Senior mortgage loan officer job description
Updated March 14, 2024
3 min read
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Example senior mortgage loan officer requirements on a job description
Senior mortgage loan officer requirements can be divided into technical requirements and required soft skills. The lists below show the most common requirements included in senior mortgage loan officer job postings.
Sample senior mortgage loan officer requirements
- Bachelor's degree in finance or related field.
- 5+ years of experience in mortgage loan origination.
- Familiarity with banking regulations and compliance.
- Ability to analyze financial documents.
- Knowledge of loan origination systems.
Sample required senior mortgage loan officer soft skills
- Excellent communication and interpersonal skills.
- Strong organizational and problem-solving abilities.
- Ability to work independently and as part of a team.
- High attention to detail and accuracy.
Senior mortgage loan officer job description example 1
Achieva senior mortgage loan officer job description
Job Descriptions:
Assigned Market: Hillsborough County
*Bilingual (Spanish) speaker desired*
Dominate in service by providing mortgage services to the membership as well as non-member business. Develops strong referral network for credit union among real estate agents, area builders and in the community. Required to travel to local area for business calls, meetings and business development activities as needed, as well as to Corporate Headquarters in Dunedin, FL.
+ Provide professional and efficient operation of the credit union's mortgage services to members and non-members.
+ Establish and maintain client relationships with realtors, builders, and wealth advisors.
+ Make sales calls on potential or existing customers to develop new business and retain existing business.
+ Monitor member interaction from application to closing and counseling and pre-approving potential home buyers.
+ Take complete and accurate applications, collect supporting documentation and validate data, enter all information into LOS system and appropriate AUS system.
+ Assist processor, closer and underwriter in obtaining information and documentation from member.
+ Conduct residential updates with branches on a monthly basis regarding changes in product, rates, and procedures.
+ Conduct quarterly member informational sessions regarding residential lending.
+ Maintain an average of $1,000,000 in residential loans. New Loan officers will have an introductory period of 90 days in which to build a pipeline. Quarterly closed loan production will be reviewed to assure the minimum production is being maintained.
+ Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in guidelines and regulations.
+ Responsible for upholding all credit union ethical standards.
+ Represents the credit union in a courteous and professional manner.
+ Perform other essential job functions as required or assigned.
Required Experience:
Required Education & Experience (3-5 years each):
+ High school diploma
+ Mortgage Loan Officer experience - Knowledge of Conventional Fannie Mae/Freddie Mac, FHA & VA underwriting guidelines
+ Sales experience including ability to generate new business
+ Mortgage software systems, DU and LP automated underwriting systems
Preferred Experience:
+ Knowledge in construction to perm lending
Required Skills:
+ Strong verbal Communication and Business Writing Skills
+ Mathematical aptitude
+ Common office equipment including PC computer and 10 key calculator; Data Entry
+ Computer Literate
+ Proficient in Microsoft Skills: Outlook email and calendars, Word, Excel
+ Listening, Observation and Analytical skills
+ Demonstrate ability to collect data, establish facts and draw conclusions
+ Proficient in Automated Underwriting Systems - Desk Top Underwriter and Loan Prospector
+ Proficient in Loan Origination systems
+ Good interpersonal skills, reasoning ability, ability to work under specific time constraints, ability to multi-task, and work well under pressure
Preferred Skills:
+ Bilingual (Spanish) speaker desired
Must obtain NMLS licensing.
Keyword: Mortgage, mortgage lending, mortgage loans, real estate lending, real estate loans, mortgage loan officer, MLO
From: Achieva Credit Union
Assigned Market: Hillsborough County
*Bilingual (Spanish) speaker desired*
Dominate in service by providing mortgage services to the membership as well as non-member business. Develops strong referral network for credit union among real estate agents, area builders and in the community. Required to travel to local area for business calls, meetings and business development activities as needed, as well as to Corporate Headquarters in Dunedin, FL.
+ Provide professional and efficient operation of the credit union's mortgage services to members and non-members.
+ Establish and maintain client relationships with realtors, builders, and wealth advisors.
+ Make sales calls on potential or existing customers to develop new business and retain existing business.
+ Monitor member interaction from application to closing and counseling and pre-approving potential home buyers.
+ Take complete and accurate applications, collect supporting documentation and validate data, enter all information into LOS system and appropriate AUS system.
+ Assist processor, closer and underwriter in obtaining information and documentation from member.
+ Conduct residential updates with branches on a monthly basis regarding changes in product, rates, and procedures.
+ Conduct quarterly member informational sessions regarding residential lending.
+ Maintain an average of $1,000,000 in residential loans. New Loan officers will have an introductory period of 90 days in which to build a pipeline. Quarterly closed loan production will be reviewed to assure the minimum production is being maintained.
+ Keep informed of trends and developments in the local real estate market and competitive environment, as well as changes in guidelines and regulations.
+ Responsible for upholding all credit union ethical standards.
+ Represents the credit union in a courteous and professional manner.
+ Perform other essential job functions as required or assigned.
Required Experience:
Required Education & Experience (3-5 years each):
+ High school diploma
+ Mortgage Loan Officer experience - Knowledge of Conventional Fannie Mae/Freddie Mac, FHA & VA underwriting guidelines
+ Sales experience including ability to generate new business
+ Mortgage software systems, DU and LP automated underwriting systems
Preferred Experience:
+ Knowledge in construction to perm lending
Required Skills:
+ Strong verbal Communication and Business Writing Skills
+ Mathematical aptitude
+ Common office equipment including PC computer and 10 key calculator; Data Entry
+ Computer Literate
+ Proficient in Microsoft Skills: Outlook email and calendars, Word, Excel
+ Listening, Observation and Analytical skills
+ Demonstrate ability to collect data, establish facts and draw conclusions
+ Proficient in Automated Underwriting Systems - Desk Top Underwriter and Loan Prospector
+ Proficient in Loan Origination systems
+ Good interpersonal skills, reasoning ability, ability to work under specific time constraints, ability to multi-task, and work well under pressure
Preferred Skills:
+ Bilingual (Spanish) speaker desired
Must obtain NMLS licensing.
Keyword: Mortgage, mortgage lending, mortgage loans, real estate lending, real estate loans, mortgage loan officer, MLO
From: Achieva Credit Union
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Updated March 14, 2024
Updated March 14, 2024