Towne Mortgage jobs - 50 jobs

Towne Mortgage Family of Companies has more than 40 years of experience in the mortgage industry; as a multi-channel, a national mortgage lender. We are continuously looking for talented team members to grow our team. When you choose to work at Towne, you join more than a mortgage company; you become part of the Towne family! Our culture encourages you to show up for the job and stay for your career! If you are looking to work for an award-winning company, with competitive compensation, comprehensive benefit offerings, and flexible work life, you found the right place! Position Overview: Under the general supervision of the Consumer Direct Sales Manager, the Mortgage Consultant focuses on the retention of the servicing portfolio along with other forms of inbound and outbound lead sources for generating loan volume. The Mortgage Consultant promotes Towne Mortgage products and quality standards by training, coaching, and aligning the performance of assigned staff. With the help of the Mortgage Consultant Team Lead, the Mortgage Consultant will develop strategies to achieve sales goals. Duties & Responsibilities Overview: Originates mortgage loans from inbound leads, current portfolios, and other campaigns. Takes applications, analyzes client's income/debt, runs loan data through an automated underwriting system and submits loan applications to processing. Ensure that documents required for processing, underwriting, and closing, are secured in a timely manner during origination. Outbound calls daily and follow up on existing portfolios in order to retain existing accounts. Answers incoming calls and assists with customer inquiries. Interview applicants to develop information regarding their goals and determine the appropriate product, terms, and pricing. Achieve department and individual sales/production goals and objectives. Ensure Checklists are followed and content is usable for Processors and Underwriters. Maintain CRM (Contact Relationship Manager). Maintain and comply with all company standards, policies, and procedures. Requirements Overview: NMLS License. 1 Year phone sales experience in the mortgage industry refinance and purchase market. Exceptional communication skills. Excellent time management skills. Ability to stay organized and manage multiple loans/priorities at the same time. Analyze and comprehend complex financial data. Professional and effective interpersonal skills. Ability to meet the required hours of operation. Towne Mortgage is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, disability, national origin, veteran status, or genetic information, as well as any other State or local employment protections. Towne Mortgage is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.

Title Fraud Intake Specialist Fraud Call Center Agent will be responsible for answering inbound telephone calls from internal and external customers regarding fraud concerns such as check, ACH, card, and online fraud. Through the course of these conversations, the agent will also create detailed documentation to ensure inquiries are handled in an accurate and timely manner. The agent is also knowledgeable in all channels of loss prevention, including traditional, ATM, mobile, and online. Job Responsibilities: Job Responsibilities: Customer Service Monitoring and responding to “fraud in progress” and other suspicious calls from internal and external customers Retain authority during afterhours/weekends to determine whether law enforcement intercession is necessary Advise branch personnel and bank customers when situations arise which have resulted from holds or freezes placed on their accounts due to potential fraud activity Participate in the on-call weekly rotational schedule which includes afterhours and weekends (Saturdays) Evaluate loss situations and fraudulent activity to identify suspects and root cause Use knowledge of Uniformed Commercial Code articles, Regulation CC, Regulation E, and other regulatory criteria to reduce bank's exposure to loss or gain recovery Respond to inquiries or complaints from customers, law enforcement, regulatory agencies, or members of the business community Facilitate asset recovery actions Report findings/deficiencies and make value added recommendations Recommend preventative measures or process improvements to reduce risk Operations/Training Maintain familiarity with systems and applications in order to research inquiries Ensure familiarity with the most up-to-date policies and procedures to communicate accurate information to customers Complete all required eLearning classes Actively participate in monthly performance meetings; meet or exceed all performance metrics Recognize and communicate the need for potential additions and/or modifications to current policies and procedures Perform additional responsibilities as assigned by management Internal / External Networking Partners with internal partners across the company to effect change and promote awareness through providing targeted training as approved by Fraud department management Establishes, maintains and/or enhances the Flagstar reputation through professionally respected relationships with local, state, and federal law enforcement agencies as well as fraud prevention/investigation professionals throughout the financial community Job Qualifications: 2-5 years of relevant fraud/loss prevention experience related to the financial industry or other similar industry Skills: General knowledge of banking core systems (DNA, Intracheck, ACM, Salesforce, etc.) Understanding of Loss Prevention concepts Proficient in Microsoft Office · Intermediate technical and computer skills required; ability to navigate quickly within various computer programs Exceptional analytical and problem solving skills with an ability to think quickly under pressure and make sound decisions Ability to look for ways to improve and promote quality Ability to work independently with minimal supervision Ability to multi-task and set priorities Ability to display a high level of confidentiality Knowledge of various fraud schemes and Loss Prevention concepts including but not limited to; online fraud, check fraud, card related fraud, deposit fraud, and employee fraud, understanding prevention and investigation methods for each Excellent written, oral, and presentation skills with the ability to organize information and make clear, concise recommendations on a course of action Strong understanding of local, state, and federal laws relative to loss/fraud related matters Strong knowledge and understanding of various regulatory structures, Regulation CC, Regulation E, and Uniformed Commercial Code articles Creative team-focused, effective problem solver Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Wealth Management - Flagstar Advisors Risk & Controls Associate The Wealth Management - Flagstar Advisors Risk & Controls Associate will help to design, build, transform and implement a risk management framework and lead the ongoing identification, assessment, and measurement of the business line's material risks and key controls. The Wealth Management - Flagstar Advisors Risk and Controls Lead in this 1st Line of Defense (1st LOD) role will bring knowledge of and experience in regulatory requirements and risk experience in Wealth Management. The role will partner with the Private Bank & Wealth Management business as it develops a Chief Investment Office, Family Advisory & Trust, and Insurance practice. • Flagstar Advisors is a licensed broker-dealer and a member of the Financial Industry Regulatory Authority, Inc. (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”). Flagstar Advisors is an introducing firm and, as such, clears its trades through National Financial Services, LLC (“NFS”), a wholly-owned subsidiary of Fidelity Investments. Flagstar Advisors contracts NFS to provide trade execution, settlement, and custodian services for its clients. Flagstar Advisors partners with Envestnet Inc. to provide Investment Advisory research and reporting services. • Flagstar Advisors provides these services to clients of the Private Bank. The Private Bank consists of Private Client Groups (PCGs) who are highly specialized in providing white glove service to High Net Worth and Commercial clients by offering Deposit products, lending, and products and services from Flagstar's broader offerings. This individual contributor will collaborate with colleagues in Enterprise Risk Management and Compliance (2nd LOD), and Internal Audit (3rd LOD). This position is critical to supporting the Commercial & Private Banking strategy, the Bank's ability to meet large bank regulatory heightened standards, and will provide 1st LOD Leadership by ensuring prudent risk and compliance management which can permit the bank grow profitably. Pay Range: $84,878 - $112,463 - $140,049Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Risk Framework Supports the Wealth Management Risk & Control organization in the 1st LOD with execution of risk and control programs adhering to the Risk Governance Framework Supports the transformation of a Non-Financial Risk Management framework and consistently executes the framework. Exemplifies high level of acumen across Enterprise Risk stripes - Operational, Compliance, Strategic, Credit, Liquidity, Interest Rate, Price, and Reputational Risk. Consistently executes a Risk Governance Framework subject to Bank regulatory heightened standards, including Risk Culture, Risk Appetite, Roles and Responsibilities, Risk Governance, Risk Assessment, and Risk Monitoring & Reporting. Consistently executes Risk & Control Self-Assessments, Issue Management, Internal Operational Risk Loss Events, External Risk Events, Key Risk Indicator, Control Identification and Design, and Quality Assurance programs while supporting the ongoing improvement and transformation of these areas. Directly engages with Broker Dealer and Bank leaders on identified incidents and issues in root cause analysis, action plans, supporting documentation and testing of implemented controls to effectively remediate findings or issues. Coordinates risk management assessment of new products and services, including enterprise change management programs, and can adeptly identify process improvement opportunities involving Broker Dealer Advisor oversight practices and third-party platforms. Provides risk advisory and guidance to the Business Process Owners / Advisors including process and control design, early risk identification, control environment operating effectiveness, policies and procedures, vendor risk, model risk, and data governance. Provides risk advisory and guidance leadership on project initiatives, risk assessments, and risk remediation efforts impacting the Wealth Management Business Unit. Ensures Risk Management Frameworks are effective to manage risks associated with the Wealth Management and Flagstar strategic plan. Bank Initiative Partner Participates in Enterprise Risk and Compliance forums and socializes with Wealth Management Advisors and leaders. May interact with and/or support interactions the Broker Dealer and Bank's regulators (including OCC, FINRA, SEC, and FRB) and Internal Auditors. Works closely with the following Business Unit partners: Enterprise Risk Management, Internal Audit, Regulatory Compliance, Regulatory Affairs, Business Process Owners, and Shared Services organizations. Coordinates Internal Audits, Compliance Tests, and External Exams with Business Process Owners / Advisors to ensure timely delivery and completeness of required documentation. Governance Actively executes appropriate Business Unit Review Governance model and cadence for Wealth Management, including up to the Flagstar Advisors Board. Ensures compliance with all Enterprise Risk management policies and standards, and management of Enterprise Risks within the Bank's risk appetite. Implements risk management methodologies for the Wealth Management Business Unit. Ensures key risk and control data, inventory, metrics, and reporting are established and actively monitored. Ensures risk culture is imbedded across the Flagstar Advisors organization with an appropriate training regimen. Risk Advisory Guidance and Communication Assists in the interpretation of complex regulatory requirements and effectively communicates the potential impact to affected Flagstar Advisors business leaders. Supports the development and implementation of regular communication and training methods to keep employees informed of policy, procedural and regulatory updates. Regularly evaluates Business Unit processes and practices to ensure consistency with applicable regulatory requirements and expectations. Stays abreast of compliance and regulatory changes at Flagstar and within the industry to continue to act as a risk subject matter expert for advising and monitoring processes across the Business Unit. Procedure & Process Management Provides guidance on development of sufficient documentation including policies, procedures, processes, and user guides to increase efficiencies, reduce errors and mitigate risk. Ensures regulatory/compliance related requirements are embedded within Business Unit procedures and user guides. Ensures ongoing / annual reviews of Risk procedures to ensure accuracy and compliance with policies. Understands the current systems and their respective capabilities. Prepares comprehensive written reports and summaries communicating results of findings and highlighting overall business risk, where necessary. Uses independent judgement and discretion to make decisions pertaining to risk governance, audit, compliance Analyzes and resolves problems pertaining to risk governance, audit, compliance ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent Minimum experience required: 4+ Years of risk and internal control (or similar) experience Experience in Wealth Management products and services including Investment Management & Advisory, Insurance, Trust Advisory, and Fiduciary Advisory Broker Dealer and/or Large Bank experience Experience with Fiduciary Compliance obligations Proven ability to lead and execute in change management environments, and has experience in the implementation of risk programs / frameworks Experience in acquisition/integration environments Preferred Qualifications: Education level preferred: Undergraduate Degree (4 years or equivalent) Demonstrated effectiveness in managing operational requirements, preferably in a Wealth Management capacity Strong understanding of Risk and Control Self-Assessments (RCSA) Strong understanding of operational risk management and audit industry best practices Strong understanding of compliance requirements associated with laws and regulations impacting financial institutions Able to manage and execute multiple complex projects within required timelines Experience defining and documenting business processes and functions Job Competencies: Proven ability to partner effectively across all levels of the organization and develop positive working relationships Demonstrated ability to follow company policies, guidelines and procedures Strong attention to detail, highly organized, and ability to prioritize Demonstrated ability to maintain confidentiality using tact and diplomacy Excellent verbal and written communication skills and demonstrated success communicating with various levels within an organization Ability to analyze and assess the adequacy of operational controls and identify opportunities for process improvements Drives change in the organization and ability to handle complex change management while remaining risk disciplined. Ability to think critically and logically Proactive self-starter with good people management skills and a strong work-ethic Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders. Travel Requirements: Travel may be required depending on location of hire. If required, travel is not expected to be frequent Physical demands (ADA): The job requires a moderate degree of physical exertion and stamina such as standing, sitting, walking, driving or infrequent lifting. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Payroll Specialist Senior Responsible for performing all duties necessary for the accurate calculation of wages, maintenance of records and distribution of payroll reports and withheld monies. Acts as a resource and provides direction to Payroll Specialist. Job Responsibilities: JOB RESPONSIBILITIES Reviews, analyzes and verifies payroll reports and documents for accuracy, makes necessary adjustments or corrections through journal entries or other established procedures. Initiates payroll processing quality assurance reviews. Analyzes and responds to complex matters requiring comprehensive knowledge of payroll policies and procedures, authorize exceptions to the policy within defined limits. Acts as a subject matter expert and/or resource to others in the area of payroll processing. Researches and interprets a variety of complex technical information in response to inquiries. Advises, interprets and provides direction to management and staff on rules and procedures, Federal, state and local laws and regulations involving payroll. Prepares and files a variety of local, state, and federal forms including, but not limited to, tax forms, monthly, quarterly and year end filings, responds to outside agency requests for production. Submits reports to supervisor for review. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent Minimum experience required: 4+ Years Payroll experience Job Competencies: Strong knowledge of payroll principles, practices, regulations and procedures Knowledge of basic accounting practices and procedures Strong knowledge of applicable state and federal payroll and related tax regulations, legislation and guidelines including, but not limited to writs of garnishment, child support, levies, subpoenas, non-resident alien and U.S. tax treaties Strength in evaluating and analyzing technical payroll activities Strong verbal and written communication Strong attention to detail Proven strength in ability to perform detailed computations Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Private Bank Process Integrity Analyst The Private Bank Process Integrity Analyst, supporting the Private Banking and Wealth Management Business, ensures processes are executed consistently, accurately, and in alignment with regulatory and internal standards. This role focuses on monitoring, analyzing, and documenting operational activities to reduce risk, improve efficiency, and promote high-quality client service. Pay Range: $86,709 - $96,994 - $107,801Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Risk Framework Implementation Assist in implementing the business risk and control framework by documenting procedures, identifying control points, and validating adherence to standards. Maintain an inventory of controls and support periodic testing or validation of control effectiveness Track and follow up on remediation of control gaps or risk issues identified through reviews, audits or testing. Procedure and Control Management Partner with business process owners to maintain up-to-date procedures and ensure they align with regulatory and internal control expectations. Support review cycles for policy, procedure and control documentation to ensure accuracy and consistency across teams. Support development of job aids and guidance materials that enable proper control execution. Issue and Exam Management Support the intake, tracking, and documentation of issues, complaints, audit findings, and regulatory exams. Assist in root cause analysis and ensure corrective actions are logged, monitored, and closed within required timeframes. Evaluate applicability of potential issues in Private Banking & Wealth Management that are identified internally and externally Prepare summaries and status updates for management and governance forums. Governance and Continuous Improvement Analyze process and control data to identify trends, inefficiencies, or recurring issues. Contribute to initiatives that enhance process efficiency and control design, leveraging automation and technology where possible. Support post-implementation reviews to assess success and identify lessons learned. Training and Awareness Assist in developing and maintaining training materials, communications, and awareness campaigns related to risk, controls and procedures. Track completion of mandatory training to help coordinate refreshers or targeted learning sessions. Reporting and Metrics Prepare control and process integrity dashboards, performance metrics, and management reports. Ensure data accuracy and completeness in reporting systems and documentation repositories. ADDITIONAL ACCOUNTABILITIES Participate in projects to enhance operational efficiency or risk management Support regulatory and audit requests by providing accurate documentation and data in a timely manner. Contribute to training materials and user guides to reinforce process consistency. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Business Administration, Risk Management, or related field Minimum experience required: 4+ Years Strong attention to detail and ability to follow structured processes Proficiency in Microsoft Excel, PowerPoint, and Word Preferred Qualifications: Prior exposure to private banking, wealth management or similar client-focused financial environments. Experience with workflow management or quality assurance tools. Basic understanding of banking regulations and compliance requirements. Experience preparing and managing responses to audits and regulatory exams. Experience with control assessments, continuous monitoring, and metrics/KRI oversight and reporting. Knowledge of enterprise risk frameworks and experience aligning business procedures to enterprise standards. Job Competencies: Strong analytical and problem-solving skills, ability to identify trends, errors, and process gaps through data review. Understands operational risks and applies sound judgement when escalating issues. Strong written and verbal skills to document procedures and convey findings clearly. Works effectively with colleagues across teams to support process consistency. Able to adjust to changes in processes, systems, or priorities with minimal disruption. Manages multiple tasks while maintaining accuracy and timeliness. Proactive, execution-focused, with a strong sense of accountability. Ability to influence and build credibility with senior stakeholders, auditors, and regulators. Demonstrated ability to use independent judgement and problem-solving skills to address complex issues. Excellent organizational skills with the ability to manage multiple deliverables, deadlines, and stakeholders. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Ability to build trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Ban

Towne Mortgage Family of Companies has more than 40 years of experience in the mortgage industry as a multi-channel, national mortgage lender. Our model is simple: RELATIONSHIP and SPEED. We are always looking for talented AEs to help grow our team. When you choose to work at Towne, you join more than a mortgage company; you become part of the Towne family! If you want to work for an award-winning company with competitive compensation, comprehensive benefit offerings, and flexible work-life, you have found the right place. Grow with us! Serious candidates meeting the qualifications are encouraged to apply. Only applicants with a minimum of 2-3 years of mortgage sales experience will be considered for the role of Inside Sales Account Executive. *This job can be performed remotely in most all US States The responsibilities and qualifications for this position are outlined as follows: The Inside Sales Account Executive will play a crucial role in driving new business for Towne by establishing relationships with prospective Third-Party Origination (TPO) clients nationwide. The ideal candidate will possess the following qualifications: Responsibilities Overview: • Proficient use of Towne's Customer Relationship Management System (CRM) to effectively engage with TPO clients and facilitate new business development • Participate in onboarding and training of new client LOs and processors • Maintain regular communication with clients to understand their needs and ensure satisfaction • Address complaints promptly and aim for swift resolution to uphold the company's reputation • Proactively gather contact information for prospective LOs, processors, and broker-owners • Conduct daily outreach to prospects via cold calls, emails, texts, and social media • Utilize business intelligence/analytics for enhanced client insights • Harness marketing, CRM, and social media platforms to enhance brand visibility and product offerings • Regularly report prospecting progress to Senior Leaders • Maintain regular communication with clients to understand their needs and ensure satisfaction • Address complaints promptly and aim for swift resolution to uphold the company's reputation Experience Needed: • Minimum 2-3 years of mortgage sales experience as an Account Executive is required • Existing book of business preferred • Strong presentation skills for phone and virtual meetings • Proficiency in market research, sales, and negotiation • Familiarity with mortgage products and guidelines; ability to quickly grasp Towne's offerings • Outgoing personality with excellent communication and relationship-building skills • Exceptional organizational and time management abilities • Willingness to dedicate significant time to prospecting and cold-calling • Team player with a passion for business development and client satisfaction • Alignment with Towne's Core Values and commitment to company culture • Reliable attendance and full engagement with Towne business operations • Advocate for company culture and adherence to core values • Flexibility to support additional responsibilities and functions as needed Towne Mortgage is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, disability, national origin, veteran status, or genetic information, as well as any other State or local employment protections. Towne Mortgage is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.

Title Branch Banking Leader A Branch Banking Leader coaches a high-performing branch team to meet and exceed performance targets by teaching, training, and modeling sales behaviors while ensuring operational excellence. In addition, this role has a large focus on coaching to sales, revenue growth, and operational integrity with a focus on successful sales and client experience behaviors while delivering high level of client service. Job Responsibilities: Business Performance: Drive market growth of primary client relationships and achieve growth targets in financial performance (deposits loans, and non-interest income). Actively seek and deliver the right client introductions to the right team member(s) to achieve growth targets and execute successful sales initiative. Uses independent judgement and discretion to make sound financial decisions. Sales Leadership and Coaching: Create and execute business development, actively support execution of partner produced sales and branch initiatives. Provide training/development/coaching to branch teams on mission and how to effectively engage to deliver on targets. Foster the right environment for branch teams and clients. Responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements. Client Experience: Deliver client engagement and education--using the tools and systems available. Foster a culture focused on providing an exceptional client experience with a commitment to delivering on our mission and purpose. Analyzes and resolves problems pertaining to branch operations and client satisfaction. Risk Management: Foster a culture of disciplined risk management helping teams identify and mitigate reputational, regulatory, employee and client risks. Ensure team awareness, understanding and adherence to all applicable bank policies and regulations. Meet operational excellence standards. Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. Job Requirements: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent, required 5+ Years of overall branch sales experience, required (2)+ years in a leadership role, required Requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Undergraduate Degree (4 years or equivalent), preferred Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Documentation & Funding Manager - VP (Equipment Finance, Capital Markets) The Documentation & Funding Manager - VP-FF&L is responsible for managing operations of the Regional Direct business channel as it relates to documentation preparation, review and funding coordination. Pay Range: $126,048 - $132,714 - $143,016Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Provides oversight of the day -to-day operation and administration of Regional Direct business channel functions which include documentation preparation, documentation review, funding and general ledger reconciliation. Provide subject matter expertise, guidance and direction to SF employees within the department and outside of the department as it relates to other SF business channels including Vehicle Finance, Indirect Finance, Direct Finance, and Capital Markets. Works with other departments, team members and clients to assure a timely and efficient funding process. Ensure team workload is completed daily and clients are informed of progress. Serve as a direct liaison between Signature Bank Group Directors and Signature Financial Executive Sales Officers as it relates to transaction workflow and completion. Assist the VP, Director of Operations in the creation and enforcement of procedures specific to the regional direct business channel. Recommend potential improvements to current procedures. Assist junior staff with escalated issues, troubleshooting and expertise. Provide guidance and participate in the structuring of complex, and large transactions in accordance to industry practices, bank standards and departmental procedures. Review and negotiate modifications to documentation requested by clientele. Make decisions based on overall knowledge of industry as well as a keen understanding of the financial strengths and weakness of the client. Approve high level funding and Documentation exceptions and waivers, while maintaining consistency with internal policies and procedures. Perform quality control of transactions reviewed and or prepared by junior documentation specialists. Calculate Executive Sales Officer Incentive Credits (commission) and provide reporting to SF Executive Management as well as Signature Bank finance department. Uses independent judgement and discretion to make decisions. Analyzes and resolves problems. Responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent). Minimum experience required: 6+ Years prior banking and/or finance experience in a commercial lending environment required. Preferred Qualifications: Prior management experience. Job Competencies: Advanced knowledge of lease and loan documentation processing required, including proven knowledge of the complexities of documentation and risks inherent in the documentation process. Excellent verbal and written communication skills. Ability to communicate with management as well as Private Client Groups throughout the Bank. Proficiency with industry related software required; Proficiency in Microsoft Word and Excel required. Ability to make modifications to documents in order to maintain safety and soundness. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.

Title Senior Credit Products Specialist - Specialized The Senior Credit Products Specialist - Specialized (Equipment Finance) is a strategic advisor responsible for structuring, negotiating, and managing highly complex commercial credit relationships. This role influences credit strategy by providing deep market insights, proactive risk identification, and innovative deal structuring solutions. With extensive experience in credit analysis and portfolio management, this position ensures long-term portfolio health while supporting the bank's growth objectives. Additionally, this role serves as a mentor and thought leader, developing junior credit professionals and shaping best practices in underwriting and risk management. Pay Range: $140,622 - $186,324 - $232,026Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: (Complex Credit Structuring & Underwriting: Lead the structuring, analysis, and approval of highly complex credit transactions, ensuring risk is balanced with business needs with the assigned specialized vertical or region. Portfolio Strategy & Risk Oversight: Proactively monitor portfolio risk, identifying industry trends and economic factors impacting credit quality. Client & Executive Leadership Engagement: Serve as a strategic partner to sales and senior leadership, offering expertise in credit negotiations and deal execution. Credit Agreement Negotiation: Work directly with clients, legal counsel, and internal teams to structure and negotiate credit agreements. Team Leadership & Mentorship: Mentor junior credit professionals, providing training and leadership in credit risk best practices. Proactively identifies and raises to senior leadership improvement areas in credit processes and procedures. Uses independent judgement and discretion to make decisions regarding assigned portfolio Analyzes and resolves problems pertaining to the assigned portfolio. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related field or 12+ years of equivalent experience Minimum experience required: 8+ Years in commercial credit analysis/structuring, underwriting, portfolio management and risk analysis 8+ years of experience in the direct specialized line of business (Specialized commercial industries, capital markets, corporate commercial banking, etc.) Deep expertise in structuring and negotiating complex credit agreements. Strong leadership skills with the ability to influence credit strategy and policy. In-depth understanding of macroeconomic factors and their impact on credit risk. Proven ability to manage large portfolios and advise senior executives. Exceptional communication and stakeholder management skills. As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients. Preferred Qualifications: Education level preferred: Master's Degree (or Postgraduate equivalent) MBA or CFA preferred Job Competencies: Strategic Credit Expertise: Deep knowledge of complex commercial lending structures, industry trends, and economic factors impacting credit risk. High-Level Risk Oversight: Ability to assess portfolio risk at a macro level, identifying patterns and trends that inform credit strategy. Client & Executive Engagement: Strong ability to interact with senior leadership, legal teams, and high-profile clients on structuring and negotiating credit agreements. Deal Structuring & Negotiation: Expertise in negotiating complex loan terms, partnering with legal counsel and senior RMs to finalize agreements. Leadership & Mentorship: Serves as a mentor to junior credit professionals, developing talent and fostering a strong credit culture. Change Management & Innovation: Identifies opportunities for process improvement, technology adoption, and best practice implementation. Regulatory & Policy Knowledge: Deep understanding of credit policies, compliance standards, and legal considerations in lending. Executive-Level Communication: Ability to articulate complex credit decisions clearly and persuasively to internal and external stakeholders. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.

Title Commercial & Private Bank Compliance Risk & Controls Associate The Commercial & Private Bank Compliance Risk & Controls Associate will play an integral role in the design, buildout, transformation and implementation of a Compliance risk management framework as well as advise and oversee business lines through ongoing identification, assessment, and measurement of material risks and key controls. The Commercial & Private Bank Compliance Risk & Controls Associate, in this 1st Line of Defense (1LOD) role, will bring expertise in regulatory Compliance and risk experience in Commercial & Private Banking businesses. • The Private Bank consists of Private Client Groups (PCGs) who are highly specialized in providing white glove service to High Net Worth and Commercial clients by offering Deposit products, lending, and products and services from Flagstar's broader offerings. • The Commercial Bank includes lending, finance, and banking focused on middle market Commercial & Industrial (C&I) companies. The organization also provides capital markets, foreign exchange and derivatives, treasury management products and services, and banking as a service. This position will collaborate with senior members of Enterprise Compliance (2nd LOD) & Enterprise Risk Management (2nd LOD), Internal Audit (3rd LOD), and External Regulatory Agencies. This position is critical to supporting the strategy of the Commercial & Private Banks by ensuring prudent risk and compliance management which permit the bank grow profitably. Pay Range: $84,878 - $112,463 - $140,049Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Risk Advisory Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the buildout, implementation, and consistent execution of a Compliance Risk Management framework within the 1st LOD. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the buildout, implementation, and consistent execution of the 1st LOD Compliance Risk roles and responsibilities associated with a Risk Governance Framework subject to Bank regulatory heightened standards, including Risk Culture, Risk Appetite, Roles and Responsibilities, Risk Governance, Risk Assessment, and Risk Monitoring & Reporting. Provides 1st Line with guidance with regard to the execution of Compliance Risk framework responsibilities with Business Process Owners including Enterprise Compliance Risk Assessments, Regulatory Compliance & Change Management, Customer Complaint Management, Compliance Testing, Issue Management, External Risk Events, Key Risk Indicators, Control Identification and Design, and Quality Assurance programs. Leads Compliance Risk management assessment of new products and services, including enterprise change management programs. Provides Compliance Risk advisory and guidance to the Business Process Owners including process and control design, early risk identification, control environment operating effectiveness, and policies and procedures. Provides guidance on assurance activities to help ensure that Compliance Risk Management Frameworks and controls are effective to manage risks associated with the Commercial & Private Banks strategic plan. Directly engages with Bank leaders on identified Compliance incidents and issues in root-cause analysis, action plans, supporting documentation and testing of implemented controls to effectively remediate findings or issues. Provides senior members of the Bank with risk advisory and guidance on project initiatives, risk assessments, and risk remediation efforts impacting the Business Units. Governance Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the buildout and implementation of a Business Unit Review Governance model and cadence for Commercial & Private Bank Business Units. Leads activities to help ensure compliance with all Enterprise Compliance policies and standards, and management of Compliance Risks within the Bank's risk appetite. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the implementation of Compliance Risk management methodologies for Commercial & Private Bank Business Units. Performs activities to help ensure that key risk and control data, inventory, metrics, and reporting are established and actively monitored. Performs activities to help ensure that Compliance Risk culture is imbedded across the Commercial & Private Bank organizations with an appropriate training regimen. Bank Initiative Partner Actively influences and engages in Enterprise Compliance & Risk forums and socializes with Commercial & Private Bank colleagues. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in interactions with the Bank's regulators and Internal Auditors. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the interaction with the following Business Unit partners: Bank Examiners, External Bank Auditors, Enterprise Compliance & Risk Management, Internal Audit, Regulatory Affairs, Business Process Owners, and Shared Services organizations. Interfaces with Internal Audits, Compliance Tests, and External Exams with Business Process Owners to ensure timely delivery and completeness of required documentation. Risk Advisory Guidance and Communication Interprets complex regulatory requirements and effectively communicates the potential impact to affected business lines. Leads efforts to support the development and implementation of regular communication methods to keep employees informed of policy, procedural and regulatory updates. Regularly evaluates assigned Business Unit processes and practices to ensure consistency with applicable regulatory requirements and expectations. Stays abreast of compliance and regulatory changes at Flagstar and within the industry to continue to act as a risk subject matter expert for advising and monitoring processes across the Business Units. Procedure & Process Management Provides direction and expertise on development of sufficient documentation including policies, procedures, processes, and user guides to increase efficiencies, reduce errors and mitigate risk. Performs activities to help ensure that regulatory/compliance related requirements are embedded within Business Units procedures and user guides. Ensures ongoing / annual reviews of Risk procedures to ensure accuracy and compliance with policies. Understands the current systems and their respective capabilities. Supports the Commercial & Private Bank Business Risk & Controls Officer - Compliance Risk Officer in the preparation of comprehensive written reports and summaries communicating results of findings and highlighting overall business risk, where necessary. Uses independent judgement and discretion to make decisions. Analyzes and resolves problems. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) in Finance, Economics, Business, Data & Analytics or similar. Minimum experience required: 4+ Years of risk and internal control experience. Experience in Commercial Banking and associated Lending and Deposit products Experience in Treasury Management, Capital Markets, and Derivatives is a plus Large Bank experience Ability to execute in change management environments, and has experience building programs / frameworks from the ground up Preferred Qualifications: Demonstrated effectiveness in managing operational requirements, preferably in a Commercial Banking capacity Understanding of Risk and Control Self-Assessments (RCSA) and Sarbanes-Oxley requirements Understanding of Non-Financial Risk management and audit industry best practices Understanding of laws and regulations impacting financial institutions Ability to manage and execute multiple projects within required timelines Experience defining and documenting business processes and functions Job Competencies: Ability to partner effectively across all levels of the organization and develop positive working relationships Ability to analyze and assess the adequacy of operational controls and identify opportunities for process improvements and efficiency gains Ability to follow company policies, guidelines and procedures Strong attention to detail, ability to prioritize and multi-task Ability to maintain confidentiality using tact and diplomacy Excellent verbal and written communication skills and demonstrated success communicating with various levels within an organization. Ability to think critically and logically Ability to analyze and resolve problems pertaining to risk governance, audit, compliance Ability to develop effective relationships with various levels within an organization Proactive self-starter with good people management skills and a strong work ethic Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Travel may be required depending on location of hire. If required, travel is not expected to be frequent Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Towne Mortgage Company is expanding its Retail Division! Towne is looking for experienced Retail Branch Managers/Leaders or Broker Owners with successful origination and support teams looking for a change for the better! So, who are WE? Founded in 1982, The Towne Mortgage Family of Companies has more than 40 years of experience in the mortgage industry. As a full-service lender, we manage every aspect of home financing in-house. Because our process is consultation-driven, we have the unique opportunity to educate our borrowers each step of the way. By forging these relationships, we ensure their confidence and security from application to closing and beyond, as we service most of the loans we originate. This means a lifelong commitment to our borrowers. Our business is not fueled by sales, but by our desire to provide solutions tailored to our client's financial futures. When you choose to work at Towne, you join more than a mortgage company; you become part of the Towne family! Our culture encourages you to show up for the job and stay for your career! If you are looking to work for an award-winning company, with competitive compensation, comprehensive benefit offerings, and flexible work life, you found the right place! Summary: The Retail Branch Manager will be responsible for developing new business where licensed (currently licensed in 46 states throughout the US) and have current representation throughout the United States. The Retail Branch Manager will deepen customer relationships through the development of ongoing interactions and demonstrate the ability to continuously grow a portfolio of customers. *This job can be performed in most all US States JOB DESCRIPTION Essential Functions: Knowledge of all mortgage products and services offered by Towne. Work towards expanding the division in accordance with the goals and objectives that support the company's overall business plan. Assess local market conditions and identify current and prospective sales opportunities. Develop forecasts, financial objectives, and business plans. Meet goals and metrics. Manage budget and allocate funds appropriately. Recruit Sales Team Members and new business. Locate areas of improvement and propose corrective actions that meet challenges and leverage growth opportunities. Manage and assist sales Team Members with daily operations i.e., production, rates, programs, education, and goals. Address customer and Team Member satisfaction issues promptly. Adhere to high ethical standards and comply with all regulations/applicable laws. Network to improve the presence and reputation of the branch and company. Stay abreast of competing markets and provide reports on market movement and penetration. Supporting day-to-day tasks and other functions as assigned. Ability to meet regular and reliable attendance. Becomes/is an advocate of our culture and adheres to our core values. Qualifications: BS/BA degree in Business Administration or related field (preferred). Proven Branch Leadership experience is a must. Excellent verbal and written communication skills. Excellent interpersonal and customer service skills. Excellent organizational skills and attention to detail. Excellent time management skills with a proven ability to meet deadlines and multi-task. Ability to function well in a high-paced environment. Proficient with Microsoft Office Suite or related software. Towne Mortgage is an equal-opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, disability, national origin, veteran status, or genetic information as well as any other State or local employment protections. Towne Mortgage is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.

Title Credit Risk Analyst Pay Range: 64-102K The Credit Risk Analyst supports the quarterly production of the company's allowance for credit losses (“ACL”) for the loan and lease portfolio. Collaborates with various stakeholders and performs analyses to support the development of expected credit losses, following the established methodology and maintaining documentation supporting conclusions.Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: JOB RESPONSIBILITIES Execute quarterly production of the allowance for credit losses, independently managing assigned workflow, in accordance with established methodology and SOX framework. Analyze key drivers of changes in the ACL, including rate/volume, economic forecast, and credit mix, solutioning unintuitive drivers. Collaborate with Credit function and other key stakeholders to propose, develop and document qualitative adjustments. Develop and/or maintain supporting ACL documentation, including working group materials, quarterly governance materials, ad-hoc documentation and analyses, and financial disclosures and regulatory reports. Support communication of results and other ACL related matters to internal and external stakeholders. Support execution of internal strategic initiatives for effective implementation into ACL Program. Maintains knowledge of relevant accounting standards and regulatory guidance related to Current Expected Credit Losses, as well as credit risk factors impacting the loan and lease portfolio. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. JOB REQUIREMENTS Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent). Minimum experience required: 2+ Years in credit risk management, accounting, or related experience. Proficient in Python. Preferred Qualifications: Knowledge of CECL (Current Expected Credit Loss). Experience in mid-size and large financial institutions. Experience with Alteryx platform. Job Competencies: Basic knowledge of financial analysis and financial forecasting. Knowledge of data querying languages and software. Excellent analytical and quantitative skills. Professional writing skills. Excellent communication and presentation skills. Proven ability to independently manage assigned workflows, collaborate with various individuals, and deliver on commitments. Travel < 15%. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer. Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.

Title Sr. Technology Security Analyst The Sr. Technology Security Analyst is a highly experienced and expert-level individual contributor who serves as a subject matter expert in multiple areas of cybersecurity. This role is responsible for driving the most complex security initiatives, conducting advanced threat research, architecting security solutions, and providing critical guidance during major security incidents. The Senior Analyst plays a pivotal role in shaping the long-term security strategy and ensuring the highest level of protection and compliance for the organization's critical assets Job Responsibilities: Act as a recognized subject matter expert, leading and executing highly complex security investigations, advanced threat hunting, and the identification of sophisticated nation-state or organized crime activities. Architect, design, and implement enterprise-level security solutions and frameworks, ensuring alignment with business objectives, regulatory requirements, and future threat landscapes. Develop and drive strategic security initiatives, including the adoption of new security technologies, process improvements, and the enhancement of the overall security posture. Conduct in-depth research on emerging cyber threats, zero-day vulnerabilities, and advanced attack techniques, translating findings into actionable intelligence and defensive strategies. Serve as a principal advisor during critical security incidents, providing expert guidance on containment, eradication, and long-term remediation strategies. Develop and deliver highly technical training, presentations, and workshops to internal security teams and broader IT stakeholders. Represent the organization in industry forums, conferences, and information-sharing groups to stay abreast of the latest security trends and contribute to the cybersecurity community. Exercises maximum independent judgment and discretion, setting technical direction for security controls, establishing strategic incident response methodologies, and making decisions with significant organizational impact. Resolves unprecedented and highly complex security challenges, defining solutions for enterprise-wide security risks and vulnerabilities. Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. Required to participate in an on-call rotation schedule to provide 24/7 security support and incident response. Required Qualifications: Education level required: College, Vocational or Associates Degree (2 years or equivalent) Bachelor's degree in Cybersecurity, Information Technology, or a related field or equivalent practical experience is preferred. Minimum experience required: 4+ Years of extensive experience in diverse IT security roles, with significant experience as a senior individual contributor in areas such as security architecture, advanced incident response, or threat intelligence. Demonstrated expert-level knowledge of cybersecurity domains, including advanced persistent threats, reverse engineering, cryptographic principles, and secure coding practices. Deep expertise in designing, implementing, and managing complex security infrastructures across on-premises, hybrid, and multi-cloud environments. Proven track record of driving significant security improvements and successfully handling major security incidents. Preferred Qualifications: Education level preferred: College, Vocational or Associates Degree (2 years or equivalent) in Cybersecurity, Information Technology, Computer Science, or a related field. Preferred advanced cybersecurity certifications. Job Competencies: Exceptional expertise in all aspects of cybersecurity, including network security, operating system internals, application security, cloud security, and data protection. Mastery in advanced forensic analysis, malware analysis, vulnerability research, and penetration testing methodologies. Superior analytical, strategic thinking, and problem-solving abilities, capable of addressing the most complex and ambiguous security challenges. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross-functional insights. Aligns relationship-building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Proven ability to influence and lead without direct authority, driving change and consensus across diverse teams. Outstanding written and verbal communication skills; capable of articulating highly technical concepts to executive leadership and external stakeholders with clarity and impact. Ability to manage and prioritize a portfolio of high-impact security projects. Travel requirements: Minimal (0-10%) Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Flagstar Employment Job Responsibilities: Flagstar Bank is seeking qualified individuals to join our team. We hire people who represent the talents, experiences, backgrounds, and diversity of the communities we serve. We give them the tools to hone their skills and the opportunities to grow and become even better. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Group Manager - Subscription Finance The Group Manager Specialized Industries is assigned to the Specialty Industries loan group and is responsible for the management of a team who focuses on new business development, portfolio management, credit quality and overall relationship management of their assigned portfolio of customers. Ensures the generation of revenue by cultivating commercial account relationships and ensuring strong credit quality thresholds are met. The group manager will be the point of escalation for any complex or challenging relationships/transactions. $165,621 - $223,588 - $281,556Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Relationship Management/Revenue Generation: Infuses the team's network of clients and centers of influence with fresh prospects at any time in order to expand opportunities. Serves as an escalation point for any and all client relationships, addressing any issues and removing obstacles to ensure a smooth and beneficial transaction. Personally, manages client relationships as needed or deemed necessary. Assist team with generating revenue, deposit gathering and fee production. Work with product partners on cross-sell efforts to deepen relationships and improve profitability. Management of the Team: Monitors and coach's performance of team members, ensuring that relationships are created and maintained, taking appropriate action to ensure goals are achieved (including sourcing deals personally if needed), while taking corrective actions if goals are not being achieved and leveraging expertise and knowledge to develop an outstanding team. Attracts, develops and coaches a successful sales team. Responsible for hiring, training, development, and handling of salary administration, performance reviews, and employee relations issues. Strategic Planning: Partners with Division management to create a strategic plan for the assigned Commercial Group and creates action plans to ensure the achievement of the plan including setting and tracking individualized goals for each team member in regards to production and revenue, and forecasting results for management based on existing pipelines. Credit Quality: Ensures the team is pro-actively monitoring the credit quality of their portfolios through timely financial statement gathering, monitoring client's compliance with ongoing required reporting and properly analyzing financial information. Partners with the credit team to recommend and take appropriate corrective actions as needed. Uses independent judgement and discretion to make decisions. Analyzes and resolves problems. Responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements. Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. Job Requirements: Bachelor's Degree Preferred or Equivalent Experience Minimum experience required: 10+ Years in commercial lending (either production or credit roles). Formal credit training, preferred. Excellent interpersonal and verbal and written communication skills. Knowledge of regulatory compliance requirements. Ability to stay abreast of industry trends, as well as legislation and regulations that impact the business. Strong negotiation skills. Knowledge of financial analysis; credit analysis skills. Strong relationship management and business development/sales skills. Excellent customer service and community relations skills. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders. Some travel required depending on market. Physical demands (ADA): The job requires a moderate degree of physical exertion and stamina such as standing, sitting, walking, driving or infrequent lifting. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Branch Banking Client Consultant II - Float (Part Time) A Branch Banking-Client Consultant II- Float travels between assigned branches in order to provide customers with high quality, prompt, and professional financial services. Provides best in class experience by resolving concerns and providing various product details that focus on meeting the financial needs of our clients. Focuses on client management, client retention, and introductions to key bank partners (Mortgage, Business Banking) to ensure our clients have access to experts who can help them achieve their financial goals. This position will have greater lending and basic investment interactions and will participate in more complex banking conversations with clients. Job Responsibilities: Sales Performance: Support team efforts to achieve growth targets in financial performance (outstanding deposits, outstanding loans, non-interest income) and primary client acquisition. Actively seek and deliver the right client introductions to the right team member(s) to achieve growth targets and execute successful sales initiative. Client Experience: Provide positive client experience by assisting with account questions, problems and/or complaints and through research and communication resolve in a timely and effective manner. Delivers client engagement and Education. Meet behavioral activity goals as defined by Retail Leadership including, but not limited to, NextGen and marketing campaign lead calling, weekly appointments set, weekly appointments completed and needs met. Risk Management: Execute all sales, service, and banking transactions accurately and compliantly. Strives for no controllable losses. Performs more moderately complex special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. Job Requirements: High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent, required 4 - 5 years customer service and sales experience, (including in the financial services industry, required May require National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. NMLS registration can be completed after job entry date. Ability to train and mentor others, including products and platform procedures, required Experience in financial services industry, preferred Experience with using and demonstrating digital products and self-service technologies, preferred Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Check Operations Specialist The Check Operations Specialist for Item Processing is responsible for ensuring the accuracy, compliance, and timely processing of check-related transactions and remittances. This role supports critical operational functions including data validation, exception handling, and customer adjustments. Job Responsibilities: File Review and Data Accuracy Review and correct incoming check file data to ensure accuracy and completeness prior to processing Identify and resolve discrepancies Ensure timely handling to minimize customer impact and regulatory risk Account and Transaction Reconciliation Perform daily reconciliations of general ledger transactions to ensure timely resolution of exceptions Monitor and resolve rejects, exceptions, and outstanding items within set timelines Participate in end-of-day balancing and reconciliation procedures Metric Reporting Maintain daily logs and documentation for trend reporting Regulatory compliance Ensure all activities are performed in compliance with applicable banking regulations, internal controls and audit requirements Business Continuity and Contingency Support Participate in Business Continuity planning and testing to ensure operational resilience and readiness in the event of disruptions Process Improvement and Efficiency Identify opportunities for automation, process streamlining, and error reduction Contribute to documentation updates and staff training initiatives Job Requirements: High School Diploma, GED, or foreign equivalent required. Minimum of 1+ Years in Banking Operations experience Strong attention to detail and analytical skills. Ability to work effectively under pressure in a deadline-driven environment. Proficient in Microsoft Office Suite. Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank

Title Credit Risk Quantitative Model Manager Pay Range: 106 - 190K Support the Credit Risk Administration Team with hiring and managing a team of quantitative model analysts responsible for the development, testing, implementation, monitoring, documentation, and maintenance of all credit risk rating models. Assists with directing daily and long-range strategic direction of the group to support business initiatives and regulatory compliance across the full model risk management lifecycle. Team responsibilities include sourcing, cleaning, and transforming data; researching applicable methods; training and testing a variety of specifications; documenting all facets of the development process; implementation of models and related logic in production systems; assessing outputs across different levels of inputs (sensitivity analysis and scenario analysis); back-testing and ongoing performance monitoring; and, communicating aspects of the model and its application to non-technical stakeholders.Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: Lead teams in development and application of mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop credit risk rating models or other credit risk-related initiatives. Lead team in implementation of models in code in a transparent and easily maintainable way within loan origination applications. Lead team in documentation of all modeling or analysis work that meets internal, GAAP, and regulatory requirements; translate model theory and related results for non-quantitative audiences. Develop and support strong controls for the model implementation framework and maintain related documentation. Support independent model validation process, internal and external audits, and regulatory reviews. Interact with model users, validators, and regulators to address model issues and remediation actions. Interact with key stakeholder groups such as Accounting, Treasury, Credit, Lines of Business, Model Risk Management, and Enterprise Technology in the design, development, and ongoing usage of models. Lead the team in establishing and executing a robust model performance monitoring process for credit risk rating models. Responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. Required Qualifications: Minimum experience required: 8+ Years of model development and/or validation experience, particularly in credit risk. Experience with at least one of the following software packages: R, SAS, SQL, Python. High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent, required Preferred Qualifications: Education level preferred: Master's degree in Statistics, Econometrics, Mathematics. Experience developing credit risk models and programing user interfaces. Experience with implementation of risk rating models and financial spreading process. Working knowledge of Generally Accepted Accounting Principles (GAAP), Basel III, Dodd-Frank Act Stress Testing, CCAR, and bank accounting/regulatory reporting requirements. Knowledge and familiarity with key aspects of model risk management and model validation, including SR-11-7 guidance on model risk management. Ability to use advanced statistical and mathematical software to perform descriptive, predictive, and prescriptive analysis leveraging a variety of statistical techniques (such as segmentation, logistic regression, sensitivity analysis, and machine learning). Experience managing a team of quantitative model analysts. Job Competencies: Strong analytical and critical thinking skills with high attention to detail and accuracy. Excellent verbal, written, and interpersonal communication skills. Ability to clearly articulate, in writing or orally, ideas, analytic insights, and recommendations to both technical and non-technical audiences, including an executive audience. An ability to identify key problems, conduct in-depth research, and articulate well-reasoned solutions. Travel is not required for this role. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.

Title Application Systems Analyst The Community Banking Technology job family provides day-to-day management for various banking systems. This role will provide support for analysis, implementation, testing and configuration for the core banking system and its multiple interfacing applications. This position partners and supports Retail Banking, Treasury Management and other business units as well as third level support for front line employees. This position will include after hours or weekend support. Job Responsibilities: JOB RESPONSIBILITIES System Administration and Monitoring: Provides software support through upgrading, patching, trouble shooting, and installation. Maintain a working knowledge of all systems utilized by team. Perform testing and monitor for quality assurance. Coordinates product installations with an implementation schedule. Provides technical and product support to product owners and bank personnel. Responsible for documenting, tracking and reporting on all outstanding vendor issues Identify trends and patterns of outstanding issues, reporting to the vendor and/or various teams as necessary. Responsible for incident and problem management Project Delivery and System Analysis: Provide operational expertise on process re-engineering initiatives and projects with third party vendors. Work with various internal business partners to understand and design system solutions online and mobile banking needs. Partner with various affiliates to understand, document, and design system solutions that provide straight through processing. Ensure application configuration integrates with new processes and system interface designs that are part of enterprise initiatives. Participate as a system SME in project related meetings. ADDITIONAL ACCOUNTABILITIES Performs special projects, and additional duties and responsibilities as required. Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations. Required Qualifications: Education level required: Undergraduate Degree (4 years or equivalent) Finance, Business Administration, Information Technology or equivalent comparable work experience. Minimum experience required: 2+ Years Banking Ops, Product Management, Systems Analyst or IT Systems/Application Support. Preferred Qualifications: Education level preferred: Choose an item. (Add applicable additional detail i.e. field of study preferred or equivalent work experience if applicable. Job Competencies: Results-oriented, able to quickly sort through information. Experience working collaboratively with various groups with potentially disparate objectives and vendors. Banking system & product knowledge as well as banking industry standards and federal regulations. Problem solving skills, communication and consulting skills. Must be a quick learner and able to assertively engage with resources at all levels within the organization. Proven ability to successfully manage multiple initiatives while staying on course to meet deadlines. Strong knowledge of Microsoft Office including Excel, Visio and MS Project, PowerPoint. Experience developing business processes and procedures. Ability and willingness to work extended hours and be on call for evenings and weekends. System knowledge; FiServ (Core and Mobile ) products preferred. (Insert knowledge/skills/abilities required) Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results. Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience. Fosters or supports a positive work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders. Physical demands (ADA): No unusual physical exertion is involved. Flagstar is an Equal Opportunity Employer Flagstar provides teammates access to a variety of benefits including medical, dental, vision, life, and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: Benefits | Flagstar Bank