Loan Operations Administrator (Part-Time)
Harbor Bank of Md job in Baltimore, MD
Job Description
Job Title: Loan Operations Administrator (Part-Time) Reports To: Loan Servicing Manager, VP Department: Credit Administration Type/Status: Part-Time / Non-Exempt (Salaried Hourly)
The Loan Operations Administrator plays a pivotal role in driving our mission at The Harbor Bank of Maryland. This position is responsible for delivering exceptional service, supporting team development, and ensuring operational excellence. The loan operations administrator is responsible for performing a variety of duties related to loan processing and servicing of commercial, residential mortgage, and retail loans and escrow accounts, boarding all new loans onto the core system and maintenance of existing loans, customer billing and set-up and maintenance of loan ticklers.
Key Responsibilities:
Review daily system generated maintenance reports to validate the accuracy of the loan system records (including interest rate adjustments on adjustable-rate loans) and ensure related general ledger accounts are properly maintained.
Perform daily and monthly settlement and reconciliation of all loan related general ledger and checking accounts used for loan processing and escrows.
Read and interpret loan documents to validate the accuracy of loan booking packages and loan maintenance requests prior to boarding new loans onto core system and performing maintenance on existing loans.
Perform loan maintenance as necessary for renewal, extension and/or modification of existing loans and maintain the accuracy of the loan data in the core system.
Process loan payments, loan advances, loan payoffs and other transactions for all loans (active loans, charge-offs and non-accruals) in the core system including participation remittances, general ledger transactions, deferred fees, adjustments, fee processing and other changes.
Process escrow transactions, including the setup, review, analysis and disbursement of funds for all escrow accounts regarding taxes, insurance, ground rents, etc.; process and complete escrow account maintenance in core system.
Research and resolve routine inquiries from customers (internal and external) regarding loan balances, payments, escrow disbursements, etc. and process written requests for loan payoffs and account verifications in accordance with applicable laws, regulations and Bank policies.
Provide support for audits and compliance reviews by gathering data electronically, pulling loan files for scanning, if required.
Communicate with various insurance agencies to obtain renewals of existing insurance policies and initiate forced place insurance with the bank's blanket insurance coverage, for any canceled policy.
Scanning of work process for upload into core system once transition has been completed and general filing of documents to be maintained in the loan operations department.
Process loan transactions for affiliate organizations as required.
Ensuring not to harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practice.
Comply with all federal and state regulations and rules impacting this position, meet all risk and compliance obligations, including the completion of required training.
Skills and Abilities:
High level of interpersonal skills necessary to represent the bank positively in dealing with internal and external customers.
Well organized and attentive to detail with a high degree of accuracy. Able to assist and coordinate activities with others.
Ability to work in a fast-paced environment and prioritize tasks consistently throughout each day, with minimum direct supervision and good deal of autonomy.
Strong analytical skills necessary to understand various types of loan and general ledger transactions.
Experience with software applications including MS Office and ability to use PC, various software tools and other basic business equipment essential job functions.
Qualifications:
Required:
High school diploma or equivalent.
Strong knowledge of State and Federal regulatory requirements and general banking compliance requirements pertaining to servicing and monitoring of commercial, real estate and consumer loans and escrow processing.
Preferred:
Associate's degree
3-5 years of experience
Formal education through 2 years of college is preferred with a minimum of 3-5 years of banking experience or appropriate work experience, including professional training and certifications, as an acceptable alternative.
Knowledge of loan processes, operations, and basic loan accounting is preferred.
All other duties as assigned
AVP/Loan Documentation Manager
Harbor Bank of Md job in Baltimore, MD
Job Description
AVP/Loan Documentation Manager
Department: Credit Administration
Reports to: Loan Administration Manager/GVP
Level: Exempt
Responsible for performing a variety of loan administration duties for moderately complex loans, using comprehensive knowledge of policies and procedures for loan products. Responsible for preparing accurate loan documents for commercial/commercial real estate, residential mortgage, and consumer loans while keeping current with compliance issues. Counsel lending department, as needed, regarding various documentation issues and updates.
Primary Duties
Prepare new, renewal, extension and/or modification loan documents in accordance with credit approval, loan documentation standards and regulatory requirements for all loan types (retail, residential mortgage and commercial).
Complete pre-closing loan checklist for each loan documentation request completed to ensure complete and accurate loan package is prepared for each closing. Each checklist must be signed and dated with acknowledgement of the loan terms and conditions, as approved.
Review attorney prepared documents for completeness, compliance and accuracy.
Order/review title work, applicable due diligence reports and insurance documents for all loan closings.
Calculate closing costs and prepare settlement statement/closing disclosure other loan closing disclosures for all loan types (consumer, residential mortgage and commercial), as required
Review all loan packages to ensure accurate and necessary documentation for closing is requested. Follow up on any outstanding closing conditions; track receipt of incoming documents and handle requests and inquiries to ensure timely closing of loans, as necessary.
Maintain open lines of communication with all parties (i.e., loan officer, attorneys, title companies and others) and provide information regarding loan closing to appropriate parties, as requested.
Maintain loan document tracking log to ensure timely completion of all loan documentation requests received.
Review and negotiate loan documents with the Loan Officer and borrower. Works routinely with legal counsel with review and accuracy of attorney prepared loan documents.
Communicate with external and internal customers as needed. Daily interaction with loan officers, lending department staff and outside contacts including attorneys, escrow/title companies and insurance agents.
Prepare lien releases for paid loans and maintain record retention files for all paid loans. Retrieve archived files as requested.
Counsel loan officers on matters regarding loan documentation.
Responsible for training junior team members. Perform quality control 2nd review on documents prepared by junior team members.
Maintain current knowledge of all federal and state laws and regulations, along with the Bank's policies and procedures and not harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practice
Assist with collection of data for HMDA reporting.
Assist Loan Administration Manager as required to complete special projects and other duties relating to the department.
Perform other duties as assigned.
Skills and Abilities Required
Ability to review, read and interpret moderately complex loan documents. Good analytical skills needed to understand various types of commercial, commercial real estate, residential mortgage and consumer loans transactions.
Excellent communication skills, both verbal and written. A high level of interpersonal skills to communicate documentation and compliance issues with lenders and others.
Knowledge of applicable due diligence and risk management requirements.
Ability to multi-task and meet deadlines.
Must be accurate and detail oriented.
Minimum Requirements:
Bachelor's Degree (preferred) and 3+ years of loan documentation, closing or other directly related experience, preferably in commercial loan documentation. A combination of education and experience may meet requirements.
Comprehensive knowledge of general loan documentation, loan closing processes and procedures, lending policies, insurance requirements, compliance and lending regulations.
Knowledge of State and Federal regulatory requirements and general banking compliance requirements pertaining to commercial loans, residential real estate and consumer loan transactions
Knowledge of PC's and various, loan documentation systems, tickler maintenance and/or related software.
Comply with all federal and state regulations and rules impacting this position, meet all risk and compliance obligations, including the completion of required training.
Truck Driver Owner Operator - 2yrs EXP Required - OTR - Ameri-Co Carriers
Princess Anne, MD job
Looking to Partner with Owner Operators - Long Haul Freight.
Proud to be a 100% Owner Operator Fleet
CDL-A Owner Operators and Fleet Owners
Leasing to Ameri-Co Carriers is not just another job. Let us show you how your days with us will be the most successful ones!
Short and Long Runs covering East to West, North to South and Midwest Regions.
We have many options for our Regional and OTR Owner Operators to choose from - drive the routes you love when you partner with Ameri-Co!
Regional and Long Haul Opportunities:
Gross Pay for Regional Drivers BEFORE Deductions: $3,000-$4,000
Gross Pay for Long Haul Drivers BEFORE Deductions: $5,000-$6,000
Some Benefits of partnering with Ameri-Co include:
$4,000 Sign On Bonus
100% Owner Operator fleet
Financially sound company with steady work year-round
High retention rate
Several of our Drivers have been with us for more than 30 years
Ameri-Co's top two Owner Operators have surpassed 4 million miles with us, so the possibilities are endless!!
No forced dispatch
Flexible Schedules to fit your needs and lifestyle
Regional - Home every weekend
Long Haul - Average 8-10 days out (or longer - your choice!)
Rider passes available at no cost to you
Fleet Advance
Accident Plan
Discounts with major tire companies
All Tolls Paid
DOT Physicals paid
Fuel Cards (EFS fuel discount program)
PrePass
Qualcomm equipment provided at no cost ($25/month usage fee)
We Provide:
Competitive compensation package
Exceptional mileage rate paid on ALL miles, loaded and empty (PLUS Fuel Surcharge)
Weekly direct deposit settlements
Safe driving awards and incentives
Quarterly Safety Bonuses
Referral Bonuses
Insurance and Plates:
Ameri-Co joined the Independent Truckers Group as an option to obtain affordable Health Care Benefits
Convenient settlement deductions offered to assist with your vehicle-related insurance purchases
Base Plate Incentive Program (We pay up front)
Ameri-Co believes in maintaining a small company atmosphere and strives to provide the best working conditions and a profitable compensation program.
Qualifications:
Must own semitruck
Must be willing to run under Ameri-Co authority
Minimum 23 years of age
At least two (2) full years of verifiable interstate driving in the past three (3) years
Your truck must be EROD compatible; 2000 build date or newer
Driving experience needs to be with the type of equipment you will be operating
Flatbed Cargo Securement and Tarping experience, if operating Flatbeds
As a wholly owned subsidiary of Minerals Technologies Inc., Ameri-Co Carriers is a leading truckload carrier headquartered in Scottsbluff, NE. Ameri-Co not only recognizes our Owner Operators, but we also show our appreciation to our partners every single day. Our freight is consistent, our lanes are more desirable, and we strive to dispatch trucks that meet your comfort level while providing the right amount of weekly miles you request.
Ameri-Co Carriers is a 100% Owner Operator company. We pride ourselves in partnering with Owner Operators because they have an impressive reputation for safety and reliability.
Assistant General Counsel, Employment & Litigation
Baltimore, MD job
The Assistant General Counsel will work closely with OneMain Financial cross‑functional business partners as part of a dynamic legal team.
Key Responsibilities
Advise on a full range of issues that arise in the employment relationship, including hiring, terminations, performance management, employee relations, employee discipline, reorganizations, compensation and benefits.
Assist in the development, review, and implementation of HR policies and procedures to ensure compliance with federal, state, and local laws and regulations.
Research and analyze employment laws and regulations and provide guidance to business clients on the implementation of actions to mitigate potential legal risks and remain compliant with law changes.
Assist in the preparation and review of employment contracts, separation agreements, nondisclosure agreements, and other legal documents.
Manage outside counsel and develop strategy for litigation matters, administrative charges, audits and claims.
Provide support in non‑employment litigation matters arising out of federal and state lending laws, regulatory exams and regulatory enforcement.
Participate in mediations and arbitrations; provide advice and recommendations regarding strategy, management, and resolution of claims.
Minimum Qualifications
5-8 years of litigation experience.
Familiarity and substantial prior work experience with federal and state employment laws and regulations including Title VII, ADEA, ADA, FMLA, FLSA, and state discrimination and retaliation matters.
Juris Doctorate (JD) degree.
Admitted to a state bar and in active good standing.
Outstanding written and oral communication skills with ability to effectively explain complex legal concepts to a variety of audiences.
Adaptability and willingness to assume responsibilities beyond the employment law context.
Desired Skills
Ability to serve as a strategic legal advisor relating to areas of responsibility, working with the business to develop innovative and compliant solutions for a continually evolving business.
Ability to learn quickly and take ownership of projects and tasks.
Willingness to collaborate and work effectively both independently and in a team‑based approach to subject matter management.
Creative thinking and strong problem‑solving skills.
Location: Baltimore, MD
Target base salary range: 170,000 - 225,000 (K). The role is eligible for a competitive compensation program based on individual and company performance.
#J-18808-Ljbffr
Director of Support Services
Bowie, MD job
PEAKE Technology Partners an Omega Systems Company is seeking a strategic, people-centered, and operationally driven Director of Support Services to lead our client support organization through its next stage of growth and transformation. This leader will shape the vision, systems, and culture that deliver an exceptional support experience for healthcare practices across the U.S.
In this role, you will own the performance, scalability, and continuous improvement of all support operations. You will lead a talented team of managers, engineers, and specialists while driving the innovation, accountability, and structure required for a high-performing MSP environment.
If you are energized by building strong teams, improving processes, and creating an environment where customers feel truly cared for, this role offers a rare opportunity to make a meaningful impact.
Key Responsibilities:
Develop and execute the strategic vision for Support Services to align with PEAKE's company objectives, healthcare-focused mission, and long-term growth goals.
Build a scalable support organization by maturing systems, workflows, processes, and standards that enhance efficiency and service consistency.
Lead, coach, and develop managers and team leads, strengthening leadership capability, accountability, and operational maturity across all support teams.
Drive innovation in support delivery by identifying opportunities for automation, AI enablement, self-service, and knowledge-centered service practices.
Own core support performance metrics (CSAT, SLAs, response and resolution times, first-contact resolution, backlog management) and use data to inform decisions.
Identify trends, risks, and operational gaps through data analytics, feeding insights into strategic planning and resource allocation.
Partner closely with Client Experience, TAMs, Professional Services, Security, and Hosted Services to ensure seamless collaboration and clear ownership across the customer lifecycle.
Champion the customer's voice by bringing feedback, patterns, and improvement opportunities to executive leadership and driving cross-functional solutions.
Oversee budgeting, headcount planning, tools, and vendor relationships to ensure the support organization has the resources required to scale effectively.
Ensure all support operations adhere to HIPAA, ISO 27001/9001, and internal information security standards.
Lead transformation and continuous improvement initiatives to increase efficiency, reliability, and service quality.
Implement operational controls and reporting structures that drive accountability, predictability, and high performance.
Support organizational design, talent development, and succession planning to build a strong and sustainable support leadership pipeline.
Collaborate with leadership to prioritize initiatives, remove roadblocks, and execute quarterly and annual business objectives.
Represent the Support Services function in executive forums, helping shape company strategy, service delivery models, and customer experience priorities.
Qualifications:
A strong candidate will bring:
10+ years of IT support, MSP, or operations leadership experience, including 3-5 years at the senior manager or director level.
A proven track record in building high-performing support teams and scaling service operations.
Strong process-engineering and system-thinking skills.
Experience with automation, AI-enabled service delivery, and modern support tools (RMM, PSA, ticketing, knowledge management).
Excellent communication and executive presence.
Financial acumen and confidence managing budgets, vendors, and resource plans.
Experience in regulated environments (HIPAA, ISO) is a plus.
Measures of Success:
CSAT ≥ 90% with a strong upward trend in customer sentiment.
Improved operational efficiency.
Consistent achievement of SLAs.
Visible improvement in team culture and leadership maturity.
Execution of quarterly and annual strategic priorities aligned with PEAKE's business plan.
Investment Consultant- Gaithersburg, MD
Gaithersburg, MD job
Regular
Your opportunity
At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.
As an Investment Consultant (IC) at Schwab, you have the opportunity to learn and grow within our Branch Network at the ground floor. The first foray into the path towards becoming a Financial Consultant (FC) at Schwab, the IC role provides the exposure and experience required to advance in this challenging space. You'll learn what it takes to build a book of business through proactive, outbound calls to existing Schwab clients, uncovering opportunities through needs-based analysis and positioning appropriate products and solutions. You'll observe our skilled FCs and learn how to deliver unparalleled value and service through collaboration and mentoring. If you are seeking the first step towards a rich and rewarding career in financial consulting, look no further than Schwab's Investment Consultant role.
In addition to the salary range, this role is also eligible for bonus or incentive opportunities.
What you have
We place a premium on high performance, quality service and the ability to execute the Schwab strategy. Essential skills include:
Bachelor's degree or equivalent work-related experience
A valid and active Series 7 license required
A valid and active Series 66 (63/65) license required (may be obtained within a 120 day condition of employment)
A valid and active Life and Health Insurance license is required (may be obtained within a 120 day condition of employment)
Certified Financial Planner (CFP) certification is preferred
Minimum of two years of experience in the financial services industry (required)
Financial business development experience (highly preferred)
Knowledge of brokerage/banking products and services
Strong client relationship building experience
Pursuant to SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the NMLS registry system and remain in good standing. You will be required to register and to submit to the required SAFE Act background check and registration process
What's in it for you
At Schwab, you're empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration-so you can build the skills to make a lasting impact.
We offer a competitive benefits package that takes care of the whole you - both today and in the future:
401(k) with company match and Employee stock purchase plan
Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
Paid parental leave and family building benefits
Tuition reimbursement
Health, dental, and vision insurance
2026 Risk Advisory Services Consultant
Columbia, MD job
JOB SUMMARYAs a Staff Consultant in Risk Advisory Services will offer internal audit, internal controls, compliance and risk management consulting. You will play a pivotal role in assisting the Senior Consultant in identifying, assessing, and mitigating risks within their organizations. You will work closely with the Senior Consultant to understand the client's unique business environments, operational processes, and regulatory requirements, offering tailored solutions to enhance their risk management practices. This position requires an understanding of risk management principles, strong analytical skills, and the ability to communicate concepts effectively.
Handles less complex tasks and projects within discipline/ function
Performing risk assessments developing work plans and project approaches, developing project budgets, establishing that quality objectives are met, and building teams to support the day-to-day execution of developed work plans
Performing assessments of business process and IT general controls
Utilizing communication and negotiation skills, effectively communicating ideas/issues with teams and clients
Recognizes complex technical issues, evaluates facts efficiently, and uses strategic decision-making skills to assist management in solving problems
Demonstrates advanced technical knowledge effectively through written and verbal communication
Follow regulations and professional ethics of state bodies appropriate to discipline, including the IIA, ISACA, GAO, AICPA etc
Assists management in planning and managing engagement activity and follows through to achieve results
Recognizes needs and issues pertinent to client activity and demonstrates ownership of engagement's day-to-day tasks and activities
Appropriately manages risk and ensures quality control procedures are being executed
Builds client relationships and maintains quality working relationship
Responds timely and accurately to internal team and client requests
Remains flexible to client requests and requirements
Seeks new ideas and better ways of accomplishing job and company goal
Supervisory responsibilities
None
Work environment
Work is conducted in a professional office environment with minimal distractions
Physical demands
Prolonged periods of sitting at a desk and performing work in front of a computer screen for long periods of time
Must be able to lift up to 15 pounds at a time
Travel required
Travel may be frequent and unpredictable, depending on client's needs
Required education and experience
0 - 1 years of relevant experience
Bachelor's degree in accounting, finance, technology, computer sciences or equivalent experience
Responsible for completing the minimum CPE credit requirement
Preferred education and experience
Cumulative GPA of 3.0 or higher
Actively working towards achieving CPA licensure or relevant certification, if not already attained
Internal audit, internal controls, compliance or risk management or other professional services environment
Other duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the colleague for this job. Duties, responsibilities and activities may change at any time with or without notice.
WHO WE ARE
UHY is one of the nation's largest professional services firms providing audit, tax, consulting and advisory services to clients primarily in the dynamic middle market. We are trailblazers who bring our experience from working within numerous industries to our clients so that we can provide them with a 360-degree view of their businesses. Together with our clients, UHY works collaboratively to develop flexible, innovative solutions that meet our clients' business challenges. As an independent member of UHY International, we are proud to be a part of a top 20 international network of independent accounting and consulting firms.
WHAT WE OFFER
POSITIVE WORK ENVIRONMENT
Enjoy a collaborative and supportive work environment where teamwork is valued.
ATTRACTIVE COMPENSATION PACKAGES
Our compensation is competitive and tailored to reflect the role, qualifications, and expertise of each individual.
COMPREHENSIVE BENEFIT PACKAGE
Access comprehensive benefits including group health insurance, dental and vision coverage, 401(k) retirement plans, and generous paid time off (PTO) allowances.
Auto-ApplyFinancial Data Governance Lead
Bethesda, MD job
We are actively interviewing for the following opportunity. If interested please apply now and we will reach out and set you up with a video interview
We are seeking a Data Governance Lead with deep experience in the financial services industry, specifically within private equity, to drive the development and execution of our enterprise data governance strategy. This individual contributor role will report directly to the VP of Data and work closely with cross-functional teams to identify, classify, and manage data domains, sub-domains, and assets across the organization.
Key Responsibilities
Key Responsibilities
Build the Data Governance Program: You will be responsible for designing and implementing our data governance framework from scratch. This includes creating policies, standards, and procedures for data ownership, classification, and quality.
Establish Key Data Domains and Assets: In the first 6-12 months, your primary challenge will be to identify, document, and define the most critical data domains and assets across our company using Azure Fabric, including borrower data, loan data, credit data, and portfolio information.
Be a Hands-On Problem Solver: Take a hands-on approach to identify and resolve data quality issues, working directly with data and business teams to implement practical solutions rather than just setting policy.
Lead Stakeholder Collaboration: Act as the central point of contact for data governance, working closely with investment, risk, and legal teams to ensure data is trusted, compliant, and accessible for strategic decision-making.
Drive Mentorship and Skill Development: While you will be a sole contributor, you are expected to be a mentor, guiding and educating various teams on data governance best practices to foster a firm-wide culture of data stewardship.
Develop and Track KPIs: Define and monitor key performance indicators (KPIs) for data quality and governance effectiveness, reporting regularly to senior leadership on progress.
Define and implement data access policies aligned with GDPR and other relevant compliance frameworks.
Establish metadata standards, data lineage tracking, and stewardship models.
Evaluate and implement governance tools such as Purview, Precisely, and Collibra.
Qualifications
Minimum 7 years of experience in data governance within the financial services industry, with private equity experience required.
Strong understanding of data management frameworks (e.g., MDM, DCAM).
Familiarity with GDPR and other data privacy regulations.
Excellent communication and stakeholder engagement skills.
Ability to work independently while contributing to a highly collaborative team.
Preferred Skills
Experience with Microsoft Purview, Precisely, and Collibra.
Knowledge of enterprise data architecture and data quality management.
Proven ability to influence without direct authority across business and technical teams.
Global Equity Trader
Baltimore, MD job
Every firm has a culture - the values, beliefs, methodology, attitudes and standards that reflect an organization's DNA. But the truly inspiring firms - the game-changers, the industry leaders and the disruptors - have cultures that propel them to innovate and stand out. At Brown Advisory, we aim to be one of those inspired firms. Over the years, we have purposefully built and nurtured our client-first culture.
Brown Advisory is an independent investment management and strategic advisory firm committed to delivering a combination of first-class performance, strategic advice and the highest level of client service. The firm's clients-including individuals, families, family offices, endowments, foundations, charities, institutions, consultants, and financial intermediaries-are served by over 950 colleagues worldwide, all of whom are equity owners of the firm.
Abu Dhabi | Austin | Baltimore | Boston | Delaware | Frankfurt | London | Nashville | New York | North Carolina | San Francisco | Singapore | Southern California | Tokyo | Virginia | Washington, D.C
Brown Advisory is seeking a Global Equity Trader to help lead the execution of global equity strategies across U.S., European, and Asian markets. This role requires U.S. and global markets expertise, strong leadership capabilities, and a thorough understanding of capital markets with the flexibility to operate during overnight or early morning trading sessions, as needed. The ideal candidate will support both U.S. and global strategies, collaborate across internal and external stakeholders, manage complex trade operations, and contribute to the optimization of portfolio performance. This trader will also be expected to provide coverage for other equity traders, with the team working collaboratively to ensure coverage across time zones. This position is based in the Baltimore, MD office.
Core responsibilities include, but are not limited to:
As part of the Equity Trading Desk at Brown Advisory, your core responsibilities include, but are not limited to:
Global Trading Execution and Strategy
* Execution of equity trades across U.S., European, and Asian equity markets on behalf of Brown Advisory's institutional and private client portfolios
* Actively monitor US and global equity markets to identify and execute trading opportunities for institutional equity strategies, including coverage of overnight sessions on a rotational basis with another trader
* Work flexible hours, including evenings and early mornings when appropriate, as part of a collaborative team structure that is designed to ensure balanced coverage and strategic support across global time zones
* Assist with managing, rebalancing, and optimizing portfolios to maximize strategy performance, while minimizing risk
* Demonstrate expertise in capital markets with the ability to collaborate effectively with various sell-side desks, including Equity Capital Markets, High Touch Cash, Low-Touch/Electronic, Program Trading, and ETF providers
* Provide backup coverage for other equity traders to ensure consistent execution and team continuity across the trading platform
Strategic Relationships and Market Intelligence
* Collaborate with Portfolio Managers and Research Analysts to align trading strategies with investment objectives
* Partner with internal infrastructure teams to improve trading systems, workflows, and reporting tools
* Stay current on global market structure developments, regulatory changes, and trading innovations
* Build and maintain strong partnerships with brokers, as well as other external counterparties through on-site visits and/ or conferences to expand the firm's network and close industry knowledge gaps
* Serve as escalation contact for colleagues with trade related questions that require complex solutions
Trading Oversight and Governance
* Assist with management of CSA budget and bundled research arrangements
* Produce and be able to present on quarterly best execution and board reporting
* Respond to Institutional investor requests including RFPs, due diligence, and quarterly questionnaires
Qualifications
* 10+ years of global equity trading experience across global markets and managing firm risk
* Proven leader and self-starter requiring limited oversight
* Ability to work rotational overnight shifts to support global trading operations
* Proficiency with global equities, ETFs, capital markets, mutual funds, and/or currencies
* Collaborative and proactive mindset with strong interpersonal skills
* Comfortable working in a fast-paced, deadline-driven environment
* Familiarity with compliance regulations regarding best execution and fair allocation practices
* Ability to prepare, analyze and disseminate information appropriately; pre and post trade TCA data, liquidity events, and commission analyses
* Experience with various trading technologies, including Bloomberg, Advent APX, and/or Charles River preferred
* Bachelor's degree from an accredited institution with preferable focus in accounting, finance, or economics
We are looking for individuals with the following characteristics:
* Strategic thinker with a passion for global equity, capital markets, and ETFs
* Demonstrable history of success in former roles
* Flexible and adaptable
* Detail oriented with strong analytical skills
* Superior communication skills
* Ability to maintain composure and focus through stressful situations
* Emotionally disciplined to effectively read personalities to maximize an effective outcome of trading scenarios and contract negotiations
* Easily viewed as a trustworthy and dependable team player
* Self-confidence
* Fair and balanced in negotiating complex situations
* A focused, dedicated, entrepreneurial, open-minded personality
Applicants must be authorized to work in the United States without the need for current or future employer-sponsored work authorization (e.g., H-1B , O-1, F-1 (OPT), TN, or any other non-immigrant visa classifications that require employer support or sponsorship).
MD Salary: $175k-$200k Commensurate with experience and location. This range does not include bonus or long term incentive eligibility, which are applicable for this role.
Benefits
At Brown Advisory we offer a competitive compensation package, including full benefits.
* Medical
* Dental
* Vision
* Wellness program participation incentive
* Financial wellness program
* Fitness event fee reimbursement
* Gym membership discounts
* Colleague Assistance Program
* Telemedicine Program (for those enrolled in Medical)
* Adoption Benefits
* Daycare late pick-up fee reimbursement
* Basic Life & Accidental Death & Dismemberment Insurance
* Voluntary Life & Accidental Death & Dismemberment Insurance
* Short Term Disability
* Paid parental leave
* Group Long Term Disability
* Pet Insurance
* 401(k) (50% employer match up to IRS limit, 4 year vesting)
Brown Advisory is an Equal Employment Opportunity Employer.
Auto-ApplyCommercial Banker 3
Baltimore, MD job
Primary Office Location: 300 E. Lombard Street. Baltimore, Maryland. 21202. Join our team. Make a difference - for us and for your future. Commercial Banker 3 Business Unit: Commercial Banking Reports To: Commercial Banking Team Leader
This position is primarily responsible for developing new and existing commercial loan business relationships, administering a portfolio of commercial loans, determining the credit worthiness of borrowers, monitoring loan performance, preparing commercial loans for presentation and promoting the Bank's image in the community in order to meet or exceed commercial loan quality, profitability, growth and service objectives. The incumbent provides the highest quality of service to every customer.
Primary Responsibilities:
Develops new and existing commercial loan business relationships by calling on potential and existing customers to cross-sell all banking products including other banking services and to promote the Bank's image within limits of current budget and mix of products to develop new and expand existing commercial loan business and achieve profit and growth objectives.
Administers a portfolio of commercial loans by preparing loans that meet credit quality, profitability, growth and service requirements as determined by portfolio yield, loss ratio, delinquency rate and other measures to achieve profit and growth objectives.
Determines the credit worthiness of borrowers by making sound analysis of their financial condition, ability to repay the loan and the net realizable value of the collateral in accordance with established policy and procedure to ensure a portfolio of commercial loans that meet the Bank's quality standards.
Monitors loan performance by maintaining contact with borrowers, monitoring the financial condition of borrowers and resolving problems and when appropriate waiving a request for financial statements according to established policies, procedures and regulations in an accurate and timely manner to reduce risk the Bank might incur from collateral deterioration or borrowers' inability to pay.
Prepares loan documents that are in compliance with bank regulations for presentation, presents loans that are above the incumbent's lending limit to the loan committee or officer with higher lending limits communicating all elements of the loan to ensure compliance with regulations and to enhance the ability to make sound credit decisions.
Promotes the Bank's image in the community by participating in community activities, coordinating community development efforts, promoting involvement and participation in community service organizations to assist in compliance with the Community Reinvestment Act, presents a favorable image in the community and establishes contacts that could generate new business.
Develops and maintains an adequate level of knowledge in Commercial Banking, general banking and business development matters and demonstrates personal and interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance.
Implements all compliance policies and procedures within the department and ensures the department staff receives adequate regulatory compliance training to perform job functions in compliance with regulatory requirements and standards, follows corporate Compliance policies and procedures and cooperates fully with all internal and external compliance reviews and examinations.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program.
F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Education:
BA or BS
Minimum Years Experience:
10
Special Skills:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent customer service skills
Excellent organizational, analytical and interpersonal skills
Ability to use a personal computer and job-related software
MS Word - Intermediate Level
MS Excel - Intermediate Level
MS PowerPoint - Intermediate Level
Experience in a lending banking position and in an equivalent customer focused position.
Knowledge of banking laws and regulations.
Experience in community and civic activities.
Special Licenses and Certificates:
N/A
Physical Requirements:
N/A
Compensation Grade:
EXT14
Pay Range:
$122,252.00 - $203,762.00
FNB's total rewards package may include other components such as: overtime, incentive, equity and benefits. Salary range is a guideline and is determined by a number of factors including education, experience, skills, internal equity and market conditions. We review pay regularly to ensure competitive and equitable pay. FNB offers a comprehensive benefits package including but not limited to, medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off, including sick time, vacation time, and paid holidays, and other voluntary benefits.
Equal Employment Opportunity (EEO):
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
Auto-Apply
Shore United Bank is seeking a Branch Banking Specialist I (Bank Teller) to join our team. A Branch Banking Specialist I is a front-line, customer facing teller position responsible for professionally interacting with clients to take care of their financial needs. A Branch Banking Specialist is responsible for providing exceptional customer service including efficient and accurate transaction processing. The Specialist is skilled in customer conversations, asking questions to determine the best solutions to meet the financial needs of our customers.
Essential Functions Include:
Handles customer transactions including deposits, withdrawals, transfers, loan payments, night deposits, settling and maintaining the ATM, accurately balancing cash drawer.
Provides superior customer service through conversation to identify customer needs, in person and over the phone.
Promotes bank products and services through customer conversations to help the customer meet their financial needs.
Works closely with bank partners for client referrals to Merchant, Wye Financial, Commercial Relationship Managers, Branch Lenders
Aids customers in managing and optimizing their bank accounts and other products.
Maintains the highest level of confidentiality with all information obtained.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g., Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, SAFE Act, etc.; ensures that the office and all personnel adhere to the same.
Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.
Location: Lothian Branch - 5401 Southern Maryland Boulevard, Lothian, MD 20711
Position Type/Expected Hours of Work:
Full-time.
Non-exempt.
Days of Work: Monday-Friday, with rotating Saturdays (Closed Sundays.)
Required Education and Experience:
High school diploma/GED equivalent.
1 year experience successfully providing excellent customer service in a fast-paced environment.
1 year experience cash handling with high level of accuracy.
Compensation:
The pay range for this position is $18.00 to $20.00 hourly.
Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.
Company Benefits:
Join a family and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
Comprehensive benefits package for full-time employees including health, dental, vision, company-paid life insurance, mental health well-being, short-term and long-term disability, and much more!
Paid parental leave
401k savings plan with up to a 4% company match
Employee Stock Purchase Plan
Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
Opportunity for growth and advancement
Paid training program and continuous training sessions throughout the year on various topics
Generous paid time off and paid sick time
Community involvement opportunities
Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.
Shore United Bank is an Affirmative Action/Equal Opportunity Employer. Shore United Bank is an E-Verify participant.
Auto-ApplyTraining Course Developer/Instructor - Technical Collection
Maryland job
ABOUT US: Ascensus Global, Inc. (formerly MultiLingual Solutions, Inc.) is a Service-Disabled Veteran-Owned Small Business (SDVOSB) with more than 21 years of successful experience providing professional language services, foreign language and cultural training, and analysis support to a broad client base consisting of more than 40 U.S. military and intelligence customers, as well as over 2,000 civilian government, commercial and non-profit organizations in various fields. With ISO 9001:2015 and 17100:2015 certifications, AGI provides services in more than 100 languages, employing innovative technologies and methodologies and applying best practices from both the Government and commercial arenas to advance each customer's unique communication and operational objectives throughout the U.S. and across the globe.
POSITION SUMMARY: AGI is actively seeking Training Curse Developers/Instructors for an upcoming effort supporting a government customer. The Technical Collection (“TC”) Developer-Instructor is responsible for course development and instruction on first-line network and target analysis. This includes technical collection for analysis of radars, jammers, and other electronic emanations from developmental and fielded systems used for warfighting, national security, criminal activities, and other purposes. Additionally, it includes collections for analysis on intelligence derived from the sources such as spacecraft and ground-related systems, radars and jammers, aircraft, missiles, command links and telemetry, automated beaconing, navigation, tracking control systems, and other radio frequency communications. This position is pending contract award.
Requirements
ESSENTIAL RESPONSIBILITIES:
Perform signal acquisition and collection with technical systems and platforms.
Operate, monitor, and adjust collection processing systems and equipment.
Manage the end-to-end data flow process for collection.
Identify target communications within the global network.
Apply Intelligence Community collection management processes and analyze signals and/or cryptographic data including analog signals in different domains (frequency or time) and signals from multiple telecommunications environments.
Use one or more collection systems used to optimize acquisition.
Apply radio frequency theory (e.g., radio wave propagation, antenna theory antenna usage) to collection-related requirements and actions.
Satellite communications and operations utilizing satellite systems such as SATCOM equipment and telemetry.
Gather and analyze information to identify relevant sources of data or information sought to be collected and subsequently selecting the best tools and methods available to achieve collection requirements.
Analyze analog signals in different domains (frequency or time) using appropriate tools (for example, spectrum analyzers, dual beam oscilloscope).
Take into account a particular audience, arranging and tailoring technical and other information and materials and then clearly communicating on the topic, in oral and written manner, to achieve required goals and outcomes.
Solicit and receive course feedback from students and other people and timely incorporating appropriate feedback into courses and presentations.
Develop new TC courses, modules, and presentations while ensuring the accuracy and currency of existing ones.
Use good communication skills when working with others in the development, presentation, and updating of TC teaching and course material.
SECURITY CLEARANCE: TS/SCI with polygraph is required.
QUALIFICATIONS: The TC Training Course Developer-Instructor requires 2 or more years of technical teaching experience and/or technical curriculum development (e.g., military courses, academia or industry classroom (faculty/adjunct), On-the-job (OJT) instruction) with additional qualifications below.
For candidates without a Bachelor's Degree (or higher) in a technical science major (Engineering, Mathematics, Computer Science, Physical Sciences, or comparable area): 6 or more years of TC experience (within the past 10 years).
Completion of military training time in a relevant area such as Signals Collection or Analysis can be counted as experience time.
For candidates with a Bachelor's Degree (or higher) in a technical science major (Engineering, Mathematics, Computer Science, Physical Sciences, or comparable area): 4 or more years of TC experience (within the past 10 years). Completion of military training time in a relevant area such as Signals Collection or Analysis can be counted as experience time.
A preferred candidate will have one of the above and 10 or more years of TC experience (within the past 15 years).
PREFERRED QUALIFICATIONS:
n/a
WORK ENVIRONMENT:
8-hour shifts or as required by the customer.
PAY RANGE:
Pay Range: $80,000 - $130,000 a year
Ascensus Global (AGI) pay range and level are general guidelines for this job. Several factors, including education, geographic location, contract labor categories, experience, knowledge, skills, and abilities, or market data, determine the final salary.
BENEFITS:
Our benefits package includes health and welfare options (medical, dental, vision, and health savings account), short-and long-term disability, company-paid life insurance, additional voluntary coverage, a 401(k) plan with company match, paid time off, and holiday pay.
AGI is committed to equal employment opportunity without regard to race, color, ethnicity, national origin, sex, pregnancy, marital status, sexual orientation, gender identity, age, religion, disability, military/veteran status, or any other characteristic or condition protected by federal, state, or local laws. We support the employment and advancement in employment of individuals with disabilities and of protected veterans, and we treat qualified individuals without discrimination regardless of their physical/mental disability or veteran status.
Senior Real Estate & Corporate Counsel
Bethesda, MD job
A real estate investment company located in Bethesda, Maryland, is seeking a Deputy General Counsel to provide strategic legal counsel and manage a team within the legal department. The ideal candidate will have over 10 years of experience in real estate transactions and a Juris Doctor degree. Compensation ranges from $350,000 to $500,000 annually and includes leading various legal initiatives with a focus on real estate operations.
#J-18808-Ljbffr
Processor Level 1
Rockville, MD job
Processing Specialist - 1 (Initial Reviewer) Hours: Full-Time. Pay: $20/hr Type: Long-term Contract, no end date. Industry: Traffic Responsibilities:
Receives and reviews electronic data, images, and videos for event processing and compares against client-specific business rules.
Sorts and categorizes data, images, and videos appropriately following guidance from client and management.
Reports any possible equipment defects, malfunctions, problems, or concerning trends to supervisor in a timely fashion.
Communicates important issues or concerns clearly and concisely with internal team members via email, phone and ticketing platforms.
Maintains accurate and up-to-date process documentation and tracking.
Performs other office-related duties as assigned.
Minimum Qualifications:
Ability to pass a Drug and Background Check
High School Diploma or equivalent
Ability to maintain confidentiality and to secure Personal Identifiable Information (PII).
Strong PC skills including basic proficiency in Word and Excel.
Strong attention to detail and quality driven.
Ability to communicate effectively in writing and verbally.
Benefits:
Eligible for Health Benefit Coverage following 60 days of employment
401k After 1 Year.
1 Week Sick accrued
Level One Personnel is an equal opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status or other status protected by law.
Auto-ApplyDirector - Revenue Customers
Annapolis, MD job
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
American Express is a leading global payments, network, and travel company, backed by one of the world's most recognized brands. We offer the broadest array of charge, credit, prepaid and co brand cards for consumers, small businesses, midsize companies, large corporations and many of the biggest companies in the world. The American Express Global Commercial Services (GCS) business unit is the global leader in providing payments solutions for Small, Medium and Large businesses. GCS partners with corporate clients to help them manage travel expenses and make purchases through proprietary payment solutions and expense management tools.
If you are ready for more than just a job, are not afraid of embracing challenges and setting and exceeding big goals, American Express invites you to share your resume to be considered for future opportunities on our newly created Enterprise Sales team.
The Director of Enterprise Sales (Revenue Customers) will be responsible for expanding and cross-selling existing revenue managed customers across our large and most strategic customers in US markets within our Global Commercial Services (GCS) division.
**Key responsibilities include:**
+ Expand and Cross-Sell from existing revenue managed clients with annual revenue of $1B in primary and secondary markets
+ Partner with sales leaders across various sales and account management segments to implement multi-market payment solutions
+ Lead strategic selling in alignment with compliance and internal partner business requirements
+ Develop and execute a growth strategy, adapting plans and priorities to address resource/operational requirements
+ Achieve Sales CV Targets
+ Execute a transactional sales cycle
+ Sell core and supplier payments American Express solutions
+ Spend significant time identifying opportunities, ensuring set-up/ card issuing, and managing expansion signings through the first 19 months of Booked Charge Volume
**Minimum Qualifications:**
+ Advanced analytical skills to bring concepts to life through data
+ Proven track record in Fintech and/or B2B sales negotiations, leadership and closing skills with Fortune 1000 companies
+ Hunter mentality
+ Proven track record in sales negotiations, leadership and closing skills with Fortune 1000 companies
+ Strong understanding of complexities, nuances, and opportunities in payments industry across a variety of global markets
+ Thorough knowledge of successful consultative selling techniques within Procurement, Treasury and Finance related to supply payments
+ Extensive experience with complex sales planning and execution
+ Strong financial acumen
+ Leverages lead sources to identify opportunities and proactively schedule warm account review appointments with prospects
+ Uses appropriate interpersonal styles and communication methods to gain acceptance for products and/ or services
+ Exceptional thought leadership, strategic thinking skills and project management aptitude
+ Outstanding presentation and negotiation skills and ability to interface and influence at the most senior levels
+ Strong collaboration and leadership skills
+ Ability to travel as required
+ Bachelor's Degree required; MBA preferred
+ Must be able to work in a virtual environment
**Qualifications**
Salary Range: $132,750.00 to $243,500.00 annually sales incentive equity (if applicable) benefits
The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.
We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Bonus incentives
+ 6% Company Match on retirement savings plan
+ Free financial coaching and financial well-being support
+ Comprehensive medical, dental, vision, life insurance, and disability benefits
+ Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
+ 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counseling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: ***************************
Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.
**Job:** Sales
**Primary Location:** United States
**Schedule** Full-time
**Req ID:** 25021838
BSA/Fraud Analyst - In Office
Hagerstown, MD job
Functional Title: BSA/Fraud Analyst
Reports to: BSA Officer
Grade: 5
FLSA: Exempt
Middletown Valley Bank is a growing organization, and we are looking for people who believe in providing an Absolutely Exceptional Experience to our customers, communities, and fellow team members. Become a part of our team and join a company with a professional and positive work environment, caring culture, great benefits and rewarding work opportunities.
General Summary
The BSA/Fraud Analyst (BFA) plays a critical role in safeguarding the integrity of the Bank. This position is responsible for supporting compliance with key regulations, such as the Bank Secrecy Act (BSA), the Office of Foreign Assets Control (OFAC), fraud monitoring, and loss prevention programs. The BFA will assist with investigations, monitoring transactions, assisting with regulatory reporting, and ensuring the Bank remains in compliance with applicable regulations and laws.
The BFA will also contribute to annual BSA-related risk assessments, support internal teams with compliance-related questions, and serves as a resource across departments for BSA and fraud-related matters.
Primary Duties and Responsibilities
Bank Secrecy Act (BSA) & Compliance:
Monitors and communicates updates on deposit and BSA compliance issues, including changes in laws, regulations, internal policies.
Assists the BSA Officer with compliance inquiries and helps prepare the annual BSA/CIP effectiveness report to the Board of Directors.
Prepares and files required regulatory reports such as Suspicious Activity Reports (SARs), Currency Transaction Reports (CTRs), and High-Risk Reviews.
Responds promptly to information requests under the FINCEN 314 program.
Assists the BSA Officer with conducting regular transaction monitoring and reviews worklists for BSA using transactions surveillance software.
Investigates and documents activity that may require SAR filings, ensuring reports are accurate and timely.
Supports investigations referred by bank staff, including counterfeit currency reporting and other unusual activity.
Fraud Monitoring and Loss Prevention:
Conducts and documents fraud investigations; escalates findings to the BSA Officer.
Reviews daily fraud alerts and flagged transactions, initiating follow-up investigations as appropriate.
Stays informed on fraud mitigation practices through industry resources and forums.
Acts as a resource for staff inquiries related to potential fraudulent or suspicious activity.
Administers transaction monitoring rules and reviews flagged items daily, taking appropriate action.
Collaborates with the BSA Officer to analyze and report suspicious activity and strengthen fraud prevention strategies.
Other:
Maintains positive working relationships with regulators, industry peers, business partners, and internal departments.
Develops, coordinates, and assists in the implementation of policies and procedures and identifies process efficiencies.
Follows up on complaint log items reported from across the Bank, ensuring appropriate documentation and resolution.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, etc.
Other duties necessary to meet businessobjectives.
Supports andparticipatesin community activities and initiatives.
Knowledge, Skills, and Abilities
Requires a bachelor's degree in business, finance, or related field of study. In lieu of a degree, a comparable combination of education and related experience may be considered.
3-5 years of related work experience in compliance, anti-money laundering and Bank Secrecy compliance in the financial services industry.
Strong knowledge of banking regulations and compliance requirements in the financial services industry.
Proficient in Microsoft Office applications.
Solid analytical and critical thinking skills; able to make sound decisions based on available data and regulatory guidelines.
Strong written and verbal skills; able to collaborate effectively across departments and present findings clearly.
Ability to manage multiple priorities, meet deadlines, and maintain accuracy in a fast-paced environment.
Comfortable working in an evolving technological and regulatory landscape.
Willingness to occasionally work extended hours and travel as needed for training and relationship building.
Commitment to Middletown Valley Bank's Code of Ethics and Values.
Work Environment:
While performing the duties of this job, the employee is regularly required to stand, walk, see, use hands to type, carry, handle, and feel objects, reach with hands and arms, talk, and hear.
The employee must occasionally lift and/or move up to 25 pounds or more.
The job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.
Full Time Benefits:
Health, Dental, and Vision Insurance
Life Insurance
Short Term & Long-Term Disability
401k Savings Plan
Paid Holidays
Paid Time Off
Professional Development
Employee Assistance Program
This job description represents a summary of typical functions of the job, not an exhaustive list of all possible responsibilities, tasks, and duties.
Mortgage Warehouse Client Specialist
Germantown, MD job
The Mortgage Warehouse is a hybrid position which combines elements of both a traditional Commercial Lending Client Specialist and a Loan Operations Specialist. The Mortgage Warehouse Client Specialist provides customer service support and loan operations support to the high-value clients of the Mortgage Warehouse Lending Group. The Mortgage Warehouse Client Specialist works closely with the Warehouse Lending Relationship Managers (RM) and Portfolio Managers to service the client's daily transaction requirements and periodic needs for special services.
The Mortgage Warehouse Client Specialist performs a variety of routine and non-routine functions in accordance with standard procedures including collateral onboarding and management, loan advance and repayment transactions, data integrity and quality control, and reporting, all of which is done in a direct client-contact environment. The Mortgage Warehouse Client Specialist partners with other departments and/or outside agencies to resolve problems.
Essential Duties and Responsibilities:
* Receive credit line advance requests from clients and verify accuracy and data integrity.
* Set-up mortgage loan collateral description as specified by clients.
* Perform loan advances in loan system and send out-bound wire transfer to recipients specified by clients.
* Provide wire tracking information as needed by clients.
* Receive in-bound wire transfers which represent repayment proceeds from secondary market loan purchasers.
* Interact with clients to determine which mortgage loans are being purchased by secondary market.
* Perform payment transactions in loan system as specified by clients.
* Receive and review collateral (original mortgage notes) from clients.
* Interact with clients to resolve collateral discrepancies/issues.
* Image collateral and file electronically in loan system.
* Perfect collateral by preparing and attaching bailee notices.
* Send perfected collateral to destination specified by clients.
* Receive and manage returned collateral.
* Perform EOD balancing of both monetary and collateral activity.
* Prepare and disseminate daily and monthly reports for internal and client use.
Education and/or Work Experience Requirements:
* 0-2 years of general banking, transaction and customer support experience
* Accurate typing, spelling and grammar skills.
* Proficient with applicable computer software.
* Excellent written and oral communication skills.
* Analytical and customer support skills.
* Strong organizational skills.
* Strong customer service skills.
* Strong problem resolution skills.
* Decision making skills.
* Critical thinking skills
* Leadership skills.
Physical Requirements:
* Precise hand/eye coordination
* Basic keyboarding or other repetitive motions
About Us
First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at *********************
Benefit Highlights
* Medical with wellness incentives, dental, and vision
* HSA with company match
* Maternity and parental leave
* Tuition reimbursement
* Mentor program
* 401(k) with 6% match
* More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
Follow Us
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Intern-Data Analysis, Preston MD-Summer 2026
Preston, MD job
Summary/Objective
Temporary part-time intern needed to perform data analytic duties for the bank's operations organization.
Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Assist department with special projects as assigned
Import, scrub, export, profile, verify, sort, group, combine and sample data
Develop analytical scripts for assigned project
Document results of analytical testing
Create visualization reports for results of analytical project
Skills/Abilities
Professional written and verbal communication skills
High level of professionalism
Highly organized with attention to detail
Ability to follow instructions and work independently on multiple tasks.
Computer experience required, with working knowledge of Microsoft Word, Excel, and Outlook
General knowledge of data analytic scripting preferred
Supervisory Responsibility
This position does not have supervisory responsibilities.
Work Environment
This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.
Travel
Limited local travel may be required for this position.
Education and Experience
Current undergraduate student, preferably majoring in data analytics or a related field.
This position is classified as non-exempt, and as such it is paid on an hourly basis. The pay range for this position is $16.00 - $18.00 per hour. Other compensation includes overtime paid at one and one-half times the normal hourly rate for any hours worked in excess of 40 in a workweek.
Equal Employment Opportunity/M/F/disability/protected veteran status
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Auto-ApplyMortgage Loan Specialist
Salisbury, MD job
Initiates the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of real estate. Identifies and attracts new clients by networking with real estate agents, financial advisors, and past clients to generate referrals.
Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Establish and maintain a network of business relationships, consisting of real estate professionals, builders, etc.
Meet with potential borrowers regarding their mortgage needs.
Present bank's mortgage products and services that meet borrower's financial goals.
Complete the borrower's application and analyze the borrowers financial and credit data.
Lock rate per company and regulatory guidelines.
Prepare or request all applicable loan documentation from the appropriate party or department.
Work with Centralized Processing Department to ensure attorney and appraisal work is ordered and all documentation is handled professionally and efficiently.
Maintain communication with the borrower regarding the loan status.
Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
Service all in-house and secondary market loans in your portfolio. (all requests including, escrows, payments, payoffs, etc.)
Interact with clients and internal partners daily to answer questions, solve problems, and deliver the highest-level of customer service.
Assist clients with monthly billing and collections cycle.
Monitor the status of delinquent payments and follow-up with clients on an ongoing basis, while also working with Debt Management on Collections.
Work directly with other departments to resolve any issues or concerns with any customer in your portfolio.
Other Duties
Look for referral opportunities within the company (insurance, deposits, etc.).
Other duties as assigned.
Skills/Abilities
Requires strong networking and interpersonal skills.
Financial/quantitative skills.
Attention to detail.
Strong computer skills including Excel.
Supervisory Responsibility
This position does not have supervisory responsibilities.
Work Environment
This job operates in an office setting, the opportunity to telework is not available. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Office environment with job duties conducted via telephone, face to face meetings, and on the computer.
Physical Demands
This position requires manual dexterity, the ability to lift files and open cabinets. This position requires bending, stooping or standing as necessary.
Travel
Local travel is required for this position.
Education and Experience
Must be registered with NMLS Federal Registry.
Minimum of two years residential mortgage lending experience.
A four-year college degree is preferred.
This position is classified as non-exempt, and as such it is paid on an hourly basis. The pay range for this position is $19.23 per hour to $19.23 per hour. Other compensation includes a commission plan and overtime paid at one and one-half times the normal hourly rate for any hours worked in excess of 40 in a workweek.
This position is classified as full-time and the benefits package includes health insurance, dental insurance, vision insurance. Employees may select from coverage options which range from employee only to family coverage. Full-time employees receive either Paid Time Off (PTO) or separate paid vacation and paid illness leave accrual. This is in addition to a paid holiday schedule, paid bereavement, and paid parental leave. Benefits also include company paid life insurance and paid long-term disability coverage. Our bank also offers a 401(k) with a company match.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
Equal Opportunity/Affirmative Action Employer M/F/disability/protected veteran status
Auto-ApplyAVP/Loan Documentation Manager
Harbor Bank of Md job in Baltimore, MD
AVP/Loan Documentation Manager
Department: Credit Administration
Reports to: Loan Administration Manager/GVP
Level: Exempt
Responsible for performing a variety of loan administration duties for moderately complex loans, using comprehensive knowledge of policies and procedures for loan products. Responsible for preparing accurate loan documents for commercial/commercial real estate, residential mortgage, and consumer loans while keeping current with compliance issues. Counsel lending department, as needed, regarding various documentation issues and updates.
Primary Duties
Prepare new, renewal, extension and/or modification loan documents in accordance with credit approval, loan documentation standards and regulatory requirements for all loan types (retail, residential mortgage and commercial).
Complete pre-closing loan checklist for each loan documentation request completed to ensure complete and accurate loan package is prepared for each closing. Each checklist must be signed and dated with acknowledgement of the loan terms and conditions, as approved.
Review attorney prepared documents for completeness, compliance and accuracy.
Order/review title work, applicable due diligence reports and insurance documents for all loan closings.
Calculate closing costs and prepare settlement statement/closing disclosure other loan closing disclosures for all loan types (consumer, residential mortgage and commercial), as required
Review all loan packages to ensure accurate and necessary documentation for closing is requested. Follow up on any outstanding closing conditions; track receipt of incoming documents and handle requests and inquiries to ensure timely closing of loans, as necessary.
Maintain open lines of communication with all parties (i.e., loan officer, attorneys, title companies and others) and provide information regarding loan closing to appropriate parties, as requested.
Maintain loan document tracking log to ensure timely completion of all loan documentation requests received.
Review and negotiate loan documents with the Loan Officer and borrower. Works routinely with legal counsel with review and accuracy of attorney prepared loan documents.
Communicate with external and internal customers as needed. Daily interaction with loan officers, lending department staff and outside contacts including attorneys, escrow/title companies and insurance agents.
Prepare lien releases for paid loans and maintain record retention files for all paid loans. Retrieve archived files as requested.
Counsel loan officers on matters regarding loan documentation.
Responsible for training junior team members. Perform quality control 2
nd
review on documents prepared by junior team members.
Maintain current knowledge of all federal and state laws and regulations, along with the Bank's policies and procedures and not harm consumers with any act that could be misleading, unfair, deceptive, or abusive in act or practice
Assist with collection of data for HMDA reporting.
Assist Loan Administration Manager as required to complete special projects and other duties relating to the department.
Perform other duties as assigned.
Skills and Abilities Required
Ability to review, read and interpret moderately complex loan documents. Good analytical skills needed to understand various types of commercial, commercial real estate, residential mortgage and consumer loans transactions.
Excellent communication skills, both verbal and written. A high level of interpersonal skills to communicate documentation and compliance issues with lenders and others.
Knowledge of applicable due diligence and risk management requirements.
Ability to multi-task and meet deadlines.
Must be accurate and detail oriented.
Minimum Requirements:
Bachelor's Degree (preferred) and 3+ years of loan documentation, closing or other directly related experience, preferably in commercial loan documentation. A combination of education and experience may meet requirements.
Comprehensive knowledge of general loan documentation, loan closing processes and procedures, lending policies, insurance requirements, compliance and lending regulations.
Knowledge of State and Federal regulatory requirements and general banking compliance requirements pertaining to commercial loans, residential real estate and consumer loan transactions
Knowledge of PC's and various, loan documentation systems, tickler maintenance and/or related software.
Comply with all federal and state regulations and rules impacting this position, meet all risk and compliance obligations, including the completion of required training.
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