Adirondack Trust jobs - 246 jobs

SUMMARY: The Commercial Insurance Account Manager is the inside sales and service representative for the insurance agency's commercial insurance clients and their staff regarding allinsurance service needs. A successful Account Manager is an excellent communicator, an expert in commercial lines coverages and service, and facile with the agency's computer systems. The Account Manager must understand the details of their assigned clients' insurance program, document the insurancecoverage terms and conditions accurately in the agency's management system, andeffectively communicate complex insurance concepts to their clients. Additionally, the Account Manager will review and analyze insurance policies to ensure accuracy and be able to evaluate and assess contractual requirements, determining their impact on the current insurance program. This position is ultimately accountable for both the service related documents provided to clients and the data and content in the Agency's Management System. Applicants must be willing to perform all necessary job functions and hold all customer information confidentially. ESSENTIAL DUTIES AND RESPONSIBILITIES: Communicate with clients via email and phone regarding their insurance questions and service needs. Create certificate templates and issue required evidences of insurance to both the client and the clients' customers and vendors. Invoice insurance policies and issue insurance binders. Review and analyze contracts presented by the client. Comparison of contractual requirements to existing policies noting any gaps in coverage and determination of the need for job specific policies. Communicate the need for job specific policies to the client. Order, place, invoice and issue evidence of any project specific policies (OCPs. RRPs, and Builder's Risk policies). Cross Sell other policies and products as needed based on program analysis and discussions with clients. Receive requests for policy changes from client, request issuance of policy endorsements from insurance carrier. Review and invoice insurance carrier audits, endorsements, cancellations and any other carrier correspondence for accuracy and then document appropriately in the agency management system. Review policies for accuracy against the proposal presented to the insured, the expiring policies terms and conditions and the agency management system information. Locate and request corrections to insurance carrier errors. Assess client's insurance program to identify potential gaps and/or uncovered exposures, as well as looking for account rounding and expanded coverage opportunities. Perform special projects or additional duties as assigned.

A leading financial institution is seeking an Operational Risk Officer in New York, NY. This role involves overseeing the operational risk management for Business Banking, providing guidance on risk policies, and fostering a risk-aware culture. The ideal candidate will need to have at least 5 years of relevant experience and possess strong communication and leadership skills. Responsibilities include risk assessments, training staff, and ensuring compliance with regulatory standards. This position offers an opportunity to play a key role in the organization's risk management efforts. #J-18808-Ljbffr

**Location:**4900 Tiedeman Road, Brooklyn OhioThe Operational Risk Officer position resides in the 2nd Line of Defense within KeyCorp's Operational Risk Management group and will be responsible for executing risk oversight activities for Business Banking and various assigned operational and enterprise risk programs, projects and activities. The ideal candidate will promote a risk culture that encourages acknowledgement and recognition of operational risks and places a high priority on risk management.As subject matter expert, provide advice, consultation services and training to assigned lines of business (LOBs) on operational risk program management topics, including all activities associated with LOBs risks, controls, testing, remediation, loss analysis, key risk indicators, reporting, policy, and procedure development. Perform oversight activities and assume responsibility for discouraging actions that may expose KeyCorp and its affiliates to losses, regulatory or reputation risks, or to risk levels that exceed desired risk appetite through its business activities. The position is responsible for ensuring operational risk program management consistent with KeyCorp's Operational Risk Policy. The position has responsibility for oversight of LOB Operational Risk programs and policies, which includes providing highly specialized guidance and oversight on current and emerging legal, regulatory, and operational risk issues, monitoring and measuring operational risk performance, and reviewing and challenging of strategy (initiative, products, third parties, clients), control design, implementation, testing, and remediation for assigned LOBs.This position is an individual contributor and reports to the Consumer Line of Business Operational Risk Oversight Director.**ESSENTIAL JOB FUNCTIONS** - Work directly with the lines of business (LOBs) to identify and assess risks, review and challenge risk assessments, provide input over controls and testing, advise on and monitor remediation activities and create reporting, ensuring line of business alignment within the Operational Risk program and framework. - Responsible for primary execution of Operational Risk oversight and help guide and influence implementation of operational policies and/or procedures to mitigate risk within appetite. - Responsible for assisting with the ongoing development and implementation of the Major Line of Business (LOB) Operational Risk teams strategic plan to accomplish its Annual Operational Risk objectives, to include among others: the development and implementation of Operational risk policies and procedures; assessment, monitoring and testing; establishment of line of business accountability and escalation and reporting processes. - Responsible for ongoing development and implementation of operational risk management topics, including such things as being the subject matter expert on operational risk activities associated with risks, controls, testing, remediation and reporting. -Actively participate in broad risk management oversight of assigned LOB.Provide direction and deliver training to line of business personnel, Risk Management staff and others on Operational Risk best practices and other relevant industry best practices. - Monitor and assess new or amended legal and regulatory requirements as they relate to Business Banking.- Responsible for review and challenge of LOB policies and procedures to ensure that they are consistent with current applicable rules, regulations, laws and are effective in mitigating related risks. - Work with the LOB to ensure the ongoing development and enhancement of risk assessments, testing, monitoring and associated plans. - Provide authoritative and consultative advice and support to management utilizing independence yet providing pro-business solutions.- Analyze and provide feedback around risks associated with the offering of new and/or enhanced products, services, processes, business initiatives and outsourced third party activities. - Responsible for proactively anticipating and responding to changes in regulations, rules and/or laws; assessing the impact of any change to the business areas and assisting them in responding to such changes. - Accountable for ensuring that line of business policies and procedures are consistent with current applicable banking and securities rules, regulations, and laws. - Respond to internal and external audits, exams and requests for information and provide review & challenge of any line of business responses to internal and external audits. Assist in the evaluation of audit and examination findings and implementation of corrective action and needed responses. - Assist in the response to ongoing regulatory and legal inquiries and investigations. - Develop and maintain positive working relationships with internal clients, staff, peers, other risk partners, and LOB senior management. - Maintain relationships with industry peers and regulatory bodies. - Escalates promptly to appropriate senior management or appropriate risk committee any material breaches of applicable laws, rules, policies or standards with actual or potential operational risk impact, and necessary correction action. - Acts as Operational Risk Subject Matter Expert on any assigned Subcommittees and/or Working Groups. - Provide leadership and/or support on special projects, as assigned. - Proactively works with assigned business unit management to identify and assess the operational risks associated with business activities, ensuring alignment with the Corporate Operational Risk Framework, including: • Advising LOBs on operational risks and controls and key risk indicators. • Advising LOBs on operational risks related to new products and/or services and business initiatives. • Advising LOBs on operational risks related to outsourced third party activities. • Providing reporting to executives LOB partners on a periodic basis - Conducts review and challenge activities and escalation, including independent testing as required. - Manage 2nd LOD requirements related to the Governance, Risk & Compliance application and Risk Assessment Processes. - Other duties as assigned **REQUIRED QUALIFICATIONS** - Bachelor's degree in business, finance, or economics or commensurate experience is required. - Minimum 5 years industry experience, ideally within Operational Risk, Enterprise Risk, or line of business risk functions.- Proven ability to work collaboratively and productively across the organization- Outstanding active listening skills- Ability to effectively manage competing priorities within a fast-paced environment, including supporting client workflows and transactions while ensuring sound business practices are applied to mitigate risk within appetite- Demonstrated ability to work with internal and external auditors and regulators.- Ability to effectively communication and influence at all levels of the organization- Ability to think strategically coupled with the ability to drive to execution- Ability to foster and encourage collaboration between multiple risk disciplines- Ability to view risk holistically within a dynamic, fast paced team environment- In-depth practical knowledge of internal controls, risk assessments and operational and compliance processes, and applicable techniques for implementation of regulatory, compliance and legal requirements and operational processes. - Strong leadership and relationship management skills including the ability to lead up and across the organization - Proven ability to have, maintain, and establish strong contacts within the industry so as to be aware of current industry issues and practices**PREFFERED QUALIFICATIONS** - MBA, Law Degree or other relevant advanced education- Current and practical knowledge of the various processes involved in Front and Back Office operations relating to the Business #J-18808-Ljbffr

Consumer Loan Underwriter Canandaigua National Bank & Trust What does a Consumer Loan Underwriter do? At CNB, a Consumer Loan Underwriter is responsible for performing a variety of duties relating to the underwriting of direct, indirect, or additional product offerings, while mitigating the risk of lending decisions. This position is also responsible for assisting in confidently and competently achieving service goals as established in Bank's annual operating plan; complying with operating policies and procedures established for the Consumer Lending function; communicating with appropriate personnel; responding to inquiries or requests for information; and maintaining appropriate records and providing assigned reports, as required. What is needed to be successful in this role? An Associate degree or equivalent experience in Business, Accounting, or related field Three (3) to seven (7) years' experience in a related position. Excellent communication skills and strong attention to detail. Proficiency with a PC and associated programs (such as Microsoft Office) What does a successful first year in this position look like? Approve or decline consumer loan applications based on board approved lending limits and score cutoffs. Presents applications for approval to Senior Management if recommendation exceeds approved limits. Maintain an accurate awareness of the credit quality of the portfolio and the inherent credit risk. Provide customer service to dealers, internal, and external customers. Provides counseling as appropriate. Handle calls from automobile dealership personnel and community office staff regarding loan status, approvals, payoffs, etc. What makes working at Canandaigua National Bank different? Our Core Values guide how we serve, lead, and grow alongside our community. By working wholeheartedly , feeling empowered, acting with courage, being authentic, and serving with a noble spirit, WE CAN fortify healthy lives by doing what's right for our customers and the community. Our culture nurtures passionate employees and offers great rewards including: Medical, dental, vision, FSA, HSA options for both part-time and full-time employees. Medical coverage is also offered for domestic partners. Paid holidays, vacation, and sick time. Retirement benefits that include a 401(k), Profit Sharing, and Employee Stock Ownership Plan (ESOP). Training & development opportunities. Tuition assistance. Community focused volunteer opportunities. Award winning wellness program that promotes a solid work/life balance. Banking perks and discount programs. Our goal is to ensure that our bank, employees, and our community thrive and grow, now and for the next 135 years. We're in it for the long haul. What truly sets us apart from other financial institutions is the quality and commitment of our employees. We've assembled a diverse team of people who share a primary focus: to provide exceptional service for our customers. As an organization, we are committed to hiring, training, developing, promoting, and celebrating employees from historically disadvantaged groups. At Canandaigua National Bank, we welcome the unique contributions that you can bring in terms of ethnicity, race, sex, gender identity and expression, nation of origin, age, languages spoken, veteran's status, religion, disability, sexual orientation, education, and culture. Canandaigua National Bank remains an independent, community bank. If you want to be a part of something special, join us today! Compensation range - $66,000 - $79,000The actual salary offered within the range is dependent on a variety of factors including, but not limited to, relevant experience, qualifications, skills, level offered, and performance expectations. Canandaigua National Corporation and its subsidiaries encourage diversity in the workplace; we are an Equal Opportunity Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Veteran.

Partner with KeyBank Business Banking Relationship Managers (BBRMs) to acquire, expand and retain business clients with moderately complex cash management needs. The RCMA will identify prospect/client needs and participate in various aspects of client management, including calling via conference call and relationship reviews for clients with basic to complex cash management needs. Responsibilities * Identifies and closes new client cash management opportunities through interactions with Business Banking Relationship Managers (BBRMs) and development of their own center of influence (COI) networks * Develops and manages sales planning activities through the year * Capitalizes on referrals from inside sales and/or client service managers * Stays up to date on Core Business Banking client relationships and client needs; maintain fluid communication with internal partners to provide seamless service to clients and prospects; refers potential business growth opportunities to segment specialty teams * Provides strategic consultation to existing high-value clients and prospects on working capital management processes and optimized cash flow structures * Will identify specific payment products functionality and features, translating those back into a consultative pitch that meets the business's working capital needs * Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice * Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key. Education Qualifications * Bachelor's Degree or equivalent in working experience required. Experience Qualifications * A minimum of 3 years' cash management experience in a banking environment required. * A minimum 3 years' success in a client focused environment with aggressive growth and service goals required. Tactical Skills * Strong financial acumen including the ability to read and understand income statements * Exceptional negotiating and closing skills * Strong communication skills Personal Skills * Collaboration: Demonstrates experience in participating in productive collaborative processes that help solve business problems and meet business goals * Persuasion: Describes the importance of listening to communicate for impact and selects most appropriate communication approach depending on message and audience * Influence: Develops basic persuasive arguments and utilizes active listening skills and probing techniques to surface opportunities to influence Practical Skills * Oral & Written Communication: Possesses the ability to adapt listening and facilitation style to others' communication styles and uses various approaches appropriately and effectively Core Competencies * All KeyBank employees are expected to demonstrate Key's Values and sustain proficiency in identified Leadership Competencies. Travel * Routine and frequent travel to include overnight stay. COMPENSATION AND BENEFITS This position is eligible to earn a base salary in the range of $71,000.00 - $122,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Job Posting Expiration Date: 11/30/2025 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************.

Canandaigua National Bank What does a Community Engagement Manager do? The Community Engagement Manager plays a key role in advancing the bank's reputation and community presence by supporting internal and external communications, identifying philanthropic opportunities, and fostering meaningful community partnerships. This position helps shape and share the bank's story by generating content that highlights our robust culture, community support, and employee involvement. The Manager reports to and supports the Director of Community Engagement and represents the bank at community events, as needed, and contributes to initiatives that reflect our mission and values. Internal & External Communications Leads and shapes the bank's internal narrative and storytelling, ensuring communications consistently reflect the bank's mission, values, services, and culture. Manage the bank's internal communications platform, delivering timely, relevant content that informs employees and showcases organizational priorities and culture. Support and execute internal communication strategies that drive employee engagement, alignment, and connection to the bank's purpose. Produce and oversee a monthly newsletter for bank community members, curating stories and updates that highlight impact, services, and expertise. Identify and recommend opportunities for paid media that elevate the bank's products, services, thought leadership, and community presence. Maintain and support the bank's crisis communications planning to ensure preparedness and clear messaging during sensitive situations. Develop compelling storytelling and content for use across newsletters, press releases, social media, and the bank's website. Create content that highlights the bank's community involvement, philanthropic initiatives, and internal culture, reinforcing the bank's role as a trusted community partner. Collaborate closely with marketing and communications teams to ensure consistent messaging, tone, and narrative across all channels. Philanthropy, Community Investment & CRA Support Assist in identifying, evaluating, and recommending charitable giving and community investment opportunities that align with the Bank's philanthropic strategy, Community Reinvestment Act (CRA) objectives, and community needs Collaborate with internal departments, branch teams, and employee groups to coordinate volunteerism, employee engagement, and community involvement initiatives that support CRA and community development goals. Lead collaboration of internal departments, branch teams, and employee groups to design and coordinate volunteerism, employee engagement, and community involvement initiatives that support CRA and community development goals. Cross-Functional Collaboration Work closely with marketing, human resources, and leadership to align community engagement with organizational priorities. Support special projects and initiatives that enhance the bank's brand, visibility, and community impact. What is needed to be successful in this role? A B.S. or B.A. degree in Communications, Marketing, Public Relations, Journalism, Digital Marketing, or related fields normally required; A minimum of three (3) experience in Corporate Communications, Social Media, Public Relations Management or related positions normally required. Broad verbal and written communication skills, including crafting internal and external communications. Strong people skills and the ability to communicate with employees at all levels in the organization. Ability to work independently and within a team on special and ongoing projects, be adaptive to critical needs, and share expertise as needed. Strong project management skills with an ability to manage and execute multiple programs and tasks with accuracy and efficiency. Excellent organizational and time-management skills, including the ability to handle multiple priorities simultaneously effectively and competently and the flexibility and ability to quickly adapt to changes in work objectives, processes, and technologies. Results focused with strong attention to detail, accuracy, and deadlines. Advanced computer skills including MS Office applications (Word, Excel, Outlook, PowerPoint, etc.) Experience with video editing, photography, audio production, and social media platforms. Preferred experience with Adobe Creative Cloud Suite applications (Photoshop, Premiere Pro, Illustrator, Canva, Dreamweaver, InDesign). Knowledge of Salesforce Social Studio and SharePoint software preferred. Experience with the development and management of content calendars and project management. Experience with nonprofits and philanthropy strongly preferred. Ability to travel to CNC locations, including the Syracuse Region and Sarasota, FL. Ability to work occasional nights and weekends. * Because social media is a vital component of this position, it is preferred that candidates submit a portfolio of work highlighting examples of content created for social media. What makes working at Canandaigua National Bank different? Our Core Values guide how we serve, lead, and grow alongside our community. By working wholeheartedly , feeling empowered, acting with courage, being authentic, and serving with a noble spirit, WE CAN fortify healthy lives by doing what's right for our customers and the community. Our culture nurtures passionate employees and offers great rewards including: Medical, dental, vision, FSA, HSA options for both part-time and full-time employees. Medical coverage is also offered for domestic partners. Paid holidays, vacation, and sick time. Retirement benefits that include a 401(k), Profit Sharing, and Employee Stock Ownership Plan (ESOP). Training & development opportunities. Tuition assistance. Community focused volunteer opportunities. Award winning wellness program that promotes a solid work/life balance. Banking perks and discount programs. Our goal is to ensure that our bank, employees, and our community thrive and grow, now and for the next 135 years. We're in it for the long haul. What truly sets us apart from other financial institutions is the quality and commitment of our employees. We've assembled a diverse team of people who share a primary focus: to provide exceptional service for our customers. As an organization, we are committed to hiring, training, developing, promoting, and celebrating employees from historically disadvantaged groups. At Canandaigua National Bank, we welcome the unique contributions that you can bring in terms of ethnicity, race, sex, gender identity and expression, nation of origin, age, languages spoken, veteran's status, religion, disability, sexual orientation, education, and culture. Canandaigua National Bank remains an independent, community bank. If you want to be a part of something special, join us today! Compensation range - $95,000 - $118,000The actual salary offered within the range is dependent on a variety of factors including, but not limited to, relevant experience, qualifications, skills, level offered, and performance expectations. Canandaigua National Corporation and its subsidiaries encourage diversity in the workplace; we are an Equal Opportunity Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Veteran.

Invest in your future with BSNB! Would you like to work with a dynamic, growing bank that values the contributions of its staff and is named one of the Best Places to Work? Ballston Spa National Bank (BSNB) is looking to hire a Mortgage Loan Processor to support marketing initiatives to drive BSNB's short and long-term strategic growth goals across product lines. How do we invest in you? This position earns competitive pay. We also offer great benefits, including medical, dental, vision, a 401(k) plan with a company match, a pension plan, 11 paid holidays, generous paid time off (PTO), company-paid life insurance, voluntary insurances, and more. If this sounds like the right opportunity for you, join our close-knit team today! A DAY IN THE LIFE OF THE MORTGAGE LOAN PROCESSOR On a daily basis, the Mortgage Loan Processor will review new mortgage and home equity files approved from underwriting. You will work closely with loan originators, underwriters, attorneys and other vendors to ensure the receipt and accuracy of required documents. You will also coordinate loan closings, and perform a post-closing routine to ensure a complete and accurate loan file. QUALIFICATIONS OF THE MORTGAGE LOAN PROCESSOR: * Successful candidates will have a minimum of an Associate's Degree, Bachelor's Degree in business or related field preferred; * Three to five years mortgage loan processing or closing experience; * Must be familiar with CFPB TRID regulations, Loan Estimate (LE) form, and Closing Disclosure (CD) Form; * Experience with secondary market guidelines preferred; * Strong work ethic and attention to detail, and the ability to multi-task required. ABOUT BALLSTON SPA NATIONAL BANK (BSNB) Established in 1838, we are proud to provide financial solutions to businesses, individuals and families located in the greater Capital Region and beyond. Thirteen full-service banking offices coupled with digital banking services provide products and services geared towards meeting the needs of the markets we serve. As a community-minded financial institution, we make giving back and volunteer work a priority. BSNB provides all employees and applicants an equal employment opportunity in the manner required by law in all aspects of employment regardless of race, color, religion, creed, national origin, age, sex, sexual orientation, gender identity or expression, marital status, military status, disability, predisposing genetic characteristics, domestic violence victim status or any other status protected by local, state, or federal law. BSNB is a VEVRAA employer and has a desire for priority referrals of protected veterans. We thank all applicants for their interest and will contact those candidates who are under consideration.

Canandaigua National Bank & Trust ) What does a Credit Analyst do? A Credit Analyst is responsible for analyzing financial and credit information for potential and existing customers to assess customer creditworthiness; achieving goals as established in the assigned department's annual operating plan; coordinating work within the department, as well as with other departments; complying with operating policies and procedures established for the credit analysis function; communicating with appropriate personnel; maintaining appropriate records and providing assigned reports. What competencies are needed to be successful in this role? A BS or BA degree in Accounting, Business, or related field normally required. A minimum of five (5) years related experience. Excellent communication skills and strong attention to detail. Proficiency with a PC and associated programs (such as Microsoft Office) What does a successful first year in this position look like? Analyze financial and credit information for potential and existing customers to assess customer creditworthiness. Receive data on prospective and active borrowing accounts, i.e., financial statements, credit reports, and interview and investigation sheets. Prepare cash flow and collateral analyses for larger dollar/more complex requests; provides a written summary of borrower's financial performance. Assess the strengths and weaknesses of the credit relationship. Research potential borrower's company and industry either via Internet or publications. Provide thorough documentation of all financial analysis work, including ratios and other related information. What makes working at CNB different? At CNB, we are Investing in You . Our strong corporate culture is based upon seven Core Values: Honesty and Integrity, Responsibility, Teamwork, Respect, Innovation, Professionalism, and Commitment. Our culture nurtures passionate employees and offers great rewards including: Medical, Dental, Vision, FSA, HSA options for both part-time and full-time employees. Medical coverage is also offered for domestic partners. Paid Holidays, Vacation, and Sick time. Retirement benefits that include a 401(k), Profit Sharing, and Employee Stock Ownership Plan (ESOP). Training & Development Opportunities. Tuition Assistance. Volunteer Opportunities. Award Winning Wellness program that promotes a solid work/life balance. Banking perks and discount programs. Our goal is to ensure that our bank, employees, and our community thrive and grow, now and for the next 125 years. We're in it for the long haul. What truly sets us apart from other financial institutions is the quality and commitment of our employees. We've assembled a diverse team of people who share a primary focus: to provide exceptional service for our customers. As an organization, we are committed to hiring, training, developing, promoting, and celebrating employees from historically disadvantaged groups. At CNB, we welcome the unique contributions that you can bring in terms of ethnicity, race, sex, gender identity and expression, nation of origin, age, languages spoken, veteran's status, religion, disability, sexual orientation, education, and culture. As the only local, full-service, community-owned financial institution in the Rochester area, Canandaigua National Bank & Trust is Investing in You . If you want to be a part of something special, join us today! Compensation range- $95,000 - $118,000The actual salary offered within the range is dependent on a variety of factors including, but not limited to, relevant experience, qualifications, skills, level offered, and performance expectations. Canandaigua National Corporation and its subsidiaries encourage diversity in the workplace; we are an Equal Opportunity Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Veteran.

The Associate in KeyBanc Capital Markets' (KBCM) actively work with industry bankers and product groups in cross-functional teams originating and executing a wide variety of advisory and public/private capital mandates. Associates act as the primary day-to-day contact for execution support, including; financial statement analysis and model development, valuation analysis, industry research, and the preparation of various presentations and documents including information memorandums, management presentations, industry white papers, etc. Associates play a central role coordinating the activities of all team members. Primary responsibilities include supporting senior bankers in developing junior analysts and helping with special projects to further develop the practice. An Associate in KBCM enjoys a unique developmental opportunity as junior bankers have the opportunity for far greater responsibility and recognition than at other investment banks. COMPENSATION AND BENEFITS This position is eligible to earn a base salary in the range of $123,000.00 - $257,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment. Job Posting Expiration Date: 02/01/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************. #LI-Remote

We are a full-service community bank with branch locations in New York and New Jersey. Each day, Northfield Bank upholds our mission to be the financial institution of choice for individuals and businesses by delivering innovative products and exceptional customer service. Founded in 1887, the Bank has always been proud of being “locally grown,” and credits our strength to our dedication to our customers and the communities that we serve. Job Title: Portfolio Manager Job Status: Full Time Job Location: Staten Island, NY Job Summary : Primary responsibility is to administer loans originated by the Commercial Loan Office focusing on maintenance of existing client portfolio, performing annual and quarterly reviews as needed, ensuring all loan payments are current, and initiating risk rating changes to existing loans. Customer contact will be required. Responsibilities Include: Monitor loan portfolio by examining loan repayment activities and financial condition of borrowing clients and take necessary action to prevent and/or reduce past due accounts Maintain ongoing contact with lending customers to provide exceptional customer service, keep abreast of latest developments in customers' financial and business condition, and collect updated financial statements/documentation for renewals and reviews Perform financial analysis of customers' financial statements for quarterly and annual reviews, including evaluating customers' ability to repay and making recommendations to management on structure of loan Coordinate with the SVP in restructuring loans to control delinquency and minimize losses Initiate discussion with area manager for possible risk rating changes to loans in portfolio due to positive or negative events/trends encountered Assist in payment collection efforts, including maintaining updates to collection system records. May participate in completion of analysis and applications for loan modifications, renewals and small new business loans Partner with Lending Officers in business development efforts based on customer need Maintains confidentiality of sensitive business and client information Compliance with all relevant Bank policies and procedures May require occasional travel for business meetings or training. Job Requirements : Bachelor's Degree in Business, Finance, Accounting or related field required Credit Training for continuous learning preferred 3+ years' experience in Banking or lending related fields required Financial analytical and underwriting skills required Proficient with Microsoft Office, particularly Word and Excel **Northfield Bank is an Equal Employment Opportunity Employer M/F/Disability/Protected Veteran** Salary Pay Range: $100K - 115K (This range is for informational purposes only. Offer of employment will be made based on level of experience and skill qualifications within this range)

Join Our Team as a Loan Servicing Specialist! Full-Time Reports to: Loan Servicing Manager Status: Hourly/Non-Exempt Pay Range: $22.88 - $24.31 per hour Schedule: Monday - Friday 8:15 am - 5:00 pm Are you detail-oriented, customer-focused, and eager to grow your career in banking operations? We're looking for a Loan Servicing Specialist to join our team and support the daily servicing of residential, construction, and consumer loan products. In this role, you will ensure accuracy, maintain compliance with state and federal regulations, and deliver exceptional service to internal and external customers. What You'll Do: Loan Operations & Customer Support Troubleshoot loan issues and respond proactively to inquiries Conduct loan research and process advanced transactions, including payments, reversals, advances, payoffs, address changes, and escrow holdbacks Prepare payoff letters, discharges, and assignments Loan Boarding & Quality Control Accurately board and fund retail loans on the core system Perform quality control checks on loans booked by other team members Ensure perfected liens by filing mortgages, UCCs, and MV900 documentation Escrow & Insurance Administration Monitor insurance tracking services for flood, hazard, and condo master policies Process escrow payments for taxes, insurance, and PMI Conduct annual escrow analyses Track real estate taxes and proactively communicate with tax collectors and customers Department Support Assist with records management and data integrity reviews Support Accounting and other departments with loan portfolio needs Process Improvement & Time Management Prioritize tasks and meet strict deadlines Identify opportunities to streamline and enhance loan servicing operations What We're Looking For: Strong organizational and problem-solving skills High attention to detail and accuracy Ability to work independently and as part of a team Commitment to excellent customer service Familiarity with loan operations a plus Compliance Commitment: All employees must adhere to Bank policies, procedures, and applicable laws and regulations, including the Bank Secrecy Act, Patriot Act, and OFAC requirements. What You Bring Experience 6 months to 2 years of experience servicing mortgages and consumer loans preferred Prior secondary market experience with Freddie Mac and/or Fannie Mae preferred Experience with COCC preferred Education / Certifications / Licenses High school diploma or GED required Why join Walden Savings Bank? At our core, we believe in investing in our people. When you join our team, you're not just starting a job - you're building a career with a community-focused organization that's committed to your growth, well-being, and success. We offer competitive benefits and a workplace culture that supports both professional development and personal fulfillment, including: Comprehensive Medical, Dental, Vision, and supplemental health options. Benefits available for both Full-Time and Part-Time employees 401(k) with employer match to support your future Tuition assistance up to $5,250 annually to help you grow your skills Paid time off, holidays, and flexible schedules (based on position) Performance-based pay increases and employee recognition programs Free checking account, loan discounts, and other financial perks Dress Down Fridays and a fun, inclusive work environment Opportunities to give back through our Community Service Program Ongoing mentorship, cross-training, and career advancement support Long-term disability, life insurance, and more for your peace of mind Apply Today! If you're ready to grow your career in banking and join a team committed to outstanding service, we'd love to hear from you! As an Equal Opportunity / Affirmative Action Employer, Walden Savings Bank will not discriminate in its employment practices due to an applicant's race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about or disclosed their own pay or the pay of another employee or applicant.

Be a problem solver, trusted advisor, and partner to the people and businesses in our Key Bank communities. FWA's split their time between client servicing and transaction support (70% of time), and engaging clients in deeper conversation to uncover needs and provide guidance and solutions to assist in client's financial wellness, both in person and through proactive calling efforts (30% of time). As part of the branch team in a hybrid platform role, the FWA works closely with branch leadership and teammates to prioritize high-impact activities, ensuring their time is used strategically to support branch performance. Success in this role depends on effective branch choreography-clear coordination among team members to ensure time is spent in alignment with business priorities and client needs. At KeyBank, we believe it's our opportunity and our privilege to help our clients move forward in their financial journey. We take pride in serving our clients and making them feel that no bank will fight harder for them. Essential Functions * Embodies a strong client experience culture, being present with every client and teammate and realizing the impact we can have on their day, personally, professionally, and financially. * Accepts and accurately processes all financial service transactions, while identifying opportunities during the transaction to deepen and expand the client relationship. * Acts as a resource to identify and resolve more complex client servicing issues. * Listens for clues for financial wellness opportunities during client conversations and then appropriately transitions the clients either individually or to a Banker; Provides effective and customized financial wellness recommendations to clients. * Consistently attains individual activity, behavior, and outcome goals and expectations. * Participates in and occasionally facilitates in-person morning huddles and end-of-day debriefs. * Follows compliance, audit, and security procedures, balances cash drawer within balancing guidelines. * Develops strong partnerships with branch teammates and line of business partners - focusing on client acquisition and deepening the relationship of current clients; effectively manages internal and external centers of influence. * Reviews and maintains knowledge of product guides, fees, and policies to stay current on offerings. * Work on Saturdays as directed by management. * Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice * Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key. Education * High School Diploma GED, or equivalent business experience (required) Work Experience * Experienced in developing current and new client relationships, achieving sales goals, and building referral sources- through techniques such as tele-consulting, outside calling, prospecting and networking. (required) * Experienced in cash handling. (required) * General understanding of PC with Windows based applications and calculator. (required) * Working knowledge of digital technology (mobile, apps, web-based browsing) and ability to educate clients on digital platforms and capabilities within Key. (required) Licenses and Certifications * Notary License within 180 Days (preferred) Skills * Knowledgeable about the client's accounts and business with the bank and uses sound judgment with clients and transactions. * Exhibits strong sales and service skills, presenting products and services while proactively educating clients on utilizing available access channels (e.g., ATM, Online, and Telephone Banking). * Strong work ethic and high level of integrity. * Excellent time management skills. * Promoting and supporting clients' overall financial health through education, planning, and tailored financial strategies. * Knowledge of various financial products such as loans, credit cards, and investment options, and the ability to recommend suitable products to clients. * Educating clients on financial concepts, products, and services to empower them to make informed decisions. * Developing trust and rapport with clients through consistent, personalized interactions and effective communication. * Accurately processing cash transactions, maintaining cash drawer balance, and ensuring security and compliance in cash operations. * Strong communication, trust-building, and relationship management skills to foster strong advisor-client relationships. * Ability to gain market insight and spot trends to provide sound financial strategies. Core Competencies * All KeyBank employees are expected to demonstrate Key's Values and abide by Key's Code of Conduct. Physical Demands * Consumer Retail - Prolonged Standing (5-8 hours per day), frequent use of hands to manipulate/grasp objects, ability to communicate face to face and on the phone with clients, occasional bending and lifting from floor height, frequent forward reach, frequent lifting of 1 - 10 lbs., occasional lifting of up to 30 lbs. Driving Requirements * May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required. Work Location Category * Office-Based COMPENSATION AND BENEFITS This position is eligible to earn a base hourly rate in the range of $19.23 - $28.37 per hour. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible. Job Posting Expiration Date: 03/27/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************.

Universal Banker I Canandaigua National Bank

Responsible for providing mortgage loan services to clients while performing a variety of duties to support the loan servicing function to ensure efficient and accurate servicing of mortgage loan accounts. Interviews clients, obtains applications, disclosures and required supporting documentation; Enters application data into Loan Origination System software. Analyzes credit and other financial information to make preliminary recommendations for approval or denial. Participates in calling programs with area realtors and other referral sources. Participates in seminars and workshops as well as branch staff meetings to provide mortgage production information and guidance. Maintains an awareness of competitors and their programs. Jointly establishes quantitative client service objectives with assigned supervisor on an annual basis. Follows up to ensure loans are approved or denied in a timely basis. Maintains appropriate records and provides assigned/periodic reports. Provides assistance to clients and branch personnel with specific inquires or service problems. Coordinates specific work tasks with other personnel within the department as well as with other departments in order to insure the smooth and efficient flow of information. Provides client service information in a timely basis in order for this information to be included as part of sales performance reports. Conforms to General Performance Expectations as identified for all employees. Complies with NMLS standards Qualifications/Requirements: High School Diploma or equivalent required; BS or BA in a related field of study preferred Specialized training in lending and real estate credit servicing A minimum of three years experience in related position normally required Proficient interpersonal skills in dealing with clients and all levels of management Demonstrated proficiency in Microsoft Word and Excel Ability to travel and Valid Driver's License required Salary Range $20.33 to $31.03 hourly Compensation offers are based on a wide range of factors including relevant skills, training, experience, education and, where applicable, licenses or certifications obtained. Market and organizational factors are also considered. Along with a competitive compensation program please visit the benefits section of our Careers page to view available benefits. Chemung Canal Trust Company/Capital Bank/Canal fosters a diverse and inclusive culture where employees are able to succeed to their full potential. EEO/AA Including Veterans and Disabled

Job DescriptionWe are a full-service community bank with branch locations in New York and New Jersey. Each day, Northfield Bank upholds our mission to be the financial institution of choice for individuals and businesses by delivering innovative products and exceptional customer service. Founded in 1887, the Bank has always been proud of being “locally grown,” and credits our strength to our dedication to our customers and the communities that we serve. Job Title: Portfolio Manager Job Status: Full Time Job Location: Staten Island, NY Job Summary: Primary responsibility is to administer loans originated by the Commercial Loan Office focusing on maintenance of existing client portfolio, performing annual and quarterly reviews as needed, ensuring all loan payments are current, and initiating risk rating changes to existing loans. Customer contact will be required. Responsibilities Include: Monitor loan portfolio by examining loan repayment activities and financial condition of borrowing clients and take necessary action to prevent and/or reduce past due accounts Maintain ongoing contact with lending customers to provide exceptional customer service, keep abreast of latest developments in customers' financial and business condition, and collect updated financial statements/documentation for renewals and reviews Perform financial analysis of customers' financial statements for quarterly and annual reviews, including evaluating customers' ability to repay and making recommendations to management on structure of loan Coordinate with the SVP in restructuring loans to control delinquency and minimize losses Initiate discussion with area manager for possible risk rating changes to loans in portfolio due to positive or negative events/trends encountered Assist in payment collection efforts, including maintaining updates to collection system records. May participate in completion of analysis and applications for loan modifications, renewals and small new business loans Partner with Lending Officers in business development efforts based on customer need Maintains confidentiality of sensitive business and client information Compliance with all relevant Bank policies and procedures May require occasional travel for business meetings or training. Job Requirements: Bachelor's Degree in Business, Finance, Accounting or related field required Credit Training for continuous learning preferred 3+ years' experience in Banking or lending related fields required Financial analytical and underwriting skills required Proficient with Microsoft Office, particularly Word and Excel **Northfield Bank is an Equal Employment Opportunity Employer M/F/Disability/Protected Veteran** Salary Pay Range: $100K - 115K (This range is for informational purposes only. Offer of employment will be made based on level of experience and skill qualifications within this range)

Join Our Team as a Loan Servicing Specialist! Location: Corporate HeadquartersFull-Time Reports to: Loan Servicing ManagerStatus: Hourly/Non-ExemptPay Range: $22.88 - $24.31 per hour Schedule: Monday - Friday 8:15 am - 5:00 pm Are you detail-oriented, customer-focused, and eager to grow your career in banking operations? We're looking for a Loan Servicing Specialist to join our team and support the daily servicing of residential, construction, and consumer loan products. In this role, you will ensure accuracy, maintain compliance with state and federal regulations, and deliver exceptional service to internal and external customers. What You'll Do: Loan Operations & Customer Support Troubleshoot loan issues and respond proactively to inquiries Conduct loan research and process advanced transactions, including payments, reversals, advances, payoffs, address changes, and escrow holdbacks Prepare payoff letters, discharges, and assignments Loan Boarding & Quality Control Accurately board and fund retail loans on the core system Perform quality control checks on loans booked by other team members Ensure perfected liens by filing mortgages, UCCs, and MV900 documentation Escrow & Insurance Administration Monitor insurance tracking services for flood, hazard, and condo master policies Process escrow payments for taxes, insurance, and PMIConduct annual escrow analyses Track real estate taxes and proactively communicate with tax collectors and customers Department Support Assist with records management and data integrity reviews Support Accounting and other departments with loan portfolio needs Process Improvement & Time Management Prioritize tasks and meet strict deadlines Identify opportunities to streamline and enhance loan servicing operations What We're Looking For: Strong organizational and problem-solving skills High attention to detail and accuracy Ability to work independently and as part of a team Commitment to excellent customer service Familiarity with loan operations a plus Compliance Commitment: All employees must adhere to Bank policies, procedures, and applicable laws and regulations, including the Bank Secrecy Act, Patriot Act, and OFAC requirements. What You Bring Experience 6 months to 2 years of experience servicing mortgages and consumer loans preferred Prior secondary market experience with Freddie Mac and/or Fannie Mae preferred Experience with COCC preferred Education / Certifications / Licenses High school diploma or GED required Why join Walden Savings Bank? At our core, we believe in investing in our people. When you join our team, you're not just starting a job - you're building a career with a community-focused organization that's committed to your growth, well-being, and success. We offer competitive benefits and a workplace culture that supports both professional development and personal fulfillment , including: Comprehensive Medical, Dental, Vision , and supplemental health options. Benefits available for both Full-Time and Part-Time employees 401(k) with employer match to support your future Tuition assistance up to $5,250 annually to help you grow your skills Paid time off , holidays, and flexible schedules (based on position) Performance-based pay increases and employee recognition programs Free checking account , loan discounts , and other financial perks Dress Down Fridays and a fun, inclusive work environment Opportunities to give back through our Community Service Program Ongoing mentorship, cross-training , and career advancement support Long-term disability, life insurance , and more for your peace of mind Apply Today! If you're ready to grow your career in banking and join a team committed to outstanding service, we'd love to hear from you! As an Equal Opportunity / Affirmative Action Employer, Walden Savings Bank will not discriminate in its employment practices due to an applicant's race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), sexual orientation, gender identity or expression, transgender status, age, national origin, marital status, citizenship, physical and mental disability, criminal record, genetic information, predisposition or carrier status, status with respect to receiving public assistance, domestic violence victim status, a disabled, special, recently separated, active duty wartime, campaign badge, Armed Forces service medal veteran, or any other characteristics protected under applicable law. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about or disclosed their own pay or the pay of another employee or applicant.

Be a problem solver, trusted advisor, and partner to the people and businesses in our Key Bank communities. FWA's split their time between client servicing and transaction support (70% of time), and engaging clients in deeper conversation to uncover needs and provide guidance and solutions to assist in client's financial wellness, both in person and through proactive calling efforts (30% of time). As part of the branch team in a hybrid platform role, the FWA works closely with branch leadership and teammates to prioritize high-impact activities, ensuring their time is used strategically to support branch performance. Success in this role depends on effective branch choreography-clear coordination among team members to ensure time is spent in alignment with business priorities and client needs. At KeyBank, we believe it's our opportunity and our privilege to help our clients move forward in their financial journey. We take pride in serving our clients and making them feel that no bank will fight harder for them. Essential Functions * Embodies a strong client experience culture, being present with every client and teammate and realizing the impact we can have on their day, personally, professionally, and financially. * Accepts and accurately processes all financial service transactions, while identifying opportunities during the transaction to deepen and expand the client relationship. * Acts as a resource to identify and resolve more complex client servicing issues. * Listens for clues for financial wellness opportunities during client conversations and then appropriately transitions the clients either individually or to a Banker; Provides effective and customized financial wellness recommendations to clients. * Consistently attains individual activity, behavior, and outcome goals and expectations. * Participates in and occasionally facilitates in-person morning huddles and end-of-day debriefs. * Follows compliance, audit, and security procedures, balances cash drawer within balancing guidelines. * Develops strong partnerships with branch teammates and line of business partners - focusing on client acquisition and deepening the relationship of current clients; effectively manages internal and external centers of influence. * Reviews and maintains knowledge of product guides, fees, and policies to stay current on offerings. * Work on Saturdays as directed by management. * Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice * Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key. Education * High School Diploma GED, or equivalent business experience (required) Work Experience * Experienced in developing current and new client relationships, achieving sales goals, and building referral sources- through techniques such as tele-consulting, outside calling, prospecting and networking. (required) * Experienced in cash handling. (required) * General understanding of PC with Windows based applications and calculator. (required) * Working knowledge of digital technology (mobile, apps, web-based browsing) and ability to educate clients on digital platforms and capabilities within Key. (required) Licenses and Certifications * Notary License within 180 Days (preferred) Skills * Knowledgeable about the client's accounts and business with the bank and uses sound judgment with clients and transactions. * Exhibits strong sales and service skills, presenting products and services while proactively educating clients on utilizing available access channels (e.g., ATM, Online, and Telephone Banking). * Strong work ethic and high level of integrity. * Excellent time management skills. * Promoting and supporting clients' overall financial health through education, planning, and tailored financial strategies. * Knowledge of various financial products such as loans, credit cards, and investment options, and the ability to recommend suitable products to clients. * Educating clients on financial concepts, products, and services to empower them to make informed decisions. * Developing trust and rapport with clients through consistent, personalized interactions and effective communication. * Accurately processing cash transactions, maintaining cash drawer balance, and ensuring security and compliance in cash operations. * Strong communication, trust-building, and relationship management skills to foster strong advisor-client relationships. * Ability to gain market insight and spot trends to provide sound financial strategies. Core Competencies * All KeyBank employees are expected to demonstrate Key's Values and abide by Key's Code of Conduct. Physical Demands * Consumer Retail - Prolonged Standing (5-8 hours per day), frequent use of hands to manipulate/grasp objects, ability to communicate face to face and on the phone with clients, occasional bending and lifting from floor height, frequent forward reach, frequent lifting of 1 - 10 lbs., occasional lifting of up to 30 lbs. Driving Requirements * May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver's license required. Work Location Category * Office-Based COMPENSATION AND BENEFITS This position is eligible to earn a base hourly rate in the range of $19.23 - $28.37 per hour. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible. Job Posting Expiration Date: 03/27/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************.

Key Private Bank (KPB) is dedicated to serving our clients' financial needs through expert advice and personalized banking, borrowing, and investment solutions. The Associate Relationship Manager (ARM) is at the center of this client promise by managing and building client relationships through knowledgeable advice that is aligned with the clients' financial goals. The ARM works to identify growth opportunities in an existing book of high-net-worth clients or through dedicated internal referral channels to achieve individual sales goals while partnering with experienced Relationship Managers throughout the sales process. Essential Functions Identifies opportunities to retain, expand and acquire client relationships. Gather information from the client and consult with appropriate team members to recommend banking, borrowing and investment solutions. Engages and coordinates the extended advisory team based on client needs. Acts as a client advocate/representative on assembled team. If needed, engages the Market Leader or other Relationship Manager based upon complexity of the client relationship. Develops a comprehensive understanding of clients' needs, based on the review and analysis of personal and business financial data gathered through Relationship Reviews, the customer relationship manager (CRM) system and personal meetings. Captures the client's goals in a financial plan. Develops and maintains an in-depth knowledge of the KPB Sales Process, Client Experience and Client Service Standards. Employs and maintains a disciplined approach to the client review process using designated tracking tools to document progress on implementation of client strategies. Meets or exceeds assigned individual sales goals by expanding existing client relationships, closing referrals and/or capturing new business growth. Prepares and delivers in person client presentations, individually or as part of a team, presenting appropriate financial solutions via consultative review and proactive contact. Participates in Community organizations and to demonstrate Key's commitment to the local community. Develops and maintains an in-depth knowledge of financial wealth management and brokerage investment advisory services and products as well as knowledge of competitors and competitive products. Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice Complies with all KeyBank policies and procedures, including without limitation, acting professionally at all times, conducting business ethically, avoiding conflicts of interest, and acting in the best interests of Key's clients and Key. Education Bachelor's Degree in a business-related field (preferred) OR equivalent experience (required) Work Experience 3 years of financial services-related experience (required) Licenses and Certifications FINRA License S7 (preferred) FINRA License S66 (preferred) or FINRA License S63 (preferred) and FINRA License S65 (preferred) Skills Excellent client relationship and superior partnering skills. Deep knowledge of financial products and banking regulations. Established excellent written and verbal communication skills. Experience in working with high-net-worth individuals and their financial issues (preferred). Experience working in credit teams and a proven understanding of the importance of asset quality and exceptional customer service (preferred). Sales or customer service experience. Core Competencies All KeyBank employees are expected to demonstrate Key's Values and abide by Key's Code of Conduct. Physical Demands General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs. Travel Occasional travel to include overnight stay. Driving Requirements Ability to routinely and frequently operate a motor vehicle with a valid driver's license. Work Location Category Hybrid (Sales) COMPENSATION AND BENEFITS This position is eligible to earn a base salary in the range of $79,000.00 - $146,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation subject to individual and company performance. Please click here for a list of benefits for which this position is eligible. Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment. Job Posting Expiration Date: 01/25/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing HR_**********************. #LI-Remote

Canandaigua National Bank What does a Universal Banker do at Canandaigua National Bank? The Universal Banker I is primarily responsible for the Teller function within the assigned Community Office location. In addition to these duties, the Universal Banker I will also perform some platform duties on a rotational and as needed basis. The Universal Banker I will attend and complete the Platform I training class in order to provide our clients with a consultative sales process that is based on customer needs. What competencies are needed to be successful in this role? Notary certification or willingness to obtain as requested. Ability to build relationships, communicate with co-workers and customers verbally and in writing. Sales Skills and a thorough knowledge of the features and benefits of all bank products and services. Knowledge of bank operating policies and procedures. Proficiency with a PC and associated programs (such as Microsoft Office). What does a successful first year in this position look like? Able to perform all the responsibilities of a Teller. Assists customers with inquiries or service problems. Build relationships with customers to solicit new business from new and existing customers. Maintain ongoing business relationships, while maintaining a thorough knowledge of the features and benefits of the bank's products and services Follow all operating procedures in the branch. I.E. opening/closing, vault cash, securing negotiable documents, order currency and coin, etc. Compensation range- $19-$20The actual salary offered within the range is dependent on a variety of factors including, but not limited to, relevant experience, qualifications, skills, level offered, and performance expectations. What makes working at Canandaigua National Bank different? Our Core Values guide how we serve, lead, and grow alongside our community. By working wholeheartedly , feeling empowered, acting with courage, being authentic, and serving with a noble spirit, WE CAN fortify healthy lives by doing what's right for our customers and the community. Our culture nurtures passionate employees and offers great rewards including: Medical, dental, vision, FSA, HSA options for both part-time and full-time employees. Medical coverage is also offered for domestic partners. Paid holidays, vacation, and sick time. Retirement benefits that include a 401(k), Profit Sharing, and Employee Stock Ownership Plan (ESOP). Training & development opportunities. Tuition assistance. Community focused volunteer opportunities. Award winning wellness program that promotes a solid work/life balance. Banking perks and discount programs. Our goal is to ensure that our bank, employees, and our community thrive and grow, now and for the next 135 years. We're in it for the long haul. What truly sets us apart from other financial institutions is the quality and commitment of our employees. We've assembled a diverse team of people who share a primary focus: to provide exceptional service for our customers. As an organization, we are committed to hiring, training, developing, promoting, and celebrating employees from historically disadvantaged groups. At Canandaigua National Bank, we welcome the unique contributions that you can bring in terms of ethnicity, race, sex, gender identity and expression, nation of origin, age, languages spoken, veteran's status, religion, disability, sexual orientation, education, and culture. Canandaigua National Bank remains an independent community bank. If you want to be a part of something special, join us today! Canandaigua National Corporation and its subsidiaries encourage diversity in the workplace; we are an Equal Opportunity Employer. Minority/Female/Sexual Orientation/Gender Identity/Disability/Veteran.