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  • Underwriter

    Kettle 4.4company rating

    Remote securities underwriter job

    Kettle is a fast growing Managing General Agency (MGA) specializing in wildfire insurance combining advanced underwriting technology with deep industry experience. We are seeking an Underwriter to join our team and grow their career in property underwriting. This role will report directly to the Senior Underwriter and require expertise in performing underwriting activities for E&S property risks along with developing strong broker relationships. Primary Responsibilities Underwriting commercial property risks under the guidance of senior underwriters. Responsibility for maintaining a profitable book of E&S property business Develop and maintain relationships with wholesale brokers Ability to apply underwriting controls, policies, and guidelines. Conduct research on property E&S market dynamics, trends, and competitive landscape. Support the implementation of new policy administration and underwriting workbench platforms. Up to 5% travel. Other duties as assigned. Requirements Bachelor's degree required 2-4 years of experience in E&S property underwriting (Ground up, primary and loss limit) along with wildfire exposures Licensed in surplus lines in the Western US required, all 50 states preferred. Strong analytical and problem-solving skills. Excellent communication and interpersonal skills. Ability to learn quickly and adapt to a fast-paced environment. Benefits Be part of a mission-driven company tackling real-world challenges. Work with a passionate and innovative team in a collaborative environment. Opportunity to learn and grow in a dynamic industry with cutting-edge wildfire risk modeling. Competitive salary and benefits package, including remote work. Salary range for this role is $100,000 - $125,000 This position is eligible for stock options (subject to board approval) Our Kettle Inc. ("Kettle") is an equal opportunity employer. Kettle provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
    $100k-125k yearly Auto-Apply 32d ago
  • Senior Mortgage Underwriter

    Lower LLC 4.1company rating

    Remote securities underwriter job

    Here at Lower, we believe homeownership is the key to building wealth, and we're making it easier and more accessible than ever. As a mission-driven fintech, we simplify the home-buying process through cutting-edge technology and a seamless customer experience. With tens of billions in funded home loans and top ratings on Trustpilot (4.8), Google (4.9), and Zillow (4.9), we're a leader in the industry. But what truly sets us apart? Our people. Join us and be part of something bigger. Job Description: Lower, LLC is a Columbus, Ohio based National Mortgage Lender. The Underwriter is responsible for analyzing, evaluating and verifying mortgage loan applications and evaluating loans for approval or denial in order to maximize organizational profit. This position is vital to Lower by minimizing risk or loss to the company, and to ensure the loan file conforms to the credit and property guidelines of all federal agencies, private mortgage insurers and investors. What you'll do: Render approval/denial of mortgage loan applications consistent with current internal and external regulations and guidelines. Analyzes and evaluates creditworthiness of borrowers including but not limited to the review of financial statements, tax returns, asset statements, bank account statements, etc. Investigates and documents large deposits and other anomalies in the credit file that may not have been documented by the Loan Officer. Underwrites, reviews and recommends approvals or denials for government loans that may include FHA, VA, RHS and PHFA and non-conforming products. Issues loan conditions and required documentation to meet agency and regulatory requirements. Maintains current knowledge of internal and regulatory changes that affect the underwriting of mortgage loans. Provides guidance to loan processors on questions about various loan scenarios, documentation and guideline requirements. Provides and promotes exceptional customer service both internally and externally. Attendance, promptness, professionalism, the ability to pay attention to detail, cooperativeness with co-workers and management, and excellent customer service. Other duties or special projects as assigned. Who you are: 3+ years of prior experience working as an Underwriter 1+ year working primarily with Non QM and/or Jumbo loans is a must Working knowledge of all current regulations governing mortgage lending. Working knowledge of investor and agency guidelines. Ability to use systems and software programs needed to conduct daily business. When you join: You'll be surrounded by talented, dedicated people who believe in the company's mission. You'll be able to shape the future of Lower's user experience. You'll join a locally and nationally recognized best place to work that values promotion from within. There is opportunity for professional growth and development. Plus: Competitive compensation plan Extended benefit offerings including: Medical/dental/vision Paid holidays Paid time off Parental leave Life/ Accident/ Critical Illness insurance Short- and long-term disability 401K with company match Discount on home mortgage refinances or purchases Job Type: Full-time Hours: 9a - 6p PT / 12p - 9p ET Location: Remote Compensation: $40- $48 Hourly + Bonus Lower provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. Privacy Policy
    $40-48 hourly Auto-Apply 48d ago
  • DE Mortgage Underwriter

    Teksystems 4.4company rating

    Remote securities underwriter job

    Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines. Approval Process: Work closely with the loan structure and precision income teams to finalize approvals. Credit Reviews: Perform thorough credit analysis, underwriting 2-3 initial files per day and processing 6-8 final approval files daily (subject to volume). Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards. Decisions full range of mortgage loans, preferably including FHA loans Review all mortgage applications and documentation for accuracy and completeness Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues Additional Skills & Qualifications 3+ years of mortgage underwriting experience required- ** RECENT ideally DE or SAR is NICE TO HAVE Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Strong understanding of FHA, VA, and conventional loan underwriting. restricted states but remote to most states Experience Level Intermediate Level Job Type & Location This is a Contract to Hire position based out of Plano, TX. Pay and Benefits The pay range for this position is $33.65 - $36.06/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: • Medical, dental & vision • Critical Illness, Accident, and Hospital • 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available • Life Insurance (Voluntary Life & AD&D for the employee and dependents) • Short and long-term disability • Health Spending Account (HSA) • Transportation benefits • Employee Assistance Program • Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully remote position. Application Deadline This position is anticipated to close on Nov 18, 2025. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
    $33.7-36.1 hourly 6d ago
  • Non-Conforming Underwriter

    JMAC Lending 3.8company rating

    Remote securities underwriter job

    With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions. This is a Full-Time/Remote opportunity offering competitive pay ranging from $90,000 to $110,000 annually plus bonus. Key Responsibilities: Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud. Efficiently enter data into DU/LP systems and execute the final AUS processing. Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs. Accurately log loan data and decisions into our operating system, ensuring precision at every step. Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines. Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file. Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns. Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients. Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills. Requirements Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and proce-dures. Current jumbo, non-agency, and alternative document experience for at least 3 years. Must be able to multi-task in a fast-paced environment while maintaining a high level of quality. Extensive knowledge of all FNMA/FHLMC and investor guidelines. Extensive knowledge of complex tax returns including multiple businesses and multi-ple financed properties. Able to handle multiple investors guidelines. Maintain quality and production standards as set forth by management. Strong attention to detail, organization, and communication skills. Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience. Must comply with all BSA/AML requirements as well as any mandatory changes. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
    $90k-110k yearly 14d ago
  • C&I Credit Underwriter III

    Amalgamated Bank of Ny 4.5company rating

    Remote securities underwriter job

    As an underwriter at Amalgamated Bank, you'll have opportunities to puzzle through how to finance world-changing projects led by clients who are striving for a more inclusive, just, and equitable society. We tackle today's most pressing social issues and use finance as a tool to bring the future our clients envision into the present. When we come to work, our passion for socially responsible lending means we analyze cash flows and want to know whether deals create affordable housing for working families. We ask whether secondary repayment sources mean that women and their partners can access high-quality healthcare. We are in the fight against climate change, and when we come to work, we structure loans to bring the clean energy future closer day-by-day. We are searching for applicants who are driven by purpose, who crave impact, and possess the analytical skills necessary to solve complex business problems. Purpose of Position: To support the underwriting of our mission driven loans to institutions that are values aligned and include foundations, unions, social advocacy organizations, progressive companies, and clean energy projects. To support business development officers in the origination and execution of new loans. The person who fills this position will work closely with origination and credit risk management teams to review and analyze financial statement reports, conduct due diligence, assess credit risk, prepare deal screen presentations, write credit approval memorandums, present recommendations to the credit committee, help structure transactions, and monitor and manage the credit portfolio. Essential Job Functions: Collaborate with potential borrowing customers to determine credit needs and develop appropriate loan structures that meet both client needs and bank requirements Prepare comprehensive credit memorandums that provide rationale, opinions and in-depth analysis of new credit requests Assist in the presentation of transactions to credit committee in support of approval Maintain a thorough understanding of the Bank's lending policies and procedures, identifying any exceptions to credit policy Recommend appropriate risk ratings in accordance with credit policy guidelines Participate in meetings and conference calls on transactions, lead due diligence discussions, and develop deal indicative term sheets and deal screen presentations Prepare comprehensive credit memorandums that provide rationale, opinions and recommendations regarding proposed loans. Present transactions to credit committee in support of approval Assist in quarterly and annual credit reviews as needed Perform other duties as directed Knowledge, Skills and Experience Requirements: Bachelor's degree in accounting, finance, or related field with proven academic excellence; MBA preferred Formal credit training and minimum of six (6) years of underwriting and/or portfolio management experience within a U.S. regulated commercial banking lending environment Knowledge of middle market C&I cash flow lending, owner occupied mortgages, non-profit lending, CDFIs, New Market Tax Credit Finance and structured lending preferred A passion to support socially minded organizations Highly proficient financial analysis skills, including financial modeling and understanding of financial data (e.g., balance sheets, income statements, cash flow statements, financial ratios) Strong verbal, written, inter-personal, and public presentation skills Proven organizational skills; able to work independently and be detail oriented Ability to manage multiple long-term transactions simultaneously and prioritize assignments to meet deadlines Proficiency in the Microsoft Office suite (including Excel, Word, PowerPoint, etc.) and familiarity with Moody's Credit Lens is a plus Our job titles may span more than one career level. The starting base salary for this role is between $110,000.00 - $120,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas. Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.
    $110k-120k yearly Auto-Apply 60d+ ago
  • Cyber Underwriter

    SCOR

    Remote securities underwriter job

    We are seeking a self-starter, highly motivated, Cyber insurance underwriter with a strong work ethic that will be responsible for working with the Global SBS Cyber team and growing the Cyber, Tech, and Cyber Property Damage books in North America. Our ambition and responsibility go beyond underwriting: the candidate must be a team player willing to contribute to new business, renewal underwriting, business development, and long-term projects. He/she will need effective communication and project management skills to embark and work with all the external and internal stakeholders (Clients, Brokers, SCOR P&C teams, Claims, Actuarial, Legal, Underwriting Management). We look for open-minded individuals with rational and structured decision-making capabilities and strong negotiating skills, with extensive broker relationships in large accounts, who can thrive in a fast-paced environment and work in a multi-cultural team. Candidates should recognize themselves in the values of our organization: We CARE about clients, people and societies We perform with INTEGRITY We act with COURAGE We encourage OPEN MINDS We thrive through COLLABORATION Bachelor's degree or foreign equivalent Insurance or Cyber qualifications desirable 3-5 years experience in cyber underwriting analyzing technology errors and omissions (E&O) and cyber risk exposures of companies over $1 billion in revenue Understanding of technology errors and omissions (E&O), Cyber forms and coverage types. Established retail broker relationships in the US market (NYC or Chicago) 15% of travel required primarily nationally and occasionally internationally. Telecommuting and/or working from home may be permissible pursuant to company policies. When not telecommuting, must report to work site. Candidates must have valid authorization to work in the U.S. without the need for employer sponsorship now or in the future. Pay Range for roles performed in IL: $112,000-$137,000 NY: $121,500-$148,500 base salary per year. Actual salaries may vary based on various factors including but not limited to location, experience, role and performance. The range listed is just one component of SCOR's total compensation package for employees. Other rewards may include annual bonuses, short- and long-term incentives. In addition, we provide a variety of benefits to employees, including health insurance coverage, life and disability insurance, a retirement saving plan, paid holidays and paid time off. Report to and support the SBS US RLM for new business development, renewal coordination, KPI monitoring, and portfolio management reporting Coordinate underwriting activities in North America; manage broker relationships in NYC or Chicago supporting relationships in the South and West regions Underwrite Cyber portfolio for Cyber, Tech, Property Damage Regularly engage with the cyber pricing and claims teams; keeping them appraised of the latest developments of the cyber insurance marketplace Identify and analyze existing and potential insureds, their cyber security posture, contractual mitigations, and insurance needs for primary and excess placements Meet with brokers and insureds to establish SCOR's position, carry SCOR's vision and mission to the marketplace, collect and analyze all the information needed for a through underwriting process Proactively monitor marketplace intel, emerging legal and regulatory developments, and industry trends in property damage, cyber, technology, and media liability. Represent SCOR in working groups, conferences, presentations, articles and associations Be accountable for an efficient administration of his/her assigned portfolio as well as for planning/putting into action pre-underwriting and underwriting operations. Comply with all Enterprise Risk Management rules
    $121.5k-148.5k yearly Auto-Apply 12d ago
  • Mortgage Underwriter

    Choice Mortgage Group 3.6company rating

    Remote securities underwriter job

    Job Description Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available. Compensation: $75,000 plus per file bonus of underwritten files Responsibilities: Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. Qualifications: Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products Knowledgeable in automated underwriting systems and Microsoft office Strong decision-making and communication skills B.S. in business or related field required 10+ Years of mortgage underwriting experience required About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.
    $75k yearly 23d ago
  • Middle Market Underwriter (Remote)

    Berkley 4.3company rating

    Remote securities underwriter job

    Company Details Berkley Technology Underwriters is a global insurance provider offering property, casualty, professional and cyber insurance coverage for technology companies. Responsibilities As a Technology Underwriter, you'll be responsible for the management and growth of an assigned book of business as well as the acquisition of new business with a focus on P&C Middle Market for Technology insurance customers. We will rely on you to analyze customers' business information and claims history, monitor clients' activities to change the policies as risks evolve. You'll evaluate acceptability of individual risks and determine overall acceptability of risk, coverage terms and pricing to achieve company profit objectives. You'll work with agents/brokers to develop productive and profitable relationships while also ensuring compliance with company underwriting guidelines and insurance regulators. Responsible for profitable results via risk selection, maintaining high premium retention ratios and applying appropriate rating and coverage terms Account manager for assigned book of business Handle new and renewal submissions and endorsement requests from agents/ producers Document underwriting files to support analysis, coverage terms and pricing Operate according to underwriting authority as delegated by manager Provides clear instruction and guidance to underwriting support staff and operations staff Desire to develop sales and marketing skills and strategies in order to meet financial goals Follow established pricing, underwriting and documentation protocol as set forth by underwriting management Mentor & coach underwriting support staff May perform other functions as assigned Qualifications 3+ years of experience working in a commercial underwriting or commercial underwriting support position Familiarity with commercial lines underwriting standards and practices along with rating/pricing methods Ability to learn interpreting coverage forms Ability and desire to sell and/or market insurance products & services Desire to strengthen negotiation skills Strong customer service skills Strong oral and written communication skills Strong analytical and decision-making skills Ability to work independently as well as in a team environment Strong interpersonal skills Presentation skills Excellent PC skills and a working knowledge of Windows environment a valid driver's license and carry vehicle insurance coverage. Education Four-year college degree or equivalent experience Additional Company Details ***************************** The Company is an equal employment opportunity employer. We do not accept unsolicited resumes from third party recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: • Base Salary Range: $75k - $137k • Benefits include Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit-sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
    $75k-137k yearly Auto-Apply 39d ago
  • Underwriter

    Walker & Dunlop 4.9company rating

    Remote securities underwriter job

    Department: Small Balance Group - Underwriting We are Walker & Dunlop. We are one of the largest providers of capital to the commercial real estate industry, enabling real estate owners and operators to bring their visions of communities - where people live, work, shop, and play - to life. We are committed to creating meaningful social, environmental, and economic change in our communities. Department Overview Walker & Dunlop's Small Balance Group is a fully integrated lending platform specializing in debt executions and processes uniquely tailored to the private client multifamily market. As one of the nation's top Freddie Mac Optigo Small Balance Loan and Fannie Mae DUS Small Loan lenders, our experts manage the origination, underwriting, funding, and servicing processes in-house and serve as a trusted advisor to our clients from quote, close, & beyond. At the forefront of technological innovation and process transformation at Walker & Dunlop, the Small Balance Group plays a critical role in shaping the organization's future. The Impact You Will Have An Underwriter is responsible for underwriting mortgages on income producing property in the company's multifamily agency lines to support the achievement of the company's loan production goals. The primary accountability is conducting a comprehensive and thorough analysis of each transaction which results in a prudent decision on whether or not to extend credit to a borrower. This is accomplished through the application of analytical techniques, research and pertinent underwriting guidelines through all stages of the underwriting process, including quotes, applications, underwriting, Loan Committee approval, closing and securitization or loan delivery. In fulfilling these responsibilities, the Underwriter must comply with all Company underwriting guidelines and must be cognizant of Company representations and warranties made upon loan closings. Timely completion of all responsibilities of the Underwriter is critical to the success of our business. Accordingly, Underwriters are expected to work quickly and efficiently in moving loans from application to commitment and closing. Underwriters will be accountable in complying with the Company's “timeline guidelines”. Primary Responsibilities Underwrite complex multifamily real estate transactions in accordance with official Freddie Mac and Fannie Mae product guidelines. Establish underwriting timeline in conjunction with the loan officer and closing coordinator. Assist Loan Officers and Regional Managers in issuing quotes and applications: preliminary estimate of NOI and determination of threshold issues to estimate debt service coverage and loan-to-value ratios. Conduct detailed analysis of each transaction to determine the feasibility of each loan. Oversee generation of borrower's checklist for the proper product type and introducing borrower to the information requirements. Selecting contractors and initiation of the necessary third party reports for the underwriting process (e.g., appraisal, environmental, engineering. Assess borrower financial and legal standing to determine borrower eligibility for each loan Thorough due diligence review of issues relating to the property's market, location, condition, borrower and principal's mortgage credit issues, property management and other issues relevant to risks identified in borrowers checklist Conduct a critical review and analysis of the appraisal, including a review of the market analysis, property description, real estate tax analysis, zoning analysis and the comparable properties submitted. Conduct a critical review and analysis of the engineering report and environmental reports plus additional reports included as part of the underwriting including, seismic studies and market studies as appropriate Conduct site and market inspections. Prepare comprehensive loan narratives for Chief Underwriter credit approval. Communicate and problem-solve daily with teammates, clients, vendors, and other stakeholders, often in combination with travel. Other skills related to building a career in Underwriting! Attendance is generally required from 8:30 am - 5:30 pm local time, Tuesday through Thursday, with the option to work remotely on Mondays and Fridays. Education and Experience Bachelor's degree required preferably with an emphasis on Real Estate, Economics or Finance preferred 3+ years underwriting experience with Fannie Mae and Freddie Mac loans required Experience working with appraisers and engineering/environmental firms required Advanced degree or professional certification (e.g., MAI, CCIM) preferred Knowledge, Skills and Abilities Demonstrated knowledge of and experience in multifamily underwriting. This includes but would not be limited to a working knowledge of the key players in the industry, the issues and trends facing the industry, the ability to identify and underwrite the key credit, sponsor related risks, and the ability to evaluate alternative risks carefully when structuring a transaction, and a demonstrated knowledge of property operations Demonstrated relationships with Freddie Mac and Fannie Mae personnel Demonstrated leadership with evidence of increasing responsibility throughout career history Excellent interpersonal and presentation skills and the ability to effectively communicate with all levels of management Demonstrated commitment to innovation and change and willingness to take initiative to accomplish change Demonstrated ability to develop and execute solutions to complex issues and transactions Multifamily experience across a wide range of financial and product executions including fixed and variable rate transactions Ability to show ownership of your work, take on challenges and acknowledge growth opportunities, and demonstrate patience when learning new processes Courtesy, respect, and thoughtfulness in teaming with colleagues and other stakeholders This position has an estimated base salary of $80,000 - $100,000 plus discretionary bonus. An employment offer is based on the applicant's relevant work experience, applicable knowledge, skills, abilities, internal equity, and alignment with market data. #LI-NA1 #LI-Hybrid What We Offer The opportunity to join one of Fortune Magazine's Great Places to Work winners from 2015-2023 Comprehensive benefit options* that have earned Walker & Dunlop the silver level of the 2022 Cigna Healthy Workforce Designation™, some of which include: - Up to 83% subsidized medical payroll deductions - Competitive dental and vision benefits - 401(k) + match - Pre-tax transit and commuting benefits - A robust health and wellness program - earn cash rewards and gain access to resources that promote health, engagement, and balance - Paid maternity and parental leave, as well as other family paid leave programs - Company-paid life, short and long-term disability insurance - Health Savings Account and Healthcare and Dependent Care Flexible Spending Career development opportunities Empowerment and encouragement to give back - volunteer hours and donation matching *Eligibility may vary based on average number of hours worked EEO Statement We are committed to equity in all steps of the recruitment and employment experience. We believe in equal access to opportunities in our workplace. We do not tolerate discrimination, including harassment, based on any characteristic protected by applicable law, such as race, color, national origin, religion, gender identity, sexual orientation, sex, age, disability, veteran or military status, and genetic information, or any other characteristic protected by applicable law. We strive to be a safe place to ask questions, build professional relationships, and develop careers. SPAM Please be wary of recruitment scams. An indication of a scam might be a request for sensitive or bank information at the time of application or emails coming from a non walkerdunlop.com email address. Please call us at ************, if you have any concerns about information requested during or after the application process. Fair Chance Hiring Background checks, including any questions related to infractions, arrests, or conviction records, will not be conducted until after a conditional offer of employment has been accepted. We will consider for employment qualified applicants regardless of arrest and conviction records, in accordance with federal, state, and local laws.
    $80k-100k yearly Auto-Apply 11d ago
  • Underwriter - Specialty Auto

    Cfins

    Remote securities underwriter job

    Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry. Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion. C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website: ************** Job Description Surplus and Specialty - Transportation - Specialty Auto - Fully remote Summary Responsible for review and analysis of underwriting data to build and maintain a profitable book of business within the Transportation - Specialty Auto segment. Manages broker and agent relationships through continued customer service and marketing activities. Collaborates with colleagues to achieve departmental goals. Minimum Duties & Responsibilities • Meet profitability, retention, and written premium goals determined by the department • Makes independent decisions within underwriting letter of authority and maintains proper file documentation • Assist in managing renewals of the existing Specialty Auto portfolio • Assist team lead in triaging and underwriting new business opportunities • Assist in developing annual business goals for assigned agents/producers. Responsible for analyzing results and maintaining accountability of agency partners within the department • Has an in-depth knowledge of department products and services • Can clearly articulate the department's value proposition • Participates in training and initiatives to develop knowledge base. May participate in projects • Travel may be required • Other duties as assigned Recommended Education & Requirements • Bachelor's degree and 5+ years of underwriting experience preferred and/or 5+ years of related insurance experience with pursuit of underwriting certifications (e.g., CPCU) • Experience underwriting tow truck operations preferred • Effectively displays ability to build and foster broker and agency relationships and manage accounts and referrals for assigned territory • Possess a solid understanding of the transportation related coverage forms and endorsements (e.g., Motor Carrier Coverage Form, Motor Truck Cargo Coverage form, Commercial General Liability, UM/UIM/PIP/Med Pay rules, and endorsements) • Possesses strong communication and analytical skills to pursue new business and manage a renewal book. • Strong knowledge of Transportation underwriting, within primary transportation • Experience operating independently within their given authority level • Proficient in software needed to succeed in department. • Excellent organizational and time management skills. • Possesses or is pursuing underwriting and industry designations applicable to area of specialization. • Demonstrated ability to work autonomously in a remote work setting What C&F will bring to you At C&F you will BELONG We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know. For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit **************************************************************** for more information. Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $50,600 to a maximum of $95,300. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee's contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs. Flexible work arrangements. Competitive compensation package. Generous 401K employer match. Employee Stock Purchase plan with employer matching. Generous Paid Time Off. Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family's complete wellness, including your physical and mental wellbeing A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you. A dynamic, ambitious, fun and exciting work environment. A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving. #LI-JA1 #LI-Remoterosc
    $50.6k-95.3k yearly Auto-Apply 1d ago
  • Risk Underwriter

    Sales Match

    Remote securities underwriter job

    Job Title: Remote Risk Underwriter Hourly Pay: $35 $40/hour We are looking for an experienced Risk Underwriter to join our remote team. In this role, you will assess and manage the risks associated with loan applications, insurance policies, and financial transactions. If you have expertise in risk evaluation, financial analysis, and underwriting, this is an excellent opportunity to apply your skills in a flexible, remote work environment. Key Responsibilities: Evaluate and assess risk factors for loan, insurance, or financial product applications Analyze applicant data, credit reports, and financial statements to determine potential exposure Use risk management tools and methodologies to assess transaction risks Approve, deny, or recommend modifications to applications based on risk evaluation Collaborate with risk and underwriting teams to ensure consistency with company policies Deliver risk assessments and strategic recommendations to senior leadership Ensure compliance with regulatory requirements and internal underwriting standards Qualifications: Proven experience as a Risk Underwriter or in a similar risk management/underwriting role Strong understanding of credit assessment, financial analysis, and risk modeling Proficiency in risk management systems, underwriting platforms, and analytical tools Excellent judgment, problem-solving, and decision-making capabilities Ability to work independently and manage complex assessments in a remote environment Reliable internet connection and a quiet, dedicated workspace Perks & Benefits: 100% remote work flexibility Competitive hourly pay: $35 - $40 Paid training and ongoing professional development Flexible working hours, including evening and weekend options Career growth opportunities in risk management and financial underwriting A collaborative, supportive team environment
    $35-40 hourly 44d ago
  • Remote DE FHA Underwriter

    Ruoff Mortgage 4.0company rating

    Remote securities underwriter job

    Full-time Description Ruoff Mortgage is hiring an experienced DE FHA Underwriter to join our remote Credit Underwriting Team. If you're a detail-oriented professional with at least 3 years of mortgage underwriting experience and a current DE certification, we want to hear from you! You'll be responsible for reviewing both government and conventional mortgage loan applications to ensure compliance, creditworthiness, and investor eligibility. This is a key role in supporting fast, accurate closings. Essential Responsibilities Underwrite FHA, VA, and conventional mortgage loans Ensure loans meet company, investor, and agency guidelines Analyze full credit packages and verify loan quality Recommend decisions on loans exceeding authority levels Support processors and correspondents with guideline interpretation Respond to post-closing audits and quality control reviews Assist with training of new underwriters when needed Maintain a professional image and standard consistent with company policies and procedures Responsible for a high level of confidentiality and security while handling company information; verbal and/or written documentation Perform other tasks as requested Knowledge, Skills and Abilities Strong verbal and written communication skills, with the ability to interpret legal documents and explain details to both technical and non-technical staff Excellent organizational skills with the ability to manage multiple files and priorities simultaneously while maintaining accuracy Proficient in identifying and resolving discrepancies, understanding relevant lending laws and regulations, and performing accurate financial calculations Tech-savvy and able to quickly learn and adapt to new systems and underwriting tools Critical thinker with sound judgment and decision-making ability under deadlines Self-motivated, goal-oriented, and committed to delivering high-quality work Detail-oriented with strong recordkeeping and document retrieval skills Experience and Training 3+ years of mortgage underwriting experience - Required DE/FHA Certification - Required SAR designation - Preferred Deep knowledge of FHA/VA/agency underwriting guidelines High attention to detail and quality control Proficient in Microsoft Office (Word, Excel, Outlook) Bachelor's degree preferred (HS diploma required) Requirements Physical Demands and Work Environment Physical Demands: This is a remote, primarily sedentary position that involves extended periods of computer use and screen time (50% or more) Occasional movement such as walking, reaching, or light lifting (up to 15 lbs) may be required Clear and effective verbal and written communication is essential, especially via phone, video calls, and messaging platforms Regular, reliable attendance during standard business hours (8am-5pm EST) is required Work Environment: Fully remote position - work from a dedicated home office environment Must have access to reliable internet and a quiet, professional space suitable for handling sensitive information Daily use of standard remote office technology, including a computer, phone, and secure digital systems Why Choose a Career at Ruoff Mortgage? At Ruoff Mortgage, we believe that where you work, and how you feel about your work, matters. That's why we're committed to providing the tools, support, and environment you need to thrive. When you join our team, you're not just taking a job, you're building a career with a company that values your expertise, encourages growth, and treats people like people. We're proud to offer a collaborative, team-oriented culture alongside meaningful work that helps individuals and families achieve homeownership. What You'll Get: Ruoff Strong Total Rewards Our comprehensive benefits package is designed to support your personal well-being and professional success: Health & Wellness: Medical, dental, and vision plans to keep you and your family covered Retirement Savings: 401(k) with company match to help you plan for the future Time Off: Paid vacation, holidays, and personal time for a healthy work-life balance Career Growth: Access to training, education, and advancement opportunities Employee Assistance Program (EAP): Free, confidential support for personal or professional challenges Additional Information: Ruoff Mortgage is an equal opportunity employer committed to fostering a diverse and inclusive workplace. We consider applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other protected characteristic under law. We provide reasonable accommodations to qualified individuals with disabilities throughout the hiring process. If you need assistance or accommodation, please contact us. Employment with Ruoff Mortgage is “at-will,” meaning either the employee or the company may end the employment relationship at any time, with or without cause or notice. This job description is intended to describe the general nature and level of work performed and is not a contract or guarantee of employment. Duties may be modified based on business needs. This is a remote position with working hours of 8am-5pm EST. The pay range for this position is $70,000 to $80,000 base salary, plus production bonuses. This range represents the minimum and maximum pay we anticipate offering. Actual pay will be based on qualifications, experience, and business needs. Applicants have the right to inquire about the actual pay offered for the position. We also offer a comprehensive benefits package, including health insurance, 401(k) plan, and paid time off. Only candidates selected for an interview will be contacted. Salary Description $70,000-$80,000/year, plus production bonuses
    $70k-80k yearly 21d ago
  • Production Underwriter

    Amynta Group

    Remote securities underwriter job

    We're thrilled that you are interested in joining us here at the Amynta Group! The Production (Producing) Underwriter is responsible for underwriting and marketing accounts throughout approved states/territories. Develop new business, manage assigned agencies, select advantageous risks and build a profitable portfolio of accounts. Represent the Amynta Group and meet with identified insurance agencies to develop relationships with the agents and promote your company's products and services. Work with the underwriting department to analyze the financial risk of applicants that come in through that agency and determine if they qualify for coverage. Monitor loss ratios for Carriers and Agents and take corrective action when possible to remain profitable. Regularly make marketing presentations to prospective clients. Manage and develop agent performance and the book of business through personal analysis. Analyze information in insurance applications, supplemental reports, studies, data and related information in order to determine if a risk meets acceptable criteria. Essential Duties & Responsibilities Production underwriter owns the results of their book of business. A production underwriter maintains balance between distribution and risk selection to drive profitable growth. A production underwriter understands how their book fits into the broader portfolio strategy. A production underwriter has agent/broker relationships. Engage in activities to solicit submissions and to close accounts within our targeted exposure profile. Relationship Management Work with key internal stakeholders to develop and maintain product-specific business development plans identifying, segmenting, detailing and evaluating potential broker and agent prospects, and executing such plan to ensure that AmCom generates targeted levels of growth and ‘hit' ratios in this market. Lead in the education of the broker market on the products in a way that creates a need to buy, highlights our competitive differentiation, illustrate the need for service led products to grow the brand and facilitate the placement of new business with a particular focus on new relationships. Raise the profile of AmCom within the broker community increasing the strength of relationships within the broker market to achieve a highly productive level of consistent, strong producer relationships over time. Ensure we remain front of mind of brokers by acting as a contact point for broker queries and product education engaging in appropriate communication via social media. Underwriting Develop and underwrite a profitable portfolio in support of business plans. Structure tailor-made solutions by considering the team underwriting parameters and underwriting exposures leveraging underwriting knowledge and experience to win new business and retain existing. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability. Comply with underwriting control standards for business written through delegated authority. Additional Responsibilities Engage with all levels of leadership to solve problems Assist in development of internal process to maximize our ease of doing business. Support business unit leadership with presentations and special projects as Centers of Expertise or as assigned. Qualifications Bachelor's Degree or 2+ years of commercial underwriting experience or equivalent work experience. Knowledge of underwriting philosophy, processes, and practice Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role Strong analytical skills and critical thinking skills with great attention to details Individually accountable Effective relationship management skills with customer focused approach Ability to develop tactical underwriting plan and execute on its implementation Active listening and emotional intelligence Ability to work independently for significant periods of time Proficient with MS Office including Excel skills Property & Casualty Agent's license in residing state, or willingness to obtain CPCU, AU-M, CIC designations a plus Continuing education to maintain necessary credentials. Thank you for your application! You can view the status of your application in Workday. The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.
    $48k-78k yearly est. Auto-Apply 60d+ ago
  • Non-QM Underwriter

    Newrez LLC

    Remote securities underwriter job

    Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Primary Function The Underwriter IV is responsible for responding to internal and external customers on questions regarding loans underwritten by the company. This position will underwrite loans in a timely manner for completeness and compliance with company guidelines, polices, and procedures. The Underwriter IV will also provide training, guidance, and support for all team members. · Principal Duties: List of required duties below. Distinguish on-site duties with an *. Examples below. · Review, analyze and make final determination on loan submissions using manual underwriting guidelines as well as validating recommendations. · Underwrite Jumbo loans, special programs as determined by lending authority set by management. · Work with Correspondent or Consumer Lending to identify potential solutions/alternatives for difficult/denied loan files. · Communicate with internal and external clients and UW Vendors on inquiries on loans underwritten by the company/vendors. · Research and respond to team lead on loans requiring additional escalation and review and ability to summarize issues, concerns, and recommendations. · Proactively addresses underwriting submission deficiencies. · Provide back-up support to Team Leader as necessary to ensure efficient operations and smooth and timely flow of work. · Review and maintain guidelines to stay up to date with all requirements. · Review of audit files for Quality/Funding issues to determine compliance and acceptance of loan. · Assist in correction of delivery violations and government ensuring deficiencies on specific files as required. · Analyze Trust agreements as needed. · Participate in the orientation of new personnel to ensure consistency. · Provide technical support for systems as necessary. · Performs related duties as assigned by supervisor. *These essential functions are fundamental to the role, and must be performed on-site, as they cannot physically be performed remotely. In addition, the Company has determined that an in-person presence is important to critical components of our work, including oversight, training, collaboration, and productivity. Items not marked (*) as essential on-site, may still require partial on-site work to perform the role satisfactorily. Education and Experience Required education and experience. Examples below. · High School Diploma or equivalent required; 4-year college degree preferred. · Minimum of five (5) years underwriting experience with conforming and non-conforming loans required. · Minimum six (6) years of mortgage banking required, including Jumbo Loans and/or Government Products. Knowledge, Skills, and Abilities Required knowledge, skills, and ability. Examples below. · Government designations preferred. · Ability to differentiate between first and second mortgage underwriting. · Ability to handle secure and private information. · Technical experience necessary: Windows, Excel, Word, PowerPoint, Underwriting software and systems. · Ability to stay current with the business environment within third party lending. · Excellent customer service skills and analytical skills. · Excellent verbal and written communication skills. · Ability to work independently and adapt to a constantly changing environment. · Ability to be a creative and innovative problem solver. While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection
    $48k-78k yearly est. Auto-Apply 32d ago
  • Underwriter

    World Bank 4.8company rating

    Securities underwriter job in Washington, DC

    The Multilateral Investment Guarantee Agency (MIGA) is a member of the World Bank Group with a mission to promote foreign direct investment into developing countries to help end extreme poverty and boost shared prosperity on a livable planet. MIGA houses the World Bank Group (WBG) guarantee platform which brings together products and experts from the World Bank, International Finance Corporation (IFC), and MIGA for simplicity, efficiency, and speed. MIGA serves as a one-stop shop for all WBG guarantee business, providing the best guarantee solutions for clients to meet project needs and development priorities. The platform provides three types of coverages: credit guarantees for loans to the public or private sector; trade finance guarantees for trade finance projects involving public entities; and political risk insurance against non-commercial risks for private sector projects or public-private partnerships. For more information, ************ In February 2024, the World Bank Group announced a major upgrade to its guarantees business, by establishing as of July 1 2024, the Guarantee Platform (Platform) housed at MIGA. The Platform will deliver improved guarantee access through a unified team of guarantee specialists as well as innovative new guarantee solutions. These new reforms will help position the Platform/MIGA to achieve the goal of tripling annual guarantee issuance to $20 billion by 2030. MIGA's Operations Department (MIGOP) leads MIGA's guarantee business development and origination activities, structures transactions, leads projects through the underwriting and approval process, and manages guarantees portfolio. Within MIGOP, the Global Transaction Team (GTT) is a dedicated team of Analysts, Underwriters, and Senior Underwriters with a focus on underwriting MIGA's guarantee transactions. MIGOP is seeking a highly experienced, motivated, and proactive Underwriter with strong project finance, public sector finance, political risk insurance, trade finance and/or structured finance underwriting skills, as well as client and new business origination skills, preferably gained in the energy and general infrastructure or financial sectors. While reporting to the Manager for GTT, the day-to-day activities of the Underwriter will focus mainly on leading transaction teams (comprised of individuals from across the Agency/Platform) and underwriting guarantee transactions as the transaction lead. Depending on experience, the activities may also include supporting business origination and transaction structuring activities. Through this role, the underwriter will develop a broad knowledge of the Platform's guarantee activities by working on transactions across the Platform's full product line and across regions and sectors (energy and extractives industries, infrastructure, financial institutions, capital markets, manufacturing, agriculture, services, etc.). DUTIES AND RESPONSIBILITIES : * Lead a multi-disciplinary transaction team (sector, legal, environment and social, climate finance, reinsurance, gender, integrity, risk, development impact, etc.) through the transaction underwriting and approval process, which includes the organization and coordination of due diligence meetings and missions. * Conduct sector and project risk assessments, including contractual risk allocation and the technical and commercial viability of the investment project * Prepare and use complex financial models to, amongst others, analyze the financial viability of the investment project or support credit analysis for credit enhancement transactions * Work together with the risk management officers to analyze country/sub-sovereign project risks and mitigants and with the credit risk officers to support the analysis of state-owned enterprises (credit profile, institutional capacity, legal status and relationship with the government) * Collaborate with risk management officers and the transaction team to conduct development impact analyses of investment projects, including assessing the contribution to the host country's development, the broader impact on the industry and the private sector, and the benefits delivered to both direct and indirect stakeholders * Develop, together with the transaction team, recommendations for the contract of guarantee terms and conditions, including recommendations on appropriate guarantee structures and risk mitigants * Lead the negotiation of new contracts of guarantee with prospective guarantee holders and/or their advisors, in close coordination with the relevant Team Lead/Sector Manager and MIGA's Legal Department * Engage closely with MIGA's clients, conduct in-country and virtual due diligence meetings with host country government officials, and collaborate with partners (e.g., World Bank, IFC, and other development finance partners) * Prepare high quality guarantee proposal documents and present them for consideration to MIGA's Senior Management and Board of Executive Directors * In close coordination with MIGA Senior/Sector Underwriters, Sector Managers, and Regional Heads, support MIGA's new business origination and client management efforts aimed at generating a robust pipeline of business * As required, create and deliver new business origination-focused presentations to sponsors, government officials, state-owned enterprises, financial institutions, specialist industry groups, and forums. Selection Criteria * Must have a Master's degree (e.g., in Finance, Economics, International Business, or related field) and at least 5 years' relevant experience or an equivalent combination of education and experience. * Relevant experience includes (i) analyzing and executing limited non-recourse project financing, commercial or public sector investments, trade finance, or other structured financial transactions, and (ii) financial analysis with a focus on complex transactions in the emerging markets (including in general infrastructure and energy sectors). Such experience ideally gained with a reputable and well-known global financial institution (e.g., multi-lateral development bank, consulting firm, private sector sponsor, investment or commercial bank, or other private sector entities). * Solid work experience related to negotiating complex financial and guarantee contracts * Extensive knowledge of emerging markets finance and economic development and an understanding of issues related to project finance, credit guarantees, trade finance, investment insurance, structured finance, and/or foreign direct investment in emerging markets * Demonstrated high-level understanding of political, sovereign risk guarantee products, and their application in the project and export finance banking fields * Demonstrated technical underwriting skills, and proven track record in complex project risk underwriting, project finance, corporate finance, trade finance and/or structured finance * Excellent analytical and communication skills (both written and oral) * Effective interpersonal skills and ability to interact and lead effectively with clients and colleagues from various cultural backgrounds under pressure * Ability to work independently and as a Transaction Lead * Fluency in spoken and written English required, and fluency in French and/or Spanish is a plus. WBG Culture Attributes: 1. Sense of urgency: Anticipate and quickly respond to the needs of internal and external stakeholders. 2. Thoughtful risk-taking: Challenge the status quo and push boundaries to achieve greater impact. 3. Empowerment and accountability: Empower yourself and others to act and hold each other accountable for results. World Bank Group Core Competencies
    $76k-105k yearly est. 24d ago
  • Remote Mortgage Underwriter (DE/VA both designations required)

    National Mortgage Staffing 3.9company rating

    Remote securities underwriter job

    An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $100,000 per year Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $85k-100k yearly 33d ago
  • TE Compliance Underwriter II

    Lenderlive Network 4.4company rating

    Remote securities underwriter job

    It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Compliance Underwriter is responsible for performing compliance reviews within the TRID 3.0 and TRID 1.0 scopes to ensure federal and state regulatory requirement and guidelines are met. Responsible for compliance underwriting, due diligence, portfolio analysis, and compliance review projects. This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs. Essential Functions Review and capturing loan data from mortgage documents including but not limited to Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal, etc. Review Hud-1, Closing Disclosures, Loan Estimates, TIL and other mortgage disclosures for completeness and accuracy Analyzing and capturing settlement fees for state and federal testing Identifying potential problems within the underwriting administrative process and identifying compliance irregularities within the loan file Manage individual workflow to ensure daily volume and quality goals are met Evaluating the disclosure process including but not limited to the delivery, timing, required verbiage, execution and completeness of all State and Federal documentation. Education HS Diploma/GED Associate/Technical Degree Preferred Experience 1+ years in any area of the residential mortgage industry with familiarity of mortgage origination documents 1 year experience in mortgages required 1+ year of compliance reviews preferred. Essential Knowledge, Skills & Abilities Proficient in reviewing TRID loans originated Post 10/3/2015, with the approved 1.0 Scope and/or 3.0 Scope Preferred knowledge of TRID Documents Strong commitment to customer service and satisfaction; Excellent time management skills; Excellent verbal and written communication skills; Ability to work in a fast-paced, metrics driven environment. Strong analytical and problem-solving skills. Ability to prioritize multiple objectives to meet client deadlines and department goals. Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint. Commitment and ability to cultivate a diverse and inclusive work environment. Compensation and Benefits Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401k! Compensation: $24.00 to $28.00 / hour Application Guidelines: For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately. Working Conditions Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location. Physical Demands and Activities While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders. Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis. The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization. If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
    $24-28 hourly Auto-Apply 27d ago
  • FHA Collateral Underwriter

    Crosscountry Mortgage 4.1company rating

    Remote securities underwriter job

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The FHA Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans. Job Responsibilities: Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards. Complete comprehensive collateral reviews in a timely manner to meet service level expectations. Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators. Remain informed and current on all agency and investor guidelines and updates. Maintain a high level of customer service. Collaborate with the Post Closing Department on any stipulations for closed files. Perform other duties as assigned. Qualifications and Skills: 3 years' mortgage underwriting experience. FHA DE, required. Experience in collateral underwriting, preferred. Working knowledge of all agency and investor underwriting policies. Excellent prioritization and time management skills. Excellent communication and customer service skills. Advanced analytical skills. Proficient in Microsoft Office Suite. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $38.00 - $43.26 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $38-43.3 hourly Auto-Apply 35d ago
  • Mortgage Loan Underwriter - Remote Opportunity

    Town and Country Bank 4.2company rating

    Remote securities underwriter job

    Town and Country Bank is seeking an experienced Mortgage Loan Underwriter with experience in conventional and government loan underwriting. This position may be worked out of one of our branch locations in Illinois or can be remote. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time. The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team. JOB SUMMARY: Under limited supervision, decides on whether to lend on conventional residential loans. Provides teamwork to other mortgage operations' team members by helping dictate efficient workflow and keep loans moving forward in an efficient and effective manner. Directs the overall quality control function for secondary market loans by ensuring borrower meets standards of willingness and ability to repay debt. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking. ESSENTIAL FUNCTIONS AND DUTIES: * Reviews income, asset position, collateral, and credit profiles to determine loan approval acceptance for all residential related lending. * Examines overall loan documentation, reviewing for acceptance as well as fraud mitigation * Reviews work of appraiser prospects for recommendation of addition to approved appraiser's list * Reviews Automated Underwriting System Findings such as FNMA DU, to ensure that all requirements have been satisfied prior to loan approval. * Engages regularly with sales and other members of operations to ensure loan structure and requirements are understood and are in the best interest of the customer and the company. * Monitors and reports any deficiencies in loan documentation as required by compliance to ensure continued relationships with mainly FNMA. * Performs other job-related duties and special projects as assigned. QUALIFICATIONS: Minimum of 5 years experience in mortgage loan underwriting, including: FNMA conventional, CHUM's ID, SARS and be LAPP approved. Grant loans along with USDA loans. Experience in Microsoft Office applications. Excellent written and verbal communication skills. Knowledge of financial analysis techniques. Ability to work in a team-based, fast-paced work environment. High degree of accuracy and strong organizational skills. Ability to work under pressure and on deadline EDUCATION: Bachelor's degree in related field or equivalent experience.
    $53k-82k yearly est. 40d ago
  • Loss Mitigation, Underwriter l

    Carrington Mortgage 4.5company rating

    Remote securities underwriter job

    Come join our amazing team and work remote from home! The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $23.00 - $26.00 per hour. What you'll do: Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. Conduct Verification of Income (VOI). Calculate customer's front and back-end debt to income ratio. Verify occupancy, hardship and income. Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options). If applicable, identify the type(s) and amounts of liquid assets the borrower holds. Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. Document final decision and update system of record. What you'll need: High school diploma or equivalent required. Zero (0) to 2 years of underwriting background or servicing/loss mitigation experience Our Company: Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** What We Offer: Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. Customized training programs to help you advance your career. Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!). Educational Reimbursement. Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. #Carrington #LI-GV1
    $23-26 hourly Auto-Apply 25d ago

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