Senior Litigation Adjuster
Hanover Insurance Group, Inc. job in Howell, MI
Our Claims team is currently seeking a Senior Litigation Adjuster for either Commercial General Liability (CGL) or Auto Bodily Injury (ABI). This is a full-time, exempt role with a hybrid work schedule (two days in the office) or fully remotely for those not near a Hanover office.
POSITION OVERVIEW:
This position requires daily telephone contacts with the policyholders, risk managers, and agents. Fully responsible for the analysis, investigation, evaluation, negotiation and resolution of complex claims requiring thorough investigations including telephone contacts with the involved parties; technical expertise and complex analysis. Claim assignments are multi-state and involve customers.
IN THIS ROLE, YOU WILL:
Must have or secure and maintain appropriate states adjuster license (s) and continuing education credits.
Responsible for the settlement of litigated cases, involving disputes over coverage, liability, and damages issues.
Gather the facts and analyze the statements/testimony and declaration of damages to develop claims resolution strategies.
Work in partnership with defense counsel and all other parties/vendors to bring about a timely cost effective conclusion.
Identifies possibly suspicious claims
Claims handled are transferred existing losses or first notice lawsuits over disputed issues of great complexity where the policyholder's coverage is in question.
These claims require the highest level of investigation, analysis, evaluation, and negotiation.
Responsible for all aspects of each claim, including informal hearings, arbitrations and claims litigation and maintaining a high level of productivity, confidentiality and customer service.
Will be utilized as a technical resource by adjusters.
Will represent the company at mediation, arbitration and trials.
Review and analyze contracts, leases, and identify risk transfer opportunities
Demonstrate ability to write positional coverage letters.
Manage litigation expenses.
Reports into Unit Manager
WHAT YOU NEED TO APPLY:
Typically has 5 + years of litigation experience with insurance carrier. (TPA experience will not be considered)
Bachelor's degree or equivalent experience, industry designation preferred.
Dedicated to meeting the expectations and requirements of internal and external customers
Makes decisions in an informed, confident and timely manner
Maintains constructive working relationships despite differing perspectives
Considers the perspectives of others and gives them credibility
Strong organizational and time management skills
Ability to negotiate skillfully in difficult situations with both internal and external groups. Demonstrates ability to win concessions without damaging relationships.
Demonstrates strong written and verbal communication skills. Promotes and facilitates free and open communication.
Understanding of applicable statutes, regulations and case law
Thinks critically and anticipates, recognizes, identifies and develops solutions to problems in a timely manner.
Easily adapts to new or different changing situations, requirements or priorities.
Cultivates an environment of teamwork and collaboration
Operates with latitude for un-reviewed action or decision.
Computer experience (MS Office, excel, word, etc)
Ability to work in a paperless environment.
This job posting provides cursory examples of some of the job duties associated with this position. The examples provided are not complete, and the position may entail other essential and job-related functions and responsibilities that employees will be required to perform.
Associate State Manager, Personal Lines
Hanover Insurance Group, Inc. job in Howell, MI
Our Personal Lines department is seeking a Associate State Manager to join our growing team. Position Overview/Summary: This position assists in the development, implementation, and management of pricing and distribution plans for assigned states which have significant strategic and financial importance to the enterprise. Working directly with the both the State Manager and distribution arm of the organization, the Associate State Manager aggressively collaborates in the development, execution and monitoring of operating plans resulting in P L objectives, including the areas of combined ratio, revenue growth, regulatory management, and legal compliance.
This is a Full-time, Exempt role.
Responsibilities/Essential Functions:
Work closely with Marketing, Operations, Claims, Actuarial, Underwriting, ATS, and Legal to develop and implement state-specific strategies to meet or exceed margin and volume and to respond to market changes.
Assist in monitoring the performance and communication of product information, pricing issues, underwriting philosophies, strategies, and financial results to team members.
Coordinates, facilitates and leads communication across functions and the state management team.
Develop an in-depth knowledge of state markets and key competitors by product line.
Assists in facilitating the integration of competitive intelligence to support business strategies.
Develop a broad base of industry knowledge and current economic and business trends.
Communicates effectively with all levels and audiences. Able to adjust communication approach as needed based on the audience.
Leverage networks and relationships within and outside of functional area to complete work.
Acts as a change agent and effectively focuses the resources during times of transition and change.
May mentor other state analysts.
Required Skills, Key Competencies and Experience: Requirements
MBA required plus 2 to 5 years personal lines insurance experience managing a state P L operating plan.
Absent direct personal lines insurance experience, MBA plus 5 to 8 years broad based experience in financial services
Account Executive / Underwriter, National Property
Detroit, MI job
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
Job Category
Underwriting
Compensation Overview
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
Salary Range
$99,100.00 - $163,400.00
Target Openings
1
What Is the Opportunity?
National Property provides tailored property protection solutions for high value, complex risks across a wide array of industries. The Account Executive (AE), National Property will partner with agents and brokers to provide coverage for new and renewal business based on customers' needs. As an AE, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to assess risk and sell our products will contribute to the profitability and success of Travelers.
What Will You Do?
* Manage the profitability, growth, and retention of an assigned book of business.
* Underwrite and skillfully negotiate customer accounts to minimize risk and maximize profitability. Additionally, occasionally negotiate and procure reinsurance to underwrite complex accounts.
* May facilitate the placement of foreign admitted policies, serve as a resource to field Account Executives on global underwriting capabilities, as well as assist in the business development activities for such global underwriting services.
* Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities.
* Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings.
* Identify and capture new business opportunities using consultative marketing and sales skills.
* Develop and execute agency sales plans. Execute region/group sales plans.
* Perform other duties as assigned.
What Will Our Ideal Candidate Have?
* Bachelor's degree.
* Three to five years of relevant underwriting experience with experience in National Property.
* Knowledge of property-related products, the regulatory environment, and the local insurance market.
* Deep financial acumen.
* Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite.
* Communication skills with the ability to successfully negotiate with agents and brokers.
* CPCU designation.
What is a Must Have?
* Two years of underwriting, claim, operations, risk assessment, actuarial, sales, product, or finance experience.
What Is in It for You?
* Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
* Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
* Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
* Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
* Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit *********************************************************
Sr. Counsel, Claim
Troy, MI job
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
Job Category
Claim, Legal
Compensation Overview
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
Salary Range
$132,800.00 - $219,100.00
Target Openings
1
What Is the Opportunity?
Travelers offers the strength of a national legal organization committed to your professional development while maintaining a local focus, positioning you as a strong business partner and trusted advisor who delivers exceptional value through local expertise and outstanding client service. We handle litigation arising from claims asserted against policyholders or the company and take cases from inception through trial and appeal. As a Senior Counsel with Travelers you will be responsible for high quality, proactive case handling and will have the opportunity to use your legal expertise and litigation skills to independently handle a caseload of higher exposure cases and more complex litigation matters and deliver optimal results for Travelers' insured customers and will mentor less experienced attorneys.
What Will You Do?
* In the handling of a caseload of higher exposure cases and more complex litigation matters, your responsibilities will include:
* Leverage trial experience to apply effective use of litigation skills and techniques to try cases to verdict or negotiate resolution.
* Conduct advanced legal research and demonstrate strong and persuasive legal writing and presentation skills.
* Draft substantive pleadings, motions, briefs, discovery and other legal documents.
* Attend court events, depositions, and other appointments independently.
* Provide in-depth, substantive case analysis and recommendations to insured clients and Claim partners on file handling strategies.
* Collaborates with expert witnesses and consultants to develop case strategies, evaluate technical matters, and prepare compelling testimony for litigation.
* Build and maintain strong internal and external client and business partner relationships.
* Provide internal and external training, seminars and legal updates to insured clients and Claim partners.
* Provide leadership through mentoring other attorneys and legal support staff.
* Initiate special projects and identifies other opportunities to support office goals/business needs.
* Fully and effectively utilize available technology, case management system and automation.
* Travel as required to meet business needs.
* Perform other duties as assigned.
What Will Our Ideal Candidate Have?
* 7+ years of insurance defense litigation experience as a practicing attorney.
* Strong aptitude for trying cases to a jury; proven track record of litigating jury trials, with a history of successful courtroom outcomes
* Demonstrates strong technical knowledge in the practice area(s) and the ability to effectively communicate complex information on litigated matters to diverse audiences.
* Advanced oral and written advocacy skills, with a demonstrated track record of summary judgment and/or appellate successs.
* Possesses in-depth knowledge of the bench, bar, local jurisdictional practices, adversaries.
* Excels in fostering collaborative relationships with colleagues, customers, and business partners to deliver exceptional customer service
* Demonstrates strong leadership through mentoring and influencing skills.
* Exercises sound decision making and possesses advanced negotiation skills.
* Effectively manages multiple priorities with an attention to detail, sense of urgency & responsiveness.
* Possesses a flexible and agile mindset with a willingness to take on new challenges as needs evolve.
What is a Must Have?
* Juris Doctorate or equivalent International legal degree; graduate of an accredited law school.
* 7 years experience as a practicing attorney.
* Active license in good standing to practice law in the state(s) in which representation is required.
* Regularly handles hearings, trials, dispositive motion arguments, depositions, or other court proceedings and has the ability to transport to those meetings. Valid driver's license required depending on the location.
What Is in It for You?
* Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
* Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
* Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
* Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
* Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit *********************************************************
Part Time Field Services Representative - Detroit, MI
Southfield, MI job
Details
Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises.
The Field Service Representative will focus on insurance premium collection for at least one assigned territory (agency) of the district. They will keep the collections current, offering exceptional door-to-door customer service skills and providing new sales referrals for follow up. This is a part-time position earning $18.00 per hour.
PRINCIPAL DUTIES AND RESPONSIBILITIES:
Collection of monthly premiums from policyholders in one or more assigned agency(ies)
Answering questions or referring customers to proper department to resolve any issues
Follow-up on customer inquiries or concerns to ensure completion
Follow up on any outstanding balances to avoid policy lapses
Use of technology to process premium payments
Administrative responsibilities in updating and maintaining customer and payment information
MINIMUM JOB REQUIREMENTS:
Customer service experience
The ability to visit customers in-person at their homes
Must be at least 18 years of age
Valid driver's license with required 100/300 auto insurance
Dependable vehicle as daily travel is required
Ability to meet the requirements of a background check, motor vehicle report check and drug test
REQUIRED JOB SKILLS:
Excellent communication skills - both in person, via telephone and in writing
Ability to build and maintain customer relationships
Exceptional customer service skills
Resourcefulness in answering questions or solving any issues for the customer
Consistent follow up on any open issues related to customers
Takes initiative and is self-driven to succeed
When determining candidate offers, we consider experience, skills, education, certifications, and geographic location among other factors.
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.
Kemper is focused on expanding our Diversity, Equity, and Inclusion efforts to align with our vision, mission, and guiding principles.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates. If you receive such a message, delete it.
#lijb1
Auto-ApplyCounsel, Claim
Troy, MI job
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
Job Category
Claim, Legal
Compensation Overview
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
Salary Range
$106,300.00 - $175,400.00
Target Openings
1
What Is the Opportunity?
Travelers offers the strength of a national legal organization committed to your professional development while maintaining a local focus, positioning you as a strong business partner and trusted advisor who delivers exceptional value through local expertise and outstanding client service. We handle litigation arising from claims asserted against policyholders or the company and take cases from inception through trial and appeal. As a Counsel with Travelers you will be responsible for high quality, proactive case handling and will have the opportunity to use your legal expertise and litigation skills to handle a caseload of predominantly low to moderate complexity and deliver optimal results for Travelers' insured customers.
What Will You Do?
* In the handling of a caseload of predominantly low to moderate complexity, your responsibilities will include:
* Develop and apply effective use of litigation skills and techniques to try cases to verdict or negotiate resolution.
* Conduct legal research and demonstrate strong and persuasive legal writing and presentation skills.
* Draft pleadings, motions, briefs, discovery and other documents.
* Attend court events, depositions, and other appointments independently.
* Provide case analysis and recommendations to insured clients and claim partners on file handling strategies.
* Build and maintain strong internal and external client and business partner relationships.
* Provide advice and training to Claim partners and clients.
* Fully and effectively utilize available technology, case management system and automation.
* Travel as required to meet business needs.
* Perform other duties as assigned.
What Will Our Ideal Candidate Have?
* 3+ years of insurance defense litigation experience as a practicing attorney.
* Experience independently handling cases from inception through trial/hearing & appeal.
* Strong communication skills, with the ability to present information on litigated matters to diverse audiences
* Skilled in fostering collaborative relationships with colleagues, customers, and business partners to deliver exceptional customer service
* Demonstrates persuasive legal writing skills and oral advocacy skills.
* Strong legal research skills & ability to utilize technology.
* Effectively manages multiple priorities with an attention to detail, sense of urgency & responsiveness.
* Exercises sound decision making and possesses strong negotiation skills.
* Possesses a flexible and agile mindset with a willingness to take on new challenges as needs evolve.
What is a Must Have?
* Juris Doctorate or equivalent International legal degree; graduate of an accredited law school.
* 2 years experience as a practicing attorney.
* Active license in good standing to practice law in the state(s) in which representation is required.
* Regularly handles hearings, trials, dispositive motion arguments, depositions, or other court proceedings and has the ability to transport to those meetings. Valid driver's license required depending on the location.
What Is in It for You?
* Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
* Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
* Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
* Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
* Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
Employment Practices
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit *********************************************************
Farmers Agent: Agency Owner
Farmington Hills, MI job
About us: Founded in 1928, Farmer's Group, Inc. has grown into the country's third largest home and auto insurance carrier as well as a top specialty product carrier in the United States! Recognized by Corporate Exchange USA & Training Magazine as the #1 Corporate Training Program in America, we're proud to produce some of the finest Agents in the industry.
Job Description
Key Job Duties:
The primary responsibility of the position is to drive and grow new business revenue. You'll manage client relationships to ensure that your clients' needs and requirements are met. This will require you to serve as their advocate within Farmers to provide them with a comprehensive portfolio of solutions and options. Other exciting and fulfilling responsibilities include:
Developing base for long-term sources of clients by using our proven marketing systems, referrals, occupational, and special-interest groups to compile lists of prospects.
Determining clients' particular needs and financial situations by scheduling fact-finding appointments; determining extent of present coverage and investments; ascertaining long-term goals.
Developing a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation.
Enhancing agency reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments.
Looking for opportunities to develop monetizable solutions for clients, and insuring clients receive superior customer service
Staying abreast of the most current products and services offered by Farmers as well as industry regulations and news
Perks We Offer:
We understand that excellent representatives need excellent rewards, so our company is proud to offer the following benefits and perks:
Financial support program that promotes stability and security while you are growing your career
Flexible training program that is complimentary to your current work and/or personal schedule
Work/life balance that allows you to enjoy the things you love doing most while making a positive impact in the community.
Health, Dental and Vision Insurance plans available
Retirement plan options
Career security and stability - our company has been flourishing for over 85 years
Initial and ongoing training and support - our company offers a top rated and award winning training program that addresses the personal growth needs in different stages of your career
Exciting bonuses, awards/recognition, and trips
Qualifications
Preferred Knowledge, Skills & Abilities:
At least one year of sales, account management, business development, and/or marketing experience is preferred
Experience in owning or managing a business is a plus
Strong track record of growing revenue and increasing the bottom line
Goal-oriented, and thrives in a reward-based atmosphere.
Excellent written and verbal communications, as well as positive interpersonal skills
Optimistic attitude demonstrating positivity, enthusiasm, self-motivation, and exceptional work ethic.
Organizational and time management skills
Requirements:
Ability to submit to and pass a motor vehicle, financial/credit, and criminal background check
Has reliable transportation and a valid driver's license
Conducts themselves with the utmost professionalism and represents the company in a positive light
Ethical in dealings with clients, co-workers, and members of the community.
Additional Information
At this time, we are only considering local candidates who currently reside in Michigan. If you are living out of state but are planning on relocating, please contact a local Farmers Insurance District Office in your state to begin the selection/interview process.All your information will be kept confidential according to EEO guidelines.
Property Adj-Trainee
Detroit, MI job
Hiring a Property Adjuster Trainee in Detroit, MI (Southeast Michigan also considered). No prior experience required. This is a field role. Candidates must reside in the area.
Under direct supervision, resolves claims by investigating losses, negotiating settlements, while maintaining adequate production levels.
Auto-ApplyAssociate Agent
Brighton, MI job
Farmers Insurance Group of Companies is one of the nation's largest insurance companies and provides a wide range of insurance and financial services products. We are experiencing rapid growth in Michigan and are looking to add the best of the best onto our team to help us grow further. Our comprehensive training program is ranked as the best corporate training program in the industry and the 4th overall in the world, as named by Training Magazine. In fact, the Farmers training program and Farmers University have been inducted into the prestigious Training 125 Hall of Fame in February of 2014.
Job Description
Key Job Duties:
The primary responsibility of the position is to drive and grow new business revenue. You'll manage client relationships to ensure that your clients' needs and requirements are met. This will require you to serve as their advocate within Farmers to provide them with a comprehensive portfolio of solutions and options. Other exciting and fulfilling responsibilities include:
Ensure the smooth running of the office on a day-to-day basis
Manage and support staff
Positive track record of increasing sales and driving the bottom line
Contact customers to sell multiple types of insurance policies
Use our proven marketing systems to develop a long term source of prospects
Determining clients' particular needs and financial situations by scheduling fact-finding appointments; determining extent of present coverage and investments
Make a difference in people's lives with information about coverage and help customers when disaster strikes
Enhancing agency reputation by accepting ownership for accomplishing
Insure clients receive superior customer service
Stay current on all products and services offered by Farmers as well as industry regulations and news
Be a strong presence in the community by supporting local schools, youth programs, sports teams, charity organizations and more
Perks We Offer:
We understand that excellent representatives need excellent rewards, so our company is proud to offer the following benefits and perks:
Flexible training program that is complimentary to your current work and/or personal schedule
Work/life balance that allows you to enjoy the things you love doing most while making a positive impact in the community.
Health, Dental and Vision Insurance plans available
Retirement plan options
Career security and stability - our company has been flourishing for 90 years
Initial and ongoing training and support - our company offers a top rated and award winning training program that addresses the personal growth needs in different stages of your career
Exciting bonuses, awards/recognition, and trips
Preferred Knowledge, Skills & Abilities:
Sales, account management, business development, and/or marketing experience
Experience in owning or managing a business
Strong track record of growing revenue and increasing the bottom line
Goal-oriented, and thrives in a reward-based atmosphere.
Excellent written and verbal communications, as well as positive interpersonal skills
Optimistic attitude demonstrating positivity, enthusiasm, self-motivation, and exceptional work ethic.
Organizational and time management skills
Qualifications
Preferred Knowledge, Skills & Abilities:
Sales, account management, business development, and/or marketing experience
Experience in owning or managing a business
Strong track record of growing revenue and increasing the bottom line
Goal-oriented, and thrives in a reward-based atmosphere.
Excellent written and verbal communications, as well as positive interpersonal skills
Optimistic attitude demonstrating positivity, enthusiasm, self-motivation, and exceptional work ethic.
Organizational and time management skills
Requirements:
Ability to submit to and pass a
motor vehicle, financial/credit, and criminal background check
Has reliable transportation and a valid driver's license
Conducts themselves with the utmost professionalism and represents the company in a positive light
Ethical in dealings with clients, co-workers, and members of the community.
Have or willing to get both property/casual and life/accident/health insurance licenses
At this time, we are only considering local candidates who currently reside in Michigan. If you are living out of state but are planning on relocating, please contact a local Farmers Insurance District Office in your state to begin the selection/interview process. All information will be kept confidential according to EEO guidelines.
Additional Information
All your information will be kept confidential according to EEO guidelines.
Executive Underwriter OR AVP, Underwriting Director- Contract Surety
Detroit, MI job
124610 Zurich North America is currently looking for a Contract Surety Underwriter **to join our large account contract space.** This is a highly technical and market facing position and requires experience with Surety lines of business. **We are open to hiring talent located within the east region at different locations.** This position will require approximately 20% travel. Our ideal candidate would live in Chicago. We are open to one of the following locations: Atlanta, Dallas, Florida Virtual, Ft. Lauderdale, Georgia Virtual, Houston, Kansas Virtual, Miami, Overland Park or Texas Virtual.
This role will be filled at either the Executive Underwriter OR AVP, Underwriting Director- Contract Surety officer level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.
This role is responsible for the following:
+ Production and underwriting of new and renewal Surety business
+ Managing of a large book of prominent accounts
+ Internal marketing and production within Zurich North America in support of our cross-sell efforts
+ Execution of the external marketing strategy
+ Adherence to underwriting rules and guidelines, insurance laws, regulations, and the Zurich Way of underwriting
+ Establish new as well as develop existing agency and broker relationships
+ Working within limits and authorities on assignments of varying degrees of complexity
Executive Underwriter (Level III) Basic Qualifications:
+ High School Diploma or Equivalent and 5 or more years of experience in the Underwriting, or Market Facing area.OR
+ High School Diploma or equivalent and 10 or more years of experience in the claims or underwriting support area OR
+ Zurich approved Apprenticeship program including an associate degree and 3 or more years of experience in the Underwriting, or Market Facing area.OR
+ Zurich approved Apprenticeship program including an associate degree and 8 or more years of experience in the Claims or Underwriting Support area.
+ Knowledge of Microsoft Office
+ Experience working on time restraints for quotes on new and renewal business.
+ Experience working in a team environment.
OR
AVP, Underwriting DirectorQualifications:
+ High School Diploma or Equivalent and 7 or more years of experience in the Underwriting, or Market Facing area OR
+ High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years in the Underwriting, or Market Facing area OR
+ Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area
+ Experience with Microsoft Office
Preferred Qualifications:
+ Bachelor's Degree
+ Established broker relationships.
+ Sales execution mindset
+ Creative problem-solving skills
+ Strong verbal and written communication skills
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please click here . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education. The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled.The combined salary range for this position is $98,500.00- $215,000.00.The proposed salary range for the Executive Underwriteris $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%.For the AVP, Underwriting Director is $130,000.00- $215,000.00, with short-term incentive bonus eligibility set at 20%.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Michigan Virtual Office, AM - Atlanta, AM - Dallas, AM - Overland Park, AM - Chicago, AM - Houston, AM - Kansas Virtual Office, AM - Texas Virtual Office, AM - Florida Virtual Office, AM - Wisconsin Virtual Office, AM - Georgia Virtual Office, AM - Detroit, AM - Ft. Lauderdale, AM - Miami
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-RA1 #LI-DIRECTOR
EOE Disability / Veterans
Marketer
West Bloomfield, MI job
Successful, thriving multi-lines Insurance Agency is seeking self-motivated professional to fill Sales and Marketing Position. If you're tired of stuffy, bureaucratic workplaces, then you'll be delighted to find something different. We strive to make a creative, fun and collaborative environment you simply won't find anywhere else. Tanya Thornton Farmers Agency is looking for individuals ranging from entry level to established business professionals looking for the opportunity for a more rewarding career and way of life.
Job Description
Agency Marketer
Responsibilities:
Contact Commercial and individual prospects to collect quote information
Set Appointments for agency personnel to conduct sales presentations
Schedule Farmer's Friendly Policy Review's
Update current customer Information
Identify cross-sell opportunities within Agency book of business
Proficiency in relevant computer applications
Excellent communication/interpersonal skills
Have excellent organizational skills
Additional Information
About Farmers Insurance:
Farmers Insurance is one of the country's largest home and auto carriers as well as the top specialty product carrier in the U.S. We have been recognized as the #1 Corporate Training Program by Corporate Exchange USA & Training Magazine. We are seeking high achievers and we will provide you with a competitive compensation package, advertising, award winning training and a supported lead system. .
Complex Claims Consultant - Aging Services/Medical Malpractice
Southfield, MI job
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA is a market leader in insuring skilled nursing, assisted living and independent living facilities and this role will support the business and interact closely with internal business partners such as Underwriting, to share claim insights that aid in good underwriting decisions.
Our Healthcare Claims team is seeking a Complex Claims Consultant to support our Aging Services segment. This individual contributor role is responsible for the overall investigation and management of Aging Services claims in multiple states. Recognized as a technical expert in the interpretation of complex or unusual policy coverages in area of expertise. Under general management direction, works within assigned limits of broad authority on assignments requiring a high degree of technical complexity, coordination and excellent customer service.
This position enjoys a flexible, hybrid work schedule and is available in any location near a CNA office.
JOB DESCRIPTION:
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
* Manages an inventory of highly complex commercial claims, with large exposures that require a high degree of specialized technical expertise and coordination, by following company protocols to verify policy coverage, conduct investigations, develop and employ resolution strategies, and authorize disbursements within authority limits.
* Ensures exceptional customer service by managing all aspects of the claim, interacting professionally and effectively, achieving quality and cycle time standards, providing timely updates and responding promptly to inquiries and requests for information.
* Verifies coverage and establishes timely and adequate reserves by reviewing and interpreting policy language and partnering with coverage counsel on more complex matters, estimating potential claim valuation, and following company's claim handling protocols.
* Leads focused investigation to determine compensability, liability and covered damages by gathering pertinent information, such as contracts or other documents, taking recorded statements from customers, claimants, injured workers, witnesses, and working with experts, or other parties, as necessary to verify the facts of the claim.
* Resolves claims by collaborating with internal and external business partners to develop, own and execute a claim resolution strategy, that includes management of timely and adequate reserves, collaborating with coverage experts, negotiating complex settlements, partnering with counsel to manage complex litigation and authorizing payments within scope of authority.
* Establishes and manages claim budgets by achieving timely claim resolution, selecting and actively overseeing appropriate resources, authorizing expense payments and delivering high quality service in an efficient manner.
* Realizes and addresses subrogation/salvage opportunities or potential fraud occurrences by evaluating the facts of the claim and making referrals to appropriate Claim, Recovery or SIU resources for further investigation.
* Achieves quality standards by appropriately managing each claim to ensure that all company protocols are followed, work is accurate and timely, all files are properly documented and claims are resolved and paid timely.
* Keeps senior leadership informed of significant risks and losses by completing loss summaries, identifying claims to include on oversight/watch lists, and preparing and presenting succinct summaries to senior management.
* Maintains subject matter expertise and ensures compliance with state/local regulatory requirements by following company guidelines, and staying current on commercial insurance laws, regulations or trends for line of business.
* Mentors, guides, develops and delivers training to less experienced Claim Professionals.
May perform additional duties as assigned.
Reporting Relationship
Typically Director or above
Skills, Knowledge & Abilities
* Thorough knowledge of the commercial insurance industry, products, policy language, coverage, and claim practices.
* Strong communication and presentation skills both verbal and written, including the ability to communicate business and technical information clearly.
* Demonstrated analytical and investigative mindset with critical thinking skills and ability to make sound business decisions, and to effectively evaluate and resolve ambiguous, complex and challenging business problems.
* Strong work ethic, with demonstrated time management and organizational skills.
* Ability to work in a fast-paced environment at high levels of productivity.
* Demonstrated ability to negotiate complex settlements.
* Experience interpreting complex commercial insurance policies and coverage.
* Ability to manage multiple and shifting priorities in a fast-paced and challenging environment.
* Knowledge of Microsoft Office Suite and ability to learn business-related software.
* Demonstrated ability to value diverse opinions and ideas.
Education & Experience
* Bachelor's Degree or equivalent experience. JD a plus.
* Typically a minimum six years of relevant experience, preferably in claim handling and litigation. Prior negotiation experience.
* Must have or be able to obtain and maintain an Insurance Adjuster License within 90 days of hire, where applicable
* Professional designations preferred (e.g. CPCU)
#LI-KP1
#LI-Hybrid
In Illinois/New York/California, the average base pay range for a Complex Claims Specialist/Consultant is $83,000 to $160,000. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location.
In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
Auto-ApplyComplex Claims Consultant - NFP (Community Association D&O Liability)
Southfield, MI job
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA is the market leader in providing Community Association Directors & Officers liability coverage and provides best-in-class claim service. We are seeking a dynamic self-starter to join our team as a Complex Claims Consultant handling Directors & Officers claims for Community Associations. At CNA, Claim Professionals use their specialized expertise to handle claims efficiently and seamlessly in a collaborative environment focused on continuous improvement. The Complex Claims Consultant plays a critical role in managing and resolving D&O Community Association claims by evaluating coverage, assessing liability and damages, setting timely reserves, negotiating and settling claims, and directing litigation. The Claims Consultant will collaborate in a rich team environment including claim leadership and business partners to ensure the best possible outcome on every claim.
This individual contributor position works under general direction, and within broad authority limits, to manage claims with high complexity and exposure for a specialized line of business. Responsibilities include the coordination of all claim resolution activities in accordance with company protocols, while achieving quality and customer service standards. Position requires regular communication with insureds.
This position enjoys a flexible, hybrid work schedule and is available in any location near a CNA office.
JOB DESCRIPTION:
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
* Manages an inventory of highly complex commercial claims, with large exposures that require a high degree of specialized technical expertise and coordination, by following company protocols to verify policy coverage, conduct investigations, develop and employ resolution strategies, and authorize disbursements within authority limits.
* Ensures exceptional customer service by managing all aspects of the claim, interacting professionally and effectively, achieving quality and cycle time standards, providing timely updates and responding promptly to inquiries and requests for information.
* Verifies coverage and establishes timely and adequate reserves by reviewing and interpreting policy language and partnering with coverage counsel on more complex matters, estimating potential claim valuation, and following company's claim handling protocols.
* Leads focused investigation to determine compensability, liability and covered damages by gathering pertinent information, such as contracts or other documents, taking recorded statements from customers, claimants, injured workers, witnesses, and working with experts, or other parties, as necessary to verify the facts of the claim.
* Resolves claims by collaborating with internal and external business partners to develop, own and execute a claim resolution strategy, that includes management of timely and adequate reserves, collaborating with coverage experts, negotiating complex settlements, partnering with counsel to manage complex litigation and authorizing payments within scope of authority.
* Establishes and manages claim budgets by achieving timely claim resolution, selecting and actively overseeing appropriate resources, authorizing expense payments and delivering high quality service in an efficient manner.
* Realizes and addresses subrogation/salvage opportunities or potential fraud occurrences by evaluating the facts of the claim and making referrals to appropriate Claim, Recovery or SIU resources for further investigation.
* Achieves quality standards by appropriately managing each claim to ensure that all company protocols are followed, work is accurate and timely, all files are properly documented and claims are resolved and paid timely.
* Keeps senior leadership informed of significant risks and losses by completing loss summaries, identifying claims to include on oversight/watch lists, and preparing and presenting succinct summaries to senior management.
* Maintains subject matter expertise and ensures compliance with state/local regulatory requirements by following company guidelines, and staying current on commercial insurance laws, regulations or trends for line of business.
* Mentors, guides, develops and delivers training to less experienced Claim Professionals.
May perform additional duties as assigned.
Reporting Relationship
* Typically Manager or above
Skills, Knowledge & Abilities
* Thorough knowledge of the commercial insurance industry, products, policy language, coverage, and claim practices.
* Demonstrated expertise in effectively communicating with policyholders, skillfully explaining coverage issues, the litigation process, and the benefits of early resolution.
* Proven ability to develop and execute effective negotiation strategies, with a strong track record of successfully resolving complex disputes creatively.
* Strong communication and presentation skills both verbal and written, including the ability to communicate business and technical information clearly.
* Demonstrated analytical and investigative mindset with critical thinking skills and ability to make sound business decisions, and to effectively evaluate and resolve ambiguous, complex and challenging business problems.
* Strong work ethic, with demonstrated time management and organizational skills.
* Ability to work in a fast-paced environment at high levels of productivity.
* Experience interpreting complex commercial insurance policies and coverage.
* Ability to manage multiple and shifting priorities in a fast-paced and challenging environment.
* Knowledge of Microsoft Office Suite and ability to learn business-related software.
* Demonstrated ability to value diverse opinions and ideas.
Education & Experience
* Bachelor's Degree or equivalent experience. Juris Doctor preferred.
* Typically a minimum six years of relevant experience, preferably with Professional Liability or Directors & Officers claims handling.
* Must have or be able to obtain and maintain an Insurance Adjuster License within 90 days of hire, where applicable.
* Prior negotiation experience.
* Professional designations are a plus (e.g. CPCU).
#LI-CP1
#LI-Hyrbid
In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
Auto-ApplyAgency Marketing (emphasis on telemarketing)
Brighton, MI job
Farmers Insurance Group of Companies is one of the nation's largest insurance companies and provides a wide range of insurance and financial services products. We are experiencing rapid growth in Michigan and are looking to add the best of the best onto our team to help us grow further. Our comprehensive training program is ranked as the best corporate training program in the industry and the 4th overall in the world, as named by Training Magazine. In fact, the Farmers training program and Farmers University have been inducted into the prestigious Training 125 Hall of Fame in February of 2014. Enjoy some of the highest new business commissions in the industry.
The District Office of Deborah Hoffman is ranked as the #1 District Office in the state, #1 in the territory, #1 in the eastern zone, and #5 in the entire country out of 366 District Offices! Do you like to WIN and want to be part of a President's Council Award winning team? Apply today!
Job Description
Responsibilities:
Contact retail and commercial prospects to collect client information
Set Appointments for agency personnel to conduct sales presentations and policy reviews
Market through
cold calling,
email campaigning, etc.
Coordinate/Attend marketing and recruiting events a possibility
Provide support for office administration
Qualifications
Proficiency in relevant computer applications
Excellent communication/interpersonal skills
Have excellent organizational skills
Confident, self-starter who works well independently
Must have ability to multi-task
Good phone skills
Knowledge of sales and marketing principles and strategies
Relevant work experience in sales, marketing, promotions or telemarketing
Additional Information
General Information:
Flexible work hours full or part time
Hourly Compensation plus incentive
Opportunity for advancement
Experience is telemarketing is desired
All your information will be kept confidential according to EEO guidelines.
Sales Manager, Life Insurance
Southfield, MI job
**Details** _Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises._
**Position Summary:**
Kemper Home Service team seeking a Sales Manager to work with agents within their assigned territory. The job functions of the Sales Manager include recruiting, training and supervising the agents (average of seven) assigned.
**Position Responsibilities:**
+ Responsible for the performance of his/her agents and is expected to achieve results through consistent recruiting, training and supervising activities
+ Continuously prospecting for agent candidates.
+ Regularly works with the assigned agents, supervising and monitoring the agent's job functions including sales and collection activity.
+ Conducts business inspections in the field and by phone to ensure that company policies and procedures are being followed.
+ Provides service for agencies without an assigned agent.
+ Reports to the District Manager.
**Position Qualifications:**
+ 2+ years of sales management or equivalent experience.
+ Fully licensed in Life, Health, Property and Casualty required.
+ This position requires work in-office and in the field, as business dictates, 50-100% of time will be spent in the field to recruit, train/develop, and support agents in their assigned territories.
_Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination._
_Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee._
_Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates. If you receive such a message, delete it._
**Kemper at a Glance**
The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $12 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.6 million policies, is represented by approximately 24,200 agents and brokers, and has approximately 7,500 associates dedicated to meeting the ever-changing needs of its customers.
*Alliance United Insurance Company is not rated.
_We value diversity and strive to be an employer of choice. An Equal Opportunity Employer, M/F/D/V_
**Our employees enjoy great benefits:**
- Qualify for your choice of health and dental plans within your first month.
- Save for your future with robust 401(k) match, Health Spending Accounts and various retirement plans.
- Learn and Grow with our Tuition Assistance Program, paid certifications and continuing education programs.
- Contribute to your community through United Way and volunteer programs.
- Balance your life with generous paid time off and business casual dress.
- Get employee discounts for shopping, dining and travel through Kemper Perks.
Sales Representative, Life Insurance
Redford, MI job
Details
Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises.
Role: Life Insurance Sales Agent
Employment Type: Full-Time
Work Arrangement: Field Role
Career and Opportunity:
Kemper is a diversified insurance holding company. We are firmly committed to servicing the insurance needs of modest-income families. Our strength lies within our dedication to frequent personal visits with our customers in their homes for premium collection and other service needs.
You'll start with a paid license preparation/training period! As an Insurance Sales Agent, you will begin with an already existing book of business and have the exciting opportunity to grow the business through your work and dedication.
Are you passionate about serving the underserved? This career could be for you! Our Agents gain personal satisfaction and prestige in the community by performing meaningful work to help our clients protect the ones they love and the things they own.
With a pay-for-performance compensation model, Agents have a chance to write their own paycheck with increasing income opportunities as skills and knowledge grow. Superior performance is recognized through awards, prizes, and trips.
Benefits:
Kemper offers competitive benefits, including Group Life Insurance, Major Medical & Dental, Short-term & Long-term disability, 401(k) with company match, Paid Vacation, and Employee Stock Purchase Program.
Responsibilities:
Agents are set up for success by being assigned a territory (called an agency) with an established book of in-force business.
Day-to-day activities:
Conducting sales presentations, recommending products, closing sales, and using our Customer Care Sales Model
Continuously prospecting for sales opportunities
Collecting premiums from policyholders based on a pre-arranged schedule
Responding promptly to policyholder service requests such as beneficiary changes, claims, loans, etc.
Appropriately keeping records, accounting for money collected, and processing paperwork.
Our agents are expected to:
Increase the agency size
Build strong working relationships with customers
Devote whatever time is necessary to fulfill the responsibilities of the position
Commit to ongoing development of knowledge and skills
Minimum qualifications:
Customer service experience
The ability to visit customers and prospects door-to-door
Must be at least 18 years of age
Valid driver's license with 100k/300k auto insurance coverage
Dependable vehicle as daily travel is required
Ability to pass a background check, motor vehicle report check, and drug screening
Authorized to work in the United States
Preparation:
Licensing -We provide assistance and guidance to those who are preparing to sit for licensing exams.
Basic Training - New agents complete a basic development program that includes self-study, classroom time, role-play, and extensive fieldwork.
On-the-job training allows new agents to earn a paycheck while learning their profession.
Opportunity is knocking. Don't let it pass you by!
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates. If you receive such a message, delete it.
Auto-ApplyInsurance Agency Owner- Multiple Entry Points
Village of Clarkston, MI job
About us: Founded in 1928, Farmer's Group, Inc. has grown into the country's third largest home and auto insurance carrier as well as a top specialty product carrier in the United States! Recognized by Corporate Exchange USA & Training Magazine as the #1 Corporate Training Program in America, we're proud to produce some of the finest Agents in the industry.
Job Description
Become a part of one of the largest and most-respected insurance brands in the country by becoming an agency manager with Farmers Insurance. Farmers Insurance offers 4 different entry points designed for candidates of all backgrounds and skill sets:
1. Traditional Agency Program - At first, you begin working in our District Office where you will have extensive training and financial assistance available. The financial assistance package pays you up to $96,000 over 36 months in addition to your new business and renewal commissions. We will provide you the ability to build your own book of business and give you time to create a residual income for your own Agency prior to expanding to your own insurance office location.
2. Retail Agency Program - Step immediately into a branded retail location with a $10,000 office start up bonus, $5,000 in first year lead generation reimbursements and an enhanced commission structure for the first 3 years. Similar to a franchise, this is a program that is designed for experienced business owners. Individuals with a history of sales and management experience may also be a great candidate for this program. Qualified applicants would need to provide proof of liquid assets. This program offers a significantly higher than average bonus structure to offset business expenses.
3. Agency Acquisition Program - You may also acquire an existing book of business and start with a residual income right away. Agents are eligible for a $10,000 office start up bonus and an enhanced commission structure for up to 3 years.
4. Seed Program- There are situations where an agent has to retire unexpectedly and has not had time to put a succession plan in place. In these situations, the books of business are transferred to qualified candidates. The candidate receives the benefit of immediate revenue without the cost of acquisition while Farmers preserves the existing location. The candidate will receive an existing book of business to service and cross sell as well as $10,000 in an office start-up bonus.
The primary responsibility of the position is to drive and grow new business revenue. You'll manage client relationships to ensure that your clients' needs and requirements are met. This will require you to serve as their advocate within Farmers to provide them with a comprehensive portfolio of insurance solutions and options. Other exciting and fulfilling responsibilities include:
Developing base for long-term sources of clients by using our proven marketing systems, referrals, occupational, and special-interest groups to compile lists of prospects.
Determining clients' particular needs and financial situations by scheduling fact-finding appointments; determining extent of present insurance coverage and investments; ascertaining long-term goals.
Developing a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation.
Enhancing agency reputation by accepting ownership for accomplishing new and different requests; exploring opportunities to add value to job accomplishments.
Looking for opportunities to develop monetizable solutions for clients, and insuring that clients receive superior customer service.
Staying up to date on the most current products and services offered by Farmers Insurance as well as industry regulations and news
Perks We Offer:
We understand that excellent representatives need excellent rewards, so our company is proud to offer the following benefits and perks:
Financial support program that promotes stability and security while you are growing your career
Flexible training program that is complimentary to your current work and/or personal schedule
Work/life balance that allows you to enjoy the things you love doing most while making a positive impact in the community.
Health, Dental and Vision Insurance plans available
Retirement plan options
Career security and stability - our company has been flourishing for over 85 years
Initial and ongoing training and support - our company offers a top rated and award winning training program that addresses the personal growth needs in different stages of your career
Exciting bonuses, awards/recognition, and trips
Qualifications
At least one year of sales, account management, business development, and/or marketing experience is preferred
Experience in owning or managing a business is a plus
Strong track record of growing revenue and increasing the bottom line
Goal-oriented, and thrives in a reward-based atmosphere.
Excellent written and verbal communications, as well as positive interpersonal skills
Optimistic attitude demonstrating positivity, enthusiasm, self-motivation, and exceptional work ethic.
Organizational and time management skills
Ability to submit to and pass a motor vehicle, financial/credit, and criminal background check
Conducts themselves with the utmost professionalism and represents the company in a positive light
Ethical in dealings with clients, co-workers, and members of the community.
Additional Information
At this time, we are only considering local candidates who currently reside in Michigan. If you are living out of state but are planning on relocating, please contact a local Farmers Insurance District Office in your state to begin the selection/interview process.All your information will be kept confidential according to EEO guidelines.
Sr. Counsel, Claim
Troy, MI job
**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
**Job Category**
Claim, Legal
**Compensation Overview**
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
**Salary Range**
$132,800.00 - $219,100.00
**Target Openings**
1
**What Is the Opportunity?**
Travelers offers the strength of a national legal organization committed to your professional development while maintaining a local focus, positioning you as a strong business partner and trusted advisor who delivers exceptional value through local expertise and outstanding client service. We handle litigation arising from claims asserted against policyholders or the company and take cases from inception through trial and appeal. As a Senior Counsel with Travelers you will be responsible for high quality, proactive case handling and will have the opportunity to use your legal expertise and litigation skills to independently handle a caseload of higher exposure cases and more complex litigation matters and deliver optimal results for Travelers' insured customers and will mentor less experienced attorneys.
**What Will You Do?**
+ In the handling of a caseload of higher exposure cases and more complex litigation matters, your responsibilities will include:
+ Leverage trial experience to apply effective use of litigation skills and techniques to try cases to verdict or negotiate resolution.
+ Conduct advanced legal research and demonstrate strong and persuasive legal writing and presentation skills.
+ Draft substantive pleadings, motions, briefs, discovery and other legal documents.
+ Attend court events, depositions, and other appointments independently.
+ Provide in-depth, substantive case analysis and recommendations to insured clients and Claim partners on file handling strategies.
+ Collaborates with expert witnesses and consultants to develop case strategies, evaluate technical matters, and prepare compelling testimony for litigation.
+ Build and maintain strong internal and external client and business partner relationships.
+ Provide internal and external training, seminars and legal updates to insured clients and Claim partners.
+ Provide leadership through mentoring other attorneys and legal support staff.
+ Initiate special projects and identifies other opportunities to support office goals/business needs.
+ Fully and effectively utilize available technology, case management system and automation.
+ Travel as required to meet business needs.
+ Perform other duties as assigned.
**What Will Our Ideal Candidate Have?**
+ 7+ years of insurance defense litigation experience as a practicing attorney.
+ Strong aptitude for trying cases to a jury; proven track record of litigating jury trials, with a history of successful courtroom outcomes
+ Demonstrates strong technical knowledge in the practice area(s) and the ability to effectively communicate complex information on litigated matters to diverse audiences.
+ Advanced oral and written advocacy skills, with a demonstrated track record of summary judgment and/or appellate successs.
+ Possesses in-depth knowledge of the bench, bar, local jurisdictional practices, adversaries.
+ Excels in fostering collaborative relationships with colleagues, customers, and business partners to deliver exceptional customer service
+ Demonstrates strong leadership through mentoring and influencing skills.
+ Exercises sound decision making and possesses advanced negotiation skills.
+ Effectively manages multiple priorities with an attention to detail, sense of urgency & responsiveness.
+ Possesses a flexible and agile mindset with a willingness to take on new challenges as needs evolve.
**What is a Must Have?**
+ Juris Doctorate or equivalent International legal degree; graduate of an accredited law school.
+ 7 years experience as a practicing attorney.
+ Active license in good standing to practice law in the state(s) in which representation is required.
+ Regularly handles hearings, trials, dispositive motion arguments, depositions, or other court proceedings and has the ability to transport to those meetings. Valid driver's license required depending on the location.
**What Is in It for You?**
+ **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
+ **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
+ **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
+ **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
+ **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
**Employment Practices**
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit ******************************************************** .
Counsel, Claim
Troy, MI job
**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
**Job Category**
Claim, Legal
**Compensation Overview**
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
**Salary Range**
$106,300.00 - $175,400.00
**Target Openings**
1
**What Is the Opportunity?**
Travelers offers the strength of a national legal organization committed to your professional development while maintaining a local focus, positioning you as a strong business partner and trusted advisor who delivers exceptional value through local expertise and outstanding client service. We handle litigation arising from claims asserted against policyholders or the company and take cases from inception through trial and appeal. As a Counsel with Travelers you will be responsible for high quality, proactive case handling and will have the opportunity to use your legal expertise and litigation skills to handle a caseload of predominantly low to moderate complexity and deliver optimal results for Travelers' insured customers.
**What Will You Do?**
+ In the handling of a caseload of predominantly low to moderate complexity, your responsibilities will include:
+ Develop and apply effective use of litigation skills and techniques to try cases to verdict or negotiate resolution.
+ Conduct legal research and demonstrate strong and persuasive legal writing and presentation skills.
+ Draft pleadings, motions, briefs, discovery and other documents.
+ Attend court events, depositions, and other appointments independently.
+ Provide case analysis and recommendations to insured clients and claim partners on file handling strategies.
+ Build and maintain strong internal and external client and business partner relationships.
+ Provide advice and training to Claim partners and clients.
+ Fully and effectively utilize available technology, case management system and automation.
+ Travel as required to meet business needs.
+ Perform other duties as assigned.
**What Will Our Ideal Candidate Have?**
+ 3+ years of insurance defense litigation experience as a practicing attorney.
+ Experience independently handling cases from inception through trial/hearing & appeal.
+ Strong communication skills, with the ability to present information on litigated matters to diverse audiences
+ Skilled in fostering collaborative relationships with colleagues, customers, and business partners to deliver exceptional customer service
+ Demonstrates persuasive legal writing skills and oral advocacy skills.
+ Strong legal research skills & ability to utilize technology.
+ Effectively manages multiple priorities with an attention to detail, sense of urgency & responsiveness.
+ Exercises sound decision making and possesses strong negotiation skills.
+ Possesses a flexible and agile mindset with a willingness to take on new challenges as needs evolve.
**What is a Must Have?**
+ Juris Doctorate or equivalent International legal degree; graduate of an accredited law school.
+ 2 years experience as a practicing attorney.
+ Active license in good standing to practice law in the state(s) in which representation is required.
+ Regularly handles hearings, trials, dispositive motion arguments, depositions, or other court proceedings and has the ability to transport to those meetings. Valid driver's license required depending on the location.
**What Is in It for You?**
+ **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
+ **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
+ **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
+ **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
+ **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
**Employment Practices**
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit ******************************************************** .
Sr Outside Property Adjuster - Southfield, MI
Hanover Insurance Group, Inc. job in Southfield, MI
Our Property Claims department is seeking Senior Outside Property Adjusters in the Southfield territory. This is a remote Full-time/Exempt role with field investigations. Senior outside property adjusters handle property claims requiring field investigations and/or inspections. They must establish rapport with our insureds and maintain relationships with our agents, underwriters, contractors, restoration vendors, and experts. They are expected to know their territory, including the geography; regulations and the law as pertains to property claims; state and local public safety and regulatory agencies and officials; the insurance and legal climate; and public adjusters. Outside property adjusters may use a company claims office location as their base of operations, or they may work out of their homes.
IN THIS ROLE, YOU WILL:
Handle complex personal and commercial property claims requiring outside field investigations and/or inspections.
Use discretion and independent judgment in claim handling.
Possess demonstrated technical knowledge and skills, including product and industry, reflective of successful progression through various job family levels.
Identify possibly suspicious claims.
Claims handled will be of greater complexity, severity, and exposures, including litigation, and will require a higher level of investigation, analysis, evaluation and negotiation including interpretation of commercial coverage.
Authority levels are higher in recognition of the higher proficiency associated with this level.
May be used as a technical resource by adjusters; may represent the company at mediation, arbitration and trials.
May be responsible for all aspects of each claim, including informal hearings, arbitrations, and claims litigation and maintaining a high level of productivity, confidentiality and customer service.
May provide training and mentoring to adjusters.
Assignments are broad in nature, usually requiring originality and ingenuity.
WHAT YOU NEED TO APPLY:
5+ years of adjusting experience.
Xactimate certification.
Must have or secure and maintain appropriate states adjuster license(s) and continuing education credits.
Must have valid driver's license.
Required to have and maintain sufficient home-based internet connection.
Dedicated to meeting the expectations and requirements of internal and external customers.
Makes decisions in an informed, confident and timely manner.
Maintains constructive working relationships despite differing perspectives.
Strong organizational and time management skills.
Ability to negotiate skillfully in difficult situations with both internal and external groups. Demonstrates ability to win concessions without damaging relationships.
Demonstrates strong written and verbal communication skills. Promotes and facilitates free and open communication.
Understanding of applicable statutes, regulations and case law.
Thinks critically and anticipates, recognizes, identifies and develops solutions to problems in a timely manner.
Easily adapts to new or different changing situations, requirements or priorities.
Cultivates an environment of teamwork and collaboration.
Operates with latitude for un-reviewed action or decision.
Proficient using MS Office (Excel, Word, etc).
Proficient using Claims systems (i.e. CSS, PMS, etc).
Ability to use a personal computer and other standard office equipment.
Ability to travel as necessary.
Ability to sit and/or stand for extended periods.
Ability to operate a motor vehicle 4-5 hours per day and to get in and out of the vehicle numerous times during the day.
Ability to load and unload equipment and supplies weighing up to 30 pounds from a motor vehicle as needed to perform field work.
Ability to bend, walk, and climb for several consecutive hours while inspecting damaged buildings, often with utilities turned off or inoperable.
Ability to use a ladder safely to get onto and off of roofs, and maintain balance while inspecting roofs.
Ability to perform field work in adverse weather.
This job posting provides cursory examples of some of the job duties associated with this position. The examples provided are not complete, and the position may entail other essential and job-related functions and responsibilities that employees will be required to perform.