Securities underwriter jobs near me - 189 jobs

The salary range for this job posting is $61,742.00 - $110,642.00 annually + bonus + benefits. Pay Type: Salary The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process. Candidates will work remote in any of our listed approved payroll states and have underwriting experience with Package Lines and Workers' Compensation. Ideal candidates will have experience working with agents in Indiana or Kentucky. We may hire a senior level depending on candidate qualifications. (compensation shown is inclusive of the non-senior and senior level). This role will report to a Regional Vice President, Commercial Lines. Are you a Referral? If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team. Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin. JOB OBJECTIVE: The Underwriter, Small Business's objective is to review routine risks, determine acceptability, and successfully write profitable business accounts. The underwriter, within designated authority, reviews insurance applications to evaluate, classify and rate each risk to determine acceptability, coverage and pricing. The underwriter is responsible for the financial performance of the assigned book of business and is expected to achieve profitable retention and growth. The underwriter is focused on taking action to achieve results that positively impact sales and profitability. ESSENTIAL FUNCTIONS: 1. Determine the acceptability, quality, pricing, profitability and opportunity for new and existing business. 2. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, and guidelines, etc. 3. Underwrites and assesses risk for routine, small business renewals and new business items. 4. Uses the predictive model for straight through processing of a high volume of accounts. 5. Utilizes Encova systems to transact requests and endorsements. 6. Communicates with agents electronically through internal Encova systems. 7. Identify, create and initiate new business opportunities within assigned book of business. 8. Gather and analyze information necessary to make an accurate evaluation of risk. 9. Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided. 10. Utilize available resources including company underwriting guidelines, business unit strategies, and consultations with others to ensure adequate understanding of risk exposures. 11. Prepare proposals to producers, including negotiation of terms and conditions. 12. Ensure the proper issuance of policies, certificates, filings and notifications. 13. Seek the guidance of management on risks exceeding assigned authority levels. 14. Effectively utilize industry rules and guidance to ensure proper policy construction 15. Identify underwriting issues; recommend and develop plans for problem resolution and implement where appropriate. 16. Manage existing and prospective accounts by actively participating in account renewals, new business presentations as needed and discussion with agents. 17. Participate in monitoring and analyzing performance of assigned agents; initiate actions and understand downstream impact of alternatives. 18. Serve as a resource for other team members and units. 19. Apply discretionary pricing appropriately based on the account exposures, predictive model indications and letter of authority. 20. Communicate all underwriting decisions or changes on coverage, limits, exposures and/or pricing, discussing alternatives with agents as needed. OTHER FUNCTIONS: 1. Travel to various locations to support business objectives whenever necessary. 2. Perform other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: Bachelor's degree from an accredited college or university preferred, demonstrated significant professional or insurance experience may substitute for educational requirements. Two years insurance experience in the property and casualty insurance market preferred. Interpersonal skills are required including the ability to demonstrate professionalism, adaptability, accountability, collaboration, and problem solving. Insurance designations or insurance education course work (i.e. AINS-Associate in General Insurance) is strongly preferred. Critical thinking: Ability to assess an individual situation and select applicable rules from an array of options, resulting in the most appropriate and sustainable decision. Strong oral and written communication skills. Knowledge of underwriting laws and rules and their application. Knowledge of policy and procedures regarding risk administration and risk management, underwriting and loss control. Knowledge of the insurance industry and the business environment in which it operates in order to develop an effective business strategy and remain technically current. Thorough understanding of business exposure calculations, classifications, experience rating or other plan modifications. Ability to develop and implement account, territorial, producer and book strategies to acquire and retain business. Ability to work effectively in a team environment. Ability to use logic and reasoning to identify strengths and weaknesses of alternative solutions, conclusions or approaches to problems. Ability to identify problems and review related information to develop and evaluate options and implement solutions. Ability to make sound decisions after considering all facts, potential risks, customer needs and alternative solutions. Ability to initiate and build relationships and tailor services to meet customer needs. Ability to present ideas and information to individuals and groups in a clear, concise, influential, organized and diplomatic manner and address concerns or needs. Ability to adjust priorities based on changing situations. Ability to effectively manage multiple assignments while meeting established guidelines. Proficient in Excel. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential. What you can expect from us In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to: Health, Dental & Vision Insurance Company-provided life and income protection plans Eligibility to participate in a company incentive bonus program 401(k) Retirement Plan - 100% company match up to 7% on annual salary Paid Time Off, Paid Holidays, and Floating Holidays Flexible Work Arrangements - Hybrid and remote depending on the role We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally. Encova Insurance is an EOE/E-Verify employer. #LI-Remote#LI-MF1

With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions. This is a Full-Time/Fully Remote opportunity with working hours from 8:00am-5:00pm PT Monday-Friday offering competitive pay ranging from $90,000 to $110,000 annually plus bonus. Key Responsibilities: Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud. Underwrite NON-QM, Jumbo, and Fixed Rate Second Mortgage programs. Review multiple income types including Full Doc, DSCR, Asset Utilization, Asset Depletion, Bank Statements(Business, Personal, and Co-mingled), P&L, 1099, Foreign National. Complete income calculations using both manual and system-based methods for all listed income types. Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs. Accurately log loan data and decisions into our operating system, ensuring precision at every step. Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines. Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file. Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns. Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients. Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills. Requirements Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and procedures. Current jumbo, non-agency, and alternative document experience for at least 3 years. Must be able to multi-task in a fast-paced environment while maintaining a high level of quality. Extensive knowledge of all FNMA/FHLMC and investor guidelines. Extensive knowledge of complex tax returns including multiple businesses and multiple financed properties. Able to multitask within multiple product suites. Maintain quality and production standards as set forth by management. Strong attention to detail, organization, and communication skills. Ability to work independently and adapt to a constantly changing environment Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience. Must comply with all BSA/AML requirements as well as any mandatory changes. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

About Judi Health Judi Health is an enterprise health technology company providing a comprehensive suite of solutions for employers and health plans, including: Capital Rx, a public benefit corporation delivering full-service pharmacy benefit management (PBM) solutions to self-insured employers, Judi Health™, which offers full-service health benefit management solutions to employers, TPAs, and health plans, and Judi , the industry's leading proprietary Enterprise Health Platform (EHP), which consolidates all claim administration-related workflows in one scalable, secure platform. Together with our clients, we're rebuilding trust in healthcare in the U.S. and deploying the infrastructure we need for the care we deserve. To learn more, visit **************** Position Summary: This role supports pricing and underwriting and ensuring timely and accurate RFP responses. The position involves collaborating with various teams to refine financial models and reporting, presenting final underwriting to leadership, and driving continuous improvement in pricing and underwriting practices. Position Responsibilities: Direct and execute day-to-day pricing and underwriting for new and renewing business opportunities Coordinate with Sales, RFP response, and other business functions to submit timely and complete RFP responses Collaborate with Executive Team and other business functions to design, refine, and maintain internal underwriting, financial modeling, and financial reporting SOPs Support client contracting, including validation that contract terms align with proposal underwriting parameters Present final underwriting to Sales and Executive Team and be able to articulate any potential risk Support continued development and maintenance of underwriting and financial reporting system infrastructure Mine external data to determine best underwriting practices for each business opportunity Manage multiple projects and deadlines as needed Work collaboratively across the organization to communicate and support ongoing financial analytics and reporting needs Support analysis and development of pricing models for new products Support general business needs, as required Responsible for adherence to the Capital Rx Code of Conduct including reporting of noncompliance Required Qualifications Bachelor's degree, with record of strong academic performance in Accounting, Finance, Actuarial Science, Statistics, or Economics (In lieu of a degree, equivalent relevant work experience may be considered) 2+ years of proven experience in financial analysis, actuarial services, accounting, pricing & underwriting Pharmacy, PBM, or Health Plan experience required Knowledge of risk management, statistics, financial modeling Experience manipulating large data sets, including the ability to analyze and interpret historical claims data Proficient in Excel and data visualization tools Experience in either SQL, SAS, or R preferred Track record of leading cross-functional initiatives, driving high performance, meeting deadlines, and executing on deliverables Ability to balance multiple complex projects simultaneously Exceptional technical, analytical, and problem-solving skills Exceptional written and verbal communication skills Extremely flexible, highly organized, and able to shift priorities easily Attention to detail & commitment to delivering high quality work product Salary Range$95,000-$110,000 USD All employees are responsible for adherence to the Capital Rx Code of Conduct including the reporting of non-compliance. This position description is designed to be flexible, allowing management the opportunity to assign or reassign duties and responsibilities as needed to best meet organizational goals. Judi Health values a diverse workplace and celebrates the diversity that each employee brings to the table. We are proud to provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, medical condition, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. By submitting an application, you agree to the retention of your personal data for consideration for a future position at Judi Health. More details about Judi Health's privacy practices can be found at *********************************************

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Surplus and Specialty - Transportation - Specialty Auto - Fully remote Summary Responsible for review and analysis of underwriting data to build and maintain a profitable book of business within the Transportation - Specialty Auto segment. Manages broker and agent relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals. Minimum Duties & Responsibilities • Meet profitability, retention, and written premium goals determined by the department • Makes independent decisions within underwriting letter of authority and maintains proper file documentation • Assist in managing renewals of the existing Specialty Auto portfolio • Assist team lead in triaging and underwriting new business opportunities • Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the department • Has an in-depth knowledge of department products and services • Can clearly articulate the department's value proposition • Participates in training and initiatives to develop knowledge base. May participate in projects • Travel may be required • Other duties as assigned Recommended Education & Requirements • Bachelor's degree and 5+ years of underwriting experience preferred and/or 5+ years of related insurance experience with pursuit of underwriting certifications (e.g., CPCU) • Experience underwriting tow truck operations preferred • Effectively displays ability to build and foster broker and agency relationships and manage accounts and referrals for assigned territory • Possess a solid understanding of the transportation related coverage forms and endorsements (e.g., Motor Carrier Coverage Form, Motor Truck Cargo Coverage form, Commercial General Liability, UM/UIM/PIP/Med Pay rules, and endorsements) • Possesses strong communication and analytical skills to pursue new business and manage a renewal book. • Strong knowledge of Transportation underwriting, within primary transportation • Experience operating independently within their given authority level • Proficient in software needed to succeed in department. • Excellent organizational and time management skills. • Possesses or is pursuing underwriting and industry designations applicable to area of specialization. • Demonstrated ability to work autonomously in a remote work setting What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $50,600 to a maximum of $95,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Remoterosc

Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visit ***************** At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to Be kind and treat all people - teammates, customers, and vendors - with respect and consideration Be adaptable and embrace change Be accountable and take responsibility and deliver the effort to fully complete the task Be better and strive for continuous improvement in ourselves, our team, and the company for our customers Be part of the solution and solve problems, find the answers, and collaborate Work hard, have fun, and get things done The Mortgage Underwriter - TPO is responsible for underwriting residential mortgage loan applications that are submitted through third-party origination (TPO) channels, including mortgage brokers and correspondent lenders. This role involves analyzing loan applications, reviewing borrower financials, credit reports, property appraisals, and ensuring compliance with investor guidelines and regulatory requirements. The Underwriter will play a critical role in evaluating and mitigating risks, ensuring that loans are processed accurately and efficiently while maintaining high standards of quality and compliance. Responsibilities Review and underwrite mortgage loan applications submitted through TPO channels to ensure they comply with investor, agency, and regulatory guidelines. Analyze borrower financial documents, including credit reports, tax returns, bank statements, and employment verification, to assess creditworthiness and loan eligibility. Evaluate property appraisals, title reports, and other supporting documents to ensure the accuracy and completeness of loan applications. Approve, deny, or suspend loan applications based on established underwriting criteria, balancing risk management with company policies. Underwrite a variety of loan products, including conventional, FHA, VA, USDA, and non-conforming loans. Ensure that all loans meet investor guidelines, federal regulations, and internal policies before making final underwriting decisions. Serve as the primary point of contact for TPO partners, including mortgage brokers and correspondent lenders, to answer questions about underwriting guidelines, loan status, and documentation requirements. Maintain strong relationships with TPO partners by providing timely responses to inquiries, offering guidance on loan files, and troubleshooting any underwriting issues that arise. Communicate clearly with TPO partners to resolve issues related to documentation, loan conditions, and any underwriting exceptions. Collaborate with TPO partners to ensure that all necessary documentation is submitted and that underwriting conditions are met. Ensure all loans comply with relevant regulatory requirements, such as RESPA, TILA, ECOA, HMDA, and other applicable federal and state laws. Review loan files for potential discrepancies, fraud risks, and non-compliant documentation. Escalate any issues as necessary to senior management. Stay current with changes in regulations, investor guidelines, and market conditions to ensure compliance and minimize risk. Perform audits of loan files and ensure that underwriting decisions align with investor requirements and company policies. Make informed decisions on loan approvals, denials, or suspensions, ensuring that all underwriting decisions are based on a thorough analysis of borrower documentation and risk factors. Document all underwriting decisions, including rationale for any exceptions or deviations from standard guidelines. Issue clear, concise underwriting decisions and communicate them to TPO partners, ensuring that conditions for approval are well-defined. Ensure that all loan files contain the appropriate documentation and meet the standards necessary for final approval. Review loan files for completeness, accuracy, and compliance with investor and regulatory guidelines. Conduct regular quality control reviews of underwritten loans to ensure high standards of accuracy and compliance. Identify potential underwriting issues or risks, offering solutions to mitigate those risks before loans are finalized. Provide recommendations for process improvements or procedural changes to enhance underwriting accuracy and efficiency. Provide guidance and mentorship to junior underwriters and assist them with complex loan files and difficult underwriting scenarios. Participate in ongoing training sessions to stay updated on changes to underwriting guidelines, investor requirements, and industry regulations. Help develop training materials or programs to improve underwriting skills within the team and promote continuous learning. Work collaboratively with loan processors, closers, and other departments to ensure that loan files are processed efficiently and meet necessary deadlines. Track and report key underwriting performance metrics such as loan volume, approval/denial rates, and loan turnaround times to management. Participate in team meetings, performance reviews, and other internal activities to ensure consistent adherence to underwriting standards and company objectives. Monitor personal and team performance, ensuring compliance with loan volume, underwriting quality, and timeline requirements. Identify areas of improvement within underwriting processes and recommend adjustments to streamline workflows, reduce errors, and improve efficiency. Stay proactive in enhancing knowledge of industry trends, guidelines, and technology that can improve the underwriting process. Qualifications Must have NON QM experience Must have recent experience with Non-QM loans including Bank Statement and/or DSCR. Certifications: FHA, VA, or other mortgage-related certifications preferred. Knowledge: Extensive knowledge of mortgage loan products (conventional, FHA, VA, USDA, non-conforming) and underwriting guidelines. Skills: Proficiency in underwriting software, loan origination systems (LOS), and automated underwriting systems (AUS). Regulatory Knowledge: In-depth understanding of industry regulations and investor guidelines (e.g., FNMA, FHLMC, HUD, RESPA, TILA, ECOA, HMDA). Detail-Oriented: Ability to focus on the small details while maintaining an understanding of the broader underwriting process and risk mitigation. Education and Experience: • Bachelor's degree in Finance, Business, or a related field preferred, or equivalent work experience in mortgage underwriting. • 3+ years of experience in mortgage underwriting, with at least 1-2 years of experience working with Third Party Origination (TPO) loans. Benefits 401k Company Match Annual Charitable Matching Gift Program Commuter Benefits Company Holidays Credit Union Membership Dental Insurance Dependent Care Plan Disability Insurance Employee Assistance Program Life Insurance Medical Insurance Paid Time Off Plan Vision Insurance Weekly Non-Management Dinner Benefit Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact *********************** This position is not eligible for employer visa sponsorship. Applicants must have valid work authorization that does not require sponsorship now or in the future.

Company Details Berkley Industrial Comp provides best in class workers' compensation insurance solutions to high hazard industries. BIN's mission is to provide an unparalleled customer experience within the high hazard workers' compensation market. BIN achieves its mission by focusing on the following core values: Integrity - character without compromise Agility - flexible and collaborative Expertise - knowledge and skill Ingenuity - solution and future focused We believe in embracing the collective power of people committed to doing right by one another, our stakeholders, and communities. Our core values rest at the heart of this collective effort. **************************** Responsibilities We are looking for a Territory Underwriting Manager who thrives on a collaborative, relationship driven underwriting approach to join our team. The successful candidate will be responsible for contributing to achieving and exceeding the regions' profitability goals through proper risk selection and account management. This individual will collaborate with Business Development to create and foster agency relationships in the Assigned Territory. This job is a work from home position with significant over the road travel, up to 25% of the time. A willingness to meet and travel to agencies is key to this role. Key functions include but are not limited to the following: Underwrites all new business and renewal risks for designated geographic region Manages a book of business between $15 - $20 million Develops and maintains relationships with agencies within a key geographic region Works to achieve/exceed planned accident year loss ratio, rate change, renewal retention and enforce premium goals Documents, analyzes and offers decisions with appropriate detail within underwriting authority levels Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite Complies with insurance filings and regulatory requirements Supports the company's business development strategies through exceptional responsiveness and communication, agency visits, and point-of-sale presentations if/when necessary Demonstrates a working knowledge of our appetite and accurately conveys message to the agency plant; monitors and manages agency hit ratio metrics, new business volume, and overall profitability Utilizes Berkley Industrial's internal tools to track book performance, ensuring new business target production volume is met throughout the term Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers; documents agency visits Performs agency evaluations and works with Business Development to create and ensure agency goals are being met Qualifications Bachelor's degree CPCU, CIC, or AU designation preferred Strong background in Microsoft Office, Word, Excel 5 or more years of workers compensation underwriting experience with a focus in higher hazard industries, such as construction and heavy manufacturing 3-5 years of marketing experience working with independent agents Strong interpersonal, analytical, and negotiation skills Exceptional communication skills both oral and written are essential Self-motivated and results oriented Strong managerial skills with the ability to work independently and as a team member Capable of working with internal and external teams and partners Superior customer service skills Excellent vendor management skills Ability to remain positive and calm in times of stress Ability to successfully engage and manage an assortment of personalities, work and communication styles, and be a preferred business partner to our agency plant Demonstrated ability to meet deadlines, determine priorities and adapt to changing priorities as needed Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include: • Base Salary Range: $70,000 - $100,000 • Eligible to participate in annual discretionary bonus. • Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans. Job Responsibilities: Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards. Complete comprehensive collateral reviews in a timely manner to meet service level expectations. Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators. Remain informed and current on all agency and investor guidelines and updates. Maintain a high level of customer service. Collaborate with the Post Closing Department on any stipulations for closed files. Perform other duties as assigned. Qualifications and Skills: 3 years' mortgage underwriting experience. Experience in collateral underwriting, preferred. Working knowledge of all agency and investor underwriting policies. Excellent prioritization and time management skills. Excellent communication and customer service skills. Advanced analytical skills. Proficient in Microsoft Office Suite. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $33.65-$38.46 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

We're thrilled that you are interested in joining us here at the Amynta Group! The Production (Producing) Underwriter is responsible for underwriting and marketing accounts throughout approved states/territories. Develop new business, manage assigned agencies, select advantageous risks and build a profitable portfolio of accounts. Represent the Amynta Group and meet with identified insurance agencies to develop relationships with the agents and promote your company's products and services. Work with the underwriting department to analyze the financial risk of applicants that come in through that agency and determine if they qualify for coverage. Monitor loss ratios for Carriers and Agents and take corrective action when possible to remain profitable. Regularly make marketing presentations to prospective clients. Manage and develop agent performance and the book of business through personal analysis. Analyze information in insurance applications, supplemental reports, studies, data and related information in order to determine if a risk meets acceptable criteria. Essential Duties & Responsibilities Production underwriter owns the results of their book of business. A production underwriter maintains balance between distribution and risk selection to drive profitable growth. A production underwriter understands how their book fits into the broader portfolio strategy. A production underwriter has agent/broker relationships. Engage in activities to solicit submissions and to close accounts within our targeted exposure profile. Relationship Management Work with key internal stakeholders to develop and maintain product-specific business development plans identifying, segmenting, detailing and evaluating potential broker and agent prospects, and executing such plan to ensure that AmCom generates targeted levels of growth and ‘hit' ratios in this market. Lead in the education of the broker market on the products in a way that creates a need to buy, highlights our competitive differentiation, illustrate the need for service led products to grow the brand and facilitate the placement of new business with a particular focus on new relationships. Raise the profile of AmCom within the broker community increasing the strength of relationships within the broker market to achieve a highly productive level of consistent, strong producer relationships over time. Ensure we remain front of mind of brokers by acting as a contact point for broker queries and product education engaging in appropriate communication via social media. Underwriting Develop and underwrite a profitable portfolio in support of business plans. Structure tailor-made solutions by considering the team underwriting parameters and underwriting exposures leveraging underwriting knowledge and experience to win new business and retain existing. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability. Comply with underwriting control standards for business written through delegated authority. Additional Responsibilities Engage with all levels of leadership to solve problems Assist in development of internal process to maximize our ease of doing business. Support business unit leadership with presentations and special projects as Centers of Expertise or as assigned. Qualifications Bachelor's Degree or 2+ years of commercial underwriting experience or equivalent work experience. Knowledge of underwriting philosophy, processes, and practice Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role Strong analytical skills and critical thinking skills with great attention to details Individually accountable Effective relationship management skills with customer focused approach Ability to develop tactical underwriting plan and execute on its implementation Active listening and emotional intelligence Ability to work independently for significant periods of time Proficient with MS Office including Excel skills Property & Casualty Agent's license in residing state, or willingness to obtain CPCU, AU-M, CIC designations a plus Continuing education to maintain necessary credentials. Thank you for your application! You can view the status of your application in Workday. The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.

BASIC JOB FUNCTION Evaluate and analyze mortgage loan requests for all Conventional mortgage products, and Portfolio mortgage products to ensure they meet all investor guidelines, regulatory requirements, and Neighborhood Lending Services (NLS) policies. Approve or deny applications according to the terms of NLS's standards, procedures, regulatory underwriting guidelines, and secondary market requirements while meeting the commitment of delivering high-quality loans that satisfy our applicant's financial needs while mitigating risk. PRINCIPAL JOB DUTIES & RESPONSIBILITIES Underwrite mortgage loans in accordance with NLS and investor guidelines and timelines. Recommend approval, modification and/or denial of loans for potential sale to Freddie Mac, other investors or for retention in the NLS Portfolio. Complete understanding and adherence to mortgage loan policies, investor requirements, compliance standards and lending procedures; allowing NLS to sell loans directly into secondary markets, correspondent investors, or consider for portfolio lending. Make recommendations to NLS's Real Estate Loan Policy and update underwriting and quality control procedures to maintain compliance with industry guidelines and standards in a timely manner. Assist in training processors, loan officers, and other front line origination sources to maintain compliance with changes in guidelines, quality control standards, and policy/procedures. Actively participate in our pre-close and post-close quality control process and vendor relationship. Maintains required job skills and core professional competencies. Attends and participates in required educational programs and staff meetings. Performs other duties as assigned. COMPENSATION & BENEFITS: $75,000 annually Health, vision, and dental insurance Paid time off We also offer a team spirit, which strives for excellence in customer service. POSITION QUALIFICATIONS Education Bachelor's degree (preferred). Experience Minimum of 3 years of underwriting experience. Desired Skills Experience working with Encompass loan software preferred Experience with automated underwriting systems such as DU/LPA Familiar with Freddie Mac/Fannie Mae underwriting, and quality control standards Ability to adapt to change within working responsibilities, be it internal, market, or regulatory driven Excellent credit analysis skills and knowledge of loan products and policy Technology: Proficiency in MS Office; database systems. COMPENTENCIES To succeed in this role, an individual must demonstrate the following competencies: Ability to work effectively and communicate with management, members, internal/external contacts and vendors. Ability to perform in a multi-tasked environment while effectively prioritizing workload and maintaining a high level of service. PERFORMANCE MEASURES: Timely, courteous, and informative responses and follow-up on customers' requests. Timely and accurate execution of disclosures. Applications underwritten according to established guidelines and timelines. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is: Regularly required to talk or hear. Frequently required to stand; walk; sit; use hands to finger, handle, or feel; reach with hands and arms. The employee may occasionally lift and/or move up to 25 pounds. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate and is of a typical office environment. REMOTE WORK POLICY The Lending Department staff work on a 3/2 schedule requiring a minimum of 3 days in-office, in addition to any in-office time as necessary for important meetings, team meetings, all staff meetings, audits, site visits by funders, agency events, etc., including twice monthly in-person team meetings. NHS' COMMITMENT TO DIVERSITY, RACIAL EQUITY, AND INCLUSION Neighborhood Housing Services of Chicago (NHS) is deeply committed to building and sustaining a diverse, equitable, and inclusive organization that reflects the communities we serve. We believe that diversity of backgrounds, perspectives, and experiences strengthens our work and advances our mission. NHS provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex, gender identity or expression, sexual orientation, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by federal, state, or local law.

Job Description ----------------- We are seeking a Remote Field Underwriter to join our team in the Financial Services industry. As a Remote Field Underwriter, you will be responsible for assessing and evaluating insurance applications, determining coverage amounts and premiums, and ensuring that all underwriting guidelines are followed. This is a great opportunity for someone with 1-3 years of experience in sales or customer service who is a self-directed and entrepreneurial individual with excellent communication skills. Key Responsibilities: Assess and evaluate insurance applications Determine coverage amounts and premiums Ensure compliance with underwriting guidelines Communicate with clients to gather necessary information Work independently to underwrite policies RequirementsRequirements: 1-3 years of experience in sales or customer service Computer knowledge Excellent communication skills Self-directed and able to work independently Entrepreneurial mindset Ethical decision-making skills If you are a motivated and detail-oriented individual with a passion for helping others, we encourage you to apply for this remote position. Salary: $55,000 - $150,000 This is a 1099 position with a 100% Commission pay structure. Benefits Medical, Dental, Vision coverage available Life insurance High earning opportunity Trips Mentorship Training

Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. Bridge Specialty is seeking an Underwriting Assistant to join our growing team. The Underwriting Assist will assist the Underwriter by reviewing insurance applications, inspections, and other pertinent information to evaluate, classify, and rate submissions for insurance by performing the following duties. How You Will Contribute: Work with Underwriter, ensuring that all required information is obtained, proper applications are completed, quotes and binders are confirmed in writing, policies are issued promptly and accurately, state filings (where applicable) are made, and taxes paid in accordance with appropriate state laws. Provide full assistance and support for the sales and production process; including, but not limited to, providing new business quotes as needed. Issuance of renewals. Work with Underwriter when reviewing risks submitted by Producers, rate submissions for premium and terms, issue written binders. Review indications, quotes, binders, submissions and policies for completeness and high degree of accuracy including forms and editions. Become thoroughly familiar with the use of all agency management software systems and suggest labor saving uses to management. Order and review inspections. This duty requires the ability to identify the different exposures of risks, verify information obtained on inspection with the information on policy for accuracy and verification of underwriting guidelines. Issuance of Certificates of Insurance. Skills & Experience to Be Successful: High School Diploma or equivalent Exceptional telephone demeanor Ability to maintain a high level of confidentiality One (1) to two (2) years related experience About Us: Bridge Specialty Group creates a more seamless way to connect the varying needs of our retail partners with the market clout and talents of our wholesale entities. Our more than 25 niche-focused brands reflect our deep experience and specialization in construction, general casualty, environmental liability, professional liability, health care, public entity, workers' comp, property and personal lines. With more than 50 locations and more than 2,000 team members throughout the United States and Europe, Bridge has access to more than 200 standard and excess & surplus lines carriers that support our $7+ billion premium book. Our focus is on bringing the power of collective size and specialty to the wholesale brokerage marketplace. Bridge Specialty Group - aligning risk with greater reach. Pay Range $24.04 - $31.25 Hourly The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role. Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well-being of our teammates, including: Health Benefits : Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance Financial Benefits : ESPP; 401k; Student Loan Assistance; Tuition Reimbursement Mental Health & Wellness : Free Mental Health & Enhanced Advocacy Services Beyond Benefits : Paid Time Off, Holidays, Preferred Partner Discounts and more. Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations. The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.

As a Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Experience Underwriting Non-QM roles within the last 6 months. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Salary: 90-100kThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

The salary range for this job posting is $61,742.00 - $110,642.00 annually + bonus + benefits. Pay Type: Salary The above represents the full salary range for this job requisition. Ultimately, in determining your pay and job title, we'll consider your location, education, experience, and other job-related factors, and will fall within the stated range. Your recruiter can share more information about the specific salary range during the hiring process. Candidates will work remote in any of our listed approved payroll states and have underwriting experience with Package Lines and Workers' Compensation. Ideal candidates will have experience working with agents in Indiana or Kentucky. We may hire a senior level depending on candidate qualifications. (compensation shown is inclusive of the non-senior and senior level). This role will report to a Regional Vice President, Commercial Lines. Are you a Referral? If you know a current Encova Insurance associate and would like to apply as a referral, please encourage them to submit your referral information before you submit your application. You will receive an email with a direct URL link to the Job Posting of interest. Applying through this URL link will create your referral relationship for our Talent Acquisition Team. Unique residence requirements are listed in each job posting, please review closely for details. Encova is only able to employ associates who reside and work within specific U.S. states. Our current policies are based on the laws in states in which we are registered for payroll. Our current footprint includes: Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, West Virginia, Wisconsin. JOB OBJECTIVE: The Underwriter, Small Business's objective is to review routine risks, determine acceptability, and successfully write profitable business accounts. The underwriter, within designated authority, reviews insurance applications to evaluate, classify and rate each risk to determine acceptability, coverage and pricing. The underwriter is responsible for the financial performance of the assigned book of business and is expected to achieve profitable retention and growth. The underwriter is focused on taking action to achieve results that positively impact sales and profitability. ESSENTIAL FUNCTIONS: 1. Determine the acceptability, quality, pricing, profitability and opportunity for new and existing business. 2. Complete thorough risk analysis on designated accounts using appropriate Encova, NCCI, ISO and industry rules, policies, procedures, and guidelines, etc. 3. Underwrites and assesses risk for routine, small business renewals and new business items. 4. Uses the predictive model for straight through processing of a high volume of accounts. 5. Utilizes Encova systems to transact requests and endorsements. 6. Communicates with agents electronically through internal Encova systems. 7. Identify, create and initiate new business opportunities within assigned book of business. 8. Gather and analyze information necessary to make an accurate evaluation of risk. 9. Determine appropriate pricing based on risk exposures, risk quality, loss potential and coverage provided. 10. Utilize available resources including company underwriting guidelines, business unit strategies, and consultations with others to ensure adequate understanding of risk exposures. 11. Prepare proposals to producers, including negotiation of terms and conditions. 12. Ensure the proper issuance of policies, certificates, filings and notifications. 13. Seek the guidance of management on risks exceeding assigned authority levels. 14. Effectively utilize industry rules and guidance to ensure proper policy construction 15. Identify underwriting issues; recommend and develop plans for problem resolution and implement where appropriate. 16. Manage existing and prospective accounts by actively participating in account renewals, new business presentations as needed and discussion with agents. 17. Participate in monitoring and analyzing performance of assigned agents; initiate actions and understand downstream impact of alternatives. 18. Serve as a resource for other team members and units. 19. Apply discretionary pricing appropriately based on the account exposures, predictive model indications and letter of authority. 20. Communicate all underwriting decisions or changes on coverage, limits, exposures and/or pricing, discussing alternatives with agents as needed. OTHER FUNCTIONS: 1. Travel to various locations to support business objectives whenever necessary. 2. Perform other duties as assigned. KNOWLEDGE, SKILLS AND ABILITIES: * Bachelor's degree from an accredited college or university preferred, demonstrated significant professional or insurance experience may substitute for educational requirements. * Two years insurance experience in the property and casualty insurance market preferred. * Interpersonal skills are required including the ability to demonstrate professionalism, adaptability, accountability, collaboration, and problem solving. * Insurance designations or insurance education course work (i.e. AINS-Associate in General Insurance) is strongly preferred. * Critical thinking: Ability to assess an individual situation and select applicable rules from an array of options, resulting in the most appropriate and sustainable decision. * Strong oral and written communication skills. * Knowledge of underwriting laws and rules and their application. * Knowledge of policy and procedures regarding risk administration and risk management, underwriting and loss control. * Knowledge of the insurance industry and the business environment in which it operates in order to develop an effective business strategy and remain technically current. * Thorough understanding of business exposure calculations, classifications, experience rating or other plan modifications. * Ability to develop and implement account, territorial, producer and book strategies to acquire and retain business. * Ability to work effectively in a team environment. * Ability to use logic and reasoning to identify strengths and weaknesses of alternative solutions, conclusions or approaches to problems. * Ability to identify problems and review related information to develop and evaluate options and implement solutions. * Ability to make sound decisions after considering all facts, potential risks, customer needs and alternative solutions. * Ability to initiate and build relationships and tailor services to meet customer needs. * Ability to present ideas and information to individuals and groups in a clear, concise, influential, organized and diplomatic manner and address concerns or needs. * Ability to adjust priorities based on changing situations. * Ability to effectively manage multiple assignments while meeting established guidelines. * Proficient in Excel. This position has been evaluated in accordance with the Americans with Disabilities Act. Encova Insurance makes every effort to reasonably accommodate disabilities to permit performance of the essential functions and candidates who need such accommodation are encouraged to seek it. This description reflects the nature and level of work performed by associates in this position. It is not an all-inclusive inventory of duties, responsibilities and qualifications required. It provides an accurate overview of the work and skills needed to perform this position. Because job content may change from time to time, Encova Insurance reserves the right to add and/or delete functions from this job as it deems necessary for business reasons. Ready to join our team? At Encova Insurance, we firmly believe that our associates drive our company's success by delivering unrivaled service to our customers. With success in mind, we make an ongoing effort to provide an environment that offers challenging, stimulating, and financially rewarding opportunities. Join us to discover a work experience where you can learn and grow to your fullest potential. What you can expect from us In addition to a competitive compensation package, we offer a comprehensive benefits package designed to support the well-being and growth of our associates. Available benefits (subject to any policy or plan changes) include, but are not limited to: * Health, Dental & Vision Insurance * Company-provided life and income protection plans * Eligibility to participate in a company incentive bonus program * 401(k) Retirement Plan - 100% company match up to 7% on annual salary * Paid Time Off, Paid Holidays, and Floating Holidays * Flexible Work Arrangements - Hybrid and remote depending on the role We believe that happy, healthy associates are the foundation of great work. Join us and thrive both professionally and personally. Encova Insurance is an EOE/E-Verify employer. #LI-Remote#LI-MF1

Come join our amazing team and work Remote! Our Underwriter II underwrites loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with company policies and procedures and all state and federal regulations. The starting base pay is $27.12 plus monthly incentive. What you'll do: * Performs a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. * Applies and interprets company underwriting guidelines and makes sound credit decision. * Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. * Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. * Determines any conditions, stipulations or pre-funding requirements. * Reviews any conditions, stipulations or pre-funding requirements received. What you'll need: * A thorough knowledge of mortgage loan underwriting. * Maintains highly confidential information concerning loan applicants. * Requires high level of organizational skills and ability to work on several tasks simultaneously. * Constant contact with Loan Officers and internal office staff. * Significant coordination of various duties required. Our Company: Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low-down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What is the value proposition to joining the team? * Full array of mortgage programs. * Paperless loan file flow and process. * Aggressive Marketing support including brochures, social media, and CRM. * Aggressive underwriting: we manual underwrite over 80% of our files * Competitive compensation plan, including a base plus commission. What We Offer: * Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. * Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. * Customized training programs to help you advance your career. * Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). * Educational Reimbursement. * Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. EEO/AAP Employer Carrington does not do interviews or make offers via text or chat.

At Equitable, our power is in our people. We're individuals from different cultures and backgrounds. Those differences make us stronger as a team and a force for good in our communities. Here, you'll work with dynamic individuals, build your skills, and unleash new ways of working and thinking. Are you ready to join an organization that will help unlock your potential? The Disbursement Underwriter uses the following steps to validate a client account: * Utilize the DRP tool, which allows you to see debit and credit history in any site including HM, SOC,NOC & LPL * Review AWD to confirm if money was ever sent to/received from the account * Confirm in AWD if we received a contribution check from requested account * Validate original Medallion Signature Guarantee, if available * Call rep of record to confirm they personally spoke with the client in person or over phone regarding request * Call client using the phone number on the application * A check is mailed to the client's address if the account cannot be verified The base salary range for this position is $41,000 - $55,000. Actual base salaries vary based on skills, experience, and geographical location. In addition to base pay, Equitable provides compensation to reward performance with base salary increases, spot bonuses, and short-term incentive compensation opportunities. Eligibility for these programs depends on level and functional area of responsibility. For eligible employees, Equitable provides a full range of benefits. This includes medical, dental, vision, a 401(k) plan, and paid time off. For detailed descriptions of these benefits, please reference the link below. Equitable Pay and Benefits: Equitable Total Rewards Program Preferred Qualifications: * 1 years of experience in customer service or fraud prevention Skills: Customer Support Systems: Knowledge of principles and techniques used in customer support and ability to use applications, hardware, software, networking, and the applications environment used for customer support. Managing Multiple Priorities: Knowledge of effective self-management practices; ability to manage multiple concurrent objectives, projects, groups, or activities, making effective judgments as to prioritizing and time allocation. Problem Solving: Knowledge of approaches, tools, techniques for recognizing, anticipating, and resolving organizational, operational or process problems; ability to apply knowledge of problem solving appropriately to diverse situations. Results Orientation: Knowledge of the importance of meeting or exceeding established targets; ability to drive critical activities to completion. ABOUT EQUITABLE At Equitable, we're a team committed to helping our clients secure their financial well-being so that they can pursue long and fulfilling lives. We turn challenges into opportunities by thinking, working, and leading differently - where everyone is a leader. We encourage every employee to leverage their unique talents to become a force for good at Equitable and in their local communities. We are continuously investing in our people by offering growth, internal mobility, comprehensive compensation and benefits to support overall well-being, flexibility, and a culture of collaboration and teamwork. We are looking for talented, dedicated, purposeful people who want to make an impact. Join Equitable and pursue a career with purpose. Equitable is committed to providing equal employment opportunities to our employees, applicants and candidates based on individual qualifications, without regard to race, color, religion, gender, gender identity and expression, age, national origin, mental or physical disabilities, sexual orientation, veteran status, genetic information or any other class protected by federal, state and local laws. NOTE: Equitable participates in the E-Verify program. If reasonable accommodation is needed to participate in the job application or interview process or to perform the essential job functions of this position, please contact Human Resources at ************** or email us at *******************************.

The SBA Underwriter III role supports the Commercial and Small Business Banking lines of business. This position functions as a credit resource who engages in eligibility determination, recommends appropriate loan structures, analyzes financials/projections and underwrites facility for a wide range of business credits while maintaining appropriate service level agreement. This position underwrites more complex credits and may coach and mentor junior underwriters. The ideal candidate will help us grow the line of business through thoughtful efficiency recommendations and will become a trusted resource for the SBA sales team. Essential Functions * Efficiently and thoroughly determine the credit worthiness of new SBA loan requests and risk ratings for annual reviews * SBA loan decision authority under the Dual Loan Approval Authority matrix structure * Disseminate Northwest's and SBA credit risk appetite to lenders and team partners in their assigned regions * Engage in monitoring of all SBA credit-related portfolio trends, and banking rules and regulations applicable to SBA loan portfolio * Review and decision SBA credit requests, annual reviews and portfolio monitoring / management up to designated joint lending authority * Determine the appropriate level of credit underwriting and due diligence to appropriately characterize the risk profile of each credit * Identify credit strengths, weaknesses, and mitigating factors * Engage in pre-flight reviews of credits * Determine eligibility requirements based on SBA SOP * Meet or exceed established service level expectations * Review term sheets and commitment letters prior to issuance to customers * Prepare and present updates as needed to senior leadership * Support the Bank in developing understanding of SBA eligibility and processes within the organization * Support training across organization as needs arise * Ensure complete data integrity in origination and annual review process and ensuring that loan requests are accurately and completely presented * Ensure compliance with Northwest's policies and procedures, and Federal/State regulations * Navigate Microsoft Office Software, computer applications, and software specific to the department to maximize technology tools and gain efficiency * Work as part of a team * Work with on-site equipment Education + Experience * Bachelor's degree in accounting or finance related degree preferred * 5-6 years of experience in SBA lending or credit administration including credit analysis, portfolio management, loan review and/or special assets with a focus on SBA required * Experience with and knowledge of SBA eligibility required * Experience with and knowledge of USDA programs preferred * Experience as a Commercial Loan Officer preferred #LI-EK1 Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.

Job description Commercial Lines Assistant We are a successful General Insurance Agency and Wholesale Broker looking for a dedicated Commercial Lines Assistant to join our organization. This position assists Underwriters and Brokers with miscellaneous tasks including rating; binding; requesting information; issuing Certificate of Insurance; reviewing applications, inspections, and other file documentation; building relationships; etc. In this position there is a great deal of email, phone, and overall computer work. Duties (including but not limited to): Effectively communicate information to both internal and external customers and ensure that standards of excellence are maintained. Assist in developing, enhancing, and maintaining standards and processes and procedures as required. Participate in ongoing training and educational opportunities. Assist in the training of other assistants as required. Maintain a book of assigned renewals or carriers, and retain existing accounts that meet underwriting guidelines or carrier guidelines. Market accounts with the underwriter/broker's approval. Maintain electronic files in accordance with the company's guidelines. Refer renewal files to underwriter/broker along with a summary and recommended course of action for accounts falling outside of underwriting authority and/or carrier guidelines. Follow carrier issuance instructions for renewal policies, endorsements, and notices of cancellation, non-renewal and offers to renew on those transactions that are handled in-house. Process endorsements, both money and non-money, including additional insured requests. Request & process binders in-house or carrier-issued binders, and follow up on outstanding subjectivities until the policy is issued. Ensure that the risk is in the system correctly and completely. Issue policies and endorsements for any companies that the department issues in-house. Review policies to confirm they are issued accurately and in compliance with underwriting guidelines, or policies issued by carrier are correct and address discrepancies as needed. Process loss runs requests. Confirm need, and work with agent to see if insured is shopping and try to hold on to renewals as needed. Review and process audits. Review and evaluate inspections within established guidelines to ensure accuracy of premium basis exposures. Correspond with agents regarding inspectors' recommendations as necessary. Prepare statements of values as needed. Maintain familiarity with surplus lines tax calculations and state filing requirements. Answer phone calls regarding all aspects of business. Document all conversations and delegate or follow up on work for each inquiry. Assist these customers to correct departments. Maintain confidentiality with discretion and integrity with both internal and external information. Process/issue certificates. Advise agents on fees for additional insureds and special wording. Assist with routing when needed. Perform other duties as assigned. Qualifications: Prior insurance industry experience of 1-3 years or the equivalent Effective verbal and written communication skills Ability to work independently in a fast paced environment Ability to work in a team environment and have an exceptional work ethic Must be extremely detail-oriented and possess critical thinking skills Computer skills, including proficiency in Microsoft Office Basic math knowledge, ability to compute rates, ratios, and percentages Ability to prioritize tasks and ensure that deadlines are met in connection with department goals Proficiency in insurance terminology and the ability to review coverage forms This position is Full time, Monday-Friday, 40 hours per week. The above is a “summary” of qualifications but additional job duties and qualifications may be required. At Chris-Leef General Agency, Inc, we foster an environment of accountability, teamwork and integrity. Our motivated employees have built an impeccable reputation for our firm serving the Excess and Surplus Lines industry. We offer a comprehensive benefits package which includes medical insurance, dental, life/AD&D, long-term disability, short-term disability, vision, accident, cancer and a 401(k)/Profit Sharing plan. Qualified candidates should submit their resumes along with salary requirements. Salary is open and negotiable based upon experience. Job Type: Full-time This is a remote position. Compensation: $18.00 per hour YOUR FUTURE as an Independent Insurance Agent Starts Here If you're looking for a career that offers flexibility, job stability, competitive compensation, and more, then you've come to the right place! Working with an independent agency is a great career choice. Independent insurance agents protect our customers by providing home, auto, business, life and health insurance policies to fit their individual needs. Independent agencies are not bound to offering products from only one insurance company. Instead, we can offer customers a choice of policies from a variety of insurance companies to provide the best protection at a competitive price. The demand for insurance professionals is growing every day! Is this career right for you? This agency is independently owned and operated. Your application will go directly to the agency, and all hiring decisions will be made by the management of this agency. All inquiries about employment at this agency should be made directly to the location, and not to the Kansas Association of Insurance Agents.

What Makes a Honda, is Who makes a Honda Honda has a clear vision for the future, and it's a joyful one. We are looking for individuals with the skills, courage, persistence, and dreams that will help us reach our future-focused goals. At our core is innovation. Honda is constantly innovating and developing solutions to drive our business with record success. We strive to be a company that serves as a source of “power” that supports people around the world who are trying to do things based on their own initiative and that helps people expand their own potential. To this end, Honda strives to realize “the joy and freedom of mobility” by developing new technologies and an innovative approach to achieve a “zero environmental footprint.” We are looking for qualified individuals with diverse backgrounds, experiences, continuous improvement values, and a strong work ethic to join our team. If your goals and values align with Honda's, we want you to join our team to Bring the Future! Job Purpose Underwrite residential mortgage and equity loans that comply with federal regulations, state regulations, secondary market guidelines, credit union policies and procedures while participating in the credit union's objective of exceeding expectations with each member. Key Accountabilities Reviews, interprets and analyzes loan applicants' credit histories, income and assets, tax returns, financial statements, and other complex financial information to render a loan decision, and effectively present loans to management when necessary Examines loan documentation to ensure Compliance with various state and federal regulations and guidelines. Works with management to identify and manage new regulatory procedures Restructures loans to mitigate risk Works closely and effectively with MLOs, Processors and Closer Reviews appraisals and titles for accuracy and ensure all title requirements are met. Works with title companies to resolve title/survey issues Ongoing education and training: Mentor RE staff and MSRs with underwriting training Qualifications, Experience, and Skills High School Diploma or General Education Diploma Understanding of Appraisal and Title requirements Four years related experience in Underwriting Real Estate loans and/or Relevant training Working knowledge of State and Federal lending regulations Working knowledge of Secondary Market Guidelines Knowledge of Microsoft Office Suite, Loan Origination Systems, and Automated Underwriting Systems Reasoning ability to structure loan offers, understand regulations, and policies and procedures A What differentiates Honda and make us an employer of choice? Total Rewards: Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.) Paid Overtime Regional Bonus (when applicable) Industry-leading Benefit Plans (Medical, Dental, Vision, Rx) Paid time off, including vacation, holidays, shutdown Company Paid Short-Term and Long-Term Disability 401K Plan with company match + additional contribution Relocation assistance (if eligible) Career Growth: Advancement Opportunities Career Mobility Education Reimbursement for Continued Learning Training and Development programs Additional Offerings: Tuition Assistance & Student Loan Repayment Lifestyle Account Childcare Reimbursement Account Elder Care Support Wellbeing Program Community Service and Engagement Programs Product Programs Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.