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Teller vs vault teller

The differences between tellers and vault tellers can be seen in a few details. Each job has different responsibilities and duties. Additionally, a vault teller has an average salary of $32,352, which is higher than the $32,171 average annual salary of a teller.

The top three skills for a teller include cash handling, customer service and financial transactions. The most important skills for a vault teller are cash handling, quality customer service, and operational procedures.

Teller vs vault teller overview

TellerVault Teller
Yearly salary$32,171$32,352
Hourly rate$15.47$15.55
Growth rate-12%-12%
Number of jobs16,29811,212
Job satisfaction--
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 38%
Average age3939
Years of experience--

What does a teller do?

Tellers are bank employees who handle face-to-face or in-person transactions of clients. They are the bank's front liners, and they interact with clients on a daily basis. They process requests related to the clients' bank accounts, including, but not limited to, opening and closing accounts, withdrawing and depositing cash and checks, processing loan requests, accepting payments, validating transactions, and answering any other questions that a client may have. They should also be familiar with the bank's products and services. Tellers should have good customer service skills, attention to detail, and basic accounting skills.

What does a vault teller do?

A vault teller is responsible for processing bank and vault transactions, ensuring accuracy and timeliness. Their duties primarily revolve around customer service and staff support, preparation of shipment and deliveries, money transfer transactions, and handling deposits. A vault teller must also perform administrative tasks such as maintaining daily cash levels on ATMs, responding to calls and correspondence, producing progress reports, and maintaining an accurate record of all transactions. Furthermore, it is essential to verify and monitor all currency in vaults in adherence to the bank's standards and policies.

Teller vs vault teller salary

Tellers and vault tellers have different pay scales, as shown below.

TellerVault Teller
Average salary$32,171$32,352
Salary rangeBetween $26,000 And $39,000Between $26,000 And $39,000
Highest paying CityManchester, NJDenver, CO
Highest paying stateNew JerseyMassachusetts
Best paying companySecurity Service Federal Credit UnionNBCUniversal
Best paying industryFinanceFinance

Differences between teller and vault teller education

There are a few differences between a teller and a vault teller in terms of educational background:

TellerVault Teller
Most common degreeBachelor's Degree, 41%Bachelor's Degree, 38%
Most common majorBusinessBusiness
Most common college--

Teller vs vault teller demographics

Here are the differences between tellers' and vault tellers' demographics:

TellerVault Teller
Average age3939
Gender ratioMale, 23.0% Female, 77.0%Male, 19.5% Female, 80.5%
Race ratioBlack or African American, 9.5% Unknown, 3.4% Hispanic or Latino, 21.2% Asian, 7.2% White, 58.1% American Indian and Alaska Native, 0.6%Black or African American, 10.5% Unknown, 3.5% Hispanic or Latino, 19.2% Asian, 7.5% White, 58.7% American Indian and Alaska Native, 0.6%
LGBT Percentage7%7%

Differences between teller and vault teller duties and responsibilities

Teller example responsibilities.

  • Process commercial transaction including deposits, withdrawals and loan payments selling monetary instruments.
  • Compile with the bank secrecy act.
  • Process treasury, tax and loan payments.
  • Receive coin and currency from arm trucks.
  • Fill in for coin room teller when on vacation.
  • Monitor all monetary instruments purchase and complete all BSA logs.
  • Show more

Vault teller example responsibilities.

  • Process ATM transactions and reconcile negotiable instruments.
  • Coordinate accurate balancing and processing of ATM transactions.
  • Analyze customer's needs, determine appropriate products and services and uncover additional cross-selling opportunities with existing and prospective clients.
  • Interpret and accurately process customer requests and transactions according to TCF guidelines.

Teller vs vault teller skills

Common teller skills
  • Cash Handling, 13%
  • Customer Service, 13%
  • Financial Transactions, 8%
  • Math, 6%
  • Bank Products, 6%
  • ATM, 3%
Common vault teller skills
  • Cash Handling, 11%
  • Quality Customer Service, 8%
  • Operational Procedures, 8%
  • Internal Controls, 8%
  • Performance Reviews, 7%
  • Foreign Currency, 7%

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