Secure Trust Bank CEO and leadership

David McCreadie has many years of banking experience and is a Fellow of the Chartered Banking Institute. He spent 22 years at The Royal Bank of Scotland (RBS) holding roles in Branch Banking, Consumer Finance and several Group central functions. From 2004 to 2008 David was appointed the Chief Executive Officer of Kroger Personal Finance, a joint venture between RBS and Kroger Co, based in Cincinnati, USA. David joined Tesco Personal Finance in 2008 and was a member of the executive team that built Tesco Bank. David was an Executive Director and Managing Director of Tesco Bank, with a responsibility for the banking and insurance businesses, from 2015 to 2019.

Rachel Lawrence is a Chief Financial Officer at Secure Trust Bank and CFO, AIB Group (UK) plc at Allied Irish Banks and is based in Hertford, Hertfordshire, United Kingdom. She has worked as Head Of Finance at Metro Bank and Finance Director at Shawbrook Bank.

Experienced Board Director and Senior Executive with proven track record of business turnaround and growth. Director level roles held both within the highly competitive Financial Services (Director of FSA regulated bank) and Business Process Outsourcing (BPO) sectors.

KEY CAPABILITIES

• Pan European business leader

• Effective balance of strategic and tactical thinking

• Strong customer, product and service focus

• Proven sales, marketing and business development leader

• Identification and evaluation of key business challenges and opportunities

• Rigorous execution and change management and performance improvement

• Development of effective solutions and motivation of employees

David McCreadie has many years of banking experience and is a Fellow of the Chartered Banking Institute. He spent 22 years at The Royal Bank of Scotland (RBS) holding roles in Branch Banking, Consumer Finance and several Group central functions. From 2004 to 2008 David was appointed the Chief Executive Officer of Kroger Personal Finance, a joint venture between RBS and Kroger Co, based in Cincinnati, USA. David joined Tesco Personal Finance in 2008 and was a member of the executive team that built Tesco Bank. David was an Executive Director and Managing Director of Tesco Bank, with a responsibility for the banking and insurance businesses, from 2015 to 2019.

Rachel Lawrence is a Chief Financial Officer at Secure Trust Bank and CFO, AIB Group (UK) plc at Allied Irish Banks and is based in Hertford, Hertfordshire, United Kingdom. She has worked as Head Of Finance at Metro Bank and Finance Director at Shawbrook Bank.

Experienced Board Director and Senior Executive with proven track record of business turnaround and growth. Director level roles held both within the highly competitive Financial Services (Director of FSA regulated bank) and Business Process Outsourcing (BPO) sectors.

KEY CAPABILITIES

• Pan European business leader

• Effective balance of strategic and tactical thinking

• Strong customer, product and service focus

• Proven sales, marketing and business development leader

• Identification and evaluation of key business challenges and opportunities

• Rigorous execution and change management and performance improvement

• Development of effective solutions and motivation of employees