Senior Underwriter, Executive Assurance - Hybrid Chicago
McNeil & Co 4.5
Remote job
A leading insurance provider in Chicago is seeking an experienced Underwriter / SeniorUnderwriter to handle D&O liability insurance in a hybrid working environment. The role requires public D&O underwriting experience, strong analytical skills, and proficiency in communication. The ideal candidate will have a Bachelor's degree in a relevant field with a salary range of $85,000 to $118,000 per year.
#J-18808-Ljbffr
$85k-118k yearly 3d ago
Looking for a job?
Let Zippia find it for you.
Hybrid Underwriter - Management Liability in SF
Zurich 56 Company Ltd.
Remote job
A leading risk management firm is seeking an Underwriting Specialist in San Francisco. This role focuses on analyzing and underwriting business for Financial Lines Products, while building strong relationships with agents and brokers. Candidates should possess a strong sales mindset and have experience in underwriting or related areas. This position offers competitive compensation with a salary range of $96,600 to $158,300, plus bonuses. Join a supportive and inclusive environment where your skills will be valued.
#J-18808-Ljbffr
A leading insurance provider is seeking an experienced Executive Underwriter specializing in Excess Casualty to manage broker relationships and underwrite complex risks. The candidate should have over 7 years of underwriting experience, particularly within the E&S marketplace, and possess strong sales and technical skills. This role offers competitive compensation and a full benefits package, emphasizing a culture of collaboration and accountability.
#J-18808-Ljbffr
$70k-103k yearly est. 3d ago
Remote Mortgage Underwriter
Teksystems 4.4
Remote job
Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term.
Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.
Credit Reviews: Perform thorough credit analysis, underwriting 2-3 initial files per day and processing 6-8 final approval files daily (subject to volume).
Workflow Coordination: Collaborate within Pennymac's structured, end-to-end loan process, focusing solely on underwriting scope.
Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.
Decisions full range of mortgage loans, preferably including FHA loans
Review all mortgage applications and documentation for accuracy and completeness
Work with clients to prepare mortgage applications and related documentation as needed, help resolve any outstanding issues
Work with compliance officers to ensure Federal, State, and local compliance of all mortgage and loan materials
Approve or deny mortgages on a timely basis
Perform other related duties as required and assigned
*Skills*
FHA, HUD, TrumsID Registration, VA, Veterans Affairs Loans, VA IRRRL, Interest Rate Reduction Refinance Loan, VA SAR, Staff Appraisal Reviewer, Federal Housing Administration Underwriter, Department of Housing and Urban Development Underwriter, Mortgage, Underwriter
*Top Skills Details*
FHA,HUD,TrumsID Registration,VA,Veterans Affairs Loans,VA IRRRL,Interest Rate Reduction Refinance Loan,VA SAR,Staff Appraisal Reviewer,Federal Housing Administration Underwriter,Department of Housing and Urban Development Underwriter
*Additional Skills & Qualifications*
3+ years of mortgage underwriting experience required
Solid knowledge of mortgage underwriting and of basic automated underwriting systems
Proficiency with basic automated underwriting systems
Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
(Any loss mitigation or servicing underwriters will be disqualified)
Strong understanding of FHA, VA, and conventional loan underwriting.
Ideal candidate has 3+ years of underwriting experience.
Assessment score requirement: Minimum 15.
Experience with Encompass and proficiency in Excel preferred.
Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred
*Experience Level*
Intermediate Level
*Job Type & Location*This is a Contract to Hire position based out of Chicago, IL.
*Pay and Benefits*The pay range for this position is $31.25 - $31.25/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:
* Medical, dental & vision
* Critical Illness, Accident, and Hospital
* 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
* Life Insurance (Voluntary Life & AD&D for the employee and dependents)
* Short and long-term disability
* Health Spending Account (HSA)
* Transportation benefits
* Employee Assistance Program
* Time Off/Leave (PTO, Vacation or Sick Leave)
*Workplace Type*This is a fully remote position.
*Application Deadline*This position is anticipated to close on Jan 19, 2026.
h4>About TEKsystems:
We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
About TEKsystems and TEKsystems Global Services
We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.
The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
$31.3-31.3 hourly 2d ago
Non-Conforming Underwriter
JMAC Lending 3.8
Remote job
With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients.
The Opportunity:
This role entails underwriting agency and non-agency loans (including both Manual and AUS), alongside Alternative Doc loans. You'll play a crucial part in evaluating supporting documentation to determine borrowers' creditworthiness and their capacity to fulfill mortgage obligations. This includes reviewing a variety of documents such as credit reports, income and asset documentation, appraisals, collateral reports, and fraud prevention tools, as well as any other necessary paperwork to make informed decisions.
This is a Full-Time/Fully Remote opportunity with working hours from 8:00am-5:00pm PT Monday-Friday offering competitive pay ranging from $90,000 to $110,000 annually plus bonus.
Key Responsibilities:
Conduct a comprehensive and precise analysis of all loan documents, including the AUS decision report, credit report, various income sources (both complex personal and business returns), assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, as well as performing checks for red flags and potential fraud.
Underwrite NON-QM, Jumbo, and Fixed Rate Second Mortgage programs.
Review multiple income types including Full Doc, DSCR, Asset Utilization, Asset Depletion, Bank Statements(Business, Personal, and Co-mingled), P&L, 1099, Foreign National.
Complete income calculations using both manual and system-based methods for all listed income types.
Meticulously manage loan files and clear any conditions, demonstrating both attention to detail and a sense of urgency to meet customer needs.
Accurately log loan data and decisions into our operating system, ensuring precision at every step.
Review transaction matrices and internal investor overlays to guarantee compliance with all investor guidelines.
Apply and uphold effective fraud detection methods. Proactively request additional information or documentation as needed, and identify risk factors that may affect the quality of the loan file.
Assist in resolving any pre-funding or post-purchase loan issues by collaborating with the post-closing department to address any outstanding conditions or concerns.
Communicate loan decisions clearly and professionally via phone or email to foster positive and productive relationships with colleagues and clients.
Maintain open channels of communication with brokers and sales staff to ensure all inquiries are addressed promptly, showcasing exceptional customer service skills.
Requirements
Must have recent underwriting experience with all Conventional loans products for a minimum of 5 years and is current on all updated guidelines, policies, and procedures.
Current jumbo, non-agency, and alternative document experience for at least 3 years.
Must be able to multi-task in a fast-paced environment while maintaining a high level of quality.
Extensive knowledge of all FNMA/FHLMC and investor guidelines.
Extensive knowledge of complex tax returns including multiple businesses and multiple financed properties.
Able to multitask within multiple product suites.
Maintain quality and production standards as set forth by management.
Strong attention to detail, organization, and communication skills.
Ability to work independently and adapt to a constantly changing environment
Communication skills, verbal and written, capable of expressing complex issues and soliciting input from a broad audience.
Must comply with all BSA/AML requirements as well as any mandatory changes.
Benefits
Comprehensive Health Care Plan (including Medical, Dental, & Vision)
Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
Generous Paid Time Off (for Vacation & Holidays)
Secure Retirement Plan (401k)
Short-Term & Long-Term Disability Coverage
Family Leave Benefits
Access to Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
$90k-110k yearly Auto-Apply 5d ago
LIHTC Underwriter
Enterprise Community Partners 4.5
Remote job
Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging.
Join us at enterprisecommunity.org
Working at Enterprise
At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey.
Enterprise offers career opportunities in our offices across the country with an exceptional benefits package.
Summary
Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required.
Job Description
Responsibilities:
Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management.
Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
Participate in and contribute to group meetings and discussions.
Performs other duties as assigned.
Qualifications:
Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred.
3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
Extensive knowledge of LIHTC and strong financial analysis skill is required.
Experience in closing real estate transactions highly preferred.
Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines.
Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
Strong writing /editing skills needed to produce correspondence and reports.
Demonstrated verbal communication and interpersonal skills to represent company to all parties.
Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
Ability to work evening and weekend hours during peak periods.
Total Rewards at Enterprise:
You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing.
Enterprise offers a comprehensive total rewards package for you and your family.
The base salary for this role is $116,000 to $130,000, depending on level of skills and experience.
The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs.
At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others.
#LI-JW1 #ID
$116k-130k yearly Auto-Apply 11d ago
Case Underwriter
Capital Rx 4.1
Remote job
About Judi Health
Judi Health is an enterprise health technology company providing a comprehensive suite of solutions for employers and health plans, including:
Capital Rx, a public benefit corporation delivering full-service pharmacy benefit management (PBM) solutions to self-insured employers,
Judi Health™, which offers full-service health benefit management solutions to employers, TPAs, and health plans, and
Judi , the industry's leading proprietary Enterprise Health Platform (EHP), which consolidates all claim administration-related workflows in one scalable, secure platform.
Together with our clients, we're rebuilding trust in healthcare in the U.S. and deploying the infrastructure we need for the care we deserve. To learn more, visit ****************
Position Summary:
This role supports pricing and underwriting and ensuring timely and accurate RFP responses. The position involves collaborating with various teams to refine financial models and reporting, presenting final underwriting to leadership, and driving continuous improvement in pricing and underwriting practices.
Position Responsibilities:
Direct and execute day-to-day pricing and underwriting for new and renewing business opportunities
Coordinate with Sales, RFP response, and other business functions to submit timely and complete RFP responses
Collaborate with Executive Team and other business functions to design, refine, and maintain internal underwriting, financial modeling, and financial reporting SOPs
Support client contracting, including validation that contract terms align with proposal underwriting parameters
Present final underwriting to Sales and Executive Team and be able to articulate any potential risk
Support continued development and maintenance of underwriting and financial reporting system infrastructure
Mine external data to determine best underwriting practices for each business opportunity
Manage multiple projects and deadlines as needed
Work collaboratively across the organization to communicate and support ongoing financial analytics and reporting needs
Support analysis and development of pricing models for new products
Support general business needs, as required
Responsible for adherence to the Capital Rx Code of Conduct including reporting of noncompliance
Required Qualifications
Bachelor's degree, with record of strong academic performance in Accounting, Finance, Actuarial Science, Statistics, or Economics (In lieu of a degree, equivalent relevant work experience may be considered)
2+ years of proven experience in financial analysis, actuarial services, accounting, pricing & underwriting
Pharmacy, PBM, or Health Plan experience required
Knowledge of risk management, statistics, financial modeling
Experience manipulating large data sets, including the ability to analyze and interpret historical claims data
Proficient in Excel and data visualization tools
Experience in either SQL, SAS, or R preferred
Track record of leading cross-functional initiatives, driving high performance, meeting deadlines, and executing on deliverables
Ability to balance multiple complex projects simultaneously
Exceptional technical, analytical, and problem-solving skills
Exceptional written and verbal communication skills
Extremely flexible, highly organized, and able to shift priorities easily
Attention to detail & commitment to delivering high quality work product
Salary Range$95,000-$110,000 USD
All employees are responsible for adherence to the Capital Rx Code of Conduct including the reporting of non-compliance. This position description is designed to be flexible, allowing management the opportunity to assign or reassign duties and responsibilities as needed to best meet organizational goals.
Judi Health values a diverse workplace and celebrates the diversity that each employee brings to the table. We are proud to provide equal employment opportunities to all employees and applicants for employment and prohibit discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, medical condition, genetic information, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
By submitting an application, you agree to the retention of your personal data for consideration for a future position at Judi Health. More details about Judi Health's privacy practices can be found at *********************************************
$95k-110k yearly Auto-Apply 4d ago
Mortgage Underwriter III (Remote)
Agility 360
Remote job
Mortgage Underwriter III - Remote, TX Agility 360 is searching for remote Underwriters within the State of Texas for a contract position. The ideal candidates will have experience Underwriting Mortgage Loans (Conventional, FHA, VA) with a high-level attention to detail. You will be responsible for reviewing the credit, capacity and collateral characteristics of loan files to ensure they meet company and quality standards. Candidates must be currently living in Texas for consideration.
Responsibilities:
Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
Other duties as assigned.
Qualifications:
5+ years of mortgage industry experience
Certifications a plus, not required (DE, LAPP, SAR)
3+ years recent underwriting or loan review experience
Bachelors Degree preferred, High School or GED equivalent required
Experience in Retail or Non-Delegated Underwriting
Ability to communicate effectively and professionally
Basic proficiency in Microsoft Office products (Excel, Word, etc.)
Loan quality and risk management
Knowledge of FNMA and FHLMC guidelines a plus
Knowledge of FHA, VA and USDA guidelines
Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector
Excellent Customer and Client service skills
Ability to work in a fast-paced production environment
Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
Excellent written and verbal communication skills
Prioritization and Time Management skills
Ability to learn and adapt to guideline change
Details:
3-6 Month Contract (contract extension possible based on performance / company needs)
REMOTE role
MUST have access to high-speed internet
Pay rate range between $50-$55
Employment consideration is contingent on passing a background, credit, and drug test
$50-55 hourly 10d ago
Remote Mortgage Underwriter III
Visio Lending 3.7
Remote job
The Opportunity
The Underwriter III is responsible for underwriting complex Non-QM and DSCR investor loans, exercising advanced independent judgment, and approving guideline exceptions when appropriate. In addition to managing a personal pipeline, this role provides guidance and support to other underwriters and helps ensure consistency, compliance, and excellence across the underwriting function.
What You'll Do
Manage a pipeline of complex loan files, reviewing documentation to determine borrower eligibility and mitigate fraud risk
Independently complete underwriting decisions in accordance with company standards, investor guidelines, and regulatory requirements
Evaluate and document Enhanced Review requests, including clearly articulated rationale for approved exceptions
Serve as a subject matter expert on underwriting guidelines, SOPs, and investor requirements
Provide guidance, technical support, and mentorship to underwriting team members
Ensure loans meet compliance standards and are marketable for investors
Evaluate borrower creditworthiness, collateral, and repayment capacity
Confirm all lending conditions are satisfied prior to closing
Maintain acceptable turnaround times and SLAs while managing complex files
Deliver exceptional customer service to internal teams and external partners
Collaborate cross-functionally to improve workflows, efficiency, and loan quality
Perform other duties as assigned based on business needs
Authorized Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT
Work Schedule: Monday - Friday: 8:30 am - 5:30 pm CST
Salary Range: $38.85 - $53.02/hr (Non-Exempt/Hourly/Overtime Eligible)
What We Are Looking For:
5+ years of mortgage underwriting experience, with deep expertise in Non-QM loans
Advanced manual underwriting skills and independent decision-making ability
Proven ability to manage time-sensitive, high-complexity loan files
Strong initiative, reliability, and commitment to quality and team success
Technology-savvy with experience working across multiple underwriting systems
Excellent written and verbal communication skills
Completion of all required training by designated deadlines
High School Diploma or GED required
Internal Applicants: Must meet minimum qualifications and have no recent disciplinary actions
What We Prefer to Find:
Someone with experience with Non-QM Loans
Someone with experience with underwriting DSCR loans
Someone with an Associate and/or bachelor's degree in business or a related industry area major
Someone with experience with Calyx Point and SalesForce
$38.9-53 hourly 3d ago
Mortgage Underwriter - Contractor
Ocrolus 4.2
Remote job
Come build at the intersection of AI and fintech. At Ocrolus, we're on a mission to help lenders automate workflows with confidence-streamlining how financial institutions evaluate borrowers and enabling faster, more accurate lending decisions.
Our AI-powered data and analytics platform is trusted at scale, processing nearly one million credit applications every month across small business, mortgage, and consumer lending. By integrating state-of-the-art open- and closed-source AI models with our human-in-the-loop verification engine, Ocrolus captures data from financial documents with over 99% accuracy. Thanks to our advanced fraud detection and comprehensive cash flow and income analytics, our customers achieve greater efficiency in risk management, and provide expanded access to credit-ultimately creating a more inclusive financial system.
Trusted by more than 400 customers-including industry leaders like Better Mortgage, Brex, Enova, Nova Credit, PayPal, Plaid, SoFi, and Square-Ocrolus stands at the forefront of AI innovation in fintech. Join us, and help redefine how the world's most innovative lenders do business.
We are seeking an experienced Mortgage Underwriter to join our team as a contractor. This role will draw on deep underwriting expertise-including comprehensive knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines-to perform continuous testing on our mortgage products.
The successful candidate will have hands-on experience interpreting and analyzing income, asset, credit, AUS, and collateral documentation, applying underwriting rules, performing income calculations and creating conditions. Leveraging this expertise, the Mortgage Underwriter will partner closely with the Sales and Product teams to identify and support product improvements and new feature development.
What you'll do:
Product Testing
Apply advanced knowledge of Fannie Mae, Freddie Mac, FHA, and VA guidelines to rigorously test mortgage underwriting tools and validate accuracy.
Review borrower documentation (income, assets, credit, collateral, AUS findings) and confirm the correct application of underwriting rules within the product, such as income calculator output.
Document test results thoroughly, flag discrepancies, and recommend solutions to ensure compliance with agency and investor standards.
Serve as the subject matter expert on underwriting practices, providing clarity and context to both technical and non-technical teams.
Collaboration & Communication
Translate complex underwriting requirements into clear and simple language and communicate effectively to stakeholders, both written and verbal.
Partner closely with Product to share enhancement opportunities.
Provide ongoing SME input to the Sales team.
Communicate findings and recommendations effectively to both leadership and cross-functional stakeholders, ensuring alignment across teams.
Who we're looking for: (Skill Sets and Qualifications):
3+ years of mortgage underwriting experience, including FHA and VA.
Skilled in reviewing borrower documentation (e.g., W-2s, tax returns, pay stubs, self-employment income, appraisal, title, etc).
Strong expertise in income analysis, credit evaluation, and AUS findings.
Experience testing technology products or tools is a plus.
Tech-savvy with ability to critique mortgage software and explain findings clearly.
Excellent documentation, prioritization, and communication skills.
Preferred Qualifications:
Experience with fintech or SaaS mortgage tools.
Familiarity with automated income calculation or verification platforms.
Exposure to agile product development environments.
Note: The role requires 4-8 hours of work per day with compensation of $50 per hour.
Life at Ocrolus
We're a team of builders, thinkers, and problem solvers who care deeply about our mission - and each other. As a fast-growing, remote-first company, we offer an environment where you can grow your skills, take ownership of your work, and make a meaningful impact.
Our culture is grounded in four core values:
Empathy - Understand and serve with compassion
Curiosity - Explore new ideas and question the status quo
Humility - Listen, be grounded, and remain open-minded
Ownership - Love what you do, work hard, and deliver excellence
We believe diverse perspectives drive better outcomes. That's why we're committed to fostering an inclusive workplace where everyone has a seat at the table, regardless of race, gender, gender identity, age, disability, national origin, or any other protected characteristic.
We look forward to building the future of lending together.
$50 hourly Auto-Apply 5d ago
TE Mortgage Compliance Underwriter II
Lenderlive Network 4.4
Remote job
It's fun to work in a company where people truly BELIEVE in what they're doing!
We're committed to bringing passion and customer focus to the business.
The Compliance Underwriter is responsible for performing compliance reviews within the TRID 3.0 and TRID 1.0 scopes to ensure federal and state regulatory requirement and guidelines are met. Responsible for compliance underwriting, due diligence, portfolio analysis, and compliance review projects.
This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs.
Essential Functions
Review and capturing loan data from mortgage documents including but not limited to Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, appraisal, etc.
Review Hud-1, Closing Disclosures, Loan Estimates, TIL and other mortgage disclosures for completeness and accuracy
Analyzing and capturing settlement fees for state and federal testing
Identifying potential problems within the underwriting administrative process and identifying compliance irregularities within the loan file
Manage individual workflow to ensure daily volume and quality goals are met
Evaluating the disclosure process including but not limited to the delivery, timing, required verbiage, execution and completeness of all State and Federal documentation.
Education
HS Diploma/GED
Associate/Technical Degree Preferred
Experience
1+ years in any area of the residential mortgage industry with familiarity of mortgage origination documents
1 year experience in mortgages required
1+ year of compliance reviews preferred.
Essential Knowledge, Skills & Abilities
Proficient in reviewing TRID loans originated Post 10/3/2015, with the approved 1.0 Scope and/or 3.0 Scope
Preferred knowledge of TRID Documents
Strong commitment to customer service and satisfaction;
Excellent time management skills;
Excellent verbal and written communication skills;
Ability to work in a fast-paced, metrics driven environment.
Strong analytical and problem-solving skills.
Ability to prioritize multiple objectives to meet client deadlines and department goals.
Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint.
Commitment and ability to cultivate a diverse and inclusive work environment.
Compensation and Benefits
Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401k!
Compensation: $24.00 to $31.00 / hour
Application Guidelines:
For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately.
Working Conditions
Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location.
Physical Demands and Activities
While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders.
Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis.
The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization.
If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!
$24-31 hourly Auto-Apply 28d ago
Remote Mortgage Underwriter (DE/VA both designations required)
National Mortgage Staffing 3.9
Remote job
An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration.
We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.
Responsibilities
Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations
Analyze borrower financials, credit reports, and property appraisals to determine eligibility
Assess risk and provide thorough loan decisions with clear explanations and conditions
Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process
Stay up-to-date with industry trends, guidelines, and best practices
Qualifications
Active DE and VA underwriting certification required
Must have used DE and VA designation within the last 11 months
Minimum 5 years of residential mortgage underwriting experience
Proven history of longevity in prior roles (average tenure, no frequent job changes)
Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products
Experience with Encompass strongly preferred
Excellent analytical, organizational, and problem-solving skills
Strong communication skills and ability to collaborate effectively in a team environment
Compensation & Benefits
Salary: $85,000 - $105,000 per year
Exempt role (no paid overtime0
Discretionary bonus
Full benefits package including:
Medical, Dental, Vision, Life Insurance
401(k) with employer contribution
Paid vacation and sick time
Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
$85k-105k yearly 5d ago
Remote W2 Mortgage Underwriter (Salary and Benefits) (Veteran Only)
Tenth Mountain 3.8
Remote job
Position Overview: The Mortgage Underwriter (Veterans Only) is responsible for evaluating and approving mortgage loan applications based on a thorough review of financial information and risk assessment. This role involves ensuring that loans meet all regulatory and company standards while providing exceptional service to veteran clients. The underwriter works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits.
Key Responsibilities:
Loan Evaluation:
Review and analyze mortgage loan applications, including financial statements, credit reports, and property appraisals.
Assess the risk and creditworthiness of loan applicants based on company policies and regulatory guidelines.
Determine loan eligibility and approve or deny loan applications.
Compliance and Risk Assessment:
Ensure all loan applications comply with federal, state, and company regulations.
Identify and address any discrepancies, issues, or potential risks in loan applications.
Work with loan officers and processors to resolve issues and provide guidance on loan requirements.
Documentation and Reporting:
Maintain accurate and up-to-date records of loan applications, approvals, and denials.
Prepare and present reports on underwriting activities and loan performance to management.
Ensure all documentation is complete, accurate, and properly filed.
Veteran Community Engagement:
Act as a liaison between the financial institution and the veteran community.
Provide specialized underwriting services and advice tailored to the unique needs of veterans and their families.
Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning.
Collaboration and Communication:
Collaborate with loan officers, processors, and other team members to facilitate a smooth loan approval process.
Communicate loan decisions and conditions clearly to loan officers and clients.
Provide feedback and recommendations to improve underwriting processes and policies.
Training and Development:
Stay informed about industry trends, regulations, and products through ongoing training and professional development.
Attend company meetings, training sessions, and seminars as required.
Qualifications:
Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required.
Experience: Previous experience in mortgage underwriting, financial services, or a related field is preferred. Military experience is highly valued.
Skills:
Strong analytical and decision-making abilities.
Excellent attention to detail and organizational skills.
Proficiency in computer software and systems used in mortgage underwriting.
Effective communication and interpersonal skills.
Ability to work independently and manage time effectively.
$58k-98k yearly est. 60d+ ago
Collateral Underwriter
Crosscountry Mortgage 4.1
Remote job
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Collateral Underwriter is responsible for the assessment of all subject collateral originated though the retail platform for conventional loans.
Job Responsibilities:
Analyze, evaluate, and decision appraisal reports in accordance with all agency and investor guidelines and standards.
Complete comprehensive collateral reviews in a timely manner to meet service level expectations.
Maintain a pipeline and communicate issues to Appraisers, Processor, and Originators.
Remain informed and current on all agency and investor guidelines and updates.
Maintain a high level of customer service.
Collaborate with the Post Closing Department on any stipulations for closed files.
Perform other duties as assigned.
Qualifications and Skills:
3 years' mortgage underwriting experience.
Experience in collateral underwriting, preferred.
Working knowledge of all agency and investor underwriting policies.
Excellent prioritization and time management skills.
Excellent communication and customer service skills.
Advanced analytical skills.
Proficient in Microsoft Office Suite.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: $33.65-$38.46
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position.
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
$33.7-38.5 hourly Auto-Apply 20d ago
Experienced Mortgage Underwriter - Remote
Mela Capital; Group
Remote job
Over $20 Billion in high risk mortgage loans underwritten and audited, including mortgage backed securitization fraud investigations, investor, litigation and agency audit response. Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support.
Class action litigation portfolio and federal consent order auditing expertise. Call today to discuss customized solutions for your project and work flow needs.
Unhappy with QC firms putting unexperienced bodies on your projects? Ask about our underwriting and loss mitigation auditing expertise!
Job Description
Remote, Manual Underwriters Needed for Full Time Project
UNDERWRITING REQUIREMENTS
8+ years of manual underwriting experience for National Bank, Mortgage Conduit or MI Company
Ability to interpret, apply multiple program guidelines to investor loan files for valid UW decision
Calculate Income, LTV, DTI and credit analysis
Evaluate Federal and State compliance documentation for completeness
Analyze servicing history, records for default/modification performance
TECHNOLOGY REQUIREMENTS
Dual monitors
High Speed Network and processing system
Microsoft Sharepoint, Remote Desktop, Internet Explorer 10, Intermediate Excel, Web-based applications and multiple databases
PROJECT REQUIREMENTS
Full time, Monday - Friday with additional hours to meet litigation deadlines
9 am - 6 PM Eastern time
Daily and weekly production assignments
NO concurrent employment due to conflict requirements of legal matter
Project estimated to last 4+ months, potential for longer term
ADDITIONAL REQUIREMENTS
Excellent written, verbal and interpersonal skills
Self-directed professionalable to meet strict deadlines in fast-paced, distance-based team environment
Professional, ethical conduct and team player able to pass national federal background and reference checks
Please submit resumes in Word format to
[email protected]
Qualifications
Additional Information
All your information will be kept confidential according to EEO guidelines.
$40k-69k yearly est. 7h ago
Loss Mitigation Underwriter, II
Carrington Mortgage Services, LLC 4.5
Remote job
Come join our amazing team and work remote from home! The Loss Mitigation Underwriter II will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter II level is the Intermediate level role in the job family and generally handles the moderately complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $25.00-$27.00 per hour.
.
What you'll do:
* Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
* Conduct Verification of Income (VOI).
* Calculate customer's front and back-end debt to income ratio.
* Verify occupancy, hardship and income.
* Apply payment waterfall to determine workout eligibility (repurchase plans, forbearances, modifications or liquidation options).
* If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
* Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
* Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
* Document final decision and update system of record.
* Perform other duties as assigned.
What you'll need:
* High school diploma or equivalent required.
* Two (2) to three (3) years of underwriting background or servicing/loss mitigation experience
Our Company:
Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ***************************
What We Offer:
* Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
* Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
* Customized training programs to help you advance your career.
* Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
* Educational Reimbursement.
* Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
#LI-GV1
$25-27 hourly 11d ago
Senior Mortgage Underwriter - Mt Pleasant, SC or Remote
First Reliance Bank 3.9
Remote job
Job Title: Senior Mortgage Underwriter
Division: Operations
Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss.
Direct Reports:
None
Core Responsibilities:
Underwriting
Respond to investor repurchase and quality review requests.
Support loan shipping process to clear underwriting purchase issues.
Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as well as compliance with lending regulations.
Render underwriting decisions and subsequent clearing conditions to ensure credit and investor guidelines are met.
Evaluate and examine transactions to ensure accuracy and completeness
Contact customers and partners to gather information to make appropriate decisions
Proactively communicate the decisions to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision
2.Training/Help Desk
Serve as a resource to Residential Mortgage personnel on underwriting questions and provide training for investor, underwriting and compliance related issues.
Recommends modifications to underwriting procedures.
Provide training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager.
Underwriting Management
Prepare formal reports for review.
Provide feedback on new investor candidates as it relates to underwriting guidelines and delivery procedures.
Coordinate third party quality control of mortgage loans and evaluate reports providing feedback concerning closed loan quality and process improvements.
Ensure that contractors are trained on investor specific eligibility requirements and guidelines.
Negotiate with third party service providers and manage contracts.
Compliance
Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk.
Performing compliance reviews and comply with regulatory requirements
Respond to individual and investor audits
Coordinate HMDA reporting and evaluation.
Role Specific Competencies
Computer Skills
Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity.
Job Knowledge
Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge current, is in command of critical issues.
Personal Organization
Keeps information organized and accessible, maintains clean/functional work space, works systematically/efficiently, and manages time well.
Minimum Requirements:
Bachelor's degree or equivalent experience
3 - 5 years underwriting experience
DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA underwriting experience.
Extensive knowledge of quality service discipline.
Retail banking experience.
Proven communication and customer relation skills.
Ability and desire to interact and contribute in a team environment.
Ability to use a variety of software tools.
$41k-52k yearly est. 11d ago
Territory Underwriter
Berkley 4.3
Remote job
Company Details
Berkley Industrial Comp provides best in class workers' compensation insurance solutions to high hazard industries. BIN's mission is to provide an unparalleled customer experience within the high hazard workers' compensation market. BIN achieves its mission by focusing on the following core values:
Integrity - character without compromise
Agility - flexible and collaborative
Expertise - knowledge and skill
Ingenuity - solution and future focused
We believe in embracing the collective power of people committed to doing right by one another, our stakeholders, and communities. Our core values rest at the heart of this collective effort.
****************************
Responsibilities
We are looking for a Territory Underwriting Manager who thrives on a collaborative, relationship driven underwriting approach to join our team. The successful candidate will be responsible for contributing to achieving and exceeding the regions' profitability goals through proper risk selection and account management. This individual will collaborate with Business Development to create and foster agency relationships in the Assigned Territory. This job is a work from home position with significant over the road travel, up to 25% of the time. A willingness to meet and travel to agencies is key to this role.
Key functions include but are not limited to the following:
Underwrites all new business and renewal risks for designated geographic region
Manages a book of business between $15 - $20 million
Develops and maintains relationships with agencies within a key geographic region
Works to achieve/exceed planned accident year loss ratio, rate change, renewal retention and enforce premium goals
Documents, analyzes and offers decisions with appropriate detail within underwriting authority levels
Takes initiative to recommend potential improvements in underwriting principles, techniques or appetite
Complies with insurance filings and regulatory requirements
Supports the company's business development strategies through exceptional responsiveness and communication, agency visits, and point-of-sale presentations if/when necessary
Demonstrates a working knowledge of our appetite and accurately conveys message to the agency plant; monitors and manages agency hit ratio metrics, new business volume, and overall profitability
Utilizes Berkley Industrial's internal tools to track book performance, ensuring new business target production volume is met throughout the term
Establishes a knowledge base of agency needs, staff, target markets, and contracted insurers; documents agency visits
Performs agency evaluations and works with Business Development to create and ensure agency goals are being met
Qualifications
Bachelor's degree
CPCU, CIC, or AU designation preferred
Strong background in Microsoft Office, Word, Excel
5 or more years of workers compensation underwriting experience with a focus in higher hazard industries, such as construction and heavy manufacturing
3-5 years of marketing experience working with independent agents
Strong interpersonal, analytical, and negotiation skills
Exceptional communication skills both oral and written are essential
Self-motivated and results oriented
Strong managerial skills with the ability to work independently and as a team member
Capable of working with internal and external teams and partners
Superior customer service skills
Excellent vendor management skills
Ability to remain positive and calm in times of stress
Ability to successfully engage and manage an assortment of personalities, work and communication styles, and be a preferred business partner to our agency plant
Demonstrated ability to meet deadlines, determine priorities and adapt to changing priorities as needed
Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include:
• Base Salary Range: $70,000 - $100,000
• Eligible to participate in annual discretionary bonus.
• Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role
$70k-100k yearly Auto-Apply 4d ago
Sr. Life Insurance Underwriter (Remote)
Globe Life and Accident Insurance Company 4.6
Remote job
At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better.
Role Overview:
Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters who are open to new opportunities!
In this role, you will be responsible for evaluating life insurance applications, making critical decisions on risk selection, and determining whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you'll implement underwriting policies and procedures to efficiently process new business while also collaborating with other departments.
This is a remote / work-from-home position.
What You Will Do:
Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition.
Implement underwriting policies and procedures for new business processing and other department processes.
Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines.
Report and interpret MIB codes, as well as evaluate results of oral saliva tests and agent verification calls.
Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results.
Respond to customer inquiries regarding dispositions and evaluate health information received with add-ons, modifications, and reinstatements.
Act as the underwriting contact for top-level Agents for information and escalated issues, handling sensitive cases and positive drug screens.
Manage aging cases and referrals from other underwriters and screeners.
Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management.
What You Can Bring:
Some college coursework; Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree.
Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses.
Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology.
Minimum of 3 years' experience in an Underwriter role or above.
Daily application of critical thinking and complex problem-solving skills.
Strong verbal and written communication skills.
Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus.
Applicable To All Employees of Globe Life Family of Companies:
Reliable and predictable attendance of your assigned shift.
Ability to work full time and/or part time based on the position specifications.
How Globe Life Will Support You:
Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life:
Competitive compensation designed to reflect your expertise and contribution.
Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance.
Robust life insurance benefits and retirement plans, including company-matched 401k and pension plan.
Paid holidays and time off to support a healthy work-life balance.
Parental leave to help our employees welcome their new additions.
Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals.
Company-paid counseling for assistance with mental health, stress management, and work-life balance.
Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career.
Discounted Texas Rangers tickets for a proud visit to Globe Life Field.
Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters.
$49k-86k yearly est. Auto-Apply 12d ago
Subcontractor Default Insurance (SDI) Underwriter
Liberty Mutual 4.5
Remote job
As a part of our construction product offerings and portfolio, Liberty Mutual is hiring a Subcontract Default Insurance (SDI) Underwriter to join our team. The SDI Underwriter will work in support of the Underwriting Team in analyzing and managing new and existing SDI accounts of all sizes and complexities, in support of SDI's national strategy. SDI is a growing team within Liberty Mutual Surety.
Liberty Mutual Surety, a business unit of Liberty Mutual Insurance, is the world's largest globally Surety, including in the United States. Conducting business worldwide through fronting relationships and Liberty-owned subsidiaries, we provide bonds in over 60 countries for construction firms, manufacturers and suppliers, and commercial enterprises on an account and transactional basis. We are committed to building mutually profitable relationships by providing smart business solutions, ease of doing business, and consistent, responsive service. Liberty Mutual Surety is dedicated to the communities we serve and highly values a diverse workforce in more than 18 countries.
Responsibilities:
Review and analysis of financial, capacity, and operational systems and controls in conjunction with current SDI practices.
Help execute the SDI vision and value proposition that recognizes changing business and competitive environment dynamics, key business drivers, and financial elements.
Leverage strong United States and Canadian broker relationships to effectively promote and represent Liberty Mutual with customers and at industry events.
Support and execute SDI business strategy to successfully propel the product and client segments into a significant, profitable, sustainable, and long-term marketplace leadership position.
Develop, leverage, and maintain internal and external stakeholder relationships. Assist with new product development, implementation, and oversight; actively engage with others in the Liberty Mutual suite of construction surety and insurance offerings as well as collaborate with other underwriters, claims, and actuarial teams to share insights and best practices across the organization.
Utilizing data, analytics, and technology to improve Underwriting risk selection and portfolio management.
Special projects as assigned.
Experience in the construction industry is highly preferred!
Qualifications
Bachelor's Degree in Finance, Construction Management, Accounting, Risk Management and Insurance or business related field typically required. A minimum of 3 years experience preferably in the construction industry.
Analytical ability and decision-making skills
Demonstrated ability to make and clearly communicate sound recommendations that includes complex analyses, both verbal and written
Displays strong interpersonal skills in dealing with internal and external stakeholders, including leading presentations with senior leadership.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.
At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in
every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive
benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.
We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: ***********************
Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.
Fair Chance Notices
California
Los Angeles Incorporated
Los Angeles Unincorporated
Philadelphia
San Francisco
We can recommend jobs specifically for you! Click here to get started.