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  • Data Scientist II (US)

    TD Bank 4.5company rating

    New York, NY jobs

    Hours: 0 Pay Details: $76,128 - $124,800 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Analytics, Insights, & Artificial Intelligence : Our team currently operates under a primarily offsite work model, employees must be available to come into a TD location for "moments that matter" at a frequency determined by the business. Department Overview: The Data Scientist II is part of the FCRM Screening Capabilities team but also works with cross-functional teams on various projects. He/she will resolve outstanding data issues and create innovative solutions; Conduct ongoing data mining to ensure artifacts provide value, including root cause variance analysis; Perform additional duties as assigned. SQL, Python (not required), Excel. Job Description Summary: The Data Scientist II is responsible for collecting data and using wide range of data science techniques, including but not limited to data wrangling, profiling and visualization, statistical inference, to uncover actionable insights or build analytics solutions that guide decision making and strategic planning. Depth & Scope: * Works autonomously within a specialized business management function and may provide work direction to others * Provides seasoned specialized knowledge, advice and/or guidance to various stakeholders and team members * Scope of role may have enterprise impact * Focuses on short to medium - term issues (e.g. 6-12 months) * Undertakes and completes a variety of complex projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise * Oversees and/or independently performs tasks from end-to-end Education & Experience: * Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience, or; * 3+ years of relevant experience; higher degree education and research tenure can be counted Preferred Qualifications: * SQL Developer * Python * Previous AML/Sanctions Screening experience is preferred but not mandatory. * Degree in a quantitative field (mathematics, statistics, computer science, data science, data analytics, etc.). * Some experience navigating large data sets and ability to extrapolate technical/complex issues. * Hands-on experience in developing SQL relational tables, OLAP cubes, data marts. * Ability to manage and optimize database and data warehouse systems. * Critical thinking, analytical thinking, attention to detail, integrity. Customer Accountabilities: * Understands business context and data infrastructure and translates business problems to viable data science solutions. * Uses a wide range of programing languages (e.g. Python) and techniques for extracting and preparing data, applying statistics and various advanced analytics, along with business acumen to extract insights from the big data. * Visualizes insights from the data to tell and illustrate stories that clearly convey the meaning of results to decision-makers and stakeholders at every level of technical understanding. * Collaborates with other partners, such as data and business analysts, software engineers, data engineers, and application developers to develop scalable and sustainable data science solutions that retains long term benefit to the business. Shareholder Accountabilities: * Solicits and offers ideas for improving business processes through insights with the objective of improving effectiveness and efficiency. * Educates the organization on approaches, such as testing hypotheses and statistical validation of result. * Helps the organization understand the principles and the math behind the scientist process to drive organizational alignment. * Translates up to date information into continuous improvement activities that enhance performance. * Adheres to enterprise frameworks or methodologies that relate to activities for our business area. * Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities. * Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations. * Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist. * Leads/facilitates and/or implements action/remediation plans to address performance/risk/governance issues. * Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements. * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts. * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite. Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest. * Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit. * Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques. * Participates in personal performance management and development activities, including cross training within own team. * Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities. * Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices. * Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships. * Contributes to a fair, positive and equitable environment that supports a diverse workforce. * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally. Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
    $76.1k-124.8k yearly Auto-Apply 7d ago
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  • Purchasing and Mailroom Administrator

    Provident Bank 4.7company rating

    Woodbridge, NJ jobs

    How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi-billion-dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION OVERVIEW: The Purchasing Administrator is responsible for overseeing the bank's centralized purchasing program to ensure cost-effective, efficient, and policy-compliant procurement of supplies, furniture, equipment, and services essential to daily operations. This role enhances supplier performance, drives operational efficiency, and supports overall profitability through strategic sourcing, volume purchasing, and pricing analysis. The position manages in-house inventory and implements centralized purchasing controls to leverage economies of scale. Additional responsibilities include overseeing the mail and supply room, coordinating with third-party messengers and delivery services, and providing support for upfit and refresh projects from requirements gathering and vendor sourcing through execution ensuring alignment with bank standards. This position may be based in either our Oak Ridge or Woodbridge office. KEY RESPONSIBILITIES: Purchasing Operations & Vendor Management Supervises a shared Receptionist/Purchasing Assistant and third-party mail services provider. Manages procurement of all operational supplies, printed materials, furniture, equipment, and services. Leads vendor negotiations regarding pricing, quantity, quality, delivery, and payment terms. Administers the Office Supplies Program, including order approvals, user/system access, and invoice review. Conducts competitive sourcing and secures management approvals following bank policy. Maintains strong vendor and internal customer relationships. Manages full vendor lifecycle: sourcing, due diligence, contract adherence, performance, and risk assessment. Inventory Management Maintains and updates requisition forms, inventory records, equipment lists, and service contracts. Tracks order history, pricing, and usage trends to improve purchasing efficiency and capture savings. Manage surplus assets, coordinate reuse, resale, donation, or appropriate disposal of obsolete items. Budgeting, Policy & Mail Services Approves invoices and obtains additional authorizations as required by policy before submitting for processing. Assists with preparation of the annual capital expenditure budget. Develops and maintains purchasing-related policies and crisis management procedures. Serves as Vendor Relationship Manager for third-party courier services; manages routing changes, billing, and service quality. Oversee daily operations of USPS, UPS, and outsourced mail service providers. Facilities & Project Support Contributes to the definition and administration of Facility Standards. Provides project support for Facilities upfit and refresh efforts, including sourcing of furnishings and non-IT equipment. Collaborate with Project Managers and stakeholders from planning through implementation. Obtains vendor cost estimates, prepares budget approvals, and schedules deliveries. Assists with property decommissioning and creates inventories to ensure proper handling of furnishings and equipment. Travel to bank or vendor locations as required. Evening or weekend work may be required on an as-needed basis. Performs other related duties and special projects assigned. MINIMUM QUALIFICATIONS: High school plus 3 years related Procurement experience and/or training in the Procurement field. A demonstrated ability to source new products or vendors, and the ability to obtain bids. Experience in onboarding new vendors through a vendor management process, and strong negotiation skills. 3 years supervisory experience. Must be proficient with MS Office programs; Outlook, Excel, and Word. Should be comfortable with operating a laptop, and learning new software programs and CMMS programs; i.e., ServiceNow. Ability to write, read, and understand documents such as policy manuals, safety rules, operating and maintenance instructions, and procedure manuals; Ability to write routine reports and correspondence. Ability to prepare Excel spreadsheets to identify cost savings and cost analysis for presentation to management and during bidding processes and for expense tracking. Must maintain a valid driver's license, possess a clean driving record, and undergo an annual motor vehicle record check to operate company vehicles. Alternatively, must have the means to travel to various Bank locations or vendors for off-site work. PREFERRED QUALIFICATIONS: Associates or Bachelor's degree WORKING CONDITIONS: Work is performed in a normal office environment. Noise levels are usually moderate. This position involves travel to customers and property locations. Prolonged sitting Lifting from 5 to 10 lbs. (printer paper, storage boxes) Occasional bending or overhead lifting (storing files or boxes) The hazards are mainly those present in a normal office setting This may not be all-inclusive. Employees are expected to perform other duties as assigned and directed by management. Job descriptions and duties may be modified when deemed appropriate by management. Provident Bank recognizes and supports the importance of creating a socially and culturally diverse employee base. We understand, value, and appreciate the unique perspectives that a diverse workforce can contribute to our organization. We put the employee and the customer at the center of strategy because culture is a critical differentiator for why people choose to work here. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age 40 and over, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. Pay Details: $58,900 - $84,200 annually Please note, the base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time-off (PTO), receive Holiday (PTO) and are eligible to participate in the bank's Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans.
    $58.9k-84.2k yearly 60d+ ago
  • Title Insurance Agency Clerk

    First Bank 4.6company rating

    Carmi, IL jobs

    Thank you for your interest in joining our team. If you're looking to be part of a team that values integrity, humility, excellence, challenge, and life-long learning, you've come to the right place. At First Bank we believe in offering opportunities to help individuals build a long and lasting career, and we are currently seeking a Title Insurance Clerk. The Title Insurance Clerk helps Southern Illinois Title fulfill its vision by providing quality service and creating profitable trusted relationships. Duties and Responsibilities Answers telephone calls, answers inquiries and follows up on requests for information. Travels to closings and county courthouses. Processes quotes. Researches the proper legal description of properties. Researches and obtains records at courthouse. Examines documentation such as mortgages, liens, judgments, easements, plat books, maps, contracts, and agreements to verify factors such as properties' legal descriptions, ownership, or restrictions. Evaluates information related to legal matters in public or personal records. Researches relevant legal materials to aid decision making. Prepares reports describing any title encumbrances encountered during searching activities, and outlining actions needed to clear titles. Prepares and issues Title Commitments and Title Insurance Policies based on information compiled from title search. Confers with realtors, lending institution personnel, buyers, sellers, contractors, surveyors, and courthouse personnel to exchange title-related information, resolve problems and schedule appointments. Accurately calculates and collects for closing costs. Prepares and reviews closing documents and settlement statement for loan or cash closings. Obtains funding approval, verification and disbursement of funds. Conducts insured closings with clients, realtors, and loan officers. Maintains a streamline approach to meet deadlines. Records all recordable documents. Conducts 1099 reporting. Helps scan files into System. Protects the company and clients by following company policies and procedures. Performs other duties as assigned. Qualifications Skill Requirements: Analytical skills Interpreting Researching Reporting Problem solving Computer usage Verbal and written communication Detail orientation Critical thinking Complaint resolution Knowledge: Title Insurance Work experience: 5 years of banking or title insurance Certifications: None required Management experience: None required Education: High school diploma Motivations: Desire to grow in career Work Environment Work Hours: Monday through Friday, 8:00-5:00 (Additional hours may be required for company meetings or training.) Job Arrangement: Full-time, permanent Travel Requirement: Frequent travel is required for closings and research. Additional travel may be required from time to time for client meetings, training, or other work-related duties. Remote Work: The job role is primarily in-person. A personal or work crisis could prompt the role to become temporarily remote. Physical Effort: May require sitting for prolonged periods. May occasionally require moving objects up to 30 pounds. Environmental Conditions: No adverse environmental conditions expected. Client Facing Role: Yes The position offers a competitive salary, medical insurance coverage, 401K-retirement plan, and other benefits. EO / M /F/ Vet / Disability. First Bank is an equal opportunity employer. It is our policy to provide opportunities to all qualified persons without regard to race, creed, color, religious belief, sex, sexual orientation, gender identification, age, national origin, ancestry, physical or mental handicap, or veteran's status. Equal access to programs, service, and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources. This application will be given every consideration, but its receipt does not imply that the applicant will be employed. Applications will be considered for vacancies which arise during the 60-day period following submission. Applicants should complete an updated application if not contacted and/or hired during this 60-day evaluation period. Replies to all questions will be held in strictest confidence. In order to be considered for employment, this application must be completed in full. APPLICANT'S STATEMENT By submitting an application I agree to the following statement: (A) In consideration for the Bank's review of this application, I authorize investigation of all statements contained in this electronic application. My cooperation includes authorizing the Bank to conduct a pre-employment drug screen and, when requested by the Bank, a criminal or credit history investigation. (B) As a candidate for employment, I realize that the Bank requires information concerning my past work performance, background, and qualifications. Much of this information may only be supplied by my prior employers. In consideration for the Bank evaluating my application, I request that the previous employers referenced in my application provide information to the Bank's human resource representatives concerning my work performance, my employment relationship, my qualifications, and my conduct while an employee of their organizations. Recognizing that this information is necessary for the Bank to consider me for employment, I release these prior employers and waive any claims which I may have against those employers for providing this information. (C) I understand that my employment, if hired, is not for a definite period and may be terminated with or without cause at my option or the option of the Bank at any time without any previous notice. (D) If hired, I will comply with all rules and regulations as set forth in the Bank's policy manual and other communications distributed to employees. (E) If hired, I understand that I am obligated to advise the Bank if I am subject to or observe sexual harassment, or other forms of prohibited harassment or discrimination. (F) The information submitted in my application is true and complete to the best of my knowledge. I understand that any false or misleading statements or omissions, whether intentional or unintentional, are grounds for disqualification from further consideration of employment or dismissal from employment regardless of when the false or misleading information is discovered. (G) I hereby acknowledge that I have read the above statement and understand the same.
    $32k-36k yearly est. 60d+ ago
  • Credit Quality Assurance Analyst III (Hybrid - See Listed Locations in Job Description)

    M&T Bank 4.7company rating

    Buffalo, NY jobs

    *** Work Arrangement/Location: This is a hybrid position requiring in-office work three days a week and will be based at M&T Plaza, Buffalo, NY, Long Island, NY or NYC, NY.Overview: This position operates in the 2nd line of defense and is embedded in the Credit Quality Assurance group within the Credit Risk Department, which is part of the Risk Division. The position acts as an oversight function of the 1st LOD and 2LOD Continuous Monitoring activities. The primary responsibility is to independently assess the accuracy and adequacy of PD grades and Risk Rating rationales, credit memo quality, and adherence to relevant underwriting guidelines and procedures. and loan exposure for assigned commercial loan portfolio with a focus problem credits. The analyst is also responsible for analysis of criticized credits within CQA's quarterly PLMR reviews. Primary Responsibilities: Independently review and evaluate accuracy of individual risk ratings on assigned credit memos from a 2nd line perspective. Communicate regularly with business line management and/or relationship managers, Portfolio Managers, Co's, SCO's, Special Assets, etc. Assist with transaction testing Tableau scoping, reporting, and data pulls from nCino as needed. Assist with and or act as a lead in special projects as assigned and perform additional duties and responsibilities as required. Assist the Department Manager to develop and execute strategies to provide better insight into portfolio risk. Prepare written line sheets and escalate material findings to the Department Manager and/or Team Leaders on an ongoing basis. Assist with targeted Bank Examinations as required. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Strong interpersonal skills necessary for business partner relationships within and outside the organization. Provides appropriate documentation and support when assessing Commercial loans. Escalate credit problems and make recommendations for action to management to ensure timely recognition of the appropriate risk ratings with proper accrual designation, reserve and/or charge-off as warranted. Supervisory/Managerial Responsibilities: Provide direct assistance/support to the Department Manager which could include assuming Team Leader responsibilities on occasion. Assist in staff training. Education and Experience Required: Minimum seven (7) years previous experience in commercial credit, lending, (CRE/C&I/Specialty). Bachelor's degree in a business-related curriculum, or in lieu of degree, 8years' experience required. Education and Experience Preferred: Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc. Data analytics experience and/or licenses Credit skills: ability to analyze and interpret financial statements, as well as evaluate financial analyses for accuracy and completeness Communicate effectively both in writing and verbally. Ability to multi-task and prioritize to complete work within established timeframes. Ability to analyze and understand financial data, collateral documentation and other credit issues. Ability to work independently with minimal oversight from management. Strong understanding of credit policies and guidelines. MBA preferred. Physical Requirements: Not applicable M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America
    $89.6k-149.3k yearly Auto-Apply 50d ago
  • Contact Center Sales Representative (Safe Act)

    M&T Bank 4.7company rating

    Williamsville, NY jobs

    Contact Center Sales Representative (Safe-Act) Schedule: Full-time | Must have open availability Monday- Friday from 8am to 8pm and Saturdays from 9am to 3pm. Work Arrangement: * First 6 months: 100% on-site * After 6 months: Hybrid (2 days in-office / 3 days remote, based on successful performance) Location: Must report Hours: Full-time. Must have open availability M-F 8am to 8pm/Sat 9am to 3pm Overview: Serves as voice of the Bank by providing an outstanding experience for inbound and outbound customer interactions. Responds to incoming requests for information on Bank products and/or services and provides solutions for common customer requests across business lines. Offers basic sales solutions for customer needs on inbound and/or outbound calls and refers complex customer needs to the appropriate specialist. Primary Responsibilities: * Identify and/or address customer needs by using appropriate needs identification methods, providing information or completing an appropriate application and/or service solution during the call. * Identify opportunities to suggest and fulfill Bank products or services to suit the needs of customers while contributing to customer retention and expanding their overall relationship with the Bank. * Research customer complaints or problems related to their accounts or Bank services and resolve them in a timely and accurate manner; escalate complex problems as appropriate to ensure their resolution. * Take ownership of the customer's needs until resolution or escalation and follow-up with the customer once servicing is complete to ensure their expectations have been met. * Conduct scheduled appointments with current and potential clients, across all hours of business, leveraging phone and/or video capabilities to best meet client needs. * Complete inbound and outbound call activities in multiple queues as required. * Set-up prospect and customer appointments based on inbound referrals or through outbound sales contacts. * Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. * Promote an environment that supports belonging and reflects the M&T Bank brand. * Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Responsible for meeting and maintaining registration requirements under the Federal SAFE Act. * Complete other related duties, including related special assignments and projects as assigned. Scope of Responsibilities: The jobholder interacts with external customers and internal teams. Managerial/Supervisory Responsibilities: Not Applicable Education and Experience Required: * High school diploma or equivalent (GED) and a minimum of 6 months' proven sales, customer service, and/or other related work experience * Good communication skills * Strong telephone skills * Good organizational skills * Good time management skills * Basic familiarity with personal computers * Proven problem-solving skills * Knowledge of the customer service concept and its importance in developing and expanding relationships * SAFE Act certified within 30 days of job start Education and Experience Preferred: * Minimum of 1 year's sales, customer service and/or other related work experience * Familiarity with Contact Center systems * Experience functioning in a fast-paced environment M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $18.68 - $31.14 (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. Location Williamsville, New York, United States of America
    $18.7-31.1 hourly Auto-Apply 35d ago
  • Credit Model Development Quantitative Manager (Hybrid - see potential locations in description)

    M&T Bank 4.7company rating

    Buffalo, NY jobs

    ** Work Arrangement/Location: This is a hybrid position requiring in-office work three days every week. Ideally the position will be based in Buffalo, NY but may be in an M&T office in Buffalo, NY, Baltimore, MD, NYC, NY, Iselin, NJ, Wilmington, DE, or Washington, DC. There is potential for a remote work arrangement, within the United States, if the final candidate is not near one of the above locations. Overview: The credit model development team is looking for a senior model developer that will manage a team of quantitative analysts and modelers to develop, implement, maintain, analyze and manage quantitative/econometric behavioral models used for credit risk, capital planning and/or underwriting. Assists with directing daily and long-range strategic direction of the group to support business initiatives and regulatory compliance. This is a great opportunity to be part of a highly dedicated quantitative team of model developers. Primary Responsibilities: Lead teams in research and end-to-end development of quantitative models used for credit risk, including but not limited to, loss forecasting (loan delinquency, default and loss, loan prepayment, utilization, etc), capital planning (CCAR) CECL and/or underwriting Utilize next gen quantitative approaches (AI/ML), programming routines and other econometric analyses to facilitate the model development effective challenge process communicate results, including graphic and tabular forms, to fellow team members, stakeholders, including the business lines and Risk Management colleagues to demonstrate key risk drivers and dynamics of model output. Manage satisfactory model documentation, including process narratives and performance monitoring guidelines to serve as reference source. Lead engagements with colleagues in Model Risk Management for model validation exercises. Work with a wide range of internal customers, including executive management, to explain the benefits, limitations, assumptions and requirements for proposed models, scorecards and forecasts. Work closely with internal and external business partners to develop and implement strategies for optimal pricing, underwriting or funding strategy with the end goal of maximizing firm profitability. Develop and implement performance metrics, reporting and analyses using models to support data-driven decision-making and forecasting for the firm's customers, products and portfolios. Manage knowledge of Bank-specific and industry data sources necessary to support quantitative analytical and modeling efforts. Serve as liaison across Bank-wide stakeholders to ensure appropriate data sourcing for projects. Serve as subject matter expert for on all facets of quantitative risk management and guide junior analysts and data scientists during the model development process. Mentor and supervise work of less experienced team members and assist in development of their technical and professional acumen. Define, develop and deploy best risk management practices and infrastructure Bank-wide. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: This role is highly technical in nature and requires strong attention to detail, execution and follow-up on multiple initiatives within Finance. The ability to identify, analyze, rationalize and communicate complex business problems and recommend solutions is a key factor of success in this role. Success in this role requires the ability to use analytics in a collaborative effort across multiple functions and products to derive optimum solutions to business problems. This position interacts with most business and functional areas of the Bank, as well as with vendors, risk management consultants and supervisory bodies. The position also has occasional informational/educational meetings with internal and external customers. The position supervises the work and leads/manages teams of individual contributors, providing objective-setting, developmental opportunities and performance feedback as appropriate. Education and Experience Required: Bachelor's degree in statistics, economics, finance or related field in the quantitative social, natural, physical or engineering sciences, with proven coursework proficiency in statistics, econometrics, economics, computer science, finance or risk management and a minimum of 6 years' proven quantitative behavioral modeling experience (inclusive of a minimum of 2 years' supervisory, management and/or work leadership experience), or in lieu of a degree, a combined minimum of 10 years' higher education and/or work experience, including a minimum of 6 years' proven quantitative behavioral modeling experience (inclusive of a minimum of 2 years' supervisory, management and/or work leadership experience) Proven experience managing and analyzing large data sets and explaining results of analysis through concise written and verbal communication as well as charts/graphs Strong leadership skills; manager of people & project management Education and Experience Preferred: Knowledge and familiarity with key aspects of model development for behavioral/quantitative models, including time series, scorecard, logistic regression, financial valuation or panel data models for credit risk, interest rate risk or liquidity risk management Knowledge and familiarity with key aspects of model risk management and model validation, including SR-11-7 guidance on model risk management Proven track record for being able to work autonomously and within a team environment Strong desire to learn and contribute to a group Experience with pertinent statistical software packages (e.g. SAS, Python, Stata, R) Experience with data management environment, such as SQL Server Management Studio CCAR and/or CECL experience #LI-RS1 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $123,600.00 - $206,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America
    $123.6k-206k yearly Auto-Apply 60d ago
  • UX Content Writer Consultant - Columbus, OH

    Huntington National Bank 4.4company rating

    Remote

    In this role, you will ensure the voice of Huntington is brought to life across the digital customer journey. This work includes: Distilling information about financial products into consumer-friendly content that guides users effortlessly through digital interactions Researching, writing, fact checking, reviewing, editing, and championing content that ensures clarity, accuracy, transparency, ease-of-use, and timeliness Developing the content strategy for new products, services, and experiences Establishing standards, style guides, and processes that promote inclusivity and consistency across the organization's communications efforts Collaborating with interaction designers, visual designers, researchers, experience strategists, creative technologists, business representatives, legal and compliance partners, brand and marketing managers, and leadership to realize innovative design solutions Participating in iterative design and evaluation activities to refine UI concepts Basic Qualifications: Bachelor's Degree in English, creative writing, journalism, content design, user experience design, human factors design, industrial design, information technology, history, or psychology 5+ years of experience in creating/editing content for digital experiences Preferred Qualifications: Outstanding digital writing and editing skills, with an eye for UX implications Excellent verbal communication skills and practice leading group discussions, defending creative decision-making, and aligning with partners Skill and enthusiasm in researching and mastering complex topics, especially in the technology and personal finance spaces Experience as a key contributor in a professional creative team setting Experience with responsive web design and mobile-first approaches Familiarity with ADA compliance, usability standards, and guidelines Familiarity with Associated Press Style Comfort with ambiguous problem-solving tasks and a positive, can-do attitude toward resolving them Ability to work on multiple projects concurrently, demonstrating a mature ability to prioritize and manage time Demonstrated success in cultivating quality working relationships across all levels of an organization Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $57k-84k yearly est. Auto-Apply 40d ago
  • Highland Capital Corporation Segment Leader

    Valley National Bank 4.9company rating

    Remote

    Responsibilities include but are not limited to: Serve as member of senior management team. Participate in the development of short and long-term business strategies. Manage multiple business verticals including the execution of respective sales objectives. Responsible for the hiring, managing and developing of sales professionals required to meet business objectives. Guide Sales team to identify new and grow existing manufacture, distributor and referral relationships. Identify acquisition targets and new market opportunities to support sales objectives. Develop and implement strategic business plans for multiple business verticals. Develop and realize annual sales objectives for multiple business verticals.
    $32k-50k yearly est. 17h ago
  • Contact Center Representative (Bilingual Spanish)

    First Bank 4.6company rating

    Saint Louis, MO jobs

    Bilingual Spanish, Contact Center Rep Our Bilingual Spanish, Contact Center Representatives are responsible for providing an excellent client experience by meeting client needs regarding financial and service inquiries from our phone channel. What You Will Be Doing * Serve as the first point of contact for Tier 1 support issues and service requests for our clients and make sound decisions quickly * Be a friendly voice/representative of First Bank, analyzing client requests, setting appropriate expectations and forwarding clients to specialized Service Representative experts (Tier-2 and above) if needed * Be resourceful in searching for answers through documentation, knowledge base, communities and provide informational request resolutions * Contributing to the accomplishment of individual, team and First Bank performance goals * Learn internal systems, processes and master quality service standards * Make connections with First Bank team members with whom you will be interacting most frequently * Hours for this position are: Monday, Tuesday, Thursday, Friday and Saturday 9:00 AM - 5:30 PM CST. Note: This position is a remote role, however only applicants in the following states will be considered: MO and IL * High school diploma or general education degree (GED) required * Must be able to communicate verbally and in writing in both Spanish and English. * A minimum of one year client service experience and/or training; or equivalent combination of education and experience * Previous contact call center experience strongly preferred * Intermediate to advanced comprehensive knowledge and experience with Microsoft Office and business-related software required Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future. Diversity At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you. First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status. Attn: Applicants interested in a San Francisco based position: First Bank will consider qualified applicants with a criminal history in a manner consistent with the San Francisco Fair Chance Ordinance. This is a fully remote position. The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to, prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the range below. The range is driven by the geographic location of our estimated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance. A reasonable estimate of the current pay is $18.00 - $22.00.
    $18-22 hourly 31d ago
  • CRA Mortgage Originator

    M&T Bank 4.7company rating

    Remote

    Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Works independently to cultivate new mortgage business. Markets, services and promotes the bank's mortgage products. May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone. Follows-up on potential customers via travel or telephone. Market bank wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc. Market agency related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data. Independently assesses applicant's credit worthiness. Has authority to issue pre-qualification statement of borrowers' eligibility. Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs. Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.Negotiates terms and conditions of loans with mortgagors. Has authority to bind the bank in connection therewith.Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements. Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance. Interact with various housing agencies and governmental entities focused on CRA initiatives. Stay informed of industry regulations and governmental requirements as they relate to CRA housing needs.Meet with potential customers to ascertain financial needs as they may relate to CRA guidelines, first time homebuyer guidelines and mortgage opportunities that lie therein. Represents the bank in the community and related functions to identify, develop and promote additional business. May present seminars to general public and real estate agents to promote additional business and community outreach. Scope of Responsibilities: Facilitates the bank's need to meet its CRA responsibilities with the federal regulators and the citizens of the community bank regions. Relationships will forge with local housing agencies and groups which specialize in CRA outreach programs. The incumbent is required to travel extensively with limited supervision. The position requires extensive external contacts (potential and existing customers, Realtors, etc.) primarily on sales calls outside the office, as well as internal contacts (other Bank personnel). Will interact with individuals and teams internally and within the assigned community, developing new relationships and maintaining existing relationships. Responsible for establishing and maintaining federal registration requirements outlined in the SAFE Act. Supervisory/ Managerial Responsibilities: None. Education and Experience Required: Associates degree and 2 years sales experience, OR in lieu of a degree, A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $26.00 - $43.34 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America
    $26-43.3 hourly Auto-Apply 59d ago
  • Insurance Agent - No Experience Required

    New York Life 4.5company rating

    Rapid City, SD jobs

    Job DescriptionSalary plus commission. Over 100 open positions. Work fully remote from home. Full training and assistance with licensing. Daily warm leads provided. No cold calling. Company laptop provided. Comprehensive benefits package includes 100% paid health insurance and 401K with matching. Donot use this. Demo purpose only
    $73k-94k yearly est. 9d ago
  • Senior Manager, Financial Crimes Risk Investigations - Intelligence & Emerging Risk - Digital Assets & Cyber-Enabled Crime Investigations

    TD Bank 4.5company rating

    New York, NY jobs

    Hours: 40 Pay Details: $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Financial Crime Risk Management Job Description: The Senior Manager, Financial Crimes Risk Investigations - Intelligence & Emerging Risk - Digital Assets & Cyber-Enabled Crime Investigations (US) oversees/manages a team of specialized professionals in the analysis and/or investigation of TDBG AML, ATF, ABAC and Sanctions cases to minimize overall risks to the Bank, its customers and its employees. The Senior Manager, Financial Crimes Risk Investigations - Intelligence & Emerging Risk - Digital Assets & Cyber-Enabled Crime Investigations (US) will lead FCRM's Digital Assets and Cyber Enabled Crime Investigations Team. Our team currently operates under a primarily offsite work model, employees must be available to come into a TD FCRM location for "moments that matter" at a frequency determined by the business. FCRM Investigations is responsible for investigations of complex anti-money laundering, counter-terrorism finance, and insider risk matters resulting from law enforcement referrals, proactive initiatives, 314a/314b, and internal referrals. The Senior Manager, Financial Crimes Risk Investigations - Intelligence & Emerging Risk - Digital Assets & Cyber-Enabled Crime Investigations (US) develops and implements AML policies, oversees complex investigations into potential money laundering, terrorist financing, and other financial crimes, and ensures compliance with regulatory requirements. This role requires strong leadership skills, extensive knowledge of AML regulations, and the ability to work effectively with various stakeholders. The Senior Manager, Financial Crimes Risk Investigations - Intelligence & Emerging Risk - Digital Assets & Cyber-Enabled Crime Investigations (US) leads and manages a team of AML investigators and analysts, providing guidance and support to ensure high-quality investigations; develops, implements, and maintains AML policies, procedures, and controls to mitigate financial crime risks; oversees complex investigations into potential money laundering and other financial crimes; ensures compliance with all relevant AML regulations, including the Bank Secrecy Act (BSA), the USA PATRIOT Act, and OFAC requirements; identifies and develops strategies to address and mitigate financial crime risks; collaborates with internal and external stakeholders, including law enforcement and regulatory bodies, to report findings and ensure compliance; prepares and presents detailed reports on investigative findings to executive management and regulatory authorities; and provides training and guidance to investigators and analysts on AML regulations, trends and typologies, and best practices Depth & Scope: * Provides people management leadership by hiring the best talent, setting goals, developing employees, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required * Oversees group of investigative professionals that cover broad, thematic and/or complex business lines * Generally considered a Practice Leader - internal expert and/or industry expert and represents the Bank on AML/ATF and Financial Crime, Corporate Security/fraud management committees and/or organizations pertaining to own field of specialization * Scope of investigations may involve international borders, AML/ATF and financial crime, employee misconduct, etc. * Generally, deals with executive management on key regulatory and/or security issues and provides guidance/advice accordingly * Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise * Manages and oversees the overall discipline and strategy for the respective areas while aligning to the enterprise best practices * Strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and identifying operational efficiencies and opportunities with other business management/enterprise areas * Facilitates key strategic discussions and provides thought leadership to executive audience (output may include strategic roadmap and/or deliverables/frameworks/short to long term goals etc.) * Sets operational team direction and collaborates with others to execute on common goals * Focuses on longer-range planning for functional area (e.g.,12 months or greater) Education & Experience: * Undergraduate degree or equivalent work experience * 10+ years of experience Preferred Qualifications: * Bachelor's or Master's degree in cybersecurity, computer science, international studies, criminal justice, forensic accounting, finance, or a similar focus. * Significant experience with blockchain analysis and blockchain analytics software such as Chainalysis, TRM Labs, Elliptic, etc. * Relevant Industry certifications such as CAMS, CFE, CRC, CISC, TRM-CI, CCAS, etc. * Extensive experience with leading and conducting intelligence collection or investigations into activities involving cryptocurrency or cyber enabled crime (e.g. Darknet Markets, Ransomware, Money Laundering, Counter Terror Finance, Drug Trafficking, Fraud/Scams, etc.) * Strong knowledge of financial crime typologies and AML regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC requirements * Experience leading or supporting investigative projects; strong project management skills a plus. * Experience leveraging data analytics to identify trends, anomalies, or support investigative findings related to financial crimes. * Experience managing teams and cross-functional initiatives, including leading, mentoring, and developing staff. * Ability to influence change and drive strategy across business lines and control functions. * Excellent written and verbal communication skills, with the ability to present findings clearly and concisely. Customer Accountabilities: * Leads a team of specialized professionals and managers ensuring key elements of financial crime risk management such as prevention, detection, investigation, and remediation are effectively managed * Oversees and/or leads complex investigations by conducting thorough analysis * Ensures investigations comply with all aspects of applicable regulatory requirements * Ensures escalated cases/files are properly reviewed and appropriately assigned and that all stakeholders are notified as applicable * Identifies key control weaknesses and works with business partners to agree on action items and next steps * Develops supporting internal/external communications, including court briefs, as well as investigative reports to appropriate internal stakeholders * Provides guidance, education and/or oversight to relevant businesses/stakeholders and determine root cause of breaches for prevention purposes * Keeps abreast of emerging trends or new techniques for own area of specialty * Maintains strong understanding of legislation and/or regulations as they relate to own area and ensures investigative processes adhere to established guidelines * Maintains and develops reliable information sources/contacts and liaises with law enforcement, regulators, and internal business areas for the purpose of gathering intelligence and establishing effective partnerships * Provides expert counsel, guidance, and assistance to executive management, domestic and/or international business lines on all known or suspected internal/external crime where applicable * Represents TDBG on internal and/or external committees or associations Shareholder Accountabilities: * Works closely with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD's operating model to maximize efficiency, effectiveness, and scale * Plans and executes on strategic activities, reviews, and communicates results, and adjusts tactics accordingly * Executes on the annual business plan to deliver results aligned with business strategies * Manages overall budget, revenue, and expenditures, meets business objectives while increasing efficiency and effectiveness * Proactively identifies key business opportunities, research, and recommends enhancements/modifications, develops strategies to achieve recommendations and works closely with team to execute and implement * Improves or creates new processes for the organization, with a medium to longer term impact * Monitors and communicates the effectiveness of strategies, programs, and practices related to own area of expertise * Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite * Ensures employees are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct * Manages the operational efficiency and effectiveness of the unit by working with internal and external partners to identify opportunities to automate processes and/or enhance existing processes Employee/Team Accountabilities: * Contributes to the development of business segment and/or enterprise functional strategic priorities within their operational area or field of specialty * Develops annual and/or long-term plans for own area and influences plans well beyond area managed * Develops a team of professionals in all aspects of related competencies and acts as resource and mentor to others * Responsible for management of the overall team providing both leadership and guidance * Sets targets and objectives for the team, and delivers results * Grows team expertise to align with business/enterprise demand and direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered * Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops employees and ensures performance management activities are undertaken and provides regular input into employee assessments and development plans * Leads the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner * Manages employees in compliance with all human resources policies, procedures and guidelines of conduct * Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with other functions and teams * Supports an environment where team freely escalates business challenges; facilitates change through positive reinforcement of milestones and successes * Recruits for all hires to ensure a highly diverse, qualified workforce to achieve business objectives * Establishes and fosters a cohesive team; promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally #LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
    $115.4k-186.2k yearly Auto-Apply 7d ago
  • Operational Accounting Associate IV - Banking Controls (Hybrid)

    M&T Bank 4.7company rating

    Buffalo, NY jobs

    Reconciliation of assigned GL accounts and DDAs timely and accurately. Identify out of balance conditions and unusual or aged items in assigned accounts. Research of complex issues. Lead projects. Primary Responsibilities: Timely and accurate reconciliation / reporting of assigned portfolio activity to Finance / Audit / SOX to ensure accurate Financial Statements in accordance with GAAP. Gather and research data to prepare routine accounting reports including daily, weekly and/or monthly departmental reporting assignments. Perform problem resolution around more complex issues and assist in formulating solutions. Perform research to resolve aged items and system outages on reconciliations escalate as necessary. Communicate with internal cross-functional areas, business partners and investors to assist in resolution of routine inquiries/issues. Provide input regarding updates to procedures due to changes in process or accounting requirements. Participate in responsibilities associated with new business initiatives under Manager's direction. Mentors and trains less experienced staff on routine task and questions Adhere to established policies, procedures and limits focusing on observable breaches in Corporate Risk policies. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Education and Experience Required: Bachelor's Degree in financial field, OR in lieu of a higher education degree, 4 years of relevant work experience M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America
    $22.6-37.7 hourly Auto-Apply 40d ago
  • Senior Commercial Credit Risk Analyst - Risk Rating Framework

    M&T Bank 4.7company rating

    Remote

    Responsible for monitoring, evaluating, and interpreting data on the Bank's Commercial Loan portfolio as it relates to the Credit Risk Rating Framework including preparation of trend analysis, exposure limits and various risk identification reports. Develop tools allowing for the monitoring of movements in the portfolio, identify emerging risks and make recommendations to management. Leverage risk experience and business knowledge to assist in planning initiatives to accomplish enterprise-wide goals around the Commercial Portfolio. Primary Responsibilities: Contribute to the effective management of commercial credit risk by supporting the Risk Rating Framework through analytical practices, adherence to regulatory guidance, and understanding of M&T Credit Culture. Assist with the review of the Probability of Default and Loss Given Default Masterscales, and the use of scorecards to assign credit risk ratings. Recommend improvements to Credit Risk Management. Support the PD and LGD Masterscales through large commercial datasets using statistical analysis in Statistical Analysis System (SAS), PYTHON or similar tool to properly compare estimates to historical performance. Communicate analytical results to Bank-wide stakeholders. Collaborate with Model Risk Management to ensure compliance with model governance requirements, including documentation updates, performance monitoring and validation support for department-owned models. Provide financial analysis and data support to other groups/departments across the Bank as required. Develop Knowledge around various Banking Regulatory requirements. Regularly present portfolio risk summaries and dashboards to management and governance committees. Lead special projects as requested by Management. Leadership/mentor junior staff. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Supervisory/ Managerial Responsibilities: N/A Education and Experience Required: Bachelor's Degree in a Business or Mathematics-based or related Disciple, or in lieu of degree four- or five-years' credit risk, financial or business analysis experience. Five years' relevant experience in Banking, Risk or Finance analysis or a related field. Five years' experience preparing written documentation and/or papers/publications. Statistical Analysis System (SAS), PYTHON or similar tool Education and Experience Preferred: MBA preferred. Development of Statistical Models M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America
    $74.6k-124.4k yearly Auto-Apply 58d ago
  • CAM Manager I - Loss Mitigation

    M&T Bank 4.7company rating

    Remote

    Responsible for directing the day-to-day activities for a unit. Manages approximately 10 FTEs (or with fewer employees but covering diverse disciplines and/or complex functions). Primary Responsibilities: Oversee the daily activities of a unit of employees to meet the objectives of the assigned department. Direct staff in the appropriate techniques of customer service, collections or account servicing, as applicable. Resolve disputed transactions in a timely and cost-effective manner. Negotiate effectively on customer calls. Compile month-end data for distribution to and decision-making by management. Serve as integral member of portfolio acquisition team, directing onboarding of acquired loans. Evaluate unit processes, procedures and policies routinely in an effort to increase operational efficiency of units managed. Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Scope of Responsibilities: Manages workflow of medium complexity and risk exposure and acts largely independently. External contacts include customers, vendors and outside agencies. Has charge off authority within established authority levels. Supervisory/ Managerial Responsibilities: Manages a team of professionals (includes people, budget and planning). Education and Experience Required: A combined total of 6 years of higher education and relevant work experience in a call center or bank operations environment, inclusive of 1 years' work leadership or supervisory experience. Excellent customer service skills with the ability to use tact and diplomacy. Strong knowledge of relevant spreadsheet, word processing, and presentation software. Education and Experience Preferred: Bachelor's degree. Excellent oral and written communication skills. Strong knowledge of departmental systems, documents and procedures. #LI-111 M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America
    $62.2k-103.6k yearly Auto-Apply 31d ago
  • Loan Processor

    First Bank 4.6company rating

    Carmi, IL jobs

    Thank you for your interest in joining First Bank. If you're looking to be part of a team that values integrity, humility, excellence, challenge, and life-long learning, you've come to the right place. At First Bank we believe in offering opportunities to help individuals build a long and lasting career, and we are currently seeking a Loan Processor. The Loan Processor helps the bank to fulfill its vision by by maximizing the client experience and expanding client relationships Duties and Responsibilities Takes ownership of loan processing responsibilities within 10 minutes of receipt. Processes loan documentation with 100% accuracy. Ensures all tracking items are input into the collateral tracking system (exceptions and covenants). Organizes files according to filing procedures immediately after scanning. Performs account maintenance, research, and any additional responsibilities as needed to support Loan Operations functions. Prepares extension agreements, addendums, or collateral substitutions as needed. Performs daily, weekly, and monthly departmental tasks as assigned. Books loans to core system within 24 hours of receipt or rescission. Protects the bank and clients by following company policies and procedures and completing required BSA and compliance courses. Qualifications Work experience: 2 years of banking, accounting, or finance experience Education: Bachelor's degree in business or related field preferred Skills Interpreting Researching Reporting Problem solving Computer usage Verbal and written communication Detail orientation Work Environment Work Hours: Monday through Friday, 8:00-5:00 (Additional hours may be required for company meetings or training.) Job Arrangement: Full-time, permanent Travel Requirement: The job may require travel on rare occasions for training or other work-related duties. Remote Work: The job role is primarily in-person. A personal or work crisis could prompt the role to become temporarily remote. Physical Effort: May require sitting for prolonged periods. Requires standing for periods of time for filing. Environmental Conditions: No adverse environmental conditions expected. The position offers a competitive salary, 401K-retirement plan, and other benefits. EO / M /F/ Vet / Disability. First Bank is an equal opportunity employer. It is our policy to provide opportunities to all qualified persons without regard to race, creed, color, religious belief, sex, sexual orientation, gender identification, age, national origin, ancestry, physical or mental handicap, or veteran's status. Equal access to programs, service, and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify human resources. This application will be given every consideration, but its receipt does not imply that the applicant will be employed. Applications will be considered for vacancies which arise during the 60-day period following submission. Applicants should complete an updated application if not contacted and/or hired during this 60-day evaluation period. Replies to all questions will be held in strictest confidence. In order to be considered for employment, this application must be completed in full. APPLICANT'S STATEMENT By submitting an application I agree to the following statement: (A) In consideration for the Bank's review of this application, I authorize investigation of all statements contained in this electronic application. My cooperation includes authorizing the Bank to conduct a pre-employment drug screen and, when requested by the Bank, a criminal or credit history investigation. (B) As a candidate for employment, I realize that the Bank requires information concerning my past work performance, background, and qualifications. Much of this information may only be supplied by my prior employers. In consideration for the Bank evaluating my application, I request that the previous employers referenced in my application provide information to the Bank's human resource representatives concerning my work performance, my employment relationship, my qualifications, and my conduct while an employee of their organizations. Recognizing that this information is necessary for the Bank to consider me for employment, I release these prior employers and waive any claims which I may have against those employers for providing this information. (C) I understand that my employment, if hired, is not for a definite period and may be terminated with or without cause at my option or the option of the Bank at any time without any previous notice. (D) If hired, I will comply with all rules and regulations as set forth in the Bank's policy manual and other communications distributed to employees. (E) If hired, I understand that I am obligated to advise the Bank if I am subject to or observe sexual harassment, or other forms of prohibited harassment or discrimination. (F) The information submitted in my application is true and complete to the best of my knowledge. I understand that any false or misleading statements or omissions, whether intentional or unintentional, are grounds for disqualification from further consideration of employment or dismissal from employment regardless of when the false or misleading information is discovered. (G) I hereby acknowledge that I have read the above statement and understand the same.
    $31k-37k yearly est. 60d+ ago
  • Financial Analyst II - Corporate Development (Hybrid Buffalo)

    M&T Bank 4.7company rating

    Buffalo, NY jobs

    Corporate Development works closely with M&T's business units and senior management to ensure a coordinated and consistent approach to the merger and acquisition (M&A) process. This role primarily focuses on financial analysis in support of potential internal and external capital investment opportunities through valuation, risk assessment, and deal structuring; as well as, peer analysis regarding performance, merger-related activities, and capital actions, to assist senior management in implementing the bank's strategy. In addition, the person in this role may be asked to conduct highly technical research and analysis of projects to provide senior management with definitive financial data and advice for their use in setting and realizing strategic objectives. Primary Responsibilities: Assisting with the evaluation of potential M&A opportunities, including financial analysis, valuation, structuring, and coordination of due diligence efforts, which involve extensive interaction with various groups throughout the bank. Conducting financial and valuation analysis regarding acquisition, investment and divestiture opportunities using discounted cash flow analysis, market multiples, and other financial and analytical tools. Provides cross training/support to new team members Compile facts, analyze data and provide input into recommendations to management on findings/trends. Assist with the design of projects and may lead projects of moderate scope. Research and compile raw data from varied sources into moderately complex reports and schedules. Execute & suggest improvements/enhancements to existing forecast models/pro forma analysis by working with others on closely related teams to exchange information in a collaborative and professional manner Enhance the sustainability & documentation of assigned tasks/processes Uses judgment based on the analysis of information to identify meaningful information Display proficiency in the systems/tools used to generate standard financial reports on a periodic basis Demonstrate a working knowledge of finance and accounting concepts through the aggregation of financial data Display foundational understanding of M&T's (or applicable Business Unit within) financial statements; including awareness of key drivers/trends in major Balance Sheet and Income Statement line items Participate in training and development opportunities across Finance and among supported businesses Understand and adhere to department timelines and deliverables Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports diversity and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Supervisory/ Managerial Responsibilities: May train junior staff Education and Experience Required: Bachelor's degree and a minimum of 2 years of experience OR Associate's degree and a minimum of 4 years of experience in accounting, auditing, operations or financial institutions Good knowledge of finance and accounting concepts + basic knowledge of banking industry High level of PC competencies (Excel, PowerPoint, Word, Access. Data visualization or data querying applications are a plus.) Education and Experience Preferred: Bachelor's degree in Finance or Accounting or related field M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America
    $62.2k-103.6k yearly Auto-Apply 60d+ ago
  • SBA Business Development Officer - NJ / PA

    Valley National Bank 4.9company rating

    Remote

    Responsibilities include but are not limited to: Solicit new SBA business from present and prospective clients. Conduct calls and other marketing efforts focused on prospects, clients, internal referral sources, and external referral sources. Establish strong referral network and relationships with internal partners as well as commercial real estate agents, brokers, CPA's, accountants, attorneys, and other Centers of Influence (COI's). Call on potential SBA customers with business partners. Educate the borrower on SBA process, structure, and set expectations. Analyze, determine eligibility, originate, and structure SBA loan requests. Submit complete documentation packages to the credit and packaging departments. Assist in the credit analysis and underwriting process. Attend business partner meetings, to develop strong relationships with internal partners and to discuss SBA Lending and possible SBA prospects. Coordinate with lenders, SBA Administration, Loan assistant/closer, and closing attorney to insure loan closings are in compliance with bank policy, banking regulations, and SBA SOP. Stay actively involved in NAGGL and other forms of SBA training in order to be current on policies and procedure. Develop and maintain intimate knowledge of the SBA SOP and subsequent changes. Refer conventional lending opportunities, treasury solutions, insurance, residential mortgage, and deposit relationships to bank partners. Participate in civic and community activities to promote the SBA Program and Valley National Bank.
    $44k-67k yearly est. 17h ago
  • Foreclosure Specialist II

    M&T Bank 4.7company rating

    Remote

    This position is responsible for managing the foreclosure process for an assigned portfolio of mortgage loans, contested foreclosures or loans in other litigation to ensure foreclosure is completed timely in accordance with investor guidelines and for providing administrative support related to the foreclosure process. Primary Responsibilities: Monitor progress of the foreclosure action from referral to post foreclosure, including management of issues raised, holds placed and review/research needed to complete the foreclosure action. Communicate with foreclosure attorneys to understand, minimize and avoid delays during the foreclosure. Work with foreclosure attorney to resolve simple contested/litigation actions and title issues to allow completion of the foreclosure action. Provide necessary status updates to investors during the foreclosure process. Assemble and provide documentation in response to investor or regulatory audit requests. Generate various scheduled and ad hoc reports as needed for Foreclosure, including but not limited to monthly scorecard reporting, exception reporting, and workflow tracking reports. Ensure investor deadlines within the foreclosure are met, including but not limited to FHA 1st legal deadlines and FHA eviction 1st legal deadlines. Prepare bidding instructions according to investor guidelines and ensure proper bidding for sales where M&T's lien is not in first position. Review VA appraiser invoices for payment. Obtain necessary W-9, set up payee header and submit invoice for payment. Perform initial review of documents required for foreclosure or simple contested litigation, gathering of backup and submission to Tier 2 Reviewer for further review and execution. Review equity position and prepare necessary equity analysis for potential charge off. Provide sale results to investor, MI companies and other necessary parties, updating systems as required. Work with attorneys to ensure proper reporting of foreclosure status to investors. Manage a variety of assigned tasks to hold, close or proceed with foreclosure taking action within the required service level agreement. Complete daily Sale Result QC for Foreclosure team. Monitor, distribute and respond to emails sent to Team email boxes. Receive, review and distribute legal mail received in Customer Asset Management (CAM) pertaining to residential property in which the bank has an interest, to avoid risk of loss to the bank or its investors and work with in house counsel and management to determine if external counsel must be engaged to represent M&T. Request checks for disbursement of bid deposit, senior lien payoff and settlements. Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Promote an environment that supports belonging and reflects the M&T Bank brand. Complete other related duties as assigned. Scope of Responsibilities: This position interacts with external third-party foreclosure attorneys to ensure successful and timely completion of foreclosure consistent with investor guidelines. This position also interacts with CAM Management and internal & external counsel. Education and Experience Required: A combined 3 years' higher education and/or work experience, including a minimum of 1 year Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation). Working knowledge of word processing and spreadsheet software. Strong written and verbal communication skills. Detail oriented. Strong analytical and problem solving skills. Motivated, team player with a positive and friendly attitude. Education and Experience Preferred: 3 years' Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation). Proven ability to work effectively in a team environment. Knowledge of bank and departmental systems. Understanding of mortgage product including home equity loans and lines of credit. Experience reading and comprehending the contents of legal documents. M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $20.55 - $34.25 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.LocationClanton, Alabama, United States of America
    $20.6-34.3 hourly Auto-Apply 2d ago
  • Senior Regional Banking Relationship Manager

    Huntington 4.4company rating

    Remote

    The Regional Banking Relationship Manager, Senior is responsible for acquiring new business relationships to Huntington as well as maintaining and deepening business relationships with existing customers. This is done by providing insights and guidance to business owners. Depending on market assigned portfolio size recommended as 30 to 60 clients Target market is businesses with sales sizes $2 MM to $50 MM and credit exposures up to $25 MM. This role serves a senior level sales position within Regional Banking with heavy focus on business with greater than $25 MM in sales and functions as the back-up to the Market Manager while providing credit and mentoring guidance to junior colleagues. Duties and Responsibilities: Acquires new, profitable business relationships through aggressive prospecting, networking and providing insights and advice. Builds and maintains a robust network of local market COI relationships, both external and internal. Analyze, structure and close profitable loan transactions of the most complex nature in Regional Banking. Maintain and confirm credit worthiness of customers. Gather, review and track appropriate documentation from applicants. Manages and maintains strong relationships with a book of existing business customers by providing insights and advice. Segment target markets are businesses between $2-$50 million in sales size with aggregate credit exposures up to $25million. Heavy focus on businesses above $25 MM in sales size. Deepens existing relationships through active engagement of internal partnerships and providing insightful advice and guidance to customers. Delivers the entire bank to customers. Responsible for Portfolio Management in varying sizes in terms of complexity of credits and number of accounts to include quarterly portfolio reviews, and CAR and collecting of necessary document. Works with the Huntington Loan Center and Commercial Loan Servicing department to ensure accuracy and completeness of credit packages and delivery. Represents the bank within the community through representation on keyboards and at business and community functions. Works well within a team environment and collaborates closely with internal partners to deliver customer solutions. Partner with more junior Regional Banking colleagues on more complex credits. Performs other duties as assigned. Basic Qualifications: Bachelor's degree or equivalent (4 year of education and Business Banking/ Commercial lending experience) 10+ years of Business Banking/Commercial Banking experience Preferred Qualifications: Well-versed in complex commercial credits with 10+ years Business Banking or Commercial sales experience Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $98k-132k yearly est. Auto-Apply 60d+ ago

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