The hours are Monday - Friday 8:00-5:00
Responsible for performing a variety of highly skilled and confidential administrative activities related to closing due diligence, document preparation, review and retention of all legal documents and required information necessary for commercial lending transactions, including new loans and/or modifications of existing credit facilities with an increased level of complexity. Responsible for accurately performing pre-closing and post-closing duties that require an expanded level of commercial lending and loan documentation knowledge in a multi-state environment and supports management in daily operations as assigned.
Responsibilities- Uses an expanded knowledge of commercial lending and loan documentation, to ensure timely and accurate completion of commercial lending transactions by performing a pre-closing secondary quality review of staff's work and/or monitors post-closing collateral perfection activities. Responsible for monitoring pre-closing loans in process and post-closing functions as assigned.
- Responsible for efficiently performing highly skilled and confidential commercial lending functions in a timely manner to support Commercial Banking. Responsible to adhere and independently stay informed of all, banking regulations, regulatory compliance requirements and ensure compliance with established corporate policies and commercial lending procedures. May assist less experienced staff members with more complex transactions and/or address questions.
- Responsible for providing and delivering high quality work to all Commercial Banking team members and customers with a particular emphasis on operational excellence. Proactively identifies issues that could potentially delay or prevent closings, notifying the appropriate parties, and working to resolve such issues in a practical, efficient manner. Responsible for commercial documentation preparation and document review to ensure accuracy and completeness of all transactions by conducting a self-review of work completed to ensure accuracy of the settlement package
- Works independently and effectively manages and prioritizes a high volume of work as assigned. Able to understand complex loan structures, complex collateral and work with in-house counsel to resolve legal issues with limited guidance. Maintains the ability to analyze, problem solve and recognize when independent decisions can be made and remaining aware of when to involve higher supervisory or management level staff.
- Accurately follows established internal operating procedures to perform a wide variety of commercial lending administrative functions, including but not limited to, loan party and collateral due diligence, effective coordination with other support and compliance teams, complete documentation requirements and deliver high quality work to commercial sales team members for loan closings.
- Able to independently respond to requests needing a quick turnaround time and accurately processes a greater volume of time sensitive and more complex transactions without guidance from the Team Leader or other experienced staff member
- Serves as a resource for bank lenders by providing advice and information regarding all loan types to guide in properly documenting commercial loans and answering inquiries that may require further research.
Associate Degree or the equivalent experience in related course of study (Required)
Bachelor Degree or the equivalent experience in Business, Finance, Legal (Preferred)
Required Experience6 or more years in financial services
2 or more years commercial banking documentation experience or paralegal certification
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. We can recommend jobs specifically for you! Click here to get started.