Senior underwriter work from home jobs

With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: The Government Underwriter is responsible for reviews and evaluates information on mortgage loan documents to determine if the borrower, property, and transaction meet JMAC guidelines. JMAC Lending has funded more than $20 billion in mortgage loans. The Conventional / Government underwriter is responsible for rendering a decision within company guidelines and communicating the decision to all applicable parties. Must be able to work independently, or as a team; have critical thinking skill, have excellent written, and verbal communication skills. Maintains exceptional customer service to remain consistent with company culture. This role will deal with numbers, calculations and must possess a good auditing and analytical skills including a firm knowledge on math. A good skill in decisions making is also vital since the major of mortgage underwriters are deciding and evaluating whether to approve or deny the client's loan application. This is a Full-Time/Remote opportunity offering competitive pay ranging from $88,000 to $106,000 annually plus bonus. Key Responsibilities: Review credit documents in accordance to JMAC, FHA, and VA guidelines. Review borrower's income and assets in accordance to JMAC, FHA, and VA guidelines. Review subject property title and appraisal in accordance to JMAC, FHA, and VA guidelines. Must be able to make loan decisions independently (Approve or Decline). Sign off on conditions. Verify the consistency of information throughout the file Utilize FHA Connection, FHA EAD, VA VIP/WebLGY, and GUS to complete, correct, or verify the validity of required forms. Complete assigned files within established turn times. Maintain communication, and customer service with file contacts throughout the loan process. Other duties as assigned. Based on business needs overtime may be required. Requirements At least 2 years of recent experience as a DE and SAR Underwriter. A minimum of 2 years of recent expertise in FHA and VA lending. A thorough understanding of current FHA and VA guidelines. Familiarity with federal and state regulations in the mortgage banking sector (including TRID, ECOA, Fair Lending, etc.) is essential. Proficient knowledge of DU/LP/TOTAL Scorecards is required. Excellent communication skills with the ability to engage effectively with brokers. Preference for candidates with 6 months or more experience in USDA/RD, though it's not mandatory. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging. Join us at enterprisecommunity.org Working at Enterprise At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey. Enterprise offers career opportunities in our offices across the country with an exceptional benefits package. Summary Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required. Job Description Responsibilities: Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment. Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities. Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist. Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management. Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business). Participate in and contribute to group meetings and discussions. Performs other duties as assigned. Qualifications: Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred. 3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs Extensive knowledge of LIHTC and strong financial analysis skill is required. Experience in closing real estate transactions highly preferred. Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines. Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus. Strong writing /editing skills needed to produce correspondence and reports. Demonstrated verbal communication and interpersonal skills to represent company to all parties. Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations. Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines. Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills. Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member. Ability to maintain big picture focus while attending to detailed work and providing thorough documentation. Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines. Ability to work evening and weekend hours during peak periods. Total Rewards at Enterprise: You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing. Enterprise offers a comprehensive total rewards package for you and your family. The base salary for this role is $116,000 to $130,000, depending on level of skills and experience. The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs. At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others. #LI-JW1 #ID

Job DescriptionAbout The Strickland Group The Strickland Group is a family-driven, vision-first insurance and financial services agency backed by a major national carrier. We combine modern technology, AI-assisted systems, and real human connection to change how families protect their futures. Our mission is simple: serve people and leave them better than we found them. Why this role is different This isn't a corporate seat - it's a pathway to ownership. You're building your own book of business with the support, training, and infrastructure of a proven organization. We specialize in life insurance, mortgage protection, final expense, and retirement solutions, helping middle-America families create generational wealth. What you'll do - Call and connect with warm leads who have requested information. - Conduct virtual or in-person appointments to understand clients' goals. - Present tailored insurance and financial protection solutions. - Submit applications, follow up with carriers, and serve clients long-term. What we provide - Remote, flexible schedule (full-time or part-time). - Commission-only structure with uncapped earning potential. - World-class training, mentorship, and personal development culture. - Clear path to build and grow your own agency if desired. Who this is for - Self-motivated, coachable individuals with strong integrity. - People who want more time, freedom, and income than a traditional W-2 job. - Those who are serious about personal growth and breaking generational poverty. Compensation is 100% commission with scalable income based on activity, skill, and leadership development.

Position Overview: The Mortgage Underwriter (Veterans Only) is responsible for evaluating and approving mortgage loan applications based on a thorough review of financial information and risk assessment. This role involves ensuring that loans meet all regulatory and company standards while providing exceptional service to veteran clients. The underwriter works under the supervision of a financial institution or mortgage company and focuses on serving the veteran community. This is a salaried position with benefits. Key Responsibilities: Loan Evaluation: Review and analyze mortgage loan applications, including financial statements, credit reports, and property appraisals. Assess the risk and creditworthiness of loan applicants based on company policies and regulatory guidelines. Determine loan eligibility and approve or deny loan applications. Compliance and Risk Assessment: Ensure all loan applications comply with federal, state, and company regulations. Identify and address any discrepancies, issues, or potential risks in loan applications. Work with loan officers and processors to resolve issues and provide guidance on loan requirements. Documentation and Reporting: Maintain accurate and up-to-date records of loan applications, approvals, and denials. Prepare and present reports on underwriting activities and loan performance to management. Ensure all documentation is complete, accurate, and properly filed. Veteran Community Engagement: Act as a liaison between the financial institution and the veteran community. Provide specialized underwriting services and advice tailored to the unique needs of veterans and their families. Participate in events, seminars, and workshops aimed at educating veterans about mortgage options and financial planning. Collaboration and Communication: Collaborate with loan officers, processors, and other team members to facilitate a smooth loan approval process. Communicate loan decisions and conditions clearly to loan officers and clients. Provide feedback and recommendations to improve underwriting processes and policies. Training and Development: Stay informed about industry trends, regulations, and products through ongoing training and professional development. Attend company meetings, training sessions, and seminars as required. Qualifications: Education: Bachelor's degree in finance, business, or a related field is preferred. High school diploma or equivalent is required. Experience: Previous experience in mortgage underwriting, financial services, or a related field is preferred. Military experience is highly valued. Skills: Strong analytical and decision-making abilities. Excellent attention to detail and organizational skills. Proficiency in computer software and systems used in mortgage underwriting. Effective communication and interpersonal skills. Ability to work independently and manage time effectively.

Are you an experienced mortgage underwriter who's been searching for a great company that's family owned, that recognizes your contributions, and has a philosophy of no layoffs during the down-season? A company whose goal and purpose is to Improve the Lives of Families ? Take a look at Equity Resources! We are a fun and friendly environment where we work together to meet our daily goals. Why you'll love working here Candidates local to Central Ohio will be asked to work a structured hybrid schedule and can enjoy our corporate office in Newark's historic downtown square. (Remote work is available for candidates located outside of Central Ohio). Choose from flexible hours: 8:30 AM - 5:00 PM with a 30-minute lunch, or 8 AM - 5 PM / 8:30 AM - 5:30 PM with a 1-hour lunch. Generous PTO, 10 paid holidays, plus a day off for your birthday! Full benefits package (including pet insurance!) first of the month after your first 30 days. 401(k) option with a generous company match -helping you grow your retirement savings faster. Earn extra cash through our referral programs, $500 for each borrower you refer, and up to $5,000 for referring an experienced Loan Officer. Join a stable, employee-focused company that's been growing since 1993. Requirements Bachelor's Degree in Business, Finance, or related field preferred (or equivalent combination of education and experience); minimum HS diploma or equivalent. Minimum of 2 years' DE Underwriting experience with conventional and FHA loans; USDA/VA experience a plus. Proficient in Microsoft Word, Excel, and Outlook; experience with an electronic mortgage processing systems required (Encompass preferred). Excellent written and verbal communication and customer service skills; able to interact professionally with employees, vendors, and lenders. Ability to comprehend and follow complex written and oral instructions. Work independently with minimal supervision, applying sound judgment and attention to detail. Ability to manage high-stress situations and work overtime as needed. What your day will look like The primary functions of the Underwriter are to approve saleable loans with the information provided by the next day; underwrite all loans under FNMA, FHLMC, and FHA (may include USDA & VA) loan programs and maintain knowledge of investor programs and overlays and communicate any changes to staff. The following duties would be applicable: Monitor pipeline daily and self-assigned preapprovals. Make underwriting decisions based on risk assessment, taking into consideration the 4 C's of underwriting: Capacity, Credit, Collateral, and Cash. Deliver high-quality service with 24-hour turn times and timely updates to Mortgage Specialists. Maintain knowledge of investor overlays and expertise in FNMA, FHLMC, and FHA. Knowledge in USDA & VA loan programs is preferred but not required. Analyze and report loan quality issues and monitor corrective actions. Uphold strict fraud prevention, confidentiality and ethical standards set by Equity Resources. Adapt to changing circumstances and adjusting daily priorities as needed. Assist other Underwriters with daily volume. Perform additional duties as needed to support team and company goals. About Us Equity Resources, Inc. is a privately owned and operated mortgage company headquartered in Newark, Ohio. We are licensed in 21 states, including Washington D.C., and operate branch offices in many of those locations. Our vision and purpose at Equity Resources, Inc. is quite simply to Improve the Lives of Families. We pride ourselves in creating Raving Fans of our customers AND our employees. We are celebrating our 32nd year in business and are continuing to grow! Come join our team! Equity Resources offers a comprehensive total compensation and benefits package that includes medical, dental, and vision insurance; 401(k); company-paid life insurance; and much more! Equity Resources is an equal opportunity employer. It does not discriminate against applicants or employees on the basis of race, color, religion, creed, national origin, ancestry, disability that can be reasonably accommodated without undue hardship, sex, sexual orientation, gender identity, age, citizenship, marital or veteran status, or any other legally protected status.

This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term. + Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines. + Approval Process: Work closely with the loan structure and precision income teams to finalize approvals. + Credit Reviews: Perform thorough credit analysis and processing final approval files daily (subject to volume). + Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards. Additional Skills & Qualifications Minimum 3 year of frontline originations underwriting experience (Any loss mitigation or servicing underwriters will be disqualified) Strong understanding of FHA, VA, and conventional loan underwriting.. Experience with Encompass and proficiency in Excel preferred. Experience with FHA, HUD, VA, VA IRRL, VA SAR, TrumsID Registration preferred #westpriority25 Job Type & Location This is a Contract to Hire position based out of Plano, TX. Pay and Benefits The pay range for this position is $33.65 - $36.06/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following: - Medical, dental & vision - Critical Illness, Accident, and Hospital - 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available - Life Insurance (Voluntary Life & AD&D for the employee and dependents) - Short and long-term disability - Health Spending Account (HSA) - Transportation benefits - Employee Assistance Program - Time Off/Leave (PTO, Vacation or Sick Leave) Workplace Type This is a fully remote position. Application Deadline This position is anticipated to close on Dec 25, 2025. h4>About TEKsystems: We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company. The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law. About TEKsystems and TEKsystems Global Services We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com. The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. About NEO Home Loans NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence. The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines). Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility. Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports. Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA). Issue conditional approvals, suspensions, or denials with clear, detailed explanations. Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues. Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements. Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines. Participate in ongoing training and audits to ensure compliance and accuracy. Non-Essential Job Duties and Responsibilities Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions. Promotes interdepartmental communication and culture. Lead, develop and motivate the team across all locations and operational functions. Continued focus to ensure all families (Internal and External) are receiving the best possible service Qualifications and Skills 2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo). DE/SAR/LAPP certification preferred for government loan programs. Strong analytical and decision-making skills with attention to detail. Excellent written and verbal communication abilities. Ability to work independently in a fast-paced environment with strict deadlines. Company Benefits Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings: - Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance! The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

As a Work from Home Field Underwriter, you will be helping families find the insurance coverage that will protect their financial futures. We do this by building and maintaining client relationships, assessing insurance needs, and offering tailored insurance solutions. This role offers the flexibility to work from home while still contributing to our mission of providing exceptional service to our clients. We are looking for: Coachable people who are ready to learn Leaders with a servant's heart who want to help others Entrepreneurial-minded people who are ready to grow and change High trustworthiness and integrity Requirements: Life and Health insurance license (if you don't already have this, we will help you obtain it) Strong communication skills A drive to succeed What to expect: Competitive 100% commission-based compensation structure with unlimited earning potential. Commission level begins at 80%. Comprehensive training and ongoing professional development. A supportive and collaborative work environment. Flexible work hours NOTE: No agent's success, earnings, or production results should be viewed as typical, average or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the Insurance needs of the customers in the geographic areas in which you choose to work.

Town and Country Bank is seeking an experienced Mortgage Loan Underwriter with experience in conventional and government loan underwriting. This position may be worked out of one of our branch locations in Illinois or can be remote. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time. The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team. JOB SUMMARY: Under limited supervision, decides on whether to lend on conventional residential loans. Provides teamwork to other mortgage operations' team members by helping dictate efficient workflow and keep loans moving forward in an efficient and effective manner. Directs the overall quality control function for secondary market loans by ensuring borrower meets standards of willingness and ability to repay debt. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking. ESSENTIAL FUNCTIONS AND DUTIES: · Reviews income, asset position, collateral, and credit profiles to determine loan approval acceptance for all residential related lending. · Examines overall loan documentation, reviewing for acceptance as well as fraud mitigation · Reviews work of appraiser prospects for recommendation of addition to approved appraiser's list · Reviews Automated Underwriting System Findings such as FNMA DU, to ensure that all requirements have been satisfied prior to loan approval. · Engages regularly with sales and other members of operations to ensure loan structure and requirements are understood and are in the best interest of the customer and the company. · Monitors and reports any deficiencies in loan documentation as required by compliance to ensure continued relationships with mainly FNMA. · Performs other job-related duties and special projects as assigned. QUALIFICATIONS: Minimum of 5 years experience in mortgage loan underwriting, including: FNMA conventional, CHUM's ID, SARS and be LAPP approved. Grant loans along with USDA loans. Experience in Microsoft Office applications. Excellent written and verbal communication skills. Knowledge of financial analysis techniques. Ability to work in a team-based, fast-paced work environment. High degree of accuracy and strong organizational skills. Ability to work under pressure and on deadline EDUCATION: Bachelor's degree in related field or equivalent experience.

Job Description Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today! Remote work is available. Compensation: $75,000 plus per file bonus of underwritten files Responsibilities: Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, Fannie Mae, Freddie Mac and FHA/VA guidelines. Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product. Checks the accuracy of all calculations and data integrity. Completes all required underwriting worksheets and checklists Underwriter must be available to processors and loan officers or any other team members for general Underwriter guideline interpretations and questions on specific loan files. Responds to post-closing reviews and audits in a timely fashion. Qualifications: Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans, and loan products Knowledgeable in automated underwriting systems and Microsoft office Strong decision-making and communication skills B.S. in business or related field required 10+ Years of mortgage underwriting experience required About Company Choice Mortgage Group is not your typical lender. We're a forward-thinking, growth-driven company leveraging innovative technology and creative sales strategies to deliver a streamlined, customer-first mortgage experience. While others have slowed down, we've accelerated - and now we're looking for the right person to grow with us. Our Core Values are simple: we want to create a WOW experience for clients, our referral partners, and our employees.

Specializing in third party underwriting, quality control and forensic examination of all mortgage and securitization loan, portfolio and contract audits, including operational risk and quality control policy development. Agency (FNMA/FHLMC/FHA/VA), legal, foreclosure and repurchase defense reporting and expert witness testimony. Expert experience in Mortgage Backed Securities agreements and Seller/Purchaser reps and warrants contracts; Underwriting guideline gap analysis; Valuation and historic appraisal forensic fraud investigation and support. Job Description Remote Conventional Mortgage Underwriter If you are a Remote Conventional Mortgage Underwriter with experience, please read on! Top Reasons to Work with Us We are a retailer seeking all Remote Mortgage Underwriters. We're here to keep the dream of home ownership alive. Currently, we are seeking long-term underwriters to stay with us for the next decade to come. With exponential benefits, a culture that fits the kindest and hardest working, your contribution will be valued within our firm. There is opportunity to grow and since we're middle-sized, your growth will start immediately. What You Will Be Doing - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Company and Investor guidelines. - Perform a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. - Apply and interpret company underwriting guidelines and makes sound credit decision. - Complete credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. - Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. - Review and evaluate credit information on mortgage loan documents to determine acceptability for specific loan programs. - Determine any conditions, stipulations or pre-funding requirements. - Maintain ongoing knowledge of investor guidelines, updates and trends as applicable to underwriting position. - Complete second signature underwriting review on loan files underwritten by junior underwriters and within designated authority as needed. - Possess excellent computer skills and working knowledge of Microsoft Office products. What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S. Qualifications What You Need for this Position - 4+ years of Conventional mortgage underwriting experience. - DU and LP experience required - FHA DE/ Direct Endorsement designation are a plus - VA SAR designation experience preferred but not required - Experience with Encompass preferred So, if you are a Remote Conventional Mortgage Underwriter with experience, please apply today! - Applicants must be authorized to work in the U.S. Additional Information Applicants must be authorized to work in the U.S. All your information will be kept confidential according to EEO guidelines.

UFG Insurance is expanding its responsive, trusted, and knowledgeable middle market / construction underwriting team. If you want to be a part of a collaborative team, thrive on cultivating strong agency partnerships, driving profitable growth, and impacting the success of the organization all while working in a remote opportunity, we want to talk with you! What To Expect: Profitably underwrite complex new and renewal business Manage a portfolio to achieve profit and premium plans Achieve production goals through marketing and pipelining new business opportunities Represent UFG in the marketplace Collaborate with multiple business units Work with an amazing team in a remote opportunity for an organization that values the impact you make! Competitive compensation and benefits package including 401k, cash balance pension plan, discretionary time off, benefits are effective on your first day of employment. What It Takes: 5+ years of commercial lines underwriting experience in middle market and construction segments Demonstrated ability to execute underwriting strategy Proven track record of growing a profitable book of business Excellent customer service skills Established relationships with key distribution partners Solution-focused

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Non-QM Underwriter is responsible for underwriting and maintaining a loan pipeline while communicating with internal loan teams and external lenders. The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution. Job Responsibilities: Underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National, and Self-Employment. Maintain an underwriting pipeline of new loans and resubmissions that meet standard service level agreements. Evaluate and examine loan files to ensure accuracy, completeness, and compliance with investor and agency guidelines. Issue loan decisions to sales and operations staff in a clear and concise manner. Communicate with operations, sales staff, business partners (lenders and investors), maintaining a high level of customer service. Issue final approval by uploading all necessary approval documentation into the company's software systems with appropriate signatures. Collaborate with the Post-Closing department on any stipulations for closed files; communicate process and outcome to underwriters and management. Perform other related duties as assigned by management. Qualifications and Skills: Bachelor's degree and/or equivalent combination of education and experience. 4+ years of mortgage underwriting experience. Experience with Non-QM and Non-Agency underwriting. Experience with manual underwriting. Experience with compliance and disclosure requirements. Encompass LOS experience, a plus. Advanced prioritization, time management, and problem-solving skills, maintaining attention to detail. Excellent communication skills. Proficient in Microsoft Word, Excel, and Outlook. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 43.26 - 48.07 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $100,000 per year Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Century Insurance Group is a premier provider of excess and surplus lines insurance and is a division of AF Group, whose brands are premier providers of innovative, specialty insurance solutions nationwide. We manage business across three distinct segments - core commercial, specialty lines underwriting and specialized programs. We underwrite general liability, commercial property, and multi-peril insurance for small and mid-sized businesses through a select network of general agents and brokers. SUMMARY: This is an environmental underwriter role small to mid-size non-admitted market. Reviews, analyzes, approves, or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. The preferred residency for this hybrid role is in or near Westerville, Ohio. RESPONSIBILITIES / TASKS: * Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority * Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements * Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority. * Supports agency relationships. * Supports agency plans in cooperation with other staff. * Addresses agents' and policyholders' concerns/needs. * Develops new business and retention of existing business in a given territory or region. * Explains and emphasizes benefit of workers' compensation insurance products and services to customers (agents and policyholders). * Works with all internal departments to resolve problems and maintain company relations. * Participates as necessary on special committees and task forces. * Interprets and develops territory reports which reflect the status of the territory. * Participates in promotional plans for both Century Insurance Group and agent activities. * Analyzes and reviews production and loss information for agents. * Prepares periodic reports as requested * Researches and coordinates responses to agents, policyholders and regulatory entities * Analyzes agency performance and develop corrective action plans as needed to correct poor performance. * Analyze accounts to determine exposure and proper pricing * Gathers competitive and product information from the field * Responsible for profitability of territory. * Trains agency employees on the use of company specific automation systems * Reviews loss trends and develops action plans to correct problem areas * Supports schedule for large account service plans with claims, loss control, premium audit, and other departments as needed * Provides input for agency advisory council meetings * Assists in the development of regional goal. This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required. EMPLOYMENT QUALIFICATIONS: EDUCATION: Bachelor's degree in marketing, insurance or related field. Combinations of relevant education and experience in the following areas may be considered in lieu of a degree: Underwriting, marketing, loss prevention, and/or auditing. Continuous learning required, as defined by the Company's learning philosophy. Certification, or progress toward, highly preferred and encouraged. EXPERIENCE: One-year of relevant experience which provides the necessary skills, knowledge and abilities is required. Agency management and marketing experience preferred or with proper education, successful completion of the trainee program. SKILLS/KNOWLEDGE/ABILITIES REQUIRED: * Ability to exercise good judgment in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing workers' compensation insurance coverage * Ability to initiate insurance transactions in compliance with all policies, procedures, legal and ethical guidelines. * Ability to negotiate while establishing a personal rapport and maintaining an effective working and client relationship. * Knowledge of workers' compensation insurance and the independent agency system. * Ability to apply creative and persuasive techniques to generate new, and maintain, existing business and ability to be creative when presented with unique situation. * Ability and proficiency in the use of computers and company standard software. * Strong interpersonal skills and ability to create and maintain mutually beneficial relationships. * Ability to work with minimum supervision and balance demands of a field position by supporting agents while keeping current with underwriting workload. * Ability to perform other assignments at locations outside the office. * Ability to support agency relationships and to make sound underwriting decisions. * knowledge of appropriate jurisdictional workers compensation laws * Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders * Ability to analyze territory or region in order to identify problems and take the appropriate corrective action * Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making. * Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate. * Ability to analyze and solve practical problems which deal with a variety of variables. * Ability to make and implement competent, independent decisions and to build consensus. * Ability to understand and implement audit procedures and processes for agencies. * Ability to relocate. WORKING CONDITIONS: Work is performed in the office and occasionally in the field with minimal hazards. Minimal travel is required with occasional overnight stays. May be required to lift and carry computer equipment and other marketing promotional items weighing up to 35 lbs. Must be willing and able to relocate. PAY RANGE: Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $52,700 and $88,300. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. We are an Equal Opportunity Employer. We will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #CIG

Century Insurance Group is a premier provider of excess and surplus lines insurance and is a division of AF Group, whose brands are premier providers of innovative, specialty insurance solutions nationwide. We manage business across three distinct segments - core commercial, specialty lines underwriting and specialized programs. We underwrite general liability, commercial property, and multi-peril insurance for small and mid-sized businesses through a select network of general agents and brokers. SUMMARY: This is an environmental underwriter role small to mid-size non-admitted market. Reviews, analyzes, approves, or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. The preferred residency for this hybrid role is in or near Westerville, Ohio. RESPONSIBILITIES / TASKS: Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority. Supports agency relationships. Supports agency plans in cooperation with other staff. Addresses agents' and policyholders' concerns/needs. Develops new business and retention of existing business in a given territory or region. Explains and emphasizes benefit of workers' compensation insurance products and services to customers (agents and policyholders). Works with all internal departments to resolve problems and maintain company relations. Participates as necessary on special committees and task forces. Interprets and develops territory reports which reflect the status of the territory. Participates in promotional plans for both Century Insurance Group and agent activities. Analyzes and reviews production and loss information for agents. Prepares periodic reports as requested Researches and coordinates responses to agents, policyholders and regulatory entities Analyzes agency performance and develop corrective action plans as needed to correct poor performance. Analyze accounts to determine exposure and proper pricing Gathers competitive and product information from the field Responsible for profitability of territory. Trains agency employees on the use of company specific automation systems Reviews loss trends and develops action plans to correct problem areas Supports schedule for large account service plans with claims, loss control, premium audit, and other departments as needed Provides input for agency advisory council meetings Assists in the development of regional goal. This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required. EMPLOYMENT QUALIFICATIONS: EDUCATION: Bachelor's degree in marketing, insurance or related field. Combinations of relevant education and experience in the following areas may be considered in lieu of a degree: Underwriting, marketing, loss prevention, and/or auditing. Continuous learning required, as defined by the Company's learning philosophy. Certification, or progress toward, highly preferred and encouraged. EXPERIENCE: One-year of relevant experience which provides the necessary skills, knowledge and abilities is required. Agency management and marketing experience preferred or with proper education, successful completion of the trainee program. SKILLS/KNOWLEDGE/ABILITIES REQUIRED: Ability to exercise good judgment in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing workers' compensation insurance coverage Ability to initiate insurance transactions in compliance with all policies, procedures, legal and ethical guidelines. Ability to negotiate while establishing a personal rapport and maintaining an effective working and client relationship. Knowledge of workers' compensation insurance and the independent agency system. Ability to apply creative and persuasive techniques to generate new, and maintain, existing business and ability to be creative when presented with unique situation. Ability and proficiency in the use of computers and company standard software. Strong interpersonal skills and ability to create and maintain mutually beneficial relationships. Ability to work with minimum supervision and balance demands of a field position by supporting agents while keeping current with underwriting workload. Ability to perform other assignments at locations outside the office. Ability to support agency relationships and to make sound underwriting decisions. knowledge of appropriate jurisdictional workers compensation laws Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders Ability to analyze territory or region in order to identify problems and take the appropriate corrective action Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making. Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate. Ability to analyze and solve practical problems which deal with a variety of variables. Ability to make and implement competent, independent decisions and to build consensus. Ability to understand and implement audit procedures and processes for agencies. Ability to relocate. WORKING CONDITIONS: Work is performed in the office and occasionally in the field with minimal hazards. Minimal travel is required with occasional overnight stays. May be required to lift and carry computer equipment and other marketing promotional items weighing up to 35 lbs. Must be willing and able to relocate. PAY RANGE: Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $52,700 and $88,,300. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. We are an Equal Opportunity Employer. Diversity is valued and we will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #CIG

We're thrilled that you are interested in joining us here at the Amynta Group! Come "Build" Your Career with Builders & Tradesmen's Insurance Services Builders Tradesmen Insurance Services (BTIS) is nationwide insurance wholesaler focused on servicing Enterprises of all sizes with commercial insurance products. We take pride in our commitment to customer satisfaction, risk management expertise, and fostering a dynamic work environment. BTIS is currently seeking a skilled a Commercial Insurance Underwriter with MGA, MGU or INSURANCE experience to join our Workers Compensation Insurance team. The ideal candidate will play a crucial role in assessing and underwriting commercial insurance applications, ensuring the profitability and sustainability of our business. If you have a strong analytical mindset, excellent communication skills, and a deep understanding of commercial insurance policies, we invite you to apply. Come "Build" Your Career with Builders & Tradesmen's Insurance Services Builders Tradesmen Insurance Services (BTIS) is nationwide insurance wholesaler focused on servicing Enterprises of all sizes with commercial insurance products. We take pride in our commitment to customer satisfaction, risk management expertise, and fostering a dynamic work environment. BTIS is currently seeking a skilled a Commercial Insurance Underwriter with MGA, MGU or INSURANCE experience to join our Workers Compensation Insurance team. The ideal candidate will play a crucial role in assessing and underwriting commercial insurance applications, ensuring the profitability and sustainability of our business. If you have a strong analytical mindset, excellent communication skills, and a deep understanding of commercial insurance policies, we invite you to apply. The Commercial Insurance Underwriter is responsible for the evaluation selection, acceptance, rejection, pricing and servicing of commercial insurance policies within accepted company procedures and guidelines. JOB RESPONSIBILITES INCLUDE: * Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Responds to questions from agents received via telephone, email, chat, mail and fax. * Reviews insurance applications and documentation to determine if the applicant is an acceptable risk in accordance with company guidelines and standards. * Recommends appropriate premiums and coverage for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations. * Prepares written communication on adverse underwriting decisions, proposals, referrals, rate appeals, underwriting requirements, status and declinations. * Analyzes commercial line accounts. * Evaluates pricing and coverage to ensure premiums charged are accurate. * Manages book of business to achieve profitability goals. * Builds productive and positive relationships. * Assists with binding of policies, processing of endorsements, renewal, and new business underwriting. MINIMUM JOB SKILLS, ABILITIES AND QUALIFICATIONS * Bachelor's Degree (and/or combined education and experience) (Required) * 3+ years of underwriting experience * Strong technical underwriting and analytical skills, strong knowledge of Workers Compensation business and products * Knowledge of Microsoft Applications and the ability to learn new software programs *** MUST HAVE MGA, MGU or INSURANCE EXPERIENCE *** * Strong attention to detail, is dependable and follows through. * Ability to analyze data and present recommendations based on outcomes of analysis. * High level of maturity to handle sensitive and confidential situations. * Strong work ethic and excellent time management skills. * Strong interpersonal skills and ability to work well with people throughout the organization. * Willingness to maintain a professional appearance and provide a positive company image. * Willingness to work non-traditional shifts which meet the needs of the team and company. * Ability to handle complex issues and problems and defer to higher-level staff only as needed. PAY RANGE $64,480 to $75,000 and will depend on several factors including geographical location, relevant experience, skills and knowledge pertaining to this role and industry. The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.

Primary Duties & Responsibilities At Globe Life, we continually seek talented Senior Life Insurance Underwriters who can play a pivotal role in the company's expansion. Our thriving and dynamic community offers ample room for professional development, increased earning potential, and a secure work environment. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better. Role Overview: Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters who are open to new opportunities! In this role, you will be responsible for evaluating life insurance applications, making critical decisions on risk selection, and determining whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you'll implement underwriting policies and procedures to efficiently process new business while also collaborating with other departments. This is a remote / work-from-home position. What You Will Do: * Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition. * Implement underwriting policies and procedures for new business processing and other department processes. * Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines. * Report and interpret MIB codes, as well as evaluate results of oral saliva tests and agent verification calls. * Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results. * Respond to customer inquiries regarding dispositions and evaluate health information received with add-ons, modifications, and reinstatements. * Act as the underwriting contact for top-level Agents for information and escalated issues, handling sensitive cases and positive drug screens. * Manage aging cases and referrals from other underwriters and screeners. * Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management. What You Can Bring: * Some college coursework; Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree. * Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses. * Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology. * Minimum of 3 years' experience in an Underwriter role or above. * Daily application of critical thinking and complex problem-solving skills. * Strong verbal and written communication skills. * Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus. Applicable To All Employees of Globe Life Family of Companies: * Reliable and predictable attendance of your assigned shift. * Ability to work full-time and/or part-time based on the position specifications. How Globe Life Will Support You: Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life: * Competitive compensation designed to reflect your expertise and contribution. * Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance. * Robust life insurance benefits and retirement plans, including a company-matched 401 (k) and pension plan. * Paid holidays and time off to support a healthy work-life balance. * Parental leave to help our employees welcome their new additions. * Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals. * Company-paid counseling for assistance with mental health, stress management, and work-life balance. * Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career. * Discounted Texas Rangers tickets for a proud visit to Globe Life Field. Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters. Location: 7677 Henneman Way, McKinney, Texas

Who is Quorum At Quorum Federal Credit Union, we are a cutting-edge credit union that operates as a technology company, delivering innovative financial solutions to our members. As a remote organization, we thrive on collaboration and recognize outstanding performance. We are the ideal workplace for self-motivated individuals who are committed to organizational success and eager to join a dynamic team of professionals. We stand out as a best-in-class employer, offering a unique and supportive work environment that fosters personal and professional growth. Our culture is built on valuing teamwork, recognizing achievements, and providing the tools and resources needed to excel. If you are looking for a place where you can make a meaningful impact, enjoy a flexible and fulfilling work experience, and be part of a forward-thinking team, Quorum Federal Credit Union is the perfect fit for you. Summary We strive for innovation and new ways to solve complex problems to deliver on our promise in creating Banking That's Good. For You. As a Mortgage Underwriter I you will be responsible for independent analysis of moderately complex residential mortgage applications and making sound credit decisions in accordance with investor, agency, and company guidelines. This position supports high application volumes and must consistently achieve production levels, turn times and accuracy expectations. Additionally, this role demonstrates adaptability, embraces new technologies, and contributes to the continual improvement of the underwriting process. Key Job Responsibilities and Accountabilities Complexity: Analyze and independently underwrite moderately complex mortgage products and scenarios, within level of authority. Loan products will evolve over time with our strategic direction, market demand, and alignment with investor and regulatory demands. Loan scenario complexity includes but is not limited to large loan balance, layering risk, varying income sources, multiple income streams, and loan exceptions. Compliance: Underwrite all mortgage loan files in compliance with secondary market guidelines, specific product guidelines, credit union policies and procedures, and banking/Credit Union regulatory requirements. Risk Assessment: Exercise sound, common-sense judgment when evaluating overall loan risk and determining loan eligibility ensuring decisions align with company risk tolerance and lending policies. Production and Turn Times: Achieve required daily production levels and established turn times. Production expectations will increase over time with product/process streamlining and automation. Accuracy: Review and validate standard documentation such as income, asset, credit, and collateral. Maintain exceptional accuracy and consistency in all underwriting functions, ensuring that system data and calculations (e.g., DTI, LTV, rate, and other loan metrics) are accurately updated and aligned with documentation, with minimal to no errors Technology Utilization: Utilize provided automation solutions to ensure efficiency and operational controls. Automation may include but is not limited to Automated Underwriting System (AUS), income calculation, and more. Adopt new automation tools, systems, and process changes as implemented. Loan Stages: Must perform underwriting functions in all stages of the application, including but not limited to initial underwriting decision, reviewing and approving conditions, and completing the final underwriting decision. Pipeline Management: Manage daily pipelines efficiently by prioritizing tasks and communicating proactively with processors and loan officers. This will include managing loans from multiple lending channels including retail, wholesale and correspondent, as well as managing loans in various stages of the application process. Escalation: Identify and escalate higher-risk or exception files to senior underwriting staff as appropriate. Continuous Learning: Stay current with underwriting guidelines and technology and attend training sessions to build product and regulatory knowledge. Collaboration: Exhibit a positive and collaborative team attitude, assisting peers and contributing to a supportive work environment. Maintains a positive work atmosphere by communicating in a manner consistent with professional standards to work effectively with members, co-workers, management, partners and vendors. Other Duties: Performs additional duties as required. Scope The Mortgage Underwriter I works under minimal supervision exercising independent judgment. This person must be action oriented, self-motivated and creative while being highly functional Job Requirements, Competencies, and Skills Bachelor's degree in finance, business administration or other related degree preferred. Minimum of two to six years of related experience at a credit union, bank or other financial institution. Excellent problem-solving, organizational, analytical, verbal and written communication skills. Strong decision making and time management skills with the ability to manage multiple projects/duties. Results driven, service oriented, self-motivated and able to work independently. Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues. Complies with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS. Trustworthy with the ability to maintain highest level of integrity and trust. Proficiency in Microsoft Office, specifically Word, Excel and PowerPoint. Related experience with Encompass loan origination systems. .Environmental / Physical / Mental Requirements The Mortgage Underwriter I performs a major portion of his/her duties through verbal and written communications. It is critical that he / she possess the ability to communicate with clarity, while understanding and explaining complex situations to team members and outside contacts. Accuracy is essential and he / she must possess the ability to proof read documentation and correspondence to insure free of errors and fraud. The person will spend a good portion of the day seated at a workstation, but may also be mobile throughout the credit union for purposes of meetings, working with others, etc. Stable internet connection with speeds high enough for video conferencing and screen sharing Smartphone with current iOS/Android OS Prolonged periods sitting at a workstation and working on a computer Ability to communicate with coworkers and customers via email, chat, teleconference, and/or phone Compliance/legal requirements Quorum is an Equal Employment Opportunity employer. Qualified applicants will be considered for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, marital status, protected veteran status, or disability status.  Quorum will make reasonable accommodations in compliance with the Americans with Disabilities Act of 1990. Reasonable accommodations are available upon request for applicants and/or employees with qualifying disabilities throughout the application and employment process. Qualified Applicants with arrest or conviction records will be considered for employment in accordance with all applicable federal, state, city and local laws, rules, and regulations. This in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. The company reserves the sole right and discretion to make changes to this job description. Each employee is required to uphold the Credit Union's compliance with all policies, procedures, and required regulations including the Bank Secrecy Act and our Anti-Money Laundering policy. This document does not create an employment contract, implied or otherwise, other than an "at-will" relationship. **PLEASE NOTE** We are not able to consider candidates for this role who reside in Montana, Nebraska, Rhode Island, or Puerto Rico Quorum's opportunities are based in the US and US work authorization is required. We are not able to support current or future sponsorship. Salary Range: $31.25 - $36.06 per hour. Individual salary will vary based on skills and experience. Discretionary incentive compensation may be available based on company and individual performance. Benefits: Medical, Vision, Dental, Retirement Benefits, and Paid Time Off (PTO) #LI-Remote