Southern Bank and Trust Company jobs - 86 jobs

Full-time Description Administers trust, conservatorship, estate, agency and retirement plan accounts, assists in operational areas within the department, solicits new business and performs any necessary Bank training; oversees Bank stock transfer and dividend payment functions. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: • Where the Bank is named Personal Representative, ensures that the Will is probated, assets are marshaled, an inventory is filed with the court, and estate administration duties are carried out • Handles correspondence in connection with any account relationship, including personal trust matters • Maintains communication with beneficiaries of respective personal trusts • Assist public account firms, the FDIC or OFIR, and external auditors during their examinations of the Trust Department • Maintains contact with members of the legal, accounting, and other professions to identify new business prospects • Ensures that financial or other required reports are prepared to ensure grantors, beneficiaries, and the Probate Court are provided with timely financial information • Ensures that income and other required tax returns are prepared and filed when due. Ensures timely payment of individual estimated taxes • Is responsible for administration of retirement plan accounts • Assists in reviewing the trust accounting system and other operation software that is utilized •Attend educational seminars to stay current on trust operations, trust administration, retirement plan changes, etc., as needed •Responsible for tax reporting for the department •Responsible for specific client accounts including annual administrative review, meetings with clients and keeping file documentation current •Member of the Trust Administration and Investment Committee and participates in Directors Trust Committee meetings •Responsible for setting up investment review reports for Trust Administration and Investment Committee and Directors Trust Committee meetings •Works with the Senior Investment Officer on the investment portfolios of personal trust or other accounts •Actively solicits new business prospects; makes sales and/or new business calls •Reviews and places security orders from custodial customers •Assists shareholders and works with AST on stock transfer and dividends for Southern Michigan Bancorp •Maintains effective communication with other bank officers and new accounts personnel to promote referral of trust customers •Maintains communication with the professional community to identify new business prospects •Participates in professional and civic organization activities to promote a high profile for the bank in community and business prospects SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: •Associate's degree in business or finance desirable. •Three to give years of trust experience with additional trust education, prior banking experience, and/or financial planning experience. •Effective interpersonal and communication (written and verbal) skills. Regularly communicate with clients, management, realtors, attorneys, accountants, and appraisers. Must be able to work with attorneys, realtors, appraisers, and accountants with both integrity and assertiveness. •Excellent verbal and written communication skills relating to communication with clients and professionals through routine reports and composition or original correspondence. •Ability to read and interpret technical documents and federal regulations. •Ability to speak effectively with groups of clients, prospects, and professionals. •Thorough knowledge of the banking industry. •Knowledge of federal and state trust regulations and rules and the ability to stay abreast of changes or modifications thereof. •Strong analytical, problem-solving, research, interpretive, and decision-making skills to identify, evaluate, and resolve issues/cases; interpret data to provide solutions. •Proficient computer skills (i.e., Microsoft Word, Excel, Outlook, any other software, etc.) •Professional demeanor and interaction with all customers (internal and external) and a proactive team attitude •Ability to work effectively in a team-oriented environment as well as independently. •Ability to pay attention to detail while handling a high volume of work with multiple interruptions. •Ability to work under minimal supervision, take initiative, problem-solve, work under time-sensitive deadlines, and handle multiple projects at once. Excellent time management, organization, and project management skills. •Any equivalent combination of education, experience, and training that provides the required knowledge, skills, and abilities. INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, “Quality Customer Service” manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus.

Be You. Be Independent! Are you an experienced Mortgage Loan Officer, with proven networking and relationship-building skills, looking to take the next step in your career? If so, we need you! At Independent Bank we celebrate your unique self and empower you to make a difference. Guided by our core values of courage, drive, integrity, people focus and teamwork , we provide a supportive environment where you can thrive, grow your career and contribute meaningfully to shaping the financial future of our customers and communities; inspiring financial independence today, with tomorrow in mind. About the Job: Join Independent Bank as a Mortgage Loan Officer! We're seeking motivated individuals with a proven track record of success to help our customers achieve their home ownership dreams. Reporting to the Area Mortgage Sales Manager, you'll originate various residential mortgage loans and participate in business development initiatives within your local community. Embrace our mission of inspiring financial independence today, with tomorrow in mind by becoming a key player in transforming how our customers finance their homes. Apply now to be part of our driven and innovative team! Why You Should Apply: Competitive compensation package. A knowledgeable, goal-driven, and exciting team of colleagues. Exposure to different areas of banking and the ability to work with leaders within the industry. Community-focused events and volunteer opportunities. What You Will Do: Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement. Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to: Communicate and interview borrowers to determine the best programs available for the borrower's income, asset, and credit profile. Assist borrowers with the application process utilizing Blend and Encompass. Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting. Price and lock interest rates and monitor lock expiration dates. Assist operations as needed during the process of the loan. Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable. Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community. Performs other related duties as assigned. What We're Looking For: High school diploma or equivalent education required. Bachelor's degree or equivalent years of working experience preferred. 3+ years of sales experience, originating real estate mortgage loans preferred. Excellent interpersonal, presentation, and communication skills. Proven networking and relationship-building skills. Be YOU. Be Independent!

Job DescriptionDescription: Administers trust, conservatorship, estate, agency and retirement plan accounts, assists in operational areas within the department, solicits new business and performs any necessary Bank training; oversees Bank stock transfer and dividend payment functions. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: • Where the Bank is named Personal Representative, ensures that the Will is probated, assets are marshaled, an inventory is filed with the court, and estate administration duties are carried out • Handles correspondence in connection with any account relationship, including personal trust matters • Maintains communication with beneficiaries of respective personal trusts • Assist public account firms, the FDIC or OFIR, and external auditors during their examinations of the Trust Department • Maintains contact with members of the legal, accounting, and other professions to identify new business prospects • Ensures that financial or other required reports are prepared to ensure grantors, beneficiaries, and the Probate Court are provided with timely financial information • Ensures that income and other required tax returns are prepared and filed when due. Ensures timely payment of individual estimated taxes • Is responsible for administration of retirement plan accounts • Assists in reviewing the trust accounting system and other operation software that is utilized •Attend educational seminars to stay current on trust operations, trust administration, retirement plan changes, etc., as needed •Responsible for tax reporting for the department •Responsible for specific client accounts including annual administrative review, meetings with clients and keeping file documentation current •Member of the Trust Administration and Investment Committee and participates in Directors Trust Committee meetings •Responsible for setting up investment review reports for Trust Administration and Investment Committee and Directors Trust Committee meetings •Works with the Senior Investment Officer on the investment portfolios of personal trust or other accounts •Actively solicits new business prospects; makes sales and/or new business calls •Reviews and places security orders from custodial customers •Assists shareholders and works with AST on stock transfer and dividends for Southern Michigan Bancorp •Maintains effective communication with other bank officers and new accounts personnel to promote referral of trust customers •Maintains communication with the professional community to identify new business prospects •Participates in professional and civic organization activities to promote a high profile for the bank in community and business prospects SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: •Associate's degree in business or finance desirable. •Three to give years of trust experience with additional trust education, prior banking experience, and/or financial planning experience. •Effective interpersonal and communication (written and verbal) skills. Regularly communicate with clients, management, realtors, attorneys, accountants, and appraisers. Must be able to work with attorneys, realtors, appraisers, and accountants with both integrity and assertiveness. •Excellent verbal and written communication skills relating to communication with clients and professionals through routine reports and composition or original correspondence. •Ability to read and interpret technical documents and federal regulations. •Ability to speak effectively with groups of clients, prospects, and professionals. •Thorough knowledge of the banking industry. •Knowledge of federal and state trust regulations and rules and the ability to stay abreast of changes or modifications thereof. •Strong analytical, problem-solving, research, interpretive, and decision-making skills to identify, evaluate, and resolve issues/cases; interpret data to provide solutions. •Proficient computer skills (i.e., Microsoft Word, Excel, Outlook, any other software, etc.) •Professional demeanor and interaction with all customers (internal and external) and a proactive team attitude •Ability to work effectively in a team-oriented environment as well as independently. •Ability to pay attention to detail while handling a high volume of work with multiple interruptions. •Ability to work under minimal supervision, take initiative, problem-solve, work under time-sensitive deadlines, and handle multiple projects at once. Excellent time management, organization, and project management skills. •Any equivalent combination of education, experience, and training that provides the required knowledge, skills, and abilities. INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, “Quality Customer Service” manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus. Requirements:

About this role: Wells Fargo is seeking a Senior Lead Commercial Banking Business Development Representative for clients with annual revenue of 100MM to 2B covering the southeastern Michigan area to increase momentum and drive growth with a focused effort exclusively on sourcing new customer relationships. Learn more about the career areas and lines of business at ************************** In this role, you will: * Lead complex market and other large scale planning efforts with Commercial Banking Business Development, by conducting competitive analyses, leveraging business tools, and applying market insights to identify areas of opportunity * Review and analyze complex, multi-faceted or larger scale prospects' needs and Wells Fargo's offerings, considering profitability and risk to Commercial Banking * Make decisions in complex and multi-faceted situations within the Commercial Banking Business Development group requiring solid understanding of relevant policies, procedures, and compliance requirements that influence and lead team to meet deliverables and drive new initiatives * Strategically collaborate and consult with peers, colleagues, and middle to senior level managers to resolve prospects' issues while achieving Wells Fargo's business objectives, by helping prospects navigate processes and escalating inquiries when needed; serve as a mentor for less experienced colleagues * Identify and source complex prospects and engage in both cold and warm outreach, and lead team to employ strategies focused on generating new, profitable Commercial Banking relationships * Understand the full suite of financial solutions offered by Wells Fargo to Commercial Banking clients and the financial solutions currently used by each prospect * Collaborate with relationship managers and product organizations in prospect interactions through closing of the first transactions, by leading internal coordination to develop and present financial solutions to prospects Required Qualifications: * 7+ years of Commercial Banking Business Development experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: * Comprehensive knowledge and understanding of core banking products and services, such as commercial lending and treasury management * Completion of formal credit training program * Commercial banking account relationship management experience for clients with annual revenue of $100MM to $2B * Demonstrated experience working collaboratively to deliver the organization to clients and prospects Job Expectations: * This position is not eligible for Visa sponsorship * Specific compliance policies may apply regarding outside activities or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process * Travel: Ability to travel up to 25%of the time # Commercial Banking Posting End Date: 30 Mar 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Be Proud, Be You, Be Independent! Join our expanding team at Independent Bank's NEW Macomb location! At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company. We also recognize the importance of career growth, which is why we are proud to offer an exciting and fulfilling Career Path for all of our Retail Branch employees. Whether you're an experienced banking professional, or excited to begin a lucrative career in banking, our Career Path offers self-directed growth opportunities allowing for the freedom and flexibility to advance at your own pace. This Career Path covers everything from conducting financial transactions, to educating clients on products and services, building client rapport, and even originating client loans. Beginning as a Client Service Associate allows you to learn the basics about Independent Bank's culture, policies and procedures. From there, you will be equipped with all of the materials necessary to advance through the Career Path, at the rate that suits you, with the potential to earn more as you learn more! The following paragraphs explain the different levels of the Career Path, including the duties and responsibilities of each level. Please note, this position is a floating position requiring time spent at multiple branches throughout any given week. The branches required for this position are: * Monroe Center * Cedar Springs * Holland * Muskegon * Rockford * East Beltline * Standale * Sparta * Plainfield * Cascade * Howard City * Sand Lake Client Service Associate 1 As a Client Service Associate (CSA), you are the face of the bank, providing incomparable service to our clients every day, every time. In this position, you will focus on learning and/or reviewing basic banking transactions, and the fundamental banking terms, products, and services offered by Independent Bank. This position is similar to a traditional "bank teller" role with self-guided growth opportunities. * Assist clients with transaction services and provide solutions in a friendly and efficient manner. * Deliver financial solutions to clients utilizing the Independent Bank products and services. * Gain an understanding of the basic framework of Independent Bank accounts. * Become skilled with regards to conducting different types of transactions for clients. * Utilize all available technology to perform daily tasks. Client Service Associate 2 As a Client Service Associate 2 (CSA2), you are the face of the bank, providing incomparable service to our clients every day, every time. In this position, you will continue to grow the knowledge, skills and abilities necessary to better service Independent Bank clients and offer appropriate products, services and solutions. This position is similar to a traditional "bank teller" role with self-guided growth opportunities. * Assist clients with transaction services and provide solutions in a friendly and efficient manner and with credibility. * Strengthen your understanding of the basic framework of Independent Bank business accounts. * Become proficient with regards to conducting different types of transactions for clients. * Demonstrate Independent Bank digital products and services fluently and possess the ability to assist clients with navigation. * Begin to recognize opportunities to deliver financial solutions, and meet client needs, with Independent Bank products and services. * Identify client referral opportunities to appropriate team members. * 1+ years of community banking experience. * Develop and maintain skills necessary to accurately and proficiently open new accounts and increase client relationships. * Ability to have meaningful financial conversations with clients during all interactions. * Maintain ongoing communication with clients following internal processes and procedures. * Capable of self-directed development of product knowledge with a continual focus on learning all aspects of product offerings. Client Service Specialist As a Client Service Specialist (CSS), you are responsible for keeping everything running smoothly behind the scenes, as well as making our clients feel welcomed, engaged, and significant. In this position, you will apply the knowledge, skills and abilities acquired from previous banking and customer service roles to better serve Independent Bank clients and offer appropriate products, services and solutions. This position is similar to the traditional "lead teller" or "personal banker" role with self-guided growth opportunities. * Assist clients with transaction services and provide solutions in a friendly and efficient manner. * Exemplify professional knowledge on the framework of Independent Bank business accounts. * Recognize opportunities to meet client needs with Independent Bank products and services, as well as offering appropriate solutions. * Identify client referral opportunities to appropriate team members. * Take consumer loan applications in response to client inquiries. * Responsible for advanced branch operations tasks such as, but not limited to, client service requests, vault, ATM duties, cash items, debit/credit card disputes, instant issue debit cards and wire transfers. * Demonstrate Independent Bank digital products and services fluently and possess the ability to assist clients with navigation. * Advanced proficiency with Independent Bank products and services. * Accountable for participating in IB Edge Sales Management routines such as roadmaps and check-ins. * 2+ years of community banking experience or high level customer service and cash handling experience. * Capability to develop and maintain skills necessary to accurately and proficiently open new accounts and increase client relationships. * Ability to have in-depth, proactive financial conversations with clients during all interactions, and follow through on the results of those conversations. * Maintain ongoing communication with clients following internal processes and procedures. * Capable of self-directed development of product knowledge with a continual focus on learning all aspects of product offerings. Client Service Expert As a Client Service Expert (CSE) you are responsible for keeping everything running smoothly behind the scenes, as well as making our clients feel welcomed, engaged, and significant. In this position, you will apply the knowledge, skills and abilities acquired in previous positions and will serve as a mentor and instructor for other team members in advancing their skills. This position is a step above a traditional, more experienced "lead teller" or "personal banker" role with self-guided growth opportunities. * Assist clients with transaction services and provide solutions in a friendly and efficient manner. * Exemplify professional knowledge on the framework of Independent Bank business accounts. * Demonstrated ability to make personal connections, engage and educate clients, ask open-ended questions, and listen in order to establish trust and build lasting relationships. * Take consumer loan applications in response to client inquiries, as well as originate and close consumer loans. * Responsible for advanced branch operations tasks such as, but not limited to, client service requests, vault, ATM duties, cash items, debit/credit card disputes, instant issue debit cards and wire transfers. * Demonstrate Independent Bank digital products and services fluently and possess the ability to assist clients with navigation. * Advanced proficiency with Independent Bank products and services. * Accountable for preparation of, and participation in, IB Edge Sales Management routines. * Possess the drive, initiative and knowledge to provide financial options for clients using a consultative approach. * Partner with specialists (Financial Advisors, Mortgage Originators, Commercial Lenders, etc.) to connect clients with experts who can assist with specialized needs. * 3+ years of community banking experience * NMLS registration under the SAFE Act of 2008. * Capability to develop and maintain skills necessary to accurately and proficiently open new accounts and increase client relationships. * Ability to have in-depth, proactive financial conversations with clients during all interactions, and follow through on the results of those conversations. * Maintain ongoing communication with clients following internal processes and procedures. * Capable of self-directed development of product knowledge with a continual focus on learning all aspects of product offerings. * Seek out leadership opportunities and develop skills necessary to be a successful leader such as coaching, having difficult conversations, community involvement and change management. Why You Should Apply: * Competitive hourly pay and great benefits. * Accommodating and flexible paid time off. * A knowledgeable, goal-driven, and exciting team of colleagues. * Numerous advancement opportunities with structured, personalized career paths and mentoring. * Exposure to different areas of banking and the ability to work with leaders within the industry. * Extensive training on all areas and aspects of the banking field to help you reach your highest potential. * Community-focused events and volunteer opportunities. What We're Looking For: * High school diploma or equivalent education is required. * Willingness to travel to other branches in the region as scheduled (listed in opening paragraphs above). * Outstanding client service skills. * Cash handling experience is preferred, but it is not required as we provide ample training. * The ability to adapt and adjust to new ideas, processes, workflows, and systems. * Ability to thrive in a fast-paced and rapidly changing environment while maintaining a commitment to accuracy, timeliness, and client focus. * Excellent interpersonal, presentation, and communication skills. This includes verbal and non-verbal forms of communication, email and phone etiquette, and the ability to work cohesively as part of a team. * A strong desire to be a part of the Independent Bank family while contributing to our growth and success. This is an exciting step in a journey to creating a fulfilling and rewarding career at Independent Bank. We are excited to have you join our team!

Join a growing community bank in Southeast Michigan. Bank Michigan is currently seeking qualified applicants for the position of Credit Analyst II. Some hybrid-remote flexibility available; however, candidate must reside within a commutable distance to one of the Bank Michigan offices for a minimum of 3 days/week in office. JOB SUMMARY Evaluates the financial condition of individuals and businesses applying for credit with the Bank. Prepares spreadsheets, financial spreads, reports, summaries and opinions for Loan Officers on new, renewal and existing loans. Provides more in-depth analysis and is able to identify trends. Oversees, provides guidance/training and may direct the work of other Credit Analysts. Makes recommendations to loan committee based on analysis and conformity to loan policy. Conducts loan file review and tracks financial reporting and covenants. Job Responsibilities: Primary: Assists in the administration of the company's commercial loan portfolios, to include credit risk management and the accurate and timely underwriting of loans to maintain quality control and minimize losses. Executes loan policies and ensures that deviations from policy are properly reported. Assists in the review and interpretation of new pending laws and regulations that potentially affect the organization's business practices. Takes the lead on more complex credit files and consults with Senior/Chief Credit Officer on complex or unusual loan relationships as needed. Provides direction to other Credit Analysts, providing guidance, training and mentoring to less experienced analysts. Tracking and recording of annual customer tax returns as well as monthly and quarterly financial statements. Updating the core system with the necessary information for the asset-based lending controls. Reviews lending policies regularly. Orders and reviews required loan due diligence, including but not limited to appraisals, evaluations, valuations, and environmental reports. Assists in the coordination with compliance manager regarding examination of lending practices and compliance with banking lending regulations. Prepares presentations concerning credit risk under the direction of the Chief Credit Officer for senior staff and board. Assists in the company's loan/overdrawn account collections process. Assists the Senior/Chief Credit Officer with monthly and quarterly reports for senior staff and board. Serves as a resource for credit policy and procedure interpretation for commercial lending officers. Conducts regular Loan Reviews of commercial, residential and consumer loan files, as needed. Acts as an advocate for the Bank in all interactions both internally and externally, including overall product knowledge of deposit and loans for aligning customers/prospects with the products that best meet their needs. Attend regular trainings/seminars both inside and outside the bank, as needed. Works harmoniously and collaboratively with team members to accomplish bank objectives. Other: Assist with other duties as assigned. Job Requirements: Education: Bachelor's Degree in business, accounting, economics, finance or equivalent combination of education/experience. Required Knowledge, Skills, Abilities, Training and Experience: Minimum of 3+ years of prior commercial credit analysis experience required. Superior attention to detail and problem-solving abilities. Successful completion of in-house training program. Ability to work autonomously and with little guidance. Displays the confidence and competence to gain/maintain the Bank's credibility. Takes initiative to learn, develop oneself and see things through from start to finish. Excellent interpersonal communication, problem solving and computer skills; ability to operate standard office equipment. Essential Physical Requirements: Ability to converse verbally and in writing with others. Ability to utilize general office equipment, Internet and various business software programs (i.e. MS office). Ability to travel within the community to attend various events and meetings. See attached job description for full position details. EEO Statement: Bank Michigan provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Further, the company takes affirmative action to ensure that applicants are treated fairly during employment without regard to any of these characteristics. Discrimination of any type will not be tolerated. Must successfully complete a comprehensive background check.

About this role: Wells Fargo is seeking a Branch Support Manager in Wealth and Investment Management as part of Wells Fargo Advisors. Learn more about the career areas and business divisions at wellsfargo In this role, you will: * Lead or participate in support functions for multiple business groups and contribute to large scale strategic initiatives * Lead in the execution of various supervisory approvals for the Brokerage Support team including, supervisory review and approval of operational transaction requests including but not limited to, asset movement, account maintenance, order errors, document approvals and various remediation projects to ensure timely completion, quality, and compliance * Lead, participate and collaborate with peers, colleagues and mid-level managers in adherence, development and interpretation of policies, procedures, and compliance requirements * Act as the primary point of escalation for operational controls, technology and service inquiries from Financial Advisors, Client Associates, Operations and other branch and Support Center employees to resolve complex issues related to work allocation, and daily operations * Lead or participate in research and resolving moderately complex business, operational, and strategic initiatives that require analytical skills, basic knowledge of organizational strategy, policies, procedures, and compliance requirements * Work independently to identify, strategize and make recommendations for support function by providing support and leadership * Provide leadership in management of relationships, participate in planning and execution of programs, services, and initiatives that may include risk mitigation, efficiency, and customer experience with cross functional business partners * Identify and provide consultation on opportunities for process improvement and risk control development * Lead and support the onboarding, training, recognition, engagement, and development of new and existing Client Associates within designated markets * Lead projects, teams or serve as a mentor for those who are less experienced; guide talent development and assist local management in hiring talent for Client Associates within assigned markets Required Qualifications: * 4+ years of Financial Services Industry experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education * US only: Successfully completed Financial Industry Regulatory Authority (FINRA) Series 7 and 63 or 7 and 66 examinations (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration Desired Qualifications: * 1+ years of leadership experience * Knowledge and understanding of branch exams and regulatory requirements from an operational support perspective * Strong client service skills * Strong attention to detail and accuracy skills * Effective organizational, multi-tasking, and prioritizing skills * Strong verbal, written, and interpersonal communication skills * MS Office (Teams, Outlook, Word, Excel, PowerPoint) experience Job Expectations: * US only: Obtaining and/or maintaining appropriate FINRA license(s) is required for ongoing employment in this position. FINRA Series 65 or 66 examinations or equivalent must be completed within either a 90 or 180-day time period, depending upon number of license(s) needed if not immediately available to transfer upon hire. FINRA recognized equivalents will be accepted. This will be communicated at time of offer acceptance. Compliance with state law registration and licensing requirements is mandatory. In addition to state registration and licensing requirements, specific product licenses or SAFE licensing may apply. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA licensing review process at the time of offer acceptance. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite is required * This role requires a FINRA supervisory license and may require working in the assigned office location for at least one year from the hire date. Any supervisory role employee holding a FINRA supervisory license, who has answered affirmatively to certain Form U4 Section 14 regulatory questions/disclosures, will be ineligible to work from a location other than their assigned office location * Ability to travel up to 20% Posting End Date: 22 Jan 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Be Proud. Be You. Be Independent! Are you an experienced Commercial Banker with formal Credit training looking to advance in your career? If so, we need you! At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company. About the Job: Join Independent Bank as a Commercial Banker to originate and service secured commercial loans - with a focus on Commercial & Industrial (C&I) and Commercial Real Estate (CRE) lending - and help advance our mission of inspiring financial independence today with tomorrow in mind! This role offers immediate production opportunities, including the chance to assume part of an existing portfolio and step into established client relationships. Why You Should Apply: * Comprehensive total rewards package. * A knowledgeable, goal-driven, and exciting team of colleagues. * Exposure to different areas of banking and the ability to work with leaders within the industry. * Community-focused events and volunteer opportunities. What You Will Do: * Establishes relationships and generates business from new and existing customers. * Cross-sells other products and services and generates fee income for the bank. * Interview applicants regarding financing information. * Maintain productive relationships between the branches, mortgage loan officers, and the commercial loan department. * Build a solid relationship between the current customer base and Independent Bank. Cross-sell bank products and services to new and existing customers. * Exercise sound judgment and assertiveness in addressing complex problems and concerns. * Makes decisions on loans and terms within approved limits. * Monitors existing portfolio to ensure compliance with loan agreement terms and financial trends/developments. * Target and establish new customers within the market by participating in various community/professional activities. * Utilize the branch network to solicit new business while identifying existing customers with larger lending needs. * Ensure all documentation gets to the loan file. Ensure fee production for the bank by cross selling cash management services, investment services, and commercial loan fees. * Monitor and reduce the delinquency average for commercial loans. * Provides customer service and loan structuring training to junior lending staff. * Performs other related duties as assigned. Knowledge, Skills, and Abilities: * Bachelor's degree in Finance preferred (or equivalent years of working experience). * Formal credit training preferred. * Credit analysis and business development/lending experience required with 5+ years of commercial lending experience. * Excellent interpersonal, presentation and communication skills. * Aptitude for finance and have the ability to exercise sound judgment and business decisions. * Strong business development skills. * Personal Computer skills are also required, preferably Microsoft Office. Be Proud. Be YOU. Be Independent!

Job DescriptionDescription: Performs a variety of duties to provide customer service by explaining and processing financial services, and correct records by performing the following duties. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: • Travel to multiple branches within county to assist where needed • Build and maintain customer relations by providing high quality service • Assist customer from start to finish acting as a full relationship manager • Interview customers to obtain information and proactively sell all bank products and services, including but not limited to Checking, Savings, Individual Retirement Accounts, Certificates of Deposits and Savings Bonds • Open new accounts using needs-based techniques • Discuss, sell, complete application and close consumer loans • Discuss, sell, and refer electronic services, Wealth Management and Commercial/Mortgage loan services • Solve branch operations matters • Understand and support marketing initiatives • Clean and organize branch/work area • Service, audit, and balance drawers, vault, TCRs, PTM, coin machine and other branch technology within established guidelines • Prepare, verify, and order incoming and outgoing cash shipments • Prepare and sign cashier's checks, loan checks, and wires within assigned limits • Open, close and lead the branch during absence of management • Close accounts when necessary • Discuss and process overrides for lesser experience tellers • Mentor/train incoming Tellers/Universal Bankers SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: • High School Diploma or general education degree (GED); and one to three weeks training and at least one-year equivalent combination of education and experience. • Customer service, cash handling and banking experience preferred. • Attentiveness to detail. • Basic computer skills including Microsoft Word and Excel. • General math skills. • Jack Henry suite of programs including Xperience and Synapsys. • TCR, PTM, and coin machine knowledge. INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, “Quality Customer Service” manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus. REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. WORK ENVIRONMENT: The noise level in the work environment is usually moderate/conversational. Requirements:

Be You. Be Independent! Are you experienced in Banking, Mortgage Servicing, and/or Customer Service and looking to advance in your career? If so, we need you! At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company. About the Job: Independent Bank is seeking an Escrow Specialist to join our Loan Servicing team! You will be responsible for managing daily escrow functions and activities, ensuring compliance with regulations and investor requirements. This role demands a solid understanding of escrow processes and regulatory standards, along with the ability to execute tasks with accuracy and efficiency. If you possess a keen eye for detail and are knowledgeable in escrow regulations, we want you on our team. Elevate your career by contributing to a dynamic and compliance-focused team environment, where your expertise will be both valued and utilized. Apply today to help us inspire financial independence today, with tomorrow in mind . Why You Should Apply: Comprehensive total rewards package. A knowledgeable, goal-driven, and exciting team of colleagues. Exposure to different areas of banking and the ability to work with leaders within the industry. Community-focused events and volunteer opportunities. What You Will Do: Responsible for daily escrow opening, sorting, and distributing all incoming mail. Preparing and mailing escrow correspondence to customers. Verifying and processing payments for all escrow-related transactions for hazard, flood, mortgage insurance, tax, and private mortgage insurance. Verifying tax or insurance lines are accurately identified within the servicing system for both escrowed and non-escrowed loans. Pay taxes, verify amounts, and balance bills. Accept incoming escrow calls from customers. Make outbound calls to customers and various escrow companies and/or agents to obtain necessary information and documentation. Call a representative to answer, respond, and research customer concerns or questions. Activate, cancel, and process lender places hazard insurance and tax processes. Responsible for flood insurance verification. Performs other related duties as assigned. Knowledge, Skills, and Abilities: High school diploma or equivalent required. 2+ years mortgage loan equivalent of working experience. Excellent interpersonal, presentation and communication skills. Understand and be knowledgeable of all assigned systems. Identify and maintain efficiencies within the department. Strong leadership skills required. Must possess the ability to work under pressure, handle multiple tasks, and be a self-starter. Ability to prioritize is essential. Strong technical and mathematical-based knowledge. Math, problem-solving, research, and organizational skills required. Assist in audit preparation and review. Be YOU. Be Independent!

Part-time Description This position assists with all aspects of customer contact along with processing, balancing, monitoring, researching, and reporting of all duties and responsibilities within the Contact Center of the Operations Department. The Operations department consists of 3 areas with defined functions. Cross training is required across areas to increase efficiency, consistency, and knowledge. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: · Answer customer inquiries and questions, handle complaints, troubleshoot problems and provide information for all incoming customer calls, chats, and emails · Manage large amounts of inbound and outbound calls in a timely manner · Build sustainable relationships and engage customers by offering exceptional customer service · Follow communication scripts and procedures · Handle customer inquiries both telephonically and in writing · Verify customer identity per bank policy · Identify and clarify customers' needs using active listening · Route calls to appropriate resources when necessary · Research required information using available resources · Provide customers with product and service information and seize opportunities to offer additional products or services when they arise · Follow up customers calls when necessary · Manage and resolve customer complaints · Identify and escalate unresolved or priority issues to appropriate personnel in a timely manner · Update job knowledge by participating in educational opportunities · Actively use bank products to improve knowledge and performance level · Maintain required databases by entering information · Enter customer information into bank systems and forms · Keep equipment operational by following established procedures and reporting malfunctions · Assist Personal Teller Machine (PTM) customers with basic teller functions via webcam including deposits, withdrawals, transfers, loan payments, and cashing checks · Verify customer identity per bank policy · Identify when holds must be placed on checks and process them appropriately · Fill in and provide responses to verification requests · Monitor reports for appropriate account withdrawal signatures when required · Review submitted file maintenance documentation · Gather missing documentation as needed · Scan physical documents for optical safekeeping · Review scanned documents for correct filing prior to purge of physical document · Review and approve or reject checks presented through mobile deposit · Identify when holds must be placed on checks and process them appropriately SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: · High School Diploma or equivalent. · General banking or contact center experience preferred. · Basic computer experience including Microsoft Word, Excel, and database knowledge along with proficient typing skills. · Excellent verbal and written communication skills, including the ability to effectively compose original correspondence and verbally exchange information with customers, clients, and other employees of the organization. · Excellent customer service skills including the ability to interpret the needs of customers and effectively resolve any problems to ensure complete satisfaction. · Basic math skills, including the ability to calculate fractions, decimals, and percentages · Ability to apply common sense understanding to carry out verbal and written instructions and deal with standardized and unique situations. INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, “Quality Customer Service” manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus. REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. WORK ENVIRONMENT: The noise level in the work environment is usually moderate/conversational.

Chemical Bank aims to create a personal bond with each community we serve and every small business, family or customer that walks in our door. With 3,500 employees, we are now the largest banking company headquartered in Michigan. We have 249 banking centers across a three state footprint serving over 500,000 households. On March 14, 2017 we celebrated our 100th anniversary and we look forward to the next 100 years of building strong bonds with our customers and communities! Job Description As a Chemical Banker, you will join other professionals who share our community banking philosophy of making a positive impact where we live, work and play. You will be a part of a growing community bank that believes in the dreams of its customers and employees alike. With Chemical Bank, you will make a difference in your community while enjoying excellent benefits and top career opportunities. You will work with Commercial Lending Officers to provide and assist with an underwriting analysis and loan structure that accurately determines the credit worthiness of commercial credit customers and identifies and mitigates key risks. Job Duties: Prepare underwriting analysis for new loan requests, loan renewals and modifications, which includes a detailed analysis of financial performance, financial condition, financial projections, and identification of key risks and mitigating factors. The main underwriting projects will be with the Bank's largest commercial customers. As part of the credit write-up process, ask the questions that allow a deep understanding of the company and the associated risks. Write an objective narrative on the credit worthiness of the loan proposal. Assist the commercial relationship managers with loan structure, including covenant package, reporting requirements, advance rates and pricing. Proactively communicate timely updates and deliver final loan presentations within the established service standard timeframe. Assist commercial relationship managers on customer/prospect calls and assist with tracking financial reporting and monitoring requirements, including covenants and borrowing bases. Assist the commercial relationship managers with credit approval presentations. Participate in developmental events and programs as requested by the Bank Take a dynamic approach to the job by initiating actions and making decisions. Mentor new credit analysts as the opportunities arise. Perform additional duties and special projects as assigned. Qualifications Required Knowledge/Skills/Abilities: Bachelor's Degree in Finance, Accounting or Business Administration, or equivalent work experience. At least 4 years of recent regional commercial credit analyst experience with proven ability to work on increasingly complex deals. Completion of a formal credit training program is preferred. Working knowledge of and compliance with Bank Policies, Procedures and Regulations. Excellent analytical skills. Demonstrate attention to detail and accuracy. Possess the drive to work through a deal until it is done. Ability to prioritize, plan and organize work. Deliver on time, every time. Excellent verbal and written communication skills. Proficient user of Microsoft Word and Excel. Ability to make effective written and oral presentations. Has the personal drive and is self-motivated to learn and grow professionally. Additional Information All your information will be kept confidential according to EEO guidelines.

Part-time Description Performs a variety of duties to provide customer service by explaining and processing financial services, and correct records by performing the following duties. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: • Build and maintain customer relations by providing high quality service • Assist customer from start to finish acting as a full relationship manager • Interview customers to obtain information and proactively sell all bank products and services, including but not limited to Checking, Savings, Individual Retirement Accounts, Certificates of Deposits and Savings Bonds • Open new accounts using needs-based techniques • Discuss, sell, complete application and close consumer loans • Discuss, sell, and refer electronic services, Wealth Management and Commercial/Mortgage loan services • Solve branch operations matters • Understand and support marketing initiatives • Clean and organize branch/work area • Service, audit, and balance drawers, vault, TCRs, PTM, coin machines and other branch technology within established guidelines • Prepare, verify, and order incoming and outgoing cash shipments • Prepare and sign cashier's checks, loan checks, and wires within assigned limits • Open, close and lead the branch during absence of management • Close accounts when necessary • Discuss and process overrides for lesser experienced tellers • Mentor/train incoming Tellers/Universal Bankers SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: •High School Diploma or general education degree (GED); and one to three weeks training and at least one-year equivalent combination of education and experience. •Customer service, cash handling and banking experience preferred. •Attentiveness to detail. •Basic computer skills including Microsoft Word and Excel. •General math skills. •Jack Henry suite of programs including Xperience and Synapsys. •TCR, PTM, and coin machine knowledge. INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, “Quality Customer Service” manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus.

Be Proud. Be You. Be Independent! Are you an experienced Commercial Banker with formal Credit training looking to advance in your career? If so, we need you! At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company. About the Job: Join Independent Bank as a Commercial Banker to originate and service secured commercial loans - with a focus on Commercial & Industrial (C&I) and Commercial Real Estate (CRE) lending - and help advance our mission of inspiring financial independence today with tomorrow in mind! This role offers immediate production opportunities, including the chance to assume part of an existing portfolio and step into established client relationships. Why You Should Apply: Comprehensive total rewards package. A knowledgeable, goal-driven, and exciting team of colleagues. Exposure to different areas of banking and the ability to work with leaders within the industry. Community-focused events and volunteer opportunities. What You Will Do: Establishes relationships and generates business from new and existing customers. Cross-sells other products and services and generates fee income for the bank. Interview applicants regarding financing information. Maintain productive relationships between the branches, mortgage loan officers, and the commercial loan department. Build a solid relationship between the current customer base and Independent Bank. Cross-sell bank products and services to new and existing customers. Exercise sound judgment and assertiveness in addressing complex problems and concerns. Makes decisions on loans and terms within approved limits. Monitors existing portfolio to ensure compliance with loan agreement terms and financial trends/developments. Target and establish new customers within the market by participating in various community/professional activities. Utilize the branch network to solicit new business while identifying existing customers with larger lending needs. Ensure all documentation gets to the loan file. Ensure fee production for the bank by cross selling cash management services, investment services, and commercial loan fees. Monitor and reduce the delinquency average for commercial loans. Provides customer service and loan structuring training to junior lending staff. Performs other related duties as assigned. Knowledge, Skills, and Abilities: Bachelor's degree in Finance preferred (or equivalent years of working experience). Formal credit training preferred. Credit analysis and business development/lending experience required with 5+ years of commercial lending experience. Excellent interpersonal, presentation and communication skills. Aptitude for finance and have the ability to exercise sound judgment and business decisions. Strong business development skills. Personal Computer skills are also required, preferably Microsoft Office. Be Proud. Be YOU. Be Independent!

Job DescriptionBe You. Be Independent! Are you an experienced Mortgage Loan Officer, with proven networking and relationship-building skills, looking to take the next step in your career? If so, we need you! At Independent Bank we celebrate your unique self and empower you to make a difference. Guided by our core values of courage, drive, integrity, people focus and teamwork , we provide a supportive environment where you can thrive, grow your career and contribute meaningfully to shaping the financial future of our customers and communities; inspiring financial independence today, with tomorrow in mind. About the Job: Join Independent Bank as a Mortgage Loan Officer! We're seeking motivated individuals with a proven track record of success to help our customers achieve their home ownership dreams. Reporting to the Area Mortgage Sales Manager, you'll originate various residential mortgage loans and participate in business development initiatives within your local community. Embrace our mission of inspiring financial independence today, with tomorrow in mind by becoming a key player in transforming how our customers finance their homes. Apply now to be part of our driven and innovative team! Why You Should Apply: Competitive compensation package. A knowledgeable, goal-driven, and exciting team of colleagues. Exposure to different areas of banking and the ability to work with leaders within the industry. Community-focused events and volunteer opportunities. What You Will Do: Solicits residential mortgages through relationships built with realtors, builders, major employers, and community involvement. Provides service to customers and prospective customers seeking residential mortgages. Such service includes but is not limited to: Communicate and interview borrowers to determine the best programs available for the borrower's income, asset, and credit profile. Assist borrowers with the application process utilizing Blend and Encompass. Ensure necessary documentation is uploaded from the borrower to complete loan applications for submittal to underwriting. Price and lock interest rates and monitor lock expiration dates. Assist operations as needed during the process of the loan. Make appropriate introductions to other departments in the bank to offer borrowers other bank products, if applicable. Continually network to build relationships, attend functions, provide education and services to realtors, builders, and other partners in the community. Performs other related duties as assigned. What We're Looking For: High school diploma or equivalent education required. Bachelor's degree or equivalent years of working experience preferred. 3+ years of sales experience, originating real estate mortgage loans preferred. Excellent interpersonal, presentation, and communication skills. Proven networking and relationship-building skills. Be YOU. Be Independent!

Full-time Description This position is responsible for overseeing the preparation and execution of commercial loan packages and maintaining all necessary loan documentation. Will assist one or more commercial loan officers, handling loans that are confidential and complex in nature. All other duties and responsibilities as assigned. ESSENTIAL DUTIES, RESPONSIBILITIES, SKILLS: · Reviews and prepares loan packages and documentation following underwriting guidelines and policies. · Will prepare loan documents to protect the bank's security position. These may include but not be limited to various types of promissory notes, sworn statements, security agreements, addendum and mortgages. · Will type letters, memos and reports for loan officers. · Will screen incoming telephone calls, respond and write routine correspondence for loan officers. · May be required to meet with customers and close small business loans. · Complies and prepares month-end and quarter-end reports that are reviewed at the monthly Board of Directors meetings. · Will order Third Party loan documentation such as title commitments, title searches, real estate valuations, and insurance with proper coverage as requested for loan officers. · Collect pending loan documentation and assist loan officers with the delivery of documents. · Prepares and sends notices on denied credit applications. · Advances commercial credit lines and floor plan lines of credit. · Will assist customers with problems, billing, accounts or loans. · Helps cross train and assist others in the Commercial Loan and Credit Departments. SUPERVISORY RESPONSIBILITIES: None QUALIFICATION REQUIREMENTS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily and maintain confidentiality and professionalism. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions. EDUCATION and/or EXPERIENCE: · High School Diploma or Equivalent. · Basic computer experience including Windows, Microsoft Word, and Excel. · Proficient typing skills. · Ability to interpret the needs of customers and effectively resolve any problems to ensure complete satisfaction. · Basic math skills including the ability to calculate fractions, decimals and percentages. · Ability to apply common sense understanding to carry out verbal and written instructions and deal with standardized and unique situations. · Excellent customer service skills. INTERPERSONAL SKILLS: This position is required to deal with internal as well as external customers, in a positive, “Quality Customer Service” manner. An open, willing to assist approach to work is expected along with the ability to work beyond their normal job duties as the situation requires. Interpersonal and problem-solving skills are required. This position will have access to highly confidential information that must be handled in a professional manner. PHYSICAL DEMANDS: While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; use hands to finger, handle or feel; and reach with hands and arms. The employee is occasionally required to stand; walk; climb or balance; stop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 15 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, distance, color vision, depth perception and ability to adjust focus. REASONING ABILITY: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form. WORK ENVIRONMENT: The noise level in the work environment is usually moderate/conversational.

About this role: Wells Fargo is seeking a Branch Support Manager in Wealth and Investment Management as part of Wells Fargo Advisors. Learn more about the career areas and business divisions at wellsfargo In this role, you will: * Lead or participate in support functions for multiple business groups and contribute to large scale strategic initiatives * Lead in the execution of various supervisory approvals for the Brokerage Support team including, supervisory review and approval of operational transaction requests including but not limited to, asset movement, account maintenance, order errors, document approvals and various remediation projects to ensure timely completion, quality, and compliance * Lead, participate and collaborate with peers, colleagues and mid-level managers in adherence, development and interpretation of policies, procedures, and compliance requirements * Act as the primary point of escalation for operational controls, technology and service inquiries from Financial Advisors, Client Associates, Operations and other branch and Support Center employees to resolve complex issues related to work allocation, and daily operations * Lead or participate in research and resolving moderately complex business, operational, and strategic initiatives that require analytical skills, basic knowledge of organizational strategy, policies, procedures, and compliance requirements * Work independently to identify, strategize and make recommendations for support function by providing support and leadership * Provide leadership in management of relationships, participate in planning and execution of programs, services, and initiatives that may include risk mitigation, efficiency, and customer experience with cross functional business partners * Identify and provide consultation on opportunities for process improvement and risk control development * Lead and support the onboarding, training, recognition, engagement, and development of new and existing Client Associates within designated markets * Lead projects, teams or serve as a mentor for those who are less experienced; guide talent development and assist local management in hiring talent for Client Associates within assigned markets Required Qualifications: * 4+ years of Financial Services Industry experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education * US only: Successfully completed Financial Industry Regulatory Authority (FINRA) Series 7 and 63 or 7 and 66 examinations (or FINRA recognized equivalents) sufficient to qualify for immediate FINRA registration Desired Qualifications: * 1+ years of leadership experience * Knowledge and understanding of branch exams and regulatory requirements from an operational support perspective * Strong client service skills * Strong attention to detail and accuracy skills * Effective organizational, multi-tasking, and prioritizing skills * Strong verbal, written, and interpersonal communication skills * MS Office (Teams, Outlook, Word, Excel, PowerPoint) experience Job Expectations: * US only: Obtaining and/or maintaining appropriate FINRA license(s) is required for ongoing employment in this position. FINRA Series 65 or 66 examinations or equivalent must be completed within either a 90 or 180-day time period, depending upon number of license(s) needed if not immediately available to transfer upon hire. FINRA recognized equivalents will be accepted. This will be communicated at time of offer acceptance. Compliance with state law registration and licensing requirements is mandatory. In addition to state registration and licensing requirements, specific product licenses or SAFE licensing may apply. Additional requirements include meeting enhanced financial fitness and criminal background standards. Wells Fargo will initiate the FINRA licensing review process at the time of offer acceptance. For specific FINRA qualification exams obtained after 9/30/2018, the Securities Industry Essentials (SIE) exam co-requisite is required * This role requires a FINRA supervisory license and may require working in the assigned office location for at least one year from the hire date. Any supervisory role employee holding a FINRA supervisory license, who has answered affirmatively to certain Form U4 Section 14 regulatory questions/disclosures, will be ineligible to work from a location other than their assigned office location * Ability to travel up to 20% Posting End Date: 22 Jan 2026 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

Be You. Be Independent! Are you experienced in Banking, Mortgage Servicing, and/or Customer Service and looking to advance in your career? If so, we need you! At Independent Bank we promote a culture that encourages professional growth and embraces the collective sum of your individual differences, life experiences, knowledge, innovation, self-expression, unique capabilities and talent. We value diversity of thought, ideas, and background. Our inclusive and collaborative culture helps us find the best solutions to meet the needs of our clients and company. About the Job: Independent Bank is seeking an Escrow Specialist to join our Loan Servicing team! You will be responsible for managing daily escrow functions and activities, ensuring compliance with regulations and investor requirements. This role demands a solid understanding of escrow processes and regulatory standards, along with the ability to execute tasks with accuracy and efficiency. If you possess a keen eye for detail and are knowledgeable in escrow regulations, we want you on our team. Elevate your career by contributing to a dynamic and compliance-focused team environment, where your expertise will be both valued and utilized. Apply today to help us inspire financial independence today, with tomorrow in mind. Why You Should Apply: * Comprehensive total rewards package. * A knowledgeable, goal-driven, and exciting team of colleagues. * Exposure to different areas of banking and the ability to work with leaders within the industry. * Community-focused events and volunteer opportunities. What You Will Do: * Responsible for daily escrow opening, sorting, and distributing all incoming mail. * Preparing and mailing escrow correspondence to customers. * Verifying and processing payments for all escrow-related transactions for hazard, flood, mortgage insurance, tax, and private mortgage insurance. * Verifying tax or insurance lines are accurately identified within the servicing system for both escrowed and non-escrowed loans. * Pay taxes, verify amounts, and balance bills. * Accept incoming escrow calls from customers. * Make outbound calls to customers and various escrow companies and/or agents to obtain necessary information and documentation. * Call a representative to answer, respond, and research customer concerns or questions. * Activate, cancel, and process lender places hazard insurance and tax processes. * Responsible for flood insurance verification. * Performs other related duties as assigned. Knowledge, Skills, and Abilities: * High school diploma or equivalent required. * 2+ years mortgage loan equivalent of working experience. * Excellent interpersonal, presentation and communication skills. * Understand and be knowledgeable of all assigned systems. * Identify and maintain efficiencies within the department. * Strong leadership skills required. * Must possess the ability to work under pressure, handle multiple tasks, and be a self-starter. * Ability to prioritize is essential. * Strong technical and mathematical-based knowledge. * Math, problem-solving, research, and organizational skills required. * Assist in audit preparation and review. Be YOU. Be Independent!

Join a growing community bank in Southeast Michigan. Bank Michigan is currently seeking qualified applicants for the position of Credit Analyst II. Some hybrid-remote flexibility available; however, candidate must reside within a commutable distance to one of the Bank Michigan offices for a minimum of 3 days/week in office. JOB SUMMARY Evaluates the financial condition of individuals and businesses applying for credit with the Bank. Prepares spreadsheets, financial spreads, reports, summaries and opinions for Loan Officers on new, renewal and existing loans. Provides more in-depth analysis and is able to identify trends. Oversees, provides guidance/training and may direct the work of other Credit Analysts. Makes recommendations to loan committee based on analysis and conformity to loan policy. Conducts loan file review and tracks financial reporting and covenants. Job Responsibilities: Primary: Assists in the administration of the company's commercial loan portfolios, to include credit risk management and the accurate and timely underwriting of loans to maintain quality control and minimize losses. Executes loan policies and ensures that deviations from policy are properly reported. Assists in the review and interpretation of new pending laws and regulations that potentially affect the organization's business practices. Takes the lead on more complex credit files and consults with Senior/Chief Credit Officer on complex or unusual loan relationships as needed. Provides direction to other Credit Analysts, providing guidance, training and mentoring to less experienced analysts. Tracking and recording of annual customer tax returns as well as monthly and quarterly financial statements. Updating the core system with the necessary information for the asset-based lending controls. Reviews lending policies regularly. Orders and reviews required loan due diligence, including but not limited to appraisals, evaluations, valuations, and environmental reports. Assists in the coordination with compliance manager regarding examination of lending practices and compliance with banking lending regulations. Prepares presentations concerning credit risk under the direction of the Chief Credit Officer for senior staff and board. Assists in the company's loan/overdrawn account collections process. Assists the Senior/Chief Credit Officer with monthly and quarterly reports for senior staff and board. Serves as a resource for credit policy and procedure interpretation for commercial lending officers. Conducts regular Loan Reviews of commercial, residential and consumer loan files, as needed. Acts as an advocate for the Bank in all interactions both internally and externally, including overall product knowledge of deposit and loans for aligning customers/prospects with the products that best meet their needs. Attend regular trainings/seminars both inside and outside the bank, as needed. Works harmoniously and collaboratively with team members to accomplish bank objectives. Other: Assist with other duties as assigned. Job Requirements: Education: Bachelor's Degree in business, accounting, economics, finance or equivalent combination of education/experience. Required Knowledge, Skills, Abilities, Training and Experience: Minimum of 3+ years of prior commercial credit analysis experience required. Superior attention to detail and problem-solving abilities. Successful completion of in-house training program. Ability to work autonomously and with little guidance. Displays the confidence and competence to gain/maintain the Bank's credibility. Takes initiative to learn, develop oneself and see things through from start to finish. Excellent interpersonal communication, problem solving and computer skills; ability to operate standard office equipment. Essential Physical Requirements: Ability to converse verbally and in writing with others. Ability to utilize general office equipment, Internet and various business software programs (i.e. MS office). Ability to travel within the community to attend various events and meetings. See attached job description for full position details. EEO Statement: Bank Michigan provides equal employment opportunity to all individuals regardless of their race, color, creed, religion, gender, age, sexual orientation, national origin, disability, veteran status, or any other characteristic protected by state, federal, or local law. Further, the company takes affirmative action to ensure that applicants are treated fairly during employment without regard to any of these characteristics. Discrimination of any type will not be tolerated. Must successfully complete a comprehensive background check.