Senior Analyst jobs at The Hartford - 41 jobs

Consultant Perf Analytics - GB08BE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. A Performance Analytics Consultant works with their team to execute the vision and strategy for data and performance analytics in Personal Lines. They will cultivate a culture of data driven decision making, accountability and execute on strategic initiatives resulting in profitable growth. As a true partner to Personal Lines product organization, they will have the technical expertise to leverage the power of data and business knowledge to communicate scope and impact to product business partners. Who are we? We analyze data to help the business make informed analytics-based decisions. The Personal Line Performance Analytics team monitors Key Performance Indicators (KPI) of Auto and Home insurance. We analyze KPI trends, compare actual performance to expectations to answer questions like Which areas are lagging compared to expectations? What actions would result in profitable growth? We combine product knowledge and analytics to upskill and deliver actionable insights to the Personal Lines organization. We use advanced methodology and tools to efficiently analyze and then must accurately articulate results so business partners understand the metrics and can take action. RESPONSIBILITIES: Work with teammates to perform monitoring tasks of strategic initiatives and products, identify areas of risks, opportunities, and provide actionable insights. Work with & understands production, performance & modeled metrics Develop a deep understanding of Personal Line data assets. Has the ability to combine data from multiple disparate sources. Provides solutions to customer needs on large-scale projects and ad-hoc questions. Independently resolves low to medium complexity customer requests. Is a Performance Analytics partner who aids state product management The ideal candidate for the Performance Analytics Consultant Position Has business analytics skills and can translate the story to business partners Asks intriguing questions to get key information from business partners, builds strong partnerships, and helps lift the analytical capabilities of the organization Is creative, collaborative, and eager to learn new things Has foundational knowledge of insurance product coverages, common metrics, & actuarial loss concepts Has basic knowledge of SQL Has interest in learning new analytical strategies and building expertise with various tools QUALIFICATIONS: Prior Personal or Commercial Insurance experience is required Product or Pricing Work Experience preferred. Project Management Work Experience. Has the ability to work in a diverse group, form a project outline and march the project to completion. Technical Skills: Working knowledge of analytical and reporting tools. Has basic knowledge & the ability to write SQL queries to pull data. Communication Skills: Ability to build working relationships with business partners & and break down complex topics in order to solve problems. Ability to work effectively both in a team environment and independently. Experience understanding database structures and data architecture is a plus. This role will have a Hybrid work arrangement, with the expectation of working in one of the offices listed 3 days a week (Tuesday through Thursday) Candidates must be authorized to work in the US without company sponsorship Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $77,600 - $116,400 Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity We are seeking a highly analytical and experienced Senior Risk Analyst specializing in Life Insurance. The ideal candidate will possess a strong understanding of the insurance sector, with a preference for direct Life Insurance industry experience or extensive insurance risk experience. This role requires a proven ability to manage risk-related projects, engage effectively with cross-functional teams, and present findings to leadership. Proficiency in analyzing and communicating complex data, along with experience with third-party vendors or technology initiatives, is essential for success in this position. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. What you'll do: Partners with key team members in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations using knowledge. Communicates results of risk assessments to governance committees, business process owners and various levels of leadership. Implements new risk policies, practices, appetites and solutions to ensure multidisciplinary understanding and management of risks according to industry standard process. Improves and contributes to strategies, tools, and methodologies to measure, monitor, and report risks. Applies knowledge to use or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies. Serves as a key contributor in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events. Formulates stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business partners. What you have: Bachelor's degree in Risk Management, Business, Finance, or a related field. 4 additional years of related experience beyond the minimum required may be substituted in lieu of a degree. 6 years of risk management, regulatory or operations experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area. Or advanced degree/designation in Risk Management, Business, Finance, or other subject area relevant to risk management and 4 years of work experience in a field relevant to risk management. Risk management experience in a complex institution and/or highly matrixed environment. Experience in conflict resolution management and ability to challenge at all levels of management and influence business outcomes. Ability to work with both internal and external partners in a highly collaborative environment. Critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include ability to make data-driven decisions. Proactively identifies potential concerns and follows-up to resolve issues. Knowledge of Microsoft Office products including Excel and PowerPoint. What sets you apart: Insurance Industry Experience: Demonstrated experience within the insurance sector, understanding its unique operational and financial dynamics. Project Management and Stakeholder Engagement: Experience managing risk-related projects or initiatives, which involves engaging with cross-functional teams and presenting findings and recommendations to mid- and senior-level partners. Third-Party and/or Technology Experience: Experience working with third-party vendors or in technology-focused roles, understanding their integration and impact within an organization. Data Analysis and Communication: Proven ability to source, analyze, and synthesize complex data. This includes effectively communicating insights to diverse team members through well-documented reporting and tailored messaging. Compensation range: The salary range for this position is: $103,450 - $197,730. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As part of Catastrophe Modeling team in the P&C Catastrophe Risk Management organization, this individual will run catastrophe modeling software, validate that modeled loss results are appropriate for USAA's property and auto lines of business, understand and communicate nuances behind modeled loss results, recommend and apply overlays or adjustments as needed, improve processes, and maintain strong model documentation. This role will work collaboratively with other areas, such as Pricing, State Management, Product Management, Exposure Analytics Team, Underwriting, CFO Forecast & Planning team, and Reinsurance team, to achieve the best possible business solutions to quantify and manage USAA's catastrophe risk. This role is remote eligible in the continental U.S. with occasional business travel. However, individuals residing within a 60-mile radius of a USAA office will be expected to work on-site four days per week. What you'll do: Leverages intermediate and some advanced business, analytical and technical knowledge to participate in discussions with cross functional teams to understand and collaborate on business objectives and influence solution strategies. Applies advanced analytical techniques to tackle business problems that are typically medium to large scale with impact to current and/or future business strategy. Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer the business objective and drive the appropriate change. Translates recommendation into communication materials to optimally present to colleagues for peer review and mid-to-upper-level management. Incorporates visualization techniques to support the relevant points of the analysis and ease the understanding for less technical audiences. Identifies and captures the relevant and quality data sources required to fully answer and address the problem for the recommended strategy through testing or exploratory data analysis (EDA). Integrates/transforms disparate data sources and determines the appropriate data hygiene techniques to apply. Thoroughly documents assumptions, methodology, validation and testing to facilitate peer reviews and compliance requirements. Understands and embraces emerging technology that can affect the application of scientific methodologies and/or quantitative analytical approaches to problem resolutions. Delivers analysis/findings in a manner that conveys understanding, influences mid to upper-level management, garners support for recommendations, drives business decisions, and influences business strategy. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline; OR 4 years of related experience in statistics, mathematics or quantitative analytics (in addition to the minimum years of experience required) may be substituted in lieu of degree. 4 years of experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance) OR advanced degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline with 2 years experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance). Demonstrates proficiency in mathematical and statistical techniques and approaches used to drive fact-based decision-making. Intermediate and some advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. What sets you apart: Advanced Degree in an Engineering field, Climate Science field, Mathematics or Statistics. 4 years of catastrophe model development and/or validation experience, deep understanding of catastrophe models, experience modifying catastrophe models or their output to improve quantification of risk of loss, and/or experience developing/implementing full solutions to quantify catastrophe risk by deploying probabilistic models in conjunction with risk scoring models and other analytical tools. Experience developing and/or using vendor catastrophe models, such as Verisk/AIR, KCC, Cotality/CoreLogic, or Moody's/RMS. Experience demonstrating strong learning agility, creative problem solving, project management skills, ability to identify and implement process improvements, strong written and verbal communication skills, and initiative. Ability to work in collaboration with the team and with external business partners, as well as an ability to work independently. Certified Catastrophe Risk Management Professional (CCRMP) or Certified Specialist in Catastrophe Risk (CSCR) credentials are a plus. Experience programming in Python. US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $93,770 - $168,790. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity Dedicated Life Actuarial Solutions Analyst Senior to join the Life Company's Annuity Pricing Team. Specific duties will involve custom quoting of structured settlement annuities, rate loading/validation, tool building and pricing of deferred and immediate annuities. Your role also supports Life/Annuity/Health actuarial work through one or more of the following activities: data extraction, data transformation, validation and analysis, and system functionality oversight and integration. Responsible for providing technical and analytical solutions for one or more of the following functions: pricing and product development, experience studies, actuarial assumption reviews, reserve calculations, financial reporting, asset liability management or competitive analysis. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position will be based on the San Antonio, TX; Phoenix, AZ.; Colorado Springs, CO; Tampa, FL; Charlotte, NC. or Plano, TX. campus. Relocation assistance is not available for this position What you'll do: Independently extracts, integrates and transforms data from a multitude of sources, and may identify new sources. Reconciles and validates data accuracy, and reasonability of actuarial or financial information. Prepares reports, reserve estimates, journal entries, financial statements, industry surveys and/or special studies, analyzes data, and recommends solutions. Develops comprehensive and innovative solutions that impact productivity to improve actuarial tools and processes. Resolves unique and complex issues and navigates obstacles to deliver work product. Develops cost benefit analysis. Provides insight to management on issues and serves as a resource to team members on escalated issues of an unusual nature. Leads projects related to actuarial solutions including automation, IT projects, or product development initiatives. Oversees requirement development process through testing and implementation. Demonstrates in depth understanding to identify and resolve issues or potential defects. Maintains processes, procedures and tools, and ensures all regulatory requirements and internal controls are adhered to. Works with business partners to understand key regulatory implications that impact processes, and may develop processes to comply with new or changing regulations. May respond to audit requests and oversees coordination of responses to internal and external audit, such as Department of Insurance examination, as well as, other audit reports. Anticipates and analyzes trends or deviations from forecast, plan or other projections. Presents recommendations and communicates solutions to business partners and management in a clear, concise, logical and organized manner. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's degree OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. (Total of 10 years of experience without bachelor's degree) 6 or more years of technical experience as an analyst or other relevant technical work experience. What sets you apart: Bachelor's degree in mathematics, computer science, statistics, economics, finance, actuarial science, or similar quantitative field Work experience building analytical tools using applications such as excel VBA, Python, SQL, etc. At least one actuarial exam. Note: pursuing actuarial designation not required. Work experience supporting projects for actuarial or modeling functions Excellent verbal and written communication skills, with the ability to tailor the content for varying audiences. Strong aptitude for problem solving and technology US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $93,770 - $179,240 USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

As a leading provider of annuities, MassMutual Ascend is committed to taking financial futures above and beyond. This means offering innovative products that fit our customers' unique needs - whether it's protecting their hard-earned savings, receiving guaranteed income or providing for loved ones. MassMutual Ascend is proud to offer customers a level of strength and stability they can count on for years to come. The Opportunity As a Business Analyst Intern, you will support senior business analysts and project teams in tasks such as gathering and documenting requirements, conducting data analysis, and helping with project documentation and communication. Job Responsibilities * Assist with the elicitation and documentation of business requirements through interviews, surveys, and workshops: * Participate in the creation and maintaining of detailed requirement documents, user stories, and process flows. * Assist in collaborating with stakeholders to obtain and document functional and non-functional needs. * Contribute to developing and maintaining a knowledge base of the customer's business processes, systems, and functions. * Grow in understanding of process modelling, including the use of appropriate modelling tools, techniques, and standards. * Assist the development team in breaking down features into user stories with acceptance criteria. * Establish relationships with business partners, teammates, and other members of the IT organization. * Perform other duties as assigned. Minimum Qualifications * Entering at least 2nd year of higher education pursuing a degree in Computer Science or related field. * Strong problem-solving skills. * Ability to adapt to changes in priorities. * Customer-service focus and quality orientation * Self-motivated, takes initiative, and passionate about learning/trying new technologies. * Sense of personal accountability. What to Expect As an intern, you'll have the opportunity to connect with other interns, managers and leaders at MassMutual Ascend while gaining hands-on experience in your area of focus. * Focused one-on-one meetings with your manager. * Ongoing opportunities for development and learning. * Working in a fast-paced environment with available flexible work schedules. * A place to grow your career in a culture that inspires, rewards and develops employees. * Small company feel with a focus on meeting customer's needs today and also well into the future. * Propose your own ideas on projects. #LI-MM1 Why Join Us. At MassMutual Ascend, our collaborative culture is key to our success. It's the reason we're a leading provider of annuities today, and it's the reason we'll continue rising to the top tomorrow. A career at MassMutual Ascend means you'll contribute to our mission of taking financial futures above and beyond - and you'll be inspired to reach your own goals, too. As a wholly owned subsidiary of MassMutual, MassMutual Ascend continues to be an employer of choice in the Cincinnati, Ohio community. MassMutual Ascend Life Insurance Company is an Equal Employment Opportunity employer. We welcome all persons to apply. At MassMutual Ascend we focus on ensuring fair, equitable pay by providing competitive salaries, along with incentive and bonus opportunities for all employees. Your total compensation package includes either a bonus target or in a sales-focused role a Variable Incentive Compensation component. For more information about our extensive benefits offerings please check out our Total Rewards at a Glance..

If you're passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide , “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. This Insights lead role will deliver strategic portfolio insights for the Commercial and E&S/S Property line of business. This individual will both individually contribute as well as lead & influence analysis through others via a matrixed agile organizational structure. #LI-AS1 #LI-remote Summary We are a versatile group of individuals, working together to meet the needs of our customers. We value knowledge, analytical aptitude and collaboration. If you thrive in a busy, engaging work environment, we want to know more about you! As a Senior Consultant, you'll structure and lead large financial and operational measurement projects across one or more business units and effectively synthesize measurement results to improve business outcomes. You'll be responsible for growing and evolving the business partner relationship and service management profession to maximize effectiveness and may be responsible for the business unit financial and operational measurement strategy or project portfolio. Job Description Key Responsibilities: Builds and maintains relationships and serves as trusted business advisor to leaders, clients, internal risk partners and other stakeholders. Creates partnerships across the company to ensure methodologies and assumptions used are aligned with corporate practices. Crafts, packages and communicates financial and operational measurement work by developing new statistical and visual solutions. Participates in the development of scope, risk/control matrix, project timelines and assignments. Work may span more than one project or focus area. Owns the development of financial and operational measurement strategies for the business unit. Consults with business leaders to understand, align and deliver measurement work that supports business objectives and priorities. Builds business intelligence applications using statistical, database and/or general programming languages and tools. Uses technology for data management, report automation and/or ad hoc reporting for end users. Prepares reports and uses information systems, software and related sources of information. Trains other users on report preparation and database access. Consults on monitoring external sources, crafting custom reports, compiling and summarizing information, producing supporting documentation and exhibits and verification of information received from external sources. Manages special projects and serves as data/technical lead and contact for team members and associates from other areas of the company. Contributes to the continuous improvement of department processes through ongoing initiatives. May perform other responsibilities as assigned. Reporting Relationships: Reports to Director/Associate Vice President and may have the opportunity to lead a small team of Business Insight professionals. Typical Skills and Experiences: Education: Undergraduate studies in computer science, management information, business, mathematics or related field with post-graduate studies preferred. Experience: Typically, 10 or more years of experience in data visualization, financial and operational measurement and data extraction queries. Detailed experience with data extraction problem solving; working with large structured and unstructured data sets and databases to create understandable and relevant measures. Professional experience in insurance, financial services or a related industry preferred. Knowledge, Abilities and Skills: In-depth knowledge of business policies and procedures, customer service concepts and practices. Sophisticated understanding of and working knowledge to build and maintain ad hoc and standard reports, including data visualization and business intelligence tools. Advanced knowledge on conducting data management and extraction of data for functional and operational measurement. Strong communication skills for interactions with others. Ability to understand functional and operational measurement needs, analyze data requests and interpret business problems into solutions. Ability to work under tight time constraints. Capable of developing distinctive and understandable data visualizations. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Exempt (Not eligible) Working Conditions: Normal office environment. Occasional travel, non-standard or extended work may be required based on project needs. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 02/03/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Consultant, Business Insights : $138,000.00-$243,000.00The expected starting salary range for Sr Consultant, Business Insights : $138,000.00 - $206,000.00

Sr Analyst, Product Development - ED08AE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. The Hartford's Personal Insurance business provides automobile, homeowners and personal umbrella coverages to individuals across the United States. The business includes The AARP Automobile and Homeowners Insurance Program serving more than 37 million members. The Sr. Product Analyst, Personal Insurance Product Management - Auto Product, will play a critical role in supporting the Countrywide Auto Product team. This position is responsible for leveraging advanced data capabilities to analyze complex insurance datasets, monitor key product performance indicators (KPIs), and develop actionable insights that drive strategic decisions. The Sr. Product Analyst will create clear, visually compelling presentations and reports tailored for senior executives and cross-functional teams, translating technical findings into concise, executive-level summaries. Additionally, this role will actively monitor product health by tracking KPIs, diagnosing product defects, and collaborating closely with technical teams to support enhancements and resolve issues efficiently. The ideal candidate excels at synthesizing data from various sources-including internal performance metrics, market trends, and competitor analysis-to uncover opportunities for growth, address emerging risks, and ensure continuous product improvement. Responsibilities: + Support data science partners to develop, implement, and continuously refine the auto class plan, ensuring alignment with profitability targets and growth objectives. + Transform complex, multi-source data-including internal performance metrics, market trends, competitor analysis, and regulatory changes-into actionable insights and technical recommendations that inform product development and market strategy. + Design and build robust, interactive dashboards and visualizations using cutting-edge tools (e.g., SQL, ThoughtSpot, Snowflake, and advanced Excel functions) to monitor auto product performance and highlight key opportunities for class plan optimization. + Collaborate closely with actuarial, underwriting, IT, data science, and operations teams to develop and launch profitable auto products, ensuring technical accuracy and seamless integration with business processes. + Lead technical deep-dives and cross-functional working sessions to diagnose product defects, assess emerging risks, and implement innovative solutions that drive sustainable product growth. + Develop and deliver technical presentations and reports, translating complex data and model outputs into clear, strategic guidance for senior executives and stakeholders across varying levels of technical expertise. + Serve as a technical subject matter expert on personal lines insurance products, with a particular focus on auto class plan design, rating structures, and predictive analytics to support profitable market delivery. + Drive continuous improvement and innovation by challenging existing methodologies, recommending enhancements, and partnering with State Product Management, Distribution Channels, Marketing, Claims, Legal, Compliance, and IT to ensure successful product launches and ongoing profitability. Qualifications: + 5+ years of prior relevant work experience, insurance experience preferred; Bachelor's degree preferred + Possess a solid understanding of Personal Lines insurance products, coverages, and distribution channels, including both Direct and Agency models. + Demonstrate a commitment to The Hartford's Behaviors: Customer First, Own It with Pace, Solve It with Innovation, and Live It as One Hartford. + Ability to gather, organize, and interpret data from multiple sources to support recommendations and actions. + Develop clear and effective presentations and visuals to communicate findings and recommendations to colleagues and management. + Support efforts to challenge existing processes and contribute ideas for improvement and innovation within the team. + Proficient in using Microsoft Office products, especially Excel and PowerPoint, for data analysis and presentation purposes. + Strong Excel skills required; familiarity with SQL is a plus. + Contribute as an active member of cross-functional teams, helping to coordinate tasks and deliver results. Location: This role can have a Hybrid or Remote work arrangement. Candidates who live near one of our office locations will have the expectation of working in an office three days a week (Tuesday through Thursday). Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $78,000 - $117,000 Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. 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As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Are you a talented and driven actuarial student seeking a dynamic environment where you can truly make a difference? Nationwide is seeking a passionate Senior Analyst, Actuarial - P&C to join our innovative team and contribute to our continued success. Why Nationwide? Growth Opportunities: Participate in our P&C Actuarial Rotation Program, exploring diverse actuarial functions and expanding your expertise through several functional rotations. Cutting-Edge Environment: Utilize state-of-the-art tools and methodologies to solve complex challenges in the P&C insurance industry. Impactful Work: Perform mathematical and quantitative actuarial analyses that are essential to Nationwide's success and the protection we provide our customers. Collaborative Culture: Work alongside experienced professionals, participate in peer reviews, and contribute to a culture of innovation and continuous improvement. What You'll Do: Develop a deep understanding of actuarial methodologies and data manipulation techniques. Conduct rigorous analyses, adhering to actuarial standards, to develop insightful recommendations. Document assumptions, methods, and sources in a clear and organized manner. Prepare actuarial findings and documents suitable for both technical and non-technical audiences. Collaborate with team members to ensure timely completion of projects and meet deadlines. Build strong business relationships across property and casualty multi-channel finance. Team Structure: This position reports to an Actuarial leader and is part of a team focused on umbrella pricing across multiple business units- Commercial Lines, Agribusiness and Excess & Surplus. There will be many opportunities to build your foundation of actuarial knowledge through various projects related to rate level indications and risk segmentation. In addition, you'll collaborate with a diverse group of professionals- underwriting, finance, product, actuarial- contributing to a supportive and growth-oriented environment. Priorities: Master actuarial methodologies and data analysis techniques. Contribute to the development of innovative solutions to complex business problems. Build strong relationships with key stakeholders across the organization. Continuously improve your skills and knowledge through ongoing training and development. Qualifications: Undergraduate degree in actuarial science, mathematics, statistics, data science, or a related field. Have passed two or more actuarial exams. Basic understanding of Microsoft Office products, analytical software, and programming languages such as SQL, R and Python. Strong analytical, problem-solving, and communication skills. Work Arrangements: This role will work on a hybrid schedule, with 2 days per week at one of our office locations in Columbus, OH, or Des Moines, IA. Relocation assistance may be provided. Ready to Join Nationwide? If you're a motivated and results-oriented actuarial professional seeking a challenging and rewarding career, we encourage you to apply! #LI-SM1 Summary Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As a Senior Analyst, you'll be expected to learn about the insurance and finance industry, products Nationwide provides and a variety of actuarial software. You will be trained in company and business operations while performing mathematical and quantitative actuarial analyses essential to the success of Nationwide and the protection we provide our customers. This position is expected to be a part of the P&C Actuarial Rotation Program, which will give you the potential opportunity to work on various actuarial, analytics, and risk management teams to learn and develop across different actuarial functions. You will be expected to participate in three rotations of two years each. Full program details will be provided to you upon your start date. Job Description Key Responsibilities: Begins to develop knowledge of actuarial methodologies, allowing the ability to source and manipulate data within standard requirements. Conducts analysis, that adheres to actuarial standards, by selecting appropriate data sources and making assumptions to develop recommendations. Notes any unreasonable results and reports to leader. Documents assumptions, methods, sources, and considerations in an organized fashion. Prepares actuarial findings and documents that are suitable for technical and non-technical audiences. Adheres to assigned work schedule to ensure timely completion of individual tasks and group projects. Notifies leadership anticipating of any possible missed deadlines. Participates in peer reviews to increase collaboration, ensure quality work, and drive innovation. Begins developing business relationships across property and casualty multi-channel finance to provide extraordinary care to all customers. Completes all required training in a timely manner. Develops understanding of data mining techniques used to identify new relationships in data. Gains understanding of, and the ability to use, modeling software. May perform other responsibilities as assigned. Reporting Relationships: Reports to an Actuarial, Analytics, or Risk Management leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics, data science or similar background requiring modeling, programming or quantitative analysis. License/Certification/Designation: Generally, has passed one or more actuarial exams and is actively enrolled into the Actuarial Student Program. PLEASE REFER TO THE NATIONWIDE PC INSURANCE COMPANY ACTUARIAL STUDENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: No actuarial experience required. Typical candidate may have internship, associate rotation, associate teaching, or tutoring experience. Knowledge, Abilities and Skills: Basic understanding or ability to learn Microsoft Office products, analytical software and programming languages. Should have basic competencies including business understanding, problem solving, customer focus, dealing with ambiguity, drive for results and learning ability. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Analyst, Actuarial - P&C : $69,500.00-$129,000.00The expected starting salary range for Sr Analyst, Actuarial - P&C : $69,500.00 - $103,500.00

As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide, "on your side" goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Are you a talented and driven actuarial student seeking a dynamic environment where you can truly make a difference? Nationwide is seeking a passionate Senior Analyst, Actuarial - P&C to join our innovative team and contribute to our continued success. Why Nationwide? * Growth Opportunities: Participate in our P&C Actuarial Rotation Program, exploring diverse actuarial functions and expanding your expertise through several functional rotations. * Cutting-Edge Environment: Utilize state-of-the-art tools and methodologies to solve complex challenges in the P&C insurance industry. * Impactful Work: Perform mathematical and quantitative actuarial analyses that are essential to Nationwide's success and the protection we provide our customers. * Collaborative Culture: Work alongside experienced professionals, participate in peer reviews, and contribute to a culture of innovation and continuous improvement. What You'll Do: * Develop a deep understanding of actuarial methodologies and data manipulation techniques. * Conduct rigorous analyses, adhering to actuarial standards, to develop insightful recommendations. * Document assumptions, methods, and sources in a clear and organized manner. * Prepare actuarial findings and documents suitable for both technical and non-technical audiences. * Collaborate with team members to ensure timely completion of projects and meet deadlines. * Build strong business relationships across property and casualty multi-channel finance. Team Structure: This position reports to an Actuarial leader and is part of a team focused on umbrella pricing across multiple business units- Commercial Lines, Agribusiness and Excess & Surplus. There will be many opportunities to build your foundation of actuarial knowledge through various projects related to rate level indications and risk segmentation. In addition, you'll collaborate with a diverse group of professionals- underwriting, finance, product, actuarial- contributing to a supportive and growth-oriented environment. Priorities: * Master actuarial methodologies and data analysis techniques. * Contribute to the development of innovative solutions to complex business problems. * Build strong relationships with key stakeholders across the organization. * Continuously improve your skills and knowledge through ongoing training and development. Qualifications: * Undergraduate degree in actuarial science, mathematics, statistics, data science, or a related field. * Have passed two or more actuarial exams. * Basic understanding of Microsoft Office products, analytical software, and programming languages such as SQL, R and Python. * Strong analytical, problem-solving, and communication skills. Work Arrangements: * This role will work on a hybrid schedule, with 2 days per week at one of our office locations in Columbus, OH, or Des Moines, IA. Relocation assistance may be provided. Ready to Join Nationwide? If you're a motivated and results-oriented actuarial professional seeking a challenging and rewarding career, we encourage you to apply! #LI-SM1

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity Join our Member Value team as a Lead Business Strategy Analyst. This role is instrumental in shaping the future of our member service experiences by bridging in-depth analytics with strategic foresight. You will analyze current trends, identify emerging opportunities, and develop robust plans to drive higher member satisfaction and value. You will collaborate closely with business leaders to translate strategic vision into actionable plans. This is a unique opportunity to apply your analytical and strategic planning skills to set the course for the future of member experience. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Charlotte, NC, Colorado Springs, CO, Tampa, FL, and Chesapeake, VA. Relocation assistance is not available for this position. What you'll do: Leads discussions with key stakeholders to communicate information learned from analyses, provide input into line of business strategy development, and drive and influence business decisions. Leads integration of the analytic strategy and business strategy. Oversees efforts to identify key business assumptions and hypotheses around line of business strategy. Continuously refines hypotheses and identifies business questions to explore further. Develops the analytical framework and blueprint to answer business questions identified in the business portfolio, product, or member experience and provides support to lower levels towards this effort. Collaborates with key stakeholders to evaluate and uncover complex or critical strategic insights related to Profit & Loss performance including Product Strategy, Pricing, Marketing, Sales, Credit Risk, Distribution Channels, and Member Experience. Applies expert analytical rigor to define outcome measures, improve prioritization, increase agility in decisioning, improve ability to evaluate progress towards business outcomes, and to evaluate risks to strategic goals. Effectively influences and drives strategic agreement utilizing subject matter expertise and interpersonal and negotiation skills. Serves as a team lead and provides guidance and on-the-job training to team members. Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: Bachelor's Degree in Business, Science, Finance, Economics or related discipline; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 8 years of data and/or analytics or strategy consulting experience; OR a minimum of 6 years of data and/or analytics or strategy consulting experience and up to 2 years of progressive functional business relevant experience for a total of 8 years of combined experience; OR Advanced Degree in Business, Science, Finance, Economics or related discipline and 6 years of experience in data and/or analytics or strategy consulting. Experience identifying business needs and developing strategic plans driven by qualitative/quantitative analysis and market insights. Experience working with leadership teams to identify key opportunities to develop and enhance business strategy using quantitative and qualitative analytics. Experience influencing business decisions. Strong analytical skills with experience using hypotheses-driven problem solving. Extensive experience leading and performing complex data analysis using various data analytics tools (i.e. Microsoft Excel, Tableau, R, Python, SQL, Snowflake, SAS, Adobe Analytics). What sets you apart: Prior U.S. military service or being a military spouse/domestic partner is highly valued. Expert-level understanding of Agile methodologies and proven ability to effectively manage organizational demand and capacity by identifying, prioritizing, and optimizing work across multiple teams. Understanding of the customer/member journey, service operations, and broader business strategy, with the ability to connect analytical insights to overarching business objectives. Demonstrated ability to develop strategic plans, identify future trends, and translate findings into actionable strategic initiatives that enhance member experience across all touchpoints. Exceptional communication and presentation skills, with a proven talent for translating complex insights and strategic recommendations into compelling narratives, driving buy-in and action. Proven ability to tackle complex challenges, develop data-driven recommendations, and critically assess strategic options to inform planning and execution. Ability to work independently, manage strategic planning projects effectively, and proactively identify opportunities for analytical exploration and strategic advancement. Compensation range: The salary range for this position is: $127,310 - $243,340. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program. It is our intention to fill this role in Columbus, Ohio. However, on occasion, applications from internal candidates working remotely or external candidates who bring critical industry skills and relevant experience may be considered. Internal Compensation Grade: G5 #LI-KD1 Join a high‑impact team at the forefront of enterprise‑level capital risk management. In this role, you'll be a key contributor to initiatives spanning capital risk and investment risk. You will own multiple Tier 1 models focused on fixed income credit risk and equity/alternative asset risk. Over time, you will expand your scope to influence actuarial asset modeling and product pricing. You'll collaborate across a wide range of teams, develop analytical solutions, and help safeguard Nationwide's capital adequacy while supporting business growth at target returns. Responsibilities What You'll Do You'll be trained to own and operate multiple Tier 1 quantitative risk and capital models that support our Capital, Appetite, and Limit (CAL) framework. Your responsibilities will include: Develop new quantitative models that support asset risk analytics and product underwriting. Translate strategic priorities into operational reality. Enable efficient modeling for production and ad-hoc analysis purposes. Own the operation, maintenance, and continued improvement of the Tier 1 fixed income credit risk model. Own the operation, maintenance, and continued improvement of the Tier 1 equity/alternative asset risk model. Drive quarterly capital adequacy tests. Support enterprise target capital framework and ad-hoc stress test. Support investment risk analytics and governance. Provide modeling insights for investment risk budget and sector guidelines. Enhance portfolio risk modeling and management. Partner with Model Risk Management on model validation and governance. Prepare risk reporting to executive committees, including the Board, EFRC, and ERCR. Required Education/Experience/Skills: Strong quantitative modeling skills with proficiency in Python for statistical and data analysis. Solid understanding of economics and investment asset classes. Proficiency with Microsoft Excel. Strong communication skills and the ability to articulate complex modeling concepts to senior leaders. Preferably 5+ years of experience in quantitative risk modeling. Preferred professional designations (or progress toward them): CFA, FRM, or FSA. Why Join Us? Broad Exposure: Work closely with teams across investment, investment risk, NF actuarial, P&C actuarial, treasury, and strategy. Career Growth: Get involved in initiatives that align with your strengths, interests, and long-term goals. Learning Culture: We invest heavily in training and development. Your curiosity and drive to learn are just as important as your current skillset. Summary Do you have the desire to play a critical role in driving data-based business outcomes? Nationwide has been using data to serve our members and drive business outcomes for almost 100 years. Our industry-leading workforce accepts an agile work environment and a collaborative culture to deliver outstanding solutions and results. Our Risk Analytics professionals play a key role in transforming quantitative data analysis into meaningful insights that drive business results. Specifically, they serve as the conduit joining quantitative risk analysts to business partners. As a Consultant, you'll be responsible for the creation and management of risk analytics projects to solve business problems and achieve objectives. You'll work consultatively with your leadership and business partners to match quantitative analysis with business needs. We'll count on you to be the key point of contact linking business goals to technical research. It's imperative that you have both a working knowledge of quantitative analytics and a clear understanding of business needs. You will need to confident articulating solutions to many levels of leadership. Job Description Key Responsibilities: Understands and assesses key business needs and responsible for developing the appropriate quantitative modeling solutions to these needs. Collaborates with departments across the organization or business functions to accomplish strategic goals, objectives, and initiatives. Builds risk analytic strategies for business problems through collaborating, consulting, and driving expectations. Collaborates with teams across the enterprise to ensure that consistent model assumptions, processes and outputs are well understood and that modeling standard methodologies are upheld throughout the organization. Crafts clear and concise summaries of findings and recommendations. Uses impactful storylines and data visualization geared to both technical and non-technical audiences. Develops, tests, implements and administers complex quantitative modeling processes and tools. Evaluates and ranks quantitative solutions to business problems. Communicates the key benefits and limitations of sophisticated modeling tools for business applications. Works across teams to ensure governance of modeling tools are applied consistently. May perform other responsibilities as assigned. Reporting Relationships: Reports to Risk/Actuarial leader. Typical Skills and Experiences: Education: Undergraduate studies in finance, accounting, economics, statistics, mathematics or related subject area required. Graduate-level studies in a related field with advanced degree highly desirable. License/Certification/Designation: Progress toward FCAS, FSA, CQF, CFA or similar preferred. Experience: Typically, seven or more years of related work experience in financial risk modeling or actuarial functions. Knowledge, Abilities and Skills: Proven knowledge of processes and functions spanning the insurance and risk management cycle. Understands machine learning, stochastic processes, Monte Carlo simulations, sampling methods and other statistical techniques applicable to specialized risk modeling. Confirmed mathematical knowledge of specialized risk models such as those used in hedging, economic scenario generation, catastrophe, credit risk, etc. Advanced understanding of risk management operations such as asset-liability management, portfolio risk assessment, hedging, etc. Strong communication and presentation skills. Advanced proficiency with Excel and Powerpoint. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 02/26/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Consultant, Risk Analytics : $118,000.00-$222,000.00The expected starting salary range for Consultant, Risk Analytics : $118,000.00 - $178,000.00

**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. **Job Category** Product **Compensation Overview** The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. **Salary Range** $81,500.00 - $134,500.00 **Target Openings** 1 **What Is the Opportunity?** Within the Product & UW team at Travelers, you will have the opportunity to regularly engage in unique and intellectually stimulating business problems. As a Sr Analyst, PM, Portfolio Risk Management, you will serve as an influential member of project teams focused on catastrophe (CAT) risk management, providing analytical insights to leadership and business partners. You will analyze portfolio risk to help inform CAT underwriting and product pricing strategy, monitor aggregation profiles, and perform risk reward analytics to assess the risk of financial loss due to natural and manmade catastrophes. You may support CAT Event Response coordination, producing impacted exposure summaries for major events and providing guidance to line of business and state teams, as well as executive, claim, reserving and analytical teams. You will also maintain working knowledge of the data ecosystems for management of CAT metrics, reports, and exposure data. By collaborating with partners across the organization you will ensure strategic direction and alignment for successful execution. **What Will You Do?** + Independently conduct and understand data analysis of business results including product refreshes, performance expectations and identifying root cause. + Formulate and execute potential recommendations to drive desired growth & profitability impacts based on established strategy with consideration for local regulatory nuances, and broader marketplace dynamics. + Present, inform and influence recommendations to business partners including proposed product/pricing changes or new product builds. + May function as a subject matter expert in strategic initiatives to support the goals and objectives of the broader organization. + May coach and mentor on specific projects. + Perform other duties as assigned. **What Will Our Ideal Candidate Have?** + Bachelor's degree in Business Management/Administration, Mathematics, Finance, Actuarial Science, Economics, or other analytics related field. + Three years' experience working in a mathematical, analytical, or data related role preferably in the financial services industry. + Experience with competitive analysis tools. + Strategic thinker with the ability to use sound judgment to resolve issues as they arise. + Excellent communication skills with the ability to consult and present information effectively. + Strong data analysis skills with the ability to interpret trends and provide insights and recommendations to business partners. + Knowledge of pricing and actuarial techniques and understanding of actuarial concepts such as loss development and trending. + Understand ratemaking and its application, such as profitability, risk loads, etc. + Understand the workflow and terminology of insurance products and processes and their impact on profit and loss. **What is a Must Have?** + Bachelor's Degree or equivalent combination of education and experience. + Two years of experience in data analytics or similar work experience. **What Is in It for You?** + **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. + **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. + **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. + **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. + **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. **Employment Practices** Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit ******************************************************** .

As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Are you a talented and driven actuarial student seeking a dynamic environment where you can truly make a difference? Nationwide is seeking a passionate Senior Analyst, Actuarial - P&C to join our innovative team and contribute to our continued success. Why Nationwide? Growth Opportunities: Participate in our P&C Actuarial Rotation Program, exploring diverse actuarial functions and expanding your expertise through several functional rotations. Cutting-Edge Environment: Utilize state-of-the-art tools and methodologies to solve complex challenges in the P&C insurance industry. Impactful Work: Perform mathematical and quantitative actuarial analyses that are essential to Nationwide's success and the protection we provide our customers. Collaborative Culture: Work alongside experienced professionals, participate in peer reviews, and contribute to a culture of innovation and continuous improvement. What You'll Do: Develop a deep understanding of actuarial methodologies and data manipulation techniques. Conduct rigorous analyses, adhering to actuarial standards, to develop insightful recommendations. Document assumptions, methods, and sources in a clear and organized manner. Prepare actuarial findings and documents suitable for both technical and non-technical audiences. Collaborate with team members to ensure timely completion of projects and meet deadlines. Build strong business relationships across property and casualty multi-channel finance. Team Structure: This position reports to an Actuarial leader and is part of a team focused on umbrella pricing across multiple business units- Commercial Lines, Agribusiness and Excess & Surplus. There will be many opportunities to build your foundation of actuarial knowledge through various projects related to rate level indications and risk segmentation. In addition, you'll collaborate with a diverse group of professionals- underwriting, finance, product, actuarial- contributing to a supportive and growth-oriented environment. Priorities: Master actuarial methodologies and data analysis techniques. Contribute to the development of innovative solutions to complex business problems. Build strong relationships with key stakeholders across the organization. Continuously improve your skills and knowledge through ongoing training and development. Qualifications: Undergraduate degree in actuarial science, mathematics, statistics, data science, or a related field. Have passed two or more actuarial exams. Basic understanding of Microsoft Office products, analytical software, and programming languages such as SQL, R and Python. Strong analytical, problem-solving, and communication skills. Work Arrangements: This role will work on a hybrid schedule, with 2 days per week at one of our office locations in Columbus, OH, or Des Moines, IA. Relocation assistance may be provided. Ready to Join Nationwide? If you're a motivated and results-oriented actuarial professional seeking a challenging and rewarding career, we encourage you to apply! #LI-SM1 Summary Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As a Senior Analyst, you'll be expected to learn about the insurance and finance industry, products Nationwide provides and a variety of actuarial software. You will be trained in company and business operations while performing mathematical and quantitative actuarial analyses essential to the success of Nationwide and the protection we provide our customers. This position is expected to be a part of the P&C Actuarial Rotation Program, which will give you the potential opportunity to work on various actuarial, analytics, and risk management teams to learn and develop across different actuarial functions. You will be expected to participate in three rotations of two years each. Full program details will be provided to you upon your start date. Job Description Key Responsibilities: Begins to develop knowledge of actuarial methodologies, allowing the ability to source and manipulate data within standard requirements. Conducts analysis, that adheres to actuarial standards, by selecting appropriate data sources and making assumptions to develop recommendations. Notes any unreasonable results and reports to leader. Documents assumptions, methods, sources, and considerations in an organized fashion. Prepares actuarial findings and documents that are suitable for technical and non-technical audiences. Adheres to assigned work schedule to ensure timely completion of individual tasks and group projects. Notifies leadership anticipating of any possible missed deadlines. Participates in peer reviews to increase collaboration, ensure quality work, and drive innovation. Begins developing business relationships across property and casualty multi-channel finance to provide extraordinary care to all customers. Completes all required training in a timely manner. Develops understanding of data mining techniques used to identify new relationships in data. Gains understanding of, and the ability to use, modeling software. May perform other responsibilities as assigned. Reporting Relationships: Reports to an Actuarial, Analytics, or Risk Management leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics, data science or similar background requiring modeling, programming or quantitative analysis. License/Certification/Designation: Generally, has passed one or more actuarial exams and is actively enrolled into the Actuarial Student Program. PLEASE REFER TO THE NATIONWIDE PC INSURANCE COMPANY ACTUARIAL STUDENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: No actuarial experience required. Typical candidate may have internship, associate rotation, associate teaching, or tutoring experience. Knowledge, Abilities and Skills: Basic understanding or ability to learn Microsoft Office products, analytical software and programming languages. Should have basic competencies including business understanding, problem solving, customer focus, dealing with ambiguity, drive for results and learning ability. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Analyst, Actuarial - P&C : $69,500.00-$129,000.00The expected starting salary range for Sr Analyst, Actuarial - P&C : $69,500.00 - $103,500.00

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program. It is our intention to fill this role in Columbus, Ohio. However, on occasion, applications from internal candidates working remotely or external candidates who bring critical industry skills and relevant experience may be considered. Internal Compensation Grade: G5 #LI-KD1 Join a high‑impact team at the forefront of enterprise‑level capital risk management. In this role, you'll be a key contributor to initiatives spanning capital risk and investment risk. You will own multiple Tier 1 models focused on fixed income credit risk and equity/alternative asset risk. Over time, you will expand your scope to influence actuarial asset modeling and product pricing. You'll collaborate across a wide range of teams, develop analytical solutions, and help safeguard Nationwide's capital adequacy while supporting business growth at target returns. Responsibilities What You'll Do You'll be trained to own and operate multiple Tier 1 quantitative risk and capital models that support our Capital, Appetite, and Limit (CAL) framework. Your responsibilities will include: Develop new quantitative models that support asset risk analytics and product underwriting. Translate strategic priorities into operational reality. Enable efficient modeling for production and ad-hoc analysis purposes. Own the operation, maintenance, and continued improvement of the Tier 1 fixed income credit risk model. Own the operation, maintenance, and continued improvement of the Tier 1 equity/alternative asset risk model. Drive quarterly capital adequacy tests. Support enterprise target capital framework and ad-hoc stress test. Support investment risk analytics and governance. Provide modeling insights for investment risk budget and sector guidelines. Enhance portfolio risk modeling and management. Partner with Model Risk Management on model validation and governance. Prepare risk reporting to executive committees, including the Board, EFRC, and ERCR. Required Education/Experience/Skills: Strong quantitative modeling skills with proficiency in Python for statistical and data analysis. Solid understanding of economics and investment asset classes. Proficiency with Microsoft Excel. Strong communication skills and the ability to articulate complex modeling concepts to senior leaders. Preferably 5+ years of experience in quantitative risk modeling. Preferred professional designations (or progress toward them): CFA, FRM, or FSA. Why Join Us? Broad Exposure: Work closely with teams across investment, investment risk, NF actuarial, P&C actuarial, treasury, and strategy. Career Growth: Get involved in initiatives that align with your strengths, interests, and long-term goals. Learning Culture: We invest heavily in training and development. Your curiosity and drive to learn are just as important as your current skillset. Summary Do you have the desire to play a critical role in driving data-based business outcomes? Nationwide has been using data to serve our members and drive business outcomes for almost 100 years. Our industry-leading workforce accepts an agile work environment and a collaborative culture to deliver outstanding solutions and results. Our Risk Analytics professionals play a key role in transforming quantitative data analysis into meaningful insights that drive business results. Specifically, they serve as the conduit joining quantitative risk analysts to business partners. As a Consultant, you'll be responsible for the creation and management of risk analytics projects to solve business problems and achieve objectives. You'll work consultatively with your leadership and business partners to match quantitative analysis with business needs. We'll count on you to be the key point of contact linking business goals to technical research. It's imperative that you have both a working knowledge of quantitative analytics and a clear understanding of business needs. You will need to confident articulating solutions to many levels of leadership. Job Description Key Responsibilities: Understands and assesses key business needs and responsible for developing the appropriate quantitative modeling solutions to these needs. Collaborates with departments across the organization or business functions to accomplish strategic goals, objectives, and initiatives. Builds risk analytic strategies for business problems through collaborating, consulting, and driving expectations. Collaborates with teams across the enterprise to ensure that consistent model assumptions, processes and outputs are well understood and that modeling standard methodologies are upheld throughout the organization. Crafts clear and concise summaries of findings and recommendations. Uses impactful storylines and data visualization geared to both technical and non-technical audiences. Develops, tests, implements and administers complex quantitative modeling processes and tools. Evaluates and ranks quantitative solutions to business problems. Communicates the key benefits and limitations of sophisticated modeling tools for business applications. Works across teams to ensure governance of modeling tools are applied consistently. May perform other responsibilities as assigned. Reporting Relationships: Reports to Risk/Actuarial leader. Typical Skills and Experiences: Education: Undergraduate studies in finance, accounting, economics, statistics, mathematics or related subject area required. Graduate-level studies in a related field with advanced degree highly desirable. License/Certification/Designation: Progress toward FCAS, FSA, CQF, CFA or similar preferred. Experience: Typically, seven or more years of related work experience in financial risk modeling or actuarial functions. Knowledge, Abilities and Skills: Proven knowledge of processes and functions spanning the insurance and risk management cycle. Understands machine learning, stochastic processes, Monte Carlo simulations, sampling methods and other statistical techniques applicable to specialized risk modeling. Confirmed mathematical knowledge of specialized risk models such as those used in hedging, economic scenario generation, catastrophe, credit risk, etc. Advanced understanding of risk management operations such as asset-liability management, portfolio risk assessment, hedging, etc. Strong communication and presentation skills. Advanced proficiency with Excel and Powerpoint. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 02/26/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Consultant, Risk Analytics : $118,000.00-$222,000.00The expected starting salary range for Consultant, Risk Analytics : $118,000.00 - $178,000.00

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide, "on your side" goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program. It is our intention to fill this role in Columbus, Ohio. However, on occasion, applications from internal candidates working remotely or external candidates who bring critical industry skills and relevant experience may be considered. Internal Compensation Grade: G5 #LI-KD1 Join a high‑impact team at the forefront of enterprise‑level capital risk management. In this role, you'll be a key contributor to initiatives spanning capital risk and investment risk. You will own multiple Tier 1 models focused on fixed income credit risk and equity/alternative asset risk. Over time, you will expand your scope to influence actuarial asset modeling and product pricing. You'll collaborate across a wide range of teams, develop analytical solutions, and help safeguard Nationwide's capital adequacy while supporting business growth at target returns. Responsibilities What You'll Do You'll be trained to own and operate multiple Tier 1 quantitative risk and capital models that support our Capital, Appetite, and Limit (CAL) framework. Your responsibilities will include: * Develop new quantitative models that support asset risk analytics and product underwriting. Translate strategic priorities into operational reality. Enable efficient modeling for production and ad-hoc analysis purposes. * Own the operation, maintenance, and continued improvement of the Tier 1 fixed income credit risk model. * Own the operation, maintenance, and continued improvement of the Tier 1 equity/alternative asset risk model. * Drive quarterly capital adequacy tests. Support enterprise target capital framework and ad-hoc stress test. * Support investment risk analytics and governance. Provide modeling insights for investment risk budget and sector guidelines. Enhance portfolio risk modeling and management. * Partner with Model Risk Management on model validation and governance. * Prepare risk reporting to executive committees, including the Board, EFRC, and ERCR. Required Education/Experience/Skills: * Strong quantitative modeling skills with proficiency in Python for statistical and data analysis. * Solid understanding of economics and investment asset classes. * Proficiency with Microsoft Excel. * Strong communication skills and the ability to articulate complex modeling concepts to senior leaders. * Preferably 5+ years of experience in quantitative risk modeling. * Preferred professional designations (or progress toward them): CFA, FRM, or FSA. Why Join Us? * Broad Exposure: Work closely with teams across investment, investment risk, NF actuarial, P&C actuarial, treasury, and strategy. * Career Growth: Get involved in initiatives that align with your strengths, interests, and long-term goals. * Learning Culture: We invest heavily in training and development. Your curiosity and drive to learn are just as important as your current skillset. Summary Do you have the desire to play a critical role in driving data-based business outcomes? Nationwide has been using data to serve our members and drive business outcomes for almost 100 years. Our industry-leading workforce accepts an agile work environment and a collaborative culture to deliver outstanding solutions and results. Our Risk Analytics professionals play a key role in transforming quantitative data analysis into meaningful insights that drive business results. Specifically, they serve as the conduit joining quantitative risk analysts to business partners. As a Consultant, you'll be responsible for the creation and management of risk analytics projects to solve business problems and achieve objectives. You'll work consultatively with your leadership and business partners to match quantitative analysis with business needs. We'll count on you to be the key point of contact linking business goals to technical research. It's imperative that you have both a working knowledge of quantitative analytics and a clear understanding of business needs. You will need to confident articulating solutions to many levels of leadership. Job Description Key Responsibilities: * Understands and assesses key business needs and responsible for developing the appropriate quantitative modeling solutions to these needs. * Collaborates with departments across the organization or business functions to accomplish strategic goals, objectives, and initiatives. * Builds risk analytic strategies for business problems through collaborating, consulting, and driving expectations. * Collaborates with teams across the enterprise to ensure that consistent model assumptions, processes and outputs are well understood and that modeling standard methodologies are upheld throughout the organization. * Crafts clear and concise summaries of findings and recommendations. Uses impactful storylines and data visualization geared to both technical and non-technical audiences. * Develops, tests, implements and administers complex quantitative modeling processes and tools. * Evaluates and ranks quantitative solutions to business problems. * Communicates the key benefits and limitations of sophisticated modeling tools for business applications. * Works across teams to ensure governance of modeling tools are applied consistently. May perform other responsibilities as assigned. Reporting Relationships: Reports to Risk/Actuarial leader. Typical Skills and Experiences: Education: Undergraduate studies in finance, accounting, economics, statistics, mathematics or related subject area required. Graduate-level studies in a related field with advanced degree highly desirable. License/Certification/Designation: Progress toward FCAS, FSA, CQF, CFA or similar preferred. Experience: Typically, seven or more years of related work experience in financial risk modeling or actuarial functions. Knowledge, Abilities and Skills: Proven knowledge of processes and functions spanning the insurance and risk management cycle. Understands machine learning, stochastic processes, Monte Carlo simulations, sampling methods and other statistical techniques applicable to specialized risk modeling. Confirmed mathematical knowledge of specialized risk models such as those used in hedging, economic scenario generation, catastrophe, credit risk, etc. Advanced understanding of risk management operations such as asset-liability management, portfolio risk assessment, hedging, etc. Strong communication and presentation skills. Advanced proficiency with Excel and Powerpoint. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 02/26/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Consultant, Risk Analytics : $118,000.00-$222,000.00 The expected starting salary range for Consultant, Risk Analytics : $118,000.00 - $178,000.00

At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. Ready to innovate and contribute to GEICO's success? If so, read on! Drive success at GEICO as a Senior Analyst in our Product Management department. Our Product Management Department is seeking a highly motivated individual to join the Specialty Product - Umbrella team. We are looking for someone with 2-4 years of analytical experience who thrives in a numbers-oriented, data driven environment. Our Product Analysts support Product Managers and Senior Management to evaluate product performance and prepare proposals for product changes. Analytical responsibilities include: Reviewing statistical exhibits and reports Analyzing large and complex data sets Interpreting and presenting results of their analysis Designing and executing monitoring plans for new product changes. As a Senior Product Analyst, you will work directly with stakeholders and perform complex analysis and research with limited supervision. You will be at the pulse of the company's growth and profitability data each day, reporting findings to key stakeholders and acting as their point person when they have questions about results. Candidates must be efficient, organized, have strong analytical skills, demonstrate great communication skills, have a great attitude, and be driven to succeed! A successful candidate should be comfortable working independently and look to find ways to collaborate with other team members. We are seeking someone who has a drive to learn new software and tools and views internal and external data in new ways. While analytical skills are crucial for the position, it is just as important to have the ability to communicate and summarize complex information into management ready briefs and presentations. Successful candidates should be able to transform large datasets from complex systems to produce actionable insights and present the results to stakeholders at all levels within the company. Proficiency in Excel and SQL are critical for success in this position. Requirements: 2-4 years proven analytical skills Strong proficiency in MS Excel, Word, and PowerPoint Experience in SQL and R or Python Experience using tools to query large datasets (SAS, Coginiti, and/or Snowflake preferred) Experience with data visualization tools (Power BI or R Shiny preferred) Bachelor's degree with classes in quantitative field (statistics, mathematics, data analytics, etc.), business, or marketing **remote work option will be considered Benefits: At GEICO, we make sure you have the support and resources to leverage and develop your skills, secure your financial future, and take care of your health and well-being. GEICO continually seeks to provide a workplace where everyone can be their authentic self. To help achieve this goal, we support associate-led Employee Resource Groups that foster a true sense of community. Through GEICO's competitive benefits offerings and various training and development opportunities, we have you covered with our Total Rewards Program* that includes: Premier Medical, Dental, and Vision Insurance with no waiting period** Paid Vacation, Sick and Parental Leave 401(k) Profit Sharing Plan Tuition Assistance including Direct Billing and Reimbursement payment plan options Paid Training, Licensures, and Certificates *Benefits may be different by location. Benefit eligibility requirements vary and may include length of service. **Coverage begins with the pay period after hire date. Must enroll in New Hire Benefits within 30 days of the date of hire for coverage to take effect GEICO is proud to be an equal opportunity employer. We are committed to cultivating an environment where equal employment opportunities are available to all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO celebrates diversity and believes it is critical to our success. As such, we are committed to recruit, develop and retain the most talented individuals to join our team. To ensure our associates receive the training and support needed to excel and thrive, associates hired for this position are generally required to work at the GEICO building during their orientation period. GEICO follows federal and state guidance and legal requirements regarding measures designed to limit the spread of COVID-19, including masking and social distancing. Measures may vary by GEICO location. At this time, GEICO will not sponsor a new applicant for employment authorization for this position. The GEICO Pledge: Great Company: At GEICO, we help our customers through life's twists and turns. Our mission is to protect people when they need it most and we're constantly evolving to stay ahead of their needs. We're an iconic brand that thrives on innovation, exceeding our customers' expectations and enabling our collective success. From day one, you'll take on exciting challenges that help you grow and collaborate with dynamic teams who want to make a positive impact on people's lives. Great Careers: We offer a career where you can learn, grow, and thrive through personalized development programs, created with your career - and your potential - in mind. You'll have access to industry leading training, certification assistance, career mentorship and coaching with supportive leaders at all levels. Great Culture: We foster an inclusive culture of shared success, rooted in integrity, a bias for action and a winning mindset. Grounded by our core values, we have an an established culture of caring, inclusion, and belonging, that values different perspectives. Our teams are led by dynamic, multi-faceted teams led by supportive leaders, driven by performance excellence and unified under a shared purpose. As part of our culture, we also offer employee engagement and recognition programs that reward the positive impact our work makes on the lives of our customers. Great Rewards: We offer compensation and benefits built to enhance your physical well-being, mental and emotional health and financial future. Comprehensive Total Rewards program that offers personalized coverage tailor-made for you and your family's overall well-being. Financial benefits including market-competitive compensation; a 401K savings plan vested from day one that offers a 6% match; performance and recognition-based incentives; and tuition assistance. Access to additional benefits like mental healthcare as well as fertility and adoption assistance. Supports flexibility- We provide workplace flexibility as well as our GEICO Flex program, which offers the ability to work from anywhere in the US for up to four weeks per year. The equal employment opportunity policy of the GEICO Companies provides for a fair and equal employment opportunity for all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO hires and promotes individuals solely on the basis of their qualifications for the job to be filled. GEICO reasonably accommodates qualified individuals with disabilities to enable them to receive equal employment opportunity and/or perform the essential functions of the job, unless the accommodation would impose an undue hardship to the Company. This applies to all applicants and associates. GEICO also provides a work environment in which each associate is able to be productive and work to the best of their ability. We do not condone or tolerate an atmosphere of intimidation or harassment. We expect and require the cooperation of all associates in maintaining an atmosphere free from discrimination and harassment with mutual respect by and for all associates and applicants.

If you're passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide , “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. This Insights lead role will deliver strategic portfolio insights for the Commercial and E&S/S Property line of business. This individual will both individually contribute as well as lead & influence analysis through others via a matrixed agile organizational structure. #LI-AS1 #LI-remote Summary We are a versatile group of individuals, working together to meet the needs of our customers. We value knowledge, analytical aptitude and collaboration. If you thrive in a busy, engaging work environment, we want to know more about you! As a Senior Consultant, you'll structure and lead large financial and operational measurement projects across one or more business units and effectively synthesize measurement results to improve business outcomes. You'll be responsible for growing and evolving the business partner relationship and service management profession to maximize effectiveness and may be responsible for the business unit financial and operational measurement strategy or project portfolio. Job Description Key Responsibilities: Builds and maintains relationships and serves as trusted business advisor to leaders, clients, internal risk partners and other stakeholders. Creates partnerships across the company to ensure methodologies and assumptions used are aligned with corporate practices. Crafts, packages and communicates financial and operational measurement work by developing new statistical and visual solutions. Participates in the development of scope, risk/control matrix, project timelines and assignments. Work may span more than one project or focus area. Owns the development of financial and operational measurement strategies for the business unit. Consults with business leaders to understand, align and deliver measurement work that supports business objectives and priorities. Builds business intelligence applications using statistical, database and/or general programming languages and tools. Uses technology for data management, report automation and/or ad hoc reporting for end users. Prepares reports and uses information systems, software and related sources of information. Trains other users on report preparation and database access. Consults on monitoring external sources, crafting custom reports, compiling and summarizing information, producing supporting documentation and exhibits and verification of information received from external sources. Manages special projects and serves as data/technical lead and contact for team members and associates from other areas of the company. Contributes to the continuous improvement of department processes through ongoing initiatives. May perform other responsibilities as assigned. Reporting Relationships: Reports to Director/Associate Vice President and may have the opportunity to lead a small team of Business Insight professionals. Typical Skills and Experiences: Education: Undergraduate studies in computer science, management information, business, mathematics or related field with post-graduate studies preferred. Experience: Typically, 10 or more years of experience in data visualization, financial and operational measurement and data extraction queries. Detailed experience with data extraction problem solving; working with large structured and unstructured data sets and databases to create understandable and relevant measures. Professional experience in insurance, financial services or a related industry preferred. Knowledge, Abilities and Skills: In-depth knowledge of business policies and procedures, customer service concepts and practices. Sophisticated understanding of and working knowledge to build and maintain ad hoc and standard reports, including data visualization and business intelligence tools. Advanced knowledge on conducting data management and extraction of data for functional and operational measurement. Strong communication skills for interactions with others. Ability to understand functional and operational measurement needs, analyze data requests and interpret business problems into solutions. Ability to work under tight time constraints. Capable of developing distinctive and understandable data visualizations. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Exempt (Not eligible) Working Conditions: Normal office environment. Occasional travel, non-standard or extended work may be required based on project needs. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 02/03/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Consultant, Business Insights : $138,000.00-$243,000.00The expected starting salary range for Sr Consultant, Business Insights : $138,000.00 - $206,000.00

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program. It is our intention to fill this role in Columbus, Ohio. However, on occasion, applications from internal candidates working remotely or external candidates who bring critical industry skills and relevant experience may be considered. Internal Compensation Grade: G5 #LI-KD1 Join a high‑impact team at the forefront of enterprise‑level capital risk management. In this role, you'll be a key contributor to initiatives spanning capital risk and investment risk. You will own multiple Tier 1 models focused on fixed income credit risk and equity/alternative asset risk. Over time, you will expand your scope to influence actuarial asset modeling and product pricing. You'll collaborate across a wide range of teams, develop analytical solutions, and help safeguard Nationwide's capital adequacy while supporting business growth at target returns. Responsibilities What You'll Do You'll be trained to own and operate multiple Tier 1 quantitative risk and capital models that support our Capital, Appetite, and Limit (CAL) framework. Your responsibilities will include: Develop new quantitative models that support asset risk analytics and product underwriting. Translate strategic priorities into operational reality. Enable efficient modeling for production and ad-hoc analysis purposes. Own the operation, maintenance, and continued improvement of the Tier 1 fixed income credit risk model. Own the operation, maintenance, and continued improvement of the Tier 1 equity/alternative asset risk model. Drive quarterly capital adequacy tests. Support enterprise target capital framework and ad-hoc stress test. Support investment risk analytics and governance. Provide modeling insights for investment risk budget and sector guidelines. Enhance portfolio risk modeling and management. Partner with Model Risk Management on model validation and governance. Prepare risk reporting to executive committees, including the Board, EFRC, and ERCR. Required Education/Experience/Skills: Strong quantitative modeling skills with proficiency in Python for statistical and data analysis. Solid understanding of economics and investment asset classes. Proficiency with Microsoft Excel. Strong communication skills and the ability to articulate complex modeling concepts to senior leaders. Preferably 5+ years of experience in quantitative risk modeling. Preferred professional designations (or progress toward them): CFA, FRM, or FSA. Why Join Us? Broad Exposure: Work closely with teams across investment, investment risk, NF actuarial, P&C actuarial, treasury, and strategy. Career Growth: Get involved in initiatives that align with your strengths, interests, and long-term goals. Learning Culture: We invest heavily in training and development. Your curiosity and drive to learn are just as important as your current skillset. Summary Do you have the desire to play a critical role in driving data-based business outcomes? Nationwide has been using data to serve our members and drive business outcomes for almost 100 years. Our industry-leading workforce accepts an agile work environment and a collaborative culture to deliver outstanding solutions and results. Our Risk Analytics professionals play a key role in transforming quantitative data analysis into meaningful insights that drive business results. Specifically, they serve as the conduit joining quantitative risk analysts to business partners. As a Consultant, you'll be responsible for the creation and management of risk analytics projects to solve business problems and achieve objectives. You'll work consultatively with your leadership and business partners to match quantitative analysis with business needs. We'll count on you to be the key point of contact linking business goals to technical research. It's imperative that you have both a working knowledge of quantitative analytics and a clear understanding of business needs. You will need to confident articulating solutions to many levels of leadership. Job Description Key Responsibilities: Understands and assesses key business needs and responsible for developing the appropriate quantitative modeling solutions to these needs. Collaborates with departments across the organization or business functions to accomplish strategic goals, objectives, and initiatives. Builds risk analytic strategies for business problems through collaborating, consulting, and driving expectations. Collaborates with teams across the enterprise to ensure that consistent model assumptions, processes and outputs are well understood and that modeling standard methodologies are upheld throughout the organization. Crafts clear and concise summaries of findings and recommendations. Uses impactful storylines and data visualization geared to both technical and non-technical audiences. Develops, tests, implements and administers complex quantitative modeling processes and tools. Evaluates and ranks quantitative solutions to business problems. Communicates the key benefits and limitations of sophisticated modeling tools for business applications. Works across teams to ensure governance of modeling tools are applied consistently. May perform other responsibilities as assigned. Reporting Relationships: Reports to Risk/Actuarial leader. Typical Skills and Experiences: Education: Undergraduate studies in finance, accounting, economics, statistics, mathematics or related subject area required. Graduate-level studies in a related field with advanced degree highly desirable. License/Certification/Designation: Progress toward FCAS, FSA, CQF, CFA or similar preferred. Experience: Typically, seven or more years of related work experience in financial risk modeling or actuarial functions. Knowledge, Abilities and Skills: Proven knowledge of processes and functions spanning the insurance and risk management cycle. Understands machine learning, stochastic processes, Monte Carlo simulations, sampling methods and other statistical techniques applicable to specialized risk modeling. Confirmed mathematical knowledge of specialized risk models such as those used in hedging, economic scenario generation, catastrophe, credit risk, etc. Advanced understanding of risk management operations such as asset-liability management, portfolio risk assessment, hedging, etc. Strong communication and presentation skills. Advanced proficiency with Excel and Powerpoint. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 02/26/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Consultant, Risk Analytics : $118,000.00-$222,000.00The expected starting salary range for Consultant, Risk Analytics : $118,000.00 - $178,000.00

Consultant Perf Analytics - GB08BE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. A Performance Analytics Consultant works with their team to execute the vision and strategy for data and performance analytics in Personal Lines. They will cultivate a culture of data driven decision making, accountability and execute on strategic initiatives resulting in profitable growth. As a true partner to Personal Lines product organization, they will have the technical expertise to leverage the power of data and business knowledge to communicate scope and impact to product business partners. Who are we? We analyze data to help the business make informed analytics-based decisions. The Personal Line Performance Analytics team monitors Key Performance Indicators (KPI) of Auto and Home insurance. We analyze KPI trends, compare actual performance to expectations to answer questions like + Which areas are lagging compared to expectations? + What actions would result in profitable growth? We combine product knowledge and analytics to upskill and deliver actionable insights to the Personal Lines organization. We use advanced methodology and tools to efficiently analyze and then must accurately articulate results so business partners understand the metrics and can take action. RESPONSIBILITIES: + Work with teammates to perform monitoring tasks of strategic initiatives and products, identify areas of risks, opportunities, and provide actionable insights. Work with & understands production, performance & modeled metrics + Develop a deep understanding of Personal Line data assets. Has the ability to combine data from multiple disparate sources. + Provides solutions to customer needs on large-scale projects and ad-hoc questions. Independently resolves low to medium complexity customer requests. + Is a Performance Analytics partner who aids state product management The ideal candidate for the Performance Analytics Consultant Position + Has business analytics skills and can translate the story to business partners + Asks intriguing questions to get key information from business partners, builds strong partnerships, and helps lift the analytical capabilities of the organization + Is creative, collaborative, and eager to learn new things + Has foundational knowledge of insurance product coverages, common metrics, & actuarial loss concepts + Has basic knowledge of SQL + Has interest in learning new analytical strategies and building expertise with various tools QUALIFICATIONS: + Prior Personal or Commercial Insurance experience is required + Product or Pricing Work Experience preferred. + Project Management Work Experience. Has the ability to work in a diverse group, form a project outline and march the project to completion. + Technical Skills: Working knowledge of analytical and reporting tools. Has basic knowledge & the ability to write SQL queries to pull data. + Communication Skills: Ability to build working relationships with business partners & and break down complex topics in order to solve problems. + Ability to work effectively both in a team environment and independently. + Experience understanding database structures and data architecture is a plus. This role will have a Hybrid work arrangement, with the expectation of working in one of the offices listed 3 days a week (Tuesday through Thursday) Candidates must be authorized to work in the US without company sponsorship Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $77,600 - $116,400 Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. 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