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Synchrony Financial jobs in Charlotte, NC - 48 jobs

  • VP, Collections Strategy Delivery Leader

    Synchrony 4.4company rating

    Synchrony job in Charlotte, NC

    **Role Summary/Purpose:** Synchrony is looking for a dynamic and innovative leader capable of rethinking existing processes and working smarter to deliver the design, testing, implementation and validation of collections and internal recovery contact strategies for all of Synchrony's platforms (businesses), clients and products. In 2025, the Collections Strategy Delivery team triggered >1 billion customer communications (emails + SMS / text + calls + letters). The VP, Collections Strategy Delivery Leader is also responsible for supporting strategic initiatives (including new client introductions, new product introductions, conversions, deconversions) and for critical, regulatory sensitive sub-processes such as right to cure, delinquency-based closure, and delinquency-based charge-offs. The role is responsible for leading and developing a global team of 36 employees (19 U.S. and 17 India). This role reports to the SVP, Collections & Recovery Strategy within the Credit organization. **Essential Responsibilities:** + Design, test, implement and validate collections and internal recovery contact strategies for the email, SMS / text, phone (dialer, dialer messaging, outbound IVR) and letter channels. The scope may be expanded to include implementation of other collections contact strategies (e.g., skip). The Collections Strategy Delivery team utilizes multiple platforms and tools including Fiserv, Rules, Strategy Manager (Experian PowerCurve), SAS, Jira and Tableau and works with several internal teams and vendors. + Lead the capacity management and prioritization of all Collections Strategy Delivery work and communicate to key stakeholders. Create and implement robust and transparent prioritization and scheduling processes that enable customers to understand available capacity, prioritize new work and obtain accurate scheduled implementation dates. + Lead Collections Strategy Delivery support for strategic initiatives (including new client introductions, new product introductions, conversions, deconversions) and infrastructure initiatives (e.g., cloud migrations for system of record and analytics). For conversions, the team owns all collections-related mapping and coding. + Develop future state vision, roadmap and organizational design to reach future state, review with management and key stakeholders, and then drive implementation with regular progress reviews. + Lead Collections Strategy Delivery work for Synchrony Prism including (1) how to get new scores and attributes from source systems to decisioning platforms faster and (2) process automation opportunities. + Own the Level 3 (L3) Collections Strategy Delivery process including validating Critical to Compliance (CTC) mapping and updating the Risk Assessment Questionnaire (RAQ) and Process, Risks & Controls Self-Assessment (PRCSA). Prevent, detect and remediate issues. + Ensure accounts are closed due to delinquency and charged-off in accordance with Synchrony credit policy. + Own and manage the implementation and execution of global exclusions for all collections work strategies. + Lead the development / build and validation of all new collections strategy emails. + Own collections queue management (~900 different queues utilized by collections process owners and strategies). Responsible for reclassification and site placement of all delinquent accounts. + Develop and run daily exception reports to ensure collections strategies are being executed correctly and partner with business and IT to investigate and resolve any production issues. + Provide 'expert case' support that includes researching any questions or potential issues identified by Collections Strategy, Recovery Strategy or other teams. + Identify, prioritize and sponsor process improvement projects. + Ensure robust governance, processes and controls are in place. Ensure compliance with applicable laws, regulations and company policies including for complex, regulatory sensitive processes such as right to cure, delinquency-based account closure and delinquency-based charge-off. + Partner with Legal, Compliance, Fair Lending and other groups to complete gap assessment for new laws, regulations and regulatory guidance and, if necessary, lead and implement changes to ensure compliance. + Ensure design, test, implementation and validation processes are reliable, sustainable, repeatable and auditable. Ensure team has documented procedures and job aids, robust change control, separate development and validation resources, and proper automation/code documentation & controls. Support regulatory exams, internal audits and second line of defense reviews as required. + Lead selection of development methodologies, processes, tools (e.g., Jira) and infrastructure. + Serve as business customer for all Strategy Manager (Experian Power Curve decision engine) upgrades and changes, including coding, testing, and validating all application changes. + Monitor daily collections inventory and investigate and resolve any issues (ex. sudden unexpected changes in dialer download volumes). + Manage closed loop feedback process to make Collections Operations team aware of any associate errors that cause accounts to be misdirected. + Perform other duties and/or special projects as assigned **Qualifications/Requirements:** + Bachelor's degree with a minimum 10+ years of financial services or collections experience or, in lieu of a Bachelor's degree, 14+ years of financial services or collections experience + 5+ years of management experience + **Ability and flexibility to travel for business as required** **Desired Characteristics:** + Credit card or unsecured consumer lending experience + Collections experience + Experience managing software development, coding or configuration + Experience with agile software development or agile project management + Experience as a manager of managers + Experience managing global multi-site teams + Demonstrated ability to build and lead high performing teams + Strong leadership with the ability to manage tight deadlines with a process focus + Strong relationship building, communication (verbal, written) and influencing skills; must be able to communicate with and influence executives + Process ownership and issue management experience **Grade/Level: 14** The salary range for this position is **170,000.00 - 290,000.00** USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge. Salaries are adjusted according to market in CA, NY Metro and Seattle. **Eligibility Requirements:** + You must be 18 years or older + You must have a high school diploma or equivalent + You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process + You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act. + New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations). Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. **Our Commitment:** When you join us, you'll be part of an inclusive culture where your individual skills, experience, and voice are not only heard - but valued. Together, we're building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow. This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We're proud to have an award-winning culture for all. **Reasonable Accommodation Notice:** + Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment. + If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at **************. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time **Job Family Group:** Credit
    $119k-164k yearly est. 1d ago
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  • Veterans Leadership Program

    Synchrony 4.4company rating

    Synchrony job in Charlotte, NC

    Synchrony's Veterans Leadership Program is a thirteen month, rotation experience that will help you develop the skills needed to transition from the military and into Synchrony and corporate America. You will start our program with a one month training that will help you hone your skills, communication, and business acumen to help prepare you for a role in our organization. After training, you'll gain deep expertise in one of our functions. For the first 6 months, you'll take on a role that allows you to leverage your technical strength and broaden your knowledge across our business. Your remaining time in this program you'll spend in a role that will help you stretch and grow your skills and experience. During your year on program, you will also engage in a collection of immersive experiences designed to deepen your business knowledge, drive cross-functional exposure, broaden your network, and pay it forward within your community. After this one-year program, you'll move into a role within our technology and operations team-the largest function within our business. Here, you'll play an important role in designing, implementing and accelerating a seamless, digitally-focused customer experience for our millions of cardholders and partners. Basic Qualifications & Requirements: Active duty military transitioning to the private sector within the next 6 months. Military background with 5-10 years of military experience Candidates must have served as a Commissioned Officer or NCO in the U.S. Military Must have honorable discharge from any branch of the U.S. Armed Forces Desired Characteristics for the VLP Track: Degree or currently pursuing degree. Strong analytical skills Collaborators Passion and aptitude for technology Sharp business acumen Strong leadership skills, including the ability to lead projects of varying scope Strong oral and written communication skills, and interpersonal skills Inquisitive and able to learn quickly Additional Eligibility Requirements: Geographic mobility - Ability to relocate… Grade/Level: 09 The salary range for this position is 60,000.00 - 112,000.00 USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge. Salaries are adjusted according to market in CA, NY Metro and Seattle. Eligibility Requirements: You must be 18 years or older You must have a high school diploma or equivalent You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act. New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations). Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. Our Commitment: When you join us, you'll be part of a diverse, inclusive culture where your skills, experience, and voice are not only heard-but valued. We celebrate the differences in all of us and believe that our individual, unique perspectives is what makes Synchrony truly a great place to work. Together, we're building a future where we can all belong, connect and turn ideals into action. Through the power of our 8 Diversity Networks+, with more than 60% of our workforce engaged, you'll find community to connect with an opportunity to go beyond your passions. This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. Reasonable Accommodation Notice: Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment. If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at **************. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time Job Family Group: Customer Service Operations
    $27k-33k yearly est. Auto-Apply 60d+ ago
  • Southeast Regional Middle Market Leader

    Fifth Third 4.6company rating

    Charlotte, NC job

    A national banking institution is seeking a Regional Middle Market Segment Head to shape strategy and drive growth across the Southeast. This senior leadership role requires collaboration with market leaders to deliver exceptional client experiences. Candidates should have extensive experience in commercial banking, strong strategic thinking capabilities, and a proven track record in leadership. This position is based in Charlotte, NC and offers competitive compensation along with a comprehensive benefits program. #J-18808-Ljbffr
    $74k-96k yearly est. 3d ago
  • Senior Engineer Cryptography

    Synchrony 4.4company rating

    Synchrony job in Charlotte, NC

    **Role Summary/Purpose** **:** Millions of cardholders. Billions of transactions. All automated and supported 24/7/365. Who designs and creates the platforms to run all those applications? You, if you join our Tech & Ops team as a Java Development Lead. As a Senior Engineer Cryptography, you'll be in a vital role leading the team with design, architecture and implementing solutions for the products that help our clients/partners manage their finances on the go. Using the latest state of art technology, tools and practices, you'll collaborate with an ever-evolving company that respects both the work you do and the life you lead. It's the ideal time to come aboard - we're focused on the future, continuing to evolve as a company and help define the financial technology industry. With so much opportunity available, this is where you can make your mark. **_Our Way of Working_** **_We're proud to offer you choice and flexibility. At Synchrony, our way of working allows you to have the option to work from home, near one of our Hubs or come into one of our offices. Occasionally you may be required to commute to our nearest office for in person engagement activities such as business or team meetings, training and culture events._** **You're the one we're looking for if you:** + Are comfortable tackling new challenges and ways of working Are ready to learn new technologies and apply them based on project needs + Are committed to helping us build technology product(s) that can scale and perform at high speed + Have tactical experience building out and engineering high quality software products Are ready to define your career path + Are comfortable challenging your peers and leadership team + Are committed towards maintaining production systems without much disruption + Can prove yourself quickly and decisively **We'll depend on you to:** + Lead the design and architect solutions that meet SYF business requirements to deliver business value by enabling rapid innovation through modern software development practices and product delivery through rapid innovation and continuous integration + In-depth knowledge of algorithms related to data encryption/decryption, tokenization/de-tokenization techniques + Apply secure data handling practices by leveraging industry-standard security patterns and efficient techniques to ensure data confidentiality, integrity, and protection throughout the product lifecycle. + Having experience in software development of systems related to security implementation and protection of data using algorithms related to Elliptical Curve Cryptography, RSA and AES algorithms Design and implement continuous integration and continuous delivery processes to deliver applications to production, fostering a culture of continuous process improvement + Experience in implementing scheduling algorithms using techniques such as priority scheduling, rate momentum scheduling, etc., + Establish and optimizat continuous integration and continuous delivery (CI/CD) pipelines to streamline secure application delivery, driving a culture of ongoing process enhancement. + Conduct Technology Alternate Assessments and develop Proof-of-Concepts to evaluate new approaches and technologies as needed. + Provides technical leadership and guidance to product teams, ensuring adherence to security standards and industry best practices. + Collaborate closely with Product Management and Platform Engineering teams throughout the product lifecycle, from development and launch to iterative improvement. + Work with internal technical teams and external vendors to troubleshoot, analyze, and resolve complex technical issues, delivering effective solutions. + Maintain up-to-date, hands-on expertise in modern software development trends, particularly in secure and cloud-native environments. + Proactively learn and adopt emerging industry practices to remain at the forefront of technology advancements. + Support daily cloud-native development activities, including automation scripting, build pipeline management, and cloud service integration. + Partner with geographically distributed team members to design, architect, and implement robust, secure solutions. + Perform additional duties and participate in special projects as assigned. **Qualifications/Requirements:** + Bachelor's degree with minimum 5 years of experience in Information Technology OR in lieu of the Bachelor's degree, High School diploma and minimum 8 years of experience in Information Technology and hands-on technical role + Minimum 5 years of experience in software development (languages, systems and frameworks such as Spring/Java, Encryption/Tokenization frameworks, ReactJS, RDBMS and NoSQL Databases) + Demonstrated expertise in architecting and developing products that safeguard sensitive data using advanced encryption and decryption techniques. + Hands-on experience designing and implementing custom tokenization and de-tokenization algorithms ensuring protection of data. + Proven expertise in developing secure software systems leveraging cryptographic algorithms such as Elliptic Curve Cryptography (ECC), RSA, and AES, as well as designing proprietary tokenization solutions. + Experience in implementing and optimizing scheduling algorithms, including priority-based and rate-momentum scheduling techniques. + Minimum 2 years of experience working on or leading teams performing systems automation and integration (in an agile methodology and/or using lean techniques preferred) **Desired Characteristics:** + Sound experience in building systems that can protect data using strong encryption/tokenization algorithms + Minimum 2 years of experience with Jenkins, Hudson, Bamboo, and/or other Continuous Integration tools + Recent experience with design, implementation of products on cloud and Micro services based eco-systems and Application modernization + Experience in building products for application monitoring and resiliency + Experience working with SAML, OAuth2, Active Directory and network protocols + Experience with implementing data caching and in-memory technologies at scale + Solid communication skills, ability to collaborate with different teams, highly motivated and demonstrate high level of initiative **Grade/Level: 11** The salary range for this position is **115,000.00 - 200,000.00** USD Annual and is eligible for an annual bonus based on individual and company performance. Actual compensation offered within the posted salary range will be based upon work experience, skill level or knowledge. Salaries are adjusted according to market in CA, NY Metro and Seattle. **Eligibility Requirements:** + You must be 18 years or older + You must have a high school diploma or equivalent + You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process + You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act. + New hires (Level 4-7) must have 9 months of continuous service with the company before they are eligible to post on other roles. Once this new hire time in position requirement is met, the associate will have a minimum 6 months' time in position before they can post for future non-exempt roles. Employees, level 8 or greater, must have at least 18 months' time in position before they can post. All internal employees must consistently meet performance expectations and have approval from your manager to post (or the approval of your manager and HR if you don't meet the time in position or performance expectations). Legal authorization to work in the U.S. is required. We will not sponsor individuals for employment visas, now or in the future, for this job opening. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. **Our Commitment:** When you join us, you'll be part of an inclusive culture where your individual skills, experience, and voice are not only heard - but valued. Together, we're building a future where we can all belong, connect, and turn ideals into action. More than 50% of our workforce is engaged in our Employee Resource Groups (ERGs), where community and passion intersect to offer a safe space to learn and grow. This starts when you choose to apply for a role at Synchrony. We ensure all qualified applicants will receive consideration for employment without regard to age, race, color, religion, gender, sexual orientation, gender identity, national origin, disability, or veteran status. We're proud to have an award-winning culture for all. **Reasonable Accommodation Notice:** + Federal law requires employers to provide reasonable accommodation to qualified individuals with disabilities. Please tell us if you require a reasonable accommodation to apply for a job or to perform your job. Examples of reasonable accommodation include making a change to the application process or work procedures, providing documents in an alternate format, using a sign language interpreter, or using specialized equipment. + If you need special accommodations, please call our Career Support Line so that we can discuss your specific situation. We can be reached at **************. Representatives are available from 8am - 5pm Monday to Friday, Central Standard Time **Job Family Group:** Information Technology
    $91k-111k yearly est. 1d ago
  • Retail Personal Banker Associate I -Cornelius and Surrounding Areas

    Fifth Third Bank 4.6company rating

    Mooresville, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and Sales & Service. There will be a certification at the conclusion of the program to provide selected candidates the opportunity to demonstrate skills necessary to successfully perform a role within the Retail Personal Banker job family. The Personal Banker I is a Financial Center position focused on using the consultative sales process to proactively identify and meet the financial needs of customers or prospects. The Personal Banker I maintains focus on acquiring new households and/or deepening existing customer relationships through a variety of activities, including but not limited to lobby leadership (Financial Centers) or aisle time (Bank Marts) and tele-consulting. This role is responsible for processing teller transactions as well as working as a member of the platform staff. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Use the consultative sales process and Financial Needs Assessment to build a thorough customer profile and identify current and future financial needs. * Maintain an in-depth knowledge of Retail consumer and small business products/services and recommend appropriate solutions using our value proposition. * Utilize CAMP and other approved Marketing tools to proactively reach out to customers and set appointments for periodic financial reviews. * Primarily focused on cross-selling to existing customer base and engaging in outside sales activities (i.e. Membership Advantage onsite presentations, business sales calls, community financial literacy events, etc.) as directed. * Establish close working relationships with assigned Business Partners (Mortgage, Small Business, Commercial and Investment), referring customers when appropriate to provide timely, and holistic financial solutions. * Consistently meet/exceed customer experience and individual/team production goals and enhance year-over-year revenue growth as measured by the Financial Center P&L. * Provide guidance to CSRs with respect to the sales and referral process. * Promote customer satisfaction with a friendly, helpful demeanor and professionalism. * Act with confidence by answering customer questions and owning customer issues. * Maintain a position of trust and responsibility by keeping all business confidential. * Follow the Bancorp Code of Business Conduct and Ethics and other related policies, maintaining ethical behavior at all times. * Adhere to established policies and procedures while opening/servicing the full range of Retail products. * Participate in the consumer loan and bankcard process, owning sourced loans from application through closing. * Participate in the opening/closing process of the Financial Center or Bank Mart as directed by the Financial Center Manager. * Keep up to date on Retail procedures in place to mitigate fraudulent activity and unnecessary risk or exposure. SUPERVISORY RESPONSIBILITIES: None. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * College degree or work experience providing transferrable skills, or, combination of education and experience. * Experience in the financial industry preferred. * Demonstrated ability to develop comfort level with sales activities designed to acquire new consumer household and small business customers and/or cross-sell to established customers. * Must be able to demonstrate understanding of advanced math functions that will allow for analysis of credit and financial information. * Ability to professionally represent Fifth Third Bank in terms of appearance and verbal/written communication. * Demonstrated ability to develop a working knowledge of Retail policies and procedures in order to utilize good judgment in making sound decisions. * This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. WORKING CONDITIONS: * Normal office environment. * Extending viewing of computer screens. * This program will require the ability to travel within the affiliate for training as well as scheduling flexibility. * Travel outside of the affiliate will be required for various classroom training sessions. #LI-HT1 Retail Personal Banker Associate I -Cornelius and Surrounding Areas At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Cornelius, North Carolina 28031 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $32k-38k yearly est. Auto-Apply 8d ago
  • Senior Underwriter, Renewable Energy Credit Solutions

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: A Senior Underwriter will have primary responsibility for leading a deal team to underwrite and execute commercial loans and tax equity financings, including bilateral loans and both lead and non-lead syndicated opportunities. The ideal candidate will have exceptional financing agreement, tax equity and debt modeling, project finance, and underwriting skills. This position is client-facing, requiring the individual to lead diligence calls and negotiate financing agreements. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Lead the underwriting process both internally and externally with clients, including leading diligence calls and negotiating credit agreements. * Structure loans and tax equity financings, underwrite and document client transactions within the Bank's risk parameters. * Demonstrate strong client selection, financing agreement, tax equity and debt modeling, project finance, and underwriting skills, including identification and assessment of key credit risks. * Strong partner to Banking, Credit Risk, Debt Capital Markets, Portfolio Management partners. * Responsible for maintaining an extensive level of knowledge of commercial and investment banking solutions, in addition to market trends and business drivers. * May be required to maintain industry expertise in one or more sectors; understand and articulate industry trends, providing expert insights and tailored solutions. * Lead financial and business due diligence, including company and industry research, cash flow modeling, and financial analysis to determine the creditworthiness of prospective borrowers. * Develop an independent risk recommendation and gain approval from Risk. * Challenge the status quo to ensure we get to the best solution. * Meet with prospects / clients as needed. * Maintain thorough knowledge of credit policies, procedures, and terminology. Partner with LOB and Risk to maintain and update relevant credit policies. * Train and develop Underwriting Principals, Associates, Senior Analysts and Analysts. SUPERVISORY RESPONSIBILITIES: May include direct or indirect supervision and direction of the day-to-day activities of junior underwriting professionals. Provide employees and key internal partners with timely, candid, and constructive performance feedback. Develop employees to their fullest potential and provide challenging opportunities that enhance career growth. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * 10+ years of experience in renewable energy finance, preferably in the banking or investment banking industry. * Bachelor's degree in Finance, Business Administration, or a related field. * Subject matter expert level understanding of accounting, credit, tax equity, structuring, underwriting, debt and tax equity modeling, project finance, and legal documentation. * Communication skills: clearly articulate viewpoints verbally and in writing, fostering confidence when sharing/presenting information. * Collaboration skills: works effectively in a cross-functional team environment. * Strong work ethic; comfortable working in a fast-paced environment. * Proven ability to deliver consistent, reliable, and timely execution in a time-sensitive transactional role. Senior Underwriter, Renewable Energy Credit Solutions Total Base Pay Range 121,900.00 - 262,100.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Chicago, Illinois 60606 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $61k-80k yearly est. Auto-Apply 8d ago
  • Vice President, Investment Banking

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Provide leadership in the pitching and execution of M&A and Strategic Advisory engagements while providing support to IB's Sr. Managing Director in the day to day management of the team's Associates and Analysts to ensure that junior resources are allocated appropriately across the groups projects and that the high-priority projects are getting the appropriate attention. The Principal, Investment Banking, will play a leadership role in the evolution and development of the groups modeling and analytical capabilities with limited supervision will be responsible for ensuring that the team is creating and delivering high-quality analysis and materials. For IB M&A and Strategic Advisory engagements, the Principal , Investment Banking, will be the point person in the creation of high-impact pitch materials and will run the execution process including the creation of financial models, writing of the CIM and other materials, and the regular contact with our client and the list of qualified buyers. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: . Understand and evaluate complex financial models. . Perform complex financial analysis. . Create high-impact presentation materials using PowerPoint, Excel, Word, and other relevant software programs. . Work well as part of a team in a high stress environment. . Develop good working relationships with peers and seniors in Capital Markets and the rest of the organization. . Manage priorities while working on a number of high-priority opportunities simultaneously. . A strong background in credit and corporate finance and the ability to apply that knowledge to IB projects. . Serve as support to the Managing Directors and be capable of making internal and external IB presentations to support the efforts of the Managing Directors on the team. . Interact independently with all important constituencies in the course of the execution of an M&A or Strategic Advisory assignment SUPERVISORY RESPONSIBILITIES: Direct day to day supervision of the IB Associates and Analysts. Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and providing challenging opportunities that enhance employee career growth; identifying and developing appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments. MINIMUM KNOWLEDGE & SKILLS REQUIRED: . 7 - 10 years of experience in Investment Banking. . Strong corporate finance and credit skills. . Proven track record of success in working as a part of a team to originate, and close complex financial transactions. . Proven ability to pitch, win and execute M&A engagements. . Excellent presentation skills, both oral and written. . Strong relationship building skills. . The ability to interact effectively with senior executives inside and outside our organization. . Expertise in one or more industries. . BA/BS in Finance/Accounting/Economics (MBA strongly preferred) . Securities Industry Essentials (SIE), Series 79 license, and Series 63 license required. At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits. Benefits: Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter. Compensation: The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Vice President, Investment Banking At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Cleveland, Ohio 44114 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $115k-158k yearly est. Auto-Apply 12d ago
  • Mortgage Loan Originator - Charlotte

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Develop referral contacts (realtors, builders, professional and personal contacts). Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. Follow defined protocol for escalation exceptions. Take applicant applications by completing Fannie Mae form 1003 on the laptop. Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS. Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. Manage pipeline for all originated loans through closing and complete required management reports. Communicate with branches and/or applicants of providing timely updates and progress reports. Maintain high levels of customer service while managing each applicant's and support staff's expectations. Attend and participate in all Consumer Lending meetings as required by management. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: High school diploma or equivalent mandatory. Four-year college degree preferred. Knowledge of conventional and/or government lending guidelines. Knowledge of residential mortgage processing, underwriting, and closing procedures. Knowledge of federal lending regulations governing real estate lending. Must have two years of mortgage sales lending experience. Must have an established, local book of business. Must have existing mortgage sales of $1 million per month. Demonstrated organizational skills. Strong written and verbal communications skills. Demonstrated teamwork and customer service skills. Proven computer skills. Basic sales technique skills. Strong desire to excel in a competitive environment. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. LI - MC1 Mortgage Loan Originator - Charlotte At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $37k-43k yearly est. Auto-Apply 60d+ ago
  • Financial Center Manager Associate- Clear Creek

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Financial Center Manager will participate in a comprehensive, customized on-boarding and education program. This includes rotations in Operations, Sales & Service, Lending, Small Business, Preferred and Sales & Operations Management. The role will provide a robust learning approach for successful candidates to prepare for a Financial Center Manager role. After successful completion of the training program, the FCMA role will be placed in a Financial Center. ESSENTIAL DUTIES & RESPONSIBILITIES: Complete FCMA roadmap as intended and all onboarding activities from day one to program completion, including the successful completion of a Consultative Selling Skills Certification Become proficient at deepening Consumer and Small Business customer relationships by providing a memorable customer experience Gain knowledge, demonstrate and maintain a working knowledge of Fifth Third's products, services processes, and internal resources to stay informed, guide and lead the team Become skilled at the consultative sales process to proactively identify the financial needs of current or prospective customers and recommend the appropriate solutions to meet those needs Understand how to develop an integrated book of business strategy in which all customers, through all channels, have a Financial Needs Assessment (FNA) and are assigned to the best banker for proactive ongoing support Learn how to source, develop, coach and lead a team that reinforces our Core Values and business strategies Learn to cultivate a One Bank culture that proactively collaborates with business partners Participate in activities that benefit the communities we serve Follow the Bancorp Code of Business Conduct and Ethics and other related policies and procedures, modeling the ethical behavior expected from every employee Additional duties as assigned SUPERVISORY RESPONSIBILITIES: Assist in providing employees timely, candid and constructive feedback; assist in the development of employees to their full potential and provides challenging opportunities that enhance employee career growth; recognize and reward employees for accomplishments. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: College degree or two (2) or more years of leadership experience in a sales environment Ability to professionally represent Fifth Third Bank in verbal and written communication Capable of analyzing credit and financial information Ability to successfully execute and coach sales activities Exhibits business acumen Demonstrated ability in making sound decisions This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration. WORKING CONDITIONS: Normal office environment. Extended viewing of computer screens. Periodic travel within the Bancorp footprint to attend meetings and/or training. #LI-HT1 Financial Center Manager Associate- Clear Creek At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28227 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $97k-117k yearly est. Auto-Apply 60d+ ago
  • Sr Credit Analyst - Metals, Materials and Construction

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Senior Credit Analyst is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical tasks and identifying risks or issues as needed. In addition, a successful Senior Credit Analyst will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Senior Credit Analyst demonstrates extensive knowledge of financial and risk analysis and expertise in financial modeling. The Senior Credit Analyst demonstrates proficiency in underwriting, with the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Senior Credit Analyst will attend and support Portfolio Reviews as needed. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed. Use critical thinking to identify and draft documentation. Responsible for regularly completing indicative credit information into Banking Systems with little to no errors. Responsible for preparing risk-rating scorecard and performing tickler event analysis to identify potential risks. Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations. Identify and determine monitoring analysis activities required. Verify covenants and define updates needed on ticklers. Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action. Responsible for assessing covenant compliance reporting and identifying issues. Review covenant compliance certificates to understand performance and determine actions remediate breaches. Update financial covenants and calculations as needed. Run Probability of Default (PD) model with oversight. Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team. Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight. Prepares ALSR reports with oversight. Responsible for running risk and projection models with oversight assumptions provided. Responsible for completing underwriting process with limited oversight. Create and complete a CAM with little to no errors. Review and re-write renewals for deals of limited complexity. Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings. Support Portfolio Managers and special projects. Take appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary. May assist with training of new employees. May work on special projects as assigned by management. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting). 3+ years of Commercial Banking experience. Sound Financial and risk analysis understanding, including the ability to develop financial models. Extensive Knowledge of banking products and services. Knowledge of corporate business structure and legal documents. General knowledge of U.S. government and regulation. Knowledge of the local or regional market preferred, but not required. Proficiency in internal banking applications. Strong verbal and written communication skills. Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks. Proficient in all Microsoft Office software. WORKING CONDITIONS: Normal office environment with little exposure to dust, noise, temperature and the like. Minimal travel required. At Fifth Third Bank, we understand the importance of rewarding our employees for their hard work and dedication, therefore, our Total Rewards offering includes a differentiated compensation package and comprehensive benefits. Benefits: Our benefits programs are designed to support the health, happiness, and financial well-being of our employees and their families. Your benefits will include access to comprehensive medical, dental, and vision coverage, a 401(k) plan and employee stock purchase plan that both offer a generous employer match, flexible paid time off, comprehensive leave programs, and unique benefits to support your overall mental and physical wellness. For additional details, please contact your recruiter. Compensation: The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the US. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Sr Credit Analyst - Metals, Materials and ConstructionTotal Base Pay Range 71,100.00 - 145,900.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $80k-98k yearly est. Auto-Apply 8d ago
  • Industry Credit Lead - Asset Backed Finance

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. The Industry Credit Lead is responsible for maintaining visibility over the full commercial loan portfolio and team within a specific industry (or industries) and advising the credit professionals that support that team. As a leader within the Credit organization, the Industry Credit Lead handles escalations and provides support for all Portfolio Manager/Underwriter and Portfolio Manager/Underwriter Team Lead responsibilities, reviewing deals and meeting with the Coverage Team and Clients as needed. The Industry Credit Lead is expected to have advanced expertise in Credit underwriting, portfolio management, and the regulatory environment as it relates to Credit within associated industry. Additionally, the Industry Credit Lead should demonstrate leadership capabilities, with the ability to effectively manage teams and their associated workflow. An advanced understanding of customer needs with the ability to work with internal partners to drive customer loyalty and expand the use of Fifth Third Bank's products and services is also expected. The role is responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Work with Corporate Banking Group Head to understand the business strategy and pipeline for the industry. Maintain a view of the full industry portfolio. Define the Coverage Team by identifying the appropriate credit partner. Meet with prospective clients as needed. Assess viability of the client and/or transaction prior to term sheet. Review deal structures and approve term sheets. Facilitate discussions with Credit Officers and support Portfolio Managers/Underwriters in discussions with RMs as needed. Handle escalations and provide support for all Portfolio Manager/Underwriter and Portfolio Manager/Underwriter Team Lead responsibilities. Advise credit team of Fifth Third Bank's overall lending policy. Establish workflow priorities within the industry portfolio. Provide ongoing management, coaching, training, and education for assigned staff of Credit professionals, to include Portfolio Managers, Underwriters, Team Leads and Credit Analysts. Provide performance reviews for Portfolio Managers and Portfolio Manager Team Leads as assigned. SUPERVISORY RESPONSIBILITIES: The Industry Credit Lead supervises Portfolio Managers/Underwriters and Portfolio Manager/Underwriter Team Leads (as needed) within Industry team. Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: Bachelor's degree in Business required, Advanced degree preferred (e.g. Business Administration, Finance, or Accounting). Minimum of 8 years of experience in Commercial Banking that includes Asset Backed Finance Advanced knowledge of commercial lending credit policies and guidelines. Advanced knowledge of banking products and services. Expertise in financial and risk analysis. Advanced knowledge of corporate business structure and legal documents. General knowledge of U.S. government and regulation. Knowledge of the requisite industry preferred, but not required. Proficiency in internal banking applications. Strong verbal and written communication skills. Proficient in all Microsoft Office software. All the above duties and responsibilities are essential job functions for which reasonable accommodation will be made. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. This position description is not to be construed as an exhaustive statement of duties, responsibilities or requirements. Employees may be required to perform any other job-related instructions as requested by their supervisor, subject to reasonable accommodation. Industry Credit Lead - Asset Backed Finance At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $97k-115k yearly est. Auto-Apply 11d ago
  • Principal AI Engineer - Automated Channel

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Principal AI Engineer architects and implements artificial intelligence and machine learning systems that address diverse business challenges throughout the Bank, with a strong focus on research and experimentation of generative AI models and agentic systems. This role involves conducting rigorous data analysis, performing statistical evaluation, designing experimental frameworks, and developing algorithms that effectively leverage both structured and unstructured data. The AI Engineer creates solutions that range from on-demand analytics to fully integrated software systems, working closely with cross-functional teams to align technical solutions with business requirements. Staying apprised and educating senior leaders on emerging AI trends, risks, and opportunities. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. Essential Duties and Responsibilities AI Development and Implementation * Design, develop, and implement AI and machine learning systems that address specific business challenges and deliver measurable value. * Create and maintain model documentation, ensuring transparency in methodologies and approaches. * Research, test, and apply state-of-the-art generative AI models and/or solutions for potential use. * Develop agentic AI systems capable of autonomous reasoning, planning, and tool utilization for complex task completion. * Create comprehensive evaluation frameworks to assess model performance, detect hallucinations, and ensure output quality. * Stay current with emerging AI/ML technologies, frameworks, and methodologies. * Contribute to establishing best practices for AI development and deployment. * Sets enterprise-wide technical standards by defining reference architectures, chairing design reviews, and approving model lifecycle gates (e.g., data sourcing, bias audits, drift monitoring). Analytics and Insights * Extract meaningful patterns and insights from complex, multi-dimensional data sets. * Apply advanced analytics including predictive modeling, machine learning, and optimization techniques. * Translate business questions into well-defined analytical problems with clear objectives * Design and execute experiments with statistically valid methodologies and evaluation criteria. * Develop specialized analytics for banking-specific use cases while maintaining compliance with financial regulations. Collaboration and Communication * Leads projects or processes with limited supervision, applying advanced knowledge to solve complex problems. * Acts as a resource for colleagues, influencing technical direction and standards across multiple products or platforms. * Drives cross-team technical initiatives, ensuring integration, scalability, and compliance across multiple products and platforms. * Partner with cross-functional teams to understand business requirements and translate them into technical solutions. * Effectively communicate complex technical concepts to non-technical stakeholders. * Present findings, recommendations, and insights to business teams in accessible formats. * Collaborate with software engineers, cloud engineers, data engineers, and data scientists to integrate AI solutions into existing systems and products. * Work with compliance and security teams to ensure AI systems meet banking regulatory requirements. Minimum Knowledge, Skills and Abilities Required Education and Experience * Bachelor's degree in Computer Science, Statistics, Data Science, Mathematics, or related technical field; Advanced degree preferred but not required. * 6+ years of experience developing and deploying machine learning or AI solutions in production environments. Technical Skills * Strong programming skills with proficiency in Python; familiarity with JavaScript and SQL. * Expertise in generative AI techniques including prompt engineering, fine-tuning, retrieval-augmented generation (RAG), evaluation frameworks, tool integration, and agentic system design. * Experience with cloud computing platforms (AWS preferred, specifically Bedrock, Sagemaker, Lex, etc.). * Skilled in data visualization and storytelling, effectively communicating complex analytical insights in clear, actionable formats for technical and non-technical audiences. * Experience with machine learning frameworks (PyTorch, scikit-learn, Hugging Face). * Practical knowledge of deep learning, neural networks, and traditional ML algorithms. * Familiarity with model optimization techniques including quantization and distillation. * Knowledge of AI orchestration frameworks (LangChain, LlamaIndex, MCPs, etc.) Engineering Practices * Proficiency with version control systems (Git/GitHub) * Understanding of CI/CD pipelines and DevOps practices * Experience with containerization and Infrastructure as Code (Docker, Terraform) * Knowledge of data structures, algorithms, and software design principles * Experience designing observability systems for AI applications Business and Soft Skills * Communicates clearly and builds consensus across teams * Mentors colleagues and promotes knowledge sharing * Excellent written and verbal communication skills * Strong analytical thinking and problem-solving abilities * Ability to manage time effectively and prioritize competing demands * Self-motivated with demonstrated capacity to work independently * Experience working in Agile environments * Proficiency with Microsoft Office suite (Word, Excel, PowerPoint) * Understanding of ethical considerations in AI deployment Position not available for immigration sponsorship #LI-MB1 Principal AI Engineer - Automated Channel At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Cincinnati, Ohio 45202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $96k-118k yearly est. Auto-Apply 12d ago
  • Senior Wealth Strategist

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Serves as the primary Wealth Planning expert and resource for high net worth prospects and client relationships involving complex financial issues and strategies, typically including multi-generational trusts, closely held business entities, corporate executives, and private foundations. Provides professional consulting / advisory services to clients through the development, delivery and implementation of a customized wealth plan, which includes proactive, high impact, multi-generational planning solutions based upon each client's facts and circumstances. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Responsible for delivering customized wealth plans, which include proactive, high impact, planning solutions based upon each client's facts and circumstances. * Provides professional consulting / advisory services and solutions to clients through the development, delivery and implementation of advanced planning techniques: (estate, tax, insurance, option, investment, retirement). * Reviews all client deliverables for which planner is the lead. * Plays a major role in the sales process in acquiring significant relationships: Identifies issues and planning opportunities for review and discussion with the client and the client's advisors. * Conducts research related to the use of various complex tax and estate planning strategies under consideration by clients and develops financial modeling and flowcharts to demonstrate the economic impact of the strategies. * Delivers the wealth plan to clients and their advisors in a clear and understandable manner and responds to their questions. * Develops proactive, reciprocal calling and referral relationships with client relationship managers and sales officers to create strategies and opportunities for high net worth client base. * Coaches and counsels RMs on financial planning strategies via formal training or as part of client relationship reviews. * Develops and expands relationships with centers of influence, such as attorneys and CPAs, resulting in additional business opportunities. * Assists with development and presentation of training programs: * Must be able to converse with clients, their advisors, and RMs convincingly. * Maintains knowledge of complex, advanced planning techniques and relevant legislative, regulatory and case law changes. * Attends community and/or industry-specific forums, conferences and/or meetings in order to broaden relations, network and continually deepen knowledge of trends, practices, products and competitors. * Participates actively in community affairs and professional associations. * Displays the ability to be highly effective in a team-oriented environment and to build relationships based on added value, not title or authority. * Supports a proven track record of successfully collaborating with and influencing management and peers to support growth and financial results. * Participates in the ongoing development of the wealth planning process. * SUPERVISORY RESPONSIBILITIES: * Responsible for providing Wealth Planning Analyst and Planners timely, candid and constructive feedback; develop Analysts and Planners to their fullest potential and provide challenging opportunities that enhance employee career growth; recognize employees for accomplishments. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * Bachelor's degree required. * CFP, JD, or CPA, or LLM required. * 10+ years in financial and/or estate planning related work, preferably at a high quality professional financial services company or firm. * High level of technical expertise in estate, tax, option, retirement, insurance, investment and cash flow/capital needs planning analysis. * Advanced listening, written, and oral communication skills. * Experience in sales and/or marketing. * Resourcefulness in finding creative solutions. #LI-TC1 Senior Wealth Strategist At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Boca Raton, Florida 33433 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $91k-112k yearly est. Auto-Apply 12d ago
  • Float Personal Banker 1 Associate - Charlotte East Region

    Fifth Third Bank 4.6company rating

    Kannapolis, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and Sales & Service. There will be a certification at the conclusion of the program to provide selected candidates the opportunity to demonstrate skills necessary to successfully perform a role within the Retail Personal Banker job family. The Personal Banker I is a Financial Center position focused on using the consultative sales process to proactively identify and meet the financial needs of customers or prospects. The Personal Banker I maintains focus on acquiring new households and/or deepening existing customer relationships through a variety of activities, including but not limited to lobby leadership (Financial Centers) or aisle time (Bank Marts) and tele-consulting. This role is responsible for processing teller transactions as well as working as a member of the platform staff. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Use the consultative sales process and Financial Needs Assessment to build a thorough customer profile and identify current and future financial needs. Maintain an in-depth knowledge of Retail consumer and small business products/services and recommend appropriate solutions using our value proposition. Utilize CAMP and other approved Marketing tools to proactively reach out to customers and set appointments for periodic financial reviews. Primarily focused on cross-selling to existing customer base and engaging in outside sales activities (i.e. Membership Advantage onsite presentations, business sales calls, community financial literacy events, etc.) as directed. Establish close working relationships with assigned Business Partners (Mortgage, Small Business, Commercial and Investment), referring customers when appropriate to provide timely, and holistic financial solutions. Consistently meet/exceed customer experience and individual/team production goals and enhance year-over-year revenue growth as measured by the Financial Center P&L. Provide guidance to CSRs with respect to the sales and referral process. Promote customer satisfaction with a friendly, helpful demeanor and professionalism. Act with confidence by answering customer questions and owning customer issues. Maintain a position of trust and responsibility by keeping all business confidential. Follow the Bancorp Code of Business Conduct and Ethics and other related policies, maintaining ethical behavior at all times. Adhere to established policies and procedures while opening/servicing the full range of Retail products. Participate in the consumer loan and bankcard process, owning sourced loans from application through closing. Participate in the opening/closing process of the Financial Center or Bank Mart as directed by the Financial Center Manager. Keep up to date on Retail procedures in place to mitigate fraudulent activity and unnecessary risk or exposure. SUPERVISORY RESPONSIBILITIES: None. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: College degree or work experience providing transferrable skills, or, combination of education and experience. Experience in the financial industry preferred. Demonstrated ability to develop comfort level with sales activities designed to acquire new consumer household and small business customers and/or cross-sell to established customers. Must be able to demonstrate understanding of advanced math functions that will allow for analysis of credit and financial information. Ability to professionally represent Fifth Third Bank in terms of appearance and verbal/written communication. Demonstrated ability to develop a working knowledge of Retail policies and procedures in order to utilize good judgment in making sound decisions. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. WORKING CONDITIONS: Normal office environment. Extending viewing of computer screens. This program will require the ability to travel within the affiliate for training as well as scheduling flexibility. Travel outside of the affiliate will be required for various classroom training sessions. #LI-HT1 Float Personal Banker 1 Associate - Charlotte East Region At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Kannapolis, North Carolina 28081 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $32k-38k yearly est. Auto-Apply 30d ago
  • Credit Analyst II - Leveraged Finance Portfolio Management

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Credit Analyst II is primarily responsible for partnering with Portfolio Managers, supporting the daily duties of underwriting and monitoring credit while performing analytical activities and identifying risks or issues as needed. In addition, a successful Credit Analyst II will be able to draft documents and prepare for credit reviews with limited support from the Portfolio Managers. The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst II is expected to build proficiency in underwriting, developing the ability to complete the underwriting process from beginning to end with limited oversight. Additionally, the Credit Analyst II will attend and support Portfolio Reviews as needed. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: Partner with Portfolio Managers in credit and underwriting, performing analytical tasks as needed Use critical thinking to identify and draft documentation Responsible for regularly completing indicative credit information into Banking Systems with little to no errors Responsible for preparing risk-rating scorecard and tickler event analysis and determining actions based on results working in collaboration with PM's Responsible for developing risk models and advising PMs of unforeseen obstacles that may impede meeting client expectations Identify and determine monitoring analysis activities required Verify covenants and define updates needed on ticklers Monitor covenant completion and track past due or out of compliance covenants and recommend appropriate course of action Responsible for assessing covenant compliance reporting and identifying issues Review covenant compliance certificates to understand performance and determine actions Update financial covenants and calculations as needed Run Probability of Default (PD) model with oversight Responsible for understanding and evaluating completed spreads to determine necessary edits working in collaboration with the CCU team Responsible for identifying and recommending preliminary portfolio management actions using Credit Service reporting and RADAR with some oversight Prepares ALSR reports with oversight Responsible for running risk and projection models with oversight assumptions provided Responsible for completing underwriting process with limited oversight Create and complete a CAM with little to no errors Review and re-write renewals for deals of limited complexity Responsible for portfolio analysis and the development for Portfolio Reviews in preparation for client meetings Support Portfolio Managers and special projects Takes appropriate remedial actions to resolve deficiencies and escalates questions/disputes to appropriate level when necessary. May assist with training of new employees. May work on special projects as assigned by management. SUPERVISORY RESPONSIBILITIES: None MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting) 2+ years of Commercial Banking/Commercial Credit Analysis experience. Sound Financial and risk analysis understanding, including the ability to develop financial models Extensive Knowledge of banking products and services Knowledge of corporate business structure and legal documents General knowledge of U.S. government and regulation Knowledge of the local or regional market preferred, but not required Proficiency in internal banking applications Strong verbal and written communication skills Demonstrated expertise in using effective problem solving and analytical skills with ability to handle and prioritize multiple tasks Proficient in all Microsoft Office software WORKING CONDITIONS: Normal office environment with little exposure to dust, noise, temperature and the like Minimal travel required Credit Analyst II - Leveraged Finance Portfolio Management At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $78k-96k yearly est. Auto-Apply 34d ago
  • Senior Portfolio Manager - Financial Institutions Group

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Portfolio Manager is key member of the "coverage team", managing transactions and business portfolio tasks. PMs are expected to be intimately involved in in the deal process, making recommendations on appropriate credit structures, pricing, etc. PMs are directly accountable for managing a portfolio of accounts through their review of updated financial statements, proactive monitoring, and interaction with the Credit Analyst. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: * Accountable for managing a portfolio of accounts. * Review and recommend credit decisions. * Partners with the Relationship Manager, forming the "coverage team" to: Meet with clients and Participate in business Development calls, Assess prospective client's viability for credit, Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants value collateral. * Generate commitment letters. * Responsible for providing business partners credit lending policy interpretation. * Perform final risk rating analysis. * Capture and document credit decisions, conditions, and modifications. * Collaborates with the Credit Analyst to perform Portfolio management duties such as: Establish and maintain Investor Group on lender Portal, perform Monitoring action and Conduct periodic deal Review and execute decisions to renew or modify deals. * Communicate directly with clients regarding credit events and actions as needed. * Works independently to pitch the most complex deal structures. * A focus on continuous learning to keep up with ever-changing market dynamics. * Subject-matter-expert, mentor to more junior PMs and Credit Analysts. * Leverages expertise to provide partners insights into the Bank's different lines of business and the related economics. * Ideal candidate will have experience in Insurance and/or Non-Bank Finance companies SUPERVISORY RESPONSIBILITIES: Responsible for providing employees timely, candid and constructive performance feedback. Developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: * Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting). * At least 8 years credit analysis and/or loan review experience in Commercial Banking, that ideally includes Insurance. * Financial Institutions, primarily Insurance, experience preferred. * Highly proficient analytical skills, critical thinking and communication skills. * Professional presence (client-facing). * Experience managing an advanced commercial client portfolio with a great deal of complexity. * Ability to partner with all deal stakeholders including clients, relationship manager and credit teams. * Expertise in financial and risk analysis, including financial modeling. * Demonstrated expertise in using effective problem solving. * Proficient with technology and ability to learn new applications. * Normal office environment with little exposure to dust, noise, temperature and the like. * Extended viewing of a CRT screen. * Some travel required. Senior Portfolio Manager - Financial Institutions Group Total Base Pay Range 94,500.00 - 203,200.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Dallas, Texas 75240 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $84k-106k yearly est. Auto-Apply 12d ago
  • Regional Middle Market Segment Head - Southeast

    Fifth Third Bank 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. The Regional Middle Market Segment Head is a senior leadership role accountable for shaping strategy, driving growth, and ensuring execution across the Middle Market segment in defined markets. This role leads through influence, partnering with Regional Market leaders to align priorities, foster collaboration, and deliver consistent client experience. Rather than direct reporting authority, success is achieved through strategy, coaching, disciplined operating rigors, and inspiring leaders to execute the Middle Market strategy and achieve performance objectives. The Segment Head serves as a key member of the Regional Commercial Banking leadership team, reporting directly to the Head of Commercial Regional Banking. Key Responsibilities: Strategic Leadership & Influence Champion the Middle Market strategy across markets, ensuring alignment with national objectives and regional priorities. Influence senior leaders to adopt best practices, execute playbooks, and deliver on growth and profitability goals. Act as a trusted advisor and thought leader, driving collaboration and accountability within a matrix operating structure. Business Development & Market Coverage Guide market leaders in portfolio segmentation and client acquisition strategies for businesses in the $20MM-$500MM revenue range. Promote disciplined business planning and execution to expand market share and deepen client relationships. Identify and evaluate strategic growth opportunities. Talent Development & Coaching Mentor Senior Leaders and Relationship Managers through influence, providing strategic direction and development support. Partner with HR and leadership teams to identify, attract, and retain top talent across markets. Credit & Risk Partnership Collaborate with Risk leadership to maintain asset quality and ensure adherence to risk appetite and regulatory standards. Serve as an escalation resource for complex credit structures, offering guidance and expertise. Serve as line of business credit approver and deal elevation adjudication point. Operational Excellence Drive adoption of standardized tools, processes, and performance metrics across markets. Influence operational improvements and compliance adherence through partnership and shared accountability. Cross-Functional Collaboration Build strong relationships with product specialists, treasury, capital markets, and One Bank partners to deliver holistic solutions. Represent the region in national forums, contributing to strategic initiatives and thought leadership. Collaborate with the Finance to design and execute the segment's growth strategy and financial plan. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: Bachelor's degree in Finance, Business, or related field; MBA preferred. Minimum 12+ years in commercial banking with a focus on Middle Market clients. Demonstrated success in leadership roles influencing multi-market or regional teams without direct authority. Proven ability to drive strategic execution and business growth through collaboration and influence. Strong strategic thinking, negotiation, and relationship management capabilities. Deep understanding of credit, risk management, and regulatory compliance. Exceptional ability to influence stakeholders at all levels, build consensus, and align diverse teams toward common goals. Skilled in leading through change and managing complex organizational dynamics. Excellent relationship building/interpersonal skills, written and verbal communications skills required. Position requires the ability to establish self as a leader, to not only perform in a leadership role, but to also be recognized by others as a leader. Must be able to work in a team environment with the ability to interact well, and in a positive manner, with senior management and internal partners. Ability to handle multiple tasks and be flexible. Formal credit training and underwriting experience preferred; ability to analyze complex financial data. Strong track record of coaching and developing talent. PC proficient in Windows based software programs (Outlook, Word, Excel, PowerPoint). Regional Middle Market Segment Head - Southeast At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $74k-87k yearly est. Auto-Apply 9d ago
  • Senior Underwriter, Renewable Energy Credit Solutions

    Fifth Third Bank, N.A 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: A Senior Underwriter will have primary responsibility for leading a deal team to underwrite and execute commercial loans and tax equity financings, including bilateral loans and both lead and non-lead syndicated opportunities. The ideal candidate will have exceptional financing agreement, tax equity and debt modeling, project finance, and underwriting skills. This position is client-facing, requiring the individual to lead diligence calls and negotiate financing agreements. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Lead the underwriting process both internally and externally with clients, including leading diligence calls and negotiating credit agreements. + Structure loans and tax equity financings, underwrite and document client transactions within the Bank's risk parameters. + Demonstrate strong client selection, financing agreement, tax equity and debt modeling, project finance, and underwriting skills, including identification and assessment of key credit risks. + Strong partner to Banking, Credit Risk, Debt Capital Markets, Portfolio Management partners. + Responsible for maintaining an extensive level of knowledge of commercial and investment banking solutions, in addition to market trends and business drivers. + May be required to maintain industry expertise in one or more sectors; understand and articulate industry trends, providing expert insights and tailored solutions. + Lead financial and business due diligence, including company and industry research, cash flow modeling, and financial analysis to determine the creditworthiness of prospective borrowers. + Develop an independent risk recommendation and gain approval from Risk. + Challenge the status quo to ensure we get to the best solution. + Meet with prospects / clients as needed. + Maintain thorough knowledge of credit policies, procedures, and terminology. Partner with LOB and Risk to maintain and update relevant credit policies. + Train and develop Underwriting Principals, Associates, Senior Analysts and Analysts. SUPERVISORY RESPONSIBILITIES: May include direct or indirect supervision and direction of the day-to-day activities of junior underwriting professionals. Provide employees and key internal partners with timely, candid, and constructive performance feedback. Develop employees to their fullest potential and provide challenging opportunities that enhance career growth. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: + 10+ years of experience in renewable energy finance, preferably in the banking or investment banking industry. + Bachelor's degree in Finance, Business Administration, or a related field. + Subject matter expert level understanding of accounting, credit, tax equity, structuring, underwriting, debt and tax equity modeling, project finance, and legal documentation. + Communication skills: clearly articulate viewpoints verbally and in writing, fostering confidence when sharing/presenting information. + Collaboration skills: works effectively in a cross-functional team environment. + Strong work ethic; comfortable working in a fast-paced environment. + Proven ability to deliver consistent, reliable, and timely execution in a time-sensitive transactional role. Senior Underwriter, Renewable Energy Credit Solutions Total Base Pay Range 121,900.00 - 262,100.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Chicago, Illinois 60606 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $61k-80k yearly est. 8d ago
  • Mortgage Loan Originator - Charlotte

    Fifth Third Bank, N.A 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Develop referral contacts (realtors, builders, professional and personal contacts). + Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. + Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines. + Follow defined protocol for escalation exceptions. + Take applicant applications by completing Fannie Mae form 1003 on the laptop. + Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS. + Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management. + Manage pipeline for all originated loans through closing and complete required management reports. + Communicate with branches and/or applicants of providing timely updates and progress reports. + Maintain high levels of customer service while managing each applicant's and support staff's expectations. + Attend and participate in all Consumer Lending meetings as required by management. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: + High school diploma or equivalent mandatory. Four-year college degree preferred. + Knowledge of conventional and/or government lending guidelines. + Knowledge of residential mortgage processing, underwriting, and closing procedures. + Knowledge of federal lending regulations governing real estate lending. + Must have two years of mortgage sales lending experience. + Must have an established, local book of business. + Must have existing mortgage sales of $1 million per month. + Demonstrated organizational skills. + Strong written and verbal communications skills. + Demonstrated teamwork and customer service skills. + Proven computer skills. + Basic sales technique skills. + Strong desire to excel in a competitive environment. + This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. LI - MC1 Mortgage Loan Originator - Charlotte At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Charlotte, North Carolina 28202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $37k-43k yearly est. 60d+ ago
  • Principal AI Engineer - Automated Channel

    Fifth Third Bank, N.A 4.6company rating

    Charlotte, NC job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: The Principal AI Engineer architects and implements artificial intelligence and machine learning systems that address diverse business challenges throughout the Bank, with a strong focus on research and experimentation of generative AI models and agentic systems. This role involves conducting rigorous data analysis, performing statistical evaluation, designing experimental frameworks, and developing algorithms that effectively leverage both structured and unstructured data. The AI Engineer creates solutions that range from on-demand analytics to fully integrated software systems, working closely with cross-functional teams to align technical solutions with business requirements. Staying apprised and educating senior leaders on emerging AI trends, risks, and opportunities. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. Essential Duties and Responsibilities AI Development and Implementation + Design, develop, and implement AI and machine learning systems that address specific business challenges and deliver measurable value. + Create and maintain model documentation, ensuring transparency in methodologies and approaches. + Research, test, and apply state-of-the-art generative AI models and/or solutions for potential use. + Develop agentic AI systems capable of autonomous reasoning, planning, and tool utilization for complex task completion. + Create comprehensive evaluation frameworks to assess model performance, detect hallucinations, and ensure output quality. + Stay current with emerging AI/ML technologies, frameworks, and methodologies. + Contribute to establishing best practices for AI development and deployment. + Sets enterprise-wide technical standards by defining reference architectures, chairing design reviews, and approving model lifecycle gates (e.g., data sourcing, bias audits, drift monitoring). Analytics and Insights + Extract meaningful patterns and insights from complex, multi-dimensional data sets. + Apply advanced analytics including predictive modeling, machine learning, and optimization techniques. + Translate business questions into well-defined analytical problems with clear objectives + Design and execute experiments with statistically valid methodologies and evaluation criteria. + Develop specialized analytics for banking-specific use cases while maintaining compliance with financial regulations. Collaboration and Communication + Leads projects or processes with limited supervision, applying advanced knowledge to solve complex problems. + Acts as a resource for colleagues, influencing technical direction and standards across multiple products or platforms. + Drives cross-team technical initiatives, ensuring integration, scalability, and compliance across multiple products and platforms. + Partner with cross-functional teams to understand business requirements and translate them into technical solutions. + Effectively communicate complex technical concepts to non-technical stakeholders. + Present findings, recommendations, and insights to business teams in accessible formats. + Collaborate with software engineers, cloud engineers, data engineers, and data scientists to integrate AI solutions into existing systems and products. + Work with compliance and security teams to ensure AI systems meet banking regulatory requirements. Minimum Knowledge, Skills and Abilities Required Education and Experience + Bachelor's degree in Computer Science, Statistics, Data Science, Mathematics, or related technical field; Advanced degree preferred but not required. + 6+ years of experience developing and deploying machine learning or AI solutions in production environments. Technical Skills + Strong programming skills with proficiency in Python; familiarity with JavaScript and SQL. + Expertise in generative AI techniques including prompt engineering, fine-tuning, retrieval-augmented generation (RAG), evaluation frameworks, tool integration, and agentic system design. + Experience with cloud computing platforms (AWS preferred, specifically Bedrock, Sagemaker, Lex, etc.). + Skilled in data visualization and storytelling, effectively communicating complex analytical insights in clear, actionable formats for technical and non-technical audiences. + Experience with machine learning frameworks (PyTorch, scikit-learn, Hugging Face). + Practical knowledge of deep learning, neural networks, and traditional ML algorithms. + Familiarity with model optimization techniques including quantization and distillation. + Knowledge of AI orchestration frameworks (LangChain, LlamaIndex, MCPs, etc.) Engineering Practices + Proficiency with version control systems (Git/GitHub) + Understanding of CI/CD pipelines and DevOps practices + Experience with containerization and Infrastructure as Code (Docker, Terraform) + Knowledge of data structures, algorithms, and software design principles + Experience designing observability systems for AI applications Business and Soft Skills + Communicates clearly and builds consensus across teams + Mentors colleagues and promotes knowledge sharing + Excellent written and verbal communication skills + Strong analytical thinking and problem-solving abilities + Ability to manage time effectively and prioritize competing demands + Self-motivated with demonstrated capacity to work independently + Experience working in Agile environments + Proficiency with Microsoft Office suite (Word, Excel, PowerPoint) + Understanding of ethical considerations in AI deployment Position not available for immigration sponsorship #LI-MB1 Principal AI Engineer - Automated Channel At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Cincinnati, Ohio 45202 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $96k-118k yearly est. 13d ago

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