Spencer Savings Bank jobs - 67 jobs

Job Title VP & C&I RELATIONSHIP MANAGER Department Commercial & Industrial Lending Reports to (Title) VP & DIRECTOR, C&I LENDING Job Code E-18 BASIC FUNCTION Responsible for generating C&I business by focusing on developing new business relationships and a strong referral network - specifically with accountants, public agencies, attorneys, and Chambers of Commerce. MAJOR RESPONSIBILITIES Cultivates referrals from branch network for business-related products and services. Participates in meetings of branch offices to enlist their consistent support and heightened awareness of new products and services. Prospects for new business customers via networking, cold-calling and telemarketing. Successfully develops new business and manages relationships to retain business over the long-term. Makes telephone and personal calls and presentations to customers and potential customers. Tracks and reports sales results on a monthly basis. Supports Branch business development activities. Insures the profitability and credit quality of the portfolio in accordance with SSB's credit policy. Manages the day-to-day credit process, including credit write-ups, customer inquiries, and deal structures. Gathers financial information, prepares loan proposals, and manages several aspects of the underwriting function. Monitors quality of existing accounts. Verifies that potential loans conform to policy. Ensures that necessary documentation is completed and requests additional data as needed. Confers with superiors on difficult or sensitive issues. Ensures strong, effective market share of the products and services by providing direction and information on the products and applications and related services. Keeps abreast of the products, applications, technical service, market conditions, and competitive activities. Performs other duties as required. JOB REQUIREMENTS Education: College Degree; or a combination of education and experience equivalent to an undergraduate degree. Experience: Minimum of 3 years C&I lending experience required. Excellent verbal/written communication skills. Capability of working independently in a fast-paced and changing environment. Good organizational and sales skills to facilitate and cultivate all leads. Credit and risk analysis skills required - with a working knowledge of various financing options. Goal oriented individual - displaying self-motivation and initiative. Excellent teamwork skills required. Basic knowledge of word processing and spreadsheet software required. Strong customer service skills required. Benefits Holidays Vacation Health/Dental Vision Service Plan Short Term Disability Long Term Disability Life Insurance Flexible Spending Accounts 401k Savings Plan Tuition Reimbursement Employee Assistance Program Free Employee Checking Account

Mechanics Bank is currently searching for a full time Customer Service Supervisor to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Kahala Branch, Hawaii. In this role, you will serve in a leadership capacity to assist the branch manager in motivating and supporting Customer Service Representative (CSR) staff to participation in branch sales efforts, exemplary customer service, and sound branch operations. In conjunction with Branch Manager: Responsible for scheduling, supervising and coaching Customer Service Representative (CSR) staff, managing paying, receiving and new account operations, and ensuring branch regulatory compliance. You will model exemplary sales and service skills and coach teams to explore customer needs and sell appropriate bank products and services, including referrals to other business units. You may provide remote approvals for overrides to other branch locations, resolve customer issues, and actively interact with internal support areas. What you will do: Leadership Activities: Works with Branch Manager to coach CSR staff for improved job performance, assists manager with performance reviews and develops individual performance goals. Provides input on hiring and termination activities. Positively recognizes staff for exceptional customer service, sales, and operations. Actively engages staff to cultivate and encourage professional development. Develops strong internal partnerships with support teams, marketing and other sales production areas. Provides sales and service training targeted to branch needs and specific development goals of CSR staff. Works with Branch Manager to set team goals and motivates staff to success. Presents at staff meetings and may conduct offsite presentations such as Financial Literacy Training and Bank at Work presentations. Sales Activities: Actively profiles new and existing clients, ensuring appropriate sales of bank deposit and lending products. Actively initiates partner referrals when appropriate to client needs. Works with branch manager to motivate and coach CSR staff to desired production levels. Assists Branch Manager with sales programs to generate targeted branch deposit growth. Works closely with Branch Manager on business customer prospecting/business development, including outside calling. Branch Operations Activities: Schedules CSR staff to ensure appropriate lobby coverage. Works with CSR staff to ensure effective lobby management and a positive customer experience. Keeps CSR staff current with operational standards and procedures, performs and reviews internal audits, ensuring adherence to policies and procedures. Maintains branch security by coaching and training staff in security procedures. Ensures controls are maintained over items such as keys, combinations, security signals and cash limits. Determines rejects /returns in adherence with guidelines determined by Retail Leadership. As needed, assists customers with paying and receiving activities and account servicing, always remaining vigilant to support of customer needs. Ensures appropriate assignment of ATM servicing and cash vault duties, may assume these duties. May provide remote approvals to CSR staff at other branch locations. Service Activities: Consistently models exemplary customer service. Coaches CSR staff to enhanced customer service levels. Actively listens to clients and maintains a friendly, positive, professional attitude. Resolves difficult situations with creativity, tact and diplomacy while maintaining fiscal responsibility. Partners with Branch Manager to perform customer retention activities. Participates in a minimum of 2 community involvement activities per year. Works with Branch Manager and Marketing team to determine sponsorship opportunities each year. Who you are: High School diploma or GED required. Minimum 5 years of job experience as a Senior CSR/New Accounts Representative or equivalent. Ability to demonstrate leadership ability in an operations area related to Bank or retail operations. Professional staff development, performance management, training, and employee counseling skills are preferred. Proven ability to lead and develop a team is preferred. Proven history of negotiation and influencing skills. Proven sales techniques and sales management skills. Technical skills and experience to operate teller software, Word, Excel, and other bank-related computer programs. Strong customer relations skills and the ability to communicate and work well with employees and customers in a cooperative, positive manner. Must be a self-starter, dependable, able to work within deadlines under pressure. Must possess excellent judgment, and the ability to accept responsibility and handle confidential information. Ability to work quickly and accurately, to analyze information and make decisions. #LI-DNI Pay Range: $22.54 - $38.32 hourly Eligible for commission/incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

Mechanics Bank is currently searching for an Area Production Manager to join our team at our Watsonville Branch. Manages a Retail Branch and a group of Retail Branches within a defined production area. Provides direct supervision to Branch Managers and Branch Services Managers within their assigned Area. Oversees all aspects of production ensuring performance aligns with the Bank's goals and standards, while ethically supporting the financial needs of our customers. Fosters a high performance culture. Adhere to the Region strategic plan while adapting the Area to meet goals and objectives. Achieves sales goals and financial targets for the Area as assigned. May attend joint calling efforts with Retail employees and production partners. Collaborates with internal and external sales partners to maximize engagement and revenue. Supports internal sales campaigns and develops a motivational sales environment for all employees within the Area. Ensures employees receive training and resources to support strategic initiatives. Closely tracks, manages and prepares reports on performance to goal for Areas and Branches within assigned Area. Accountable for all human resource related functions within their Area organization. Ensures team member development and quality sales performance is a top priority in the branches. Adheres to inspection processes in branches with the intent to observe performance and provide coaching. Collaborates with Retail Area Operations Managers to support the delivery of exemplary customer service, FTE management, overall operational soundness, and collaborative support of the operational staff within the defined Area. Provides approvals and exceptions within stated authority for complex and potential high-risk transactions. What you will do: Manages a Retail Branch office and a group of Retail Branches within a defined Production Area. Responsible for overall performance including achievement of production and service goals. Develops and implements strategies to achieve financial targets. Drives team performance to achieve goals thorough huddles, meetings, coaching, direction and leading by example. Personally performs sales activities. Manages and provides leadership to branch supervisors and employees, and branch management within the Production Area. Leads daily huddles and regular branch and area meetings. Performs human resource management tasks including; hiring, performance appraisals, promotions, salary increases, coaching, training, development, and disciplinary actions. Ensures members of branch management achieve superior results in human resource management, including hiring and performance management results within the Area. Leads members of branch management to coach and develop the employees in their Area. Actively works with internal and external business partners to meet assigned goals and customer expectations. Establishes and maintains relationships with community leaders and achieves a significant presence of the Bank in the community. Ensures active community participation and leadership, including CRA activities, in the local community. Develops and executes strategic plan with support of branch management team for branch and area success, including business development, customer retention, employee development and retention, succession planning, branch efficiency, and operational soundness. Monitors and analyzes financial performance, prepares reports, and makes recommendations for improvement. Manages budgeting and forecasting for the branch. Fosters a customer-centric culture within the branch. Addresses customer inquiries, concerns, and escalations promptly. Implements strategies to enhance customer satisfaction and loyalty. Responsible for the overall branch operational soundness, quality and efficiency. Provides support and overall branch management to the operations team. Ensures that the branch is following Bank policies and procedures at all times. Ensures compliance training and standards are met in a timely manner. Supports Retail Operations Area with management of FTE for maximum efficiency and positive customer experience. Who you are: Bachelor's degree preferred or equivalent combination of education and experience, High School Diploma or GED required. Sales Management certification preferred. Minimum of 7 years of banking experience with an emphasis in sales required. Minimum of 3 years of leadership experience required. Approximately 10-20% travel is required. Leadership skills to lead and motivate Branch Managers to operate efficiently and achieve established goals. Thorough knowledge and skills related to standard banking services and products and banking internal operating policies and procedures. Ability to assess Retail Branches within the Area for actions to increase production, improve efficiency, reduce risk and to improve operating quality. Advanced knowledge of small business and consumer credit principles and practices. Excellent interpersonal skills; demonstrated success managing and leading people. A customer service role model. Develop and maintain effective relationships with peers. Excellent business development skills, particularly related to financial service products. Ability to communicate effectively with customers, team members and all levels of management. Ability to motivate employees to provide excellent customer service, demonstrate initiative, and achieve results. Knowledge of current applicable Federal and State banking regulations. #LI-GS1 Pay Range: $85,000 - $130,000 Annually AIP/Bonus: up to 15% Eligible for commission / incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

Mechanics Bank is currently searching for a Physical Security Administrator to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in our Walnut Creek HQ. This Physical Security Administrator participates in all aspects of the Bank's Physical Security Program to include but not limited to the following. Enforces all physical security policy and practices as statutory and regulatory requirements mandate. Understands implications of work; makes recommendations for solutions; and is responsible for the efficient implementation of revised processes in a timely manner. Is responsible for carrying out functions within the scope of established goals and objectives. The employee has broader responsibility for planning, coordinating and organizing his/her own work as set forth by leaderships strategic agenda. What you will be doing: Oversee the Physical Security ticketing system to ensure timely corrective action for cameras, alarm, fire, and access control issues that arise within Mechanics Bank facilities. Oversee the creation and disbursement of all access control ID badges for designated regions for new and existing employees across the organization. Assist in the Incident Management process as Incidents arise and solutions are needed. Participate and review project plans set forth by the Project Management Office (PMO), or directly with business units as appropriate to ensure compliance on physical security initiatives. Collaborates with internal/external security vendors for any security dependencies. Administers annual branch threat and vulnerability assessments to identify property mitigation tactics. Monitors and advises on risk mitigation strategies as deemed appropriate by the Director of Physical Security. Identifies and communicates acceptable levels of residual risk to the appropriate business units. Ensure business units are taking effective and timely remediation measures based on findings during assessment period. Establishes and maintains satisfactory liaison relationships with law enforcement entities and other relevant safety and security agencies (e.g. FBI, Secret Service, DHS, local law enforcement, etc.). Maintains records for each location regarding available resources and emergency service agencies. Works with law enforcement and legal representatives in investigations of possible security violations and criminal activity. Monitors and ensures all Physical Security systems and platforms are up to date with recent firmware and/or upgrades needed for optimal system use and uptime through coordinated vendor support. Responds to inquiries regarding security policies and procedures. Act as Banks after hour emergency support contact for potential criminal activity and/or safety concerns on an as needed basis. Acts as the subject matter expert with regard to security systems operations. Who you are: Bachelors Degree in Criminal Justice, Information Technology or related area is preferred. High School or GED is required. 3 years of related experience in loss prevention, law enforcement, bank operations, and/or security and compliance experience is required depending upon area of assignment, preferably in a financial services environment; OR equivalent combination of education and experience may be reviewed. Preferred: APP or PSP security certification Proficiency with MS Office, Excel, Power Point, CAD applications and Internet. Proficient in Genetec, DMP, and Solink camera and access control systems (preferred). Works independently with little supervision while providing clear documented status and progress of work activities and business issues impacting the department. Requires excellent human relations and communication skills to be able to assist Managers and Supervisors with discrete security issues. Must have the ability to make administrative decisions and excellent customer service skills. Must be able to cope with pressure resulting from meeting required deadlines and reporting requirements. Be able to travel between the bank locations and periodically commute for security purposes (10-20%). Must be flexible and adaptable to changes and self-starter. Possess effective time management and organizational skills. Exemplary motivation, enthusiasm, and professionalism. High level of accuracy and great attention to detail. Strong analytical and problem solving skills. Consistently demonstrate tact, discretion and good judgment. Consistently demonstrates ability to coach and develop direct reports. Performs all other Security related functions as set forth by Security Manager. #LI-ML1 Pay Range: $26.00 - 37.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

Mechanics Bank currently searching for a Treasury Operations Specialist to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Irvine Exchange office. Assists small business and commercial customers in setting up and maintaining Business Online Banking and other Treasury Management products and services. Reviews Business Online Banking and other Treasury Management services request forms and applications for accuracy and completion. Provides client support and training on product use. What you will do: Implements Treasury Management product and service requests, including input and callback for various systems. Processes maintenance requests for existing Business Online Banking and Treasury Management services, including risk reviews for ACH and RDC customers. Reviews Business Online Banking and Treasury Management service requests, ensuring authorization and access to appropriate business banking products and services. Provides support and training to small business and commercial customers for various Treasury Management services i.e. Business Online Banking, Remote Deposit Capture, online ACH and Wire origination, etc. Support may be provided via phone, online and/or email communications. Provides assistance to Retail, Commercial and other banking staff regarding Business Online Banking and various Treasury Management product and service features and reports operational issues. Monitors and manages multiple email inboxes and request databases for incoming requests and communications. Adhere to Bank's security and audit procedures as well as industry rules and regulations. Maintain current knowledge of all Mechanics Bank's Treasury Services Product offerings, services and systems. Participate in UAT (User Acceptance Testing) on new initiatives related to Treasury Services products and services, as required. Bills customers for various Treasury Management products and services and orders equipment for customers as needed. Other duties as assigned. Who you are: High School Diploma/GED required 3 years of experience in a treasury operational role preferred. General knowledge of Treasury Management products and services and implementation requirements. General knowledge of Federal and State banking regulations pertaining to Online Banking and ACH Operations. General knowledge of Business Online Banking and Treasury Management products and services. Excellent ability to explain processes clearly and understandably. Excellent ability to problem solve. Excellent organizational skills and attention to detail Skilled in problem resolution and the ability to determine appropriate solutions. Excellent written, oral, and interpersonal communication skills. Proficient skill in Microsoft Office Suite applications. #LI-DNI Pay Range: $24.00 - $28.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

Mechanics Bank is currently searching for a Lending Advisor Associate to join our team in one of the following offices: Walnut Creek, CA; Roseville, CA; Irvine, CA; Seattle, WA; or Vancouver, WA. The Lending Advisor Associate participates on a team to support the Sr. Lending Advisor(s) as assigned, to provide sales, administrative process, and relationship management support. Position will focus on client contact, gathering information and/or documentations and interacting with processing, underwriting and closing teams. Manages the loan pipeline and completion of loan files from application through closing to ensure timely loan milestones and loan contingencies as well as the improve client experience. Lending Advisor Associate will act as a central point of contact for internal business partners and clients, supporting Bank processes, products and services, and loan processes in order to deepen client relationships and ensure a positive total experience. This individual will learn and evolve their understanding and mastery of all opportunities to deepen relationships through cross- sell and knowledge of all lending products and partner capabilities. Building rapport with their Sr. Lending Advisor(s), cultivating relationships with clients, and establishing partner foundations will be essential to developing these opportunities. What you will do: * Provide support to the Sr. Lending Advisor Team, by providing assistance with complex transactions. Act as a first level support function for the Sr. Lending Advisor and sales team to assist and support with any and all inquiries. * Responsible for assisting assigned Sr. Lending Advisors. Monitor and manage loan pipeline, track progress and ensure timely loan milestones and loan contingencies are met and supporting documents are collected. Work on loan conditions alongside with Sr. Lending Advisors. * Assist Sr. Lending Advisors by providing input and guidance in case of workflow uncertainties, clarify processes and procedures as needed. Facilitate effective communication between sales and operations teams. * Supports Sr. Lending Advisors and Sales team as necessary with customer contact to follow up on conditions, status on milestones, docs, funding's and closings. * Coordinates processes and follows through to completion of other lending related products and services, such as deposit accounts, trusts, treasury products, etc., as directed by the Mortgage Leadership team. Work on special projects and deliverables as directed by the Mortgage leadership team such as strategic initiatives and operational improvements. Who you are: * High School or GED required. Associate's Degree preferred; 5+ years of experience may be considered in lieu of degree * NMLS Required * Proficient with: MS Office Suite applications systems; Encompass (LOS), and other mortgage lending-related systems * Possess excellent human relations, communications and business writing skills. * Ability to work effectively without direct supervision. * Possess effective time management and organizational skills. * Demonstrates teamwork in facilitating workflow. High level of cooperation with others and is responsive to the Bank's needs. * Exemplary motivation, enthusiasm, professionalism and team skills. * Demonstrates excellent customer service skills. * Ability to cope with pressure resulting from meeting required deadlines, reporting requirements and training responsibilities. * Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information. * Ability to travel between bank and customer locations and/or commute for training purposes. * Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages. * Ability to interpret a variety of instructions furnished in written, oral, or schedule form. * Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. #LI-DNI Hourly range: $27.00 - $35.00 Eligible for incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

???? Remote Career Opportunity in Financial Services No Cold Calling | Full Training Provided | Flexible Schedule | Performance-Based Earnings Join Spencer Financial Group - Where Purpose Meets Opportunity Are you passionate about helping others and ready to launch a flexible, rewarding career in the financial services industry? At Spencer Financial Group, we proudly serve veterans, military spouses, and service-minded professionals-and we're growing fast. Whether you're seeking more freedom, a career pivot, or a chance to make meaningful income while working from anywhere, this could be the path you've been looking for. ✅ What We Offer ???? Warm Leads Only - No cold calling. You'll connect with clients who've already expressed interest in our services. ???? Full Training & Mentorship - Industry experience not required. You'll receive step-by-step guidance and daily support from top producers. ???? 100% Remote Work - Operate from anywhere with a reliable internet connection. Your office, your rules. ???? Performance-Based Income - Generous commissions, bonuses, and incentive trips-your income reflects your effort. ???? Growth & Leadership Opportunities - We promote from within and provide a clear path to advancement. ???? Meaningful Work - Help families secure their financial futures while building one of your own. ???? Positive Culture - Be part of a supportive, team-first environment that celebrates wins and values purpose-driven work. ???? What You'll Do Respond to warm leads and connect with clients via phone or Zoom. Guide individuals through financial options tailored to their needs. Educate clients on insurance and financial protection products. Use our CRM to stay organized and follow up with care. Participate in weekly mentorship and coaching sessions to sharpen your skills. Set and exceed performance goals to unlock higher earnings and advancement. ???? Who Thrives Here Self-driven individuals who value independence and growth. Strong communicators who are coachable and proactive. Purpose-led professionals who enjoy helping others succeed. Must be able to pass a background check and obtain a Life/Health Insurance License (we'll help you through the process). Tech-comfortable and equipped with a quiet workspace, laptop, and Wi-Fi. ???? No Experience? No Problem. Whether your background is in customer service, education, retail, healthcare, the military, or something entirely different-if you're eager to grow and committed to learning, we'll provide everything you need to succeed.

Mechanics Bank is currently searching for an Accounts Payable Specialist to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Walnut Creek, CA HQ. This role will accurately complete full cycle invoice entry processing into the accounting system. What you will do: * Responsible for accurately entering, reviewing and processing vendor invoices in the Accounts Payable system (Fusion) - including invoices with multiple line distributions using an upload excel sheet. Average Volume equaling around 50 to 100 invoices a day. * Process incoming refund checks for deposit (maintain accurate log for records.New vendor file setup and management. Vendor maintenance (update ACH accounts, address, deactivate vendors). Receive and sort incoming mail packages and deliver between the groups in the Finance department. Monitor and order supplies for the department. * Review, code, and enter AP invoices into Fusion (Accounting system) ensuring proper GLs are used during posting process - including invoices with multiple line distributions using the upload excel sheet. Average Volume equaling around 850 invoices a month. Who you are: * Associate's Degree or 2 years of relevant additional experience is preferred and may be considered in lieu of a degree. * Minimum of 3 years of Intermediate Level Individual Contributor is required. * Solid experience with GAAP accounting standards and full cycle processing. * 2 plus years of accounting/accounts payable experience is preferred. ADA Requirements: * The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * While performing the duties of this job, the employee is regularly required to sit and talk or hear, and use hands to finger, handle, or feel objects, tools, or controls. * The employee is occasionally required to stand; walk; reach with hands and arms; and stoop, kneel, crouch, or crawl. * The employee must occasionally lift and/or move up to 10 pounds. * Specific vision abilities required by this job include close vision. * The noise level in the work environment is usually moderate. #LI-HJ1 Pay Range: $20.00 - $31.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

Mechanics Bank is currently searching for a Commercial Loans Underwriter to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This person will be working on-site in Seattle, Washington. The Commercial Loans Underwriter is responsible for underwriting and risk analysis of credit requests within assigned business line. Performs independent, objective, and detailed financial and collateral analysis of credit requests. In collaboration with relationship manager, responsible for structuring transactions, developing credit recommendations, and loan portfolio monitoring including covenant compliance. Independently classifies loan performance and recommends risk rating. Completes credit applications as assigned. Performs annual reviews as required on all credit relationships. Notes significant trends and recommends policy changes if necessary. Collaborates with stakeholders on credit related matters to ensure expeditious processing and improve client experience. Individual authority may be granted based on experience and lending group and/or product type. What you will do: * Conducts detailed, independent financial and collateral analysis on credit requests. Evaluates business plans, projections, operating records, and financial statements. Evaluates all types of collateral in relation to feasibility of transaction, market/industry conditions and loan structure. Supports conclusions based on factual data. Effectively communicates information and analytical results to stakeholders. In collaboration with the relationship manager identify risks/mitigants of loan structure and participates in discussions with credit risk as required. * Identifies risks associated with each loan and mitigations to risks. Generates and recommends risk ratings. Interprets and applies Bank policies, governmental regulations, and accounting theory. Prepares reports and analyses in areas such as budgets, forecasts, financial plans, governmental requirements, statistical reports, cash flow projections, and business forecasts. * Performs industry research in various market areas to support transaction. Participates on client calls and/or client relationships with relationship managers as assigned. Performs all other job duties as assigned by supervisor. * Responsible to work on complex credits requiring the evaluation of complex business plans, projections, operating records, and financial statements. Performs annual reviews on large and/or complex credits, assesses credit risks, and generates and recommends appropriate risk ratings. Prepares complex credit applications. * May review work of less experienced analysts prior to submission, provide technical guidance and workflow assistance. May participate on client calls with relationship manager, within assigned business unit. May act as additional signer on credit requests completed by less experienced analysts, within designated business unit. * Underwriter will independently structure, develop, and complete credit recommendations and financial modelling on complex loans. * Highly competent in their field and respected as a knowledgeable resource within the Bank. Who you are: * Undergraduate degree in Business, Accounting, Economics or related field preferred, with 3-5 years related accounting or financial statement analysis/lending experience; OR an equivalent combination of education and experience required. Expertise in detailed financial and collateral analysis of complex and sophisticated credit requests required. * Minimum of 3 years of experience in accounting or financial statement analysis/lending experience required. * The employee is responsible for carrying out programs or functions within the scope of established goals and objectives. Judgment is exercised in interpreting practices and procedures and resolving most work problems. The employee has broader responsibility for planning, coordinating and organizing his/her own work. Work is reviewed on a results basis. * Proficient with: * MS Word * MS Excel * MS Outlook * Internet * Adept at utilizing financial software programs and other databases integral to compiling financial and collateral analysis spreads. * Must demonstrate excellent customer service skills with ability to communicate tactfully and listen attentively to the customer. * Possess good human relations, communications and business writing skills. * High level of accuracy and great attention to detail. * Strong analytical and problem solving skills. * Able to make and support sound decisions. * Possess effective time management and organizational skills. * Able to cope with pressure resulting from meeting required deadlines and reporting requirements. * Demonstrate teamwork in facilitating workflow. High level of cooperation with others and responsive to the Bank's needs. * Consistently demonstrate tact, discretion and good judgment. * Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information. * Able to work effectively without direct supervision. * Able to comprehend and interpret Bank policies and procedures. * Must be able to travel throughout bank's footprint to perform required duties (less than 25%) * Good knowledge and understanding of credit principles and lending, including industrial, commercial, real estate, and/or term loans as applicable. * LANGUAGE SKILLS: * Ability to read, analyze, and interpret general business periodicals, professional journals, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively Communicates all matters of importance to colleagues, team members and clients * MATHEMATICAL SKILLS AND REASONING ABILITY: * Ability to calculate figures and amounts such as interest, commissions, proportions, and percentages. Ability to interpret a variety of instructions furnished in written, oral, or schedule form. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. #LI-DNI Pay Range: $79,750.00 - $139,730.00 annually AIP/Bonus: up to 10% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

Mechanics Bank is currently searching for a Care Center Representative (Call Center Representative) to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site at our Irvine, Roseville or Walnut Creek locations. Responsible for servicing the financial needs of clients through all Customer Care communications channels, web chat and phone, while actively contributing to the achievement of the department referral and service goals. Provide outstanding customer experiences by consistently providing premier customer service and professional resolution of problems/issues. Handle a variety of customer service and referral calls and chat interactions in a prompt and courteous manner to meet and exceed established goals. What you will do: Support the contact of bank customers and prospects through phone, electronic and chat channels to market an array of financial products and services. May be required to support other sales channels with opening of new accounts or assist callers with obtaining services through the appropriate banking departments. Utilize chat library and other tools to communicate with customers in accordance with the bank compliance and other processes. Provide telephone support for customers requiring assistance with both traditional and electronic banking products. Use effective and professional telephone skills in receiving and responding to all types of customer telephone inquiries, providing information on bank products, policies, procedures and programs. Maintain a solid understanding of the products and services being offered. Use judgment and reasoning skills to solve customer service problems within designated authority to handle chats or calls at point of contact. Collect information about service problems or customer complaints and escalates customer disputes to the appropriate manager for resolution if necessary. Complete research and resolves documentation errors or discrepancies. Forward more complex problems to management, as required. Who you are: High School diploma or equivalent required. Bilingual (Spanish) candidates preferred but not required. Minimum of 1 year experience as a call center representative with referral and service functions experience in a bank or financial institution. Minimum typing speed of 50 wpm. Possess excellent human relations and communications skills. Possess friendly demeanor, can-do attitude, and willingness to help at all times. Use questioning and listening skills that support effective telephone communication. Identify and use voice skills to enhance telephone presentation. Effectively cope with angry or upset customers and apply appropriate actions to effectively control a telephone call. Able to cope with pressure resulting from meeting required productivity levels and deadlines. Able to protect and maintain confidential information. Professional in appearance and in verbal communication. Demonstrate teamwork in facilitating workflow. #LI-DNI Pay Range: $21.00 - $26.00 hourly AIP/Bonus: up to 5% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

Mechanics Bank is currently searching for a Sr. IT Auditor to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This person will be working on-site in Roseville, Walnut Creek, Irvine, or Seattle, Washington. Under the supervision of Audit Management, the Senior IT Auditor is responsible for performing IT/Info Sec audits to assess the overall operational effectiveness and efficiency of Bank's information technology infrastructure, including applications and hardware, using FFIEC guidance, cybersecurity frameworks, SOX 404 requirements, regulatory guidance and Bank policies & procedures. The Senior IT Auditor uses objectives, standards and guidelines, which are applied consistently in the review of operations. At the conclusion of the audit, the Senior IT Auditor will deliver high-quality audit reports, efficiency enhancement suggestions, and audit findings/recommendations to management. The Senior IT Auditor may provide guidance to less experienced audit staff or other personnel assigned to audits and may provide assurance reviews of work papers completed by other staff as requested to do so and may also be involved with certain aspects of administering the functions of the Audit Department as assigned by an Audit Manager/Director. The Senior IT Auditor will share responsibility with teammates for meeting audit completion deadlines in order to adhere to Audit's annual plan and schedule. Mechanics Bank is regulated by the Federal Deposit Insurance Corporation (FDIC). What you will do: Reviews and assesses the Bank's controls within IT operations including hardware and software/applications through periodic audits. Conducts audits of varying sizes and complexities. The Senior IT Auditor can perform IT audits across the Bank and recommends audit scopes for specific functions within their assigned areas of responsibility. Manages all aspects of the audit lifecycle including but not limited to the following: perform risk assessment identify relevant controls finalize audit scopes lead walkthroughs conduct testing (including SOX 404) oversee assigned staff interface with external auditors review work papers validate exceptions communicate results of testing Prepares and delivers strong work paper documentation to support audit work with evidence of deficiencies in controls, duplication of effort, extravagance, fraud, or lack of compliance with laws, government regulations, and management's policies or procedures. Work paper documentation must comply with industry standards. (organized, clear, sufficiently detailed, able to articulate complex aspects of testing). Provides management with recommendations for revisions to policy and/or procedures when appropriate. Assists in the development of audit and analytical programs as directed. Who you are: 4 Year / Bachelor's Degree in Business, Finance, Accounting, Computer Science or related field preferred. Additional experience may be considered in lieu of degree. Equivalent combination of education, training and experience required. Minimum of 5 years of experience in Bank IT auditing required. Required: Good understanding of the CIS control framework and FFIEC IT Handbook. Preferred: Some experience with data mining software products such as ACL or IDEA. The audits assigned to the Senior IT Auditor are usually of a more complicated nature and require a solid understanding of general and application controls in an IT environment and generally require a higher level of audit and banking expertise. IT Senior Auditors are charged with training less experienced audit personnel in audit routines and conducting audit reviews. The Senior IT Auditor manages multiple assignments concurrently, makes subjective judgment calls for areas that are moderately complex, writes clear and effective audit findings with limited supervision and assistance and maintains good working relationship with all staff to foster an open dialogue between audit and other bank personnel. Experience with data mining software products such as ACL or IDEA is preferred. Proven proficiency in understanding computer networks, computer applications, and how they interact with business processes, and understanding of the various information security frameworks, methodologies and standards. Excellent understanding of bank accounting principles and analytical techniques required. Proficient in computer usage with ability to prepare spreadsheets and management reports utilizing Bank software system. Experience working for a publicly traded company. Certification with any of the following is strongly preferred: Certified Information Systems Auditor (CISA) Certified Information Systems Security Professional (CISSP) Other technology related designation Or actively pursuing one of the above relevant certifications. Travel required: 0-10% #LI-DNI Pay Range: $91,620 - 164,900 annually AIP/Bonus: up to 15% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

BASIC FUNCTION Responsible for ensuring mortgage accounts' insurance and real estate tax bills are paid in a timely and accurate manner. MAJOR RESPONSIBILITIES Handles customer escrow issues, analysis and other related escrow issues concerning the portfolio. Receives and records insurance and real estate tax bills. Inputs information to ensure accurate up-to-date system records and provides follow-up as needed. Monitors the handling of notifications of insurance cancellations and assists in resolving such issues as necessary. Ensures that there is a review of system reports and pre-edit listings prior to disbursements. Responsible for performing a tax proof by running totals on town/county, school, village and city tax bills; resolves exceptions as required. Responsible for the escrow disbursement amongst various insurance types within the portfolio. Performs other duties as required. JOB REQUIREMENTS Education: College Degree, or equivalent related business experience. Experience: Minimum of 5 years within a loan servicing environment handling real estate taxes and insurance issues. Knowledge of real estate taxes and/or insurance record keeping and associated regulatory guidelines. Strong customer service skills required. Proficiency with various software programs, including Word and Excel spreadsheet applications. Benefits Holidays Vacation Health/Dental Vision Service Plan Short Term Disability Long Term Disability Life Insurance Flexible Spending Accounts 401k Savings Plan Tuition Reimbursement Employee Assistance Program Free Employee Checking Account Salary Range $50,501.00-$78,105.00 annually

BASIC FUNCTION Financial Center Service Representative (FCSR) is generally more experienced and is responsible for processing a variety of financial transactions including check cashing, withdrawals, deposits and loan payments. This position is responsible for managing and balancing a cash drawer and preparing daily paperwork according to branch procedures. The FCSR is responsible for engaging clients during their transaction to identify any customer needs and refer them over to the platform for fulfillment. The FCSR is responsible for providing an extraordinary customer experience by executing Spencer's customer service behaviors with every client interaction. They also assist the Assistant Financial Center Manager with teller line and end of day proof functions. Works under general supervision. MAJOR RESPONSIBILITIES Operates a teller window to process all types of banking transactions including deposits, withdrawals, payments, buy/sell cash and cashier's checks Responsible for providing a consistent extraordinary client experience by executing on Spencer's customer service behaviors Researches and resolves all transaction errors that occur and engages management support when needed Executes the internal sales process by engaging the customer in conversation during the customer transaction to identify needs and refers them to the platform Operates within the confines of the bank's compliance and operational policy and procedures Diligently completes all necessary paperwork such as CTRs, SARs etc… accurately and in a timely manner Assists Assistant Financial Center Manager with end-of-day branch proof tasks including ATM and Vault Participates in internal and external branch events as well as local community events Must be able to work a flexible hourly schedule as requested May be asked to travel & work at other branches in the network Presents a professional image Provides access to safe deposit boxes Opens and/or closes branch with management Perform other duties as required J OB REQUIREMENTS Education: High school diploma or GED Experience: 6 months - 2 years in a retail sales/service environment preferred Benefits Vacation Short Term Disability Life Insurance 401k Savings Plan Employee Assistance Program Free Employee Checking Account

Mechanics Bank is currently searching for a Banking Services Officer to join our team at our Santa Barbara Cottage Branch. The Banking Services Officer is responsible for managing the administrative, compliance, operations, and day-to-day functions of a Retail Branch. Under remote supervision the Area Operations Manager provides leadership to branch operations and FTE management with dotted line reporting to the Branch Manager. Leads branch in compliance, operations, service, and human resource related tasks for the operations staff. Develops and coaches employees in the branch. Is a subject matter expert in Bank policies and procedures and provides assistance on complex transactions. Oversees and supports the teller line, cash handling, dual control functions and is responsible for branch operations, staffing schedules, FTE budget management, and employee training and development. Ensures operations staff supports branch sales production activities through ethical referrals. Ensures exemplary customer service is provided and addresses any customer service escalations. What you will do: Manages the compliance and operations functions of a Retail branch. Sets priorities for Retail office operations, identifies and analyzes operating issues, solves operational issues and provides input for improvement in processes and procedures. Administers monthly, quarterly and annual self-audit checklist, reviews, approves daily reports, and verifies cash-on-hand balances. Responsible for compliance with regulatory requirements, adherence to Bank policies and procedures, risk management requirements, and safety and security of the branch. Responsible for overall operational quality of the branch as measured by internal audits, operational soundness reviews, and reports from other departments of the Bank. Manages a team of employees. Provides leadership, coaching, feedback and developmental support. Leads daily huddles in conjunction with branch management and regular branch operational meetings. Trains employees on cross-functions to ensure smooth operations of the branch. Hires new employees, conducts performance assessments, initiates disciplinary actions, and recommends promotions. Ensures exemplary customer services standards in branch. Manages appropriate staffing and skill levels in branch to support customer and business needs. Addresses and resolves customer complaints or concerns promptly. Ability to perform transactions for customers including, teller transactions, large cash transactions, and safe deposit box functions. Responsible for collaborating with Branch Manager to develop and execute strategic plan for branch success, including business development, customer retention, employee development and retention, succession planning, operational soundness and branch efficiency. Reviews, prepares and analyzes reports, and makes recommendations for improvement. Manages the office in the absence of the Branch Manager. Ensures active community participation and leadership, including CRA activities, in the local community. Who you are: High School Diploma or GED required or equivalent combination of education and experience required. Minimum 5 years banking experience with an emphasis in operations required. Minimum 2 years management experience preferred. Notary license preferred. Thorough knowledge of Retail Office operations, including complex transactions, Bank policy and procedures, and Risk Management policies. Thorough knowledge and skills related to standard banking services and products and banking internal operating policies and procedures. Knowledge of small business and consumer credit principles and practices. Excellent interpersonal skills; successful experience managing and leading people. Knowledge of State and Federal banking regulations pertinent to retail operations. Leadership ability to supervise and direct subordinate employees, and to provide coaching and development. Skilled handling customer issues in difficult situations. Excellent organizational skills to direct workflow, balance assignments, and provide consistent scheduling to ensure complete office coverage. Attention to detail and accuracy to mitigate risk. Considered a customer service role model. #LI-DNI Pay Range: $70,000 - $87,000 annually AIP/Bonus: up to 7.5% Eligible for commission/incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: Medical, prescription, dental, and vision coverage for employees and their eligible family members Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits Health Savings Account with employer contribution Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit 401(k) and Roth 401(k) with company contribution 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program Supplemental Health plans, Voluntary Legal and Identity Theft Services 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. Please view Equal Employment Opportunity Posters provided by OFCCP here. To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

BASIC FUNCTION Responsible for the cultivation and development of Centers of Influence (COIs) that refer profitable new business relationships that have strong commercial non-interest bearing deposit, cash management and commercial lending needs. Also works closely with the Market Manager, Retail Financial Center Management, the Business Banker, and the C&I and CRE Lenders in support of the above mentioned expectations. The BDO will focus on developing relationships with “deposit rich” industries and companies with annual revenues greater than $5mm. MAJOR RESPONSIBILITIES Cultivate, develop, and leverage Centers of Influence that will refer to non-interest bearing DDA relationships, cash management and commercial lending prospects to the bank. Gathers and presents completed loan package for underwriting which includes financial information, loan structure, pricing recommendation, collateral description and write-up outlining company history, type of business, customer base, purpose of loan, and other supporting information. Develops and implements a business development plan annually Develop business relationships through their COIs, networking events, prospecting and telemarketing within assigned markets. Participates in the Retail Bank's activities regarding community involvement. Cross sells the bank's complete product line including BankingPlus, Merchant and Cash Management services. Tracks and reports business development activities on monthly basis. Participates in monthly business development meetings with Business Banker, Retail Bank Management and participates in individual branch sales meeting. Participates in sales calls with Retail Bank Management, and C & I & CRE Lending partners to uncover non-interest bearing deposit, cash management & commercial lending opportunities. Works closely with the Market Manager and Director of Retail Administration in providing feedback on service and retail sales related issues. Keeps abreast of the products, applications, technical services, market conditions and competitive activities. Performs other duties as required. JOB REQUIREMENTS Education: College Degree; or a combination of education and experience equivalent to an undergraduate degree. Formal small business credit training a plus. Experience: Minimum of 5 years as a Business Banking Officer at a commercial bank. Excellent communication, organizational and sales skills required. Excellent customer service/interpersonal skills required. Basic knowledge of word processing and spreadsheet software required. Goal oriented individual - displaying self-motivation, initiative and team player. Skills & Training: Strong Leadership Collaborative Skills Solid People Skills Strong Verbal, Written & Presentation Skills Knowledge of Bank Policy and Procedures Solid Commercial Product Knowledge (Commercial Deposits, Loans & Cash Management Strong Time Management Working Knowledge of Microsoft Office (Word, Excel, Power Point) Goal Oriented Benefits Holidays Vacation Health/Dental Vision Service Plan Short Term Disability Long Term Disability Life Insurance Flexible Spending Accounts 401k Savings Plan Tuition Reimbursement Employee Assistance Program Free Employee Checking Account Salary Range $118,690-$189,217 annually

Mechanics Bank is currently searching for a full time Sr. Universal Banker to join our team at our Santa Rose Branch. The Sr. Universal Banker performs the full range of new account transactions according to established procedures. Identifies and closes ethical and appropriate sales and service opportunities for Retail Banking consumer and business customers and prospects, including deposit and lending products, additional banking services and external products through approved partners according to procedure. Performs senior level transactions including, but not limited to, complex account type account opening, account maintenance, customer problem resolution and business lending package reviews. May support teller line transactions, including cash handling and other operational duties such as approving transactions and providing dual control support within the branch as needed. Highly knowledgeable in banking products and services, as well as full compliance will all banking regulations and internal policies and procedures. Delivers excellent customer service and is a significant contributor to the branch sales performance. What you will do: * Represents the Bank and its products and services with pride and enthusiasm. Senses and responds to customer needs. Identifies and pursues new or related customer opportunities for additional products and/or services. * Provides comprehensive deposit services to individuals, fiduciary, and small businesses in a retail branch. Promotes the full range of deposit and lending products and services that best meets the client's needs. * Receives, processes and closes consumer loan and small business loan applications and reviews loan packages for required documentation. Clarifies to customer basic qualifications for the loan(s), rates, terms and conditions. Keeps customer apprised of loan application status. * Assists customers with account maintenance, adoption of digital banking channels, and other complex account issues. Deepen relationships and resolve concerns presented by clients. * Provides teller line support and performs routine teller transactions as needed. Responsible for maintaining and balancing a cash supply for transactions performed. * Reviews client transactions for red flags and fraudulent items. Maintains awareness of current criminal scams used against banking clients. Prevents clients from becoming victims of fraud. Escalates concerns to management for resolution. * Maintains compliance with established internal operational standards and Federal and State regulations to protect the interest of the Bank and customers; reviews the work of others for compliance. * May lead and direct the activities of Customer Service Representatives and other Universal Bankers. Who you are: * High School Degree or GED required. * Minimum of 2 years bank operations and sales experience required. * Notary license preferred. * Excellent interpersonal skills, attention to detail, and customer service. * Ability to work independently and collaborate effectively as a team member. * Ability to make decisions and review and approve other employee decisions. * Extensive knowledge of Bank deposit products and services. * Thorough knowledge of Bank's standard loan products. * Knowledge of small business and consumer credit principles and practices. * Extensive knowledge of alternative Bank services and products and vendor provided products. * Ability to persuade, including the value and benefits of using the Bank's services and products. * Knowledge of applicable Federal and State banking regulations. #LI-DNI Pay Range: $22.00 - $30.00 hourly Eligible for commission/incentive plans Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

Mechanics Bank is currently searching for a Sr. Credit Review Officer to join our team. Here at Mechanics Bank, we value connection, partnership, long term relationships and working together in person. This role will be working on-site in Roseville, Walnut Creek or Irvine, California. Under the direction of the Credit Review Manager/Director, the Senior Credit Review Officer leads and executes credit reviews across various commercial and consumer lending portfolios, ensuring high standards of credit quality and compliance with internal policies and regulatory guidelines. This role provides strategic insights, mentors junior staff, and contributes to the development of credit review methodologies. The Senior Credit Review Officer is required to have advanced understanding of credit underwriting, financial analysis, loan policies & procedures, credit risk ratings and collateral valuation. The Senior Credit Review Officer will share responsibility with teammates for meeting review completion deadlines in order to adhere to Credit Review's annual plan and required portfolio coverage levels. Mechanics Bank's Credit Review function is located within the third line of defense, and Mechanics Bank is regulated by the Federal Deposit Insurance Corporation (FDIC). What you will do: * Lead credit review engagements, including planning, execution and reporting. * Conduct detailed and independent comprehensive credit file reviews and continuous review activities on assigned portfolio segments using technical subject matter expertise and knowledge. * Provide expert analysis and recommendations to Credit Review management, and share insight with the review team. * Collaborate with the review team and lending units to clarify potential credit issues and provide feedback. * Identify areas of risk and seek ways to assist the Bank in strengthening controls while mitigating risk. * Demonstrate independent judgement in evaluating accuracy of financial analysis, loan credit quality, thoroughness of risk identification, appropriateness of loan structure, support of risk rating/credit decision, policy compliance and administrative completeness. * Ensure credit reviews are performed in accordance with appropriate standards, policies and procedures, and that the quality of reviews is maintained. * Review finding remediation support, including compiling exhibits evidencing remediation. * Lead and perform special projects and thematic reviews as requested. * Coach, mentor and/or educate other staff as needed. Other duties as directed. Who you are: * 4 Year / Bachelor's Degree in Business, Finance, Accounting, Economics or a related field preferred. * Minimum of 10 years of experience in credit underwriting and lending required. * Minimum of 10 years of experience with a Federal regulatory agency, or a state banking commission, with an emphasis in commercial and business underwriting, mortgage/consumer lending, credit administration and risk management is required. * Experience with commercial credits in amounts up to $30 million. * Special Assets Management experience preferred. * Deep understanding of credit risk, regulatory requirements, and financial analysis. * Strong analytical, technical and statistical skills - including the ability to collect & interpret data and draw conclusions. * Strong process management and problem-solving skills. * Awareness of control and risk management principles. * Good interpersonal, verbal and written communication skills. Create internal peer relationships that support a culture of trust and partnership within the Bank. * Ability to work in a team environment as well as the ability to work independently. * Good organizational skills. Ability to manage high-volume workflow, prioritize appropriately and meet deadlines in a timely manner. * Uphold confidentiality and privacy of findings in all situations. * Computer skills, including Microsoft Office Suite, with advanced level proficiency with Excel. * Experience working for a publicly traded company. * Required: BAI Loan Review Certificate, or RMA/ProSight Credit Risk Certification (CRC), or Actively pursuing CRC certification. * Travel required: 0-10% #LI-ML1 Pay Range: $85,000 - $130,000 annually AIP/Bonus: Up to 15% Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire. Benefits package includes[1]: * Medical, prescription, dental, and vision coverage for employees and their eligible family members * Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits * Health Savings Account with employer contribution * Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit * 401(k) and Roth 401(k) with company contribution * 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program * Supplemental Health plans, Voluntary Legal and Identity Theft Services * 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year * Free personal checking and savings account; Discounted rates on primary residence loan with $0 origination fees (restrictions apply) Final compensation package will be determined by the work experience, education, and/or skill level of the applicant along with internal equity and alignment with geographic market data. * Mechanics Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, religion, national origin, age, genetic information, veteran status, or on the basis of disability, gender identity, sexual orientation or other bases prohibited by applicable law. * Please view Equal Employment Opportunity Posters provided by OFCCP here. * To learn more about Mechanics Bank's California privacy and security policies, including your right to a Notice At Collection as a California Resident, please visit California Privacy Policy for Prospective Employees | Mechanics Bank [1] The benefits listed in this job posting reflect the Bank's most reasonable and genuinely expected benefits offered for this position.

BASIC FUNCTION The Assistant Financial Center Manager provides exceptional customer service while attending to customers' needs. The AFCM creates and fosters a cohesive team and promotes a positive work environment while overseeing the Financial Center Service Reps who perform both routine financial transactions and/or customer service functions. May cover multiple branches within the region. Assists tellers with more complex tasks and schedules the work flow. Demonstrates sound judgment and accountability with operational standards. Provides leadership, conflict resolution, process improvement and communication to the Financial Center Service Reps. Responsible for performing audit functions, participates in daily branch opening and closing procedures and required to perform operational tasks, coaching and performance management. In the absence of, or assisting the Financial Center Manager, responsible for the overall branch management including but not limited to operations, sales management and productivity. MAJOR RESPONSIBILITIES Responsible for managing and executing the operations of the teller line Is the second in charge in the branch and is the acting manager in the absence of the Financial Center Manager Ensures all FCSRs are proficient with operations and compliance as it relates to their job Daily/Weekly/Monthly scheduling and coordination of teller line workflow Operates a teller draw and/or fills in on the platform as needed Ensures all FCSR's and themselves actively & successfully participate in the internal sales process on a daily basis to meet all referral and sales expectations Assists the Financial Center Manager with the accurate completion of the branch monthly self-audit program Observes, coaches and develops FCSRs on an ongoing basis Recommends and implements the performance management process with FCSRs as needed Required to travel & work at other branches as needed Performs other duties as assigned SUPERVISORY RESPONSIBILITIES Supervises Financial Center Service Reps SKILLS Good interpersonal skills, including listening, written and verbal communication Ability to work with a wide variety of personalities in a courteous and professional manner Solid math and analytical skills Ability to understand and follow safety and security practices Strong relationship building skills Proven ability to build relationships through consultative conversations and to identify customer needs and translate those needs to sales opportunities Strong customer service/advocacy skills Good organizational and time management skills Good PC skills; and the ability to quickly learn other computer programs, including Microsoft office Ability to evaluate others on their performance Ability to effectively coach, develop and manage staff performance Education High School diploma or GED is required. Experience Minimum of 2-5 retail banking experience Supervisory experience preferred Salary Range: $50,501 -$78,105 annually Benefits Holidays Vacation Health/Dental Vision Service Plan Short Term Disability Long Term Disability Life Insurance Flexible Spending Accounts 401k Savings Plan Tuition Reimbursement Employee Assistance Program Free Employee Checking Account

Purpose This internship program is designated to provide high school students with hands on exposure to community banking, customer service, and branch management, while supporting the Edison Board of Education's initiative to create meaningful community partnerships. Interns will gain real world professional experience while contributing to Spencer Savings Bank's legendary service culture. Key Responsibilities Serve as a meet and greet host for customers, learning how to create a welcoming environment and deliver legendary service. Shadow branch management to observe and understand day-to-day branch operations and leadership practices. Participate in team huddles to learn how to lead, motivate, and collaborate with a retail banking team. Assist with light administrative tasks such as filing and organizing. Join virtual meetings with department heads (e.g. Lending, Operations, Marketing, Treasury, Compliance) to gain exposure to multiple areas of the bank. Participate in community engagement activities, representing the bank. Travel to other branches or events may occasionally be required. Learning Objectives Develop professional workplace skills, including communication, customer service and teamwork. Gain a foundational understanding of retail banking operations. Learn how leadership and management practices are applied in a financial services environment. Understand the broader functions of a financial institution by engaging with various departments. Experience the role of community banking in supporting local customers and organizations. Qualifications HS senior enrolled in Edison BOE Interest in business, finance or customer service Strong communication and interpersonal skills Dependable, professional and eager to learn. Hours/Duration Part-time schedule: typically 4-5 hours per day as coordinated with Edison BOE and Spencer Savings Bank. Duration will be determined jointly with the school. Dress Attire Business casual is required. Examples include khakis or dress pants paired with a button-down shirt or blouse. Closed toe shoes are required. Jeans, sneakers and t-shirts are not permitted.