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John W. Kemper is the President and Chief Operating Officer of Commerce Bancshares, Inc. In this role, he directs the Bank's strategy and line operations, working closely with market and business line leadership. In addition, Mr. Kemper has overall responsibility for bank credit and non-credit risk, legal, compliance and human resources. Kemper holds a Bachelor of Arts in history and political science from Stanford University, a Master of Science in economic history from the London School of Economics, and an MBA from Northwestern University’s Kellogg School of Management. Kemper is a director of Tower Properties Company and a member of the Leadership Council of the Donald Danforth Plant Science Center. He is a board member of the St. Louis Regional Chamber and KIPP St. Louis. For 150 years, Missouri-based Commerce Bancshares, Inc. (NASDAQ: CBSH) has been providing a diversified line of financial services, including business and personal banking, wealth management, financial planning, and investments through its affiliated companies. Commerce Bank operates in more than 360 retail locations in the Central United States and has a nationwide presence in the commercial payments industry. Commerce Bancshares also has operating subsidiaries involved in mortgage banking, leasing, credit-related insurance, private equity and real estate activities. For additional information, please visit www.commercebank.com.

Vincent Delie is a Chairman/President/CEO at First National Bank of Pennsylvania and Chairman/President/CEO at FNB CORP. He has worked as Board Member at FNB CORP. Vincent works or has worked at Natl City Bank and National City Corp and works or has worked as MEMBER at AMERICAN BANKERS ASSOCIATION, BOARD MEMBER at United Way Of Allegheny County, and BOARD MEMBER at Pittsburgh History. He attended Penn State University.

Alessandro (Sandro) DiNello has served as president, CEO, and a director of Flagstar Bank and Flagstar Bancorp since mid-2013. Prior to his current position, he was president and chief administrative officer of Flagstar Bank, and for a number of years, executive vice president of Retail Banking. Under his leadership, Flagstar has consistently delivered solid results, underpinned by careful, thoughtful growth and industry-leading risk management. He began his banking career as a bank examiner and later joined Security Savings Bank in Jackson, Mich., where he ultimately served as president. In 1994, Security Savings was acquired by First Security Savings Bank, which later became Flagstar Bank. He continued with the combined organization as an executive officer responsible for growing the bank’s funding sources. During his career at Flagstar, he has served as head of branch banking, retail product strategy, marketing, communications, internet banking, and branch expansion. He also was in charge of the bank’s technology, operations, and commercial units. Additionally, he led the government affairs and community relations initiatives. His business affiliations include membership on the board of directors of Business Leaders of Michigan, the American Bankers Council of the American Bankers Association, the Detroit Regional Chamber and its Economic Development CEO Advisory Board and the Mayor’s Workforce Development Board (Detroit). He is chairman of the Mid Size Bank Coalition, a founding member of the Detroit Sports Organizing Corp., and co-chair of the Economic Development Strategy Task Force of the Metropolitan Affairs Coalition. He is a director of the Western Michigan University Foundation and a member of the National Board of Trustees of the Crohn’s & Colitis Foundation where he serves on the executive committee and as chairman of the investment committee. He is a recipient of the Honoree Award from the Crohn’s & Colitis Foundation, of the Outstanding Alumni Achievement Award from Haworth College of Business, of the Distinguished Alumni Award from Western Michigan University, of the Humanitarian Award from the Michigan Roundtable for Diversity & Inclusion, the Courage in Leadership Award from the North Oakland (Mich.) NAACP and the Partner in Progress Award from the city of Pontiac, Mich.

Glenn is a strategic business / real estate lawyer and founding member of Williams, Graffeo & Stern, LLC. Previously, Glenn served as Executive Vice President and General Counsel to a global technology and communications company where he was instrumental in growing the company, which went public, established strategic alliances with industry notables Yahoo, Microsoft, AT&T, AOL, LG and Cisco, and raised $2 billion in capital in a series of public and private transactions before successfully going private via a merger transaction. He was responsible for the company's legal, human resources and real estate departments. Glenn previously served as Associate General Counsel to its affiliated parent company, a multifaceted global communications and entertainment company. Glenn has also held senior positions in commercial real estate involving consulting and brokerage services and with owner/operator/developers of franchised hotels, restaurants, and large-scale shopping centers, where he contributed to the successful expansion of real estate holdings and commercial operations via business and real estate acquisitions and development. Prior to going in house, Glenn represented the New Jersey Sports & Exposition Authority and Warren County Community College as outside general counsel. He was involved in a number of deals involving professional sports franchises Giants, Jets, Nets and Devils and sponsors Phillip Morris, Anheuser Busch and Coca-Cola, as well as the naming of Continental Airlines Arena, one of the first naming rights deals of the time, the expansion of Giants Stadium and development of the first college campus for Warren County Community College.Prior to becoming a lawyer, Glenn led business development for a commercial contracting firm where he was responsible for projects such as the Bridgewater Commons Mall, Morristown Memorial Hospital and Federal Express.Specialties: Business & Corporate Law, Real Estate

Ronald \'Ron\' Kruszewski is a Chairman and CEO at Stifel Financial Corp and is based in St. Louis, Missouri. He attended Indiana University Bloomington between 1977 and 1981 and Indiana University Bloomington between 1997 and 2001.

David Payne is a Chairman/President/CEO at WESTAMERICA BANCORPORATION and President/CEO at Gibson Printing & Publishing.

Buddy D. Philpot is the foundation’s executive director overseeing all foundation operations, grant making, research and evaluation, and communications. Prior to joining the foundation, Buddy spent more than 20 years in community banking, joining the Walton family owned Arvest Bank Group in 1987. He served for more than 10 years as president and CEO of the Springdale, Arkansas, Arvest bank.He joined The Walton Family Foundation as executive director in 2001. Buddy holds banking degrees from the Sam M. Walton College of Business at the University of Arkansas and the Southwestern Graduate School of Banking at Southern Methodist University.