Senior claims examiner vs liability claims representative

The differences between senior claims examiners and liability claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior claims examiner and a liability claims representative. Additionally, a senior claims examiner has an average salary of $50,962, which is higher than the $45,654 average annual salary of a liability claims representative.

The top three skills for a senior claims examiner include customer service, litigation and property damage. The most important skills for a liability claims representative are litigation, claims handling, and customer service.

Senior claims examiner vs liability claims representative overview

	Senior Claims Examiner	Liability Claims Representative
Yearly salary	$50,962	$45,654
Hourly rate	$24.50	$21.95
Growth rate	-6%	-6%
Number of jobs	10,931	13,563
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 81%
Average age	44	44
Years of experience	6	6

What does a senior claims examiner do?

Senior claims examiners review, assess, and process the insurance claims of their clients. The examiners provide recommendations for claims-related resolution. It is their responsibility to examine and authorize the investigation of insurance claims as conducted by insurance adjusters. They check the claims and the insurance policies to ensure that all the information is right. During the settlement, they are expected to be careful in keeping the records with details of the process.

What does a liability claims representative do?

A liability claims representative works at insurance companies where they are in charge of processing and settling insurance claims, ensuring accurate and efficient client service. They are responsible for conducting assessments, reviewing reports from examiners, and tracking any discrepancies such as underpayment or overpayment, reporting them right away. There are also times when they must meet with clients and inspect damages, conduct interviews and evaluations, estimate and negotiate settlements with external parties, and coordinate with other professionals to gain insights. Moreover, a liability claims representative maintains an active communication line with staff, resolving issues in a timely manner.

Senior claims examiner vs liability claims representative salary

Senior claims examiners and liability claims representatives have different pay scales, as shown below.

	Senior Claims Examiner	Liability Claims Representative
Average salary	$50,962	$45,654
Salary range	Between $34,000 And $75,000	Between $33,000 And $61,000
Highest paying City	Urban Honolulu, HI	Somerville, MA
Highest paying state	Hawaii	New Jersey
Best paying company	W. R. Berkley	The Travelers Companies
Best paying industry	Finance	Insurance

Differences between senior claims examiner and liability claims representative education

There are a few differences between a senior claims examiner and a liability claims representative in terms of educational background:

	Senior Claims Examiner	Liability Claims Representative
Most common degree	Bachelor's Degree, 58%	Bachelor's Degree, 81%
Most common major	Business	Business
Most common college	Stanford University	Stanford University

Senior claims examiner vs liability claims representative demographics

Here are the differences between senior claims examiners' and liability claims representatives' demographics:

	Senior Claims Examiner	Liability Claims Representative
Average age	44	44
Gender ratio	Male, 29.6% Female, 70.4%	Male, 43.1% Female, 56.9%
Race ratio	Black or African American, 10.8% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 62.3% American Indian and Alaska Native, 0.5%	Black or African American, 11.5% Unknown, 4.4% Hispanic or Latino, 16.7% Asian, 5.2% White, 61.7% American Indian and Alaska Native, 0.5%
LGBT Percentage	10%	10%

Differences between senior claims examiner and liability claims representative duties and responsibilities

Senior claims examiner example responsibilities.

Manage day-to-day operations of claims department and provide general oversight and direction of all claims activity.
Coordinate vendor referrals for additional investigation and/or litigation management
Maintain office records of various types of complaints, conciliation, administrative decision, private litigation resolution, gather detailed information.
Ensure all HIPPA regulations are followed in the creation and release of all confidential records.
Coordinate vendor referrals for additional investigation and/or litigation management

Liability claims representative example responsibilities.

Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
Investigate and conclude property and casualty liability claims including those in litigation with the highest overall production of the claims representatives.
Participate in arbitration hearings through writing contentions, compiling evidence and personally representing files.
Control expenses by developing and following resolutions and/or litigation plans to drive claim to resolution.
Facilitate training seminars for new employees to familiarize them with various corporate procedures including exposure recognition, fraud detection and arbitration.
Complete field inspection of losses including accurate scope of damages, photographic evidence collection, written estimates utilizing Xactimate estimating software.

Senior claims examiner vs liability claims representative skills

Common senior claims examiner skills

Customer Service, 21%
Litigation, 11%
Property Damage, 9%
Claims Handling, 6%
TPA, 4%
Coverage Issues, 4%

Common liability claims representative skills

Litigation, 9%
Claims Handling, 8%
Customer Service, 7%
Law Enforcement Agencies, 6%
Insurance Claims, 6%
Reservations, 6%

Senior Claims Examiner vs. similar jobs

Senior Claims Examiner related careers

Senior Claims Examiner related jobs

What similar roles do

Zippia Careers
Business and Financial Industry
Senior Claims Examiner
Senior Claims Examiner vs Liability Claims Representative

Updated January 8, 2025

Browse business and financial jobs