bilingual Claim Recovery Agent (Subrogation Adjuster) | Los Angeles, CA | 02/19/2025 | $100,000 |
| The Hertz Corporation | Fleet Recovery Agent | Estero, FL | 02/18/2025 | $41,740 |
| United Auto Delivery & Recovery Inc. | Repossession Agent/Recovery Agent | Blue Island, IL | 02/18/2025 | $60,000 |
| Mercy Medical Center, Inc. | NST, II-Pacu-Main Recovery | Baltimore, MD | 02/18/2025 | $37,211 |
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