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Senior loan processor vs mortgage processor

The differences between senior loan processors and mortgage processors can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a senior loan processor, becoming a mortgage processor takes usually requires 2-4 years. Additionally, a senior loan processor has an average salary of $50,297, which is higher than the $40,527 average annual salary of a mortgage processor.

The top three skills for a senior loan processor include customer service, FHA and va. The most important skills for a mortgage processor are customer service, FHA, and va.

Senior loan processor vs mortgage processor overview

Senior Loan ProcessorMortgage Processor
Yearly salary$50,297$40,527
Hourly rate$24.18$19.48
Growth rate4%-3%
Number of jobs21,9959,057
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 52%
Average age4542
Years of experience64

What does a senior loan processor do?

A senior loan processor works in a financial institution to solicit, negotiate, and coordinate consumers' and commercial loans. Old loan processors must review and verify loan documents and ensure that the required documents are complete and accurate. In the case of missing documentation, senior loan processors must communicate with customers to avoid loan approval delay. Old loan processors must also obtain a bachelor's degree in finance, business administration, or any other related field.

What does a mortgage processor do?

A mortgage processor is responsible for reviewing mortgage loan applications, evaluating applicants' documents, and verifying their eligibility for approval. Mortgage processors consider the applicant's financial statements, credit score, and other possible mortgage options. They also interview loan applicants to confirm the accuracy of submitted documents and keep them updated with the progress and final decisions. A mortgage processor works closely with the underwriting department for loan applications subject for further review. The mortgage processor needs to have a broad knowledge of the banking industry and loan procedures to guide the applicants with their application inquiries and concerns.

Senior loan processor vs mortgage processor salary

Senior loan processors and mortgage processors have different pay scales, as shown below.

Senior Loan ProcessorMortgage Processor
Average salary$50,297$40,527
Salary rangeBetween $33,000 And $75,000Between $31,000 And $52,000
Highest paying CityBaltimore, MDPhoenix, AZ
Highest paying stateHawaiiArizona
Best paying companyAccentureCyberCoders
Best paying industryProfessionalProfessional

Differences between senior loan processor and mortgage processor education

There are a few differences between a senior loan processor and a mortgage processor in terms of educational background:

Senior Loan ProcessorMortgage Processor
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior loan processor vs mortgage processor demographics

Here are the differences between senior loan processors' and mortgage processors' demographics:

Senior Loan ProcessorMortgage Processor
Average age4542
Gender ratioMale, 23.0% Female, 77.0%Male, 24.2% Female, 75.8%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.8% Asian, 6.3% White, 63.6% American Indian and Alaska Native, 0.5%Black or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 14.1% Asian, 6.6% White, 61.6% American Indian and Alaska Native, 0.4%
LGBT Percentage8%7%

Differences between senior loan processor and mortgage processor duties and responsibilities

Senior loan processor example responsibilities.

  • Work knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.
  • Monitor compliance with the regulatory and secondary markets guidelines with FNMA, FHLMC, VA, FHA investors and PMI loans.
  • Process conforming, non-conforming, FHA, and VA files from the time of application to the day of funding.
  • Analyze all pertinent financial and credit data to determine the loan risk for bank, VA, and investor guidelines.
  • Process, close, and perform preliminary underwriting on conventional, FHA, and VA loans retail purchase and refinance.
  • Create charts and client files using calyx system.
  • Show more

Mortgage processor example responsibilities.

  • Manage applicant s mortgage applications from origination to closing, ensuring service excellence and adhering to federal and compliance guidelines
  • Function in processing role for streamline first market mortgage transactions pursuant to Fannie, Freddie, VA and FHA policy guidelines.
  • Support FNMA portfolio loans in default and imminent default loans with a focus on loan modifications.
  • Work directly with FNMA counselors to negotiate mortgage terms for the homeowner that will prevent foreclosure.
  • Comply with bank, investor and regulatory guidelines while having a strong understanding of RESPA, HDMA, and ECOA guidelines.
  • Generate accurate RESPA require disclosures.
  • Show more

Senior loan processor vs mortgage processor skills

Common senior loan processor skills
  • Customer Service, 14%
  • FHA, 8%
  • Va, 8%
  • Property Appraisals, 6%
  • Calculate Income, 6%
  • Loan Applications, 6%
Common mortgage processor skills
  • Customer Service, 24%
  • FHA, 6%
  • Va, 6%
  • Underwriting Guidelines, 6%
  • Property Appraisals, 6%
  • Origination, 5%

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