Top 20 companies that use Credit Risk

2. RELX

Most common skills for RELX:

• Saas
• Project Management
• Cloud
• Infrastructure
• Architecture

3. Citi

How Citi uses Credit Risk:

• Risk modeling team oversees credit risk exposure of retail portfolios by developing, validating and implementing quantitative methods.
• Evaluate credit risk, approval of final loan decision and ensure compliance with company policy and procedures.
• Challenged with developing plan to successfully service medium-moderate credit risk business customers to increase market share and profitability.

Most common skills for Citi:

• Customer Service
• Project Management
• Outbound Calls
• UAT
• Unix
• Credit Card

4. Pwc

Most common skills for Pwc:

• Financial Statements
• Project Management
• Real Estate
• Sarbanes-Oxley
• Internal Controls
• ERP

5. USAA

How USAA uses Credit Risk:

• Mitigate credit risks for USAA, including data integrity and validity of information.
• Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted.
• Analyzed highly confidential information across consumer credit profile, mitigating risk based on USAA-assigned credit risks.

Most common skills for USAA:

• Customer Service
• Insurance Policies
• Process Improvement
• Data Analysis
• SAS
• Inbound Calls

6. JPMorgan Chase & Co.

How JPMorgan Chase & Co. uses Credit Risk:

• Assessed and determined credit risk and red flags when making decisions for workout options to prevent fraud and lawsuits against company.
• Analyze and identify credit risks and effectively communicate them to management.
• Assessed credit report and trade lines for 'debt-to-income' ratios and credit risks.

Most common skills for JPMorgan Chase & Co.:

• Customer Service
• QA
• Process Improvement
• Customer Inquiries
• Customer Accounts
• SharePoint

7. Capital One

How Capital One uses Credit Risk:

• Provided independent assessments of the Bank's credit risk environment.
• Assessed credit risk and recommended collateral adjustment as necessary based on financial condition and changes in the marketplace.
• Work with Business Bankers, advising them of inherent credit risks and recommend appropriate intervention strategies.

Most common skills for Capital One:

• Customer Service
• Process Improvement
• Credit Card
• Customer Inquiries
• Java
• Inbound Calls

8. Wells Fargo

How Wells Fargo uses Credit Risk:

• Assessed credit risk and determined credit strategy for portfolio of 130 middle market companies; performed in-depth financial and industry analysis.
• Review assets, employment, and credit documentation for data integrity and credit risk.
• Ensured that the validation of automate underwriting system s information is accurate and finalize credit risk decision within engine.

Most common skills for Wells Fargo:

• Customer Service
• FHA
• Outbound Calls
• Loan Applications
• Bank Products
• Financial Products

9. Citizens Alliance

10. TD Bank

Most common skills for TD Bank:

• Bank Secrecy Act
• Customer Issues
• Customer Service
• Criminal Justice
• Loan Applications
• Bank Policies

11. M&T Bank

How M&T Bank uses Credit Risk:

• Managed credit risk QRM software implementation project.
• Trained junior lenders regarding credit risk, cash flow, statement analysis and problem warning signals.
• Led Credit Risk, Interest Rate Risk and Economic Capital Projects with hand on approach.

Most common skills for M&T Bank:

• Securities
• Customer Service
• Outbound Calls
• Loan Payments
• Origination
• Customer Issues

12. J.P. Morgan

How J.P. Morgan uses Credit Risk:

• Trained staff on credit risk analysis & philosophy.
• Performed credit risk research along the framework that was later implemented in CreditMetrics.
• Analyzed conventional and FHA mortgage applications to determine credit risk and make credit decision.

Most common skills for J.P. Morgan:

• Securities
• Risk Management
• Due Diligence
• Project Management
• Client Relationships
• Java

13. US Foods

Most common skills for US Foods:

• Food Products
• Maintenance Services
• Pallets
• Safety Procedures
• Pallet Jack
• Inventory Control

14. VitalChek

Most common skills for VitalChek:

• Direct Reports
• Scrum
• Java
• Business Development
• Market Research
• End-To-End Testing

15. Bank of America

How Bank of America uses Credit Risk:

• Worked closely with Credit Risk to identify any potential red flags on loans in the pipeline.
• Gathered and analyzed credit risk data to define impact on business operations as appropriate.
• Analyze all conditions escalated for management review to ensure credit risks are properly maintained.

Most common skills for Bank of America:

• Customer Service
• SharePoint
• Credit Card
• Process Improvement
• FHA
• Sigma

16. Pitney Bowes

Most common skills for Pitney Bowes:

• Customer Service
• ISO
• Customer Satisfaction
• Market Analysis
• USPS
• ROI

17. U.S. Bank

How U.S. Bank uses Credit Risk:

• Participate in projects aimed to enhance overall portfolio returns and management of credit risk.
• Communicated credit risk decisions to the partnering individuals within the company, correspondents, and borrowers.
• Assessed credit risk and evaluated borrower characteristics in comparison to evolving consumer credit guidelines.

Most common skills for U.S. Bank:

• Customer Service
• ATM
• Credit Card
• Loan Applications
• Bank Products
• Customer Accounts

18. Huntington National Bank

Most common skills for Huntington National Bank:

• USDA
• Customer Relationships
• Customer Service
• Real Estate
• ATM
• SharePoint

19. First Horizon Bank

Most common skills for First Horizon Bank:

• Automated Underwriting
• FHA
• Management Training
• Account Executives
• Financial Institutions
• Customer Service

20. TransUnion

Most common skills for TransUnion:

• Government Agencies
• F5
• Process Improvement
• Business Continuity
• Linux
• VPN