Senior portfolio manager job description

Overview

Primary responsibility is to monitor the portfolio quality of assigned Segment 2 and 3 businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for the most complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers, Credit Officers, Borrowers' Financial Advisors, and Attorneys. Assists team in achieving sales results and portfolio growth. Identifies sales opportunities within the portfolio and escalate to the RM. Additionally, the position is responsible for expanding their relationships by cross-selling the Banks products and services when appropriate.

Responsibilities

• Accountable together with the Relationship Managers for managing complex credit relationships through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation
• Engage in ongoing direct dialogue with clients focusing on the credit relationship
• Provide credit management support to the CME for the entire loan portfolio. Maintain oversight to key portfolio activities to include Watchlist reporting, AQR process completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts.
• Complete industry specific underwriting including analysis and industry sub-sector trends
• Assist in an effective closing process including working with outside counsel, clients and advisors throughout onboarding. Drive accurate ordering appropriate documents. Act as liaison with internal departments. Ensure loans are booked as approved
• Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors
• Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy
• Assists team in achieving sales results and portfolio growth. Partners with RMs to increase overall sales performance by identifying sales opportunities within the portfolio.

Qualifications Education

Bachelor Degree or the equivalent experience. Specialty: Finance, Economics, or Business Administration. (Required)

Experience

10 or more years Commercial Credit. (Required)

10 or more years Banking. (Required)

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management. Sponsorship Statement As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future. EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. We can recommend jobs specifically for you! Click here to get started.

FirstBank and Trust is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

FirstBank Lubbock Bancshares began with the vision of one man, Barry Orr, and a promise. Barry promised his wife and friends that he would start a bank that would become profitable through relationships, hard work and determination. "It is our goal to be the BEST community bank in the Lubbock area," states Barry Orr, Chairman & CEO. "We knew we could help build a better Lubbock by serving the needs of customers our way."

The Wealth Management (WM) Senior Portfolio Manager offers customized advice for the largest and more complex accounts in a bank's wealth portfolio and delivers presentations to designated prospects and customers. This position monitors and manages customer portfolios and maintains asset allocations and strategies consistent with the investment needs of the customer. The WM Senior Portfolio Manager serves as a subject matter expert to WM team members to keep them apprised of economic trends and forecasts, market factors, and regulations which affect investment options best suited for their clients. This position is also responsible for the management and oversight of one or more major asset classes and/or investment strategies used in the portfolios offered to all WM clients.
Primary Responsibilities

Portfolio Management: Remains abreast of industry trends, regulatory matters, and market events impacting investment strategies, managers, clients, and the industry. Serves as the subject matter expert for investment related matters to assigned territories/regions/banks/accounts and ensures investment strategies, investment philosophy, policies, and procedural updates are communicated to appropriate staff and implemented appropriately. Ensures assigned portfolios are managed consistently using HTLF strategies, including maintaining the proper asset allocation, portfolio re-balancing, implementing investment changes and raising cash Assesses a client's goals, preferences, and risk tolerance to develop an Investment Policy Statement (IPS) which serves as the guide for the client's asset allocation. Recommends changes and assists Wealth Advisors and clients with creation or revision of same. Assists with creation of appropriate restrictions, limitations, etc., on system to ensure compliance. Serves as the primary investment resource for Wealth Advisors and Market Leaders in assigned territories/regions/banks/accounts. Assists client-facing team with retention of existing clients and sourcing/presenting to new clients. Serves as the primary relationship manager on large institutional accounts or other client relationships of significant size and complexity. Works closely with Platform Services, Administration, and Operations to ensure effective system set-up, proper policies and procedures, ongoing asset administration of the department, and problem resolution. Asset Management: Oversees one or more major asset classes or strategies. Conducts individual research to assist the department in formulating investment strategy. Participates in manager due diligence as a subject matter expert in specific asset classes, and/or investment discipline. Participates with the Wealth Management team in developing and implementing strategic plans as required. Participates in key departmental committees, including the WM Investment Committee, Retirement Plan Services (RPS) Investment Committee, and sub-committees related to strategic asset allocation and security/manager review. Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as it relates to the job function.


Secondary Responsibilities

Performs other duties as assigned.

Management Responsibilities

This job has no management responsibilities.


Qualifications


Bachelors Business Administration/Management, Economics, Finance or equivalent work experience required 7-10 years portfolio management experience required Has detailed knowledge of: Portfolio management, Financial security analysis, Economic theory and its applications, Accounting, Corporate finance, Stock and market valuation considerations, Investment theory, and Performance measurement required Has portfolio management or research experience in fixed, equity, manager due diligence, or tactical asset allocation analysis required Strong computer literacy, including Microsoft Office. Demonstrated ability to efficiently learn new programs and to proficiently use and interpret data provided by software tools required Proficiency with Morningstar Direct, Bloomberg, Factset preferred Demonstrated superior customer care and client retention skills required Demonstrated ability to actively listen to others and effectively articulate and translate complex ideas, terms, and concepts related to investments, financial markets and the economy required Demonstrated excellent time management and organizational skills required Able to lead by example, with approach to work and client interactions required Chartered Financial Analyst - CFA - CFA Institute or Certified Investment Management Analyst (CIMA) - Investment Management Consultants Association - IMCA preferred


Scheduled Weekly Hours:
40
Time Type:
Full time

Charlotte-Mecklenburg Schools Districts' property portfolio consist of more than 23 million square feet of conditioned space, more than 5000 acres of land and approximately 650 buildings plus 1500 mobile classrooms and mobile restrooms.

This position is responsible for leading the delivery of property and facilities management services for, an assigned portion of, the CMS Districts property portfolio. Responsibilities also include providing property and facilities related expertise to support efforts that District schools and sites are operating effectively, and efficiently and in compliance with federal, state and local laws and regulations.

Provide property and facilities management to ensure first class client relationships and the delivery of exceptional customer service to each assigned school portfolio of each Senior Portfolio Manager (SPM).
(These duties represent a sample and may vary by position.)

Liaison and communication link between CMS Building Services and the individual school staffs (principals and site administrators) through Customer Service Center on various issues related to property and facility management and operations of each site. Partner with CMS Maintenance Services, Custodial Services, Support Services, Real Estate and Facility planning, Environmental Health and Safety and other internal and external resources in support of CMS Building Services goals and objectives. Conduct periodic facility/grounds inspections to identify areas of concern as it relates to general maintenance and repair and ensures all work orders are submitted and completed. Conduct periodic condition assessments/ inspections to support the operations planning and decision matrix. Conduct periodic health and safety risk assessments, identifying potential areas of risk and supporting corrective action plans. Respond to and assist with managing emergency responses (24/7) as directed to avoid interruption to the school's education mission. Manage Maintenance Services to prioritize urgent and routine maintenance work, conducting follow up, and identifying trends. Participate in the effective adoption of performance metrics and analytical tools that effectively measure the operations of the facilities and generates associated reports. Contribute to the facility inspection results to support processes, procedures and facilities operations. Supervise maintenance and / or custodial services departments, customer service center, staff, project teams including contracted vendors as assigned by the Director this position would report to and with approval of the Executive Director for Facilities. Acts in the absence of Directors of Maintenance & Engineering, Property Management and Custodial Services, as applicable. Participate in Construction Management processes including plan reviews, construction progress meetings, closeout processes, building commissioning, and warranty issues resolution. Assist with District compliance and mandated building codes, OSHA, health and safety standards, and state and federal laws. Performs other duties of a similar nature or level as needed.
Education and Experience:



Minimum


Bachelor's Degree Field(s) of study: Engineering, Finance, Liberal Arts or Architecture construction will be considered 5 years of previous experience in property management required.
Desired


Master's Degree in related field
Licensing / Certification Requirements:
Certified Property Manager (CPM) - IFMA, or Facilities Management Administrator (FMA) - BOMA (desired).


Knowledge / Skills / Abilities:


Knowledge of structural, mechanical and electrical disciplines related to facility management requirements. Knowledge of building codes, life safety codes, regulations and procedures. Knowledge of facilities sustainment best practices. Knowledge of North Carolina Public School Laws relating to school practices. Knowledge of state laws relating to fiscal controls and budgetary guidelines. Ability to exhibit attributes and skills in the following areas: leadership, effective administration and management, customer focus and satisfaction, and delivery of quality services and measurable results. Ability to have a strong commitment to various process improvement strategies. Ability to communicate concisely and accurately in writing and verbally. Ability to demonstrate strong networking and relationship building. Ability to supervise staff and projects
# of Jobs 1.00

Salary: From 62234.00

Salary: To 79,290.00

Teacher Scale N

Minimum Educational Requirements Bachelors

Term 12 Month

Additional Job Information


Physical Requirements:


Required to exert physical effort, e.g., transporting materials or equipment or lifting, moving, carrying heavy materials, required to exert physical effort in handling objects less than 30 pounds Rarely (does not exist as regular part of job) required to use these types of skills required to use skills requiring repetitive motor coordination with finger dexterity Rarely (does not exist as regular part of job) handle/work with biohazards or risks for potential job-related injury Occasional unpleasant work elements, but the work environment is generally comfortable
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In compliance with Federal Law, Charlotte - Mecklenburg Schools administers all education programs, employment activities and admissions without discrimination against any person on the basis of gender, race, color, religion, national origin, age or disability.