Top Senior Credit Analyst Skills

Below we've compiled a list of the most important skills for a Senior Credit Analyst. We ranked the top skills based on the percentage of Senior Credit Analyst resumes they appeared on. For example, 20.1% of Senior Credit Analyst resumes contained Credit Reports as a skill. Let's find out what skills a Senior Credit Analyst actually needs in order to be successful in the workplace.

The six most common skills found on Senior Credit Analyst resumes in 2020. Read below to see the full list.

1. Credit Reports

high Demand
Here's how Credit Reports is used in Senior Credit Analyst jobs:
  • Reviewed and authorized credit reports for new account applications Efficiently maintained relationships with retail accounts regarding equipment problems and price plan changes
  • Reviewed loan applications and prepared recommendations for approval/rejection based on credit reports, financial statements, and cash flow statements.
  • Review credit reports and credit card applications to determine approval or decline using various computer applications and investigative systems.
  • Analyze Commercial/Personal Credit Reports & Banking activity to determine merchants' ability to payback cash advance offers.
  • Prepared and presented credit reports (executive credit summaries/trend cards) to relationship managers and senior management.
  • Generated credit decisions by evaluating credit reports, financial calculations, economic factors and Federal regulations.
  • Prepared regular written credit reports on portfolio names and provided input on name/sector weightings.
  • Prepared detailed credit reports for primarily community, asset based and middle market customers.
  • Reviewed credit reports and supporting documentation, conducted customer development calls where applicable.
  • Reviewed loan requests accurately and timely and analyzed credit reports and supporting documentation.
  • Performed write-ups and presentations on individual credit requests and monthly credit reports.
  • Analyzed credit reports, applications and financial statements for authorized cellular dealers.
  • Interviewed corporate executives and updated business credit reports with current information.
  • Review credit reports and verify background information for accuracy.
  • Review credit reports providing details information to reduce concern.
  • Analyze financial information and credit reports.
  • Reviewed personal and business credit reports.
  • Verified new derivative trades against detailed credit reports, investigating and resolving deals with missing data in the exceptions credit reports.
  • Staff Credit Analyst * Reviewed credit applications and credit reports for potential customers, checking for accuracy and deeming credit worthiness.
  • Reviewed credit applications, commercial credit reports and financial statements for the purpose of establishing open credit for potential new customers.

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2. Loan Portfolio

high Demand
Here's how Loan Portfolio is used in Senior Credit Analyst jobs:
  • Created quarterly and semi-annual monitoring reports identifying performance trends in the loan portfolio leading to reduced loan losses year-over-year.
  • Work closely with several assigned relationship managers to drive performance around all aspects of managing a commercial loan portfolio.
  • Provided weekly and interim reports for Senior Management regarding various loan portfolios, industry analysis and commercial pipeline.
  • Conducted quarterly forecasting on loan portfolio, identified risks and opportunities based on reported financial data.
  • Assist Relationship Managers in obtaining new business, retaining customer relationships, and managing loan portfolio.
  • Monitored high complexity commercial loan portfolio through financial analysis and ongoing monitoring.
  • Monitor loan portfolio, credit administration, and regulatory reporting.
  • Reviewed, analyzed and prepared recommendations for secured loan portfolios.
  • Performed credit analysis, administration and servicing of loan portfolios.
  • Supervised 5 employees for the Southern Oregon/Northern California Business Banking Team with a total loan portfolio of $200 million.
  • Assisted in the administration of a commercial loan portfolio by collecting and analyzing information for compliance with loan terms.
  • Monitor existing loan portfolios, test covenants, calculate borrowing base, and generate quarterly credit review report.
  • Managed credit group in conjunction with Chief Credit Officer and COO to efficiently manage Bank's loan portfolio.
  • Prepare loan portfolio and analysis reports to Chief Credit Officer, Bank President, and other executives.
  • Managed a deposit and loan portfolio including renewals, new loans, past dues, and overdrafts.
  • Participated in underwriting of winning bid for $8 billion sale of Anglo Irish Bank loan portfolio.
  • Identified opportunities to build ongoing profitable loan portfolios in support of an under serviced dealer base.
  • Evaluated entire loan portfolio and discerned an additional $10 million eligible to pledge to FHLB.
  • Monitored a $14 billion consumer and mortgage loan portfolio managing loan origination and liquidation metrics.
  • Saved $1MM in potential fraud losses and increased the loan portfolio by $5MM.

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3. Financial Statements

high Demand
Here's how Financial Statements is used in Senior Credit Analyst jobs:
  • Analyzed accounts to identify risk and revenue opportunities utilizing credit bureau reports, tax returns, ratio analysis and financial statements.
  • Manage a diverse portfolio of financial institutions by analyzing financial statements, completing comprehensive risk-based reviews, and making underwriting decisions.
  • Analyzed personal financial statements and tax returns and other financial information provided by customers in connection with any new loan requests.
  • Completed high-quality credit analyses for large-ticket and complex leasing transactions covering financial statements, industry, documentation negotiations and economic return.
  • Reviewed and evaluated credit applications, assigned credit lines, analyzed financial statements, and approved orders for our distributor network.
  • Conduct complex analysis including reconciliation of financial statements, analysis of income, cash flow, collateral, and repayment ability.
  • Prepare loan proposals including analyzing key components of company specific financial statements and position, industry, management and collateral risk.
  • Analyze mortgage company financial statements, corporate and individual tax returns, and personal financial statements to determine loan eligibility.
  • Spread and analyzed financial statements and other financial information to prepare written reports of commercial and real estate lending relationships.
  • Incorporated and directed financial statement request policy; obtaining more than 600 current financial statements of commercial borrowers and guarantors.
  • Analyzed customer financial statements/credit history to determine performance and financial stability for the purpose of approval/denial of credit requests.
  • Analyzed financial statements of prospective commercial loan borrowers to determine their profitability, cash flow, and leverage positions.
  • Contacted customers directly for updated financial statements and authorizations to request bank/trade references as supplements to the credit file.
  • Analyzed and interpreted complex corporate and personal financial statements and tax returns, perform moderately complex credit analysis.
  • Analyzed financial statements and credit history of medium to large-sized corporations and gave recommendations to upper- level management.
  • Provide detailed analysis of financial statements and payment performance, offering recommended course of action to mitigate risks.
  • Support management and originator team by analyzing financial statements to determine the credit worthiness of prospective borrowers.
  • Established underwriting guidelines for credit department to ensure consistency in the spreading and analysis of financial statements.
  • Monitored financial condition of 87 major customers and 92 independent distributors reviewing financial statements and analyzing trends.
  • Provide detail information about case study Ability to analyze financial statements including various financial calculations and ratios.

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4. Credit Line Increases

high Demand
Here's how Credit Line Increases is used in Senior Credit Analyst jobs:
  • Performed credit line increases/decreases/closures, balance transfers, and redistribution of credit lines based on a consumer's creditworthiness.
  • Analyze credit bureau information to determine eligibility for credit line increases.
  • Review existing accounts to determine eligibility for credit line increases.
  • Analyzed data and client trends to proactively enhance and expand relationships through credit line increases and cross selling on credit products.
  • Credit Line Management Analyst - reviewed existing accounts to determine eligibility for credit line increases, decreases and balance transfers.
  • Approved and processed new credit lines and credit line increases, typically in less than 4-6 business hours.
  • Processed incoming calls concerning Credit Line Increases, Interest Rate Reduction requests for existing card members.
  • Attained lending to a level of 50,000 for new loans and credit line increases.
  • Credit line increases of credit cards applications base upon scores and decision making.
  • Analyzed existing accounts for reinstatement and credit line increases as requested.
  • Analyzed accounts for terms revision and credit line increases.
  • Decisioned new requests for Gold Option consolidation lines of credit and credit line increases on existing accounts.
  • Reviewed requests for credit line increases on existing MBNA accounts and performed risk analysis.
  • Reviewed credit applications, processed credit line increases and credit line reinstatements.
  • Applied judgmental lending practices to approve credit line increases while mitigating risk.
  • Provide underwriting approval of new credit accounts Review existing accounts for updated underwriting Receive inbound calls for review of credit line increases
  • Credit Analyst Analyzed, reviewed, and decisioned credit applications for credit line increases.

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5. Customer Service

high Demand
Here's how Customer Service is used in Senior Credit Analyst jobs:
  • Developed alternative credit options to maintain a viable business relationship and spent over a year managing the International Customer Service Department.
  • Researched and resolved customer disputes regarding pricing, discounts & returns daily providing excellent customer service - Telecommuted for 3.5 years successfully
  • Remain passionate about providing quality customer service and feel confident adhering to the Bank Of America Corporate lending philosophy and guidelines.
  • Negotiated and communicated credit decisions to an assigned market while remaining flexible and maintaining a high level of customer service.
  • Provided training for credit analysis and customer service levels for working with mortgage company credit requirements.
  • Direct staff of six ensuring quality customer service, compliance with credit/collection policies and effective operations.
  • Maintained high customer service levels by balancing immediate inbound client requests with existing credit portfolios.
  • Trained underwriters on identifying credit issues and providing good customer service using effective communication.
  • Diffused irate customers; consistently extended professionalism and quality customer service to internal/external customers.
  • Provided exceptional customer service and developed strong relationships with both internal and external clients.
  • Submitted credit evaluations and customer service support functions in a multiple sales channel environment.
  • Coordinated with Sales, Marketing and Customer Service, facilitating continuous client satisfaction.
  • Presented and sold Discover products and alternative offers while providing superior customer service.
  • Managed customer interactions with emphasis on superior customer service and problem resolution.
  • Initiated sales opportunities and provided customer service to internal and external customers.
  • Provide excellent customer service on exception item processing to enhance customer satisfaction.
  • Perform high-level verification with customers who fail initial verification with customer service.
  • Provide excellent customer service while actively engaging, and educating customers.
  • Direct and facilitate day-to-day invoice collections in concert with Customer Service.
  • Demonstrated best-in-class customer service for automotive dealers and their customers.

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6. Credit Limits

high Demand
Here's how Credit Limits is used in Senior Credit Analyst jobs:
  • Analyzed and determined credit limit increases/cash advances for Corporate/Purchasing card holders; provided technical support for reconciliation of credit limits/expense reports.
  • Conduct credit investigations on existing and potential customers utilizing Dunn and Bradstreet and make recommendations to extend or raise credit limits.
  • Approve credit limits within granted credit limit authority; submit written analysis and recommended limits above granted authority to supervisor.
  • Evaluate the financial condition and overall credit worthiness of individuals and businesses in order to establish appropriate credit limits.
  • Utilized collected data and offered recommendations for credit limits for potential customers to management team.
  • Analyzed financial statements in order to establish adequate credit limits and mitigate exposure to company.
  • Investigated credit status of new and existing advertising accounts and assigned appropriate credit limits.
  • Maintained and monitored appropriateness of credit limits on existing customers and continually reevaluated creditworthiness.
  • Monitor customer credit limits and initiate change authorization document and route for approval.
  • Researched and identified fraudulent applicants, assigned credit limits and risk-based interest rates.
  • Monitor and ensure credit limits assigned to existing customers are reasonable and supportable.
  • Assessed credit applications, established credit limits, and negotiated extensions and settlements.
  • Performed in-depth financial analysis to determine appropriate credit limits and sales terms.
  • Analyzed existing and potential customer credit limits and provided credit report inquiries.
  • Reviewed individual accounts for potential problems and changed credit limits as appropriate.
  • Reviewed credit applications to determine creditworthiness and to assign credit limits.
  • Raise and lower interest rates/credit limits based on customer qualifications.
  • Released and managed orders as indicated by the established credit limits
  • Review and analyze customer credit information to establish credit limits.
  • Monitored credit limits and submitted recommendations for possible adjustments.

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7. Credit Risk

high Demand
Here's how Credit Risk is used in Senior Credit Analyst jobs:
  • Complete thorough annual and quarterly reviews of customers to ensure credit risk is fully developed and communicated to upper management.
  • Managed credit risk and reviewed existing accounts/loans and took appropriate risk action where necessary, communicated credit decisions with customers.
  • Analyze and review residential/business clients financial statement and credit report to determine their credit risk and appropriate security value.
  • Analyzed, reviewed and recommended sound credit risks that delivered credit alternatives to optimize sales while minimizing outstanding collections.
  • Performed quality assurance on credit decisions performed by junior credit analyst for daily control reporting and credit risk department.
  • Balanced growing acquisitions with sound credit analysis to increase market penetration while managing credit risk and portfolio performance.
  • Earned promotion to portfolio manager after displaying superior financial analysis skills and understanding of high credit risk.
  • Prepared credit risk reporting for senior management to highlight significant changes that negatively impact customer credit risk.
  • Develop policy improvement recommendations based on broad analysis of lending practices and deep knowledge of credit risk.
  • Mitigated credit risk exposure via pro-active credit reviews, consistent customer contact and strong payment monitoring programs.
  • Researched and examined credit risks, assessed credit history, and approved/disapproving extensions of credit.
  • Prepare credit recommendations including watch list transactions for senior management and Global credit risk committee.
  • Evaluated credit risk and established new credit relationships in accordance with corporate credit policies.
  • Keep Regional Credit Manager informed of all potential credit risk discovered during collection process.
  • Prepared in-depth credit research reports, which analyzed creditworthiness and quantified credit risk.
  • Recommended process improvements for credit risk documenting tool, improving associates Accuracy scores.
  • Performed financial and collateral analysis and identified credit risks and mitigating factors.
  • Credit risk professional with experience in risk strategy analysis and implementation.
  • Prepared recommendations to upper management and advised of any credit risks.
  • Identified policy exceptions and made recommendations to mitigate credit risks.

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8. Credit Card Transactions

high Demand
Here's how Credit Card Transactions is used in Senior Credit Analyst jobs:
  • Performed as a backup to cash application of incoming checks, wire transfers, and the processing of credit card transactions.
  • Managed Credit Card transactions for incoming receivables of $104 Million per year.
  • Process credit card transactions as needed
  • Apply checks, wires and credit card transactions Cowtan & Tout, New York, NY Credit Manager 07194-05100 .
  • Filmed credit card transactions, handled retrieval request from stores, customers and vendors.
  • Handled all bank reconciliation, daily cash and credit card transactions.

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9. Customer Accounts

high Demand
Here's how Customer Accounts is used in Senior Credit Analyst jobs:
  • Review monthly customer accounts aging to determine appropriate collection activity, and coordinate high risk accounts assignment to legal collections.
  • Incorporated approximately 100 customer accounts into company system establishing credit worthiness within short time constraints minimizing potential loss of revenue.
  • Maximized the timely recovery and collection management of an assigned customer accounts receivable portfolio of about $30 million.
  • Managed existing customer accounts and granted credit line increases, while maintaining customer confidentiality.
  • Gather and analyze financial data to determine creditworthiness for new and existing customer accounts.
  • Resolve and reconcile customer accounts by working directly with domestic or international customers.
  • Recorded daily collection activity of customer accounts into special SAP collection program.
  • Processed credit applications, evaluated, analyzed and maintained existing customer accounts.
  • Analyzed disputes and reconciled issues for approximately 350 customer accounts.
  • Monitored high-risk commercial customer accounts and recommended covenant amendments.
  • Reconciled customer accounts to reflect corrections of discrepancies.
  • Provided detail customer service while updating customer accounts.
  • Manage customer accounts while exceeding monthly collection quotas.
  • Reconciled customer accounts to ensure accurate receivables.
  • Process accounts receivable adjustments for customer accounts.
  • Reconciled major worldwide customer accounts.
  • Respond to customers with letters of delinquency or cancellation and provide all other advise on the status of customer accounts.
  • Set up new customer accounts, process credit adjustments, set up new vendor accounts, process credit card payments.
  • Developed full financial portfolios of customer accounts, and approved credit lines of up to $500,000 per customer.
  • Analyze customer accounts and communicate with sales team, customers, customer service department and management to resolve issues.

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10. Annual Reviews

high Demand
Here's how Annual Reviews is used in Senior Credit Analyst jobs:
  • Prepared annual reviews utilizing RMA standards for comparisons and financial ratios to determine credit worthiness.
  • Prepared credit proposals, processed daily credit administration, and analyzed annual reviews.
  • Prepared annual reviews including collateral evaluation and assignment of risk grade.
  • Conducted semi-annual reviews of credit information for existing accounts.
  • Prepare annual reviews for portfolio management.
  • Performed annual reviews, comprehensive financial spreading analysis and risk review that improved overall turn-around by 20% in 12 months.
  • Prepare annual reviews of existing borrowers in order to track compliance the loan covenants as outlined in the Loan Agreement.
  • Managed a pipeline of accounts to ensure efficient completion of annual reviews and prompt turnaround time on new money requests.
  • Job primarily consists of financial analysis, loan underwriting for new loan request, extension, modification and annual reviews.
  • Prepare Credit packages for annual reviews/renewals for Commercial & Industrial loans up to $100MM of TBE.
  • Maintain tracking system for annual reviews and loan covenant requirements specifically to the Temple Branch Office.
  • Composed documents presenting covenant waivers, loan amendments, credit increases and annual reviews.
  • Worked closely with the trading desk on annual reviews, increases and new limits.
  • Included were new requests, line of credit renewals, and annual reviews.
  • Produced annual reviews and interim credit memorandums in response to client requests.
  • Compose annual reviews for customers with large borrowing relationships.
  • Assisted underwriters in underwriting loans and annual reviews.
  • Reached 100% penetration on annual reviews.

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11. Real Estate

high Demand
Here's how Real Estate is used in Senior Credit Analyst jobs:
  • Appreciated for conducting secondary research and compilation of Report on Hyderabad Commercial Real Estate-Market Overview.
  • Performed annual escrow analysis, including maintaining/disbursing real estate tax and insurance escrow accounts.
  • Provided credit analysis and loan approval recommendations for commercial and investor real estate loans.
  • Prepared internal appraisal reviews and evaluation for consumer and commercial real estate properties.
  • Reviewed and analyzed the creditworthiness of prospective customers and commercial real estate transactions.
  • Performed reviews of annual loan documentation; managed real estate appraisal database.
  • Provided comprehensive analyses of the financial conditions of borrowers within diverse commercial and real estate environment to determine bank's risks.
  • Created real estate and pricing models and presented credit requests at Committee Meetings; provided training and assistance to new recruits.
  • Managed four analysts and was responsible for annual reviews and renewals of all commercial real estate loans for South Florida.
  • Revised bank policies for commercial lending, consumer lending, portfolio management, real estate appraisals, and environmental reviews.
  • Initiated and established relationships with bankers, brokers, and real estate agents to increase customer base through new leads.
  • Involved in all aspects of real estate lending including structure, underwriting, approval, documentation, and ongoing maintenance.
  • Prepared various types of commercial loan requests including working capital, real estate, construction and development loans for approval.
  • Credit support for all fixed income products, structured equity derivatives, real estate, distressed assets and investment banking.
  • Led the review of the bank's commercial and real estate loan portfolios to prepare for federal bank examiners.
  • Performed quarterly risk ratings on commercial real estate income producing properties and churches with loan sizes over $20MM.
  • Underwrite large commercial proposals (including trading asset financing, equipment financing, and real estate projects).
  • Perform annual reviews for Permanent Real Estate Loans to review and monitor the loans with proper risk grade.
  • Tasked with underwriting small-balance commercial and residential real estate loans for acquisition into the bank's portfolio.
  • Underwrite large, complex commercial and real estate credits with aggregate liabilities in excess of $5MM.

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12. DSO

high Demand
Here's how DSO is used in Senior Credit Analyst jobs:
  • Encouraged Customers to pay electronically which reduced DSO significantly.
  • Exceeded all credit department goals which include bad debt, invoices over 30 days, cash on account, and DSO.
  • Reduced DSO for national accounts from 54 to 48 through increases in communication, discovery of terms discrepancies and relationship building.
  • Reduced DSO from 90 to 30 days, negotiated discount terms, customized payment schedules, emphasis on Best Practices.
  • Prepare MMR (Monthly Management Reports) that consist of DSO reporting and Current Aging Report for all Territories.
  • Assist Credit Manager with the preparation of monthly write-off reports, general ledger reconciliations, DSO analysis, etc.
  • Decreased days sales outstanding (DSO) to less than 30 days by improving customer collections through regular follow-ups.
  • Improved Day's Sales Outstanding (DSO) by creating formal repayment plans with wholesalers and streamlining operations.
  • Reduced portfolio DSO from 62 to 48 days, reduced department division DSO from 65 to 53 days.
  • Maximized profit by minimizing receivables via credit and collection efforts and maintained an average DSO of 34 days.
  • Managed 500-600 account portfolio of $11 MIL in receivables with the focus on continually improving DSO.
  • Re-engineered internal communications in key departments, improving the DSO and cash flow for the corporation.
  • Credit & Collections Department * Supported regions to maintain DSO goals and reduce bad debt reserve.
  • Assisted with the development of communication with international Controllers and customers to include DSO report.
  • Maintained an A/R portfolio of the top 25 corporate accounts, ensuring a low DSO.
  • Reduced DSO (Days Sales Outstanding) and past due balances to within targeted goals.
  • Recruited to provide critical oversight of major project tracking DSO by division or entire company.
  • Developed Electronic Invoicing initiative which yielded a cost savings of $150k/year & DSO reduction.
  • Presented monthly DSO metrics commercial team and AR graphics for Top 25 customers.
  • Reduced DSO for the furniture portfolio from 88 to 35 in fourteen months.

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13. Credit Policy

high Demand
Here's how Credit Policy is used in Senior Credit Analyst jobs:
  • Performed monthly evaluations of credit decisions rendered by Credit Analysts to ensure adherence to company credit policy and regulatory compliance.
  • Developed business within territory selling loan products and rendering appropriate credit decisions within credit policy and compliance with all regulations.
  • Assist in the research, development, implementation and adherence of established credit policy procedures and underwriting guidelines.
  • Designed new targeting and segmentation retention credit policy to retain profitable customs and increase card usage.
  • Audited and analyzed retail portfolio for purchase and credit policy adherence.
  • Execute various credit administration projects including credit policy and procedure development.
  • Recommended credit policy and procedural changes to management.
  • Originated and implemented firm credit policy.
  • Utilize credit bureaus, Dunn & Bradstreet and credit scoring models to enforce credit policy to determine credit holds and releases.
  • Adhere to Bank credit policy and supervisory loan policies and stay current on any changes to policy or government requirements.
  • Identify key credit trends and provide insightful feedback to management, credit policy and procedure department and loan center underwriters.
  • Perform financial statement analysis for each credit action requested to ensure the credit policy standards of SpiritBank are met.
  • Conduct weekly audits on information and credit policy for each I-40 client located in the database and credit systems.
  • Reviewed/approved various commercial loans and lines following the bank's credit policy and corresponding banking laws and regulations.
  • Managed business credit card accounts and credit requests, and assisted with the creation of credit policy guidelines.
  • Lead initiatives to stream line internal processes and controls while keeping uniformity with the Banks underlying Credit Policy.
  • Worked directly with internal audit to ensure the credit department was following the company's credit policy.
  • Maintain global credit policy, procedures, records and systems to meet internal and external audit requirements.
  • Manage exceptions to credit policy using sound judgment and experience to keep loss ratios below company guidelines.
  • Administered credit policy and procedures to ensure fair lending, regulating compliance and asset quality control.

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14. New Accounts

high Demand
Here's how New Accounts is used in Senior Credit Analyst jobs:
  • Analyzed financial statements and determined credit approval on all new accounts.
  • Determined tax-exempt status of new accounts and maintained certificate file.
  • Performed financial analysis of new accounts to determine credit worthiness.
  • Performed credit investigations and financial analysis for all new accounts.
  • Gathered credit and salary information from customers by phone, analyzed credit reports, and authorized new accounts and credit extensions.
  • Assisted in streamlining procedure for setting-up new accounts from 3-4 months, to about half that on most accounts.
  • Approved new accounts for existing customers and granted line increase requests with a minimum of $10,000 lending authority.
  • Analyzed, opened and approved credit lines for new accounts, with no set limit or higher approval needed.
  • Managed credit investigation process and approved new accounts for the entire company (500 million yearly sales).
  • Set up new accounts adhering to company policies, state requirements as well as SOX compliance.
  • Run D&B report and pull any documentation from internet on any new accounts.
  • Established procedures for credit and collection function on handling new accounts for first 90 days.
  • Analyzed all financial data to establish credit worthiness of new accounts to minimize overall risk.
  • Evaluated and established credit lines and processed all new accounts for national sales force.
  • Reviewed D & B Credit Reports along with performing set-up of new accounts.
  • Provide account maintenance and support sales staff with all aspects of new accounts.
  • Set up new accounts, verify billing accuracy and conduct fraud checks.
  • Set up new accounts and maintained existing accounts in SAP system.
  • Established credit lines and monitored new accounts for credit exposure.
  • Aided New Accounts department with new hire training and development.

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15. Credit Department

average Demand
Here's how Credit Department is used in Senior Credit Analyst jobs:
  • Conducted credit/trade inquiries with the credit departments of accounts identified by potential clients via Trade/Credit References Report submitted with credit application.
  • Managed accounts receivable portfolio for Fortune 500 Company in accordance with established Credit Department procedures while maintaining high level of confidentiality.
  • Administered all activities of bank's commercial credit department, including supervising 8 associates and ensuring compliance with operational procedures.
  • Coordinated a centralized credit department which prepared standardized financial analysis for all branches in the Centennial Bank organization.
  • Prepared credit applications and present recommendations for lending and rating actions for senior management and credit department.
  • Participated in creation and implementation of credit policies and procedures for newly created centralized credit department.
  • Lead monthly market and portfolio awareness presentations to credit department to expose portfolio deficiencies.
  • Identified trends within credit department; suggested and presented areas for quality improvement.
  • Improved communication pattern between credit department and business verticals sales and marketing groups.
  • Managed Credit Department's operations and production of credit information.
  • Developed initial procedures and processes for start-up credit department.
  • Developed processes to ensure credit department compliance with Sarbanes-Oxley.
  • Represented Credit Department by attending loan review committee meetings.
  • Interviewed candidates for employment positions within the Credit Department using the SHARE module in order to obtain the most qualified employees.
  • Complete collection activity on past due balances for the Education/School Division of the Trade Credit Department, via telephone and correspondence.
  • Designed curriculum to transition group of 12 associates in credit department to perform additional duties for a newly created role.
  • Selected as high performing leader of branch and completed a rotation in Head Office Credit Department in Australia.
  • Structured and achieved a smooth and timely conversion to a paperless workplace for the company s Credit Department.
  • Entrusted to be the point of contact for the credit department in the absence of the credit manager.
  • Provided education to new hires and trained on all aspects of the Credit Department policies and procedures.

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16. Income Tax Returns

average Demand
Here's how Income Tax Returns is used in Senior Credit Analyst jobs:
  • Reviewed borrower financial statements and income tax returns to determine borrower financial capacity.
  • Analyzed borrower financial statements and income tax returns in determining loan viability.
  • Work evaluating financial statement and income tax returns.
  • Review credit bureaus, financial statements, income tax returns and account behavior and payment patterns to make these decisions.
  • Performed financial statement analysis based on financial statements, form 10K or 10Q, and income tax returns.
  • Verify income via W2's and or income tax returns.

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17. Bradstreet

average Demand
Here's how Bradstreet is used in Senior Credit Analyst jobs:
  • Tracked and analyzed credit applications, Dun & Bradstreet reports, credit scores, and media references to determine credit decisions.
  • Managed and verified client credit history and credit worthiness by way of each Dun & Bradstreet and Hoovers rating.
  • Purchased Dun and Bradstreet reports, determining yearly needs and negotiating bulk credit report contract with Dun and Bradstreet.
  • Performed credit checks through the credit bureau, Dun and Bradstreet, interpreted financial ratios and collection data.
  • Analyzed the Dun & Bradstreet reports of each company and its principal partners for those applying for loans.
  • Review Dun and Bradstreet reports and other financial tools on new and/or current customers to determine credit worthiness.
  • Initiated credit risk evaluations, Dun & Bradstreet reports, and bank and trade reference checks.
  • Increased or decreased credit lines based on the reporting of Dunn & Bradstreet and pay history.
  • Performed all phases of credit including requesting of Dun & Bradstreet reports and financial information.
  • Research included use of public sources such as Dun & Bradstreet and other internet sources.
  • Analyzed Dun & Bradstreet Reports to help reduce bad credit risk and improve cash flow.
  • Credit reviews using Dun and Bradstreet, Global Decision Maker, and Financial statement analysis.
  • Integrated with Dun and Bradstreet RAM where further credit metrics are obtained.
  • Obtain customer information via Dun & Bradstreet and other Internet resources.
  • Analyzed and reviewed Dun & Bradstreet Business Credit Rating Reports.
  • Reviewed credit applications using Dunn & Bradstreet credit reporting services.
  • Negotiated contracts with Dunn & Bradstreet and collection agency.
  • Run Dun & Bradstreet reports and analyze data.
  • Processed customer credit verification with Dunn & Bradstreet.
  • Contributed to Dun & Bradstreet reporting.

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18. Due Diligence

average Demand
Here's how Due Diligence is used in Senior Credit Analyst jobs:
  • Managed new business underwriting and due diligence process and prepared credit presentations and communicated conclusions and recommendations.
  • Managed relationships with clients that subscribed to competitive analysis research and due diligence reporting.
  • Completed due diligence and credit analysis on existing corporate exposures.
  • Ensured funding compliance through acknowledging receipt of due diligence documentation.
  • Perform due diligence on commercial bank loan portfolio that led to accurate risk rating on commercial loans totaling $900 million.
  • Evaluate the financial condition of businesses, perform due diligence, assess economic and market conditions and project future trends.
  • Conducted due diligence and served as a contact person during the transition and merge of the department to Texas.
  • Compiled data from various commercial, banking and public sources to help in the due diligence of credit customer.
  • Complete due diligence for each reviewed account to verify collateral coverage and to protect the bank from fraud.
  • Proposed and underwrote trade credit lines (from $10k to $25MM) based on due diligence.
  • Conduct industry and market analysis, conduct third party verification via background, credit and due diligence.
  • Performed on site credit due diligence at outside financial institutions in order to vet portfolio sale opportunities.
  • Conducted due diligence, measured risk exposure, and identified risk mitigating options to minimize losses.
  • Sourced information from various product processors to perform credit analysis and due diligence on customers.
  • Performed due diligence and in-depth market and industry research and ensured compliance with bank regulations.
  • Support Chief Credit Officer in coordinating materials for audits, renewals and due diligence requests.
  • Team leader that helped lenders with the underwriting, due diligence and credit applications.
  • Executed internal due diligence, financial spreading and industry analysis for bank deals.
  • Follow the compliance, to do due diligence to research potential suspicious account.
  • Conducted due diligence that lead to a territory increase of over 300%.

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19. Credit Data

average Demand
Here's how Credit Data is used in Senior Credit Analyst jobs:
  • Analyzed financial credit data to determine the degree of risk/credit worthiness involved in extending credit to dealerships prospective and existing clients.
  • Review credit data, negotiate pricing and make decisions regarding credit approval following set credit guidelines.
  • Analyzed credit data to determine degree of risk entailed in extending credit to potential borrowers.
  • Analyze credit data to determine the degree of risk involved in extending credit.
  • Maintain Collection Records, confidential credit files and other sensitive credit data.
  • Reviewed credit data to determine rating, approval or denial.
  • Credit Analyst * Gathering, updating and analyzing business and credit data from required sources and producing a credit report.

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20. Risk Management

average Demand
Here's how Risk Management is used in Senior Credit Analyst jobs:
  • Provided credit and risk management support for various sales regions in North America with additional supervisory responsibilities for 3 Credit Associates.
  • Ensured sale-ability of each closed loan, balancing risk management responsibilities with creative judgment to maximize lending opportunities.
  • Participate in external and internal audits and Sarbanes-Oxley compliance for all credit risk management activities.
  • Performed analysis and document results of alternative risk management options and credit risk issues.
  • Implemented robust appraisal policy to include additional metrics, enhanced risk management and documentation.
  • Utilized proprietary software to develop risk management models and forecasts.
  • Developed scorecard models to support risk management decision making.
  • Performed risk management analysis of retail loan portfolio.
  • Maintain Sarbanes-Oxley compliance for all credit risk management activities
  • Perform underwriting activities and set risk management parameters.
  • Model adopted by Bank's Risk Management department in its implementation of a new system to evaluate the bank-wide industry exposure.
  • Spearheaded the development, improvement and refinement of policies, procedures and strategies to enhance the company's risk management platform.
  • Perform Risk Management and Portfolio Analysis on industries as Oil & Gas, Freight, Staffing, Freight and Logistics.
  • Provide systematic, disciplined approach to evaluate and improve the effectiveness of risk management, control, and governance processes.
  • Performed credit review and risk management for the clients with loan portfolio ranging from $10MM to $100MM.
  • Prepared and conducted quarterly portfolio review meetings for senior credit officers and the risk management committee.
  • Researched and verified pending equipment orders being held for credit approval involved in risk management.
  • Examine and interpreted customer financial status to assign the appropriate levels of risk management.
  • Handled mortgage and consumer lending, credit financing, risk management and loss prevention.
  • Detailed analysis of client accounts and credit bureaus for risk management.

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21. Credit Quality

average Demand
Here's how Credit Quality is used in Senior Credit Analyst jobs:
  • Oversee development and maintenance of dealer relationships to ensure volume objectives and credit quality are maintained at excellent standards.
  • Assist Business Bankers/Relationship Managers in evaluating, monitoring and maintaining overall credit quality of new and existing loan facilities.
  • Develop and maintain sufficient dealer relationships to ensure company volume objectives and credit quality standards are met.
  • Developed relationships with dealers, sustaining volume and credit quality objectives established by company.
  • Managed a variety of portfolio reviews to determine credit quality and policy compliance.
  • Maintained long-term relationships with dealers to ensure volume objectives and credit quality.
  • Managed growth and maintenance of dealer relationships, credit quality and profitability.
  • Developed and managed 250+ dealer relationships ensuring volume objectives and credit quality.
  • Negotiated terms and rates with dealerships to ensure credit quality and profitability.
  • Develop sufficient dealer relationships that ensure volume objectives and credit quality.
  • Monitor economic and political trends impacting the credit quality of exposure.
  • Developed amicable dealer relationships consequently attaining volume objectives & credit quality.
  • Maintained credit quality percentages at or below company targeted goals.
  • Monitored merchant accounts and financial statements in order to maximize credit quality and minimize risk and loss.
  • Conducted periodic credit review and clients' visits in order to review credit quality and risk.
  • Adhere to policy and ensure credit quality of portfolio while making timely and sound credit decisions.
  • Audited imaged FHA, Fannie Mae and Freddie Mac conventional mortgages for credit quality and fraud.
  • Achieve required credit quality and productivity by ensuring all queues are worked to acceptable service levels.
  • Review and monitor the credit quality of new and existing commercial and Community Association accounts.
  • Managed clients' portfolio to maximize credit quality and minimize risk and potential loss.

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22. Loan Applications

average Demand
Here's how Loan Applications is used in Senior Credit Analyst jobs:
  • Reviewed member unsecured loan applications and analyzes credit information to make a general assessment of applicant s creditworthiness
  • Reviewed and analyzed auto loan applications to credit decisions based on regulatory compliance and policies.
  • Reviewed and evaluated loan applications to determine credit worthiness in keeping with company underwriting standards.
  • Review loan applications and decision credit override requests within established turn-time requirements.
  • Conditioned loan applications in accordance with lenders underwriting guidelines and existing regulations.
  • Performed credit analysis of sub-prime auto loan applications for assigned territory.
  • Approved/declined loan applications based on company policy and compliance guidelines.
  • Receive & analyze loan applications within various program parameters.
  • Performed risk assessment and analysis of loan applications.
  • Rendered credit decisions for loan applications.
  • Reviewed loan applications to insure accuracy.
  • Review auto finance loan applications and render appropriate credit decisions based on policy and staying compliant with all regulations.
  • Approve loans within specified limits, and refer loan applications outside those limits to competent authorities for approval.
  • Approved or denied auto loan applications submitted from third party new and used automobile dealers.
  • Enhanced due diligence review of new loan applications, including credit analysis and loan approvals.
  • Complete loan applications, including the credit analysis and summaries of loan requests.
  • Review loan applications, including credit analyses and summaries of loan request.
  • Analyzed, approved or declined auto loan applications servicing the East coast.
  • Utilize a system to track the progress of loan applications.
  • Determine appropriate credit lines on credit card and loan applications.

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23. Risk Analysis

average Demand
Here's how Risk Analysis is used in Senior Credit Analyst jobs:
  • Analyze credit data and financial statements to determine the creditworthiness and risk analysis associated with the business transactions.
  • Prepared and maintained risk analysis monitoring reports and other special projects in an accurate and timely manner.
  • Performed applicant credit risk analysis; determined credit worthiness through credit references and other information sources.
  • Prepared credit approval memorandums with risk analysis and presented loan requests to Senior Management.
  • Provided risk analysis on major business partners and vendors for executive senior management.
  • Provide management with credit risk analysis of both existing and potential leasing customers.
  • Performed industry comparative analysis and risk analysis to minimize loss to company.
  • Administered expert risk analysis of collateral and constructed on-site due diligence.
  • Compiled a comprehensive and complete risk analysis.
  • Performed the review risk analysis and summary of loan transactions on financial spreadsheets and narrative format for loan approval.
  • Trained new analysts on risk analysis process and use of our boarding system at the Canadian offices in Toronto.
  • Created monthly reports to senior management to provide past due analysis, financial risk analysis, and DSO information.
  • Engaged in credit risk analysis and financial analysis on new and existing customers seeking AT&T credit.
  • Reviewed financial statements and tax returns and prepared ratio and risk analysis reports for senior banking officers.
  • Perform credit risk analysis on new and existing customers, and provide industry and company research.
  • Set appropriate interest rates and lending terms per risk analysis in accordance to state/federal laws.
  • Conducted credit checks and risk analysis for new and existing customers including bankruptcy accounts.
  • Loaned bank funds issuing credit cards and performed Risk Analysis to protect assets.
  • Performed complex credit risk analysis and/or modeling to maximize profits and asset growth.
  • Used risk analysis to determine interest rates and line amounts.

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24. Delinquent Accounts

average Demand
Here's how Delinquent Accounts is used in Senior Credit Analyst jobs:
  • Supervised preparation and transmitting of letters and notices on delinquent accounts, also determined and recommended new repayment terms when appropriate.
  • Focused on problem resolution in review of delinquent accounts and determine the necessary actions required.
  • Analyze delinquent accounts and prepare report on high-risk accounts including recommendations for resolution.
  • Reviewed and approved delinquent accounts for submission to an outside collection agency.
  • Identify high risk/delinquent accounts and ensure appropriate collection action was taken.
  • Engaged customers on delinquent accounts for problem identification and resolution.
  • Placed very delinquent accounts with third-party collection agencies.
  • Transferred delinquent accounts to outside collection agency.
  • Completed credit investigations on new business prospects, payment plan negotiations on delinquent accounts, and year-end account audits and reconciliations.
  • Interfaced with cross-functional teams and clients to manage delinquent accounts, discounts, tax, logistics, and documentation requirements.
  • Order approvals for high risk customers; negotiate payment arrangements for delinquent accounts, daily bank deposits electronically and manually.
  • Created spreadsheet reports for past due and international accounts that enabled superiors to quickly identify and address delinquent accounts.
  • Collected over $2 Million dollars in delinquent accounts, regularly achieving over 130% of monthly goals.
  • Monitored A/R aging, preliminary signs of troubled accounts, and collection calls of delinquent accounts.
  • Recommend the referral of all serious delinquent accounts to a collection agency or for legal consideration.
  • Evaluated risk assessments, and placed delinquent accounts with collection agencies to pursue resolution of account.
  • Monitored delinquent accounts and took appropriate action when necessary such as filing liens and bonds.
  • Review accounts receivable agings to identify delinquent accounts to contact them about past due balances.
  • Reviewed status of aged and delinquent accounts with accounting department on a weekly basis.
  • Placed delinquent accounts with collection agencies, or attorneys, and approved settlements.

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25. Special Projects

average Demand
Here's how Special Projects is used in Senior Credit Analyst jobs:
  • Provided training assistance for junior analysts within the department and performed special projects including research, presentations and document reviews.
  • Managed portfolio, supervising workout resolutions for troubled accounts and overseeing portfolio syndication for special projects.
  • Assisted in special projects and meetings related to credit operations both internally and externally.
  • Completed special projects as assigned from management.
  • Assist with special projects and assignments such as an enhanced due diligence for $200 million non-performing assets sale during 2014-2015.
  • Worked on several special projects at the request of Fannie Mae directors and managers to facilitate collections for ineligible loans.
  • Performed exceptionally on quality and turn around of special projects which helped to get further assignments from US counterparts.
  • Oversee daily reports for release or block of customer's orders, and worked in special projects.
  • Serve as project manager on special projects identifying internal control risk, information systems, and procedures.
  • Worked on special projects as requested by Senior Regional Lending Officer to whom position reported.
  • Assisted the Department Manager with special projects, customer complaints, and training Credit Analysts.
  • Calculated, compiled and reviewed Bad Debt Reports, Handled and supervised special projects.
  • Preformed special projects to service major client in Atlanta office for over a year.
  • Expedited special projects for upper management involving high level of detail and met deadlines.
  • Developed reports for challenged accounts, annual credit reviews and special projects within deadlines.
  • Performed all special projects as assigned by the Credit Risk Manager, Credit Manager.
  • Collaborated on special projects to provide feedback on market trends to business analysts.
  • Back up manager as needed, and work on special projects as requested.
  • Expedited decisions on high-priority items and special projects as directed by Unit manager.
  • Worked closely with the sales and marketing teams on special projects and promotions.

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26. Ensure Compliance

average Demand
Here's how Ensure Compliance is used in Senior Credit Analyst jobs:
  • Verify that all application decisions are documented thoroughly; ensure compliance with frequently changing government regulations and lending practices
  • Document underwriting decision and supports rationale in writing to ensure compliance with policies and underwriting guidelines.
  • Worked closely with national sales staff to properly structure credits and ensure compliance with credit/documentation policies.
  • Performed monthly analysis of accounts receivable aging to ensure compliance with credit and collection policy.
  • Performed detailed examination of customers' financial records to ensure compliance with loan documentation.
  • Facilitated listening sessions to ensure compliance with federal and bank regulations.
  • Monitored financial and covenant requirements for existing customers to ensure compliance.
  • Analyzed commercial banks to ensure compliance with Federal Reserve regulations.
  • Conducted training seminars for Sales, focusing on credit risk approval process to ensure compliance with guidelines and sourcing qualified candidates.
  • Managed $3B lease portfolio of domestic and international companies in various industries to ensure compliance and safeguard the equity investment.
  • Performed initial review and analysis on high-profile deals primarily from public companies to ensure compliance with bank's lending standards.
  • Receive and review contracts to ensure compliance; communicate with distributors when necessary to resolve contractual errors and inconsistencies.
  • Captained process and monitored annual updates of all credit files to ensure compliance with SOX audit.
  • Evaluated the credit/payment terms of new purchase orders and contracts to ensure compliance with company policy.
  • Review the Departments activities to ensure compliance with Fair Credit and Truth in Lending Laws.
  • Monitored customer returns to ensure compliance with protocols that assisted in prompt offset once deducted.
  • Worked directly with sales, logistics and finance to ensure compliance with contractual agreements.
  • Analyzed credit and financial data to reduce risk and ensure compliance on credit decisions.
  • Managed ISO requirements including the intricacies & changes in policies to ensure compliance.
  • Created and implemented credit processes to ensure compliance with external and internal controls.

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27. Credit Authority

average Demand
Here's how Credit Authority is used in Senior Credit Analyst jobs:
  • Prepared and approved retail credit requests within my credit authority using credit scoring and financial analysis.
  • Reviewed applications from other credit analysts requiring exceptions to policy or above credit authority.
  • Review credit exceptions and determine approval or denial within credit authority established.
  • Make decisions to approve or deny the extension of credit within set credit authority established by senior management and state/federal laws.
  • Utilize sound judgment and credit authority to negotiate, approve, or decline lines of credit.
  • Received unsecured single signature credit authority of $500M and secured authority of $2MM.
  • Make decisions to approve or deny the extension of credit within set credit authority.
  • Maintained Credit Authority of $750M for underwriting middle and large ticket transactions.
  • Review of new and existing accounts with credit authority of $250,000.
  • Granted a tiered credit authority of $250k to $5mm.
  • Credit Analyst II with higher credit authority and funding responsibilities.
  • Exercise credit authority for up to $100k.
  • Exercise individual credit authority of $1MM.
  • Maintained credit authority of $750M.
  • Credit authority to $1 million.
  • Credit authority was $85,000.
  • Credit authority - $200,000.
  • Interview customers/ vendors as appropriate and approve transactions within individual authority ($5MM) or recommend to appropriate credit authority.
  • Single signature credit authority to [ ] * Subject Matter Expert (SME) for the golf & turf industry.
  • Key Achievements: Credit authority of $150,000 per unit.

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28. Payment History

average Demand
Here's how Payment History is used in Senior Credit Analyst jobs:
  • Monitor customer adherence to established credit terms based on credit analysis and payment history.
  • Reviewed payment history and current financial status of each account holder to determine a compatible payment plan and negotiated settlements.
  • Approve and authorize release of orders according to credit line and payment history within established guidelines.
  • Analyze payment history of accounts to predict future risk and ability to pay debt.
  • Analyzed accounts payment history to determine the need to adjust credit line.
  • Increase, Decrease or Suspend Accounts, based upon Payment History
  • Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
  • complete application, pull credit report and review credit/payment history.

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29. Payment Arrangements

average Demand
Here's how Payment Arrangements is used in Senior Credit Analyst jobs:
  • Reactivated accounts; set-up partial payment arrangements provided settlements of account balances or referred accounts for legal action.
  • Process financial stress opportunities such as settlement and payment arrangements for customers.
  • Negotiated successfully payment arrangements with debtors and monitored accounts for repayment performance.
  • Prepared Loss Mitigation/Forbearance documents for payment arrangements on high-risk accounts.
  • Recommended possible payment arrangements and or program assistance.
  • Implemented strategies to gain client contact, which allowed for the setup of payment arrangements with our clients.
  • Analyze A/R and collect past due balances daily, make payment arrangements with customers that are past due.
  • Provided research for inquiries from attorneys or collection agency, credit issues or payment arrangements.
  • Inform delinquent customers of held orders and work out payment arrangements, etc.
  • Called on past due accounts and set up payment arrangements.
  • Conveyed with clients via telephone to obtain payment arrangements.

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30. External Customers

low Demand
Here's how External Customers is used in Senior Credit Analyst jobs:
  • Facilitated communication between internal and external customers to assess risk strategies based upon historical performance and future energy needs.
  • Interacted directly with multiple internal and external customers associated with the Consumer Health care and Pharmaceutical product lines.
  • Maintain relationship with internal/external customers by providing product information, answering inquiries regarding billing, shipping and inventory.
  • Maintain positive working relationships with all levels of internal and external customers.
  • Established and managed relationships and communication with internal and external customers.
  • Assisted internal and external customers with credit application errors.
  • Supported all internal and external customers.
  • Assisted external customers with account reconciliation.
  • Answer heavy volume of 800 inbound calls from internal and external customers to handle/resolve any and all types of billing inquiries.
  • Provided credit support for internal/external customers including legal department and outside credit agencies such as Dun & Bradstreet and CreditWatch.
  • Collaborate with internal and external customers to minimize credit and bad debt risk while maximizing sales and cash flow.
  • Communicate with all internal and external customers to maintain current A/R and collection of past due items.
  • Maintained a smooth functioning accounts receivable portfolio, while supplying responsive service to internal and external customers.
  • Build and maintain solid relationships with internal customers, external customers, and team members.
  • Analyzed and managed national account portfolio of $31M; compiled data for internal/external customers.
  • Collaborated with sales team and external customers; assisted with resolving rates and discrepancies issues.
  • Presented data to both internal and external customers, as well as C-Level management.
  • Demonstrate a high level of professionalism and focus on serving internal and external customers.
  • Established and maintained a high level of service to internal and external customers.
  • Functioned as a subject matter expert for internal and external customers.

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31. Credit Exposure

low Demand
Here's how Credit Exposure is used in Senior Credit Analyst jobs:
  • Maintained a high level of customer satisfaction while monitoring credit exposure and limiting losses.
  • Developed strong business acumen how income is generated and protecting overall credit exposure.
  • Monitor and developed credit exposure reports & established collateral requirements.
  • Monitor credit exposure through covenants and liquidity verification.
  • Observed current clients credit exposure with Bank of America/MBNA transparent accounts to minimize other departments' liability.
  • Compiled reports for company credit exposure; to include application review, financial and account statistics.
  • Maintained close working relationships with the respective sales managers in order to control credit exposure.
  • Provided financial management support to control credit exposure and minimize risk to the company.
  • Review / adjust customer limits in order to control credit exposure and mitigate risk.
  • Incorporated and assimilated all aspects of the Risk Review process for existing credit exposures.
  • Minimized loss to the bank by reducing credit exposure with financial institution.
  • Analyze and approve credit exposure to $250,000.
  • Managed F/X credit exposures of app.
  • Developed new credit exposure method for intra-day power trades involving stressing forward surfaces.
  • Decisioned requests for additional credit exposure; communicated decisions to customers.
  • Monitored stale and unrated risk rating report to ensure all credit exposure is risk rated appropriately in a timely.
  • Monitored The Energy Authority's (TEA)'s credit exposure report for credit risk and exposure.
  • Evaluated pending orders to determine credit exposure, risk, repayment plans, and any required litigation.
  • Provided on-going monitoring of the bank's credit exposure and ensured diversification per OCC guidelines.
  • Performed ad hoc duties as necessary to monitor credit exposure.

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32. Risk Assessments

low Demand
Here's how Risk Assessments is used in Senior Credit Analyst jobs:
  • Performed risk assessments and financial analysis for new business globally.
  • Issued approval decisions following risk assessments.
  • Conducted review and risk assessments for the purchase of large credit portfolios from external deal sources.
  • Prepare monthly financial analyses on current trend and variance analysis to forecast risk assessments.
  • Prepare risk assessments and present senior management with a clear and consistent approach.
  • Performed credit risk assessments for new and existing commercial customers.
  • Determine appropriate credit lines and risk assessments.

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33. Trade References

low Demand
Here's how Trade References is used in Senior Credit Analyst jobs:
  • Approved credit lines up to 250 thousand dollars based on bank references, trade references and financial reviews.
  • Credit review done by information retrieved from D&B, bank information and trade references.
  • Reviewed and analyzed financial, income statements, credit applications and trade references.
  • Processed credit check and trade references for new and existing accounts through NACM.
  • Utilize D&B, financial statement analysis and trade references.
  • Provided trade references on behalf of Clean Harbors when required.
  • Used D&B, Tarnell, Hoover, bank and trade references to determine credit lines.
  • Established credit lines based on analysis of financials and trade references.
  • Evaluate trade references of customers in various industries including healthcare, government and education.

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34. Payment Terms

low Demand
Here's how Payment Terms is used in Senior Credit Analyst jobs:
  • Recommended specific terms and conditions related to the loan structure including repayment terms and financial covenants to mitigate identified risks.
  • Work collaboratively with sales to effectively manage customers not complying with payment terms.
  • Determined and implemented appropriate payment terms and credit limit for customers.
  • Negotiated extensively on payment terms improvement with strategic customers.
  • Recommended alternative payment terms when necessary.
  • Identified and managed high-risk accounts, negotiated customized payment terms, and referred them to legal department if warranted.
  • Provide support and guidance to the business on contract terms and conditions, and negotiation of payment terms.
  • Negotiated and structure repayment terms with dealers according to the level of risk involved and programs offered.
  • Analyze and underwrite loan requests including repayment terms to fit company cash flows and operational needs.
  • Reviewed customer Purchase Orders and Contracts for confirmation of payment terms and presence of payment bonds.
  • Performed budget analysis to re-negotiate payment terms for current and past due customers.
  • Analyzed all regional delivery times to re- structure payment terms for the regions.
  • Recommended payment terms and credit lines for European distributors of vehicles and parts.
  • Negotiated payment terms on special orders and payback of past due accounts.
  • Work extensively with bottlers to manage accounts within the agreed payment terms.
  • Approved payment terms, discounts and assist with program funding agreements.
  • Negotiated credit and payment terms on all contracts and orders.
  • Set up payment terms and invoice print status.
  • Negotiate Payment Terms on Past Due Customers.
  • Negotiated reduced payment terms from key customers of a legacy business as part of a best practices initiative after a merger.

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35. Credit Hold

low Demand
Here's how Credit Hold is used in Senior Credit Analyst jobs:
  • Established procedures to effectively work and communicate with international customer base in order to reduce credit holds and or billing adjustments.
  • Manage credit and financial aspects of significant customer relationships, including credit hold and/or suspension.
  • Assigned and monitored customer credit lines and risk after financial package review, and released orders from credit hold.
  • Served as a back up to the Credit Manager; having full authority to release orders on credit hold.
  • Review and release part orders on credit hold; process credit notes and credit charges and refunds.
  • Monitor accounts for placement on credit hold and communicate with collections on past due invoices.
  • Handle orders that go on credit hold, and responded all customer requests and issues.
  • Review credit accounts, credit limit increases or decreases and placement for credit hold.
  • Work with collection staff and implement procedures to reduce credit hold backlog.
  • Released orders from credit hold upon ensuring accounts were in good standing.
  • Determine if accounts are placed on credit hold due to non-payment.
  • Hold and release orders - notifying proper personnel of credit holds.
  • Reviewed daily orders on credit hold to identify high risk accounts.
  • Analyzed & made financial decisions on all credit hold orders.
  • Reviewed and released orders from credit hold on daily basis.
  • Release orders from credit hold when issues are resolved.
  • Reviewed credit hold report, releasing orders as warranted.
  • Evaluate and approve all orders on credit hold.
  • Provide prompt response and resolution to credit holds.
  • Monitor daily release of credit hold orders.

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36. Mitigate Risk

low Demand
Here's how Mitigate Risk is used in Senior Credit Analyst jobs:
  • Approved/declined lines of credit accordingly to mitigate risk and minimize bank exposure.
  • Tasked with making accurate credit decisions based on customer's credit worthiness-Mitigate risk
  • Mitigate risk to the firm through the review and analysis of information provided by the firm's clients and credit bureaus.
  • Suggested additional products and services to enhance the relationship with the Customer while reviewing accounts to mitigate risk and reduce losses.
  • Negotiate letters of credit, prepay & master netting agreements, and collateral requirements to enhance credit controls and mitigate risk.
  • Monitor use of credit identifying money laundering, fraud, or other risky behavior in an effort to mitigate risk.
  • Submit executive reviews to senior management and recommend appropriate structure to mitigate risk on high dollar or high risk customers.
  • Analyzed risk factors along with compensating factors in order to mitigate risk to the bank and restructured transactions accordingly.
  • Analyze and document financial trends, borrowing base summaries, and covenant tests of clients to mitigate risk.
  • Worked closely with Sales, Credit, internal/external auditors and customers to mitigate risk while growing revenue.
  • Work with supervisors and management to determine best practices, mitigate risk, and manage losses.
  • Utilized MIS to effectively and appropriately risk grade the portfolio to mitigate risk exposure.
  • Perform fraud and multiple relationship analysis to mitigate risk to the company.
  • Mitigate risk, and increase customer exposure with Bank of America.
  • Analyzed data from the report to mitigate risk and problem accounts.
  • Recommended alternative credit structures to mitigate risk and loan loss.
  • Mitigate risk with empathy for financially stressed card holders.
  • Mitigate risk in the retail independent segment
  • Negotiated / collected funds from merchant so as to mitigate risk for company and the respective channel.
  • Use analytical tools to mitigate risk and bring on High Risk accounts.

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37. Potential Customers

low Demand
Here's how Potential Customers is used in Senior Credit Analyst jobs:
  • Analyzed credit and financial information on current and potential customers to make recommendations for an appropriate credit limit.
  • Analyzed the financial capability of present and potential customers.
  • Review and explain application status to potential customers.
  • Determined credit stability on potential customers.
  • Approved or denied any extension of credit to potential customers, and ensured each loan was closed through the funding process.
  • Research and analyze credit risk, assess credit history, and approve or deny the extension of credit to potential customers.
  • Compile and analyze financial spreadsheets for existing and potential customers in the Middle Market and Asset Based Lending departments.
  • Created a positive impression of the company in speaking to potential customers in an engaging and pleasant manner.
  • Established credit risk for potential customers up to an authorized credit limit of $750,000.
  • Worked with sales staff to determine financial ability of potential customers to reduce adverse exposure.
  • Resolved A/R & A/P issues daily and determined credit worthiness of potential customers.
  • Provided solutions and cross sold any potential customers to other departments.
  • Verified bank and trade references for current and potential customers.
  • Researched existing and potential customers creditworthiness.

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38. Credit Terms

low Demand
Here's how Credit Terms is used in Senior Credit Analyst jobs:
  • Review new customer credit applications and conduct credit investigations to determine new account credit terms and appropriate limits.
  • Prepared detailed financial analysis to determine creditworthiness of customer and to establish credit terms.
  • Monitored portfolio quality activity online ensuring high volume customers stayed within credit terms.
  • Reviewed credit documentation for conformity with approved credit terms and conditions.
  • Developed and updated a standardized credit policy to minimize bad debt without restricting sales due to tight credit terms.
  • Adjusted credit terms depending on account status in addition worked closely with CFO by creating an account analysis report.
  • Maintain a control system to ensure the shortest possible collection period and in accordance with established credit terms.
  • Maintain the customer master files and credit records in an organized manner, update credit terms when required.
  • Analyze credit applications and D& B reports for new and current accounts to establish credit terms.
  • Negotiated credit terms and structure with clients and arranged for the approval by the credit committee.
  • Facilitate documentation of credit terms rationale in the credit granting process for new and existing customers.
  • Determined to whom credit terms are granted, set credit lines, and negotiated payment schedules.
  • Negotiated the credit terms, established the covenants and other criteria in energy trading contracts.
  • Negotiate various types of credit terms with customers i.e.COD, CIA, ACH, Wire.
  • Controlled bad debt exposure and risk, through the direct management of credit terms.
  • Created standardized approval forms to submit to management for credit lines and credit terms.
  • Qualify and process auto loan applications, determine credit terms for qualified borrowers.
  • Assessed and monitored credit terms, advances, and associated business offerings.
  • Reviewed customers' credit to determine and establish appropriate credit terms.
  • Zero default of credit terms on personally approved credit clients.

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39. Collection Calls

low Demand
Here's how Collection Calls is used in Senior Credit Analyst jobs:
  • Monitored counter party receivable and payable portfolios including option premium receivables; make collection calls as necessary.
  • Expedited daily collection calls, credit review and extension, research and account reconciliation.
  • Handled 600+ accounts making collection calls on all accounts over 30 days.
  • Performed strategic collection calls, prepared progress and month end aging reports.
  • Monitor aging and initiate collection calls on a daily basis.
  • Developed and implemented current collection script for all collection calls.
  • Assist the Credit Analysts with escalated collection calls.
  • Execute 200-500 commercial collection calls daily Perform customer account reconciliations Cash application- posting of payments
  • Handled all collection calls for the Sunglass and Optical divisions, Kathy Van Zeeland, Buying Group, and international accounts.

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40. Credit Facilities

low Demand
Here's how Credit Facilities is used in Senior Credit Analyst jobs:
  • Monitored credit facilities to ensure they are operating within federal stated guidelines and resolved accounts that might pose potential problems.
  • Restructured numerous credit facilities, working directly with both internal and external departments, including managing relationships with key customers.
  • Participate in the initial and final structuring of credit facilities and make recommendations to relationship managers regarding credit structuring.
  • Monitor existing credit facilities for financial and reporting covenant compliance.
  • Underwrite credit facilities for vocational commercial business.
  • Structured working capital and asset-based credit facilities.
  • Summarized core credit characteristics on companies covered, reviewing cash flow risks to structure proposed credit facilities with optimal terms.
  • Assist with the evaluation of new credit requests, renewals and expansion of existing credit facilities to exceed client expectations.
  • Prepared comprehensive financial underwriting analyses of middle-market and national corporate credit facilities ranging from $500K to $100 million.
  • Structure credit facilities properly to ensure the necessary safeguards are in place to minimize risk for the bank.
  • Analyzed and tracked customer credit facilities (term loans and lines of credit).
  • Collaborate with Relationship Managers to determine the appropriate structure and terms for credit facilities.
  • Assisted with the underwriting of credit facilities for middle market and large international clients.
  • Managed day to day affairs and conducted and approved credit analysis for credit facilities.
  • Structured credit facilities for working capital and trade finance loans.
  • Structured credit facilities for private bank clients.

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41. Credit Memos

low Demand
Here's how Credit Memos is used in Senior Credit Analyst jobs:
  • Introduced electronic transmittal of invoices and credit memos, resulting in faster delivery and reduced overhead expense.
  • Identified bad debt and billing issues and resolved open balances via collection, write-off, debit or credit memos and refunds.
  • Investigate disputed unpaid items for discrepancies and if credit memos are due, reconcile accounts, process adjustments and refunds.
  • Generate and process credit memos, debits and adjustments as required by programs and agreements for assigned accounts.
  • Mailed, faxed, or emailed credit memos, statements, and invoices to all accounts.
  • Performed a weekly review of the aging, handled bad debt write offs/credit memos.
  • Assist the A/R Specialist in posting receipts and credit memos in JD Edwards system.
  • Created cash adjustments and credit memos for short payments that are justified.
  • Process all deductions ensuring timely credit memos, paybacks, refunds etc.
  • Experienced in making presentations of credit memos to loan committees for approvals.
  • Provide assistance with copies of invoices, credit memos and statements.
  • Issued credit memos, proof of deliveries, and adjustments.
  • Negotiate and recommend write-off requests, credit memos, etc.
  • Run invoices, Credit Memos and Finance Charges.
  • Issued credit memos for domestic and international accounts.
  • Posted payments, adjustments and credit memos.
  • Process all credit memos and rebates.
  • Created and dispersed credit memos.
  • Issue credit memos to correct billing errors, and allow customer credit for pre-established sales programs.
  • Prepared credit memos and obtain proper approvals to clear chargeback's.

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42. Monthly Basis

low Demand
Here's how Monthly Basis is used in Senior Credit Analyst jobs:
  • Administered review of overall portfolio performance objectives on a monthly basis.
  • Review and report significant balances and overall condition of total AR for accounting purposes to the Treasurer on a monthly basis.
  • Monitor lines of credit up to $3.5 million secured by asset-based accounts receivable and inventory financing on a monthly basis.
  • Address any poor performing dealers and follow up on a monthly basis to see that dealer is meeting company objectives.
  • Assessed and closed Account receivable sub-ledger on a monthly basis, validated content and resolved various issues.
  • Classify debit and credit balances, and review client credit rating on a monthly basis.
  • Produce loss and recovery reporting for all Regional Banking on a weekly and monthly basis.
  • Top performer on a monthly basis in areas of loan approval and funding ratios.
  • Procured automotive finance contracts on a monthly basis totaling $1 million each month.
  • Completed various reports for upper management and the Asset Quality Committee on a monthly basis
  • Assist Senior Regional Credit Officers with loss forecasting on a monthly basis.
  • Assisted in creating departmental meetings on a monthly basis.
  • Achieved and exceeded sales goals on monthly basis.
  • Reconcile several general ledgers on a monthly basis.
  • Surpassed monthly goals on a monthly basis.
  • Managed and reported unsecured exposures on monthly basis and maintained database of financial institutions.
  • Improved integrity of $100M portfolio by achieving 90% or greater of forecasted cash flows on a monthly basis.
  • Complete credit cards & chargebacks metrics for SiriusXM & CVS on a monthly basis.
  • Estimate bad debt reserve on a monthly basis and suggest write-offs for uncollectible balances.
  • Meet goal on a monthly basis Lending Authority 100k

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43. SBA

low Demand
Here's how SBA is used in Senior Credit Analyst jobs:
  • Completed analysis of loan files to determine compliance with Agency, SBA, FHA, and VA guidelines.
  • Delivered customized 7 (a) and 504 loans to help SBA clients thrive and prosper.
  • Developed procedures and consistent tracking processes to maintain SBA and bank compliance with annual review.
  • Performed client analysis for construction loan division manager and deal underwriting for SBA department.
  • Supported portfolio expansion by identifying potential loans which qualified for SBA programs.
  • Submitted SBA demand kits to recover SBA loan guarantee on failed credits.
  • Involved in underwriting both conventional and SBA loan requests.
  • Credit analyst for both SBA and Commercial Resolution Groups.
  • Prepare write ups for SBA and Lead Bank consideration.
  • Prepare and package all SBA loan requests.
  • Credit analyses for SBA and commercial loans!
  • Experienced at underwriting SBA loans.
  • Trained in SBA underwriting requirements.
  • Provide underwriting and credit reviews on USDA B&I, SBA 504 and SBA 7a loans.
  • Gained experience with SBA loan loan guaranty programs (7(a); 504; Express).

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44. Equifax

low Demand
Here's how Equifax is used in Senior Credit Analyst jobs:
  • Utilized Moody, D&B, Equifax and direct references for recommendations in excess of authority of $3.0MM.
  • Evaluated Equifax and D&B reports based on company standards to determine credit worthiness.
  • Interpret Dun & Bradstreet, NACM trade reports, Equifax and TRW reports.
  • Retrieve and analyze Dun & Bradstreet, Credit Bureaus (Experian, Trans Union and Equifax) and related commercial reports.
  • Review Credit Bureaus Experian, Trans Union, & Equifax to access debt to income ratios for credit approvals.
  • Process clients credit check by using Equifax, Dun & Bradstreet, and Experian.
  • Conducted credit bureau research using Equifax, TransUnion, and Experian.
  • Analyzed credit bureau reports from Equifax, TransUnion and Experian.
  • Work with reports and data generated by DNBi, Experian, FMCSA, Debtor 411, Equifax, to mention some.
  • Maintained knowledge of credit scoring trends from all three major credit bureaus: Transunion, Equifax, and Experian.

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45. Customer Disputes

low Demand
Here's how Customer Disputes is used in Senior Credit Analyst jobs:
  • Collaborated with marketing to identify and resolve customer disputes and expedite payment.
  • Resolved customer disputes, negotiated payment solutions, and monitored credit exposures.
  • Processed charge-back request resulting from customer disputes and corporate complaints.
  • Resolved delinquencies and customer disputes without jeopardizing future sales.
  • Evaluated and successfully resolved customer disputes.
  • Worked with Finance group to identify and resolve customer disputes concerning overpriced product, product shortages, and advertising deductions.
  • Work closely with the sales operation group in order to resolve customer disputes and clear outstanding receivables.
  • Work with internal customer teams to reduce the AR balances and resolve customer disputes.
  • Consulted with Account Executives to help resolve client customer disputes and determine payment plans.
  • Resolved all customer disputes such as price discrepancy issues and purchase order problems.
  • Resolved customer disputes due to pricing, damaged/missing, or returned goods.
  • Collaborated with sales force and internal departments to resolve customer disputes.
  • Negotiate customer disputes with the aim to reach a resolution.
  • Negotiate customer disputes to resolution and documents root cause.
  • Interacted with sales department to solve customer disputes.
  • Worked with ABC Collection Agency resolving customer disputes.

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46. Sales Goals

low Demand
Here's how Sales Goals is used in Senior Credit Analyst jobs:
  • Demonstrated ability to work independently in pursuit of aggressive sales goals.
  • Increased wholesale portfolio from $48 million to $54 million through assisting with exceeding sales goals in 2015.
  • Implemented innovative ideas to increase and meet our annual sales goals.
  • Supported sales staff in making their monthly sales goals.
  • Coordinated with the Store Manager to develop creative ways to meet the Store's Sales Goals and maintain reliable collections patterns.
  • Branch Sales Manager, responsible for leading branch during phone sale periods and for planning and achieving branch sales goals.

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47. Balance Sheet

low Demand
Here's how Balance Sheet is used in Senior Credit Analyst jobs:
  • Performed extensive financial statement analysis including balance sheets, income statements and personal financial information utilized in loan package presentation.
  • Performed balance sheet and income statement analysis to determine creditworthiness.
  • Conduct financial statement analysis and build cash flow models to evaluate balance sheet and income statement changes that impact repayment capacity.
  • Consulted with executives to update larger corporate and municipal credit files; including balance sheets, resumes and investigated public records.
  • Evaluated Merchants financial profile by requesting and analyzing profit and loss statements, balance sheets, and statement of cash flows.
  • Analyzed P&L, balance sheets, AR, & business trends to determine debt structure and investment opportunities.
  • Performed complex, general accounting functions, including preparation of journal entries, account analysis and balance sheet reconciliations.
  • Performed financial statement analysis of business balance sheets and income statements of bank's business clients.
  • Prepared balance sheet reconciliations for all A/R accounts to cash and General Ledger for multiple companies.
  • Evaluated balance sheet structure, including liquidity, leverage, and payment trends.
  • Analyzed client balance sheets and income statements to generate financial ratios.
  • Prepared weekly balance sheets for tracking.
  • Covenant Analysis- Analysis of financial ratios for loan covenants *Ratio Analysis- Analysis of ratios for balance sheet and income statements.
  • Evaluated Financials (P&L and Balance Sheet).
  • Balance Sheet Accountant (1989-1991) Performed all aspects of monthly closing procedures for multi-company organization.
  • Balance Sheet Reconciliations - Cash, Receivables, Inventory, Prepaids, Payables, PCard.

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48. Customer Base

low Demand
Here's how Customer Base is used in Senior Credit Analyst jobs:
  • Research and analysis of credit worthiness of new and current customer base utilizing internal systems, excel documents and predetermined parameters.
  • Served as an Underwriter rendering credit decisions by evaluating each customer based on financial and credit bureau information.
  • Supported internal sales by creating proposals and performance reports and by identifying potential opportunities within existing customer base.
  • Established guidelines for report criteria providing statistical data on customer base.
  • Conducted periodic credit reviews of existing customer base to ensure that credit lines were at profitable levels with minimal losses.
  • Provided guidance and support to customer base for prompt payment, resolving discrepancy concerns and product satisfaction.
  • Reduced delinquency rate of critical customer base from 22% to 3% within six months.
  • Expanded customer base by 14 relationships and marketed to high net worth clients.
  • Serviced customer base for JMIC Life Insurance policy holders answering phone calls.
  • Established appropriate lines of credit for each customer based on credit worthiness.
  • Managed a customer base representing $1.2MM in monthly Accounts Receivable.
  • Maintained positive relationship with large sales force and customer base.
  • Manage payment schedule of credit customer base.
  • Analyze chargeback's, issue credit/refund or bill to customer based on claims.

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49. Financial Performance

low Demand
Here's how Financial Performance is used in Senior Credit Analyst jobs:
  • Conducted financial analysis of domestic and international customers, identifying trends to assess present and future financial performance and predict/control risks.
  • Coordinated model implementation while optimizing financial performance with minimized risk to meet or exceed investing objectives.
  • Analyzed industry trends and historical financial performance.
  • Supported loan officers through credit file tracking, financial statement monitoring, credit review and analysis of financial performance.
  • Monitor exposure to these companies and report findings to upper management as to their overall financial performance.
  • Complete comprehensive written credit analyses focusing on financial performance, industry trends, and market conditions.
  • Generate reports related to financial performance of the company.
  • Analyzed company financials/credit and consulted with C-level executives and Controllers to review their company's needs and assess financial performance.
  • Monitored financial performance and covenant compliance for multi-billion dollar U.S. Corporate portfolio.

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50. New Analysts

low Demand
Here's how New Analysts is used in Senior Credit Analyst jobs:
  • Mentored/trained new analysts and lenders on specific topics such as ratio calculations and analysis of personal tax returns.
  • Conducted side-by-side listening reviews for upper management and new analysts within the department.
  • Recruited, hired, and trained new analysts and reviewed work of all the real estate analysts.
  • Assisted in mentoring the new analysts, helping those people with the issuance of their lending authority.
  • Support training of 17 new analysts to ensure credit guidelines and administrative policies are adhered to.
  • Managed new analysts in transition, providing on the job training and taking manager calls.
  • Trained new analysts in the areas of underwriting, rehashing, and dealer relationship building.
  • Trained and supported new analysts and provided support to other departments as needed.
  • Team Lead for 7 Credit Analysts, trained and mentored new analysts.
  • Trained new analysts and loan officers on procedures and software.
  • Served as team lead, and trainer for new analysts.
  • Assist in the set up and training of new analysts.
  • Train new analysts, junior lenders and Management Associates.
  • Trained new analysts in credit analysis techniques and reports.
  • Assist the Credit Managers with training of new analysts.
  • Assist in training of new analysts.

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20 Most Common Skill for a Senior Credit Analyst

Credit Reports24.8%
Loan Portfolio15.1%
Financial Statements8.1%
Credit Line Increases6.1%
Customer Service5.5%
Credit Limits5.2%
Credit Risk4.8%
Credit Card Transactions4.5%

Typical Skill-Sets Required For A Senior Credit Analyst

RankSkillPercentage of ResumesPercentage
1
1
Credit Reports
Credit Reports
20.1%
20.1%
2
2
Loan Portfolio
Loan Portfolio
12.2%
12.2%
3
3
Financial Statements
Financial Statements
6.6%
6.6%
4
4
Credit Line Increases
Credit Line Increases
4.9%
4.9%
5
5
Customer Service
Customer Service
4.5%
4.5%
6
6
Credit Limits
Credit Limits
4.2%
4.2%
7
7
Credit Risk
Credit Risk
3.9%
3.9%
8
8
Credit Card Transactions
Credit Card Transactions
3.6%
3.6%
9
9
Customer Accounts
Customer Accounts
2.5%
2.5%
10
10
Annual Reviews
Annual Reviews
2.4%
2.4%
11
11
Real Estate
Real Estate
2.1%
2.1%
12
12
DSO
DSO
2%
2%
13
13
Credit Policy
Credit Policy
1.9%
1.9%
14
14
New Accounts
New Accounts
1.8%
1.8%
15
15
Credit Department
Credit Department
1.7%
1.7%
16
16
Income Tax Returns
Income Tax Returns
1.6%
1.6%
17
17
Bradstreet
Bradstreet
1.5%
1.5%
18
18
Due Diligence
Due Diligence
1.3%
1.3%
19
19
Credit Data
Credit Data
1.2%
1.2%
20
20
Risk Management
Risk Management
1.1%
1.1%
21
21
Credit Quality
Credit Quality
1.1%
1.1%
22
22
Loan Applications
Loan Applications
1.1%
1.1%
23
23
Risk Analysis
Risk Analysis
1%
1%
24
24
Delinquent Accounts
Delinquent Accounts
1%
1%
25
25
Special Projects
Special Projects
0.9%
0.9%
26
26
Ensure Compliance
Ensure Compliance
0.9%
0.9%
27
27
Credit Authority
Credit Authority
0.8%
0.8%
28
28
Payment History
Payment History
0.7%
0.7%
29
29
Payment Arrangements
Payment Arrangements
0.6%
0.6%
30
30
External Customers
External Customers
0.6%
0.6%
31
31
Credit Exposure
Credit Exposure
0.6%
0.6%
32
32
Risk Assessments
Risk Assessments
0.6%
0.6%
33
33
Trade References
Trade References
0.6%
0.6%
34
34
Payment Terms
Payment Terms
0.6%
0.6%
35
35
Credit Hold
Credit Hold
0.6%
0.6%
36
36
Mitigate Risk
Mitigate Risk
0.5%
0.5%
37
37
Potential Customers
Potential Customers
0.5%
0.5%
38
38
Credit Terms
Credit Terms
0.5%
0.5%
39
39
Collection Calls
Collection Calls
0.5%
0.5%
40
40
Credit Facilities
Credit Facilities
0.5%
0.5%
41
41
Credit Memos
Credit Memos
0.5%
0.5%
42
42
Monthly Basis
Monthly Basis
0.5%
0.5%
43
43
SBA
SBA
0.5%
0.5%
44
44
Equifax
Equifax
0.5%
0.5%
45
45
Customer Disputes
Customer Disputes
0.5%
0.5%
46
46
Sales Goals
Sales Goals
0.5%
0.5%
47
47
Balance Sheet
Balance Sheet
0.5%
0.5%
48
48
Customer Base
Customer Base
0.5%
0.5%
49
49
Financial Performance
Financial Performance
0.5%
0.5%
50
50
New Analysts
New Analysts
0.4%
0.4%

6,207 Senior Credit Analyst Jobs

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