The top 4 Credit Analysis courses you need to take

1. Intro to Commercial Credit Analysis, Credit Risk and Lending

4.4

(2,213)

A comprehensive course designed to furnish credit professionals to make commercial lending decisions based on conclusion-based analysis. Participants will develop their analytical skills through the application of a logically structured framework which we present. Starting with the identification of the deal and credit structure, it logically works through the analysis process from business risk to financial risk then to structural risk. In addition, it will compare and contrast different industry dynamics.  This course contains 42 lectures across 8 sections, introducing and then covering each concept in-depth and providing examples.  More about this course and StarweaverThis course is led by a seasoned commercial and corporate credit industry practitioner and executive with many years of hands-on, in-the-trenches risk analyst work. It has been designed, produced and delivered by Starweaver. Starweaver is one of the most highly regarded, well-established training providers in the world, providing training courses to many of the leading financial institutions and technology companies, including: Ahli United Bank; Mashreqbank; American Express; ANZ Bank; ATT; Banco Votorantim; Bank of America; Bank of America Global Markets; Bank of America Private Bank; Barclay Bank; BMO Financial Group; BMO Financial Services; BNP Paribas; Boeing; Cigna; Citibank; Cognizant; Commerzbank; Credit Lyonnais/Calyon; Electrosonic; Farm Credit Administration; Fifth Third Bank; GENPACT; GEP Software; GLG Group; Hartford; HCL; HCL; Helaba; HSBC; HSBC Corporate Bank; HSBC India; HSBC Private Bank; Legal & General; National Australia Bank; Nomura Securities; PNC Financial Services Group; Quintiles; RAK Bank; Regions Bank; Royal Bank of Canada; Royal Bank of Scotland; Santander Corporate Bank; Tata Consultancy Services; Union Bank; ValueMomentum; Wells Fargo; Wells Fargo India Solutions; Westpac Corporate Bank; Wipro; and, many others. Starweaver has and continues to deliver 1000s of live in-person and online education for organizational training programs for new hires and induction, as well as mid-career and senior-level immersion and leadership courses. If you are looking for live streaming education or want to understand what courses might be best for you in technology or business, just google: starweaver journey builder starweaver[dot]comHappy learning...

2. Banking Credit Analysis Process (for Bankers)

4.5

(2,917)

Are you struggling in understanding banking credit related matters like Financial Ratio Analysis, Cash Flow and Fund Flow Analysis, Working Capital Assessment and products like Cash Credit, Letter of Credit, Bank Guarantee, Buyers Credit, Term Loan appraisal covering Debt Equity Analysis, DSCR, FOIR, etc.? Are you a Finance Professional working on Project Funding for your clients? Are you finding it difficult to write down a comprehensive loan proposal? Are you a Banker aspiring to rise to top in your career? Then this course is for you - Banking Credit Analysis Process. Why you should take this course?Credit Analysis is the core process adopted by any Bank to understand, evaluate and appreciate about the Customers Identity, Integrity, Financial Position, - Repayment Capacity, Etc.          Every Banker should be thorough with Credit Analysis Process because day in day out they have to deal with new customers and before sanctioning any new loans to them, Banker should have made detailed study of their customers. No Banker can raise to top unless he becomes conversant with Credit Analysis Process.  Bank would generally throw employees on to the job before they get opportunity to be trained. This is with more specific reference to Credit Analysis where Bankers should under detailed learning process, else their mistakes in the process will be Very Costly beyond their manageable Position. Hence, this course will provide platform to Bankers to have fall back reference on the Critical Aspects of Credit Analysis Process.  Banking/ Management Consultants can also use this course for the equipping themselves to the expectations of the Bankers while handling Credit Proposals.  By taking this course, you will be able to Write Bank Loan Proposals with better clarity and confidence. You will understand various technical matters written in Bank Loan Proposals. What you will learn by taking this course?By taking this course, you will be exposed toSec 1 - Introduction to Credit AnalysisSec 2 - Financial Statements reading skillSec 3 - How to write Loan Proposal - IntroductionSec 4 - Financial Ratio AnalysisSec 5 - Performance and Financial Indicators Analysis in Loan ProposalSec 6 - Fund Flow Analysis for Identifying Diversion of FundsSec 7 - Cash Flow Analysis for Understanding Cash Generation and MovementSec 8 - Inter-firm Comparison, Internal & External Rating and Review of Conduct of AccountsSec 9 - Review of Audit Reports, Compliances, Contingencies and Risk FactorsSec 10 - Finer Pricing, Review of Defaulters List & Loan PolichySec 11 - Types of Business LoansSec 12 - Working CapitalSec 13 - Cash CreditSec 14 - Non Fund Based Credit FacilitiesSec 15 - Letter of CreditSec 16 - Bank GuaranteeSec 17 - Project ReportSec 18 - Term Loan AppraisalSec 19 - DSCR & FOIR Computation in Term LoanSec 20 - Break Even AnalysisSec 21 - Sensitivity AnalysisSec 22 - Credit RatingSec 23 - Credit ScoringSec 24 - Key Analysis by BankersSec 25 - Marginal Cost of Funds based Lending Rate (MCLR)Sec 26 - Export CreditSec 27 - Terms of Payment in Export TransactionsSec 28 - Export FinanceSec 29 - CMA  (Credit Monitoring Arrangement)Sec 30 - Computerised Accounting SystemSec 31 -  Banking OperationsSec 32 -  Operational Aspects of KYCSec 33 - Loan AccountsSec 34 -  QuizSec 35 - Import FinanceSec 36- Other Banking Products How this course is structured?This  course is structured in self paced learning style. Each and every section of this course is broken down as various micro lectures and then they are substantiated with examples and case studies. Several real world examples are used in this course through case studies. You'll gain authority on each and every topic as i take you through lectures one by one. This  course is presented in simple language with examples. This course has  video lectures (with writings on Black / Green Board / Note book / Talking head, etc).  You would feel you are attending a real class. What are the pre-requisites for taking this course?You would require  good internet connection for interruption free learning process - You can approach this course with fresh mind. How this course will benefit you?At the end of the course, you will be able to approach credit related matters in your bank with high level of confidence and solve real life problems at ease...

3. Credit Risk Analysis and Rating (For Bankers)

4.4

(121)

- English subtitle (Customized) is available for the entire course. Don't forget to turn it on as and when needed. Dear Bankers, Are you someone who is new to credit?Are you someone who has the responsibility of handling large credit but don't have the necessary training to handle it confidently?If you aspire to enter into the Credit Vertical of your bank that may be appraisal, rating, monitoring then please note that now it is mandatory to complete at least one of the credit certificates recognized by RBI and Certificate in Commercial Credit from Moody's Analytics and Certified Credit Professional from IIBF are two of those. This course is intended to provide you a launching pad for those certificate programs. We intend to cover these certificates in four separate courses and this is the first of the four. We have carefully designed the course to keep it as concise as possible, covering the crucial concepts with real life examples. We have correlated the learnings with practical experience from branch banking so that you realize the implications of the concepts you are learning. What will you get out of this course?Get the foundation to credit risk analysisBe confident in deciding the right borrower depending on its risk profileHow to correctly structure a credit dealBe better prepared to appear for credit certifications of Moody's Analytics or IIBFExtensive practice test to test your understandingWho is this course for?Bankers handling creditAnyone preparing for mandatory credit certifications of RBIWhy should you enroll to this course?This course is meant to give an holistic idea of credit risk analysis and credit rating. It begins from the origin of credit risk analysis from BASEL II, why credit risk analysis is crucial and how it is related to the steps of credit lending. It explains industry and business risk, management risk using practical examples. Financial risk is explained using real excel used in banks and practical guidance is provided on how to read and infer from the values. Loss Given Default (LGD) and Exposure at Default (EAD) is explained using simple words in facility risk rating. Finally there is practical guidance on how to structure a credit deal in a way that there are safeguards if anything goes wrong with the lendingThis tutorial is meant for anyone new in credit department or even new branch managers. What this course covers?The Starting PointThe Origin of Credit Risk and Risk Calculation ApproachesWhat are Obligor Risk and Facility Risks ( PD, LGD, EAD)How ratings are done and why external ratings importantRelationship of Credit Ratings with other aspects of creditCredit Risk Analysis and Credit Lending - RelationshipIndustry and Business RiskReal examples of how external factors affect the industry and business riskIndustry risk position of a few common industriesLife Cycles of businesses and industryFactors affecting industry and business risk - with real life examplesManagement RiskReal life case study of assessing management riskFactors determining management risk using real examplesFinancial RiskRatio Analysis, Assessment of loan and Facility Structure- How they are different but connectedLiquidity RatiosTurn Over RatioNon Ratio terminologies - Tangible Net Worth, Adjusted/Effective Tangible Net Worth, Quasi Equity, Capital expenditureSolvency Ratio/ Leverage ratio and understanding Liquidity/ Solvency MatrixCoverage ratiosProfitability RatiosProjections- What to accept and what to not?Facility RiskFactors determining Loss Given Default (LGD)Exposure at Default (EAD)Deal Structure and Internal Monitoring PlanDeal Structure Vs Facility Structure - DifferenceUnderstanding Deal StructureFactors determining a good deal structureDeal Structure Creation and implementationInternal Monitoring PlanCovenants for sanctionPractice TestMore than 100 questions to test your understandingWho this course is for: Credit OfficersBranch managersAspirants of credit certifications of Moody's Analytics or IIBF...