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The differences between senior claims specialists and claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a senior claims specialist and a claims representative. Additionally, a senior claims specialist has an average salary of $69,808, which is higher than the $38,796 average annual salary of a claims representative.
The top three skills for a senior claims specialist include customer service, litigation and claims handling. The most important skills for a claims representative are customer service, quality standards, and policy coverage.
| Senior Claims Specialist | Claims Representative | |
| Yearly salary | $69,808 | $38,796 |
| Hourly rate | $33.56 | $18.65 |
| Growth rate | -6% | -6% |
| Number of jobs | 11,011 | 18,565 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 65% | Bachelor's Degree, 62% |
| Average age | 44 | 44 |
| Years of experience | 6 | 6 |
A senior claims specialist's role is to handle and process insurance claims, ensuring accuracy and smooth workflow. Their responsibilities include liaising with clients to identify their needs, reviewing and validating documentation, resolving issues and concerns, and traveling to different locations in order to perform claims inspections and investigations for client eligibility. They may also approve claims applications and negotiate settlements. Furthermore, as a senior claims specialist, it is essential to lead and serve as a mentor to junior specialists, all while implementing the company's policies and regulations.
A Claims Representative is an agent who works for insurance companies in order to investigate and settle claims. The agent acts as an intermediary between customers and insurance companies by evaluating the customers' facts surrounding claims and determining whether the loss is covered or should be compensated. Such a role is important because an agent makes sure that no fraud claims are being paid out. It is also highlighted that an agent works in compliance with state regulations.
Senior claims specialists and claims representatives have different pay scales, as shown below.
| Senior Claims Specialist | Claims Representative | |
| Average salary | $69,808 | $38,796 |
| Salary range | Between $45,000 And $107,000 | Between $28,000 And $53,000 |
| Highest paying City | - | Dearborn, MI |
| Highest paying state | - | New Jersey |
| Best paying company | - | W. R. Berkley |
| Best paying industry | - | Government |
There are a few differences between a senior claims specialist and a claims representative in terms of educational background:
| Senior Claims Specialist | Claims Representative | |
| Most common degree | Bachelor's Degree, 65% | Bachelor's Degree, 62% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between senior claims specialists' and claims representatives' demographics:
| Senior Claims Specialist | Claims Representative | |
| Average age | 44 | 44 |
| Gender ratio | Male, 40.7% Female, 59.3% | Male, 37.5% Female, 62.5% |
| Race ratio | Black or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 16.8% Asian, 5.2% White, 61.0% American Indian and Alaska Native, 0.5% | Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.4% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |