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Teller vs personal banker

The differences between tellers and personal bankers can be seen in a few details. Each job has different responsibilities and duties. Additionally, a personal banker has an average salary of $37,639, which is higher than the $32,171 average annual salary of a teller.

The top three skills for a teller include cash handling, customer service and financial transactions. The most important skills for a personal banker are customer relationships, cross-sell, and customer satisfaction.

Teller vs personal banker overview

TellerPersonal Banker
Yearly salary$32,171$37,639
Hourly rate$15.47$18.10
Growth rate-12%10%
Number of jobs16,29836,603
Job satisfaction-3
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 59%
Average age3943
Years of experience-4

What does a teller do?

Tellers are bank employees who handle face-to-face or in-person transactions of clients. They are the bank's front liners, and they interact with clients on a daily basis. They process requests related to the clients' bank accounts, including, but not limited to, opening and closing accounts, withdrawing and depositing cash and checks, processing loan requests, accepting payments, validating transactions, and answering any other questions that a client may have. They should also be familiar with the bank's products and services. Tellers should have good customer service skills, attention to detail, and basic accounting skills.

What does a personal banker do?

A personal banker is responsible for managing the customers' financial records and assisting them in various banking transactions. Personal bankers' duties also include handling customers' inquiries for financial plans, understanding the banking and financial industry principles, processing applications, verifying account details, and offering bank products based on the customers' needs. A personal banker must have excellent customer service and communication skills, providing the best options for the customers, and helping them achieve their financial goals.

Teller vs personal banker salary

Tellers and personal bankers have different pay scales, as shown below.

TellerPersonal Banker
Average salary$32,171$37,639
Salary rangeBetween $26,000 And $39,000Between $29,000 And $48,000
Highest paying CityManchester, NJNew York, NY
Highest paying stateNew JerseyNew York
Best paying companySecurity Service Federal Credit UnionNorthern Trust
Best paying industryFinanceFinance

Differences between teller and personal banker education

There are a few differences between a teller and a personal banker in terms of educational background:

TellerPersonal Banker
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common college-University of Pennsylvania

Teller vs personal banker demographics

Here are the differences between tellers' and personal bankers' demographics:

TellerPersonal Banker
Average age3943
Gender ratioMale, 23.0% Female, 77.0%Male, 44.6% Female, 55.4%
Race ratioBlack or African American, 9.5% Unknown, 3.4% Hispanic or Latino, 21.2% Asian, 7.2% White, 58.1% American Indian and Alaska Native, 0.6%Black or African American, 5.4% Unknown, 4.1% Hispanic or Latino, 11.2% Asian, 12.2% White, 66.8% American Indian and Alaska Native, 0.2%
LGBT Percentage7%6%

Differences between teller and personal banker duties and responsibilities

Teller example responsibilities.

  • Process commercial transaction including deposits, withdrawals and loan payments selling monetary instruments.
  • Compile with the bank secrecy act.
  • Process treasury, tax and loan payments.
  • Receive coin and currency from arm trucks.
  • Fill in for coin room teller when on vacation.
  • Monitor all monetary instruments purchase and complete all BSA logs.
  • Show more

Personal banker example responsibilities.

  • Manage customer s portfolio while identifying cross-sell opportunities to increase acquisition of customer s financial and credit services.
  • Work one-on-one with clients to gather requirements and identify cross-selling opportunities and leverage customer leads and referrals to identify new prospects.
  • Certify as a public notary and international wire transfers.
  • Process consumer loan applications following approve guidelines, NMLS certify.
  • Identify and maximize new account sales and cross-sell opportunities, utilizing customer profiling to develop book of business.
  • Identify cross-sell opportunities, including opportunities to refer customers to other sales representatives through proper customer profiling and needs-base selling.
  • Show more

Teller vs personal banker skills

Common teller skills
  • Cash Handling, 13%
  • Customer Service, 13%
  • Financial Transactions, 8%
  • Math, 6%
  • Bank Products, 6%
  • ATM, 3%
Common personal banker skills
  • Customer Relationships, 10%
  • Cross-Sell, 6%
  • Customer Satisfaction, 5%
  • NMLS, 5%
  • Bank Products, 5%
  • Financial Services, 5%

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