Senior Finance Analyst jobs at TD Bank - 37 jobs

Hours: 40 Pay Details: $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Finance Job Description: The Sr. Specialized Finance Manager provides top technical expertise for overall functional area and provide guidance and advisory support to others as needed. Depth & Scope: * Recognized as top level expert within the company and requires significant breadth of expertise in their complex field and knowledge of broader related areas * Senior specialist providing advisory support within area of domain expertise to executives, business segment leaders * Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area * Integrates knowledge of the enterprise function's or business segment's overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise * Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements * Serves as a source of expert advice to team in field of specialty; may indirectly provide guidance to others * Advises on execution strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties * Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of their own field * Requires innovative thinking to develop new solutions * Engages stakeholders to act; serves as a source of expert advice, influences change; frames information in broader context * Provides guidance, makes recommendations and collaborates with business to ensure solutions meets the business needs on projects / programs * Identifies and leads problem resolution for project/program complex related issues at all levels Education & Experience: * Undergraduate degree and/or * 10+ years of relevant experience preferred * Accounting, financial or relevant professional designation preferred Customer Accountabilities: * Focuses on comprehensive reviews, specialized analysis, audits and/or initiatives and a variety of complex projects and initiatives requiring seasoned specialist knowledge and/or the integration of cross functional processes within own area of expertise * Facilitates integration of several key functional areas and/or business lines in dealing and solving highly complex financial management/ specialized accounting / taxation / audit / regulatory reporting and operational issues * Acts as the primary interface with Finance partners /leaders and external parties * Acts as key contact and expert within area of expertise for the development, design and delivery of effective accounting/ taxation processes, policies, programs and advice * Maintains awareness of changing legal/regulatory requirements and practices within the industry and consults with policy/process owners within Accounting/ Taxation to ensure compliance * Engages, manages and influences internal/external cross-functional partners to develop/deliver integrated solutions * Accountable for the development and delivery of broad enterprise wide accounting/ taxation policies and initiatives, which may have significant regulatory components * Creates business cases and innovative recommendations * Executes on diverse and complex policies, implements and develops activities and tools for businesses. Supports financial strategy and management activities Shareholder Accountabilities: * Adheres to enterprise frameworks or methodologies that relate to activities for our business area * Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities * Consistently exercisse discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate * Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) * Participates in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations * Conducts internal and external research projects; supports the development/ delivery of presentations / communications to management or broader audience * Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices * Monitors service, productivity and assesses efficiency levels within own function and implements continuous process / performance improvements where opportunities exist * Leads / facilitates and/or implements actions / remediation plans to address performance / risk /governance issues * Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest * Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques * Participates in personal performance management and development activities, including cross training within own team * Keesp others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities * Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices. * Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships. * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Corporate Development works closely with M&T's business units and senior management to ensure a coordinated and consistent approach to the merger and acquisition (M&A) process. This role primarily focuses on financial analysis in support of potential internal and external capital investment opportunities through valuation, risk assessment, and deal structuring; as well as, peer analysis regarding performance, merger-related activities, and capital actions, to assist senior management in implementing the bank's strategy. In addition, the person in this role may be asked to conduct highly technical research and analysis of projects to provide senior management with definitive financial data and advice for their use in setting and realizing strategic objectives. Primary Responsibilities: Assisting with the evaluation of potential M&A opportunities, including financial analysis, valuation, structuring, and coordination of due diligence efforts, which involve extensive interaction with various groups throughout the bank. Conducting financial and valuation analysis regarding acquisition, investment and divestiture opportunities using discounted cash flow analysis, market multiples, and other financial and analytical tools. Provides cross training/support to new team members Compile facts, analyze data and provide input into recommendations to management on findings/trends. Assist with the design of projects and may lead projects of moderate scope. Research and compile raw data from varied sources into moderately complex reports and schedules. Execute & suggest improvements/enhancements to existing forecast models/pro forma analysis by working with others on closely related teams to exchange information in a collaborative and professional manner Enhance the sustainability & documentation of assigned tasks/processes Uses judgment based on the analysis of information to identify meaningful information Display proficiency in the systems/tools used to generate standard financial reports on a periodic basis Demonstrate a working knowledge of finance and accounting concepts through the aggregation of financial data Display foundational understanding of M&T's (or applicable Business Unit within) financial statements; including awareness of key drivers/trends in major Balance Sheet and Income Statement line items Participate in training and development opportunities across Finance and among supported businesses Understand and adhere to department timelines and deliverables Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports diversity and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities: Supervisory/ Managerial Responsibilities: May train junior staff Education and Experience Required: Bachelor's degree and a minimum of 2 years of experience OR Associate's degree and a minimum of 4 years of experience in accounting, auditing, operations or financial institutions Good knowledge of finance and accounting concepts + basic knowledge of banking industry High level of PC competencies (Excel, PowerPoint, Word, Access. Data visualization or data querying applications are a plus.) Education and Experience Preferred: Bachelor's degree in Finance or Accounting or related field M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

Manage a team of financial managers who are responsible for supporting the financial analysis activities of major segments of the Bank or for Bank-wide initiatives and programs. Contributes to strategic direction to business line and bank on emerging opportunities and issues as well as developing structure to resolve complex problems. Participate in analysis and provide guidance on investment and project decisions for the business line and the bank. **Primary Responsibilities:** + Directs managers and analysts who are responsible for operations and projects relating to the financial status for the organization, major segments, or Bank-wide initiatives/functions. + Work with senior and executive managers to identify emerging opportunities and issues to improve the organization's growth and profitability through revenue enhancements, process/system improvements, cost management, capital management and risk management. + Participate in the development and implementation of Finance department goals, contributing to strategic decisions with a comprehensive understanding of the business line or program as well as knowledge of industry/competitor strategies. + Coach and develop junior managers for a sustainable bench-strength and resource planning. + Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. + Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis.Identify risk-related issues needing escalation to management. + Promote an environment that supports belonging and reflects the M&T Bank brand. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Complete other related duties as assigned. **Scope of Responsibilities:** **Supervisory/ Managerial Responsibilities:** Full supervisory, development of team through professional leadership. Possess ability to direct/persuade/influence across division and peers throughout the bank. **Education and Experience Required:** Bachelor's degree and a minimum 9 years' experience in Finance, Business or a related field with 3 years' managerial experience or in lieu of a degree, a combined minimum of 13 years' higher education and/or work experience with 3 years' managerial experience Advanced knowledge of word processing, presentation, spreadsheet, and other Business Intelligence software Experience in enterprise level financial performance measurement framework Thorough knowledge of project management concepts and applications Strong analytical ability and problem-solving skills including basic knowledge of accounting principles Excellent written and verbal communication skills Solid knowledge and understanding of the bank's financial information systems and financial concepts In-depth knowledge of the banking industry Solid proven leadership/managerial ability **Education and Experience Preferred:** Advanced degree in Finance, Accounting, or Business Administration or CMA Experience in financial planning and analysis, accounting, strategic planning with financial services industry M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $128,900.00 - $214,900.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Manage a team of financial managers who are responsible for supporting the financial analysis activities of major segments of the Bank or for Bank-wide initiatives and programs. Contributes to strategic direction to business line and bank on emerging opportunities and issues as well as developing structure to resolve complex problems. Participate in analysis and provide guidance on investment and project decisions for the business line and the bank. Primary Responsibilities: Directs managers and analysts who are responsible for operations and projects relating to the financial status for the organization, major segments, or Bank-wide initiatives/functions. Work with senior and executive managers to identify emerging opportunities and issues to improve the organization's growth and profitability through revenue enhancements, process/system improvements, cost management, capital management and risk management. Participate in the development and implementation of Finance department goals, contributing to strategic decisions with a comprehensive understanding of the business line or program as well as knowledge of industry/competitor strategies. Coach and develop junior managers for a sustainable bench-strength and resource planning. Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations. Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Scope of Responsibilities:Supervisory/ Managerial Responsibilities: Full supervisory, development of team through professional leadership. Possess ability to direct/persuade/influence across division and peers throughout the bank. Education and Experience Required: Bachelor's degree and a minimum 9 years' experience in Finance, Business or a related field with 3 years' managerial experience or in lieu of a degree, a combined minimum of 13 years' higher education and/or work experience with 3 years' managerial experience Advanced knowledge of word processing, presentation, spreadsheet, and other Business Intelligence software Experience in enterprise level financial performance measurement framework Thorough knowledge of project management concepts and applications Strong analytical ability and problem-solving skills including basic knowledge of accounting principles Excellent written and verbal communication skills Solid knowledge and understanding of the bank's financial information systems and financial concepts In-depth knowledge of the banking industry Solid proven leadership/managerial ability Education and Experience Preferred: Advanced degree in Finance, Accounting, or Business Administration or CMA Experience in financial planning and analysis, accounting, strategic planning with financial services industry M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $128,900.00 - $214,900.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

Conduct advanced financial research and analysis projects with a large amount of independence. Provide comprehensive advice/options to senior management in an expert capacity for use in setting and realizing strategic objectives. **Primary Responsibilities:** + Allocates work as a team leader; trains and mentors/develops junior team members. + Possess ability to direct/persuade/influence peers and manager" + Conduct independent research and complex analytical projects involving financial modeling/forecasting to provide senior management with definitive financial trend data and advice for their use in setting and realizing objectives. Design projects and may lead projects of moderate scope. + Ensure success through shared responsibility of team workload to achieve department/project objectives (volume, quality, timeliness of end results) + Build and maintain advanced forecasting models/tools; work in collaboration with business groups to provide insightful analysis. + Develop clear, concise written summations of analytical work + Displays complex judgment based on advanced analytical thought + Shows accountability for accuracy and quality of work products of the team. + Demonstrate expert-level knowledge of finance and accounting concepts through the aggregation of financial data + Display an expert-level understanding of M&T's (or applicable Business Unit within) financial statements; including awareness of key drivers/trends in major Balance Sheet and Income Statement line items + Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite.Identify risk-related issues needing escalation to management. + Promote an environment that supports belonging and reflects the M&T Bank brand. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Complete other related duties as assigned. **Supervisory/ Managerial Responsibilities:** May have indirect supervisory responsibilities. **Education and Experience Required:** Bachelor's degree and a minimum of 5 years' experience OR Associate's degree and a minimum of 7 years' experience in accounting, auditing, operations or financial institutions Comprehensive understanding of concepts and principles in multiple disciplines including finance and accounting Proficiency in accounting / finance analysis, modeling, querying and visualization tools **Education and Experience Preferred:** Advanced degree or professional certification (i.e. CPA, CFA, etc.) M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

Conduct advanced financial research and analysis projects with a large amount of independence. Provide comprehensive advice/options to senior management in an expert capacity for use in setting and realizing strategic objectives. Primary Responsibilities: Allocates work as a team leader; trains and mentors/develops junior team members. Possess ability to direct/persuade/influence peers and manager" Conduct independent research and complex analytical projects involving financial modeling/forecasting to provide senior management with definitive financial trend data and advice for their use in setting and realizing objectives. Design projects and may lead projects of moderate scope. Ensure success through shared responsibility of team workload to achieve department/project objectives (volume, quality, timeliness of end results) Build and maintain advanced forecasting models/tools; work in collaboration with business groups to provide insightful analysis. Develop clear, concise written summations of analytical work Displays complex judgment based on advanced analytical thought Shows accountability for accuracy and quality of work products of the team. Demonstrate expert-level knowledge of finance and accounting concepts through the aggregation of financial data Display an expert-level understanding of M&T's (or applicable Business Unit within) financial statements; including awareness of key drivers/trends in major Balance Sheet and Income Statement line items Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. Promote an environment that supports belonging and reflects the M&T Bank brand. Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. Complete other related duties as assigned. Supervisory/ Managerial Responsibilities: May have indirect supervisory responsibilities. Education and Experience Required: Bachelor's degree and a minimum of 5 years' experience OR Associate's degree and a minimum of 7 years' experience in accounting, auditing, operations or financial institutions Comprehensive understanding of concepts and principles in multiple disciplines including finance and accounting Proficiency in accounting / finance analysis, modeling, querying and visualization tools Education and Experience Preferred: Advanced degree or professional certification (i.e. CPA, CFA, etc.) M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $89,600.00 - $149,300.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

_This role offers a hybrid work schedule while providing the opportunity for in-person collaboration at our_ **_Buffalo, NY Tech Hub_** _._ Works closely with senior managers within the Division of Technology to manage key initiatives, including supporting critical cross-functional projects tied to the Bank's strategic objectives, improving risk management, and ensuring efficiency and sustainability of core processes. Leads and/or supports design, planning, and implementation for time-sensitive, critical programs and projects. Facilitates coordination across internal program teams, senior leaders, and partner groups to ensure alignment and delivery. **Primary Responsibilities:** + Participate in planning and implementing initiatives to achieve short- and long-term business objectives and strategic outcomes. Support development of project roadmaps and plans. + Provide analytical support for divisional and Bank-wide projects, including summary-level data analysis, interpretation, and development of actionable insights. + Perform intermediate data manipulation and formatting using tools such as pivot tables, charts, and structured reporting to inform decision-making. + Develop and produce ad-hoc and automated reports, including workflow, project status, and trend analysis. + Synthesize qualitative and quantitative information into clear, concise summaries for senior leadership and stakeholder decision-making. + Coordinate discussions and agenda development for regular meetings with internal program teams, senior leaders, and partner groups to drive alignment and progress. + Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management. + Promote an environment that supports belonging and reflects the M&T Bank brand. + Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable. + Complete other related duties as assigned. **Education and Experience Required:** Bachelor's degree and a minimum of 3 years' proven general management, project analysis or project management experience, OR in lieu of a degree, A combined minimum of 5 years' higher education and/or work experience, including a minimum of 3 years' proven general management, project analysis or project management experience including a minimum of 2 years' is project management experience. Proficiency with personal computers as well as pertinent software packages. \#LI-JB3 #Hybrid M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

The Manager will be responsible for overseeing and executing activities related to the implementation and maintenance of the department's Data Governance Framework. This role ensures a comprehensive and consistent approach to data management within a fast-paced and evolving environment. **Primary Responsibilities:** Serve as a subject matter expert on the Finance/Risk Data Governance Framework: + Revisit existing requirements and develop new ones if needed. + Act as a point of contact for implementation questions from program participants. + Coordinate timelines for framework-related activities. Manage and guide a team of analysts responsible for framework implementation, including: + Leading working sessions to clarify data governance expectations and resolve issues. + Developing examples for various data governance deliverables and reviewing finalized submissions for accuracy and completeness. + Defining and establishing processes for new components of the Finance/Risk Data Governance Framework. + Creating internal trackers and mechanisms to monitor timely and effective completion of activities. + Prepare senior-level presentations on framework achievements, challenges, and status updates as requested. + Act as a point of contact for data-related projects to ensure compliance with data governance expectations. + Monitor emerging risks, industry trends, and changes in bank policies or guidance that may impact framework requirements. + Participate in training and development opportunities across Finance and supported business areas. + Influence and uphold department goals and adhere to department timelines. + Comply with the company's risk and regulatory standards, policies, and controls in alignment with the company's Risk Appetite. Escalate risk-related issues to management as needed. **Supervisory/ Managerial Responsibilities:** May include direct and/or indirect supervisory responsibilities. **Education and Experience Required:** Bachelor's degree and a minimum of 7 years' experience OR Associate's degree and a minimum of 9 years' experience in accounting, auditing, operations or financial institutions Minimum 2 years of leadership experience required Broad and comprehensive understanding of theories and practices in finance and accounting within the commercial banking industry Strong understanding of financial concepts/theory and how it relates to profitability reporting **Education and Experience Preferred:** Previous experience in data governance (preferred). Familiarity with audit methodology or risk management concepts. Advanced degree or professional certification (e.g., CPA, CFA). M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $107,500.00 - $179,100.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. **Location** Buffalo, New York, United States of America M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

The Manager will be responsible for overseeing and executing activities related to the implementation and maintenance of the department's Data Governance Framework. This role ensures a comprehensive and consistent approach to data management within a fast-paced and evolving environment. Primary Responsibilities: Serve as a subject matter expert on the Finance/Risk Data Governance Framework: Revisit existing requirements and develop new ones if needed. Act as a point of contact for implementation questions from program participants. Coordinate timelines for framework-related activities. Manage and guide a team of analysts responsible for framework implementation, including: Leading working sessions to clarify data governance expectations and resolve issues. Developing examples for various data governance deliverables and reviewing finalized submissions for accuracy and completeness. Defining and establishing processes for new components of the Finance/Risk Data Governance Framework. Creating internal trackers and mechanisms to monitor timely and effective completion of activities. Prepare senior-level presentations on framework achievements, challenges, and status updates as requested. Act as a point of contact for data-related projects to ensure compliance with data governance expectations. Monitor emerging risks, industry trends, and changes in bank policies or guidance that may impact framework requirements. Participate in training and development opportunities across Finance and supported business areas. Influence and uphold department goals and adhere to department timelines. Comply with the company's risk and regulatory standards, policies, and controls in alignment with the company's Risk Appetite. Escalate risk-related issues to management as needed. Supervisory/ Managerial Responsibilities: May include direct and/or indirect supervisory responsibilities. Education and Experience Required: Bachelor's degree and a minimum of 7 years' experience OR Associate's degree and a minimum of 9 years' experience in accounting, auditing, operations or financial institutions Minimum 2 years of leadership experience required Broad and comprehensive understanding of theories and practices in finance and accounting within the commercial banking industry Strong understanding of financial concepts/theory and how it relates to profitability reporting Education and Experience Preferred: Previous experience in data governance (preferred). Familiarity with audit methodology or risk management concepts. Advanced degree or professional certification (e.g., CPA, CFA). M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $107,500.00 - $179,100.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America

Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Finance **Job Description:** The Sr. Specialized Finance Manager provides top technical expertise for overall functional area and provide guidance and advisory support to others as needed. **Depth & Scope:** + Recognized as top level expert within the company and requires significant breadth of expertise in their complex field and knowledge of broader related areas + Senior specialist providing advisory support within area of domain expertise to executives, business segment leaders + Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area + Integrates knowledge of the enterprise function's or business segment's overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise + Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements + Serves as a source of expert advice to team in field of specialty; may indirectly provide guidance to others + Advises on execution strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties + Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of their own field + Requires innovative thinking to develop new solutions + Engages stakeholders to act; serves as a source of expert advice, influences change; frames information in broader context + Provides guidance, makes recommendations and collaborates with business to ensure solutions meets the business needs on projects / programs + Identifies and leads problem resolution for project/program complex related issues at all levels **Education & Experience:** + Undergraduate degree and/or + 10+ years of relevant experience preferred + Accounting, financial or relevant professional designation preferred **Customer Accountabilities:** + Focuses on comprehensive reviews, specialized analysis, audits and/or initiatives and a variety of complex projects and initiatives requiring seasoned specialist knowledge and/or the integration of cross functional processes within own area of expertise + Facilitates integration of several key functional areas and/or business lines in dealing and solving highly complex financial management/ specialized accounting / taxation / audit / regulatory reporting and operational issues + Acts as the primary interface with Finance partners /leaders and external parties + Acts as key contact and expert within area of expertise for the development, design and delivery of effective accounting/ taxation processes, policies, programs and advice + Maintains awareness of changing legal/regulatory requirements and practices within the industry and consults with policy/process owners within Accounting/ Taxation to ensure compliance + Engages, manages and influences internal/external cross-functional partners to develop/deliver integrated solutions + Accountable for the development and delivery of broad enterprise wide accounting/ taxation policies and initiatives, which may have significant regulatory components + Creates business cases and innovative recommendations + Executes on diverse and complex policies, implements and develops activities and tools for businesses. Supports financial strategy and management activities **Shareholder Accountabilities:** + Adheres to enterprise frameworks or methodologies that relate to activities for our business area + Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities + Consistently exercisse discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) + Participates in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations + Conducts internal and external research projects; supports the development/ delivery of presentations / communications to management or broader audience + Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices + Monitors service, productivity and assesses efficiency levels within own function and implements continuous process / performance improvements where opportunities exist + Leads / facilitates and/or implements actions / remediation plans to address performance / risk /governance issues + Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest + Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques + Participates in personal performance management and development activities, including cross training within own team + Keesp others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities + Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices. + Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships. + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Hours: 40 Pay Details: $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Finance Job Description: The Senior Treasury Liquidity Analyst maintains, enhances, and develops reporting processes, control frameworks, and/or systems. Daily activities involve providing leadership, direction, and necessary quality assurance checks regarding liquidity reporting and all relevant investor and/or regulatory requests. This role contributes to the development of liquidity methodology and assumptions, processes, frameworks and/or systems to support Liquidity Risk. This role provides, often leading, analytical support to senior team members regarding ongoing projects. Depth & Scope: * Expert level professional role requiring in-depth knowledge/expertise in own domain/field of specialty and working knowledge of broader related areas * Integrates the broader organizational context into advice and solutions within own area * Understands the industry, competition and the factors that differentiate the organization * Applies best practices to implement process, product or service improvements * Acts as a subject matter expert within their own area of specialty or a resource for others * Leads projects of moderately to complex risk and resource requirements; leads end-to-end processes or functional programs * Contributes to setting standards within area of expertise * Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders * Uses advanced methods to contribute to new solutions and recommends standards against which others will operate * Impacts a range of functional programs and operations across own and related teams * Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels * Builds stakeholder alignment in leading projects and activities; provides process and subject matter advice at senior levels * Works independently as the senior lead and guides others within area of expertise * Identifies and leads problem resolution for complex issues at all levels Education & Experience: * Undergraduate degree or equivalent work experience * 5+ years of experience Preferred Qualifications: * Bachelor's degree in Business, Finance or Economics or Master's degree in Finance or CPA * 5+ years' experience required * Knowledge of reconciliation between financial statement and regulatory reports * Experience in Treasury or Capital Markets, or in a support role. * Experience with Governance and controls of End User Computing (EUC's) and technical documentation of model and non-models. * In-depth knowledge of financial analysis, financial model-building and interpretive statistics * Strong communications skills, both written and verbal * Strong interpersonal and consultative communication skills with well-developed presentation skills * Ability to manage competing priorities effectively, making good decisions based on business priorities and objectives * Practical knowledge of financial analysis techniques and methodologies * Knowledge of accounting, auditing and the associated rules and regulations * Knowledge of Business Intelligence tool like Power BI, Tableau, Alteryx etc. Customer Accountabilities: * Develops and maintains liquidity methodologies, strategies & processes that are used to generate risk measurement information used Liquidity Risk Management * Supports ongoing reviews with 1B, 2nd line and 3rd line functions * Develops, documents and maintains applications as assigned by management or as required * Implements efficient collateral, intraday and cashflow forecasting monitoring * Responsible for adding and making changes to the technology base, ensuring changes are implemented in an orderly and satisfactory fashion with minimal client service disruption * Diagnoses and resolves problems of varying complexity relating to all operating systems, productivity software packages and hardware * Interacts with internal and external partners to gain the co-operation of others, and to provide expertise where required Shareholder Accountabilities: * Contributes to various operational activities and processes as assigned * Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate * Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area * Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk activities as necessary * Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience * Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices * Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others * Adheres to internal policies/procedures and applicable regulatory guidelines * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue/points of interest * Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques * Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities * Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

New York, New York, United States of America **Hours:** 40 **Pay Details:** $68,640 - $112,320 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Finance **Job Description:** The Senior Treasury Liquidity Analyst maintains, enhances, and develops reporting processes, control frameworks, and/or systems. Daily activities involve providing leadership, direction, and necessary quality assurance checks regarding liquidity reporting and all relevant investor and/or regulatory requests. This role contributes to the development of liquidity methodology and assumptions, processes, frameworks and/or systems to support Liquidity Risk. This role provides, often leading, analytical support to senior team members regarding ongoing projects. **Depth & Scope:** + Expert level professional role requiring in-depth knowledge/expertise in own domain/field of specialty and working knowledge of broader related areas + Integrates the broader organizational context into advice and solutions within own area + Understands the industry, competition and the factors that differentiate the organization + Applies best practices to implement process, product or service improvements + Acts as a subject matter expert within their own area of specialty or a resource for others + Leads projects of moderately to complex risk and resource requirements; leads end-to-end processes or functional programs + Contributes to setting standards within area of expertise + Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders + Uses advanced methods to contribute to new solutions and recommends standards against which others will operate + Impacts a range of functional programs and operations across own and related teams + Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels + Builds stakeholder alignment in leading projects and activities; provides process and subject matter advice at senior levels + Works independently as the senior lead and guides others within area of expertise + Identifies and leads problem resolution for complex issues at all levels **Education & Experience:** + Undergraduate degree or equivalent work experience + 5+ years of experience **Preferred Qualifications:** + Bachelor's degree in Business, Finance or Economics or Master's degree in Finance or CPA + 5+ years' experience required + Knowledge of reconciliation between financial statement and regulatory reports + Experience in Treasury or Capital Markets, or in a support role. + Experience with Governance and controls of End User Computing (EUC's) and technical documentation of model and non-models. + In-depth knowledge of financial analysis, financial model-building and interpretive statistics + Strong communications skills, both written and verbal + Strong interpersonal and consultative communication skills with well-developed presentation skills + Ability to manage competing priorities effectively, making good decisions based on business priorities and objectives + Practical knowledge of financial analysis techniques and methodologies + Knowledge of accounting, auditing and the associated rules and regulations + Knowledge of Business Intelligence tool like Power BI, Tableau, Alteryx etc. **Customer Accountabilities:** + Develops and maintains liquidity methodologies, strategies & processes that are used to generate risk measurement information used Liquidity Risk Management + Supports ongoing reviews with 1B, 2nd line and 3rd line functions + Develops, documents and maintains applications as assigned by management or as required + Implements efficient collateral, intraday and cashflow forecasting monitoring + Responsible for adding and making changes to the technology base, ensuring changes are implemented in an orderly and satisfactory fashion with minimal client service disruption + Diagnoses and resolves problems of varying complexity relating to all operating systems, productivity software packages and hardware + Interacts with internal and external partners to gain the co-operation of others, and to provide expertise where required **Shareholder Accountabilities:** + Contributes to various operational activities and processes as assigned + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area + Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk activities as necessary + Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience + Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices + Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others + Adheres to internal policies/procedures and applicable regulatory guidelines + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue/points of interest + Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques + Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities + Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Hours: 40 Line of Business: TD Securities Pay Detail: $120,000 - $140,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: Overview This position requires someone with excellent analytical and technical skills with the ability to recognize issues and take practical corrective action. Proven skills in handling multiple tasks and working within specified timelines are required. The candidate must possess excellent business acumen and be able to develop positive working relationships with the areas supported. Position Overview * Oversee the reporting and analysis for monthly/quarterly operating results, planning & forecasting and productivity reporting. * Provide/review insightful and relevant commentary to Senior Management on business results, Forecast and Plan that provide a reasonable view of the future for the business to improve decision making. Summarize large amounts of information into meaningful key messages. * Assist in the development and review of presentation materials intended to communicate business results to Executives. * Proactively identify business opportunities warranting further review and analysis; identify and assist business in solving any challenges. * Develop and maintain solid and effective working relationship with Business Partners, Segment Finance, Enterprise Strategy & Decision Support, Project delivery teams and other stakeholders. * Manage ad hoc requests and participate in special projects/initiatives on behalf of the consolidated Risk Management team. * Provide thought leadership and recommendations for identifying and implementing process improvements. * Act as a knowledge leader for each area's finances and performance. Create and deliver ad-hoc analyses, special projects/reports and training as required to aid partner understanding. Specific Accountabilities Include: * Perform monthly analysis and reporting of revenue and expenses for the Management Reporting team. This includes preparation of expense packages including power-point decks, designing waterfall charts or graphs as required. * Investigate variances and assist in timely issue resolution and escalate matters to Managers or the Senior Manager when appropriate. * Have a good understanding of accounting principles and standards. * Take a proactive role in the quarterly expense forecasting and annual planning processes. * Coordinate with various stakeholders and ensure a robust forecast and plan is built up, reviewed and agreed upon with the business. * Gain thorough knowledge of the systems used for expense reporting and analysis, identify and implement process improvements/automation that will result in increased effectiveness. Specific Requirements / Accreditations: * Undergraduate degree * 5+ years of relevant experience * Accounting designation required (e.g., CPA, CMA.) * Proven ability to develop and maintain relationships with business partners. * Strong verbal and written communicator. * High level of proficiency in Excel, Word, and PowerPoint. * Understanding of the Bank's management and financial reporting processes, and knowledge of the Bank's financial reporting system and latest tools (including Hyperion, Power BI, and Tableau.) * Demonstrates excellent judgment and professionalism when dealing with various internal partners. * Proven analytical and problem-solving skills. * Strong comfort level in presenting to executives. * Ability to proactively follow up on identified issues and work toward resolution. * Must be able to think conceptually ("out-of-the-box") and have a high degree of attention for detail. * Proficient in time management and demonstrated adaptability when changes are required. * Must be able to work with minimal supervision in an unstructured and fast-paced environment. * Assist the team in enhancements on expense automation, report centralization and standardization and other process initiatives. The Sr. Specialized Finance Analyst, TDS performs a variety of specialized finance functions in a particular finance area(s) with a high level of technical knowledge technical knowledge to give detailed and well-informed opinions of assigned business activities. Depth & Scope: * Expert level professional role requiring in-depth knowledge / expertise in own domain / field of specialty and working knowledge of broader related areas * Integrates the broader organizational context into advice and solutions within own area * Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area * Understands the industry, competition and the factors that differentiate the organization * Applies best practices to implement process, product or service improvements * Acts as a subject matter expert within their own area of specialty or a resource for others * Supports projects or workstreams within broader projects with moderate risk or complexity and may be accountable for managing ongoing activities, processes and functional programs * Contributes to setting standards within area of expertise * Solves complex problems requiring analysis of multiple variables, including consultation with multiple stakeholders * Uses advanced methods to contribute to new solutions and recommend standards against which others will operate * Impacts a range of finance programs across own and related teams * Interprets guidelines, standards, policies and results of analysis to inform decision making at senior levels * Builds stakeholder alignment in leading projects and activities; may provide process and subject matter advice at senior levels * Works independently as the senior technical lead and guides others within area of expertise * Identifies and leads problem resolution for complex issues at all levels Education & Experience: * Undergraduate degree and/or * 5+ years of relevant experience preferred * Accounting, financial or relevant professional designation preferred Customer Accountabilities: * Specializes in particular areas according to established policies and procedures and applicable legal and regulatory guidelines * Provides ongoing, proactive, specialized finance advice and counsel to business partners to ensure they are operating efficiently under applicable accounting rules and regulations * Communicates and meets regularly with partners to develop an in-depth understanding of their business and to provide accounting/ taxation insight, knowledge and expertise, such as improving accounting process flows or clarifying income and expense recognition practices * Recognizes, identifies and investigates business accounting issues that need attention, research as needed, offer specialized opinions based on research and knowledge and resolve problems * Responds to accounting-related requests on a timely basis and answers questions as needed. * Provides technical guidance and assist staff with most complex aspects of work as necessary * Resolves escalated issues and problems by conferring with peers, other internal departments, outside contacts and others as necessary * Ensures monthly recording of income, expense and other financial transactions is accurate and timely * Researches and determines proper accounting treatment for new products and services as needed and communicate complete, thorough and accurate accounting requirements; considers and explains risk management issues prior to implementation, such as determining how the accounting of new initiatives will be monitored and controlled * Performs a variety of activities related to month-end financial closing, which details the Bank's month-to-month financial condition, and/or completion of regulatory reports * Reviews monthly financial activity and ensures transactions are appropriately recorded in proper accounts, such as cost capitalizing vs. expensing. Researches discrepancies and makes corrections and updates as necessary Shareholder Accountabilities: * Adheres to enterprise frameworks or methodologies that relate to activities for our business area * Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities * Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate * Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) * Participates in cross-functional / enterprise / initiatives as a subject matter expert helping to identify risk / provide guidance for complex situations * Conducts internal and external research projects; supports the development/ delivery of presentations / communications to management or broader audience * Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices * Monitors service, productivity and assesses efficiency levels within own function and implements continuous process / performance improvements where opportunities exist * Leads / facilitates and/or implements actions / remediation plans to address performance / risk /governance issues * Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/ points of interest * Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/ developments and grow knowledge of the business, related tools and techniques * Participates in personal performance management and development activities, including cross training within own team * Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities * Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices. * Leads, motivates and develops relationships with internal and external business partners / stakeholders to develop productive working relationships. * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

New York, New York, United States of America **Hours:** 40 **Pay Details:** $97,240 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Finance **Job Description:** The Treasury Liquidity Manager maintains, enhances and develops reporting processes, control frameworks, and/or systems. This role contributes to the continuous development and/or improvement of processes, models, and related infrastructure. Develops liquidity methodology and assumptions. Leads and/or supports the work of junior team members, providing guidance and advice as a senior member of the team. **Depth & Scope:** + Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas + Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations + Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services + Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; manages team(s) of related specialists + Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity + Independently manages end-to-end functional programs + Solves or leads others to solve complex problems; leads efforts or partners with others to develop new solutions + Uses sophisticated analytical thought to exercise judgement and identify solutions + Impacts the achievement of sub-function or business line objectives within the area they are accountable for + Work is guided by policies and industry standards/methods + Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders + Works autonomously as the lead and guides others within area of expertise **Education & Experience:** + Undergraduate degree or equivalent work experience + 7+ years of experience **Customer Accountabilities:** + Develops and maintains financial methodologies, strategies & processes that are used to generate risk measurement information used Liquidity Risk Management + Identifies Liquidity risk regarding information used to manage and measure margins + Leads the process of developing solutions and reporting of Liquidity Risk Management + Implements efficient collateral, intraday and cashflow forecasting monitoring + Analyzes changes in the liability and asset portfolios, evaluates trends, and reconciles cash flow activity + Evaluates product and customer in behavior stress scenarios and provides views on concentration for funding + Evaluates and produces forecasts of the flow of funds + Analyzes the Front Office of the organization to ensure sufficient funds are and will be available to meet obligations + Evaluates the short-term Front Office requirements based on analysis of the Bank's operational cash flow + Supports ongoing reviews with 1B, 2nd line and 3rd line functions **Shareholder Accountabilities:** + Contributes to various operational activities and processes as assigned + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area + Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk activities as necessary + Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience + Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices + Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others + Adheres to internal policies/procedures and applicable regulatory guidelines + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue/points of interest + Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques + Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities + Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Hours: 40 Pay Details: $97,240 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Finance Job Description: The Treasury Liquidity Manager maintains, enhances and develops reporting processes, control frameworks, and/or systems. This role contributes to the continuous development and/or improvement of processes, models, and related infrastructure. Develops liquidity methodology and assumptions. Leads and/or supports the work of junior team members, providing guidance and advice as a senior member of the team. Depth & Scope: * Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas * Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations * Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services * Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; manages team(s) of related specialists * Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity * Independently manages end-to-end functional programs * Solves or leads others to solve complex problems; leads efforts or partners with others to develop new solutions * Uses sophisticated analytical thought to exercise judgement and identify solutions * Impacts the achievement of sub-function or business line objectives within the area they are accountable for * Work is guided by policies and industry standards/methods * Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders * Works autonomously as the lead and guides others within area of expertise Education & Experience: * Undergraduate degree or equivalent work experience * 7+ years of experience Customer Accountabilities: * Develops and maintains financial methodologies, strategies & processes that are used to generate risk measurement information used Liquidity Risk Management * Identifies Liquidity risk regarding information used to manage and measure margins * Leads the process of developing solutions and reporting of Liquidity Risk Management * Implements efficient collateral, intraday and cashflow forecasting monitoring * Analyzes changes in the liability and asset portfolios, evaluates trends, and reconciles cash flow activity * Evaluates product and customer in behavior stress scenarios and provides views on concentration for funding * Evaluates and produces forecasts of the flow of funds * Analyzes the Front Office of the organization to ensure sufficient funds are and will be available to meet obligations * Evaluates the short-term Front Office requirements based on analysis of the Bank's operational cash flow * Supports ongoing reviews with 1B, 2nd line and 3rd line functions Shareholder Accountabilities: * Contributes to various operational activities and processes as assigned * Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate * Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area * Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk activities as necessary * Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience * Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices * Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others * Adheres to internal policies/procedures and applicable regulatory guidelines * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue/points of interest * Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques * Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities * Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Hours: 40 Pay Details: $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Finance Job Description: The Finance Manager provides a range of strategic Finance advice, analysis and support for key business areas/portfolios as assigned. Proactively manages senior relationships in order to provide seasoned and deep business insights, decision support and guidance and works closely with various stakeholders and team members as required. Depth & Scope: * Scope of role may have pan-business impact and focus is on comprehensive reviews, specialized analysis, audits and/or initiatives with a yearly time span * Accountable for conducting financial analysis/research, reviews and/or audits to support functional goals/objectives * May act as interface with Finance partners/leaders and external parties * Serves as a source of advice to senior management in field of specialty; may lead team(s) of related specialists/experts * Undertakes and completes a variety of complex projects and initiatives requiring seasoned business partner specialist knowledge and/or the integration of cross functional processes within own area of expertise * Work is guided by policies and industry standards/methods * Requires innovative thinking to develop new solutions * Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders * Works autonomously as the lead and guides others within area of expertise Education & Experience: * Undergraduate degree * 7+ years of relevant experience * Accounting or financial designation preferred Customer Accountabilities: * Works closely with business partners to gain deep understanding of the business and relevant objectives in order to contribute to the strategic direction of respective business and/or the enterprise * Formulates relevant and meaningful data analysis through comprehensive data visualization tools, profiling tools, segmentation, as well as leveraging advanced modeling and analytics * Leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to help drive business growth or address business/enterprise needs * Effectively communicates relevant/meaningful recommendations on a range of finance management issues or related operational processes to all levels within the organization * Acts as a subject matter expert for LOB Finance area supported and provides guidance/advice and recommendations to support dealings with internal/external partners * Identifies and develops key business performance measures or metrics for own area and ensures benchmark/best practice information is shared with appropriate parties * Works to maximize shareholder value by developing key strategies/tactics for own unit and by conducting business and/or financial analysis to support key business decisions and the achievement of business partner or department objectives * Leverages advanced data and analytics where possible to ensure business leaders are provided with comprehensive information to enable strategic decision support * Develops and/or assesses significant business cases/new initiatives applying expertise and ensuring criteria for own area are met (e.g., taxation, accounting practices, forecasted rates of return, evaluate outcomes, test assumptions, interface with others for appropriate input, identify benchmarks) * Proactively partners and supports the business to develop business, financial, operational, or organizational strategy for the organization * Ensures alignment between business segment and enterprise goals/thresholds * Provides strategic insights and proposes solutions for the organizations they support that deliver superior risk adjusted profitability * Creates "story-telling" presentations on business performance (competitive analysis, etc.) * Acts as a catalyst in driving forward initiatives critical to delivering strategy * Develops and implements growth strategies * Partners with the business to develop financial plans and forecasts * Applies management-level focus Shareholder Accountabilities: * Acts as a respectful "challenger" to provide alternative points of view * Leads the development/implementation of new financial models, operating service standards, methodologies, frameworks and paradigms to support on-going reporting, audit and/or analysis functions for own area * Synthesizes complex and vast amount of information and translates into actionable insights and strategy * Monitors and analyzes financial performance, acting as custodians of cost * Adheres to enterprise frameworks or methodologies that relate to activities for our business area * Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities * Consistently exercises discretion in managing correspondence, information and all matters of confidentiality and privacy; escalates issues where appropriate * Ensures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) * Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations * Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience * Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices * Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist * Identifies/recommends/supports the implementation of actions/remediation plans to address performance/risk/governance issues * Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk based management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest * Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques * Participates in personal performance management and development activities, including cross training within own team * Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities * Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices * Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

New York, New York, United States of America **Hours:** 40 **Pay Details:** $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Finance **Job Description:** The Finance Manager provides a range of strategic Finance advice, analysis and support for key business areas/portfolios as assigned. Proactively manages senior relationships in order to provide seasoned and deep business insights, decision support and guidance and works closely with various stakeholders and team members as required. **Depth & Scope:** + Scope of role may have pan-business impact and focus is on comprehensive reviews, specialized analysis, audits and/or initiatives with a yearly time span + Accountable for conducting financial analysis/research, reviews and/or audits to support functional goals/objectives + May act as interface with Finance partners/leaders and external parties + Serves as a source of advice to senior management in field of specialty; may lead team(s) of related specialists/experts + Undertakes and completes a variety of complex projects and initiatives requiring seasoned business partner specialist knowledge and/or the integration of cross functional processes within own area of expertise + Work is guided by policies and industry standards/methods + Requires innovative thinking to develop new solutions + Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders + Works autonomously as the lead and guides others within area of expertise **Education & Experience:** + Undergraduate degree + 7+ years of relevant experience + Accounting or financial designation preferred **Customer Accountabilities:** + Works closely with business partners to gain deep understanding of the business and relevant objectives in order to contribute to the strategic direction of respective business and/or the enterprise + Formulates relevant and meaningful data analysis through comprehensive data visualization tools, profiling tools, segmentation, as well as leveraging advanced modeling and analytics + Leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to help drive business growth or address business/enterprise needs + Effectively communicates relevant/meaningful recommendations on a range of finance management issues or related operational processes to all levels within the organization + Acts as a subject matter expert for LOB Finance area supported and provides guidance/advice and recommendations to support dealings with internal/external partners + Identifies and develops key business performance measures or metrics for own area and ensures benchmark/best practice information is shared with appropriate parties + Works to maximize shareholder value by developing key strategies/tactics for own unit and by conducting business and/or financial analysis to support key business decisions and the achievement of business partner or department objectives + Leverages advanced data and analytics where possible to ensure business leaders are provided with comprehensive information to enable strategic decision support + Develops and/or assesses significant business cases/new initiatives applying expertise and ensuring criteria for own area are met (e.g., taxation, accounting practices, forecasted rates of return, evaluate outcomes, test assumptions, interface with others for appropriate input, identify benchmarks) + Proactively partners and supports the business to develop business, financial, operational, or organizational strategy for the organization + Ensures alignment between business segment and enterprise goals/thresholds + Provides strategic insights and proposes solutions for the organizations they support that deliver superior risk adjusted profitability + Creates "story-telling" presentations on business performance (competitive analysis, etc.) + Acts as a catalyst in driving forward initiatives critical to delivering strategy + Develops and implements growth strategies + Partners with the business to develop financial plans and forecasts + Applies management-level focus **Shareholder Accountabilities:** + Acts as a respectful "challenger" to provide alternative points of view + Leads the development/implementation of new financial models, operating service standards, methodologies, frameworks and paradigms to support on-going reporting, audit and/or analysis functions for own area + Synthesizes complex and vast amount of information and translates into actionable insights and strategy + Monitors and analyzes financial performance, acting as custodians of cost + Adheres to enterprise frameworks or methodologies that relate to activities for our business area + Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality and privacy; escalates issues where appropriate + Ensures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) + Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations + Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience + Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices + Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist + Identifies/recommends/supports the implementation of actions/remediation plans to address performance/risk/governance issues + Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk based management and control, supported by effective processes in alignment with risk appetite **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest + Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques + Participates in personal performance management and development activities, including cross training within own team + Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities + Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices + Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Hours: 40 Pay Details: $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Finance Job Description: The Finance Manager provides a range of strategic Finance advice, analysis and support for key business areas/portfolios as assigned. Proactively manages senior relationships in order to provide seasoned and deep business insights, decision support and guidance and works closely with various stakeholders and team members as required. Depth & Scope: * Scope of role may have pan-business impact and focus is on comprehensive reviews, specialized analysis, audits and/or initiatives with a yearly time span * Accountable for conducting financial analysis/research, reviews and/or audits to support functional goals/objectives * May act as interface with Finance partners/leaders and external parties * Serves as a source of advice to senior management in field of specialty; may lead team(s) of related specialists/experts * Undertakes and completes a variety of complex projects and initiatives requiring seasoned business partner specialist knowledge and/or the integration of cross functional processes within own area of expertise * Work is guided by policies and industry standards/methods * Requires innovative thinking to develop new solutions * Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders * Works autonomously as the lead and guides others within area of expertise Education & Experience: * Undergraduate degree * 7+ years of relevant experience * Accounting or financial designation preferred Customer Accountabilities: * Works closely with business partners to gain deep understanding of the business and relevant objectives in order to contribute to the strategic direction of respective business and/or the enterprise * Formulates relevant and meaningful data analysis through comprehensive data visualization tools, profiling tools, segmentation, as well as leveraging advanced modeling and analytics * Leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to help drive business growth or address business/enterprise needs * Effectively communicates relevant/meaningful recommendations on a range of finance management issues or related operational processes to all levels within the organization * Acts as a subject matter expert for LOB Finance area supported and provides guidance/advice and recommendations to support dealings with internal/external partners * Identifies and develops key business performance measures or metrics for own area and ensures benchmark/best practice information is shared with appropriate parties * Works to maximize shareholder value by developing key strategies/tactics for own unit and by conducting business and/or financial analysis to support key business decisions and the achievement of business partner or department objectives * Leverages advanced data and analytics where possible to ensure business leaders are provided with comprehensive information to enable strategic decision support * Develops and/or assesses significant business cases/new initiatives applying expertise and ensuring criteria for own area are met (e.g., taxation, accounting practices, forecasted rates of return, evaluate outcomes, test assumptions, interface with others for appropriate input, identify benchmarks) * Proactively partners and supports the business to develop business, financial, operational, or organizational strategy for the organization * Ensures alignment between business segment and enterprise goals/thresholds * Provides strategic insights and proposes solutions for the organizations they support that deliver superior risk adjusted profitability * Creates "story-telling" presentations on business performance (competitive analysis, etc.) * Acts as a catalyst in driving forward initiatives critical to delivering strategy * Develops and implements growth strategies * Partners with the business to develop financial plans and forecasts * Applies management-level focus Shareholder Accountabilities: * Acts as a respectful "challenger" to provide alternative points of view * Leads the development/implementation of new financial models, operating service standards, methodologies, frameworks and paradigms to support on-going reporting, audit and/or analysis functions for own area * Synthesizes complex and vast amount of information and translates into actionable insights and strategy * Monitors and analyzes financial performance, acting as custodians of cost * Adheres to enterprise frameworks or methodologies that relate to activities for our business area * Ensures respective programs/policies/practices are well managed, meets business needs, complies with internal and external requirements, and aligns with business priorities * Consistently exercises discretion in managing correspondence, information and all matters of confidentiality and privacy; escalates issues where appropriate * Ensures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) * Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations * Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience * Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices * Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist * Identifies/recommends/supports the implementation of actions/remediation plans to address performance/risk/governance issues * Actively manages relationships within and across various business lines, corporate and/or control functions and ensures alignment with enterprise and/or regulatory requirements * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk based management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest * Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques * Participates in personal performance management and development activities, including cross training within own team * Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities * Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices * Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Hours: 40 Pay Details: $97,240 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Finance Job Description: The Treasury Liquidity Manager maintains, enhances and develops reporting processes, control frameworks, and/or systems. This role contributes to the continuous development and/or improvement of processes, models, and related infrastructure. Develops liquidity methodology and assumptions. Leads and/or supports the work of junior team members, providing guidance and advice as a senior member of the team. Depth & Scope: Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; manages team(s) of related specialists Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity Independently manages end-to-end functional programs Solves or leads others to solve complex problems; leads efforts or partners with others to develop new solutions Uses sophisticated analytical thought to exercise judgement and identify solutions Impacts the achievement of sub-function or business line objectives within the area they are accountable for Work is guided by policies and industry standards/methods Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders Works autonomously as the lead and guides others within area of expertise Education & Experience: Undergraduate degree or equivalent work experience 7+ years of experience Customer Accountabilities: Develops and maintains financial methodologies, strategies & processes that are used to generate risk measurement information used Liquidity Risk Management Identifies Liquidity risk regarding information used to manage and measure margins Leads the process of developing solutions and reporting of Liquidity Risk Management Implements efficient collateral, intraday and cashflow forecasting monitoring Analyzes changes in the liability and asset portfolios, evaluates trends, and reconciles cash flow activity Evaluates product and customer in behavior stress scenarios and provides views on concentration for funding Evaluates and produces forecasts of the flow of funds Analyzes the Front Office of the organization to ensure sufficient funds are and will be available to meet obligations Evaluates the short-term Front Office requirements based on analysis of the Bank's operational cash flow Supports ongoing reviews with 1B, 2nd line and 3rd line functions Shareholder Accountabilities: Contributes to various operational activities and processes as assigned Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk activities as necessary Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience Conducts reporting and/or meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others Adheres to internal policies/procedures and applicable regulatory guidelines Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issue/points of interest Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.