T. Rowe Price jobs - 500 jobs

External Description: Investment Compliance is a dedicated function supporting global asset management processes by ensuring compliance with regulatory, prospectus, client-directed, and internal investment and operational restrictions for all T. Rowe Price portfolios. This position sits within the Implementation team, which is responsible for the onboarding of new accounts and products, oversight of amendments to existing accounts, and programming of all restrictions into the firm's investment compliance monitoring system, Charles River. We are committed to continuous improvement and innovation in our processes and are in search of candidates who are passionate about contributing to the growth of our operations. Role Summary The Investment Compliance Officer identifies, interprets, and programs restrictions into the Charles River compliance system to support automated compliance testing across all portfolios managed by T. Rowe Price. This growth-oriented role involves consulting with and providing information to investment personnel, attorneys, client operations managers and other internal and external parties. The Investment Compliance Officer also proactively assesses the impacts of regulatory changes, new investment strategies, and data changes on the rule library and manages projects assigned by the Lead Manager and/or the Investment Compliance management team. Responsibilities Onboarding new accounts, amending existing client documentation, and coding using Charles River. Liaising with client operations and/or product teams on new accounts or changes for existing clients to provide compliance feedback, manage priorities, and meet inception deadlines. Reviewing investment restrictions in proposed new account documentation and guideline amendment language to ensure coding ability in the compliance system, clarifying intent when needed. Programming logic-based rules in Charles River to effectively monitor client and regulatory requirements collaboratively with investment staff to ensure rule coding aligns with client/regulatory requirements and the investment strategy of each portfolio. Performing quality assurance testing and review of rules programmed by other team members. Evaluating compliance system functionality and available data elements to determine how restrictions can be captured in the compliance systems. Providing creative coding solutions and alternatives to capture complex requirements. Assessing impacts of code changes and testing restrictions to ensure they function as intended, and escalating any operational roadblocks or risks in new client requirements to management. Process Improvement: Proactively identifying process improvement opportunities and working to reduce risk by seeking ways to make coding more accurate, concise, and efficient Recommending ways to automate manual rules and/or implement additional compliance functionality and data due to system upgrades Developing subject matter expertise and proactively sharing expert knowledge of the Charles River system, or other investment compliance monitoring system(s), to significantly increase depth of knowledge within the Implementation team Challenging the status quo of policies and procedures, existing thinking, and offering new solutions Assisting in the continued optimization of the rule library Projects: Prioritizing, organizing, and overseeing complex projects from internal and external customer groups. Assessing the comprehensive impacts of regulatory changes, new investment strategies, products and derivative instruments on the rule library. Developing project plans for Implementation team personnel to implement changes. Communicating rule changes and resulting impacts to internal and external customers ensuring changes are appropriately documented. Developing appropriate documentation, procedures, and process controls. Qualifications Required: Bachelor's degree or the equivalent combination of education and relevant experience AND 5+ years of total relevant work experience Preferred: Proven analytical skills within the area of investment compliance or a related field Strong attention to detail; commitment to improvement and quality Strong customer service orientation Strong interpersonal skills; effective written and oral communications Ability to work under pressure with a high level of determination Strong organizational skills; proficient in handling multiple tasks simultaneously Strong research and problem-solving skills Dedicated team player who is committed to growth and learning FINRA Requirements FINRA licenses are not required and will not be supported for this role. Work Flexibility This role is eligible for hybrid work, with one day per week from home. Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States (e.g., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant work status). City: State: Community / Marketing Title: Investment Compliance Implementation - Senior Analyst Company Profile: Location_formattedLocationLong: Maryland, US CountryEEOText_Description: Commitment to Diversity, Equity, and Inclusion: We strive for equity, equality, and opportunity for all associates. When we embrace the power of diversity and create an environment where people can bring their authentic and best selves to work, our firm is stronger, and we create greater value for our clients. Our commitment and inclusive programming aim to lift the experience for each associate and builds allies for our global associate community. We know that a sense of belonging is key not only to your success at the firm, but also to your ability to bring your best each day. Benefits: We invest in our people through a wide range of programs and benefits, including: • Competitive pay and bonuses as well as a generous retirement plan and employee stock purchase plan with matching contributions • Flexible and remote work opportunities • Health care benefits (medical, dental, vision) • Tuition assistance • Wellness programs (fitness reimbursement, Employee Assistance Program) Our policies may change as our working lives evolve. Yet, our commitment to supporting our associates' well-being and addressing the needs of our clients, business, and communities is unwavering. T. Rowe Price is an equal opportunity employer and values diversity of thought, gender, and race. We believe our continued success depends upon the equal treatment of all associates and applicants for employment without discrimination on the basis of race, religion, creed, color, national origin, sex, gender, age, mental or physical disability, marital status, sexual orientation, gender identity or expression, citizenship status, military or veteran status, pregnancy, or any other classification protected by country, federal, state, or local law.

Morgan Stanley Services Group, Inc. seeks a Director, Lead Cybersecurity Ops in Baltimore, MD Analyze and Respond to security alerts from the Security Incident Event Management (SIEM) system. Conduct in-depth root cause analysis and collaborate with security engineering teams to prevent and mitigate cybersecurity incidents. Manage the queue of security events for the team and assist with a priority based assignments and trend analysis of events. Provide CIRT shift and on-call coverage for the North America region. Research cyber threat actor tactics and techniques. Create and onboard detection rules based on tooling and logging capabilities to counteract threat actors. Create playbooks and conduct continuous review of these detections for tuning and false positive reduction. Train and mentor fellow team members. Telecommuting permitted up to 2 days per week. Salary: Salary range for the position: $140,000 - $150,000 /Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Requirements: Requires a Bachelor's in Computer Engineering, Computer Science, or a related field and five (5) years of experience in the position offered or five (5) years as a Senior Manager, Manager, Information Security Engineer or a related technical occupation. Requires five (5) years of experience with: Cyber Incident Response; Security Orchestration Automation and Response (SOAR); Network Security Monitoring; Network Traffic Analysis; Threat Hunting, Endpoint Detection and Response (EDR); Malware Analysis; Technical Writing; Incident Reporting; Vulnerability management; Open Source Intelligence (OSINT); Computer Forensics; Network Forensics; Public Cloud Security including: Microsoft Azure, Amazon Web Services (AWS), Google Compute Platform; and Technologies and tooling including: Splunk, Kubernetes, Python, AWS GuardDuty, Microsoft Defender for Office 365, Microsoft Defender XDR, Crowdstrike, Tanium, Sysmon, and Axiom. Qualified Applicants: To apply, visit us at ******************************************************* and enter JR015031 in the search field. No calls please. EOE WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Operational Mapping Program Lead Department Profile Professionals within the Legal and Compliance Division (LCD) provide a wide range of services to our business units. They preserve the firm's invaluable reputation for integrity and protect the firm from sanctions with policies and procedures that meet regulatory requirements around the world. They also strive to maintain cooperative relationships with governmental policy makers and the regulatory and self-regulatory agencies that govern the firm's businesses. The Non-Financial Risk (NFR) Department forms the second line of defense for management of the firm's non-financial risks, which include Financial Crimes, market manipulation or abuse and Operational risk. NFR Data & Analytics is a function in the Legal and Compliance Division responsible for designing and optimizing surveillance models, approaches and tools using advanced analytical techniques like supervised and unsupervised machine learning, Natural Language Processing (NLP) and evolving techniques like graph analytics. The surveillances and other tools help identify suspicious and/or illegal behaviors like money laundering, market manipulation, insider trading, unfair sales or trading practices and other financial crimes. Position Description The NFR Data & Analytics team is looking for an experienced professional to lead the Firm's Operational Mapping Program. With a background in consulting, financial services or a related industry, you will be passionate about designing and delivering effective enterprise-wide programs. The Operational Mapping Program is central to the Firm's ability to effectively manage our inter-affiliate relationships. We work in conjunction with key stakeholders including Non-Financial Risk, Outsourcing, Third Party Vendor Management, Business Continuity, Resiliency and Recovery and Resolution Planning. You will be responsible for delivering a new suite of Operational Mapping capabilities across the enterprise in conjunction with our Technology and Business Partners. As part of a team focused on the development of consumer-grade capabilities, you will be responsible for building, delivering and running core Operational Mapping solutions for our business partners. You will be able to build your skills in data-centric design techniques to deliver industry leading solutions, including the adoption of machine learning and GenAI. Responsibilities: > Lead the design and development of Operational Mapping capabilities to support the documentation of inter-affiliate process relationships and their operational dependencies > Work with Operational Mapping stakeholders to understand and model core data requirements/relationships and to ensure these can be operationally met > Act as Product Owner for technology solutions built to support the Operational Mapping Program including close liaison with our Technology teams > Project Manage both business-as-usual and project-based activities across the global team > Represent the Operational Mapping Program in relevant governance forums including leading our stakeholder working groups > Educate our stakeholders in the regulatory drivers and functional requirements of the Operational Mapping Program > Support business-as-usual activities in managing Operational Mapping data including the evolution of regulatory requirements in the Operational Mapping domain > Oversee a global team of full-time employees in various locations including Budapest, Mumbai and Baltimore Required Skills: > At least 6 years' relevant experience would generally be expected to find the skills required for this role. > An understanding of Operational Mapping or one of it's related disciplines such as Business Continuity, Vendor Management or Recovery and Resolution Planning. > Experience of managing enterprise-wide programs in complex and dynamic business environments including driving consensus across stakeholders > Product Owner experience in an agile development environment including driving business requirements, recurring prioritization and feedback, and user acceptance testing. > Excellent people management skills with the ability to grow and develop talent preferably within a global team setting Helpful/Desirable Skills: > Bachelor's degree or equivalent experience. > Excellent interpersonal skills, including the ability to work as part of a team and delegate tasks. > Must be a self-starter and highly organized; attention to detail a must. > Excellent analytical skills required. > Strong written and verbal communication skills. > Aptitude in design, both at a data level and from a user experience perspective > Experience in use of data science, machine learning or generative AI to solve business problems WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $95,000 - $165,000/Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

How much money will you need to retire? 1 million? $2 million? Do you think it's too late? Think again. What if you could learn the skills necessary to build a 6-figure retirement income in as little as 24 months? We're looking for motivated individuals - early retirees and late starters - who are ready to take control of their financial future. No prior experience is needed. Our mentorship program provides hands-on training in high-income digital and business skills designed to generate long-term, scalable income. What you'll gain: Step-by-step guidance from industry experts Flexible, remote opportunity A proven system to build wealth - without starting from scratch Community support and weekly coaching This is NOT a job. It's a pathway to financial freedom. Your pace, your potential. Spots are limited. Watch the video to learn more and get started. Change your tomorrow! Watch our intro videos to learn more ********************************** Scroll down to "start your journey to financial freedom today" Click watch video 4 minute video 22 minute video If you would like to start or learn more, please reach out for a one on one. Build your retirement while earning residual income.

Join Our Team In 2025, USA Today recognized Primerica as a Top Workplace USA for the fifth year in a row, and Newsweek named Primerica one of America's Greatest Workplaces for Diversity for the second consecutive year. In 2024, the Atlanta Journal-Constitution named Primerica as a Top Workplace for the eleventh consecutive year, and Forbes recognized Primerica as one of America's Best Employers for Women for the fifth year in a row. In addition, for the tenth time Primerica has been voted a Best Employer by Gwinnett Magazine. Primerica is a great place to work! Join our team to experience what it's like to work at “one of the best places to work in the metro Atlanta”. About this PositionBusiness Analyst 3 performs a range of assignments related to Life Insurance Project Support. Creates and executes business requirement documents, process flow diagrams and data mapping. Acts as liaison between the business users and programmers to ensure that projects meet outlined objectives and resolve system issues. Manages mainframe/distributed systems projects through entire software development life cycle including documentation of requirements, testing, implementation and post production monitoring. May lead projects or project steps within a broader project or may have accountability for on-going activities or objectives. Acts as a resource for colleagues with less experience. Interfaces with multiple teams and departments across the organization. Interfaces with managers and business owners throughout the organization. Coordinates with third parties and oversees projects involving 3rd party providers. *Local Applicants Only*Responsibilities & Qualifications Responsibilities Create and execute business requirement documents, process flow diagrams and data mapping Coordinate, manage and execute projects for Life Operations Research and resolve departmental system issues and concerns Devise, recommend and implement solutions and options for system design and enhancements and recognize when management approval is required. Create user acceptance criteria (test plans), coordinate with QA team to execute testing and work with QA to analyze test results Refine requirements and coordinate additional development as a result of any QA findings Research and resolve departmental system issues and concerns Formulate, develop and implement changes to improve departmental and process efficiency, including using automation tools (Microsoft Access, Testing Scripts, etc.) Devise, recommend and implement solutions and options for system design and enhancements and recognize when management approval is required. Act as liaison between the business users and programmers to ensure that projects meet outlined objectives and resolve system issues Manage mainframe/distributed systems projects through entire software development life cycle including documentation of requirements, testing, implementation and post production monitoring Minimum Qualifications: Associates and/or bachelor's degree with a Concentration in Business and/or Liberal Arts. OR 3-5 years of equivalent business experience. Project Management Software (Version One, Jira, or equivalent) MS Office (Project, SharePoint, Word, Excel, Power Point, Access) Confluence / SQL and Data base experience Requires in-depth conceptual and practical knowledge of Life Insurance Business and practices and procedures within Project Management Life Cycle. Required Knowledge, Skills and Abilities Continue to build knowledge of the company, processes and customers. Solves complex problems and research requests. In depth knowledge of the systems and processes of the departments and business functions they support Broad knowledge of the systems and processes of the departments and business functions they support Able to work independently with minimal direction from management. Handle multiple priorities simultaneously FLSA status: This position is exempt (not eligible for overtime pay): YesOur Benefits: Day one health, dental, and vision insurance 401(k) Plan with competitive employer match Vacation, sick, holiday and volunteer time off Life and disability insurance Flexible Spending Account & Health Savings Account Professional development Tuition reimbursement Company-sponsored social and philanthropy events It has been and will continue to be the policy of Primerica, Inc., and its subsidiaries to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, sex, color, religious creed, religion, national origin, citizenship status, age, disability, pregnancy, ancestry, military service or veteran status, genetic or carrier status, marital status, sexual orientation, or any classification protected by applicable federal, state or local laws. At Primerica, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

We're seeking someone to join our team as a Director supporting Morgan Stanley's FID Secured Lending (FSL) Business and is responsible for the management, maintenance, and ongoing servicing of its warehouse and other credit facilities secured by collateral including mortgages, hard assets, and equity pledges. The FSL Operations team works with external clients as well as internal stakeholders across divisions (including the Business Unit deal team and asset management, Financial Controllers, Credit, and Legal) to support the business. In the Operations division, we partner with business units across the Firm to support financial transactions, devise and implement effective controls and develop client relationships. This is a Team Specialist position at Director level within Product Support & Services, which is responsible for providing transaction support and managing post execution processes. Morgan Stanley is an industry leader in financial services, known for mobilizing capital to help governments, corporations, institutions, and individuals around the world achieve their financial goals. Interested in joining a team that's eager to create, innovate and make an impact on the world? Read on… What you'll do in the role: * Review of relevant credit and closing documentation to build out loan facilities in internal booking systems * Daily loan servicing including borrowing/funding requests, settlement/paydown processing * Collateral review and management: load and review of daily custodial reports; coordinate with external document custodian on exceptions. * Execution of collateral releases for the shipment of loan documents to investors purchasing loans off the warehouse line. * Borrowing base management: monitoring warehouse line expiration dates, advance limits and deficiencies; coordinate with client and Business Unit as needed. Where applicable, coordinate with Credit and Business Unit on temporary exceptions * Daily review of exception/break reports and taking appropriate actions to resolve * Preparation and distribution of periodic interest & fees invoices * Fielding other ongoing/ad hoc inquiries/requests from clients What you'll bring to the role: * Ability to lead by example, work with drive and determination, and put forward challenging views to senior levels * Comprehensive knowledge and understanding of functional area and operational/compliance policies and procedures of their team * Ability to operate independently across the majority of day-to-day responsibilities * Culture carrier across Operations, embracing the Firm's core values and acting as a role model * Previous experience in a financial services Operations line with at least 3 years in a supervisory capacity * Strong interpersonal, customer service, and supervisory skills * Highly motivated self-starter with excellent prioritization and multi-tasking abilities. * Ability to work in a fast paced environment, both independently and as part of a team. * Demonstrate ability to learn quickly with strong flexibility in regard to the duties assigned and problem solving skills. * Excellent verbal and written communication skills. * Knowledge in warehouse lending and collateral, or residential and consumer lending * Knowledge of the secondary mortgage market, including involvement of government-sponsored enterprises (i.e. Freddie Mac, Fannie Mae) * Experience with Loan IQ is a plus WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $64,000 - $108,000 Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

EXCITING OPPORTUNITY! Our offices are expanding and we're seeking hardworking individuals who are ready to step outside the box and build a business! We are seeking Life Insurance Agents to join our team. Whether you're an experienced insurance agent seeking a new opportunity or just beginning your career, we offer a chance to showcase your abilities and achieve professional growth. No Experience Necessary This position is open only to US Residents residing in the United States Candidates must be 18 years+ Candidates must be able to pass a background check This is a 1099 opportunity, not a W2 As a life insurance agent, you will play a key role in assisting clients with their financial needs. This is an entry-level position, and no prior experience is necessary. We provide comprehensive training and cover the cost of obtaining your professional licenses. Desired Candidate Should Possess: Excellent customer service skills Ability to develop, manage and drive growth Candidates must be ready to plug-in and follow a proven system Experience in sales, marketing and business are preferred but not required What we provide: A Competitive Performance-based Compensation Package Zoom Training & Bonus program Ongoing Support & Mentorship System to Ensure Success Opportunities For Quick Advancement Within Win All-Expense Paid Trips to Top Resorts with the Company E & O Coverage Included No Quotas For More Information: EXCITING OPPORTUNITY! Our offices are expanding and we're seeking hardworking individuals who are ready to step outside the box and build a business! We are seeking Life Insurance Agents to join our team. Whether you're an experienced insurance agent seeking a new opportunity or just beginning your career, we offer a chance to showcase your abilities and achieve professional growth. No Experience Necessary This position is open only to US Residents residing in the United States Candidates must be 18 years+ Candidates must be able to pass a background check This is a 1099 opportunity, not a W2 As a life insurance agent, you will play a key role in assisting clients with their financial needs. This is an entry-level position, and no prior experience is necessary. We provide comprehensive training and cover the cost of obtaining your professional licenses. Desired Candidate Should Possess: Excellent customer service skills Ability to develop, manage and drive growth Candidates must be ready to plug-in and follow a proven system Experience in sales, marketing and business are preferred but not required What we provide: A Competitive Performance-based Compensation Package Zoom Training & Bonus program Ongoing Support & Mentorship System to Ensure Success Opportunities For Quick Advancement Within Win All-Expense Paid Trips to Top Resorts with the Company E & O Coverage Included No Quotas For More Information: ********************************

As a global financial services firm, Morgan Stanley is committed to technological innovation. We rely on our technologists around the world to create leading-edge, secure platforms for all our businesses. Enterprise Technology & Services (ETS) delivers shared technology services for Morgan Stanley supporting all business applications and end users. ETS provides capabilities for all stages of Morgan Stanley's software development lifecycle, enabling productive coding, functional and integration testing, application releases, and ongoing monitoring and support for over 3,000 production applications. ETS also delivers all workplace technologies (desktop, mobile, voice, video, productivity, intranet/internet) in integrated configurations that boost the personal productivity of employees. Application and end user functions are delivered on a scalable, secure, and reliable infrastructure composed of seamlessly integrated datacenter, network, compute, cloud, storage, and database functions. Our Team The Enterprise Z organization (EZ) is a technology enabler for the business by providing a strong, resilient, and stable platform to host and enable business innovation/growth in our lines of business and global locations. EZ consists of experienced administration, operations and engineering staff required to support the platform. In addition to flexible hours, the Firm enables its staff to work remotely. The EZ engineers work with the latest hardware and software technologies. The IBM z platform and the mainframe disk and tape technologies are frequently refreshed across our datacenters. Mainframe CICS Engineer The Mainframe CICS Systems Programmer/Engineer is responsible for all phases of CICS engineering, system and software maintenance, and CICS related operational functions. The candidate must be comfortable working with CICS in a 24x7 large scale Sysplex and CICSPlex environment and must be able to interface with application developers and operations teams. The CICS engineer should have strong analytical, organizational and communication skills, as well as in-depth knowledge in CICS performance & tuning, debugging and dump analysis. On-call support and maintenance outside of normal working hours are needed to support the CICS environment and to resolve issues. Skills Required: * Knowledge of SMP/E, software upgrades and maintenance * Knowledge of all CICS parameters that control performance in a CICSPlex environment. * Knowledge of CICS SMF record structure and the CICS Performance Analyzer tool to gather statistics necessary to tune CICS regions * Experience with CICSPlex SM implementation & customization, dynamic transaction routing, etc. * Knowledge of the CICS resource definitions, including those that pertain to CICS region performance * Experienced with the CICS monitoring tools such as Sysview for CICS. * Ability to perform problem determination, dump analysis and performance tuning * Knowledge of Cobol to support application developers * Experience with Mainframe Websphere MQ * Excellent oral/written communication skills Skills desired: * Assembler, COBOL and REXX coding and knowledge of CICS Exits * Web application support in a CICS TS V6.x environment * Understanding of zOS facilities such as: APF, Linklist, VSAM, LPA, RLS, Coupling Facility * Utilization of CICS Configuration Manager * Working knowledge of zOS & CICS Explorer * Understanding of CICS REST Services * Prior Application programming experience a plus. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $150,000 and $210,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The Director will lead the Crypto Trade Support & Service team, overseeing daily operations, vendor coordination, and governance for digital asset workflows. This role ensures timely trade lifecycle processing, reconciliations, and client service escalations while driving strategic initiatives, risk management, and talent development. Key Responsibilities Leadership & Team Management > Supervise a team of associates and supervisors; conduct 1:1s, performance reviews, and career development planning. > Attract, retain, and develop talent aligned with WM Operations leadership principles. Operational Oversight > Direct daily crypto trade support activities, including lifecycle management, reconciliations, and exception resolution. > Ensure Tier 3 client service escalations are resolved promptly and documented in Salesforce. Vendor & Stakeholder Coordination > Act as primary liaison with Zero Hash and internal partners (Risk, Technology, Finance) for data integrity and issue resolution. > Oversee governance and control frameworks, ensuring compliance with firm policies and regulatory standards. Risk & Control > Implement robust oversight of operational risk, including RCSA alignment and escalation protocols. > Maintain readiness for BCP events and confirm operational continuity across regions. Strategic Initiatives > Drive process improvement, automation, and integration projects to enhance efficiency and scalability. > Contribute to roadmap planning for crypto operations and vendor enhancements. Preferred > Experience with crypto or digital asset operations, reconciliations, and vendor management. > Familiarity with Salesforce case management and operational reporting tools. > Background in WM Operations governance and risk frameworks. Required > Minimum 4-6 years in trade support or operations leadership within financial services. > Proven ability to manage high-performing teams and complex operational environments. > Strong communication and stakeholder management skills; ability to influence across internal and external partners. > Series 99 license. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Job Posting Pay Range Salary range for the position: $64,000.00 - $108,000.00/Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Responsibilities Gain industry and organizational knowledge through daily business interactions and job assignments. Develop business, financial and analytical skills needed for career in global wealth management and financial services. Provide marketing and sales support to branches and their teams. Perform market research. Gain exposure to wealth management business, products, services and clients' financial needs. Requirements High school diploma required. In pursuit of college degree preferable. At least 18 years of age. Internships are intended to be positions that are for limited duration, with a maximum duration ten months. Strong desire to gain further understanding of the global wealth management business. Effective communication and interpersonal skills (both written and verbal) Ability to work on a team. Strong analytical skills and ability to interpret. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet) WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $15 and $15 an hour. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and X Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Primerica is expanding! I am seeking an individual that is COACHABLE and simply MOTIVATED to succeed and to help others succeed! We educate the middle-income consumer proven concepts of HOW MONEY WORKS to obtain financial independence, as well as providing services to protect their income today and for the future. Work schedules are based upon personal availability with the convenience to work from home. Minimum Requirements: * $124 Background Check (Reimbursed) * Age 25+ preferred * Legal to work in the U.S. * NO felonies We offer: * Paid Training Programs * Paid State Licenses * Multiple sources of income * Bonus/Commission Pay (NO quotas) * Advancement as a Broker

Non Financial Risk: NFR Framework Policies Professional The NFR (Non-Financial Risk) Framework Policies and Rules Management team in LCD comprises two primary functions: (i) the Policies team, which sets standards for LCD policies and procedures and Enterprise Risk Management (generally, firmwide) policies and maintains the firm's repository for policies and related documents and (ii) the Rules Management team, which manages the rules management framework and maintains the Firm's rules management system. The role will be responsible for assisting with the review and reissuance of various global and NFR Framework policies and procedures, as well as for the administration of the policy frameworks for LCD and Enterprise Risk Management policies. Professionals within Legal and Compliance (LCD) provide a wide range of services to our business units. They might help to structure a complex and sensitive cross-border transaction; advise on a new product introduction; develop a training program or defuse an investor dispute. They preserve the firm's invaluable reputation for integrity and protect the firm from sanctions with policies and procedures that meet regulatory requirements around the world. They also strive to maintain cooperative relationships with governmental policy makers and the regulatory and self-regulatory agencies that govern the firm's businesses. Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture. Policies Responsibilities That This Role Will Support: The role will be responsible for assisting with the review and reissuance of various global and NFR Framework policies and procedures, as well as for the administration of the policy frameworks for LCD and Enterprise Risk Management policies. It will require collaboration with regional/divisional policy teams, a support team in Mumbai, the technology teams that support related systems, and policy owners and other stakeholders. Primary Responsibilities > Assist with the review, approval and reissuance processes for global and NFR Framework policy content owned by LCD, working with content owners and other stakeholders as needed > Coordinate with regional/divisional policy teams on the development of annual policy plans and the tracking of progress to plan > Support production and distribution of the monthly Non-Financial Risk Policy Bulletin, which is a firmwide communication on new and updated LCD policies and procedures > Assist with coordinating Enterprise Risk Management policy reviews > Work with the Mumbai team and regional/divisional policy teams to maintain consistent policy management standards > Advise regional/divisional policy teams on policy content and governance questions > Maintain framework documents owned by the Policy Team, including the LCD Policy Framework and Procedures and Global Policy Mandate, as well as the team's internal procedures > Other tasks and responsibilities as needed Candidates must have: > Undergraduate degree > 3+ years of experience in Operational Risk, Compliance, Legal or regulatory roles relating to the financial services industry > Excellent written and oral communication skills > Strong organizational skills with the ability to maintain attention to detail across multiple simultaneous projects > Ability to work with global and cross-functional teams spanning Legal and Compliance and other areas of the Firm > Creative problem-solving skills and high level of learning agility and initiative > Strong Microsoft Word, PowerPoint and Excel skills Skills Desired > Experience with policies and procedures drafting, reviewing and/or management > Project management experience > Experience working with offshore teams > Comfort working with technology systems and applications; programming skills not required WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $60,000 and $95,000 per year. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 15 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

We're seeking someone to join our Market Risk Control Finance team as a Product Controller in ISG Finance to provide oversight on whether activity has been classified correctly and are also pivotal in ongoing compliance with the Basel covered position rules across various jurisdictions. Key stakeholders include MRD, Business Unit, Regulatory Controllers, and the Credit Risk Department. In the Finance division, we act as a partner to business units around the globe by providing management, review, analysis and advisory services of the Firm's financial and capital resources. This is an Associate level position within our Product Controllers Job Family which specializes in ensuring adequacy of controls, profit and loss and balance sheet reporting and reconciliations for a segment / business / product area, as well as management reporting across business segments or cross functional end-to-end product oversight Since 1935, Morgan Stanley is known as a global leader in financial services, always evolving and innovating to better serve our clients and our communities in more than 40 countries around the world. What you'll do in the role: > Collaborate with a varied group of colleagues in Finance and across the Firm > Responsible for both individual and team deliverables and projects, leveraging knowledge of Finance functional area, tools and/or products > Adhere to the Firm's risk and regulatory standards, policies and controls > Act as a culture carrier; embody the Firm's values and hold yourself accountable to Firm standards > Support the delivery of time sensitive internal and external reports and queries from senior management, auditors and regulators. > Develop understanding of the regulatory requirements of VaR Backtesting, and be able to explain how the Firm evidences compliance > Support the strategic development of Firm systems, partnering with IT teams to explain, prioritize, test and implement new business requirements (in particular, involving change-the-bank 'Fundamental Review of the Trading Book / Basel III endgame' initiatives) > Challenge processes and procedures to enhance controls and streamline efficiencies. > Assist with the preparation of governance materials and support the maintenance and development of documentation to the standard that can be shared with regulators. > Partner with wider MRC team both locally and globally on cross silo initiatives / projects > Develop and maintain relationships with a range of clients /stakeholders including Product Control, Risk Management and Regulatory Policy teams. What you'll bring to the role: > Working knowledge of Finance functional area, industry and competitive environment > Ability to communicate clearly and concisely, and adapt to various audiences > Willingness to seek guidance and provide feedback to further develop self and peers > Work experience within large financial services firms or other directly relevant experience (commensurate with role being applied for). An awareness in Financial Markets / products and the Basel Regulatory environment. > Close attention to detail and highly numerate. Strong commitment to developing their own skills. Strong verbal and written communication skills. > Excellent Microsoft Office skills (Excel, Teams, PowerPoint, PowerBI) and be proficient in data mining and investigating complex issues to extract key themes and discover root causes. > The flexibility required to work in a dynamic environment under tight deadlines taking accountability and ownership for multiple deliverables. > High level of guardianship - ensuring that exceptions are identified, resolved and escalated on a timely basis. > Track record of proactively driving projects forward and working closely with IT development teams to deliver change > At least 2 years' relevant experience would generally be expected to find the skills required for this role What you can expect from Morgan Stanley: We have a track record of innovation and passion for unlocking new opportunities, we help our clients raise, manage and allocate capital. We do this by offering a wide range of investment banking, securities, wealth management and asset management services. All that we do at Morgan Stanley is driven by our five core values: do the right thing, put clients first, lead with exceptional ideas, commit to diversity and inclusion, and give back. These aren't just beliefs, they guide the decisions we make every day, ensuring we do what's best for our clients, communities and more than 80,000 employees around the world. And at the core of our success are the people who drive it - relentless collaborators and creative thinkers who are fueled by diverse thinking and experiences. Wherever you are in our 1,200 global offices, you'll have the opportunity to work alongside the best and the brightest in an environment where you are empowered to achieve your full potential. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $60,000-$90,000/ Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 20 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Registered Client Service Associates (CSAs) help shape the future of service by modernizing the client experience through an elevated standard of care. The Registered CSA assists with the development and growth of business through engaging and utilizing the full capabilities of the firm. This is a key role that requires an understanding of firm policies, procedures and firm capabilities in order to deliver the full firm to clients. DUTIES and RESPONSIBILITIES: CLIENT SUPPORT Cultivate and enhance new and existing client relationships through active communication with clients, processing client requests, resolving inquiries, providing guidance and making sure key information and documentation remains current Identify and assist with Firm services and solutions that support clients' needs including banking products and services and secure, digital offerings like Morgan Stanley Online and Morgan Stanley Mobile Confirm authorization and authenticate client when processing requests Onboard and maintain client accounts, including collecting client information and required documentation, capturing and assessing risk, processing money movement transactions and handling estate needs as examples Input orders at the direction of clients and/or Financial Advisor(s), discuss reinvestment options and corporate actions with clients at the direction of Financial Advisors Prepare financial plans, client reports, and other materials for client meetings Review and take appropriate action on client account alerts OTHER Partner with Financial Advisor(s) in developing a business plan and delivering against a client service model Support the team's marketing strategy by maintaining marketing materials, including digital and social media platforms, and planning client events and seminars Actively engage in available training and education programs - including firm strategic priorities, professional development and staying current on policies, procedures and new platforms and attend scheduled targeted/monthly field service professional and/or training calls Perform administrative duties that support Financial Advisors in daily business practices, including but not limited to, telephone coverage, business travel arrangements, coordination of client meetings, prepare travel & expense reports, and file & calendar maintenance Proactively participate in firm initiatives directed by local management Regularly seek opportunities to use firm resources for peer sharing and collaborating with Financial Advisors EDUCATION, EXPERIENCE, KNOWLEDGE, and SKILLS: Education and/or Experience Active Series 7 (GS), and Series 66 (AG/RA) or Series 63 (AG) and Series 65 (RA) Two or more years of industry experience preferred High School Diploma/Equivalency College degree preferred Knowledge/Skills Strong industry, product, and branch procedures knowledge Exceptional writing, interpersonal and client service skills Detail oriented with superior organizational skills and ability to prioritize tasks Strong computer skills and knowledge of Microsoft Office products Team player with the ability to collaborate with others Ability to work in a fast-paced, evolving environment Goal oriented, self-motivated and results driven Knowledge of financial services products, including but not limited to equities, bonds, options, mutual funds, annuities, insurance, and managed accounts Reports to: Business Service Officer Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $33,280.00 - $85,000.00 Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award. The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave consistent with state and local law, Parental Leave and 10 Vacation Days annually), 10 Paid Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

At T. Rowe Price, we identify and actively invest in opportunities to help people thrive in an evolving world. As a premier global asset management organization with more than 85 years of experience, we provide investment solutions and a broad range of equity, fixed income, and multi-asset capabilities to individuals, advisors, institutions, and retirement plan sponsors. We take an active, independent approach to investing, offering our dynamic perspective and meaningful partnership so our clients can feel more confident. We believe doing the right thing for our clients and our associates is good business. With a career at the firm, you can expect opportunities to create real impact at work and in your community. You'll enjoy resources to support your career path, as well as compensation, benefits, and flexibility to enrich your life. Here, you'll find a collaborative culture that respects and values differences and colleagues who share a spirit of generosity. Join us for the opportunity to grow and make a difference in ways that matter to you. Role Summary As an Associate Sales Consultant for Workplace, you will play an integral role in the success of our organization. You will be responsible for servicing and deepening participant relationships by providing foundational retirement strategy and insights, general portfolio needs, and resolving complex situations. As part of our sales team, you will identify and qualify high-value participants to a Financial Consultant who will deliver enhanced personalized consultations or offer products/services based on their needs. Join our team and you will receive dedicated paid time and resources to support you through a successful licensing process. Our teams live the mission of helping our participants reach their long-term financial goals through exemplary service, education, and support. T. Rowe Price offers unparalleled active management products and services. Come join our team and help our clients be successful in their investment and retirement planning! Responsibilities * Serve as the initial point of contact for inbound participant service requests. Respond to requests for investment, mutual fund, and account information. Resolve complex account issues. * Identify and qualify participants to be referred to a High-Value Financial Consultant to advance the relationship. * Demonstrate a consultative approach to gain a thorough understanding of the participant's needs and offer appropriate solutions. * Retain assets through education and guidance of available plan-specific and general distribution options. * Deliver on defined sales targets and other role-based responsibilities. * Understand the overall Financial Services industry and related legal, tax, and regulatory issues to guide clients. * Develop and maintain proficient knowledge of T. Rowe Price products and services. * Follow up with clients from inbound retention opportunities. * Participate in special projects and performs other duties as assigned. Qualifications Required: * Bachelor's degree or the equivalent combination of education and relevant experience * 0+ years of total relevant work experience * Series 7 and 66 licenses to be obtained within designated window per the Global Distribution licensing policy Preferred: * Sales experience * Financial industry experience * Fully licensed candidate (currently holds 7 and 66) FINRA Requirements FINRA licenses are required and will be supported for this role. Dedicated paid time and resources are provided to support through the licensing process. Work Flexibility This role is eligible for hybrid work, with up to one day per week from home after the successful completion of a training program. WHAT TO EXPECT AFTER APPLYING 1. You will receive an email and text message to answer a few questions to verify your eligibility. If you apply for multiple jobs, you will receive separate invitations for each role and will need to respond to each. Estimated Time Commitment: 3-5 minutes 2. If you are eligible, you will be asked to complete an online assessment and record video responses to introductory questions with our vendor partner, HireVue. Take time to read all instructions carefully before responding. Some questions may require you to respond within a set time limit, or with limited retakes. You can use this opportunity to tell us more about your background and interest than we can learn from a resume alone. Estimated Time Commitment: 45 minutes 3. A member of our recruiting team will personally review your responses and follow up if you are selected for an interview. Base Salary Ranges Please review the job posting for the location of this specific opportunity. $65,000 - $91,000 for the location of: Maryland, Colorado, Washington and remote workers $65,000 - $91,000 for the location of: Washington, D.C. $65,000 - $91,000 for the location of: New York, California This job is eligible for overtime pay. Placement within the range provided above is based on the individual's relevant experience and skills for the role. Base salary is only one component of our total compensation package. Employees may be eligible for a discretionary bonus, which is determined upon company and individual performance. This job posting is expected to be available until: 01/28/2026 Commitment to Diversity, Equity, and Inclusion At T. Rowe Price, our associates are our greatest asset. We thrive because our company culture is built on inclusion and because we sustain a work environment where associates can bring their best selves to work every day. The backgrounds, talents, and experiences of our global associates allow us to embrace new ideas and perspectives that move our business priorities forward and enable us to deliver strong client outcomes. Here, you can expect equal opportunity and fair and consistent treatment for all. Benefits We value your goals and needs, at work and in life. As an associate, you'll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you. Featured employee benefits to enrich your life: * Competitive compensation * Annual bonus eligibility * A generous retirement plan * Hybrid work schedule * Health and wellness benefits, including online therapy * Paid time off for vacation, illness, medical appointments, and volunteering days * Family care resources, including fertility and adoption benefits Learn more about our benefits. T. Rowe Price is an equal opportunity employer and values diversity of thought, gender, and race. We believe our continued success depends upon the equal treatment of all associates and applicants for employment without discrimination on the basis of race, religion, creed, color, national origin, sex, gender, age, mental or physical disability, marital status, sexual orientation, gender identity or expression, citizenship status, military or veteran status, pregnancy, or any other classification protected by country, federal, state, or local law.

External Description: T. Rowe Price is building a future where artificial intelligence transforms how we serve clients, manage investments, and run our business. As part of this journey, we are hiring a Lead Business Analyst to join the AI Strategy & Enablement team. This is a high-impact role for a structured, analytical thinker who can bridge business priorities and AI solutions. You'll play a critical role in shaping enterprise AI use cases-translating needs into opportunities, identifying delivery risks early, and supporting roadmap planning for scalable solutions. We're looking for someone with deep experience in business analysis or digital transformation, fluency in AI/ML concepts, and the ability to operate across business, data, and technology teams. Strong problem-solving, executive communication, and cross-functional leadership are essential. Responsibilities AI Use Case Shaping: Review and refine AI proposals submitted through intake channels by translating high-level ideas into well-structured use cases with clear business objectives, solution logic, and outcome definitions. Engage with stakeholders across business and technology to capture missing details and ensure submissions meet the standard required for prioritization and planning. Feasibility & Risk Assessment: Assess early-stage use cases for data availability, model risk, regulatory constraints, and implementation complexity. Partner with Compliance, Risk, Legal, and Technology to identify and address blockers that may impact delivery or value realization. Capability Mapping & Reuse: Evaluate whether proposed solutions can be addressed through existing AI capabilities, either proprietary or vendor-based. Maintain an active understanding of available solutions and support rationalization of the AI build-versus-buy landscape. Prioritization Support: Contribute to portfolio-level decision-making by assessing use cases across business impact, technical feasibility, complexity, and interdependencies. Provide structured inputs to prioritization and funding discussions to help focus resources on the highest-value opportunities. Financial Planning & Resourcing: Collaborate with Finance and domain leads to estimate cost-to-deliver and ongoing resource needs, including staffing, licensing, and vendor spend. Support early-stage business case development to inform enterprise planning and tollgate approvals. Roadmap Development: Help develop and sequence delivery roadmaps that reflect interdependencies, capacity constraints, and business urgency. Ensure roadmaps align to broader AI strategy and planning cadences, and are grounded in realistic delivery assumptions. Vendor Evaluation: Participate in vendor reviews, assess solution fit and integration feasibility, and support total cost of ownership analysis. Coordinate demo sessions and synthesize findings to inform vendor selection and onboarding. Cross-Functional Collaboration: Partner closely with strategy leads, product managers, data scientists, engineers, and risk partners to drive alignment, clarify requirements, and advance AI opportunities from intake through initial planning. Facilitate working sessions and ensure effective handoffs across stakeholders. Qualifications Required: Education & Experience: Bachelor's degree in business administration, management, computer science, or a related field AND 8+ years of experience in business analysis, digital transformation, or related roles, with exposure to Agile delivery and cross-functional project environments. AI & Data Literacy: Familiarity with AI/ML concepts (including generative AI and large language models) and their business applications. Quick to learn new technologies and assess their business relevance. Business Needs Translation: Proven ability to translate complex business needs into structured requirements and actionable specifications. Analytical Skills: Strong analytical and problem-solving capabilities, able to assess feasibility and trade-offs across data, process, and technical dimensions. Communication & Stakeholder Management: Excellent communication and stakeholder management skills. Adept at simplifying complex ideas and aligning cross-functional teams. Portfolio Planning Experience: Experience contributing to project portfolio planning or prioritization, including roadmap development, initiative evaluation, and business case support. Organizational Skills & Drive: Highly organized, detail-oriented, and self-directed. Capable of driving multiple initiatives in dynamic environments. Preferred: Advanced Education: Master's degree (MBA or equivalent). Additional credentials in data science, analytics, or technology are a plus. Industry Experience: Financial services or asset management experience, with familiarity in applying AI and data-driven solutions to industry challenges. Vendor & Tool Experience: Experience evaluating or implementing third-party AI/analytics platforms. Exposure to vendor management or proof-of-concept execution is beneficial. Professional Certifications: Relevant certifications such as CBAP, PMP, or Agile credentials (CSM, SAFe) are advantageous. FINRA Requirements FINRA licenses are not required and will not be supported for this role. Work Flexibility This role is eligible for hybrid work, with up to one day per week from home. City: State: Community / Marketing Title: Lead Business Analyst, AI Strategy & Enablement Company Profile: Location_formattedLocationLong: Maryland, US CountryEEOText_Description: Commitment to Diversity, Equity, and Inclusion: We strive for equity, equality, and opportunity for all associates. When we embrace the power of diversity and create an environment where people can bring their authentic and best selves to work, our firm is stronger, and we create greater value for our clients. Our commitment and inclusive programming aim to lift the experience for each associate and builds allies for our global associate community. We know that a sense of belonging is key not only to your success at the firm, but also to your ability to bring your best each day. Benefits: We invest in our people through a wide range of programs and benefits, including: • Competitive pay and bonuses as well as a generous retirement plan and employee stock purchase plan with matching contributions • Flexible and remote work opportunities • Health care benefits (medical, dental, vision) • Tuition assistance • Wellness programs (fitness reimbursement, Employee Assistance Program) Our policies may change as our working lives evolve. Yet, our commitment to supporting our associates' well-being and addressing the needs of our clients, business, and communities is unwavering. T. Rowe Price is an equal opportunity employer and values diversity of thought, gender, and race. We believe our continued success depends upon the equal treatment of all associates and applicants for employment without discrimination on the basis of race, religion, creed, color, national origin, sex, gender, age, mental or physical disability, marital status, sexual orientation, gender identity or expression, citizenship status, military or veteran status, pregnancy, or any other classification protected by country, federal, state, or local law.

At T. Rowe Price, we identify and actively invest in opportunities to help people thrive in an evolving world. As a premier global asset management organization with more than 85 years of experience, we provide investment solutions and a broad range of equity, fixed income, and multi-asset capabilities to individuals, advisors, institutions, and retirement plan sponsors. We take an active, independent approach to investing, offering our dynamic perspective and meaningful partnership so our clients can feel more confident. We believe doing the right thing for our clients and our associates is good business. With a career at the firm, you can expect opportunities to create real impact at work and in your community. You'll enjoy resources to support your career path, as well as compensation, benefits, and flexibility to enrich your life. Here, you'll find a collaborative culture that respects and values differences and colleagues who share a spirit of generosity. Join us for the opportunity to grow and make a difference in ways that matter to you. About this Position This newly created role is pivotal in driving substantial growth for Global Distribution through deeper integration of our Individual Investor (II) and Retirement Plan Services (RPS) experiences and channels. Your role will be instrumental in developing participant sub-segmentation strategies, creating compelling offers, and building low-friction experiences to create significant value for our clients (Retail Investors, participants, Sponsors and Advisors) and our firm. You will have the opportunity to learn and grow by working closely with the II and RPS leadership teams. The role offers a platform to develop skills in market segmentation, offer development, and channel integration strategies. Successful candidates will demonstrate strategic thinking and the ability to translate business goals into actionable marketing plans. A data-driven mindset, excellent communication skills, and the ability to influence across organizational boundaries are essential. This is an exciting opportunity for individuals who are passionate about strategic marketing, data-driven decision-making, and cross-functional collaboration. Role Summary This role drives growth by deepening integration between Individual Investor (II) and Retirement Plan Services (RPS) experiences and channels. You will bridge strategy and execution to accelerate cross business engagement, improve client experiences, and position TRP as a holistic partner for retirement. Responsibilities Program Alignment with RPS Stakeholders: Align cross-functional teams on partnership scope, prioritized deliverables, and resource allocation Identify and partner with cross-functional teams to resolve integration barriers between channels Articulate value propositions for deeper II-RPS integration and package data to demonstrate results Ensure regulatory compliance across all initiatives Develop win-win strategies that balance client needs, TRP business objectives, and Plan Sponsor/Advisor priorities RPS Participant Sub-Segmentation Strategy: Develop targeted segmentation strategies that serve both II and RPS business objectives Identify high-value participant populations across key demographics and plan types Define and activate marketable audiences to drive cross-channel engagement Establish data access protocols between II and RPS platforms Offer Development and Execution: Evolve and expand consultation offers to broader RPS participant segments Create compelling offers tailored to identified participant sub-segment needs Integrate marketing initiatives within existing RPS channels Maintains records of key performance indicators/measurements that measure offer effectiveness and analyzes the data Low Friction Account Opening Process: Partner with CX peers to evaluate and develop streamlined account opening journeys for cross-over clients from RPS to II Enhance rollover and cross-over digital experiences that create seamless transitions between participant and retail investor journey Re-onboard cross-over clients to strengthen positioning of firm as a trusted partner across both retirement planning and broader investment needs Qualifications Required: Bachelor's degree in marketing, Business or related field or the equivalent combination of education and relevant experience AND 5+ years of total relevant work experience Proven experience in financial services marketing, preferably with knowledge of both retirement plans and retail investment services Strong strategic thinking with the ability to translate business goals into actionable marketing plans Experience developing cross-channel acquisition strategies and customer journey mapping Data-driven approach with ability to leverage analytics to inform targeting and measure effectiveness Excellent communication skills and ability to influence across organizational boundaries Experience with financial wellness and education marketing in a retirement context Preferred: Experience working on new capabilities in a medium to large sized corporate setting MBA FINRA Requirements FINRA licenses are not required and will not be supported for this role. Work Flexibility This role is eligible for hybrid work, with up to one day per week from home. Base Salary Ranges Please review the job posting for the location of this specific opportunity. $94,500.00 - $161,000.00 for the location of: Maryland, Colorado, Washington and remote workers $103,000.00 - $177,000.00 for the location of: Washington, D.C. $117,000.00 - $201,000.00 for the location of: New York, California Placement within the range provided above is based on the individual's relevant experience and skills for the role. Base salary is only one component of our total compensation package. Employees may be eligible for a discretionary bonus, which is determined upon company and individual performance. Commitment to Diversity, Equity, and Inclusion At T. Rowe Price, our associates are our greatest asset. We thrive because our company culture is built on inclusion and because we sustain a work environment where associates can bring their best selves to work every day. The backgrounds, talents, and experiences of our global associates allow us to embrace new ideas and perspectives that move our business priorities forward and enable us to deliver strong client outcomes. Here, you can expect equal opportunity and fair and consistent treatment for all. Benefits We value your goals and needs, at work and in life. As an associate, you'll be supported with resources, benefits, and work-life balance so you can thrive in ways that matter to you. Featured employee benefits to enrich your life: Competitive compensation Annual bonus eligibility A generous retirement plan Hybrid work schedule Health and wellness benefits, including online therapy Paid time off for vacation, illness, medical appointments, and volunteering days Family care resources, including fertility and adoption benefits Learn more about our benefits. T. Rowe Price is an equal opportunity employer and values diversity of thought, gender, and race. We believe our continued success depends upon the equal treatment of all associates and applicants for employment without discrimination on the basis of race, religion, creed, color, national origin, sex, gender, age, mental or physical disability, marital status, sexual orientation, gender identity or expression, citizenship status, military or veteran status, pregnancy, or any other classification protected by country, federal, state, or local law.

External Description: Global Technology Software Engineering Internship Program - Maryland For 80 years, T. Rowe Price has changed the investment management industry by delivering world-class service and guidance to individuals and institutions around the globe. Our shared values enable us to create a dynamic workplace that cultivates high achievement from diverse professionals in a variety of disciplines. Built on a tradition of integrity, we are committed to our clients and employees and focused on sustained growth and success. We're seeking dedicated software engineers to help build the next generation of platforms and applications. If you are looking to design cloud- based architectures, deliver impactful user experiences across the web and mobile devices, and learn about the finance industry along the way, then we want you! This is a chance to create an impact on our business as a part of a broader technology transformation and gain experience in cloud-based solutions, data architecture, and business solution architecture! Program Structure: The T. Rowe Price 10-week Summer Internship Program offers an opportunity to gain valuable work experience while building skills and long-term career potential. Through teamwork, innovative thinking and application of your skills, you can add value in various ways to our Global Technology organization and the clients we support. You will have the opportunity to work with the latest technologies and work with forward-thinking, passionate people that will help you integrate what you learn in school with “real world” business initiatives. Role Summary & Job Responsibilities: You will be placed within a specific department within Global Technology. As a Software Engineering Intern you will: Support part of the software development process: Design, develop, modify, adapt and implement short- and long-term solutions to information technology needs through new and existing applications, systems, databases and applications infrastructure Review and interpret system requirements and business processes Code, test, debug and implement software solutions Recommend technical solutions based on partnership with our senior engineers Implement automated testing Work with existing data models and schemas Apply strong logic and reasoning capabilities Build industry knowledge to support the software development activities and understand the work of the team. Areas of Interest: Software Engineering (Java, JavaScript, Python, SQL, Git, CI/CD, Docker) Mobile Application Development (iOS/Swift, Android/Java, Apple Testflight, Google Firebase) Cloud Computing (Amazon Web Services: Development and Operations, Systems Administration, App Support) Operating Systems (Linux) Machine learning Required Qualifications Full time student pursing a bachelor's degree with an expected graduation date of December 2025 - May/June 2027. Major: Computer Science, Computer Engineering, Mathematics, Engineering, Physics, or Data Science Cumulative grade point average of at least 3.0 on a 4.0 scale Actively seeks feedback and mentorship in order to improve technical skills (e.g., through submitting work for code or model review) Demonstrate competence in at least one programming language or technology A commitment to continuous learning and development Enthusiasm for learning & results oriented Stays current with many best-of-breed technologies Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States (e.g., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant work status) Opportunities are available in Owings Mills and Baltimore, MD. FINRA Requirements FINRA licenses are not required and will not be supported for this role. Work Flexibility This role is eligible for remote work up to three days a week. WHAT TO EXPECT AFTER APPLYING 1. You will receive an email and text message to answer a few questions to verify your eligibility. If you apply for multiple jobs, you will receive separate invitations for each role and will need to respond to each. Estimated Time Commitment: 3-5 minutes 2. If you are eligible, you will be asked to complete an online assessment and record video responses to introductory questions with our vendor partner, HireVue. Take time to read all instructions carefully before responding. Some questions may require you to respond within a set time limit, or with limited retakes. You can use this opportunity to tell us more about your background and interest than we can learn from a resume alone. Estimated Time Commitment: 45 minutes 3. A member of our recruiting team will personally review your responses and follow up if you are selected for an interview. City: State: Community / Marketing Title: 2025 Global Technology - Software Engineering Internship Program Company Profile: Location_formattedLocationLong: Maryland, US CountryEEOText_Description: Commitment to Diversity, Equity, and Inclusion: We strive for equity, equality, and opportunity for all associates. When we embrace the power of diversity and create an environment where people can bring their authentic and best selves to work, our firm is stronger, and we create greater value for our clients. Our commitment and inclusive programming aim to lift the experience for each associate and builds allies for our global associate community. We know that a sense of belonging is key not only to your success at the firm, but also to your ability to bring your best each day. Benefits: We invest in our people through a wide range of programs and benefits, including: • Competitive pay and bonuses as well as a generous retirement plan and employee stock purchase plan with matching contributions • Flexible and remote work opportunities • Health care benefits (medical, dental, vision) • Tuition assistance • Wellness programs (fitness reimbursement, Employee Assistance Program) Our policies may change as our working lives evolve. Yet, our commitment to supporting our associates' well-being and addressing the needs of our clients, business, and communities is unwavering. T. Rowe Price is an equal opportunity employer and values diversity of thought, gender, and race. We believe our continued success depends upon the equal treatment of all associates and applicants for employment without discrimination on the basis of race, religion, creed, color, national origin, sex, gender, age, mental or physical disability, marital status, sexual orientation, gender identity or expression, citizenship status, military or veteran status, pregnancy, or any other classification protected by country, federal, state, or local law.

External Description: The position will be responsible for analyzing and developing credit opinions on securitized transactions in the RMBS market. The position will require analysis of financial, consumer and property market fundamentals, security level cash flows, ongoing security surveillance, the assignment of credit ratings, and trade recommendations that benefit T. Rowe Price portfolios. The analyst will be an integral part of the Securitized Products team at T. Rowe Price. Responsibilities 1. Analyze and evaluate investment opportunities in the securitized products universe. 2. Analyze and recommend potential purchases and sales of securitized products securities to enhance portfolio performance. Conduct fundamental sector, market and security analysis, and combine relative value and strategy considerations in sector and security recommendations. 3. Analyze the fundamentals in covered sectors, including underwriting standards, prepayment and default forecasting, collateral market trends, macro developments and their impact on securitized credit securities. 4. Communicate and collaborate with various internal and external parties to develop well-researched, sound investment recommendations and sector theses. This position will interact most directly with internal peers who also cover securitized products. The role will also interact with Rating Agency analysts, external sector experts, T. Rowe Price Portfolio Managers, Equity and Credit analysts, and Quantitative analysts, among others. Qualifications Required: College degree 5+ years of direct investment experience in RMBS Experience developing and maintaining reports and data Understanding of financial accounting, derivatives markets, and computer skills Experience using Intex and Bloomberg Strong written and oral communication skills Strong decision-making and risk management background Strong analytical skills Collaborative, inquisitive and detail-oriented personality Preferred: Advanced business degree is a plus Chartered Financial Analyst designation preferred Experience with data querying languages and tools Knowledge of Excel VBA and/or Python FINRA Requirements FINRA licenses are not required and will not be supported for this role. Work Flexibility This role is eligible for hybrid work, with up to one day per week from home. City: State: Community / Marketing Title: Experienced RMBS Credit Analyst Company Profile: Location_formattedLocationLong: Maryland, US CountryEEOText_Description: Commitment to Diversity, Equity, and Inclusion: We strive for equity, equality, and opportunity for all associates. When we embrace the power of diversity and create an environment where people can bring their authentic and best selves to work, our firm is stronger, and we create greater value for our clients. Our commitment and inclusive programming aim to lift the experience for each associate and builds allies for our global associate community. We know that a sense of belonging is key not only to your success at the firm, but also to your ability to bring your best each day. Benefits: We invest in our people through a wide range of programs and benefits, including: • Competitive pay and bonuses as well as a generous retirement plan and employee stock purchase plan with matching contributions • Flexible and remote work opportunities • Health care benefits (medical, dental, vision) • Tuition assistance • Wellness programs (fitness reimbursement, Employee Assistance Program) Our policies may change as our working lives evolve. Yet, our commitment to supporting our associates' well-being and addressing the needs of our clients, business, and communities is unwavering. T. Rowe Price is an equal opportunity employer and values diversity of thought, gender, and race. We believe our continued success depends upon the equal treatment of all associates and applicants for employment without discrimination on the basis of race, religion, creed, color, national origin, sex, gender, age, mental or physical disability, marital status, sexual orientation, gender identity or expression, citizenship status, military or veteran status, pregnancy, or any other classification protected by country, federal, state, or local law.