Underwriter II - Group Benefits Priority Account
Commercial underwriter job at The Hartford
Underwriter I - UO08KE Underwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies.
* In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves.
* Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy
* Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral.
* Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers
* Actively drive and participate in an assigned amount of project work and special assignments
* Ensure data integrity reports are promptly completed
* Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance
* Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools)
QUALIFICATIONS:
* Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math
* Strong interpersonal and business communication skills
* Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred
* Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables)
* Strong communication, presentation, interpersonal, analytical and research skills
This position can be filled at different levels depending on experience
This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$49,920 - $83,160
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
Auto-ApplyUnderwriter II - Group Benefits Priority Account
Commercial underwriter job at The Hartford
Underwriter I - UO08KEUnderwriter II - UO08ME
We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.
Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies.
• In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves.
• Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy
• Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral.
• Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers
• Actively drive and participate in an assigned amount of project work and special assignments
• Ensure data integrity reports are promptly completed
• Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance
• Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools)
QUALIFICATIONS:
• Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math
• Strong interpersonal and business communication skills
• Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred
• Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables)
• Strong communication, presentation, interpersonal, analytical and research skills
**This position can be filled at different levels depending on experience**
This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$49,920 - $83,160
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
Auto-ApplySenior Commercial Real Estate Banker
Sheridan, IL jobs
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (11 years in a row) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and discretionary or incentive bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 200+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
The Senior Commercial Real Estate Banker is responsible for managing and growing a portfolio of commercial real estate clients within the Wintrust footprint. This position provides exceptional service to build and strengthen customer relationships by promoting products and services as appropriate to identify and fulfill customer needs. Responsible for new business development through referral sources and cold calling efforts. The position can work out of Vernon Hills, Lake Forest or Crystal Lake, IL.
What You'll Do:
Responsible for developing new prospects, managing and growing a portfolio of existing commercial real estate relationships.
Experience in variety of real estate transactions including multifamily, retail, industrial, office, self-storage, land development and commercial construction loans.
Experience with maintaining and managing a portfolio, with ability to build relationships with existing and prospective customers focusing on revenue growth, fee income, deposits and cross-selling services
Participation and knowledge within loan syndications and maintaining those relationships
Network with variety of CRE COI's, investors and attorneys to establish a referral base.
Prepare, review and present credit memos to senior management while maintaining structures within credit guidelines.
Prepare and present deal terms to clients in a timely and accurate manner.
Oversee the review and underwriting of credit requests internally while making recommendations for approval to senior management.
Provide leadership in the development of less experienced commercial real estate lenders and portfolio managers.
Qualifications:
Bachelor's degree in business, finance, economics, accounting or equivalent direct banking experience.
Minimum 7+ years of credit and commercial real estate lending experience combined
Solid understanding of general credit and risk principles, and banking policies/procedures; formal credit training is preferred
Exceptional written, verbal, negotiation, and presentation skills
Excellent analytical and organization skills with the ability to prioritize workflow
Proficient with Microsoft Office
Demonstrate high ethical standards and personal integrity
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated annual salary range for this role is $117,000-$158,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills, and experience.
#LI-ONSITE
#LI-KP1
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Senior Commercial Real Estate Banker
Chicago, IL jobs
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (11 years in a row) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and discretionary or incentive bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 200+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
The Senior Commercial Real Estate Banker is responsible for managing and growing a portfolio of commercial real estate clients within the Wintrust footprint. This position provides exceptional service to build and strengthen customer relationships by promoting products and services as appropriate to identify and fulfill customer needs. Responsible for new business development through referral sources and cold calling efforts. The position can work out of Vernon Hills, Lake Forest or Crystal Lake, IL.
What You'll Do:
Responsible for developing new prospects, managing and growing a portfolio of existing commercial real estate relationships.
Experience in variety of real estate transactions including multifamily, retail, industrial, office, self-storage, land development and commercial construction loans.
Experience with maintaining and managing a portfolio, with ability to build relationships with existing and prospective customers focusing on revenue growth, fee income, deposits and cross-selling services
Participation and knowledge within loan syndications and maintaining those relationships
Network with variety of CRE COI's, investors and attorneys to establish a referral base.
Prepare, review and present credit memos to senior management while maintaining structures within credit guidelines.
Prepare and present deal terms to clients in a timely and accurate manner.
Oversee the review and underwriting of credit requests internally while making recommendations for approval to senior management.
Provide leadership in the development of less experienced commercial real estate lenders and portfolio managers.
Qualifications:
Bachelor's degree in business, finance, economics, accounting or equivalent direct banking experience.
Minimum 7+ years of credit and commercial real estate lending experience combined
Solid understanding of general credit and risk principles, and banking policies/procedures; formal credit training is preferred
Exceptional written, verbal, negotiation, and presentation skills
Excellent analytical and organization skills with the ability to prioritize workflow
Proficient with Microsoft Office
Demonstrate high ethical standards and personal integrity
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated annual salary range for this role is $117,000-$158,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills, and experience.
#LI-ONSITE
#LI-KP1
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Senior Commercial Real Estate Banker
Waukegan, IL jobs
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (11 years in a row) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and discretionary or incentive bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 200+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
The Senior Commercial Real Estate Banker is responsible for managing and growing a portfolio of commercial real estate clients within the Wintrust footprint. This position provides exceptional service to build and strengthen customer relationships by promoting products and services as appropriate to identify and fulfill customer needs. Responsible for new business development through referral sources and cold calling efforts. The position can work out of Vernon Hills, Lake Forest or Crystal Lake, IL.
What You'll Do:
Responsible for developing new prospects, managing and growing a portfolio of existing commercial real estate relationships.
Experience in variety of real estate transactions including multifamily, retail, industrial, office, self-storage, land development and commercial construction loans.
Experience with maintaining and managing a portfolio, with ability to build relationships with existing and prospective customers focusing on revenue growth, fee income, deposits and cross-selling services
Participation and knowledge within loan syndications and maintaining those relationships
Network with variety of CRE COI's, investors and attorneys to establish a referral base.
Prepare, review and present credit memos to senior management while maintaining structures within credit guidelines.
Prepare and present deal terms to clients in a timely and accurate manner.
Oversee the review and underwriting of credit requests internally while making recommendations for approval to senior management.
Provide leadership in the development of less experienced commercial real estate lenders and portfolio managers.
Qualifications:
Bachelor's degree in business, finance, economics, accounting or equivalent direct banking experience.
Minimum 7+ years of credit and commercial real estate lending experience combined
Solid understanding of general credit and risk principles, and banking policies/procedures; formal credit training is preferred
Exceptional written, verbal, negotiation, and presentation skills
Excellent analytical and organization skills with the ability to prioritize workflow
Proficient with Microsoft Office
Demonstrate high ethical standards and personal integrity
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated annual salary range for this role is $117,000-$158,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills, and experience.
#LI-ONSITE
#LI-KP1
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Senior Commercial Real Estate Banker
Carpentersville, IL jobs
Wintrust provides community and commercial banking, specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused, personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont, Illinois, and listed on the NASDAQ Global Select Market under the symbol “WTFC.”
Why join us?
An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (11 years in a row) and Employee Recommended award by the Globe & Mail (past 6 years)
Competitive pay and discretionary or incentive bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
Family-friendly work hours
With 200+ community bank locations, we offer opportunities to grow and develop in your career
Promote from within culture
The Senior Commercial Real Estate Banker is responsible for managing and growing a portfolio of commercial real estate clients within the Wintrust footprint. This position provides exceptional service to build and strengthen customer relationships by promoting products and services as appropriate to identify and fulfill customer needs. Responsible for new business development through referral sources and cold calling efforts. The position can work out of Vernon Hills, Lake Forest or Crystal Lake, IL.
What You'll Do:
Responsible for developing new prospects, managing and growing a portfolio of existing commercial real estate relationships.
Experience in variety of real estate transactions including multifamily, retail, industrial, office, self-storage, land development and commercial construction loans.
Experience with maintaining and managing a portfolio, with ability to build relationships with existing and prospective customers focusing on revenue growth, fee income, deposits and cross-selling services
Participation and knowledge within loan syndications and maintaining those relationships
Network with variety of CRE COI's, investors and attorneys to establish a referral base.
Prepare, review and present credit memos to senior management while maintaining structures within credit guidelines.
Prepare and present deal terms to clients in a timely and accurate manner.
Oversee the review and underwriting of credit requests internally while making recommendations for approval to senior management.
Provide leadership in the development of less experienced commercial real estate lenders and portfolio managers.
Qualifications:
Bachelor's degree in business, finance, economics, accounting or equivalent direct banking experience.
Minimum 7+ years of credit and commercial real estate lending experience combined
Solid understanding of general credit and risk principles, and banking policies/procedures; formal credit training is preferred
Exceptional written, verbal, negotiation, and presentation skills
Excellent analytical and organization skills with the ability to prioritize workflow
Proficient with Microsoft Office
Demonstrate high ethical standards and personal integrity
Benefits:
Medical Insurance • Dental • Vision • Life insurance • Accidental death and dismemberment • Short-term and long-term Disability Insurance • Parental Leave • Employee Assistance Program (EAP) • Traditional and Roth 401(k) with company match • Flexible Spending Account (FSA) • Employee Stock Purchase Plan at 5% discount • Critical Illness Insurance • Accident Insurance • Transportation and Commuting Benefits • Banking Benefits • Pet Insurance
Compensation:
The estimated annual salary range for this role is $117,000-$158,000, along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors, such as a candidate's qualifications, skills, and experience.
#LI-ONSITE
#LI-KP1
From our first day in business, Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve, we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, disability, veteran status, genetic information, and other legally protected categories.
Commercial Banker
San Francisco, CA jobs
Job Description
An exciting position is now available at America's Socially Responsible Bank! Amalgamated Bank is seeking an experienced Commercial Banker to join our team. In this role, you will be responsible for developing and managing a portfolio of relationships as the principal relationship manager to our mission driven deposit and commercial clients. Your expertise in banking products, coupled with strong sales abilities, will be essential in creating tailored proposals to meet customer needs and enhance the region's market share.
By joining our team, you'll be joining a Bank that believes that that maintaining a diverse and inclusive workplace where everyone feels valued and respected is essential for us to grow as a company. We are dedicated to building a more equitable world in our everyday practices by embracing the values of our employees and customers.
Essential Job Functions:
Perform tasks in line with the Bank's mission, vision, and core values, ensuring the delivery of prompt and excellent service to labor, sustainability, political, non- profit, philanthropic, and social advocacy clients.
Acts as the principal relationship manager for new and existing clients.
Develop and implement middle markets sales strategy for commercial banking products and cash management services that will result in the attainment of assigned goals including year over year loan, deposit, and non-interest income growth.
Identify, analyze, structure and internally advocate for commercial credit opportunities.
Execute regional and company-wide sales objectives and goals.
Work with commercial banking teams across the company to prospect and effectively on-board new clients.
Work closely with the portfolio management team within the Bank to ensure that existing loans within the assigned portfolio are in compliance.
Establish and maintain a thorough prospect file and business strategy.
Keep updated on changes to the banking environment, bank competition, and customer's business environment.
Understand the Bank's treasury management products.
Adhere to general bank regulatory procedures.
Perform other duties as directed.
Knowledge, Skills and Experience Requirements:
Bachelor's degree in business, finance, or a related field.
Minimum of 7 years of commercial credit experience. Formal credit training is a plus.
A strong working knowledge of credit, intermediary lending, underwriting, non-profit accounting, tax credits.
Results oriented with strong relationship management and business development skills, with successful track record in coalition building and partnership execution.
Ability to structure loans and monitor credit performance.
Well-developed analytical, credit and problem-solving skills with knowledge of credit administration, analysis, and credit policy/procedure.
Excellent verbal/written communication and presentation skills
Interpersonal and supervisory skills
Our job titles may span more than one career level. The starting base salary for this role is between $150,000.00 - $160,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future.
Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.Hybrid Work Model
Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”.
Search Firm Representatives- Please Read Carefully
Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.
Commercial Banker
San Francisco, CA jobs
An exciting position is now available at America's Socially Responsible Bank! Amalgamated Bank is seeking an experienced Commercial Banker to join our team. In this role, you will be responsible for developing and managing a portfolio of relationships as the principal relationship manager to our mission driven deposit and commercial clients. Your expertise in banking products, coupled with strong sales abilities, will be essential in creating tailored proposals to meet customer needs and enhance the region's market share.
By joining our team, you'll be joining a Bank that believes that that maintaining a diverse and inclusive workplace where everyone feels valued and respected is essential for us to grow as a company. We are dedicated to building a more equitable world in our everyday practices by embracing the values of our employees and customers.
Essential Job Functions:
Perform tasks in line with the Bank's mission, vision, and core values, ensuring the delivery of prompt and excellent service to labor, sustainability, political, non- profit, philanthropic, and social advocacy clients.
Acts as the principal relationship manager for new and existing clients.
Develop and implement middle markets sales strategy for commercial banking products and cash management services that will result in the attainment of assigned goals including year over year loan, deposit, and non-interest income growth.
Identify, analyze, structure and internally advocate for commercial credit opportunities.
Execute regional and company-wide sales objectives and goals.
Work with commercial banking teams across the company to prospect and effectively on-board new clients.
Work closely with the portfolio management team within the Bank to ensure that existing loans within the assigned portfolio are in compliance.
Establish and maintain a thorough prospect file and business strategy.
Keep updated on changes to the banking environment, bank competition, and customer's business environment.
Understand the Bank's treasury management products.
Adhere to general bank regulatory procedures.
Perform other duties as directed.
Knowledge, Skills and Experience Requirements:
Bachelor's degree in business, finance, or a related field.
Minimum of 7 years of commercial credit experience. Formal credit training is a plus.
A strong working knowledge of credit, intermediary lending, underwriting, non-profit accounting, tax credits.
Results oriented with strong relationship management and business development skills, with successful track record in coalition building and partnership execution.
Ability to structure loans and monitor credit performance.
Well-developed analytical, credit and problem-solving skills with knowledge of credit administration, analysis, and credit policy/procedure.
Excellent verbal/written communication and presentation skills
Interpersonal and supervisory skills
Our job titles may span more than one career level. The starting base salary for this role is between $150,000.00 - $160,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future.
Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.Hybrid Work Model
Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”.
Search Firm Representatives- Please Read Carefully
Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.
Auto-ApplyCommercial Banker
Boston, MA jobs
Amalgamated Bank seeks an experienced leader who has a demonstrated track record of working with senior leadership across international unions, district councils and locals. This position will be responsible for developing existing relationships and originating new relationships which result in deposit and lending growth for the union sector and other strategic areas as determined by bank leadership. Success in this position is measured in part against individualized annual deposit and lending growth goals as well as other key performance indicators as determined by leadership. As such, the ideal candidate will come to the position with a deep understanding and knowledge of the union and organized labor sector.
Further, this position will be responsible for managing some of the most strategically important relationships within the bank's New England region's portfolio of union clients. This will require providing best-in-class customer service and financial partnership to the sector's clients. The candidate will develop and maintain expertise in customer, industry and market conditions that support the development of long-term trusted partnerships across Amalgamated Bank's impact areas, with a particular focus on unions.
This candidate will have knowledge of (or be able to develop expertise in the position with) structuring credit facilities in support of the union sector and other affiliated organizations. The position will be responsible for working with the underwriting teams to structure loans that demonstrate strong credit and risk management guidelines, including leverage, cash flow, portfolio management, loan and key performance indicators. This position will also be required to partner with the portfolio management team in the ongoing compliance of and manage the renewal of loans in the existing portfolio.
The candidate will also work with the Trust and Investment teams focused on Taft-Hartley, Union and Public Funds markets to build new customer relationships as well coordinate the expansion of existing relationships.
A significant portion of time will be spent in market generating new client opportunities by meeting with prospects, outside calling, attending networking functions and industry events. This position will be accountable for the day-to-day work of the Account Executive team assigned to manage the union sector's daily banking activity.
Essential Job Functions:
Achieve the deposit and lending annual growth goals.
Identify and develop new business relationships with customers.
Grow existing customer relationships through cross-sales with other bank teams.
A strong working knowledge of the key performance indicators and underlying financials of unions.
Work with internal commercial banking support functions to effectively manage existing as well as new client relationships.
Maintain a strong understanding of Amalgamated Bank's commercial treasury management suite of product and services.
Work closely with critical industry partners including trade/network organizations, consultants, and mission aligned service organizations to assist in driving new business aligned with Amalgamated Bank's strategic objectives.
Understand and execute senior management sales objectives nationally as well as within the New England Region.
Stay current with national, regional and local industry trends that may impact customer financial needs.
Work closely with the lending and credit risk teams within the Bank to develop, structure and assist the underwriting teams with new loans.
Work closely with the portfolio management team within the Bank to assure that existing loans are in compliance.
Perform other duties as directed.
Knowledge, Skills and Experience Requirements :
Experience building and maintaining relationships with customers and prospects in Amalgamated Bank's focus areas.
Understanding of the unique needs and characteristics of union clients.
Proven track record of individual excellence in sales or in similar goals-based environment.
Proven organizational skills: able to work independently and be detail oriented.
Ability to work with peers and lead teams across the institution on diverse projects and in support of client relationships.
Strong credit and financial analysis skills.
Bachelor's degree or equivalent experience.
Strong verbal, written, inter-personal and public presentation skills.
Our job titles may span more than one career level. The starting base salary for this role is between $150,000.00 - $165,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future.
Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.
Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.
Auto-ApplyCommercial Banker
Fort Collins, CO jobs
???? Now Hiring: Commercial Banker
Drive Growth. Build Relationships. Make an Impact.
Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution.
???? What You'll Do:
As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards.
Your responsibilities will include:
Managing and growing a portfolio of commercial customers
Originating and underwriting commercial loans
Gathering and reviewing application data, including credit reports, appraisals, and financial records
Collaborating with Credit Administration to ensure timely and accurate loan processing
Negotiating loan terms and repayment structures with customers
Presenting credit requests to loan committee when needed
Cross-selling deposit and fee-based services based on customer needs
Maintaining updated loan documentation and ensuring compliance with internal policies
Actively representing the Bank in the community to support business development
???? What You Bring:
Experience in commercial banking, credit analysis, or a related financial field
Strong relationship-building and customer service skills
Proven ability to manage and grow a loan portfolio
Deep understanding of credit risk and loan structuring
Excellent communication, negotiation, and analytical skills
Familiarity with underwriting processes and regulatory guidelines
???? Bonus Points For:
Community involvement and a strong local network
Experience working with small to mid-sized businesses
Proficiency in commercial loan software and CRM tools
???? Why Join Us?
You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve.
???? Ready to Make an Impact?
If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you.
Apply today and bring your expertise where it matters most.
Signing Bonus May Apply. See job description for further details.
Commercial Banker
Greeley, CO jobs
???? Now Hiring: Commercial Banker
Drive Growth. Build Relationships. Make an Impact.
Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution.
???? What You'll Do:
As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards.
Your responsibilities will include:
Managing and growing a portfolio of commercial customers
Originating and underwriting commercial loans
Gathering and reviewing application data, including credit reports, appraisals, and financial records
Collaborating with Credit Administration to ensure timely and accurate loan processing
Negotiating loan terms and repayment structures with customers
Presenting credit requests to loan committee when needed
Cross-selling deposit and fee-based services based on customer needs
Maintaining updated loan documentation and ensuring compliance with internal policies
Actively representing the Bank in the community to support business development
???? What You Bring:
Experience in commercial banking, credit analysis, or a related financial field
Strong relationship-building and customer service skills
Proven ability to manage and grow a loan portfolio
Deep understanding of credit risk and loan structuring
Excellent communication, negotiation, and analytical skills
Familiarity with underwriting processes and regulatory guidelines
???? Bonus Points For:
Community involvement and a strong local network
Experience working with small to mid-sized businesses
Proficiency in commercial loan software and CRM tools
???? Why Join Us?
You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve.
???? Ready to Make an Impact?
If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you.
Apply today and bring your expertise where it matters most.
Signing Bonus May Apply. See job description for further details.
Commercial Banker - Houston County
Warner Robins, GA jobs
The Commercial Banker is responsible for developing, managing, and growing profitable commercial banking relationships within the community. This role involves originating quality commercial loans, cross-selling bank products including deposit and treasury management products, ensuring exceptional customer service, and supporting the bank's mission to strengthen the local economy. The Commercial Banker will actively engage in business development, community involvement, and portfolio management to achieve growth and profitability targets while maintaining sound credit quality.
ESSENTIAL FUNCTIONS
Business Development & Relationship Management
Proactively identify, solicit, and develop new commercial banking relationships within the bank's target market.
Build strong, long-term relationships with business owners, executives, and community leaders.
Promote the bank's full range of commercial products and services, including loans, deposit accounts, treasury management, and merchant services.
Maintain regular contact with customers to assess needs and identify opportunities for additional services.
Deliver customized solutions and consultation to customers and prospects of the bank.
Credit & Loan Origination
Structure and underwrite commercial loans in accordance with bank policies and regulatory guidelines.
Gather and analyze financial information to determine creditworthiness and loan structure.
Prepare and present credit recommendations for approval.
Negotiate terms, pricing, and structure of credit facilities.
Portfolio Management
Monitor loan performance and maintain credit quality through ongoing review and relationship contact.
Identify and address early warning signs of potential problem loans.
Ensure all loan files, documentation, and servicing requirements are complete and accurate.
Manage loan renewals and covenant compliance.
Community Involvement
Actively participate in local business, civic, and community organizations to enhance the bank's visibility and reputation.
Represent the bank at networking, chamber of commerce, and industry events.
Compliance & Risk Management
Adhere to all bank policies, procedures, and applicable banking regulations.
Maintain current knowledge of market conditions, industry trends, and competitors' offerings.
REQUIRED EDUCATION, EXPERIENCE AND SKILLS
Bachelor's degree in business or finance preferred, or equivalent experience
Five to seven years of lending experience within a financial institution preferred, but related accounting or finance industry experience considered
Demonstrated ability to communicate effectively and professionally with business customers and with team members
Strong attention to detail, good judgment and decision-making skills
Ability to exercise personal and professional responsibility and work under minimum supervision
Strong planning and organizational skills
Excellent interpersonal, verbal and written communication skills; demonstrated ability to communicate complex facts to a variety of people
Strong customer service skills: demonstrated ability to positively persuade customers and identify and meet their financial banking needs
Adaptive to change
Computer Skills: Microsoft Word and Excel, Internet Explorer, Web-Based Applications
Team Player - Build and maintains productive relationships with people throughout the organization
General knowledge of Bank Secrecy Act/Anti-Money Laundering Program preferred
POSITION SPECIFIC COMPETENCIES:
Productivity- Consistently produces a very high volume of work. Uses company time and resources extremely optimally and meets schedules and deadlines.
Decision Making/ Judgment- The ability to make prudent decisions that are timely, well researched, and reflect awareness of impact.
Policy Compliance- Demonstrates an excellent understanding of organizational policies and guidelines. Complies very willingly and without exception. Acts as an example to other employees. Takes the initiative to improve compliance practices.
Customer Relations- Excellent customer relations skills are demonstrated. Is always attentive, concerned, and polite. Able to diffuse difficult situations smoothly
Loan Credit Performance- Credit examinations, audits, and the level of loan delinquency are all exceptional. Credit performance is exceptional. Loan decisions are always based on strong analysis and excellent judgment.
PHYSICAL REQUIREMENTS
Must be capable of operating all types of office equipment including computers, copy machine, fax and telephone
EQUIPMENT USED
Computer, telephone, fax machine, scanner, photocopier
SUPERVISORY REQUIREMENTS: None
WORKING CONDITIONS
Requires extensive contact with the general public
May require travel to other offices to provide assistance or attend meetings. Also, travel for seminars and training
The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
This is not intended to be and should not be construed as an all-inclusive list of the responsibilities, skills, or working conditions associated with the position. While this job description is intended to accurately reflect the position's activities and requirements, management reserves the right to modify, add, or remove duties and assign other duties as necessary.
Commercial Banker
Longmont, CO jobs
???? Now Hiring: Commercial Banker
Drive Growth. Build Relationships. Make an Impact.
Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution.
???? What You'll Do:
As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards.
Your responsibilities will include:
Managing and growing a portfolio of commercial customers
Originating and underwriting commercial loans
Gathering and reviewing application data, including credit reports, appraisals, and financial records
Collaborating with Credit Administration to ensure timely and accurate loan processing
Negotiating loan terms and repayment structures with customers
Presenting credit requests to loan committee when needed
Cross-selling deposit and fee-based services based on customer needs
Maintaining updated loan documentation and ensuring compliance with internal policies
Actively representing the Bank in the community to support business development
???? What You Bring:
Experience in commercial banking, credit analysis, or a related financial field
Strong relationship-building and customer service skills
Proven ability to manage and grow a loan portfolio
Deep understanding of credit risk and loan structuring
Excellent communication, negotiation, and analytical skills
Familiarity with underwriting processes and regulatory guidelines
???? Bonus Points For:
Community involvement and a strong local network
Experience working with small to mid-sized businesses
Proficiency in commercial loan software and CRM tools
???? Why Join Us?
You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve.
???? Ready to Make an Impact?
If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you.
Apply today and bring your expertise where it matters most.
Signing Bonus May Apply. See job description for further details.
Underwriter II - Group Benefits Priority Account
Commercial underwriter job at The Hartford
Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies.
- In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves.
- Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy
- Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral.
- Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers
- Actively drive and participate in an assigned amount of project work and special assignments
- Ensure data integrity reports are promptly completed
- Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance
- Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools)
QUALIFICATIONS:
- Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math
- Strong interpersonal and business communication skills
- Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred
- Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables)
- Strong communication, presentation, interpersonal, analytical and research skills
**This position can be filled at different levels depending on experience**
This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$49,920 - $83,160
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (*********************************************
Every day, a day to do right.
Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do.
Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?
That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.
And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day.
About Us (*************************************
Our Culture
What It's Like to Work Here (**************************************************
Perks & Benefits
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EEO
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Commercial Banker - Macon/Bibb
Gray, GA jobs
The Commercial Banker is responsible for developing, managing, and growing profitable commercial banking relationships within the community. This role involves originating quality commercial loans, cross-selling bank products including deposit and treasury management products, ensuring exceptional customer service, and supporting the bank's mission to strengthen the local economy. The Commercial Banker will actively engage in business development, community involvement, and portfolio management to achieve growth and profitability targets while maintaining sound credit quality.
ESSENTIAL FUNCTIONS
Business Development & Relationship Management
Proactively identify, solicit, and develop new commercial banking relationships within the bank's target market.
Build strong, long-term relationships with business owners, executives, and community leaders.
Promote the bank's full range of commercial products and services, including loans, deposit accounts, treasury management, and merchant services.
Maintain regular contact with customers to assess needs and identify opportunities for additional services.
Deliver customized solutions and consultation to customers and prospects of the bank.
Credit & Loan Origination
Structure and underwrite commercial loans in accordance with bank policies and regulatory guidelines.
Gather and analyze financial information to determine creditworthiness and loan structure.
Prepare and present credit recommendations for approval.
Negotiate terms, pricing, and structure of credit facilities.
Portfolio Management
Monitor loan performance and maintain credit quality through ongoing review and relationship contact.
Identify and address early warning signs of potential problem loans.
Ensure all loan files, documentation, and servicing requirements are complete and accurate.
Manage loan renewals and covenant compliance.
Community Involvement
Actively participate in local business, civic, and community organizations to enhance the bank's visibility and reputation.
Represent the bank at networking, chamber of commerce, and industry events.
Compliance & Risk Management
Adhere to all bank policies, procedures, and applicable banking regulations.
Maintain current knowledge of market conditions, industry trends, and competitors' offerings.
REQUIRED EDUCATION, EXPERIENCE AND SKILLS
Bachelor's degree in business or finance preferred, or equivalent experience
Five to seven years of lending experience within a financial institution preferred, but related accounting or finance industry experience considered
Demonstrated ability to communicate effectively and professionally with business customers and with team members
Strong attention to detail, good judgment and decision-making skills
Ability to exercise personal and professional responsibility and work under minimum supervision
Strong planning and organizational skills
Excellent interpersonal, verbal and written communication skills; demonstrated ability to communicate complex facts to a variety of people
Strong customer service skills: demonstrated ability to positively persuade customers and identify and meet their financial banking needs
Adaptive to change
Computer Skills: Microsoft Word and Excel, Internet Explorer, Web-Based Applications
Team Player - Build and maintains productive relationships with people throughout the organization
General knowledge of Bank Secrecy Act/Anti-Money Laundering Program preferred
POSITION SPECIFIC COMPETENCIES:
Productivity- Consistently produces a very high volume of work. Uses company time and resources extremely optimally and meets schedules and deadlines.
Decision Making/ Judgment- The ability to make prudent decisions that are timely, well researched, and reflect awareness of impact.
Policy Compliance- Demonstrates an excellent understanding of organizational policies and guidelines. Complies very willingly and without exception. Acts as an example to other employees. Takes the initiative to improve compliance practices.
Customer Relations- Excellent customer relations skills are demonstrated. Is always attentive, concerned, and polite. Able to diffuse difficult situations smoothly
Loan Credit Performance- Credit examinations, audits, and the level of loan delinquency are all exceptional. Credit performance is exceptional. Loan decisions are always based on strong analysis and excellent judgment.
PHYSICAL REQUIREMENTS
Must be capable of operating all types of office equipment including computers, copy machine, fax and telephone
EQUIPMENT USED
Computer, telephone, fax machine, scanner, photocopier
SUPERVISORY REQUIREMENTS: None
WORKING CONDITIONS
Requires extensive contact with the general public
May require travel to other offices to provide assistance or attend meetings. Also, travel for seminars and training
The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
This is not intended to be and should not be construed as an all-inclusive list of the responsibilities, skills, or working conditions associated with the position. While this job description is intended to accurately reflect the position's activities and requirements, management reserves the right to modify, add, or remove duties and assign other duties as necessary.
Commercial Banker - Macon/Bibb
Gray, GA jobs
SUMMARY
The Commercial Banker is responsible for developing, managing, and growing profitable commercial banking relationships within the community. This role involves originating quality commercial loans, cross-selling bank products including deposit and treasury management products, ensuring exceptional customer service, and supporting the bank's mission to strengthen the local economy. The Commercial Banker will actively engage in business development, community involvement, and portfolio management to achieve growth and profitability targets while maintaining sound credit quality.
ESSENTIAL FUNCTIONS
Business Development & Relationship Management
Proactively identify, solicit, and develop new commercial banking relationships within the bank's target market.
Build strong, long-term relationships with business owners, executives, and community leaders.
Promote the bank's full range of commercial products and services, including loans, deposit accounts, treasury management, and merchant services.
Maintain regular contact with customers to assess needs and identify opportunities for additional services.
Deliver customized solutions and consultation to customers and prospects of the bank.
Credit & Loan Origination
Structure and underwrite commercial loans in accordance with bank policies and regulatory guidelines.
Gather and analyze financial information to determine creditworthiness and loan structure.
Prepare and present credit recommendations for approval.
Negotiate terms, pricing, and structure of credit facilities.
Portfolio Management
Monitor loan performance and maintain credit quality through ongoing review and relationship contact.
Identify and address early warning signs of potential problem loans.
Ensure all loan files, documentation, and servicing requirements are complete and accurate.
Manage loan renewals and covenant compliance.
Community Involvement
Actively participate in local business, civic, and community organizations to enhance the bank's visibility and reputation.
Represent the bank at networking, chamber of commerce, and industry events.
Compliance & Risk Management
Adhere to all bank policies, procedures, and applicable banking regulations.
Maintain current knowledge of market conditions, industry trends, and competitors' offerings.
REQUIRED EDUCATION, EXPERIENCE AND SKILLS
Bachelor's degree in business or finance preferred, or equivalent experience
Five to seven years of lending experience within a financial institution preferred, but related accounting or finance industry experience considered
Demonstrated ability to communicate effectively and professionally with business customers and with team members
Strong attention to detail, good judgment and decision-making skills
Ability to exercise personal and professional responsibility and work under minimum supervision
Strong planning and organizational skills
Excellent interpersonal, verbal and written communication skills; demonstrated ability to communicate complex facts to a variety of people
Strong customer service skills: demonstrated ability to positively persuade customers and identify and meet their financial banking needs
Adaptive to change
Computer Skills: Microsoft Word and Excel, Internet Explorer, Web-Based Applications
Team Player - Build and maintains productive relationships with people throughout the organization
General knowledge of Bank Secrecy Act/Anti-Money Laundering Program preferred
POSITION SPECIFIC COMPETENCIES:
Productivity- Consistently produces a very high volume of work. Uses company time and resources extremely optimally and meets schedules and deadlines.
Decision Making/ Judgment- The ability to make prudent decisions that are timely, well researched, and reflect awareness of impact.
Policy Compliance- Demonstrates an excellent understanding of organizational policies and guidelines. Complies very willingly and without exception. Acts as an example to other employees. Takes the initiative to improve compliance practices.
Customer Relations- Excellent customer relations skills are demonstrated. Is always attentive, concerned, and polite. Able to diffuse difficult situations smoothly
Loan Credit Performance- Credit examinations, audits, and the level of loan delinquency are all exceptional. Credit performance is exceptional. Loan decisions are always based on strong analysis and excellent judgment.
PHYSICAL REQUIREMENTS
Must be capable of operating all types of office equipment including computers, copy machine, fax and telephone
EQUIPMENT USED
Computer, telephone, fax machine, scanner, photocopier
SUPERVISORY REQUIREMENTS: None
WORKING CONDITIONS
Requires extensive contact with the general public
May require travel to other offices to provide assistance or attend meetings. Also, travel for seminars and training
The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
This is not intended to be and should not be construed as an all-inclusive list of the responsibilities, skills, or working conditions associated with the position. While this job description is intended to accurately reflect the position's activities and requirements, management reserves the right to modify, add, or remove duties and assign other duties as necessary.
Commercial Banker (On-Site)
The Villages, FL jobs
About the Organization:
Citizens First Bank, a cornerstone of The Villages community, was founded by the visionary founders of The Villages in 1991. “We are a bank created specifically to fill the needs of our community and to conscientiously and joyously serve our Villagers residents in every possible way.” -Founder Harold Schwartz. Since that time, the vision of the Bank has expanded to build upon our purpose of serving the Villages in every way while sharing our exceptional service and lasting relationships with the people and businesses throughout Lake, Sumter, Marion and Citrus counties. Citizens First Bank: A Five Star Bank where hospitality meets finance.
About the Position:
Citizens First Bank is seeking an experienced Commercial Banker to profitably manage a portfolio of commercial loans. This role is critical for driving bank growth by cultivating relationships with new and existing borrowers, sourcing new loan opportunities that meet our underwriting standards. The Commercial Banker will also be responsible for cross-selling all bank services and professionally representing Citizens First Bank in the community to attract long-term commercial clients.
What you'll do as a Commercial Banker:
Cultivate relationships with current and prospective commercial borrowers
Generate new loan opportunities that result in profitable business for the bank
Conduct business development through regular outreach, including calls, visits, and attending key community functions
Present loan requests professionally to the appropriate loan authority for approval, including the Board of Directors when necessary
Manage all loan documentation requirements, ensuring accurate collection of financial statements and collateral
Actively manage the life cycle of loans, including overseeing collections, modifications, or necessary workouts
Commercial Banker Requirements:
Minimum:
Bachelor's degree with five years of experience in bank lending programs (commercial real estate, construction, lines of credit, and SBA transactions).
Additional experience may be considered in lieu of a degree.
Must have strategic planning and supervisory skills, business development skills, ability to structure and price a profitable and sound loan portfolio and knowledge of software programs and management information.
Broad knowledge of bank lending programs.
Must represent the bank in an efficient and businesslike manner while in contact with the public either on a direct or indirect basis.
Must be proficient in computer applications including Microsoft Office.
Preferred:
Bachelor's degree and ten years of experience in a banking lending program.
Commercial Banker Benefits:
Citizen's First Bank offers an exceptional benefits package for full-time employees including medical dental, vision, short and long-term disability insurance options, 401K, and generous vacation allowance. All employees enjoy an annual calendar recognizing ten federal holidays which may be paid, a high-end hospitality environment with a strong promote-from- within culture, and the satisfaction that comes from serving the community and relationship building.
Citizens First Bank is committed to provide equal employment opportunity to all persons regardless of race, color, national origin, religion, sex, sexual orientation, gender identity, age, genetic information, marital status, protected veteran status or disability. In addition to federal law requirements, Citizens First Bank complies with applicable state and local laws governing nondiscrimination in employment in every location in which the Bank has facilities.
Citizens First Bank is proud to be a drug, alcohol, and weapons free workplace.
Auto-ApplyUnderwriter II - Group Benefits Priority Account
Commercial underwriter job at The Hartford
Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies.
- In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves.
- Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy
- Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral.
- Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers
- Actively drive and participate in an assigned amount of project work and special assignments
- Ensure data integrity reports are promptly completed
- Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance
- Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools)
QUALIFICATIONS:
- Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math
- Strong interpersonal and business communication skills
- Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred
- Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables)
- Strong communication, presentation, interpersonal, analytical and research skills
**This position can be filled at different levels depending on experience**
This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$49,920 - $83,160
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (*********************************************
Every day, a day to do right.
Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do.
Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?
That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.
And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day.
About Us (*************************************
Our Culture
What It's Like to Work Here (**************************************************
Perks & Benefits
Legal Notice (*****************************************
Accessibility Statement Producer Compensation (**************************************************
EEO
Privacy Policy (**************************************************
California Privacy Policy
Your California Privacy Choices (******************************************************
International Privacy Policy
Canadian Privacy Policy (****************************************************
Unincorporated Areas of LA County, CA (Applicant Information)
MA Applicant Notice (********************************************
Hartford India Prospective Personnel Privacy Notice
Commercial Banker - Prescott, AZ
Prescott Valley, AZ jobs
Seeking a seasoned Commercial banking expert who is currently engaged and developing the Prescott Valley market.
The ideal candidate is plugged-in and actively involved in the Prescott Community and will bring extensive commercial banking experience along with a successful track record of developing and closing business. If you're a dynamic Commercial Lender with a passion for finance and community, we would like to connect!
Signing Bonus May Apply
This position would be responsible for servicing the Prescott, AZ area and surrounding markets. Performs all duties associated with the Commercial Banker position in originating, underwriting and closing secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes, maintains and maximizes relationships with existing and potential customers. Profitably grows loans, deposits and fees. Ensures that credit quality guidelines are met/monitored.
This position also requires the ability to work independently, manage workflows, and meet deadlines as expected. Flexibility to travel as needed to meet with customers and develop business where necessary.
Develops new business.
Maximizes new and existing customer relationships by cross selling key deposit/fee income products/services as customer needs dictate.
May maintain a portfolio of existing customers and maximize relationships based on customer need. Gathers and oversees compilation of all needed information for loan application. Works in tandem with Credit Administration to request appraisals, applicant credit reports, background checks, reference checks and other information pertinent to evaluation of loan application. Corresponds with or interviews applicant or creditors to resolve questions and negotiate deal.
Facilitates negotiation with customer, both new and existing, according to established standards, such as fees, loan repayment options, and other credit terms. Refers and/or presents loan to loan committee for approval in excess of individual loan approval authority. Ensures loan agreements are complete and accurate according to policy. Assures timely loan closing and funding activities. Maintains updated loan documentation and loan files.
Actively involved in community activities that promote Bank and/or assist with business development.
See job description for further details.
Underwriter II - Group Benefits Priority Account
Commercial underwriter job at The Hartford
Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.
We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.
Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose.
The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies.
- In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves.
- Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy
- Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral.
- Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers
- Actively drive and participate in an assigned amount of project work and special assignments
- Ensure data integrity reports are promptly completed
- Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance
- Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools)
QUALIFICATIONS:
- Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math
- Strong interpersonal and business communication skills
- Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred
- Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables)
- Strong communication, presentation, interpersonal, analytical and research skills
**This position can be filled at different levels depending on experience**
This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).
Compensation
The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:
$49,920 - $83,160
The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience.
Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age
About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (*********************************************
Every day, a day to do right.
Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do.
Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable?
That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined.
And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day.
About Us (*************************************
Our Culture
What It's Like to Work Here (**************************************************
Perks & Benefits
Legal Notice (*****************************************
Accessibility Statement Producer Compensation (**************************************************
EEO
Privacy Policy (**************************************************
California Privacy Policy
Your California Privacy Choices (******************************************************
International Privacy Policy
Canadian Privacy Policy (****************************************************
Unincorporated Areas of LA County, CA (Applicant Information)
MA Applicant Notice (********************************************
Hartford India Prospective Personnel Privacy Notice