Synergy One Lending CEO and leadership

RMR Financial, operating out of California, Utah & Colorado, is a subsidiary of PHH Home Loans, a joint venture between PHH Mortgage Corporation and Realogy Holdings Corporation. PHH Mortgage Corporation, a subsidiary of PHH Corporation (NYSE: PHH), is one of the largest originators and servicers of residential mortgages in the United States with over 1.1 million loans in their servicing portfolio.*

RMR Financial has been helping homeowners with their mortgages since 1993, and operates under four retail brands – Princeton Capital in Northern California, First Capital in Southern California and Axiom Financial in Utah/Colorado are the in-house lenders for Coldwell Banker Real Estate offices; and Mortgage California is a traditional retail mortgage banker in Northern California. Combined, they employ a total of over 300 employees.

As both a mortgage banker and broker, RMR Financial offers a breadth of products and experience that have helped make them one of the premier purchase money lenders in California.

As Regional Executive of RMR Financial, I am responsible for all growth initiatives including: loan officer productivity, operations fulfillment performance and secondary marketing oversight in the Western United States.

*PHH Corporation Announces Fourth Quarter and Full-Year 2014 Results," February 17, 2015.

Christine Leyden is the Chief Operating Officer Forward Operations at Synergy One Lending, Inc/ Mutual of Omaha Mortgage. She is responsible for the leadership and strategic execution of overall credit administration (credit, risk, underwriting, processing, closing, post-closing, compliance). Chris has over 25 years of residential lending experience, 15 of those in a highly regulated banking environment. Prior to joining Synergy One/ Mutual of Omaha Mortgage, Chris was a founding member of BBMC Mortgage and played a key role in building a company from the ground up based upon principals of creating a superior customer experience. Chris brings a unique skill set to the COO role, as a former top producing originator herself, she understands and embraces Every Client. Every Time. No Exceptions. No Excuses.

Experienced Chief Compliance Officer with a demonstrated history of working in the banking industry. Skilled in Internal Audit, Compliance Training, U.S. VA Loans, Mortgage Underwriting, and Foreclosures.

Tim Wagner is a Senior VP/Chief Mktg Ofcr at Envoy Mortgage and Exec VP/Chief Mktg Ofcr at Synergy One Lending and is based in Dallas, Texas. He has worked as Owner at Ultimate Mystery Shopper; Director, Corporate Online Development at TexCorp Communications Inc; and Chief Marketing Officer at Supreme Lending. Tim works or has worked as Senior VP/Chief Mktg Ofcr at Pacific Union Financial, LLC. He attended Texas A&M University between 1992 and 1995, University of Tennessee between 2000 and 2003, and SLU LAW between 2003 and 2005.

Tyler Larsen is a Chief Financial Officer at Synergy One Lending, Chief Financial Officer at Mutual of Omaha Mortgage, and Chief Financial Officer at Retirement Funding Solutions and is based in Greater San Diego Area. He studied at Biola University.