The Travelers Companies jobs in Charlotte, NC - 32 jobs
Senior Underwriter / Account Executive Officer - Public Sector Services Loss Sensitive
Travelers Insurance Company 4.4
Travelers Insurance Company job in Charlotte, NC
**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
**Job Category**
Underwriting
**Compensation Overview**
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
**Salary Range**
$109,300.00 - $180,200.00
**Target Openings**
1
**What Is the Opportunity?**
The Account Executive Officer (AEO), Public Sector Services will partner with agents and brokers to provide coverage for new and renewal business based on customers' needs. This role is seen as a technical resource. As an AEO, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to independently assess complex risk and sell our products in challenging markets will contribute to the profitability and success of Travelers.
**What Will You Do?**
+ Manage the profitability, growth, and retention of an assigned book of business.
+ Underwrite and skillfully negotiate complex customer accounts to minimize risk and maximize profitability.
+ Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities.
+ Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings.
+ Identify and capture new business opportunities using consultative marketing and sales skills.
+ Independently develop and execute agency sales plans and frequently partner with your Managing Director (MD) to develop region/group sales plans.
+ May assist in the training and mentoring of less experienced Account Executives.
+ Perform other duties as assigned.
**What Will Our Ideal Candidate Have?**
+ Bachelor's degree.
+ Six to eight years of relevant underwriting experience with experience in commercial lines.
+ Deep knowledge of commercial lines products, the regulatory environment, and the local insurance market.
+ Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite.
+ Excellent communication skills with the ability to successfully negotiate in difficult situations with agents and brokers.
+ CPCU designation.
**What is a Must Have?**
+ Four years of underwriting, claim, operations, risk assessment, actuarial, sales, product, or finance experience.
**What Is in It for You?**
+ **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
+ **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
+ **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
+ **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
+ **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
**Employment Practices**
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit ******************************************************** .
**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
**Job Category**
Underwriting
**Compensation Overview**
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
**Salary Range**
$89,800.00 - $148,300.00
**Target Openings**
1
**What Is the Opportunity?**
Commercial Accounts offers a wide array of guaranteed-cost products to mid-size businesses. Total account solutions include General Liability, Property, Automobile, Workers' Compensation, and Lead Umbrella. The Account Executive (AE), Commercial Accounts will partner with agents and brokers to provide property, general liability, commercial auto, and/or workers' compensation coverage for new and renewal business based on customers' needs. As an AE, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to assess risk and sell our products will contribute to the profitability and success of Travelers.
**What Will You Do?**
+ Manage the profitability, growth, and retention of an assigned book of business.
+ Underwrite and skillfully negotiate customer accounts to minimize risk and maximize profitability.
+ Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities.
+ Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings.
+ Identify and capture new business opportunities using consultative marketing and sales skills.
+ Develop and execute agency sales plans. Execute region/group sales plans.
+ Perform other duties as assigned.
**What Will Our Ideal Candidate Have?**
+ Bachelor's degree.
+ Three to five years of relevant underwriting experience with experience in commercial lines.
+ Knowledge of commercial lines products, the regulatory environment, and the local insurance market.
+ Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite.
+ Communication skills with the ability to successfully negotiate with agents and brokers.
+ CPCU designation.
**What is a Must Have?**
+ Two years of underwriting, claim, operations, risk assessment, actuarial, sales, product, or finance experience.
**What Is in It for You?**
+ **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
+ **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
+ **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
+ **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
+ **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
**Employment Practices**
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit ******************************************************** .
$89.8k-148.3k yearly 60d+ ago
Claims Adjuster - Attorney Represented Injury
Progressive 4.4
Charlotte, NC job
Progressive is dedicated to helping employees move forward and live fully in their careers. Your journey has already begun. Apply today and take the first step to Destination: Progress. As a claims adjuster specialist, you'll play a critical role managing attorney represented bodily injury (BI) claims. An ideal candidate will have experience managing an inventory independently, experience assessing and evaluating liability, coverage, and damages, as well as working independently and directly with attorneys to negotiate and settle claims. By joining our organization, you'll have the support of a collaborative team that will help you grow your claims career. Read on to learn more about some of the day-to-day responsibilities.
This is a hybrid role. You'll be expected to report to an office about four days per month for important meetings, training, and collaboration and will have the benefit of continued coaching from a supportive team. If you prefer an in-office environment, you're welcome to work in the office more than four days per month.
Duties & responsibilities
* Determines coverage and liability
* Negotiate with claimants or their attorneys
* Settle claims and set reserves
* Estimates cost of treatment or compensation for those injured in accidents
* Analyze and interpret medical reports, follow-up with no-fault parties, and manage claims process to ensure efficient resolution
* Interview, collect and document information from various people such as claimants, agents/brokers, attorneys, and police
Must-have qualifications
* Four years of relevant work experience with one year in claims handling
* {OR} Associate's degree and three years relevant work experience with one year in claims handling
* {OR} Bachelor's degree and one year in claims handling
* This position requires a valid driver's license and auto insurance.
Preferred skills
* Auto and/or commercial insurance experience
License: This role requires adjusters to take and pass a licensing exam in order to secure licensing to adjust claims on behalf of Progressive.
Location: Open to our claims offices located in Charlotte, NC, Asheville, NC, Greenville, SC, Myrtle Beach, SC, North Charleston, SC
Compensation
* $63,100-$81,600/year
* Gainshare annual cash incentive payment up to 16% of your eligible earnings based on company performance
Benefits
* 401(k) with dollar-for-dollar company match up to 6%
* Medical, dental & vision, including free preventative care
* Wellness & mental health programs
* Health care flexible spending accounts, health savings accounts, & life insurance
* Paid time off, including volunteer time off
* Paid & unpaid sick leave where applicable, as well as short & long-term disability
* Parental & family leave; military leave & pay
* Diverse, inclusive & welcoming culture with Employee Resource Groups
* Career development & tuition assistance
* Onsite gym & healthcare at large locations [delete if not applicable to location]
Energage recognizes Progressive as a 2025 Top Workplace for: Innovation, Purposes & Values, Work-Life Flexibility, Compensation & Benefits, and Leadership.
Equal Opportunity Employer
Applicants must be authorized to work for any employer in the U.S. without the need or potential need, of current or future sponsorship for employment. Progressive does not hire candidates with (e.g., F-1 CPT, OPT, or STEM OPT, H-1B, O-1, E-3, TN) statuses for this role.
For ideas about how you might be able to protect yourself from job scams, visit our scam-awareness page at ****************************************************************
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$63.1k-81.6k yearly 8d ago
Territory Sales Manager (Charlotte)
Allstate 4.6
Charlotte, NC job
National General is a part of The Allstate Corporation, which means we have the same innovative drive that keeps us a step ahead of our customers' evolving needs. We offer home, auto and accident and health insurance, as well as other specialty niche insurance products, through a large network of independent insurance agents, as well as directly to consumers.
The Agency Territory Sales Manager is a growth-driven sales professional responsible for winning new agency relationships, expanding production with existing partners, and driving profitable revenue growth within a defined territory. This role is designed for a seller who thrives on prospecting, influencing, and closing!
The successful candidate will actively identify and pursue high-potential agencies, position the full value of the company's product portfolio, and build trusted, long-term partnerships that consistently exceed volume and profitability goals. This role plays a critical part in increasing market share and strengthening the company's presence in the independent agency channel.
In addition to owning territory performance, the Agency Territory Sales Manager serves as a sales subject matter expert, sharing best practices, mentoring peers, and contributing to initiatives that elevate overall sales effectiveness.
Key Responsibilities
* Recommends agencies to participate in profit-sharing, rewards, and special incentives programs, and other agency sales initiatives
* Solicits new agencies, evaluates their potential to write quality new business, and appoints qualified new agencies with limited Regional Sales Managers and/or Sales Director oversight
* Consistently exceeds agreed upon new business production, direct written premium, loss ratio goals, and other KPIs on an annual basis by effectively managing the agents of an assigned territory
* Consistently exceeds expectations and serves as a role model for the members of the team, while embracing company initiatives such as cross-sell/One NatGen, and assisting the Director/RSM in the training and mentoring of new hires
* Terminates agents for lack of production, unprofitable results, or other cause
* Increases the percentage of producing agents within the territory through additional training and process improvements
Education
* 4 year Bachelors Degree (Preferred)
Experience
* 5 or more years of experience (Preferred)
Education & Experience (in lieu)
* In lieu of the above education requirements, an equivalent combination of education and experience may be considered.
Candidates ideally reside within Charlotte area.
Compensation
Additional Job Description
Base Pay Range: 72,480.00 - 103,000 USD
Joining our team isn't just a job - it's an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger - a winning team making a meaningful impact.
Effective July 1, 2014, under Indiana House Enrolled Act (HEA) 1242, it is against public policy of the State of Indiana and a discriminatory practice for an employer to discriminate against a prospective employee on the basis of status as a veteran by refusing to employ an applicant on the basis that they are a veteran of the armed forces of the United States, a member of the Indiana National Guard or a member of a reserve component.
For jobs in San Francisco, please click "here" for information regarding the San Francisco Fair Chance Ordinance.
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To view the "EEO Know Your Rights" poster click "here". This poster provides information concerning the laws and procedures for filing complaints of violations of the laws with the Office of Federal Contract Compliance Programs.
To view the FMLA poster, click "here". This poster summarizing the major provisions of the Family and Medical Leave Act (FMLA) and telling employees how to file a complaint.
It is the Company's policy to employ the best qualified individuals available for all jobs. Therefore, any discriminatory action taken on account of an employee's ancestry, age, color, disability, genetic information, gender, gender identity, gender expression, sexual and reproductive health decision, marital status, medical condition, military or veteran status, national origin, race (include traits historically associated with race, including, but not limited to, hair texture and protective hairstyles), religion (including religious dress), sex, or sexual orientation that adversely affects an employee's terms or conditions of employment is prohibited. This policy applies to all aspects of the employment relationship, including, but not limited to, hiring, training, salary administration, promotion, job assignment, benefits, discipline, and separation of employment.
National General Holdings Corp., a member of the Allstate family of companies, is headquartered in New York City. National General traces its roots to 1939, has a financial strength rating of A- (excellent) from A.M. Best, and provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, motorcycle, supplemental health, and other niche insurance products. We are a specialty personal lines insurance holding company. Through our subsidiaries, we provide a variety of insurance products, including personal and commercial automobile, homeowners, umbrella, recreational vehicle, supplemental health, lender-placed and other niche insurance products.
Companies & Partners
Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General Lender Services, ARS, RAC Insurance Partners, Mountain Valley Indemnity, New Jersey Skylands, Adirondack Insurance Exchange, VelaPoint, Quotit, HealthCompare, AHCP, NHIC, Healthcare Solutions Team, North Star Marketing, Euro Accident.
Benefits
National General Holdings Corp. is an Equal Opportunity (EO) employer - Veterans/Disabled and other protected categories. All qualified applicants will receive consideration for employment regardless of any characteristic protected by law. Candidates must possess authorization to work in the United States, as it is not our practice to sponsor individuals for work visas. In the event you need assistance or accommodation in completing your online application, please contact NGIC main office by phone at **************.
$74k-93k yearly est. Auto-Apply 30d ago
Senior Production Underwriting Specialist - Excess/Umbrella
Great American Insurance Group (DBA 4.7
Charlotte, NC job
Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.
At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.
The Excess Liability Division specializes in offering large limits of liability to protect its clients' corporate assets from catastrophic loss. The Division offers significant capacity of up to $20 million dollars for both Lead Umbrella and Excess Liability placements. This protection is made available to companies varying in size from single location light hazard risks to a wide variety of more difficult to place manufacturers and processors.
**************************************************************************************************
Our Excess Liability Division is looking for a Senior Production Underwriting Specialist to join their team. Great American's culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in‑office days are Tuesday-Thursday, with the fourth day determined by business needs. If not location near an office, this individual may work fully remote from the Eastern United States, with a preference for candidates located in Virginia or North Carolina.
Essential Job Functions and Responsibilities
* Has responsibility for risk selection/rejection, pricing, retention, growth, and profitability per divisional objectives.
* Uses independent judgment and initiative to support business goals.
* Maintains a high level of customer service.
* Analyzes coverage and limit requests and decides what terms to offer.
* Prices business in accordance with company guidelines.
* Assesses risk quality and compliance within company guidelines and initiates appropriate loss prevention actions.
* Orders and screens miscellaneous reports needed in the rating and underwriting processes, such as Motor Vehicle reports, loss history reports, credit checks, outside inspections, loss control, etc.
* Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business.
* Visits agents, brokers, and producers in order to retain existing accounts, build, and maintain business relationships and develop new opportunities in support of divisional objectives.
* Interprets, explains, and markets products and services.
* Administers, applies, and may update underwriting rules and guidelines, rating manual rules and insurance laws and regulations.
* Performs other duties as assigned.
Job Requirements
* Bachelor's Degree or equivalent experience.
* Generally, 10+ years of Casualty underwriting experience; a minimum of 3 years of Umbrella and Excess Casualty underwriting experience is highly desired.
* Effective communication and negotiation skills to build and leverage excellent customer relationships and to successfully market products and services.
* Position requires frequent day and overnight travel, more than 10% but less than 50% of time to visits agents and brokers.
Business Unit:
Excess Liability
Salary Range:
$126,000.00 -$150,000.00
Benefits:
We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.
Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at ****************************
* Excludes seasonal employees and interns.
$126k-150k yearly Auto-Apply 42d ago
Summer 2026 Mechanical Engineering Intern
Progressive Companies 4.4
Charlotte, NC job
As a Mechanical Engineering Intern, you will work collaboratively with project managers and other engineers to design mechanical systems for various project building types. You will prepare design documents utilizing load analysis, equipment sizing, ductwork sizing, and hydronic systems using AutoCAD and Revit software.
Responsibilities:
Contribute to the project team to ensure they achieve project schedules and budgets.
Manage multiple projects in a timely and accurate manner, monitoring overall project progress according to the project scope and available resources.
Provide drafting services and final engineering documents consistent with Progressive's standards.
Assist in the preparation of building models, detailed contract documents, construction documents, load analysis, equipment sizing, ductwork sizing, hydronic system design, plumbing design, fire safety design, and specifications consistent with Progressive Companies' standards.
Check for Code Compliance information as it relates to the discipline and any affect it may have on other disciplines.
Collaborate with various disciplines throughout Progressive Companies. Regularly communicate with Project Manager(s), Project Designer(s) and/or Project Architects(s) to understand any changes to project design, scope, schedule, and budget.
Understand what the deliverable needs to be to meet your client's project needs and what it takes to make projects successful.
Use design software/technology, including Revit, AutoCAD, BSD Speclink and other emerging technologies for presentation and production purposes.
Qualifications:
Enrollment in an EAC/ABET-accredited Mechanical Engineering program
Desire to learn about architectural building process. Knowledge of the mechanical engineering and documentation process preferred. Knowledge of load analysis, equipment sizing, ductwork sizing, and hydronic systems preferred.
Knowledge of quality assurance/quality control processes and a strong attention to detail.
Ability to produce construction drawings and specifications. Basic knowledge of mechanical standards and regulations, and the ability to research and apply/incorporate into technical documents.
Strong math, analytical, and problem-solving technical skills, and ability to communicate well as demonstrated through your competencies.
Knowledge of Revit or AutoCAD required.
Proficiency in Microsoft Office, including Word, Excel and Outlook required. Experience in Project, SharePoint, and Teams preferred.
$31k-36k yearly est. 15d ago
EPL & D&O Liability Claim Counsel
Travelers Insurance Company 4.4
Travelers Insurance Company job in Charlotte, NC
**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
**Job Category**
Legal
**Compensation Overview**
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
**Salary Range**
$111,600.00 - $184,200.00
**Target Openings**
1
**What Is the Opportunity?**
Bond & Specialty Insurance (BSI) provides management and professional liability, cyber, crime insurance, and surety bonds to or on behalf of businesses of all sizes. The BSI Claim Counsel team conducts thorough investigation, analysis, evaluation, and disposition of claims and claim litigation to achieve superior customer service and to optimize claim results. Travelers' Private/Non-Profit Team provides executive and organizational management liability coverage to privately held companies and non-profit entities of all types and sizes as well as certain governmental public entities. As a valued member of our team, in addition to claim, you also will provide legal advice to our underwriting colleagues and non-attorney claim colleagues, and participate in BSI claim strategic initiatives.
**What Will You Do?**
+ Follow operational policies to analyze, investigate, and resolve BSI claims of varying levels of severity with moderate supervision from claims management.
+ Prepare and present reports for management that accurately reflect loss development, potential/actual financial exposure, reserve adjustments, coverage issues, and claim and recovery strategies.
+ Retain, monitor, and manage outside counsel actively utilizing litigation management plans and budgets.
+ Communicate with underwriting on significant claim exposures.
+ Continue to develop the ability to identify all recovery opportunities and coordinate recovery efforts with the Recovery Management Unit and Claim management.
+ Travel to and attend mediations, settlement conferences, claim conferences, field office visits, trials and depositions.
+ Refine policy interpretation/coverage analysis skills including drafting coverage opinions with case law included.
+ Strengthen the ability to negotiate settlements/resolutions, review releases and settlement agreements, including confidentiality and non-disclosure provisions.
+ Support underwriting marketing efforts, including participation in broker and account visits and risk mitigation seminars and authoring customer-focused white papers and articles.
+ Monitor marketplace conditions, conduct research, and draft reference materials to inform claim and underwriting colleagues on law impacting Travelers' underwriting and claim decisions.
+ Obtain and maintain required adjusters' licenses.
+ Perform other duties as assigned.
**What Will Our Ideal Candidate Have?**
+ Five or more years of relevant legal or claim handling work experience.
+ Demonstrated ability to effectively work through conflict and resolve issues with a professional demeanor.
+ Ability to make sound decisions and negotiate terms and conditions within designated authority limit.
+ Strong verbal and written communication skills with the ability to clearly articulate coverage determinations.
+ Time management skills with the ability to manage multiple priorities with an attention to detail, data and analytics.
+ Ability to build and maintain effective and collaborative relationships with colleagues, customers, and business partners.
**What is a Must Have?**
+ Bachelor's Degree.
+ Juris Doctorate Degree.
+ Properly licensed, registered or authorized, and in good standing, to practice law in the jurisdiction in which you will be working.
+ Two years of relevant legal experience.
**What Is in It for You?**
+ **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
+ **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
+ **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
+ **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
+ **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
**Employment Practices**
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit ******************************************************** .
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA is one of the premier providers of professional liability insurance. CNA Financial Lines has an opening for a Complex Claims Consultant handling Employment Practice Liability (EPL), Private and Not-For-Profit D&O including Community Associations Claims. This individual will work with insureds, attorneys and brokers regarding the handling and/or disposition of mid to high severity claims.
This individual will investigate claims, coordinate discovery, and team with defense counsel on litigation strategy. This individual will be able to utilize claims policies and guidelines, review coverage, determine liability and damages, set financial reserves, secure information to negotiate and settle claims, and present claims to leadership, as needed. Critical to success in this role is the ability to be highly organized, independently motivated and responsive/communicative.
CNA offers a hybrid work environment in one of the following locations: Chicago, Glastonbury, Lake Mary, Wyomissing, NYC area preferred, but candidates near any CNA location will be considered.
JOB DESCRIPTION:
Essential Duties & Responsibilities
Performs a combination of duties in accordance with departmental guidelines:
* Manages an inventory of highly complex Financial Lines claims, with large exposures that require a high degree of specialized technical expertise and coordination, by following company protocols to verify policy coverage, conduct investigations, develop and employ resolution strategies, and authorize disbursements within authority limits.
* Ensures exceptional customer service by managing all aspects of the claim, interacting professionally and effectively, achieving quality and cycle time standards, providing timely updates and responding promptly to inquiries and requests for information.
* Verifies coverage and establishes timely and adequate reserves by reviewing and interpreting policy language and partnering with coverage counsel on more complex matters, estimating potential claim valuation, and following company's claim handling protocols.
* Leads focused investigation to determine compensability, liability and covered damages by gathering pertinent information, such as contracts or other documents, taking recorded statements from customers, claimants, injured workers, witnesses, and working with experts, or other parties, as necessary to verify the facts of the claim.
* Resolves claims by collaborating with internal and external business partners to develop, own and execute a claim resolution strategy, that includes management of timely and adequate reserves, collaborating with coverage experts, negotiating complex settlements, partnering with counsel to manage complex litigation and authorizing payments within scope of authority.
* Establishes and manages claim budgets by achieving timely claim resolution, selecting and actively overseeing appropriate resources, authorizing expense payments and delivering high quality service in an efficient manner.
* Realizes and addresses subrogation/salvage opportunities or potential fraud occurrences by evaluating the facts of the claim and making referrals to appropriate Claim, Recovery or SIU resources for further investigation.
* Achieves quality standards by appropriately managing each claim to ensure that all company protocols are followed, work is accurate and timely, all files are properly documented and claims are resolved and paid timely.
* Keeps senior leadership informed of significant risks and losses by completing loss summaries, identifying claims to include on oversight/watch lists, and preparing and presenting succinct summaries to senior management.
* Maintains subject matter expertise and ensures compliance with state/local regulatory requirements by following company guidelines, and staying current on commercial insurance laws, regulations or trends for line of business.
* Mentors, guides, develops and delivers training to less experienced Claim Professionals.
May perform additional duties as assigned.
Reporting Relationship
* Typically Director or above
Skills, Knowledge & Abilities
* Thorough knowledge of the commercial insurance industry, products, policy language, coverage, and claim practices.
* Strong communication and presentation skills both verbal and written, including the ability to communicate business and technical information clearly.
* Demonstrated analytical and investigative mindset with critical thinking skills and ability to make sound business decisions, and to effectively evaluate and resolve ambiguous, complex and challenging business problems.
* Strong work ethic, with demonstrated time management and organizational skills.
* Ability to work in a fast-paced environment at high levels of productivity.
* Demonstrated ability to negotiate complex settlements.
* Experience interpreting complex specialty insurance policies and coverage.
* Ability to manage multiple and shifting priorities in a fast-paced and challenging environment.
* Knowledge of Microsoft Office Suite and ability to learn business-related software.
* Demonstrated ability to value diverse opinions and ideas.
Education & Experience
* Bachelor's Degree or equivalent experience; JD preferred.
* Typically a minimum of five to seven years of relevant experience, preferably in claim handling
#LI-CP1
#LI-Hybrid
In certain jurisdictions, CNA is legally required to include a reasonable estimate of the compensation for this role. In District of Columbia, California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, New York and Washington, the national base pay range for this job level is $72,000 to $141,000 annually. Salary determinations are based on various factors, including but not limited to, relevant work experience, skills, certifications and location. CNA offers a comprehensive and competitive benefits package to help our employees - and their family members - achieve their physical, financial, emotional and social wellbeing goals. For a detailed look at CNA's benefits, please visit cnabenefits.com.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
$72k-141k yearly Auto-Apply 6d ago
Architectural Staff - Health and Wellness
Progressive Companies 4.4
Charlotte, NC job
Deliver Results Engage as an active team member in all phases of the design process including predesign, schematic design, design development, construction documentation, bidding and construction administration. Assist in the development of design, graphic presentations, and 3D renderings.
Accompany and assist others during field observations to assess existing buildings and monitor progress of construction.
Produce contract documents that are efficient and consistent with the scope of work, schedule, and fee allotted to complete the work.
Participate in the development of project specifications and their coordination with the drawings.
Support communication and coordination with all disciplines, consultants, vendors, and contractors to ensure adherence to the contract documents and provide support as necessary.
Required Qualifications
Bachelor's Degree in Architecture or equivalent in education and experience required for professional licensure.
Must be committed to passing the Architect Registration Exam (ARE) and completing the Architectural Experience Program (AXP).
0 to 5 years of architectural experience.
Strong knowledge of SketchUp, Revit/AutoCAD, Adobe Photoshop, and Adobe InDesign.
Proficiency in Microsoft Office, including Word, Excel and Outlook.
Preferred Qualifications
Master's Degree in Architecture.
NCARB registration.
Associate AIA.
CSI-CDT certification.
LEED GA certification.
Experience in producing construction documents.
$34k-46k yearly est. 15d ago
Claim Professional Development Program (CPDP) Intern
The Travelers Companies 4.4
The Travelers Companies job in Charlotte, NC
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
Job Category
Claim
Compensation Overview
The hourly salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual hourly rate for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
Salary Range
$24.00 - $25.00
Target Openings
3
What Is the Opportunity?
Applications for this posting will be reviewed on a rolling basis. We encourage you to apply as soon as possible.
The Travelers Claim Intern program provides qualified candidates an excellent opportunity to gain first-hand business experience, receive valuable on-the-job training, to contacting clients, determining coverage, scoping of losses and completing damage estimates. Applicants must be authorized to work for ANY employer in the U.S. The company does not sponsor/support H-1B petitions, TN, or Forms I-983/STEM OPT, for this role.
What Will You Do?
* Internship includes:
* On-boarding of Travelers systems and protocols.
* Exposure to Personal and Business Insurance claims of basic to moderate complexity.
* Learn and understand effective strategies for investigating, negotiating and resolving claims thoroughly, accurately and efficiently.
* Develop knowledge of what happened, estimating damage, determining what coverages apply and helping our customers through the process.
* Observe the work of the Claim Professional through desk and ride alongs with experienced employees.
* Work with a designated coach to develop knowledge of claims through core assignments.
* Complete challenging and meaningful project work.
* Perform other duties as assigned.
What Will Our Ideal Candidate Have?
* For the CPDP Internship, we are most interested in students who are serious about entering the insurance industry and who are excited about the prospect of making Claim their future career choice.
* Preferred cumulative GPA of 3.0 or above.
* Business Administration.
* Liberal Arts (with business focus preferred).
* Business Management.
* Risk Management and Insurance.
* Undergraduate students completing their freshman year preferred.
* Working knowledge of Microsoft Office.
* Legally eligible to work in the United States.
* Strong verbal and written communication skills.
* Strong analytical skills and problem solving skills.
* Strong customer service skills.
What is a Must Have?
* Candidate must be pursuing a Bachelor's degree.
* Approximate work availability from June through August (10-12 weeks) required.
Employment Practices
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
We are committed to providing accommodation to persons with disabilities. If you require accommodation during the recruitment or interview process we will work with you to accommodate your needs.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit *********************************************************
$24-25 hourly 60d+ ago
Middle Market Underwriter
Sentry 4.0
Charlotte, NC job
Applies Underwriting policy, philosophy and procedures to evaluate the acceptability of submitted or existing business.
Based on qualifications and experience, this position can be filled at either an Underwriting Specialist or Senior Underwriting Specialist level.
What You'll Do
In this role, you will:
Work closely with agency partners and internal sales partners to obtain information needed to properly underwrite, price, and program individual policies/accounts.
Through the use of manuals, established procedures, and information collected works on the more complex underwriting assignments. Refer business outside of authority limit.
Responsible for underwriting of the more complex, larger accounts.
Evaluate established procedures for effectiveness and recommends change.
Work closely with other business products functions to ensure service and quality objectives are met. These units include rating, general services, audit, safety sciences, customer accounting and customer service.
Demonstrate an understanding of the insurance marketplace, and emerging industry issues.
Train other underwriters, give presentations and conduct training on underwriting procedures.
What it Takes
Bachelor's degree or equivalent work experience
Minimum of 5 years of related work experience
Previous insurance underwriting experience
Completion or in the process of taking insurance courses such as IIA and CPCU preferred
Demonstrated knowledge of specific product line insurance concepts and terminology
Comprehensive knowledge of reinsurance procedures
Effective analytical, human relations, and communication skills
Limited Travel
What You'll Receive
At Sentry, your total rewards go beyond competitive compensation. Below are some benefits and perks that you'll receive.
Sentry is happy to offer flexibility through a scheduled Hybrid work model. Monday and Friday work form home if you choose to, Tuesday through Thursday in office.
401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future
Continue your education and career development through Sentry University (SentryU) and utilize our Tuition Reimbursement program
Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time off
Group Medical, Dental, Vision, Life insurance, Parental leave, and our Health and Wellness benefits to encourage a healthy lifestyle.
Well-being and Employee Assistance programs
Sentry Foundation gift matching program to encourage charitable giving
About Sentry
We take great pride in making Forbes' list of America's Best Midsize Employers. A lot of different factors go into that honor, many of which contribute to your job satisfaction.
Our bright future is built on a long track record of success. We got our start in 1904 and have been helping businesses succeed and protect their futures ever since. Because of the trust placed in us, we're one of the largest and financially strongest mutual insurance companies in the United States. We're rated A+ by A.M. Best, the industry's leading rating authority.
Our headquarters is in Stevens Point, Wisconsin, with offices located throughout the United States. From sales to claims, and information technology to marketing, we enjoy a rewarding and challenging work environment with opportunities for ongoing professional development and growth.
Get ready to own your future at Sentry. Opportunities await!
Joe Larsen
*********************
Senior Talent Acquisition Specialist
Equal Employment Opportunity
Sentry is an Equal Opportunity Employer. It is our policy that there be no discrimination in employment based on race, color, national origin, religion, sex, disability, age, marital status, or sexual orientation.
$37k-60k yearly est. Auto-Apply 24d ago
Insurance Agent Trainee
Kemper 4.0
Charlotte, NC job
**Details** _Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises._
**Role: Life Insurance Sales Agent**
**Employment Type:** Full-Time with Benefits
**Work Arrangement:** Field Role
**Career and Opportunity**
Kemper is a diversified insurance holding company with a history spanning over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.
For new unlicensed agents, your journey begins with a paid training period. During this time, we provide the tools and guidance needed to study for and pass the licensing exams. Once licensed, you will be assigned an existing book of business, a portfolio of current customers from whom you'll collect monthly premiums. You'll earn a percentage of the premiums you collect, as well as a commission on all new sales you make. From there, the sky's the limit! Through hard work and dedication, you can increase your monthly income with every new sale. It really is that simple.
If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.
With a pay-for-performance compensation model, agents have the opportunity to determine their own paycheck. As your skills and knowledge grow, so does your potential for increased income. Superior performance is recognized through awards, prizes, and company-sponsored trips.
**Benefits**
Kemper offers competitive benefits, including:
+ Major Medical and Dental Insurance
+ Group Life Insurance
+ Short-Term & Long-Term Disability
+ 401(k) with Company Match
+ Paid Vacation
+ Employee Stock Purchase Program
**Responsibilities**
Agents are set up for success by being assigned a territory (called an agency) with an established book of business and existing customers.
**Day-to-Day Activities:**
+ Conducting sales presentations, recommending products, and closing new sales
+ Prospecting for new sales opportunities
+ Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
+ Responding promptly to service requests such as beneficiary changes, claims, and loans
+ Record keeping, accounting for money collected, and processing policy paperwork
**Agent Expectations:**
+ Grow the assigned territory through new sales
+ Build strong working relationships with customers
+ Devote the time necessary to fulfill the responsibilities of the role
+ Pursue continuous professional development in insurance products and sales effectiveness
**Minimum Qualifications**
+ Customer service experience
+ Must be at least 18 years of age
+ Valid driver's license with required auto insurance coverage
+ Dependable vehicle for daily travel
+ Ability to pass a background check, motor vehicle report, and drug screening
+ Authorization to work in the United States
**Preparation**
+ **Licensing:** We provide free access to study tools and professional guidance to help you prepare for licensing exams
+ **Training:** New agents complete an onboarding development program that includes self-study, classroom instruction, and field mentoring by your Sales Manager
+ **On-the-Job Training:** Earn a paycheck while learning your profession through hands-on experience
**Opportunity is knocking. Don't let it pass you by!**
_Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality throughout our organization, and we work diligently to maintain a workplace that is free from discrimination._
_Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper, and Kemper will not be obligated to pay a placement fee._
_Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications, such as WireApp or Skype, to communicate with candidates. If you receive such a message, delete it._
**Kemper at a Glance**
The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $12 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.6 million policies, is represented by approximately 24,200 agents and brokers, and has approximately 7,500 associates dedicated to meeting the ever-changing needs of its customers.
*Alliance United Insurance Company is not rated.
_We value diversity and strive to be an employer of choice. An Equal Opportunity Employer, M/F/D/V_
**Our employees enjoy great benefits:**
- Qualify for your choice of health and dental plans within your first month.
- Save for your future with robust 401(k) match, Health Spending Accounts and various retirement plans.
- Learn and Grow with our Tuition Assistance Program, paid certifications and continuing education programs.
- Contribute to your community through United Way and volunteer programs.
- Balance your life with generous paid time off and business casual dress.
- Get employee discounts for shopping, dining and travel through Kemper Perks.
$31k-38k yearly est. 60d+ ago
Mechanical Engineer II - Culture & Civic
Progressive Companies 4.4
Charlotte, NC job
As a Mechanical Engineer II at Progressive Companies, you bring strong technical design expertise and career ambition to support innovative, integrated environments across diverse project types. You will contribute to system design from analysis through construction documentation, coordinating with multi-disciplinary teams to deliver high-performance outcomes. You thrive in a culture of curiosity, collaboration, and results, helping shape spaces that empower people and communities.
Deliver Results
Design and develop mechanical systems, including load analysis, equipment and ductwork sizing, and plumbing/hydronic systems in accordance with firm standards and project goals.
Produce building models and contract documents using Revit and other tools, ensuring coordination across disciplines and consultants.
Participate in project quality reviews, code compliance meetings, site visits, and QA/QC processes throughout all design phases.
Guide the use of emerging technologies and improve documentation consistency and efficiency.
Maintain project schedules and budgets through proactive communication and workload management.
Assist in proposal development, documentation of scope changes, and internal team meetings to ensure alignment.
Lead and participate in lessons learned reviews and act as an ambassador of ethical, high-quality design.
Your Qualifications
Bachelor's degree in Mechanical Engineering from an EAC/ABET-accredited program (or equivalent required for licensure).
Licensed Professional Engineer (PE) with current registration; NCEES registration and NSPE membership a plus.
Minimum of 5 years of relevant experience with a wide variety of building types and project scales.
Proficient in Revit and/or AutoCAD; experience with Speclink and Microsoft Office Suite (Word, Excel, Outlook); familiarity with Project, SharePoint, and Teams preferred.
Demonstrated expertise in designing and documenting mechanical systems, including load analysis, ductwork and equipment sizing, hydronic and plumbing systems, and fire protection.
Strong coordination experience with architects, engineers, consultants, and jurisdictions.
CSI-CDT certification preferred; LEED AP BD+C and/or WELL AP credential is a plus (training provided if not currently held).
Proven ability to manage multiple deadlines and communicate effectively with internal and external stakeholders.
$59k-73k yearly est. 15d ago
Actuarial Pricing Manager
Kemper 4.0
Charlotte, NC job
**Details** _Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises. _
**Position Summary:**
Manages and supervises actuarial analysts by assigning work, providing technical guidance and other responsibilities to include performance management, training and mentoring. Performs highly complex pricing analyses. Prepares and analyzes complex internal management information. This position works closely with the Actuarial Director, Product Managers, Data Scientists, business partners, and senior leaders to develop appropriate pricing and product strategies to support organizational goals. Assists with department objectives by leading and coordinating projects and processes and maintaining actuarial standards of practice.
**Position Responsibilities** :
+ Robust understanding of actuarial pricing methodology
+ Oversee the production of sound premiums and policy values
+ Support state filing process with actuarial certification (regulatory sign-off), actuarial memorandum and support, and correspondence with regulators, and documentation of assumptions and/or analysis
+ Ability to perform complex pricing analyses, such as premium calculations, policy value calculations, sensitivity testing, compliance testing and ad-hoc analysis
+ Assist with and enforce best practices in quantifying, validating, and preparing proposed premiums
+ Prepare actuarial proposals for management and business partners
+ Pull, aggregate, and query experience data
+ Develop recommendation on premiums and policy values to satisfy financial objectives of the organization
+ Perform complex experience analysis (e.g. mortality and lapse analysis)
+ Automate and enhance processes to improve efficiencies
+ Support and/or lead the development and design of new plans, programs, processes, products up to moderate complexity
+ Oversee financial forecasting/planning process
+ Complete pricing projects and ad-hoc requests
+ Develop management information to inform business partners on the health of the business
+ Communicate effectively with management and business partners
+ Adhere to internal and external compliance requirements/standards
+ Assist with the development of junior-level staff
+ Develop skills through continuing education opportunities
+ Meet expectations for Society of Actuaries (SOA) exam progress and/or continuing education
**Position Qualifications** :
+ 5-7 years of experience as an actuarial analyst, including Life Insurance experience
+ Associate (ASA) or Fellow (FSA) of the Society of Actuaries or the equivalent from other organizations or demonstrates equivalent knowledge
+ Bachelor's degree in actuarial science, mathematics, statistics, economics or related field, or the equivalent in related work experience
+ Competitive candidates will have:
+ Experience managing actuarial analysts
+ Proficiency in VBA
+ Proficiency in SQL, SAS, Python or R
+ Proficiency in actuarial modeling software (e.g. GGY-AXIS, MG-ALFA, PolySystems, etc.). GGY-AXIS actuarial modeling is strongly preferred.
+ Strong analytical skills
+ Strong understanding of actuarial ratemaking methodologies and practices
+ Advanced understanding of financial reporting (e.g. GAAP, Stat, income statement, balance sheet, etc.)
+ Perform actuarial pricing analysis independently and makes reasonable assumptions/judgments
+ Understand and make observations on market implications of business strategies
+ Creative problem-solver with strong quantitative skills that can spot patterns, trends, and opportunities in data
+ Propose and implement improvements in actuarial methodologies and analyses
+ Strong written and verbal communication skills to convey complex topics in an understandable, concise manner to both technical and non-technical audiences
+ Organizational skills including time management and the ability to handle multiple priorities
+ Track own plan performance and project timelines
+ Work effectively to meet deadlines
+ Proven contributor of ideas for enhancements in procedures and processes to improve efficiencies
+ Take initiative to lead projects of both a technical and non-technical nature
+ Ability to review others' work for reasonableness and identify opportunities for enhancement
+ Develop actuarial staff
+ Interpersonal skills
+ Works effectively in a team environment
+ Sponsorship is not accepted for this opportunity
+ This is a remote role and can be worked from any US-based home
The range for this position is $111,900 to $186,700. When determining candidate offers, we consider experience, skills, education, certifications, and geographic location among other factors. This job is eligible for an annual discretionary bonus and Kemper benefits (Medical, Dental, Vision, PTO, 401k, etc.)
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.
Kemper is focused on expanding our Diversity, Equity, and Inclusion efforts to align with our vision, mission, and guiding principles.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.
**_Kemper will never request personal information, such as your social security number or banking information, via text or_** **_email. Additionally,_** **_Kemper does not use external messaging applications like WireApp or Skype to communicate with_** **_candidates. If_** **_you receive such a message, delete it._**
\#LI-JO1
\#LI-Remote
**Kemper at a Glance**
The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $12 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.6 million policies, is represented by approximately 24,200 agents and brokers, and has approximately 7,500 associates dedicated to meeting the ever-changing needs of its customers.
*Alliance United Insurance Company is not rated.
_We value diversity and strive to be an employer of choice. An Equal Opportunity Employer, M/F/D/V_
**Our employees enjoy great benefits:**
- Qualify for your choice of health and dental plans within your first month.
- Save for your future with robust 401(k) match, Health Spending Accounts and various retirement plans.
- Learn and Grow with our Tuition Assistance Program, paid certifications and continuing education programs.
- Contribute to your community through United Way and volunteer programs.
- Balance your life with generous paid time off and business casual dress.
- Get employee discounts for shopping, dining and travel through Kemper Perks.
$111.9k-186.7k yearly 18d ago
Operations Claim Analyst
Travelers Insurance Company 4.4
Travelers Insurance Company job in Charlotte, NC
**Who Are We?** Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it.
**Job Category**
Claim
**Compensation Overview**
The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards.
**Salary Range**
$57,900.00 - $95,600.00
**Target Openings**
1
**What Is the Opportunity?**
Under moderate supervision this position, in partnership with claim professionals and leadership is responsible for ensuring accurate financial controls and ensuring compliance with financial standards. Performs underlying financial controls, and assisting with validations or audits. Serves as subject matter expert to Claim Centers on operational services, processes and logistics/workflows. Reviews operational workflows, documents findings, and provides recommended solutions for improvement. Responsible for analyzing financial information and drawing conclusions to assist business with making decisions. Facilitate training and learning for team members. Mentor peers and assist with new hire selection through peer interviewing.
**What Will You Do?**
+ FINANCIAL CONTROLS AND ASSESSMENTS: Performs underlying financial controls, and assisting with validations or audits. Performs and analyzes compliance reviews to validate the effectiveness of financial controls, identifies trends and communicates findings to business partners (finance, product, field leadership). Interprets and applies product workflow changes to financial reviews that they are completing. Participates in, presents and explains reviews and trending analyses (that they have completed) during various types of audits and reviews with business and potentially external auditors. Assesses the reasonableness of audited data as well as identifying discrepancies. Validates data against regulatory standards. Reviews controls against state regulatory requirements. Often requires researching state regulatory requirements.
+ DATA AND INFORMATION MANAGEMENT: Compiles accurate records from multiple sources and information management. Requires research to determine which sources to use. Uses management information data to create and analyze periodic ad hoc reports based on business needs. Updates data discrepancies identified in reports and systems. Completes budget analysis to identify trends in allocated and unallocated expenses. Reviews operational workflows, documents findings, and provides recommended solutions for improvement.
+ CLAIM OPERATIONAL SERVICE AND PARTNERSHIPS: Serves as subject matter expert to Claim Centers on operational services, processes and logistics/workflows. May lead short-term and long-term projects related to Claim Center operations. Leads operational and workflow projects an Collaborates with peers locally and nationally to share knowledge on financial control processes and operational workflows.
+ TEAM ENGAGEMENT: Serves as a peer coach and mentor to Operations Specialists and and provides feedback to management on developmental skill gaps and makes recommendations on training needs. Provides input on hiring of Operations Specialists and Analysts. Assists the Operations management team with the onboarding and orientation of new staff. May help with developing workflow resources and training materials/guides. Serves as a resource on new processes for Operations Specialists. May serve as a member of the Enterprise Response Team or Immediate Response Team programs and may hold applicable state adjuster licenses.
+ CLAIM PAYMENTS AND EXPENSE PROCESSING: Ensures the proper handling of financial transactions (including claim payments, outside vendor invoices, attorney expenses, and medical processing fees. Processes and documents returned/voided checks and credits, ensuring timeliness and accuracy.
+ Perform other duties as assigned.
**What Will Our Ideal Candidate Have?**
+ Bachelor's Degree.
+ Two years of business experience, with a customer service focus.
+ Demonstrated ability to partner with others.
+ Experience gathering, interpreting and analyzing data.
+ Experience utilizing computer technology such as Microsoft Office, e-mail, Web-enabled applications, and database software.
+ Travelers claim handling experience preferred
+ ACCOUNTABILITY: Takes ownership and responsibility for actions and outcomes, performance and results;.
+ ANALYTICAL THINKING: Ability to analyze, synthesize and compare information to understand issues and explore alternative solutions.
+ CHANGE MANAGEMENT/RESILIENCE: Ability to remain energized and focused in the face of ambiguity, change or strenuous demands.
+ JUDGEMENT/DECISION MAKING: Ability to exercise sound judgment, makes decisions and commit to a position.
+ RELATIONSHIP MANAGEMENT: Ability to build, foster and maintain productive working relationships to meet goals and achieve results.
**What is a Must Have?**
+ High School Diploma or GED.
+ 2 years of business experience, with a customer service focus.
+ Experience performing data analysis.
**What Is in It for You?**
+ **Health Insurance** : Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment.
+ **Retirement:** Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers.
+ **Paid Time Off:** Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays.
+ **Wellness Program:** The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs.
+ **Volunteer Encouragement:** We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice.
**Employment Practices**
Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences.
In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions.
If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email (*******************) so we may assist you.
Travelers reserves the right to fill this position at a level above or below the level included in this posting.
To learn more about our comprehensive benefit programs please visit ******************************************************** .
$57.9k-95.6k yearly 5d ago
Personal Financial Representative - North Carolina
You have a clear vision of where your career can go. And we have the leadership to help you get there. At CNA, we strive to create a culture in which people know they matter and are part of something important, ensuring the abilities of all employees are used to their fullest potential.
CNA seeks to offer a comprehensive and competitive benefits package to our employees that helps them - and their family members - achieve their physical, financial, emotional and social wellbeing goals.
For a detailed look at CNA's benefits, check out our Candidate Guide.
JOB DESCRIPTION:
Grow your underwriting career at a company that offers access and collaboration with the home office, ample promotional opportunities and evolving underwriting centers that allow you to focus on larger accounts.
CNA's Commercial Middle Markets team provides standard lines commercial property and casualty insurance products such as General Liability, Property, Inland Marine, Commercial Auto, Workers' Compensation, and Umbrella to businesses of all sizes. Our Middle Markets team underwrites a diverse mix of business and industry classes including Manufacturing, Professional Services, Financial Institutions, Real-estate, Distributors, Technology, Wholesale, and Retail. Typical account sizes range from $75,000 up to $2,000,000 and over in premium on a multi-line basis.
Essential Duties and Responsibilities
1. Underwriting Expertise
* Reviews applications and financial requirements to determine acceptability of risk in accordance with CNA's guidelines and standards
* Understands pricing components and rating methodology as well as use of the predictive modeling tools; prices risk based on financial and competitive analysis
* Uses all appropriate underwriting tools (e.g., RST, BPMT, Merlin, etc.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed
* Demonstrates technical underwriting skills through strategic, thorough account reviews and file documentation
* Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory
* Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price
* Keeps current on state/territory issues, regulations and trends
2. Portfolio Management
* Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business and portfolio management goals
* Prioritizes time and resources to effectively manage and optimize producer performance
* Operates with an Enterprise perspective to identify cross sell opportunities and create growth within other lines of business and customer segments
* Demonstrates in-depth knowledge of CNA's products and appetite while clearly communicating CNA's position at the point of sale
3. Sales & Distribution Management
* Builds/maintains rigorous sales practices using all CNA systems including SalesForce.com and other sales tools and disciplines
* Develops producer relationships to build pipeline, agency intelligence, and drives performance to meet and exceed results
* Develops and implements distributor specific plans, monitors performance, and adjusts plan to ensure a substantial pipeline for future profitable growth
* Drives effective relationship management and customer activities to build trust, facilitate negotiation and secure commitment with the customer
* Proactively identifies cross-sell opportunities and partners with other underwriters to deliver comprehensive insurance solutions for the customer
Driven by our commitment to our customers, CNA's winning behaviors (externally focused, accountable, collaborative, innovative, and continuously learning) distinguish us from our competitors. CNA employees exemplify these behaviors in all responsibilities and interactions.
Knowledge, Skills and Abilities
* Knowledge of underwriting processes, coverages, and tools to gather and evaluate information in order to reach appropriate decisions on renewals and new business
* Ability to effectively interact and communicate with all levels of external and/or internal business partners within scope of responsibility, team and/or matrix environment
* Ability to uncover customer needs, position specific solutions, handle objections and close deals
* Ability to exercise judgment, negotiate and make sound business decisions effectively based on level of authority
* Strong ability to identify, analyze and solve problems as well as the ability to learn rapidly, adapt quickly to change, exercise influence, and manage and prioritize multiple concurrent projects
#LI-SM1
#LI-HYBRID
As determined by CNA and depending on the applicant's experience and/or qualifications, candidates may be hired into one of three Underwriter positions: Underwriter, Underwriting Specialist or Underwriting Consultant.. Typically starting at 3+ years of related experience.
CNA is committed to providing reasonable accommodations to qualified individuals with disabilities in the recruitment process. To request an accommodation, please contact ***************************.
$75k yearly Auto-Apply 60d+ ago
Senior Risk Engineering Consultant- Power Generation
Zurich Na 4.8
Charlotte, NC job
128532 Zurich is currently looking for a Senior Risk Engineering Consultant with extensive experience in power plant operations to join the Global Energy - Power Generation team. This is a work from home role ideally within Western U.S. (Will consider any other locations within the U.S. as well) This role will include expected travel up to 50% to service accounts across the U.S..
This position is designed to help Power Generation Risk Engineering support the workload associated with Power Generation Underwriting. Work with current team members to assist with the increase in field assignments.
You will be responsible for completing field and desktop assessments of power generation plants and associated equipment. The ideal candidate will have demonstrated development of risk improvement actions (recommendations) to assist clients mitigate risks.
To be successful in this role you will be responsible for:
+ Advanced risk assessment of plant machinery and fire protection equipment risks as well as the associated business interruption within the power generation industry
+ Providing consultative services to customers, including identifying exposures with significant loss potential, investigation of cause/effect of major losses and management programs
+ Providing power generation training for Risk Engineering staff, Underwriting staff customers, service design and coordination, mentoring, marketing, and loss investigations
+ Manage account risk portfolio and provide account level engineering to meet underwriting requirements.
+ Marketing Zurich products in conjunction with underwriting professionals and agents across company business segments.
+ Developing and implementing customer service strategies that reduce loss and improve customer operations.
Final candidates will also be subject to a Motor Vehicle record background check, as this position may include a company car depending on location and expected annual mileage requirements.
Basic Qualifications:
Senior Risk Engineering Consultant:
+ Bachelors Degree and 6 or more years of experience in the Power Generation Risk Engineering area OR
+ High School Diploma or Equivalent and 8 or more years of experience in the Power Generation Risk Engineering area OR
+ Zurich Certified Apprentice, including an Associates degree and 6 or more years of experience in the Power Generation Risk EngineeringAND
+ Experience working in a team environment
Preferred Qualifications:
+ 10 or more years of experience in the Risk Engineering area or power generation plant operations and maintenance with experience in machinery operation and maintenance or assessment.
+ Military experience in propulsion plants and power generation equipment
+ Related energy industry experience
+ Advanced Microsoft Office skills
+ Advanced knowledge of exposures controls
+ Advanced knowledge within industry segment
+ Certification in area of specialty; Risk Engineering Power Generation Machinery Breakdown assessments
At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education.
The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The proposed salary range for this position is $98,300.00 - $161,000.00, with short-term incentive bonus eligibility set at 15%.
As an insurance company, Zurich is subject to 18 U.S. Code § 1033.
A future with Zurich. What can go right when you apply at Zurich?
Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more.
Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.
Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.
Location(s): AM - Arizona Virtual Office, AM - New York, AM - Remote Work (US), AM - Chicago, AM - Dallas, AM - San Francisco, AM - Boston, AM - Los Angeles, AM - Denver, AM - Illinois Virtual Office, AM - Seattle, AM - New York Virtual Office, AM - California Virtual Office, AM - Florida Virtual Office, AM - Ohio Virtual Office, AM - Sacramento, AM - Colorado Virtual Office, AM - Connecticut Virtual Office, AM - Indiana Virtual Office, AM - Massachusetts Virt. Office, AM - Michigan Virtual Office, AM - North Carolina Virt. Office, AM - South Carolina Virt. Office, AM - Oklahoma Virtual Office, AM - Charlotte, AM - Arkansas Virtual Office, AM - Kentucky Virtual Office, AM - Las Vegas, AM - Nashville, AM - Baltimore, AM - Raleigh
Remote Working: Yes
Schedule: Full Time
Employment Sponsorship Offered: No
Linkedin Recruiter Tag: #LI-RA1 #LI-ASSOCIATE #LI-REMOTE
EOE Disability / Veterans
$98.3k-161k yearly 60d+ ago
Licensed Insurance Agent
Kemper 4.0
Charlotte, NC job
**Details** _Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe that a high-performing culture, combined with valuable opportunities for personal development and professional challenge, and a healthy work-life balance, can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you will help provide an experience to our stakeholders that delivers on our promises._
**Role:** Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions)
**Employment Type:** Full-Time with Benefits
**Work Arrangement:** Field Role
**Career and Opportunity**
Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.
Kemper Life is actively seeking licensed agents to join our field sales teams **.** As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.
If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.
**Benefits**
Kemper offers competitive benefits, including:
· Major Medical and Dental Insurance
· Group Life Insurance
· Short-Term & Long-Term Disability
· 401(k) with Company Match
· Paid Vacation
· Employee Stock Purchase Program
· Great work-life balance. Benefit from autonomy in managing your
customer visits and premium collection schedule
· Career growth and promotional opportunities
**Licensed Agent Bonus Program**
Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.
· $750 bonus when hired and assigned to an agency
· $1,500 bonus after six production months
· $2,500 bonus after 12 production months
*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.
**Responsibilities**
**Day-to-Day Activities:**
· Coordinating home visits and conducting sales presentations, recommending products, and closing new sales
· Prospecting for new sales opportunities
· Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
· Responding promptly to service requests such as beneficiary changes, claims, and loans
· Record keeping, accounting for money collected, and processing policy paperwork
**Agent Expectations:**
· Grow the assigned territory through new sales
· Build strong working relationships with customers
· Devote the time necessary to fulfill the responsibilities of the role
· Pursue continuous professional development in insurance products and sales effectiveness
**Minimum Qualifications**
· Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)
· Customer service experience
· Must be at least 18 years of age
· Valid driver's license with required auto insurance coverage
· Dependable vehicle for daily travel
· Ability to pass a background check, motor vehicle report, and drug screening
· Authorization to work in the United States
**_Opportunity is knocking. Don't let it pass you by!_**
_Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination._
_Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee._
_Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates. If you receive such a message, delete it._
**Kemper at a Glance**
The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $12 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.6 million policies, is represented by approximately 24,200 agents and brokers, and has approximately 7,500 associates dedicated to meeting the ever-changing needs of its customers.
*Alliance United Insurance Company is not rated.
_We value diversity and strive to be an employer of choice. An Equal Opportunity Employer, M/F/D/V_
**Our employees enjoy great benefits:**
- Qualify for your choice of health and dental plans within your first month.
- Save for your future with robust 401(k) match, Health Spending Accounts and various retirement plans.
- Learn and Grow with our Tuition Assistance Program, paid certifications and continuing education programs.
- Contribute to your community through United Way and volunteer programs.
- Balance your life with generous paid time off and business casual dress.
- Get employee discounts for shopping, dining and travel through Kemper Perks.
$30k-37k yearly est. 48d ago
Actuarial Pricing Manager
Kemper Corp 4.0
Charlotte, NC job
Details Kemper is one of the nation's leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper's products and services are making a real difference to our customers, who have unique and evolving needs. By joining our team, you are helping to provide an experience to our stakeholders that delivers on our promises.
Position Summary:
Manages and supervises actuarial analysts by assigning work, providing technical guidance and other responsibilities to include performance management, training and mentoring. Performs highly complex pricing analyses. Prepares and analyzes complex internal management information. This position works closely with the Actuarial Director, Product Managers, Data Scientists, business partners, and senior leaders to develop appropriate pricing and product strategies to support organizational goals. Assists with department objectives by leading and coordinating projects and processes and maintaining actuarial standards of practice.
Position Responsibilities:
* Robust understanding of actuarial pricing methodology
* Oversee the production of sound premiums and policy values
* Support state filing process with actuarial certification (regulatory sign-off), actuarial memorandum and support, and correspondence with regulators, and documentation of assumptions and/or analysis
* Ability to perform complex pricing analyses, such as premium calculations, policy value calculations, sensitivity testing, compliance testing and ad-hoc analysis
* Assist with and enforce best practices in quantifying, validating, and preparing proposed premiums
* Prepare actuarial proposals for management and business partners
* Pull, aggregate, and query experience data
* Develop recommendation on premiums and policy values to satisfy financial objectives of the organization
* Perform complex experience analysis (e.g. mortality and lapse analysis)
* Automate and enhance processes to improve efficiencies
* Support and/or lead the development and design of new plans, programs, processes, products up to moderate complexity
* Oversee financial forecasting/planning process
* Complete pricing projects and ad-hoc requests
* Develop management information to inform business partners on the health of the business
* Communicate effectively with management and business partners
* Adhere to internal and external compliance requirements/standards
* Assist with the development of junior-level staff
* Develop skills through continuing education opportunities
* Meet expectations for Society of Actuaries (SOA) exam progress and/or continuing education
Position Qualifications:
* 5-7 years of experience as an actuarial analyst, including Life Insurance experience
* Associate (ASA) or Fellow (FSA) of the Society of Actuaries or the equivalent from other organizations or demonstrates equivalent knowledge
* Bachelor's degree in actuarial science, mathematics, statistics, economics or related field, or the equivalent in related work experience
* Competitive candidates will have:
* Experience managing actuarial analysts
* Proficiency in VBA
* Proficiency in SQL, SAS, Python or R
* Proficiency in actuarial modeling software (e.g. GGY-AXIS, MG-ALFA, PolySystems, etc.). GGY-AXIS actuarial modeling is strongly preferred.
* Strong analytical skills
* Strong understanding of actuarial ratemaking methodologies and practices
* Advanced understanding of financial reporting (e.g. GAAP, Stat, income statement, balance sheet, etc.)
* Perform actuarial pricing analysis independently and makes reasonable assumptions/judgments
* Understand and make observations on market implications of business strategies
* Creative problem-solver with strong quantitative skills that can spot patterns, trends, and opportunities in data
* Propose and implement improvements in actuarial methodologies and analyses
* Strong written and verbal communication skills to convey complex topics in an understandable, concise manner to both technical and non-technical audiences
* Organizational skills including time management and the ability to handle multiple priorities
* Track own plan performance and project timelines
* Work effectively to meet deadlines
* Proven contributor of ideas for enhancements in procedures and processes to improve efficiencies
* Take initiative to lead projects of both a technical and non-technical nature
* Ability to review others' work for reasonableness and identify opportunities for enhancement
* Develop actuarial staff
* Interpersonal skills
* Works effectively in a team environment
* Sponsorship is not accepted for this opportunity
* This is a remote role and can be worked from any US-based home
The range for this position is $111,900 to $186,700. When determining candidate offers, we consider experience, skills, education, certifications, and geographic location among other factors. This job is eligible for an annual discretionary bonus and Kemper benefits (Medical, Dental, Vision, PTO, 401k, etc.)
Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination.
Kemper is focused on expanding our Diversity, Equity, and Inclusion efforts to align with our vision, mission, and guiding principles.
Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee.
Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates. If you receive such a message, delete it.
#LI-JO1
#LI-Remote