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Senior claims specialist vs claims representative

The differences between senior claims specialists and claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior claims specialist and a claims representative. Additionally, a senior claims specialist has an average salary of $69,808, which is higher than the $38,796 average annual salary of a claims representative.

The top three skills for a senior claims specialist include customer service, litigation and claims handling. The most important skills for a claims representative are customer service, quality standards, and policy coverage.

Senior claims specialist vs claims representative overview

Senior Claims SpecialistClaims Representative
Yearly salary$69,808$38,796
Hourly rate$33.56$18.65
Growth rate-6%-6%
Number of jobs11,01118,565
Job satisfaction--
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 62%
Average age4444
Years of experience66

What does a senior claims specialist do?

A senior claims specialist's role is to handle and process insurance claims, ensuring accuracy and smooth workflow. Their responsibilities include liaising with clients to identify their needs, reviewing and validating documentation, resolving issues and concerns, and traveling to different locations in order to perform claims inspections and investigations for client eligibility. They may also approve claims applications and negotiate settlements. Furthermore, as a senior claims specialist, it is essential to lead and serve as a mentor to junior specialists, all while implementing the company's policies and regulations.

What does a claims representative do?

A Claims Representative is an agent who works for insurance companies in order to investigate and settle claims. The agent acts as an intermediary between customers and insurance companies by evaluating the customers' facts surrounding claims and determining whether the loss is covered or should be compensated. Such a role is important because an agent makes sure that no fraud claims are being paid out. It is also highlighted that an agent works in compliance with state regulations.

Senior claims specialist vs claims representative salary

Senior claims specialists and claims representatives have different pay scales, as shown below.

Senior Claims SpecialistClaims Representative
Average salary$69,808$38,796
Salary rangeBetween $45,000 And $107,000Between $28,000 And $53,000
Highest paying City-Dearborn, MI
Highest paying state-New Jersey
Best paying company-W. R. Berkley
Best paying industry-Government

Differences between senior claims specialist and claims representative education

There are a few differences between a senior claims specialist and a claims representative in terms of educational background:

Senior Claims SpecialistClaims Representative
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Senior claims specialist vs claims representative demographics

Here are the differences between senior claims specialists' and claims representatives' demographics:

Senior Claims SpecialistClaims Representative
Average age4444
Gender ratioMale, 40.7% Female, 59.3%Male, 37.5% Female, 62.5%
Race ratioBlack or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 61.0% American Indian and Alaska Native, 0.5%Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.4% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between senior claims specialist and claims representative duties and responsibilities

Senior claims specialist example responsibilities.

  • Manage assigned third party administration (TPA) multi-jurisdictional workers' compensation; subrogation recovery claims; assign defense attorney.
  • Work toward settlement with claimants and attorneys, or determine company litigation strategy, participating in mediation and arbitration when necessary.
  • Maintain EDI processing table logic.
  • Work with testing HIPAA transactions, reporting and processing data reporting to the state.
  • Review data entry of claims receive through the EDI system for accuracy prior to processing.
  • Operate within all company regulations regarding HIPAA, fraud, confidentiality, and private health information guidelines.
  • Show more

Claims representative example responsibilities.

  • Perform initial set-up and continuously manage claims in the Juris claims management system.
  • Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
  • Prepare necessary state filings within statutory limits, manage litigation and vocational rehabilitation process, used appropriate cost containment techniques.
  • Assist the training department in developing CSR training in order to set expectations.
  • Create custom templates and guide sheets for new trainees in the CSR Internet division to ensure consistency and increase department efficiency.
  • Utilize proper SIU reporting procedures for extensive investigation as required.
  • Show more

Senior claims specialist vs claims representative skills

Common senior claims specialist skills
  • Customer Service, 26%
  • Litigation, 10%
  • Claims Handling, 8%
  • SR, 5%
  • Settlement Conferences, 5%
  • Excellent Interpersonal, 4%
Common claims representative skills
  • Customer Service, 26%
  • Quality Standards, 6%
  • Policy Coverage, 6%
  • Reservations, 5%
  • Claims Handling, 3%
  • Insurance Coverage, 3%

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