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Senior credit analyst salary
Average senior credit analyst salary
$86,364
Understanding Senior Credit Analyst Salaries
As a Senior Credit Analyst, you play a pivotal role in the financial sector, with an average salary of $86,364 per year. This role typically requires a strong analytical background and expertise in assessing creditworthiness. Salaries can vary based on location, industry, and experience level. For instance, states like New York and California often report higher salaries due to the cost of living and demand for skilled analysts.
Salary Variability by State
According to recent data, the highest-paying states for Senior Credit Analysts include:
- New York
- California
- Texas
- Illinois
- Florida
Experience also plays a crucial role in salary determination. Analysts with 5-10 years of experience typically earn higher salaries, showcasing the value of industry expertise. As you advance in your career, consider opportunities that allow for professional growth and salary increases in this dynamic field.
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Where can a Senior Credit Analyst earn more?
Senior credit analyst salary estimates from across the web
Average senior credit analyst salary by state
The average senior credit analyst salary in New York, California, and Delaware are the highest in the U.S. The lowest average senior credit analyst salary states are Utah, Idaho, and Arkansas.
- State view
- County view
Highest paying states for senior credit analysts
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New York | $119,372 | $57.39 |
| 2 | Delaware | $94,530 | $45.45 |
| 3 | District of Columbia | $99,137 | $47.66 |
| 4 | Nevada | $92,597 | $44.52 |
| 5 | Rhode Island | $89,855 | $43.20 |
| 6 | California | $99,652 | $47.91 |
| 7 | Ohio | $88,012 | $42.31 |
| 8 | Vermont | $91,669 | $44.07 |
| 9 | Washington | $94,501 | $45.43 |
| 10 | North Carolina | $86,977 | $41.82 |
| 11 | New Hampshire | $94,263 | $45.32 |
| 12 | Maryland | $88,891 | $42.74 |
| 13 | Wyoming | $90,854 | $43.68 |
| 14 | Pennsylvania | $87,816 | $42.22 |
| 15 | Virginia | $84,360 | $40.56 |
| 16 | Connecticut | $90,135 | $43.33 |
| 17 | Massachusetts | $87,185 | $41.92 |
| 18 | Florida | $83,452 | $40.12 |
| 19 | Montana | $78,891 | $37.93 |
| 20 | Oregon | $86,603 | $41.64 |
| 21 | North Dakota | $74,982 | $36.05 |
| 22 | Arizona | $77,289 | $37.16 |
| 23 | South Dakota | $75,011 | $36.06 |
| 24 | West Virginia | $82,556 | $39.69 |
| 25 | Texas | $76,988 | $37.01 |
| 26 | Iowa | $79,750 | $38.34 |
| 27 | New Jersey | $78,089 | $37.54 |
| 28 | Hawaii | $76,115 | $36.59 |
| 29 | Illinois | $75,444 | $36.27 |
| 30 | Alaska | $72,647 | $34.93 |
| 31 | Georgia | $77,015 | $37.03 |
| 32 | Maine | $79,316 | $38.13 |
| 33 | Minnesota | $77,398 | $37.21 |
| 34 | Alabama | $72,376 | $34.80 |
| 35 | Wisconsin | $74,685 | $35.91 |
| 36 | Colorado | $72,412 | $34.81 |
| 37 | Kentucky | $74,078 | $35.61 |
| 38 | South Carolina | $73,096 | $35.14 |
| 39 | Michigan | $68,697 | $33.03 |
| 40 | Nebraska | $69,889 | $33.60 |
| 41 | Missouri | $63,162 | $30.37 |
| 42 | Utah | $62,393 | $30.00 |
| 43 | Kansas | $63,541 | $30.55 |
| 44 | New Mexico | $67,195 | $32.31 |
| 45 | Indiana | $64,164 | $30.85 |
| 46 | Tennessee | $63,368 | $30.47 |
| 47 | Idaho | $61,723 | $29.67 |
| 48 | Mississippi | $60,289 | $28.99 |
| 49 | Arkansas | $61,027 | $29.34 |
| 50 | Oklahoma | $59,902 | $28.80 |
| 51 | Louisiana | $57,411 | $27.60 |
Highest paying cities for senior credit analysts
The highest-paying cities for senior credit analysts are White Plains, NY, San Francisco, CA, and Seattle, WA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | White Plains, NY | $119,641 | $57.52 |
| 2 | San Francisco, CA | $107,945 | $51.90 |
| 3 | Seattle, WA | $95,126 | $45.73 |
| 4 | Wilmington, DE | $94,644 | $45.50 |
| 5 | Stamford, CT | $90,123 | $43.33 |
| 6 | Baltimore, MD | $89,038 | $42.81 |
| 7 | Cleveland, OH | $88,782 | $42.68 |
| 8 | Philadelphia, PA | $88,078 | $42.35 |
| 9 | Boston, MA | $87,182 | $41.91 |
| 10 | Wilmington, NC | $86,204 | $41.44 |
| 11 | McLean, VA | $84,964 | $40.85 |
| 12 | Boca Raton, FL | $82,035 | $39.44 |
| 13 | Mount Laurel, NJ | $78,090 | $37.54 |
| 14 | Glendale, AZ | $77,561 | $37.29 |
| 15 | Round Rock, TX | $77,534 | $37.28 |
| 16 | Minneapolis, MN | $77,418 | $37.22 |
| 17 | Atlanta, GA | $77,249 | $37.14 |
| 18 | Chicago, IL | $75,683 | $36.39 |
| 19 | Denver, CO | $72,300 | $34.76 |
| 20 | Omaha, NE | $70,287 | $33.79 |
Senior credit analyst salary details
A senior credit analyst's salary ranges from $59,000 a year at the 10th percentile to $125,000 at the 90th percentile.
What is a senior credit analyst's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $125,000 | $10,417 | $60 |
| 75th Percentile | $104,000 | $8,667 | $50 |
| Average | $86,364 | $7,197 | $42 |
| 25th Percentile | $71,000 | $5,917 | $34 |
| 10th Percentile | $59,000 | $4,917 | $28 |
Highest paying senior credit analyst jobs
The highest paying types of senior credit analysts are credit officer, credit risk analyst, and bank officer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Bank Officer | $79,562 | $6,630 | $38.25 | 69,880 |
| Loan Officer | $45,817 | $3,818 | $22.03 | 63,663 |
| Commercial Loan Officer | $70,876 | $5,906 | $34.07 | 91,582 |
| Loan Administrator | $42,859 | $3,572 | $20.61 | 63,708 |
| Mortgage Banker | $27,331 | $2,278 | $13.14 | 24,297 |
| Loan Originator | $41,291 | $3,441 | $19.85 | 10,716 |
Top companies hiring senior credit analysts now:
Which companies pay senior credit analysts the most?
Senior credit analyst salaries at Apple and BP America Inc are the highest-paying according to our most recent salary estimates. In addition, the average senior credit analyst salary at companies like MUFG EMEA and First Republic Bank are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Apple | $131,526 | $63.23 |
| 2 | BP America Inc | $129,779 | $62.39 |
| 3 | MUFG EMEA | $114,005 | $54.81 |
| 4 | First Republic Bank | $110,918 | $53.33 |
| 5 | Ernst & Young | $110,650 | $53.20 |
| 6 | Western Alliance Bank | $109,950 | $52.86 |
| 7 | Bloomberg | $109,261 | $52.53 |
| 8 | Santander Private Banking International | $109,182 | $52.49 |
| 9 | Phoenix Investment Funds | $109,068 | $52.44 |
| 10 | AIG | $108,704 | $52.26 |
| 11 | Barclays | $107,942 | $51.90 |
| 12 | SHENKMAN CAPITAL MANAGEMENT | $107,490 | $51.68 |
| 13 | Amundi | $106,942 | $51.41 |
| 14 | Northern Trust | $106,785 | $51.34 |
| 15 | BNP Paribas | $106,651 | $51.27 |
| 16 | Cargill | $105,792 | $50.86 |
| 17 | Amazon | $105,532 | $50.74 |
| 18 | Credit Agricole CIB | $104,103 | $50.05 |
| 19 | Sumitomo Mitsui Financial Group | $104,053 | $50.03 |
| 20 | NRG Energy | $103,619 | $49.82 |
Wage gap by gender, race and education
Senior credit analyst salary trends
The average senior credit analyst salary has risen by $16,404 over the last ten years. In 2014, the average senior credit analyst earned $69,960 annually, but today, they earn $86,364 a year. That works out to a 7% change in pay for senior credit analysts over the last decade.
Compare senior credit analyst salaries for cities or states with the national average over time.
Average senior credit analyst salary over time
Compare senior credit analyst salaries for individual cities or states with the national average.
Senior credit analyst salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2026 | $86,400 | $41.52 | +1.8% |
| 2025 | $84,800 | $40.79 | +2.9% |
| 2024 | $82,400 | $39.61 | +0.3% |
| 2023 | $82,100 | $39.48 | +1.9% |
| 2022 | $80,600 | $38.73 | +0.4% |
Recently added senior credit analyst salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Western Alliance Bank | Senior Credit Analyst | Chicago, IL | 06/28/2025 | $76,656 |
| T-Mobile | SR Analyst, Credit Risk Mgmt-Data Science and Modeling | Frisco, TX | 06/27/2025 | $84,600 |
| Western Alliance Bancorporation | Senior Credit Analyst | San Francisco, CA | 06/27/2025 | $76,656 |
| Western Alliance Bancorporation | Senior Credit Analyst | Austin, TX | 06/27/2025 | $76,656 |
| Kellermeyer Bergensons Services | SR. Credit Analyst | Chicago, IL | 06/27/2025 | $80,000 |
| Honda | SR. Analyst Data Governance & Credit | Torrance, CA | 06/26/2025 | $81,800 |
| Sofi | SR. Credit Policy Analyst | Frisco, TX | 06/26/2025 | $99,200 |
| Veros Credit, LLC | Franchise Senior Credit Analyst/Buyer/Underwriter | Santa Ana, CA | 06/26/2025 | $64,697 |
| Ace Hardware Corporation | SR. Credit Analyst | Oak Brook, IL | 06/25/2025 | $74,700 |
| Credit Agricole | Senior Credit Analyst | Chicago, IL | 06/25/2025 | $140,000 |
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