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Senior Underwriter jobs at The Hartford

- 1519 jobs
  • Underwriter II - Group Benefits Priority Account

    The Hartford 4.5company rating

    Senior underwriter job at The Hartford

    Underwriter I - UO08KE Underwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. * In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. * Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy * Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. * Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers * Actively drive and participate in an assigned amount of project work and special assignments * Ensure data integrity reports are promptly completed * Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance * Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: * Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math * Strong interpersonal and business communication skills * Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred * Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) * Strong communication, presentation, interpersonal, analytical and research skills This position can be filled at different levels depending on experience This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
    $49.9k-83.2k yearly Auto-Apply 4d ago
  • Underwriter II - Group Benefits Priority Account

    The Hartford 4.5company rating

    Senior underwriter job at The Hartford

    Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. • In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. • Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy • Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. • Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers • Actively drive and participate in an assigned amount of project work and special assignments • Ensure data integrity reports are promptly completed • Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance • Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: • Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math • Strong interpersonal and business communication skills • Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred • Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) • Strong communication, presentation, interpersonal, analytical and research skills **This position can be filled at different levels depending on experience** This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits
    $49.9k-83.2k yearly Auto-Apply 5d ago
  • Mortgage Underwriter

    Workers Credit Union 3.8company rating

    Littleton, MA jobs

    Job Title: Mortgage Underwriter Department: Mortgage Lending Department Location: Littleton, MA Reports to: Mortgage Underwriting Manager Career Stream: Individual Contributor Classification: Hybrid Onsite Frequency: On-site at HQ more than 10 days per month with assigned workspace Pay Grade: 11 FLSA Status: Exempt Pay Grade Range: ($72,072.62 - $90,090.83 - $108,109.04) Actual compensation offered may vary from the posted pay grade range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer. FUNCTION: Responsible for underwriting first mortgages and home equity loan applications. Ensures all files are complete and compliant with Workers Credit Union policies, investor requirements, mortgage insurance standards, and applicable government loan regulations. ESSENTIAL JOB DUTIES AND RESPONSIBILITIES: * Underwrites first mortgage loans in compliance with all secondary market requirements, private mortgage insurance requirements, regulatory requirements and Workers Credit Union policies. * Underwrites home equity loans in accordance with private mortgage insurance requirements, regulatory requirements and Workers Credit Union policies. * Evaluates borrower creditworthiness and collateral to determine loan eligibility and assess overall risk to the credit union. * Exercises sound judgment in approving, suspending, or denying loan applications based on a comprehensive risk analysis. * Uses analytic tools (i.e. Collateral Underwriter, fraud prevention, etc.) in the risk assessment of the loan to determine requirements to meet legal and investor requirements. * Ensures underwriting decisions align with the credit union's risk appetite, lending policies, and regulatory requirements. * Remains current on investor and mortgage insurance guidelines. * Prepares commitment letter for home equity and first mortgage loans. * Clears loans for closing by ensuring pre-closing conditions have been satisfied. * Reviews and decisions subordination requests according to loan policy. * Provides the origination staff with support for the review of preapprovals. * Uses knowledge of investor and mortgage insurance guidelines along with loan policy to not only approve loans as submitted but to restructure loans as required to obtain an approval. * Tracks key milestones such as contingencies, closing dates, and rate lock expirations; communicate proactively with all applicable teams. * Collaborates with internal stakeholders to resolve complex loan issues and ensure timely decision-making. * Prepares and issue revised Loan Estimates in compliance with TRID for any changes in circumstance. * Maintains confidentiality of all data. * Upholds the Workers Credit Union "Workers Way" culture through daily interactions and behaviors. * Performs other duties as assigned to support departmental and organizational goals. Other Duties: * May be asked to provide coverage in other WCU branches or departments. * Adhere to all WCU policies and procedures which include security compliance and following guidelines intended to limit risk exposure to fraud and losses. * Participates in department and/or organizational projects as directed. * Performs other tasks or functions as required, requested, necessary or prudent. * Maintains confidentiality of all member and credit union information and data. * Regularly demonstrates behaviors as defined by the credit union's Fundamentals, which are part of the Workers Way culture program. Education * High School Diploma or Equivalent Required. Experience: * 2-5 years of experience in secondary mortgage underwriting. Knowledgeable in real estate lending guidelines and regulations including secondary market. Skilled in evaluating borrower credit, collateral, and capacity in accordance with investor and regulatory guidelines. Proficient in using loan origination systems (LOS) and automated underwriting systems (AUS). Known for sound judgment, attention to detail, efficiency in pipeline management, and effective communication with Originators, Processors, and Closers to ensure timely and accurate closings. * Additional Qualifications for Senior Mortgage Processor: * 5-8 years of experience in secondary mortgage underwriting, including complex loan types such as jumbo, construction, non-conforming and portfolio products. Demonstrated ability to assess risk, make high-level credit decisions, and mentor junior underwriters. Experienced in leading underwriting process improvements and maintaining high-quality standards in a fast-paced environment. Recognized for attention to detail, leadership, and commitment to confidentiality and organizational values. Knowledge/Skills/Abilities/Competencies: A successful Underwriter demonstrates deep knowledge of mortgage products, investor guidelines, and regulatory requirements (including TRID, RESPA, and HMDA). Proficient in loan origination systems (LOS), AUS platforms, and document management tools. Strong analytical and decision-making skills are essential for assessing credit risk and ensuring sound underwriting decisions. Must be detail-oriented, organized, and capable of managing multiple priorities. The role requires confidentiality, adaptability, and collaboration with internal teams to ensure efficient, compliant, and risk-aligned loan underwriting. Work Environment: * Hybrid Work Environment: This position offers a hybrid work environment, combining remote work with regular on-site days at the Littleton Headquarters. This work environment is subject to change based on business needs. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. * This is a largely sedentary role. * While performing the duties of this job, the employee is regularly required to stand, talk, hear, and use hands and fingers to handle, feel or operate objects, tools, or controls and to reach with hands and arms. * This role routinely uses standard office equipment such as computers, phones, photocopier/scanner, filing cabinets, and fax machines. About Workers Credit Union: Since 1914, Workers Credit Union has existed to Improve the Daily Lives of our Members. We deliver on our core purpose by partnering with our members to help them make their best financial choices and improve their financial wellness. We call this The Workers Way and this is at the center of everything we do. Through our specialized financial counseling, we are pioneering a new member experience through high-touch service and convenient technology. We have grown to over 2.6 Billion in assets and serve over 120,000 members. We are one of the top performing credit unions in Massachusetts with big plans for the future! Benefits: * Comprehensive medical, dental and vision plans * Basic life and AD&D insurance, short-term disability and long-term disability * 15+ days of paid time off (PTO) per year * Up to 16 hours of volunteer time off (VTO) per year * 11+ paid holidays * 401(k) that includes a Safe Harbor Match of up to 4%. * Tuition Reimbursement Program * Mental health resources including an Employee Assistance Program (EAP) * Individualized learning and development programs EEO Statement: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.
    $72.1k-90.1k yearly 1d ago
  • Sr. Life Insurance Underwriter (Remote)

    Globe Life Inc. 4.6company rating

    McKinney, TX jobs

    Primary Duties & Responsibilities At Globe Life, we continually seek talented Senior Life Insurance Underwriters who can play a pivotal role in the company's expansion. Our thriving and dynamic community offers ample room for professional development, increased earning potential, and a secure work environment. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better. Role Overview: Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters who are open to new opportunities! In this role, you will be responsible for evaluating life insurance applications, making critical decisions on risk selection, and determining whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you'll implement underwriting policies and procedures to efficiently process new business while also collaborating with other departments. This is a remote / work-from-home position. What You Will Do: * Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition. * Implement underwriting policies and procedures for new business processing and other department processes. * Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines. * Report and interpret MIB codes, as well as evaluate results of oral saliva tests and agent verification calls. * Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results. * Respond to customer inquiries regarding dispositions and evaluate health information received with add-ons, modifications, and reinstatements. * Act as the underwriting contact for top-level Agents for information and escalated issues, handling sensitive cases and positive drug screens. * Manage aging cases and referrals from other underwriters and screeners. * Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management. What You Can Bring: * Some college coursework; Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree. * Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses. * Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology. * Minimum of 3 years' experience in an Underwriter role or above. * Daily application of critical thinking and complex problem-solving skills. * Strong verbal and written communication skills. * Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus. Applicable To All Employees of Globe Life Family of Companies: * Reliable and predictable attendance of your assigned shift. * Ability to work full-time and/or part-time based on the position specifications. How Globe Life Will Support You: Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life: * Competitive compensation designed to reflect your expertise and contribution. * Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance. * Robust life insurance benefits and retirement plans, including a company-matched 401 (k) and pension plan. * Paid holidays and time off to support a healthy work-life balance. * Parental leave to help our employees welcome their new additions. * Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals. * Company-paid counseling for assistance with mental health, stress management, and work-life balance. * Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career. * Discounted Texas Rangers tickets for a proud visit to Globe Life Field. Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters. Location: 7677 Henneman Way, McKinney, Texas
    $32k-53k yearly est. 39d ago
  • Hybrid DE Underwriter

    National Mortgage Staffing 3.9company rating

    California jobs

    DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA) Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office. Key Responsibilities Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products. Verify credit, income, and asset documentation with a focus on accuracy and compliance. Analyze tax returns, self-employed income, P&L statements, and business cash flow. Review WVOE, Bank Statement, DSCR, and Asset-based loans. Ensure all files meet FHA DE requirements and investor guidelines. Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions. Maintain updated knowledge of underwriting standards and investor policies. Qualifications Active FHA DE (Direct Endorsement) designation required. Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience required. Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard). Experience analyzing self-employed income and complex loan structures. In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines. Have worked as a front line underwriter within the past 12 months. Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $70k-100k yearly 58d ago
  • Remote Mortgage Underwriter (DE/VA both designations required)

    National Mortgage Staffing 3.9company rating

    Tampa, FL jobs

    An established mortgage banker is seeking an experienced DE/VA Mortgage Underwriter to join its team. Please note both designations are required for consideration. We're looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions. Responsibilities Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations Analyze borrower financials, credit reports, and property appraisals to determine eligibility Assess risk and provide thorough loan decisions with clear explanations and conditions Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process Stay up-to-date with industry trends, guidelines, and best practices Qualifications Active DE and VA underwriting certification required Must have used DE and VA designation within the last 11 months Minimum 5 years of residential mortgage underwriting experience Proven history of longevity in prior roles (average tenure, no frequent job changes) Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products Experience with Encompass strongly preferred Excellent analytical, organizational, and problem-solving skills Strong communication skills and ability to collaborate effectively in a team environment Compensation & Benefits Salary: $85,000 - $100,000 per year Full benefits package including: Medical, Dental, Vision, Life Insurance 401(k) with employer contribution Paid vacation and sick time Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $85k-100k yearly 60d+ ago
  • Hybrid DE Underwriter

    National Mortgage Staffing 3.9company rating

    Brea, CA jobs

    DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA) Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office. Key Responsibilities Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products. Verify credit, income, and asset documentation with a focus on accuracy and compliance. Analyze tax returns, self-employed income, P&L statements, and business cash flow. Review WVOE, Bank Statement, DSCR, and Asset-based loans. Ensure all files meet FHA DE requirements and investor guidelines. Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions. Maintain updated knowledge of underwriting standards and investor policies. Qualifications Active FHA DE (Direct Endorsement) designation required. Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience required. Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard). Experience analyzing self-employed income and complex loan structures. In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines. Have worked as a front line underwriter within the past 12 months. Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $70k-100k yearly 58d ago
  • Insurance Underwriter (commercial lines)

    Arc Group 4.3company rating

    Oakland Park, FL jobs

    Job DescriptionINSURANCE UNDERWRITER (commercial auto - remote) ARC Group seeks a Commercial Insurance Underwriter to join our direct in their Ft. Lauderdale, FL offices. There is a preference for Underwriters in FL but those from surrounding gulf and eastern seaboard states will be considered for remote work. The Commercial Insurance Underwriter will report to the Underwriting Operations Manager and be responsible for examining new business submissions for eligibility, carefully evaluating each application for coverage in order to determine if the risk is acceptable. The Underwriter will verify if additional information is needed prior to making a decision to offer a proposal; should be able to confidently suggest if an account would need to be declined following established Underwriting Guidelines, appropriate joint review / consultation with Underwriting Operations Manager. Thiis is a fantastic opportunity to get onboard an established and well-respected organization that values its employees. Our client offers a competitive compensation package, health insurance, retirement plans, and the opportunity to make a profound impact on our client insurance underwriting team. Commercial Insurance Underwriter Responsibilities: Reviewing of initial information provided by prospective insured / agents. Quote preparation, including continuous communication with prospective insured / agent until policy binds / it is decided it will not move forward. Pricing / rating of new submissions following established guidelines and parameters / discussion with Underwriting Operations Manager. Maintaining and building relationships with insureds and agents. Providing customer service. Contributing to achieving and maintaining production goals. Monitoring and facilitating Underwriting Assistants duties, particularly aiding with specific endorsement requests that might require expert review / opinion, bind requests review for accuracy, etc. Monitoring and facilitating Renewal Underwriters duties, including but not limited to renewal evaluations, renewal revisions, review and processing of bind requests, when necessary, etc. Assisting in a variety of administrative tasks. Commercial Insurance Underwriter Requirements: Must have 3-5 years of commercial insurance underwriting experience, outstanding customer service and communication skills (verbal and written), and attention to detail. A college degree is preferred but not required Would you like to know more about our new opportunity? You can apply online while viewing all open jobs at ******************* ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed. ARC Group is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce. We are a no-fee agency to candidates.
    $45k-106k yearly est. 25d ago
  • Remote VA LAPP/SAR Underwriter- Active designations required

    National Mortgage Staffing 3.9company rating

    Tampa, FL jobs

    Job Title: VA Underwriter Location: Remote (Must reside in a state located within the Eastern Standard Time Zone Schedule: Full-Time Overview: We're working with a reputable lender seeking an experienced VA Underwriter to join their team. This position is fully remote, but candidates must be available to work standard Eastern Time hours. Unfortunately, this lender is not registered to have employees in the state of California. Key Requirements (Must-Have): Must have actively underwritten and signed off on loans using VA LAPP/SAR designations and issued an NOV within the past 6 months Active VA LAPP/SAR credentials Must have most recently worked for a Mortgage company. Must be able to work a full-time Eastern Standard Time (EST) schedule Preferred Experience: FHA designation and Non-QM underwriting experience is highly preferred Responsibilities: Underwrite VA loans in accordance with agency, investor, and company guidelines Review and clear conditions; issue final loan approvals using VA credentials Analyze credit, income, asset, and collateral documentation to determine risk and loan eligibility Ensure underwriting decisions meet compliance, quality, and timeline standards Collaborate with internal teams to resolve loan issues and support successful closings Stay up to date on all regulatory changes, agency updates, and internal policy shifts Please note: NMS is recruiting on behalf of the hiring company. We do not set requirements, compensation, work schedules, or employment policies.Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $37k-66k yearly est. 60d+ ago
  • Retail Underwriter

    Vibrant Credit Union 3.5company rating

    Moline, IL jobs

    Position Overview: : The Retail Underwriter is responsible for analyzing and monitoring the creditworthiness of assigned commercial accounts and recommending and approving credit within established guidelines and policies. What You Will Do: Execute complete cycle for credit underwriting process for consumer loans Ensure regulatory compliance across consumer banking Identify and document key risks and control indicators Complete a full analysis of consumer credit reports, income sources, and other supplemental documentation while serving as a subject matter expert (SME) for any inquiries on creditworthiness and loan decisions Execute accurate calculations for retail lending rations Review loan files and documents required before closing Adhere to Vibrant's underwriting matrix and risk philosophy and identify and track any exceptions to the matrix and/or policy Leverage loan origination system for additional data to assist in providing decisions to applicant Provides recommendations on product and program enhancements by serving as SME Review underwriting standards and documentation requirements for potential third party partners. Update, manage, and complete administrative duties within all loan management portals Review and complete timely reporting of covenants and other requirements for consumer loan tracking and monitoring Ensures the completion and documentation of periodic loan reviews and can facilitate and monitor external loan review channels Monthly review for select third party loan programs Daily review for select third party loan programs Our Ideal Candidate: Four-year degree or at a minimum three years of proven experience in underwriting Working knowledge of lending policies, regulations, and compliance Working knowledge of spreading, analyzing, and interpreting various financial and credit documents accurately Working knowledge of tax returns and financials Working knowledge of retail loan origination systems Reports to Commercial Credit Manager Environmental and Physical Activity Requirements: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. The daily responsibilities of this position constantly require effective talking, hearing, walking, finger dexterity, reaching, stooping, and grasping functions. The position also often requires reaching and lifting (up to 25 pounds). Frequent sitting, standing, and repetitive motion activities are also required. Must be able to read print and computer-based materials and to do so with consistent accuracy. Most of these functions require light physical exertion and are conducted indoors at controlled degrees of temperature. Other Duties: This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice. Compensation details: 49460-71748 Yearly Salary PI986aa599a172-31181-39211618
    $41k-53k yearly est. 8d ago
  • Mortgage Underwriter

    IH Mississippi Valley Credit Union 4.0company rating

    Moline, IL jobs

    Job Description Join Our Team as a Mortgage Underwriter at IHMVCU! IHMVCU is committed to helping our members achieve homeownership and financial goals by offering mortgage solutions. We are seeking a highly skilled Mortgage Underwriter with a background in secondary market lending and home equity underwriting to join our team and play a critical role in assessing risk, ensuring compliance and supporting our operations. This role will enjoy a hybrid working environment at our beautiful headquarters located on River Drive in Moline, IL. This facility includes a comfortable office environment with an on-site gym facility. Education and Experience: Two-year college degree or equivalent combination of education and experience. Minimum of 2 years of experience in Mortgage Lending Experience, with emphasis on secondary market and home equity underwriting. Excellent communication and interpersonal skills, with the ability to collaborate effectively. Strong analytical skills with a strong attention to detail and commitment to accuracy. Ability to work independently, manage multiple tasks and meet deadlines in a fast-paced environment. High level of integrity and commitment to member service. What are some of the responsibilities of a Mortgage Underwriter? Evaluate, analyze, and approve/deny loan applications within guidelines established by each investor in a timely manner -no more than 48-hour turn around time. Clear underwriting conditions for final approval and closing of loan. Coordinate with mortgage team in analyzing and solving situations that may arise in the mortgage application and loan process. Offer alternative suggestions when loan cannot be approved as submitted. Understand and apply all federal and state regulations governing credit union lending, with particular emphasis on rules and regulations governing mortgage lending. Continuing education as needed to remain current with underwriting guidelines, investor requirements and regulatory policies. Have comprehensive knowledge of all mortgage loan products and programs available through the credit union as well as our affiliate relationships. Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity. Move Up your career at IHMVCU with this great opportunity! Physical Requirements Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound. Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; Lifting Demands: Up to 10 lbs.
    $52k-71k yearly est. 16d ago
  • Mortgage Underwriter

    IH Mississippi Valley Credit Union 4.0company rating

    Moline, IL jobs

    Join Our Team as a Mortgage Underwriter at IHMVCU! IHMVCU is committed to helping our members achieve homeownership and financial goals by offering mortgage solutions. We are seeking a highly skilled Mortgage Underwriter with a background in secondary market lending and home equity underwriting to join our team and play a critical role in assessing risk, ensuring compliance and supporting our operations. This role will enjoy a hybrid working environment at our beautiful headquarters located on River Drive in Moline, IL. This facility includes a comfortable office environment with an on-site gym facility. Education and Experience: * Two-year college degree or equivalent combination of education and experience. * Minimum of 2 years of experience in Mortgage Lending Experience, with emphasis on secondary market and home equity underwriting. * Excellent communication and interpersonal skills, with the ability to collaborate effectively. * Strong analytical skills with a strong attention to detail and commitment to accuracy. * Ability to work independently, manage multiple tasks and meet deadlines in a fast-paced environment. * High level of integrity and commitment to member service. What are some of the responsibilities of a Mortgage Underwriter? * Evaluate, analyze, and approve/deny loan applications within guidelines established by each investor in a timely manner -no more than 48-hour turn around time. Clear underwriting conditions for final approval and closing of loan. * Coordinate with mortgage team in analyzing and solving situations that may arise in the mortgage application and loan process. Offer alternative suggestions when loan cannot be approved as submitted. * Understand and apply all federal and state regulations governing credit union lending, with particular emphasis on rules and regulations governing mortgage lending. * Continuing education as needed to remain current with underwriting guidelines, investor requirements and regulatory policies. Have comprehensive knowledge of all mortgage loan products and programs available through the credit union as well as our affiliate relationships. Being a team member of IHMVCU is more than just a job, we want to make differences in the communities we live in and serve. Check out our careers page for more information including benefits ********************** Final compensation will be determined by various factors such as experience, specific skills and internal pay equity. Move Up your career at IHMVCU with this great opportunity! Physical Requirements * Sitting: Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. * Talking: Expressing or exchanging ideas by means of the spoken word; those activities where detailed or important spoken instructions must be conveyed to other workers accurately, loudly, or quickly. * Hearing: Perceiving the nature of sounds at normal speaking levels with or without correction and having the ability to receive detailed information through oral communication and making fine discriminations in sound. * Finger, handle, touch: Picking, pinching, typing or otherwise working, primarily with fingers rather than with whole hand or arm as in handling. Applying pressure to an object with the fingers and palm. * Visual Demands: Visual acuity to do things such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; * Lifting Demands: Up to 10 lbs.
    $52k-71k yearly est. 16d ago
  • In Office Mortgage Underwriter- Non-QM and Conventional

    National Mortgage Staffing 3.9company rating

    Melville, NY jobs

    Mortgage Underwriter - Onsite | Melville, NY An established mortgage banker in Long Island is seeking a proactive Mortgage Underwriter to join its growing team. This is a full-time, onsite role responsible for underwriting both Conventional and Non-QM loans. The ideal candidate will bring strong Encompass and Optimal Blue experience and a solution-oriented approach to getting deals funded. Responsibilities Underwrite Conventional and Non-QM residential loans Evaluate borrower documentation for accuracy, compliance, and eligibility Collaborate with the COO and team members to find solutions and move loans to funding Use Encompass and Optimal Blue to assess, structure, and price loans Ensure files are reviewed and cleared in a timely manner Proactively manage pipeline and escalate potential issues as needed Qualifications Minimum 4 years of residential mortgage underwriting experience Strong Non-QM underwriting experience required Proficiency in Encompass (required) and Optimal Blue Detail-oriented, proactive, and solution-driven mindset Strong communication skills and ability to work collaboratively Schedule/Location Onsite - Melville, Long Island, NY Monday-Friday, 9:00 AM - 5:00 PM Reports to: COO Compensation & Benefits Base salary: up to $85,000 annually- not including bonus Bonus per closed file (TBD by client) Full benefits package offered Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $85k yearly 60d+ ago
  • FHA/VA 203k Underwriter- Active designations required- In Office

    National Mortgage Staffing 3.9company rating

    Edison, NJ jobs

    Job Title: DE/VA Underwriter In office Overview: We're working with a reputable lender seeking an experienced DE VA Underwriter to join their team. Key Requirements (Must-Have): Must have actively underwritten and signed off loans using both DE CHUMS ID and VA LAPP/SAR designations within the past 11 months Active DE CHUMS ID and VA LAPP/SAR credentials 203k underwriting experience Responsibilities: Underwrite VA, 203k and FHA loans in accordance with agency, investor, and company guidelines Review and clear conditions; issue final loan approvals using DE and VA credentials Analyze credit, income, asset, and collateral documentation to determine risk and loan eligibility Ensure underwriting decisions meet compliance, quality, and timeline standards Collaborate with internal teams to resolve loan issues and support successful closings Stay up to date on all regulatory changes, agency updates, and internal policy shifts Please note: NMS is recruiting on behalf of the hiring company. We do not set requirements compensation, work schedules, or employment policies.Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $51k-82k yearly est. 60d+ ago
  • In Office Mortgage Underwriter

    National Mortgage Staffing 3.9company rating

    Carmel, IN jobs

    Mortgage Underwriter Location: Carmel, IN (On-site, Full-time) Salary: $65,000-$75,000, depending on experience Our client is seeking an experienced Mortgage Underwriter for an on-site position in Carmel, Indiana. This is a full-time role responsible for underwriting residential mortgage loans while maintaining compliance with agency guidelines and internal policies. The ideal candidate is detail-oriented, deadline-driven, and comfortable working in a collaborative office setting. This role requires recent experience with Conventional loans. Non-QM and Government (FHA/VA) experience is a strong plus. Candidates must be proficient in Encompass. Key Responsibilities: Underwrite Conventional residential mortgage files in accordance with FNMA/FHLMC guidelines Analyze income, assets, credit, and collateral to assess loan eligibility and risk Review and clear conditions in a timely and accurate manner Communicate clearly with processors and loan officers to facilitate smooth closings Maintain a consistent pipeline and meet required service-level standards Stay up to date on investor, agency, and regulatory changes Support internal team discussions on process improvements and file quality Qualifications: 2-4 years of recent mortgage underwriting experience required Strong knowledge of Conventional guidelines Non-QM and Government (FHA/VA) underwriting experience is a plus Encompass experience is required Detail-oriented with strong time management and documentation review skills Effective communicator with a team-first mindset Additional Information: This is a full-time, in-office position based in Carmel, IN Candidates must have recent front-line underwriting experience This role is not intended for processors or individuals seeking to re-enter underwriting after an extended gap Please Note: All qualifications and requirements for this role are set by our client. National Mortgage Staffing does not determine candidate eligibility. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $65k-75k yearly 60d+ ago
  • In Office Mortgage Underwriter

    National Mortgage Staffing 3.9company rating

    Painesville, OH jobs

    Conventional Mortgage Underwriter Schedule: Monday-Friday, 8:00 AM - 5:00 PM Salary: $70,000 annually + potential annual company performance bonus Employment Type: Full-Time, Non-Exempt About the Role Our client is seeking an experienced Conventional Mortgage Underwriter to join their mortgage department. This position is responsible for evaluating and verifying mortgage loan applications to determine the applicant's ability to repay, ensuring all loans meet FNMA guidelines, credit union policies, and applicable regulations. The role requires exceptional attention to detail, strong analytical skills, and the ability to communicate underwriting decisions promptly and professionally. Key Responsibilities Communicate underwriting decisions to all involved parties in a timely manner upon receipt of the mortgage file and supporting documentation. Ensure all closing documents meet compliance requirements, are complete with required signatures, endorsements, or notarizations, and that files are closed within four business days of receipt. Maintain strict adherence to credit union, FNMA, and applicable government standards for the mortgage industry. Provide friendly, accurate, and professional service to members and associates, responding to messages and correspondence within 24 hours. Review and evaluate mortgage loan documents, including 1003 and 1008 forms, trust documentation, title reports, homeowner and condo master policies, and insurance documents. Approve or deny loan applications or request additional information when necessary. Ensure timely and accurate preparation of documentation for the secondary market. Qualifications Minimum 2 years of experience as a manual mortgage undewriter Strong working knowledge of FNMA guidelines. Bachelor's degree in Finance, Business, Economics, or related field (or equivalent work experience). Proficiency with Microsoft Office and underwriting platforms such as Desktop Underwriter (DU). Excellent communication skills, attention to detail, and accuracy in typing/data entry. Additional Information This position is 100% on-site in Painesville, OH - remote work is not available. Candidates who have been unemployed for over 12 months due to market conditions will be considered if they meet all qualifications. Please Note: We do not set the requirements for this role. All criteria are determined by our client and must be followed as outlined. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $70k yearly 60d+ ago
  • In-Office Non-QM Loan Underwriter

    National Mortgage Staffing 3.9company rating

    Edison, NJ jobs

    As an In-Office Non-QM Underwriter, you will be responsible for evaluating and underwriting complex non-qualified mortgage (Non-QM) loan applications. This position requires expertise in various non-QM loan products, including but not limited to Bank Statement, DSCR (Debt Service Coverage Ratio), and Asset Depletion loans. Your role will ensure compliance with all underwriting guidelines and regulatory requirements while maintaining a high level of service and accuracy. Key Responsibilities: Review and analyze loan files, including income documentation, credit reports, and asset verification for Bank Statement, DSCR, and Asset Depletion loans. Underwrite and approve or deny loan applications based on the company's guidelines, policies, and regulatory requirements. Communicate with loan officers, processors, and other stakeholders to obtain necessary documentation and resolve any issues. Ensure loan files are complete, accurate, and compliant before final approval or denial. Stay current with industry regulations, guidelines, and best practices regarding Non-QM loan products. Provide guidance and support to junior underwriters and other team members as needed. Maintain a high level of productivity and quality assurance while meeting deadlines. Requirements: Minimum of 3+ years of experience in underwriting Non-QM loans. Strong knowledge and experience with Bank Statement, DSCR, and Asset Depletion products. Deep understanding of underwriting guidelines, regulations, and compliance standards related to Non-QM loans. Proven ability to handle a high volume of loan files while maintaining accuracy and attention to detail. Excellent communication skills, both written and verbal. Ability to work independently and as part of a collaborative team. Strong organizational and problem-solving skills. Salary: 90-110kThank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
    $51k-68k yearly est. 60d+ ago
  • Underwriter II - Group Benefits Priority Account

    The Hartford 4.5company rating

    Senior underwriter job at The Hartford

    Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. - In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. - Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy - Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. - Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers - Actively drive and participate in an assigned amount of project work and special assignments - Ensure data integrity reports are promptly completed - Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance - Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: - Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math - Strong interpersonal and business communication skills - Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred - Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) - Strong communication, presentation, interpersonal, analytical and research skills **This position can be filled at different levels depending on experience** This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. About Us (************************************* Our Culture What It's Like to Work Here (************************************************** Perks & Benefits Legal Notice (***************************************** Accessibility Statement Producer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information) MA Applicant Notice (******************************************** Hartford India Prospective Personnel Privacy Notice
    $49.9k-83.2k yearly 4d ago
  • Underwriter II - Group Benefits Priority Account

    The Hartford 4.5company rating

    Senior underwriter job at The Hartford

    Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. - In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. - Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy - Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. - Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers - Actively drive and participate in an assigned amount of project work and special assignments - Ensure data integrity reports are promptly completed - Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance - Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: - Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math - Strong interpersonal and business communication skills - Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred - Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) - Strong communication, presentation, interpersonal, analytical and research skills **This position can be filled at different levels depending on experience** This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. About Us (************************************* Our Culture What It's Like to Work Here (************************************************** Perks & Benefits Legal Notice (***************************************** Accessibility Statement Producer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information) MA Applicant Notice (******************************************** Hartford India Prospective Personnel Privacy Notice
    $49.9k-83.2k yearly 4d ago
  • Underwriter II - Group Benefits Priority Account

    The Hartford 4.5company rating

    Senior underwriter job at The Hartford

    Underwriter I - UO08KEUnderwriter II - UO08ME We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. We're in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They're at the center of everything we do - and by joining us, you'll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they've always been done isn't a part of the job. Here, you'll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you'll have any number of opportunities for your career to grow in whatever direction you choose. The Underwriter will be part of the Priority Accounts (PA) Team and is responsible for: New Business, Renewals, and Inforce business opportunities which will help to build and sharpen technology (PRISM, rating system) skills. Working with Sales to negotiate rates and ensure profitability on Renewals. Ownership of assigned Sales office and to be a part of the overall block and pricing strategies. - In this role you will have an opportunity to learn the intricacies of rating and building plan designs, work with pricing tools, and serve as strategic reserve for other underwriters to allow for growth and upmarket moves. - Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy - Effectively and independently handle renewal ratings by building the formula and needed picks using Short Term Disability (STD) Incurral. - Establish solid relationships with all internal and external business partners, negotiating prices and benefit options with the sales team and brokers - Actively drive and participate in an assigned amount of project work and special assignments - Ensure data integrity reports are promptly completed - Demonstrate understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance - Working on STD Incurral, Administrative Service Offerings (ASO) STD, Leave Management, AMT Tool and SAADD tools. (Pricing tools) QUALIFICATIONS: - Bachelor's degree preferred. Desired majors including Risk Management & Insurance, Business, Economics, Finance, Accounting and Math - Strong interpersonal and business communication skills - Minimum of 1+ years of Group Benefits Underwriting, or related experience is preferred - Solid MS Office Knowledge (Microsoft Excel formulas, sorting, v-look-ups, pivot tables) - Strong communication, presentation, interpersonal, analytical and research skills **This position can be filled at different levels depending on experience** This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday). Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $49,920 - $83,160 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us (************************************* | Our Culture (******************************************************* | What It's Like to Work Here (************************************************** | Perks & Benefits (********************************************* Every day, a day to do right. Showing up for people isn't just what we do. It's who we are - and have been for more than 200 years. We're devoted to finding innovative ways to serve our customers, communities and employees-continually asking ourselves what more we can do. Is our policy language as simple and inclusive as it can be? Can we better help businesses navigate our ever-changing world? What else can we do to destigmatize mental health in the workplace? Can we make our communities more equitable? That we can rise to the challenge of these questions is due in no small part to our company values that our employees have shaped and defined. And while how we contribute looks different for each of us, it's these values that drive all of us to do more and to do better every day. About Us (************************************* Our Culture What It's Like to Work Here (************************************************** Perks & Benefits Legal Notice (***************************************** Accessibility Statement Producer Compensation (************************************************** EEO Privacy Policy (************************************************** California Privacy Policy Your California Privacy Choices (****************************************************** International Privacy Policy Canadian Privacy Policy (**************************************************** Unincorporated Areas of LA County, CA (Applicant Information) MA Applicant Notice (******************************************** Hartford India Prospective Personnel Privacy Notice
    $49.9k-83.2k yearly 4d ago

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