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Teller vs retail banker

The differences between tellers and retail bankers can be seen in a few details. Each job has different responsibilities and duties. Additionally, a retail banker has an average salary of $35,292, which is higher than the $32,171 average annual salary of a teller.

The top three skills for a teller include cash handling, customer service and financial transactions. The most important skills for a retail banker are excellent organizational, taking care, and prioritize workload.

Teller vs retail banker overview

TellerRetail Banker
Yearly salary$32,171$35,292
Hourly rate$15.47$16.97
Growth rate-12%-3%
Number of jobs16,29885,669
Job satisfaction--
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 43%
Average age3941
Years of experience-12

What does a teller do?

Tellers are bank employees who handle face-to-face or in-person transactions of clients. They are the bank's front liners, and they interact with clients on a daily basis. They process requests related to the clients' bank accounts, including, but not limited to, opening and closing accounts, withdrawing and depositing cash and checks, processing loan requests, accepting payments, validating transactions, and answering any other questions that a client may have. They should also be familiar with the bank's products and services. Tellers should have good customer service skills, attention to detail, and basic accounting skills.

What does a retail banker do?

A retail banker is responsible for coordinating with retail clients in opening and closing accounts, updating account statements, and selling new financial services and business opportunities. Retail bankers help clients in managing their finances by recommending investment options according to their needs and objectives. They also handle the clients' banking discrepancies and resolve disputes by evaluating their account statements and identify resolutions immediately. A retail banker must have excellent analytical skills, as well as strong knowledge of the banking industry and practices to provide the highest quality services for the clients.

Teller vs retail banker salary

Tellers and retail bankers have different pay scales, as shown below.

TellerRetail Banker
Average salary$32,171$35,292
Salary rangeBetween $26,000 And $39,000Between $26,000 And $47,000
Highest paying CityManchester, NJ-
Highest paying stateNew Jersey-
Best paying companySecurity Service Federal Credit Union-
Best paying industryFinance-

Differences between teller and retail banker education

There are a few differences between a teller and a retail banker in terms of educational background:

TellerRetail Banker
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 43%
Most common majorBusinessBusiness
Most common college--

Teller vs retail banker demographics

Here are the differences between tellers' and retail bankers' demographics:

TellerRetail Banker
Average age3941
Gender ratioMale, 23.0% Female, 77.0%Male, 30.7% Female, 69.3%
Race ratioBlack or African American, 9.5% Unknown, 3.4% Hispanic or Latino, 21.2% Asian, 7.2% White, 58.1% American Indian and Alaska Native, 0.6%Black or African American, 10.5% Unknown, 2.9% Hispanic or Latino, 20.0% Asian, 9.5% White, 56.2% American Indian and Alaska Native, 0.9%
LGBT Percentage7%11%

Differences between teller and retail banker duties and responsibilities

Teller example responsibilities.

  • Process commercial transaction including deposits, withdrawals and loan payments selling monetary instruments.
  • Compile with the bank secrecy act.
  • Process treasury, tax and loan payments.
  • Receive coin and currency from arm trucks.
  • Fill in for coin room teller when on vacation.
  • Monitor all monetary instruments purchase and complete all BSA logs.
  • Show more

Retail banker example responsibilities.

  • Manage customer portfolios, service relationships, and used profiling analysis tools to identify cross-selling opportunities.
  • Train to sell and open new accounts with monthly goals as well as cross-sell banking products.
  • Develop and implement a variety of sales and marketing strategies including utilizing cross-selling skills.
  • Utilize profile analysis tools with current clients to better identify cross-selling opportunities and referrals with segment partners.
  • Develop and maintain relationships with partners to maximize sales opportunities while using profiling analysis tools to identify expand opportunities.
  • Assist in running daily balance reports (teller cash balancing, debit card, vault, ATM, etc . )
  • Show more

Teller vs retail banker skills

Common teller skills
  • Cash Handling, 13%
  • Customer Service, 13%
  • Financial Transactions, 8%
  • Math, 6%
  • Bank Products, 6%
  • ATM, 3%
Common retail banker skills
  • Excellent Organizational, 12%
  • Taking Care, 10%
  • Prioritize Workload, 8%
  • Account Maintenance, 7%
  • Security Procedures, 7%
  • Control Checks, 7%

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