SMW Financial Credit Union job in Lino Lakes, MN or remote
Job Description
Universal Banker II / Loan officer
Who we are
SMW Financial Credit Union was established in 1953 to assist members' financial needs in a credit cooperative. Our mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school, or volunteers in Anoka, Hennepin, Ramsey, or Washington Counties of Minnesota. We play an active role in supporting those communities through volunteerism and financial education. offer everything from home-buying seminars to loan and deposit products, to investment services, to free financial advice to our members.
At SMW, you're part of a team that is energetic, hardworking, and dedicated. We're proudly building the best possible team to serve the needs of our members.
Our philosophy is member-centric - loyal members are the key to our success, so we are service-oriented team players with strong interpersonal skills, and great attitudes and are adaptable to a changing environment. We hold to the adage “hire for attitude and train for skill.”
Founded on the credit union motto of “people helping people,” we look for candidates who want to make a difference. We have the tools and training for the right individuals to live our member-centric philosophy - to build trusting relationships and strong financial futures.
Description
SMW Financial Credit Union has an immediate need for a Universal Banker II/Loan Officer at our Lino Lakes branch. New hires will receive a $1000.00 sign-on bonus ($500 after 90 days, $500 aftwr 180 days). This position is responsible for establishing and strengthening member relationships by acting as a trusted advisor in identifying sales opportunities beneficial to each member. A Universal Banker II is responsible for opening and closing accounts, originating, underwriting and closing loans, cross selling products and services by providing personal and excellent member service. In addition, this position acts as back-up to the frontline staff as business needs dictate.
Minimum Qualifications
High School Diploma or GED
2 years of banking and lending experience
Background study and credit checks required
Proven sales experience
Previous experience meeting lending goals
Ability and willingness to work out of our Maplewood branch as business needs dictate
Proficient knowledge of MS Office Software
High degree of accuracy and close attention to detail
Excellent verbal and written communication skills
Ability to problem solve and multitask in a busy environment while maintaining a member focused professional demeanor.
Proven team player
Ability to sit or stand for long periods of time
The physical demands described herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Job Type: Full-time
Benefits:
At SMW, we emphasize the importance of teamwork, an ongoing commitment to learning and training, and a positive work environment. Employees receive generous and comprehensive benefits packages which include:
401(k)
401(k) matching
Dental/Vision insurance
Flexible spending account and health savings account
Traditional and High Deductible health plan options available including no-cost plans.
Life insurance
Paid time off, including Federal Holidays
Employee Assistance Program
Optional AFLAC supplemental insurance
Education and training opportunities
Physical setting:
Office
Schedule:
7.5-8 hour shift
Weekend availability, typically once every 5 weeks (Working from home answering phone calls Saturdays 8:45-12:15)
Supplemental pay types:
Signing bonus
Ability to commute/relocate:
Lino Lakes, MN 55014: Reliably commute or planning to relocate before starting work (Required)
Application Question(s):
In your recent work history have you worked for the same employer for at least one year?
Do you have access to reliable transportation?
Education:
High school or equivalent (Required)
Experience:
Sales: 1 year (Required)
Cash handling: 1 year (Required)
Banking: 2 years (Required)
Microsoft Office: 1 year (Preferred)
Work Location: One location, occasionally may work at our Maplewood office.
$30k-37k yearly est. 24d ago
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Indirect Lending Specialist / Universal Banker II
SMW Financial Credit Union 3.8
SMW Financial Credit Union job in Lino Lakes, MN
Job Description
A Career with Purpose. A Team with Heart. A Mission that Matters.
Are you ready to grow your lending career while making a real difference in the financial lives of everyday people? At SMW Financial Credit Union, we're not just processing transactions-we're building relationships, strengthening communities, and helping members achieve long‑term financial success.
We're looking for an Indirect Lending Specialist / Universal Banker II who thrives in a fast‑paced environment, enjoys building strong partnerships, and is passionate about delivering exceptional member service. If you love lending, value teamwork, and want to work for an organization that truly lives the credit union philosophy of
People Helping People
, this is the role for you.
What You'll Do
In this dynamic hybrid role, you'll support both indirect auto lending and in‑branch universal banking, giving you variety, growth, and the chance to make a meaningful impact every day.
Indirect Lending
Review, underwrite, and approve indirect auto loans
Build and manage your own loan portfolio
Maintain strong relationships with dealers and finance managers
Ensure timely turnaround and accurate documentation
Support dealer visits and maintain market knowledge of new/used vehicles
Universal Banker II
Open and service consumer deposit accounts
Originate and close consumer loans (auto, personal, and more)
Provide financial guidance and education to members
Cross‑sell products that genuinely support member needs
Assist with branch operations and frontline support
What Makes You a Great Fit
You're someone who brings both expertise and heart to the job. You enjoy helping members, solving problems, and building trust. You're motivated by goals, energized by relationships, and committed to doing what's right.
You Bring:
2+ years of banking and lending experience
At least 1 year of indirect auto lending experience
Proven success meeting sales and loan production goals
Strong communication, accuracy, and relationship‑building skills
Ability to work independently and as part of a collaborative team
Comfort working in a fast‑paced environment with shifting priorities
Why You'll Love Working Here
At SMW Financial Credit Union, you'll find:
A supportive, member‑focused culture
Opportunities for professional growth and advancement
A team that values integrity, service, and community
A workplace where your ideas and contributions matter
A mission-driven environment where you can make a real impact
You'll also enjoy a stable schedule, occasional Saturday rotation, and the opportunity to work at multiple branch locations as needed.
We invest in our people with a generous and comprehensive benefits packages which include:
$1,000 sign-on bonus ($500 after 90 days, $500 after 180 days)
401(k) with matching
Dental/Vision insurance
Flexible spending account and health savings account
Incentive pay
Traditional and High-Deductible health plan options available including no-cost plans.
STD, LTD, Life insurance
Paid time off, plus Federal Holidays
Employee Assistance Program
Optional AFLAC supplemental insurance
Support for learning and growth through paid development & volunteer opportunities
Be Part of Something Bigger
If you're ready to take the next step in your lending career-and you want to do it in a place where people come first-we'd love to meet you.
Apply today and help us build trusted relationships and strong financial futures.
$30k-37k yearly est. 20d ago
Universal Banker II / Loan Officer
SMW Financial Credit Union 3.8
SMW Financial Credit Union job in Lino Lakes, MN or remote
Universal Banker II / Loan officer
Who we are
SMW Financial Credit Union was established in 1953 to assist members' financial needs in a credit cooperative. Our mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school, or volunteers in Anoka, Hennepin, Ramsey, or Washington Counties of Minnesota. We play an active role in supporting those communities through volunteerism and financial education. offer everything from home-buying seminars to loan and deposit products, to investment services, to free financial advice to our members.
At SMW, you're part of a team that is energetic, hardworking, and dedicated. We're proudly building the best possible team to serve the needs of our members.
Our philosophy is member-centric - loyal members are the key to our success, so we are service-oriented team players with strong interpersonal skills, and great attitudes and are adaptable to a changing environment. We hold to the adage “hire for attitude and train for skill.”
Founded on the credit union motto of “people helping people,” we look for candidates who want to make a difference. We have the tools and training for the right individuals to live our member-centric philosophy - to build trusting relationships and strong financial futures.
Description
SMW Financial Credit Union has an immediate need for a Universal Banker II/Loan Officer at our Lino Lakes branch. New hires will receive a $1000.00 sign-on bonus ($500 after 90 days, $500 aftwr 180 days). This position is responsible for establishing and strengthening member relationships by acting as a trusted advisor in identifying sales opportunities beneficial to each member. A Universal Banker II is responsible for opening and closing accounts, originating, underwriting and closing loans, cross selling products and services by providing personal and excellent member service. In addition, this position acts as back-up to the frontline staff as business needs dictate.
Minimum Qualifications
High School Diploma or GED
2 years of banking and lending experience
Background study and credit checks required
Proven sales experience
Previous experience meeting lending goals
Ability and willingness to work out of our Maplewood branch as business needs dictate
Proficient knowledge of MS Office Software
High degree of accuracy and close attention to detail
Excellent verbal and written communication skills
Ability to problem solve and multitask in a busy environment while maintaining a member focused professional demeanor.
Proven team player
Ability to sit or stand for long periods of time
The physical demands described herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Job Type: Full-time
Benefits:
At SMW, we emphasize the importance of teamwork, an ongoing commitment to learning and training, and a positive work environment. Employees receive generous and comprehensive benefits packages which include:
401(k)
401(k) matching
Dental/Vision insurance
Flexible spending account and health savings account
Traditional and High Deductible health plan options available including no-cost plans.
Life insurance
Paid time off, including Federal Holidays
Employee Assistance Program
Optional AFLAC supplemental insurance
Education and training opportunities
Physical setting:
Office
Schedule:
7.5-8 hour shift
Weekend availability, typically once every 5 weeks (Working from home answering phone calls Saturdays 8:45-12:15)
Supplemental pay types:
Signing bonus
Ability to commute/relocate:
Lino Lakes, MN 55014: Reliably commute or planning to relocate before starting work (Required)
Application Question(s):
In your recent work history have you worked for the same employer for at least one year?
Do you have access to reliable transportation?
Education:
High school or equivalent (Required)
Experience:
Sales: 1 year (Required)
Cash handling: 1 year (Required)
Banking: 2 years (Required)
Microsoft Office: 1 year (Preferred)
Work Location: One location, occasionally may work at our Maplewood office.
$30k-37k yearly est. 60d+ ago
Indirect Lending Specialist / Universal Banker II
SMW Financial Credit Union 3.8
SMW Financial Credit Union job in Lino Lakes, MN
A Career with Purpose. A Team with Heart. A Mission that Matters.
Are you ready to grow your lending career while making a real difference in the financial lives of everyday people? At SMW Financial Credit Union, we're not just processing transactions-we're building relationships, strengthening communities, and helping members achieve long‑term financial success.
We're looking for an Indirect Lending Specialist / Universal Banker II who thrives in a fast‑paced environment, enjoys building strong partnerships, and is passionate about delivering exceptional member service. If you love lending, value teamwork, and want to work for an organization that truly lives the credit union philosophy of
People Helping People
, this is the role for you.
What You'll Do
In this dynamic hybrid role, you'll support both indirect auto lending and in‑branch universal banking, giving you variety, growth, and the chance to make a meaningful impact every day.
Indirect Lending
Review, underwrite, and approve indirect auto loans
Build and manage your own loan portfolio
Maintain strong relationships with dealers and finance managers
Ensure timely turnaround and accurate documentation
Support dealer visits and maintain market knowledge of new/used vehicles
Universal Banker II
Open and service consumer deposit accounts
Originate and close consumer loans (auto, personal, and more)
Provide financial guidance and education to members
Cross‑sell products that genuinely support member needs
Assist with branch operations and frontline support
What Makes You a Great Fit
You're someone who brings both expertise and heart to the job. You enjoy helping members, solving problems, and building trust. You're motivated by goals, energized by relationships, and committed to doing what's right.
You Bring:
2+ years of banking and lending experience
At least 1 year of indirect auto lending experience
Proven success meeting sales and loan production goals
Strong communication, accuracy, and relationship‑building skills
Ability to work independently and as part of a collaborative team
Comfort working in a fast‑paced environment with shifting priorities
Why You'll Love Working Here
At SMW Financial Credit Union, you'll find:
A supportive, member‑focused culture
Opportunities for professional growth and advancement
A team that values integrity, service, and community
A workplace where your ideas and contributions matter
A mission-driven environment where you can make a real impact
You'll also enjoy a stable schedule, occasional Saturday rotation, and the opportunity to work at multiple branch locations as needed.
We invest in our people with a generous and comprehensive benefits packages which include:
$1,000 sign-on bonus ($500 after 90 days, $500 after 180 days)
401(k) with matching
Dental/Vision insurance
Flexible spending account and health savings account
Incentive pay
Traditional and High-Deductible health plan options available including no-cost plans.
STD, LTD, Life insurance
Paid time off, plus Federal Holidays
Employee Assistance Program
Optional AFLAC supplemental insurance
Support for learning and growth through paid development & volunteer opportunities
Be Part of Something Bigger
If you're ready to take the next step in your lending career-and you want to do it in a place where people come first-we'd love to meet you.
Apply today and help us build trusted relationships and strong financial futures.
Zippia gives an in-depth look into the details of SMW FINANCIAL CREDIT UNION, including salaries, political affiliations, employee data, and more, in order to inform job seekers about SMW FINANCIAL CREDIT UNION. The employee data is based on information from people who have self-reported their past or current employments at SMW FINANCIAL CREDIT UNION. The data on this page is also based on data sources collected from public and open data sources on the Internet and other locations, as well as proprietary data we licensed from other companies. Sources of data may include, but are not limited to, the BLS, company filings, estimates based on those filings, H1B filings, and other public and private datasets. While we have made attempts to ensure that the information displayed are correct, Zippia is not responsible for any errors or omissions or for the results obtained from the use of this information. None of the information on this page has been provided or approved by SMW FINANCIAL CREDIT UNION. The data presented on this page does not represent the view of SMW FINANCIAL CREDIT UNION and its employees or that of Zippia.
SMW FINANCIAL CREDIT UNION may also be known as or be related to SMW FINANCIAL CREDIT UNION.