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Trader jobs in North Dakota

- 90 jobs
  • ENERGY TRADER (POWER) I, II, III, or SR - DOE

    Basin Electric Power Cooperative 4.8company rating

    Trader job in Bismarck, ND

    is open to varying levels of experience.** This position supports short-term (and long-term dependent on level) physical (and financial dependent on level) trading and scheduling of power and natural gas. Assists in optimizing generation assets and market positions while gaining exposure to RTO operations, hedging strategies, and regulatory compliance. Develops foundational skills in trading systems and market analytics. **ESSENTIAL DUTIES** **Trading and Asset Optimization** + Assist with short-term physical trading execution and scheduling of energy commodities. Manages portfolios with significant value annually. + Assist in the development of short-term physical energy, natural gas, and transmission positions. + Support the short-term optimization of resources, ancillary services, and imbalance. **Deal Origination, Structuring, Business Development, and Valuation** + Assist in the development, negotiation, and implementation of innovative plans for the acquisition or sale of short-term power, natural gas, and transmission + Support the development of short-term plans to optimize the BEPC or DGC "system". + Observe the power and natural gas industries regarding production, transmission, economics, and regulatory requirements. + Assist in coordinating short-term BEPC and DGC physical hedging activities pursuant to the Cooperative's risk management criteria. **Market and Risk Analysis** + Support the analysis of market trends, pricing structures, supply-demand dynamics, regulatory developments, and key risk factors, such as transmission constraints, generation outages, and competitive pressures, to guide trading and origination strategies. + Collaborate with risk and quantitative teams to proactively monitor and mitigate financial, operational, and market risks, ensuring compliance with risk limits. **Reporting and Coordination** + Support the delivery of market developments, risk exposures, and key performance indicators to senior leadership. + Collaborate with quantitative analytics and operations teams to support commercial initiatives and ensure smooth execution of trading and origination activities. + Perform other duties as assigned. **MINIMUM QUALIFICATIONS** + Bachelor's degree in Business, Finance, Economics, Energy Management, Mathematics, Statistics, or related discipline. + Travel may be required (up to 5-10% of the time). **PHYSICAL AND ENVIRONMENTAL DEMANDS** This position requires the ability to remain in a stationary position and to move about the office building, occasionally reaching below and above shoulder level, constant use of a keyboard/computer and other office productivity machinery, bending, kneeling, lifting/carrying up to 10 pounds, and pushing/pulling up to 20 pounds. It also requires finger dexterity and hand coordination. This position requires the ability to communicate and must be able to clearly exchange accurate information. **KEY SKILLS** + Basic knowledge and understanding of the electrical power supply industry and/or natural gas industry, generation operations, marketing, trading, and power or natural gas scheduling. + Develop strong working relationships with counterparties, control area operations, pipelines and all divisions within Basin Electric Power Cooperative and Subsidiaries. + Develop an understanding of all policies and regulatory requirements, including but not limited to North American Electric Reliability Corporation (NERC), Federal Energy Regulatory Commission (FERC), and relevant state regulations, as applicable. + Gain insight into all relevant North American Electric Reliability Corporation (NERC), North American Energy Standards Board (NAESB) and tariff language within markets we participate. + Gain general knowledge of WECC, SPP, MISO, and Canadian market dynamics. + Competent with Energy Trading Risk Management (ETRM) systems, such as Allegro, OATI, and PCI. + Strong verbal and written communication skills. + Excellent interpersonal and customer service skills. + Excellent organizational skills and attention to detail. + Excellent time management skills with a proven ability to meet deadlines. + Strong analytical and problem-solving skills. + Ability to prioritize tasks. + Ability to function well in a high-paced and at times stressful environment. + Proficient with Microsoft Office Suite. Basin Electric wants all interested and qualified candidates to apply for employment opportunities. If you are an applicant with a disability who is unable to use our online tools to search and apply for jobs, or who needs other assistance or accommodations, please contact us at ************. Please indicate the specifics of the assistance needed or provide your contact information, and a Basin Electric Human Resources representative will contact you. Basin Electric is an Equal Employment Opportunity Employer regarding race, color, religion, sex, sexual orientation, gender identity, national origin, disability, and veterans status.
    $79k-100k yearly est. 60d+ ago
  • Construction Opportunities in Natural Gas Distribution - Q3C ND

    Primoris Usa 4.7company rating

    Trader job in West Fargo, ND

    Primoris Gas Operations which consist of companies such as Q3 Contracting, ARB, Primoris Distribution Services, Snelson and Pipejacking Trenchless has over 60 years of experience working in the natural gas distribution industry. Over this time, we have maintained numerous customer relationships spanning more than two decades. Providing a safe environment, quality workmanship, and exceptional value to our customers is the foremost focus of our operations. Are you ready for a change? If yes, Primoris Gas Operations is looking for YOU! Our Gas Operations Field Professionals receive the following: UNION Highly competitive, union wages paid weekly. Outstanding, paid on-the-job training. Union benefits offerings (Determined by trade and location) Award winning safety programs. Overtime opportunities. Growth Opportunities. Non-UNION Industry competitive weekly hourly pay. Outstanding, paid on-the-job training. Best-in-class benefit offerings; Medical, Dental, Vision, LTD/STD, 401(k) with company match, Paid Time Off, Holiday Pay, Employee Stock Purchase Plan, Pet Coverage, Legal Coverage, Tuition Reimbursement, and more. Award winning safety programs. Overtime opportunities. Growth Opportunities. Our doors swing wide open for the following construction opportunities in natural gas distribution both UNION & Non-UNION: Equipment Operators (Backhoe, Skid Steer, Trencher) CDL Drivers Laborers Groundman PE Pipe Fusers Pipe Welders Pipe Fitters Plumbers Directional Drill Operators Utility Locators Traffic Control Specialists Flaggers Educational & Minimum Requirements: High School diploma or GED is highly preferred. A valid driver's license with a clean driving history. A Class A CDL is highly preferred, with endorsements. Previous construction experience in any of the following areas: natural gas distribution/pipeline, electric, transmission, telecommunications, water, sewer, landscaping, concrete/asphalt, or agricultural. Able to work outside in various weather conditions such as extreme heat and cold temperatures. Must possess the physical dexterity to be able to lift a minimum of 50 LBS and safely perform other physical work. Able to travel on short-term basis. Primoris Gas Operations is a drug free environment. All positions require participation in federally compliant PHMSA or FMSCA drug and alcohol testing programs. This includes both pre-employment and ongoing random testing. Other duties as assigned. EEO Statement: We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Third Party Agency Notice: Primoris will not accept any unsolicited resumes from any third-party recruiting agencies either domestic or international. Primoris nor its subsidiaries will be responsible for any fees from the use of any unsolicited resumes either through our ATS or via electronic mail systems from any agency representative or agency consultant unless your firm is an approved vendor partner with a current executed agreement.
    $78k-123k yearly est. 60d+ ago
  • Business Banker

    Frandsen Financial Corporation 3.9company rating

    Trader job in Grand Forks, ND

    Prospects for, underwrites, and closes secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes and manages positive business relationships with existing and prospective customers, by performing assigned duties and responsibilities. Actively supports the lending staff develop new and existing business relationships through key contacts within the local community to market the bank's services with emphasis on commercial lending and other areas as designated. Meet or exceed minimum number of customer development calls per month as defined in individual work plan. Analyzes individual loan documents to determine customers' cash flow, ability to pay the loan, profit potential of the loan, etc. in order to minimize loan loss and maximize potential profit. Supports lending staff meet and interview applicants to determine creditworthiness, deny or grant each loan, secure required signatures, explains procedures or reasons for denial, and presents possible alternatives to those denied to maintain a favorable bank image. Minimum Requirements Bachelor's degree in business, finance or related field or equivalent years in the banking industry. One to three years of experience, preferably in a financial institution or consumer loan department. Ability to manage a $20+ million loan portfolio. Salary range is $110,000 - $150,000 annually depending on experience. We offer a competitive benefits package including health insurance, dental insurance, vision insurance, 401k, profit sharing, and ancillary benefits.
    $110k-150k yearly 60d+ ago
  • Retail Relationship Banker

    BMO Financial Group 4.7company rating

    Trader job in Fargo, ND

    Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and through various channels with BMO partners to deliver the desired customer experience and achieve overall business objectives. + Takes a lead in proactively engaging with existing customers and prospects by providing needs-based assessments to grow loyalty and identify immediate / future opportunities. + Engages customers to complete needs assessments that identify financial solutions and preferred banking channels while recommending tailored solutions addressing both sales and service needs (e.g. everyday banking, retail investments, lending solutions, home financing (including business-for-self applications)), and small business solutions). + Offers clients advice and guidance on available digital and self-serve options with the goal of making banking easy, simple, and fast. + Supports customer transactions needs based on customer traffic. + Engages customers to grow BMO's business by reaching out, generating appointments, and building new relationships within the community. + Addresses questions and resolves issues raised through consumer credit audits and quality checks to ensure accurate data entry and lending application recommendations in compliance with legal and regulatory requirements and lending policies and processes. + Applies the risk management framework to the portfolio to protect the Bank's assets and maintain the quality of the lending portfolio in compliance with requirements for the lending process and established yield, quality, diversification, and risk guidelines. + Makes credit recommendations for personal lending transactions, including home financing, in accordance with sound credit granting principles and with the Bank's policies and procedures. + Acts as a key member of a collaborative and versatile branch and market team. + Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice. + Organizes work information to ensure accuracy and completeness. + Takes the initiative to find creative approaches that make each customer's experience feel personal. + Looks for ways to contribute to the ongoing improvement of the overall customer experience. + Contributes to business results and the overall experience delivered. + May work at multiple branches or through various channels based on market needs; work schedule may differ from week to week in terms of days worked, hours, and shifts. + Follows through on risk and compliance processes and policies to ensure we safeguard our customers' assets, maintain their privacy, and act in their best interest. + Keeps current with the wider financial services marketplace, the legal and regulatory environment, and our commitment to uphold the highest ethical requirements of our industry. + Maintains current knowledge of personal banking products, practices, and trends and integrates into customer conversations. + Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering. + Complies with legal and regulatory requirements for the jurisdiction. + Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements. + Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees. + Analyzes issues and determines next steps. + Broader work or accountabilities may be assigned as needed. **Qualifications:** + Typically between 2 - 3 years of relevant experience and post-secondary degree in related field of study desirable or an equivalent combination of education and experience. + Canada only: Registration to sell investment products completed - as appropriate for the jurisdiction. + Appropriate lending qualifications and designations. + Working knowledge of personal and small business customer needs and solutions. + Working knowledge of retail investments and lending products. + Experience in financial services is an asset. + Confident and experienced in the use of social media, tablets, Smart phones, online tools, and applications. + Experience in a consultative customer service or sales role, with a drive to deliver a personal customer experience. + Passionate commitment to helping our customers. + Drive to deliver a personal customer experience. + A focus on results and the ability to thrive in a consultative sales and team-based environment. + Resourceful self-starter with courage and confidence to approach customers. + Readiness to collaborate and work in different capacities as part of a team. + Strong interpersonal skills, including the ability to build rapport and connections with customers. + An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges. + Specialized knowledge. + Verbal & written communication skills - Good. + Organization skills - Good. + Collaboration & team skills - Good. + Analytical and problem solving skills - Good. U.S. Only: This position will act as an originator of consumer loans as defined by Regulation Z, Regulation G, and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This position will require a Federal registration with the Nationwide Mortgage Licensing System and Registry. The Bank will instruct you on the registration requirements needed to comply with this requirement. A criminal background review and credit history evaluation will be required for this position as well as restrictions on performing in a real estate agent capacity. **Salary:** $41,714.00 - $62,500.00 **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
    $41.7k-62.5k yearly 25d ago
  • Financial Service Specialist II (New Accounts/Loans) - Hankinson

    First Community Credit Union 3.8company rating

    Trader job in Hankinson, ND

    About FCCU FCCU is the largest credit union in the region with over a billion dollars in assets. We are a growing family of employees who succeed both personally and professionally. We offer competitive total compensation, technical and leadership development, and opportunities for industry and community involvement. As a credit union we are member owned. This allows us to invest in our members and the communities we serve. Through helping others achieve financial growth and giving back to our communities, you can truly fulfill the FCCU mission of Life is Better with Community. Core Values-Strengthen Community by helping members grow and thrive. Community-Our Communities define who we are "People Helping People." Integrity-We will live and work with uncompromised integrity. Passion-We will display passion in our work and service to our membership. Growth-We believe that growing both as a Credit Union and professionally as employees is imperative to our long-term success. Job Responsibilities Our goal is to meet our members' financial needs with extraordinary personal service. This passion for quality and people-focused care is also evident in how we treat our employees. Arrive each day full of energy and ready to provide unsurpassed customer service to our members while maintaining our tradition of community trust. Cheerfully and in a professional manner, you greet them in person, on the telephone, or by email and enjoy developing and nurturing relationships as you serve their financial needs. You have opportunities to utilize your product knowledge and cross-sell financial products and services to meet their current and future financial needs. You will have the ability to open new accounts, secure retail loans, process transactions and cross-sell products and services to meet members' financial needs and increase member satisfaction. You provide engaging, personal service to members and truly care about finding real solutions to their financial needs. You are goal-oriented and always learning and improving. You take pride in being the face of FCCU and projecting a positive image to our current and prospective members alike! Qualifications High school diploma or GED One-year financial institution experience in member service, cash handling, new accounts, or in a similar service position. 6 Months of cash handling experience Competitive team player, with a positive attitude willing to learn and adapt to change Ability to communication, both written and verbal Detail-oriented and able to work in a fast-paced member service environment Benefits We provide a great benefits package that includes 11 paid federal holidays, 401k match, fully paid single medical, dental and vision and much more. While we know benefits are highly important, we also recognize and support the value of a family and work life balance. Work Schedule Monday-Friday 8am-5pm You must complete an FCCU employment application located at ****************************** First Community Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. (EOE, including disability/vets)
    $36k-43k yearly est. 10d ago
  • Financial Counseling Representative

    Sanford Health 4.2company rating

    Trader job in Fargo, ND

    Careers With Purpose Sanford Health is one of the largest and fastest-growing not-for-profit health systems in the United States. We're proud to offer many development and advancement opportunities to our nearly 50,000 members of the Sanford Family who are dedicated to the work of health and healing across our broad footprint. Facility: Sanford Broadway Med Ctr Location: Fargo, ND Address: 801 Broadway N, Fargo, ND 58102, USA Shift: Day Job Schedule: Full time Weekly Hours: 40.00 Salary Range: $17.75 - $28.00 Department Details Come join the Patient Financial Services team as a Financial Counseling Representative! We are looking for a team player with excellent customer service skills. Experience in healthcare or working with health insurance is a bonus. Job Summary The Financial Counseling Representative provides financial counseling to assist patients in understanding their financial responsibility to Sanford and to offer appropriate resources and options to meet that responsibility. Answers billing questions. Reviews patient's insurance coverage and Explanation of Benefits (EOBs). Provides clarification regarding what charges were incurred and why they were incurred. Reviews insurance denials and provides an explanation for the denial to the patient. Reviews payment plan guidelines and assists in setting up payment arrangements. Determines if patient is eligible for payment assistance programs and assists in the application process, if applicable. Educates patients regarding insurance concepts, such as what copayments are, what services are covered, effective dates of coverage, when a referral is needed and the effect on insurance, how to obtain a valid referral and resubmit the claim, and how effective dates of coverage influence insurance payments. May assist patient in filling out medical assistance program paperwork, as well as referrals to Medicaid or other insurance aid or disability programs. Frequently advises uninsured patients on outstanding medical costs associated with procedures performed in a clinic setting and establishes a payment plan. Interacts with patients in-person and must be able to empathize with them while also diffusing strong emotions. Calculates and provides cost estimates for medical procedures, including the patient's anticipated share. Advises on and collects prepayments for services not covered by insurance. May perform guest service duties, as needed. Other duties as assigned. Computer skills sufficient to operate on-line systems and complex software with advanced functionality. Oral and written communication skills sufficient to interpret and apply policies and procedures for clarification and problem resolution. Knowledge of third party payers and basic bookkeeping or accounting principles is required. Requires a thorough understanding of insurance products and the ability to accurately read an EOB to determine what adjustments have been made, what payments have been received, and calculate pending balances. Qualifications High school diploma or equivalent preferred. Post-secondary education preferred. Two years' experience in healthcare service or health insurance preferred. Benefits Sanford Health offers an attractive benefits package for qualifying full-time and part-time employees. Depending on eligibility, a variety of benefits include health insurance, dental insurance, vision insurance, life insurance, a 401(k) retirement plan, work/life balance benefits, and a generous time off package to maintain a healthy home-work balance. For more information about Total Rewards, visit *********************************** . Sanford is an EEO/AA Employer M/F/Disability/Vet. If you are an individual with a disability and would like to request an accommodation for help with your online application, please call ************** or send an email to ************************ . Sanford Health has a Drug Free Workplace Policy. An accepted offer will require a drug screen and pre-employment background screening as a condition of employment. Req Number: R-0236949 Job Function: Revenue Cycle Featured: No
    $17.8-28 hourly 60d+ ago
  • Ag/Business Banker

    Cornerstone Bank 3.3company rating

    Trader job in Rugby, ND

    About UsAt Cornerstone Bank, we do more than banking - we build relationships, embrace bold ideas, and empower our people. We value positivity, teamwork, continuous learning and the freedom to make smart decisions. We're driven by innovation, honesty, and a deep respect for our customers' time and trust.What You'll Do Cornerstone Bank is looking for an Ag/Business Banker to join our professional team in Rugby. This candidate will use a customer-focused needs based approach to educate clients about banking options and is responsible for soliciting and/or developing and maintaining profitable account relationships primarily with ag producers and agri-business customers, along with business customers. This position is also responsible for the overall success and growth of assigned sales territory and cross selling bank products and services. Agribusiness experience and/or agri-sales experience required. What We're Looking For Excellent verbal and written communication skills Ability to read, interpret, and analyze procedures, legal documents, and financial reports with the highest degree of complexity Ability to effectively present complex information and respond to questions from Managers, Employees, and/or Customers Background & Experience A Bachelor's degree in Business, Finance, Accounting, or Agriculture-related field and 5 years of banking or sales experience, or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job. Why Join Us People-first culture with real responsibility An innovative approach to banking Development opportunities for continual growth Competitive Pay and a Comprehensive Benefits Program Incentive Compensation Plan Ready to make a difference? Apply now and bring your best to Cornerstone Bank. Pre-employment background and credit screening are required for this position. EOE, Including Disability/Vets
    $41k-67k yearly est. Auto-Apply 60d+ ago
  • Personal Banker (Bismarck Main/South, ND)

    BNC National Bank Careers 4.2company rating

    Trader job in Bismarck, ND

    Join Our Team as a Personal Banker - Bismarck Main/South, ND Build a lasting career with BNC National Bank Are you looking to grow professionally and build a long-term future in the banking industry? BNC National Bank is seeking a motivated and customer-focused Personal Banker to join our Bismarck Main/South, ND branch. We're looking for someone who values stability, strives for excellence in customer service, and is eager to deepen their knowledge of banking services and solutions. As a Personal Banker, you'll serve as a key point of contact for our customers-handling day-to-day transactions, opening new accounts, and identifying opportunities to match customer needs with our financial products. You'll also be an integral part of the branch team, contributing to its overall operational success. Key Responsibilities: Accurately perform teller transactions for both consumer and commercial accounts Open and close a variety of account types, including checking, savings, overdraft protection (ODP), certificates of deposit (CDs), and retirement accounts Build and maintain strong customer relationships through active listening and personalized service Develop and apply a solid understanding of BNC's financial products and services Recommend appropriate banking solutions based on individual and business customer needs Assist with daily branch operations, compliance, documentation, and reporting Contribute to a positive, team-oriented work environment focused on delivering excellent customer experiences What We're Looking For: Previous experience handling cash in a retail, banking, or customer service environment Strong interpersonal and communication skills Attention to detail and accuracy in financial transactions Enthusiasm for helping customers reach their financial goals Ability to work independently and as part of a collaborative team A desire to grow and stay long-term within a reputable, community-focused bank Why BNC National Bank? At BNC, we're proud of our community roots and strong relationships. We value our employees and are committed to creating a supportive workplace that encourages long-term career development. When you join BNC, you're joining a team that believes in trust, integrity, and service excellence. Compensation: Starting at $18.00 - $20.00/hour (Wage is a starting range and is highly dependent on experience) Plus opportunities for incentive bonuses! Schedule: Full-time, 40 hours per week Monday-Friday, 8am - 5pm Rotating Saturdays Benefits: Generous Paid Vacation Time (120 hrs./yr.), Paid Sick Time (48 hrs./yr.), Paid Maternity Leave Benefits, and Paid Holidays Medical, Dental, and Vision Insurance Health Savings Account, including Employer Contribution *must meet eligibility requirements Flexible Spending Accounts 401(k) w/Company Match Employee Recognition & Rewards Program Company-Paid Life and AD&D Insurance Employee Assistance Program Paid Volunteer Opportunities Unum Supplemental Plans Continuing Education Opportunities and MUCH MORE! Apply Today! If you're ready to take the next step in your banking career, apply now and become part of a team that values you and the work you do every day. BNC National Bank is an Equal Opportunity Employer.
    $18-20 hourly 60d+ ago
  • Personal Banker

    First International Bank & Trust 3.3company rating

    Trader job in North Dakota

    First International Bank and Trust is a family-owned community bank and one of Prairie Business Magazine's 50 best places to work. We are seeking a motivated and customer-focused Personal Banker to join our team. In this role, you will be responsible for delivering extraordinary customer service while ensuring accurate and secure handling of financial transactions. You will play a vital role in opening and maintaining consumer and business accounts and recommending relevant products and services to enhance customer relationships. This is an in-office position. Key Responsibilities: Provide an extraordinary customer experience by adhering to best practices for identity verification and fraud protection. Accurately process a wide range of financial transactions to ensure customer satisfaction. Conduct interviews and gather required documentation for consumer and business account openings and maintenance. Educate account holders on bank policies and procedures to enhance their understanding and confidence in our services. Recommend products and services that align with customers personal and business needs, deepening both new and existing relationships. Collaborate with internal partners to refer business opportunities across all FIBT departments. Qualifications: High school diploma or equivalent; bachelor s degree in finance, business, or a related field preferred. Previous experience in banking, financial services, or customer service roles is a plus. Strong interpersonal and communication skills, with a passion for providing exceptional customer service. Ability to work collaboratively within a team and build relationships with customers and colleagues. Detail-oriented with strong organizational skills and the ability to manage multiple tasks effectively. First International Bank and Trust is a family-owned full-service Community Bank with locations in ND, MN, SD, and AZ. We show our employees we care by providing competitive benefits, training, and growth opportunities. Here are the things we offer within our full-time benefits package: Generous PTO and Holiday pay Health, Dental & Vision 401K Retirement Plan with Employer Match Paid Parental Leave Life and Disability Insurance If you are interested in learning more, you can apply or if you have questions before applying you can reach out directly to **************************. Equal Opportunity Employer
    $30k-35k yearly est. Easy Apply 60d+ ago
  • Business/Ag Banker

    Choice Bank 3.5company rating

    Trader job in Fargo, ND

    Full-time Description The Business & Ag Banker is responsible for building customer relationships and advocacy through proactive business development, management, and analysis of a loan and deposit portfolio. This role focuses on generating new loan and deposit volume, including the solicitation and profiling of prospective clients and maintaining accurate sales/pipeline data. The Business & Ag Banker has a basic knowledge of credit underwriting and collaborates with the credit team to present and analyze client data. Responsibilities Build and develop a network of internal and external resources to build Choice Bank relationships. Act as the primary point of contact for clients seeking credit and lending services. Provide personalized financial advice and solutions based on clients' creditworthiness and financial goals. Explain the terms, conditions, and risks associated with various credit products to clients to help them make informed decisions. Work with clients to structure loan terms, interest rates, and repayment schedules that align with their financial capacity and objectives. Collaborate with internal teams to customize solutions for complex or specialized lending requirements. Actively cross-sell other financial products and services offered by the bank to enhance customer relationships and loyalty. Requirements Minimum of 3 to 4 years of relevant experience with requisite competencies. Bachelor's degree in finance, accounting, or a related field, or relevant experience. Baseline knowledge of credit underwriting. Strong interpersonal and communication skills to build and maintain client relationships. Familiarity with banking regulations and compliance requirements. Ability to work independently and as part of a team. High level of integrity and professionalism. Cultural Alignment Choice is #PeopleFirst, banking second. People don't need just another bank. People need to be supported by a team of trusted partners who will get to know them and their business, understand their challenges, discover their dreams, and recognize the success in bringing people and banking together in our communities. In contributing to our culture, Choice team members are guided by our core values. · Embrace change and encourage innovation. · Know when to ask for help and know when to offer help. · Better the places we live. · Work hard. Do the right thing. Have a little fun. Our vision of Diversity at Choice is supported by our #PeopleFirst mission and our core values. Being #PeopleFirst means that Choice is committed to focusing attention and resources towards creating an environment where everyone feels respected and valued and can do their best work. Doing the right thing means encouraging employees to share their experiences and ideas, and to bring their whole authentic selves to work. Together, we can build an inclusive culture that seeks out, supports, and celebrates diverse voices. We can use our diversity to fuel creativity and innovation and bring us closer to our customers and the communities we serve. Be welcome at Choice. We can see you here. Disclosure This job description is intended to describe the general content of, and requirements for, the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or requirements. All requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a significant risk to the health and safety of themselves or other employees. All employment at Choice Bank is “at will” employment. This position description does not create an employment contract, implied or otherwise.
    $45k-82k yearly est. 60d+ ago
  • Wealth & Deposit Management Banker

    First Western Bank & Trust 3.9company rating

    Trader job in Bismarck, ND

    First Western Bank has a full-time opening for a Wealth & Deposit Management Banker in Bismarck, North Dakota. Wealth & Deposit Management Banker Benefits Include: Paid Vacation, Sick Leave and Holidays Health Insurance Dental Insurance Vision Insurance 401k with matching contributions Volunteer Paid Time Off Banking Benefits And More! Wealth & Deposit Management Banker Overview : The Private and Deposit Management Banker will be responsible for developing and managing relationships with clients, with a primary focus on deposit growth, and overall relationship profitability. This individual will actively seek new business opportunities, deepen existing client relationships, and serve as a trusted advisor by delivering customized banking solutions that support clients' operational and strategic goals. This position will s also be responsible for the hiring, training, and supervision of Universal Bankers and Tellers. Proactively source new commercial, consumer, and ag clients through networking, referrals, and community involvement. Build and maintain a robust pipeline of prospects, focusing on core deposit growth and treasury management opportunities. Develop and present tailored proposals to meet client needs across depository, liquidity, payment, and receivables solutions. Work closely with the Lending team on the market's portfolio of commercial, ag and consumer clients, providing high-touch service and strategic advice, and coordinate with lending officers when deposit-focused clients require credit services to support broader relationship growth. Develop and maintain an understanding of all First Western products and services. Conduct in-depth client needs assessments to identify opportunities to optimize cash flow, improve working capital efficiency, and reduce financial risk. Onboard new depository clients with an emphasis on seamless implementation and client education. Monitor product usage and service quality to ensure satisfaction and identify cross-sell opportunities. Serve as the Universal Banking Manager to manage day-to-day administration of the bank branch and supervision of Universal Bankers and Tellers. Provide a variety of management and administrative support to leadership on special projects. Represent the bank in local community and participate in community sponsored events. Ensure compliance with banking laws, regulations, and the Bank's policies and procedures, including the Bank Secrecy Act. Ensure all onboarding, documentation, and servicing procedures follow bank compliance standards. Assist with Teller transactions as needed. Wealth & Deposit Management Banker Qualifications: Bachelor's degree in business administration, management studies, or in a related discipline. Minimum of five years of experience in a financial sales position, preferably in a leadership position, and with a strong emphasis on treasury/cash management and deposit acquisition. Demonstrated track record of new business development and client relationship growth. Solid understanding of commercial bank products, especially treasury and deposit solutions. Knowledge of marketing and business concepts. Established network in the local market. Exceptional interpersonal, consultative, and presentation skills. Ability to work independently while collaborating across departments to deliver client solutions.
    $30k-37k yearly est. Auto-Apply 10d ago
  • Wealth & Deposit Management Banker

    Firstwestern 4.1company rating

    Trader job in Bismarck, ND

    First Western Bank has a full-time opening for a Wealth & Deposit Management Banker in Bismarck, North Dakota. Wealth & Deposit Management Banker Benefits Include: Paid Vacation, Sick Leave and Holidays Health Insurance Dental Insurance Vision Insurance 401k with matching contributions Volunteer Paid Time Off Banking Benefits And More! Wealth & Deposit Management Banker Overview : The Private and Deposit Management Banker will be responsible for developing and managing relationships with clients, with a primary focus on deposit growth, and overall relationship profitability. This individual will actively seek new business opportunities, deepen existing client relationships, and serve as a trusted advisor by delivering customized banking solutions that support clients' operational and strategic goals. This position will s also be responsible for the hiring, training, and supervision of Universal Bankers and Tellers. Proactively source new commercial, consumer, and ag clients through networking, referrals, and community involvement. Build and maintain a robust pipeline of prospects, focusing on core deposit growth and treasury management opportunities. Develop and present tailored proposals to meet client needs across depository, liquidity, payment, and receivables solutions. Work closely with the Lending team on the market's portfolio of commercial, ag and consumer clients, providing high-touch service and strategic advice, and coordinate with lending officers when deposit-focused clients require credit services to support broader relationship growth. Develop and maintain an understanding of all First Western products and services. Conduct in-depth client needs assessments to identify opportunities to optimize cash flow, improve working capital efficiency, and reduce financial risk. Onboard new depository clients with an emphasis on seamless implementation and client education. Monitor product usage and service quality to ensure satisfaction and identify cross-sell opportunities. Serve as the Universal Banking Manager to manage day-to-day administration of the bank branch and supervision of Universal Bankers and Tellers. Provide a variety of management and administrative support to leadership on special projects. Represent the bank in local community and participate in community sponsored events. Ensure compliance with banking laws, regulations, and the Bank's policies and procedures, including the Bank Secrecy Act. Ensure all onboarding, documentation, and servicing procedures follow bank compliance standards. Assist with Teller transactions as needed. Wealth & Deposit Management Banker Qualifications: Bachelor's degree in business administration, management studies, or in a related discipline. Minimum of five years of experience in a financial sales position, preferably in a leadership position, and with a strong emphasis on treasury/cash management and deposit acquisition. Demonstrated track record of new business development and client relationship growth. Solid understanding of commercial bank products, especially treasury and deposit solutions. Knowledge of marketing and business concepts. Established network in the local market. Exceptional interpersonal, consultative, and presentation skills. Ability to work independently while collaborating across departments to deliver client solutions.
    $31k-36k yearly est. Auto-Apply 10d ago
  • Retail Relationship Banker

    Bank of Montreal

    Trader job in Fargo, ND

    Application Deadline: 01/13/2026 Address: 4001 13th Ave. South Job Family Group: Retail Banking Sales & Service Delivers exceptional service to BMO customers and prospects. Identifies customer needs and provides advice and guidance regarding financial solutions that are in the best interests of customers. Works collaboratively within the branch and through various channels with BMO partners to deliver the desired customer experience and achieve overall business objectives. Takes a lead in proactively engaging with existing customers and prospects by providing needs-based assessments to grow loyalty and identify immediate / future opportunities. Engages customers to complete needs assessments that identify financial solutions and preferred banking channels while recommending tailored solutions addressing both sales and service needs (e.g. everyday banking, retail investments, lending solutions, home financing (including business-for-self applications)), and small business solutions). Offers clients advice and guidance on available digital and self-serve options with the goal of making banking easy, simple, and fast. Supports customer transactions needs based on customer traffic. Engages customers to grow BMO's business by reaching out, generating appointments, and building new relationships within the community. Addresses questions and resolves issues raised through consumer credit audits and quality checks to ensure accurate data entry and lending application recommendations in compliance with legal and regulatory requirements and lending policies and processes. Applies the risk management framework to the portfolio to protect the Bank's assets and maintain the quality of the lending portfolio in compliance with requirements for the lending process and established yield, quality, diversification, and risk guidelines. Makes credit recommendations for personal lending transactions, including home financing, in accordance with sound credit granting principles and with the Bank's policies and procedures. Acts as a key member of a collaborative and versatile branch and market team. Probes to understand customer personal banking and credit card needs and integrates marketing promotions and programs into customer conversations to provide strategic advice. Organizes work information to ensure accuracy and completeness. Takes the initiative to find creative approaches that make each customer's experience feel personal. Looks for ways to contribute to the ongoing improvement of the overall customer experience. Contributes to business results and the overall experience delivered. May work at multiple branches or through various channels based on market needs; work schedule may differ from week to week in terms of days worked, hours, and shifts. Follows through on risk and compliance processes and policies to ensure we safeguard our customers' assets, maintain their privacy, and act in their best interest. Keeps current with the wider financial services marketplace, the legal and regulatory environment, and our commitment to uphold the highest ethical requirements of our industry. Maintains current knowledge of personal banking products, practices, and trends and integrates into customer conversations. Identifies and reports suspicious patterns of activity that are suspected to be related to money laundering. Complies with legal and regulatory requirements for the jurisdiction. Protects the Bank's assets in compliance with all regulatory, legal, and ethical requirements. Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees. Analyzes issues and determines next steps. Broader work or accountabilities may be assigned as needed. Qualifications: Typically between 2 - 3 years of relevant experience and post-secondary degree in related field of study desirable or an equivalent combination of education and experience. Canada only: Registration to sell investment products completed - as appropriate for the jurisdiction. Appropriate lending qualifications and designations. Working knowledge of personal and small business customer needs and solutions. Working knowledge of retail investments and lending products. Experience in financial services is an asset. Confident and experienced in the use of social media, tablets, Smart phones, online tools, and applications. Experience in a consultative customer service or sales role, with a drive to deliver a personal customer experience. Passionate commitment to helping our customers. Drive to deliver a personal customer experience. A focus on results and the ability to thrive in a consultative sales and team-based environment. Resourceful self-starter with courage and confidence to approach customers. Readiness to collaborate and work in different capacities as part of a team. Strong interpersonal skills, including the ability to build rapport and connections with customers. An aptitude for listening, solving problems, and responding flexibly and creatively to new challenges. Specialized knowledge. Verbal & written communication skills - Good. Organization skills - Good. Collaboration & team skills - Good. Analytical and problem solving skills - Good. U.S. Only: This position will act as an originator of consumer loans as defined by Regulation Z, Regulation G, and the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). This position will require a Federal registration with the Nationwide Mortgage Licensing System and Registry. The Bank will instruct you on the registration requirements needed to comply with this requirement. A criminal background review and credit history evaluation will be required for this position as well as restrictions on performing in a real estate agent capacity. Salary: $41,714.00 - $62,500.00 Pay Type: Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** About Us At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************* BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
    $41.7k-62.5k yearly Auto-Apply 26d ago
  • Market Relationship Banker

    Old National Bank 4.4company rating

    Trader job in Grand Forks, ND

    Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities Old National Bank is seeking a Market Relationship Banker to join our Community Banking Team. This position is unique; it will allow you to work at several different branches, giving you the opportunity to know the personalities at each location. The Relationship Banker develops and cultivates long-term client relationships by providing insight, advice, and personalized financial solutions for their clients. Relationship Bankers are responsible for retaining and deepening existing client relationships through cross-selling, establishing new banking relationships, referring clients to product partners (e.g., Mortgage, Investments, Small Business, Treasury Management, Merchant Services, Private Banking, Wealth Management, Commercial), educating clients on digital solutions, providing account servicing and maintenance, effectively resolving client servicing issues, and processing. Relationship Bankers are active in their communities through outreach efforts and through service with community organizations. Salary Range The salary range for this position is $17.00/Hr. - $29.75/Hr.. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. Key Accountabilities Develop and grow client and prospective client relationships * Consults with clients/prospective clients over the lifecycle of the relationship to uncover needs, educate, and advise on product and service alternatives that align with the client's financial objectives. * Cross sells products and services and refers to business product partners to ensure client needs are met. * Maintains contact with client base through periodic proactive touch points (on-boarding, service follow up, etc.) Achieve Sales and Service Targets * Markets a full range of consumer and small business banking services to existing and prospective clients through proactive techniques such as lobby engagement, outbound telephone calls, marketing campaigns, or in-house events; may occasionally participate in outside sales calls. * Maintains well-developed knowledge of all products and services and effectively applies that knowledge to understand and fulfill client needs. * Proactively seeks coaching to develop service and sales skills; shares knowledge and best practices to enhance the team's skills and performance. Operations Oversight * Proactively resolves moderate to complex customer maintenance and/or client service problems using available resources for problem resolution, including analysis and understanding of information received from other internal departments such as Loan Operations, Deposit Operations, Internal Bank Support, Reconcilement, Risk Management, etc. * Maintains and demonstrates in-depth knowledge of the different banking channels and educates clients on emerging technology and digital solutions including mobile, online, and ATM offerings to enhance their service experience. * Executes all sales, service, and banking transactions accurately and in compliance with bank policies, procedures, and regulatory requirements. * Follows all fraud prevention procedures and attends training to stay up-to-date on evolving fraud tactics. Key Competencies for Position Culture Leadership: * Communication - applies active listening skills and skillful use of questions to understand the client's situation, needs, and desired outcome(s); adapts communication style and approach to accommodate individual needs and preferences. * Collaboration - seeks, develops, and maintains trusted relationships with others to achieve business goals/objectives; shares knowledge, information, ideas, and suggestions to accomplish mutual goals. Execution Leadership: * Drive and Execution - Committed to achieving established goals, overcoming obstacles, and continuously learning; focuses on ways to succeed by changing strategies, increasing effort, using varying approaches; leverages opportunities to collaborate with others to achieve results; consistently achieves performance targets. * Problem Resolution/Decision-Making - With minimal oversight, seeks to identify what caused an issue; incorporates input from multiple sources to ensure effective action and shared ownership; decisions are sound based on what was known at the time and based on a blend of analysis, wisdom, experience, and judgement. Client Leadership: * Client Leadership - Puts the client at the forefront of everything they do; continually seeks first-hand client information and perspective and uses this insight to shape one's own behaviors and actions; examines implications of decisions and actions from the perspective of the client before acting. Key Measures of Success/Key Deliverables * Executes strategies to improve client retention including cross-selling products and services, proactive personalized outreach, effective resolution of servicing issues, monitor and seek client feedback, etc. * Contributes to the banking center's financial success by achieving targets for loan production, new account production, line of business referrals, and digital banking enrollment. * Acquires new Community Bank relationships through cultivating a strong referral network and outreach efforts. Position Levels There are two levels of Relationship Banker, depending on banking experience including client service, deposit, and lending experience. Bankers must demonstrate completion of required training programs, licensing or specialized training, and acceptable performance to goals to be considered for further advancement. Licensing or registrations must be maintained current and in good standing in accordance with program guidelines. Positions may be based at a specific banking center or be a "Market" position that supports all banking centers in a defined market. Relationship Banker * Demonstrates ability to handle all transactions, servicing needs and inquiries upon completion of required training. * Must achieve account opening goals, partner referrals, lending and credit card goals along with completing quality Client Financial Profiles. Qualifications and Education Requirements * High School diploma or GED Equivalent * Minimum one year relationship-based client consultation and/or consultative sales experience (banking industry a plus) * Eligible to register with the National Mortgage Licensing System and Registry (NMLS) or currently NMLS registered. Relationship Banker II * Experienced bankers who have successfully completed the requirements of a Relationship Banker, including all new hire training and the Relationship Banker Learning Path within defined timeframes, or bankers with existing experience in a similar role at another financial institution, including NMLS registered. * Demonstrates consultative sales skills and strong service levels to build and deepen client relationships. * Consistently meets or exceeds account opening and lending goals, credit card goals, partner referrals, and quality Client Financial Profiles. * May manage an assigned client portfolio to handle all consumer banking relationship needs. * Encouraged to participate in their community through service in a Community Organization, Not-for-Profit volunteer, Business-Related Networking groups, or similar organizations. * Completes Relationship Banker Development Program to demonstrate advanced proficiency in role. Qualifications and Education Requirements * High School diploma or GED Equivalent * Minimum one year relationship-based client consultation and/or consultative sales experience * Minimum one year banking experience including deposit/transaction processing, account servicing, new account opening and consumer lending * Currently registered with the National Mortgage Licensing System and Registry (NMLS) or previously registered and eligible to immediately re-register. Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team!
    $17 hourly Auto-Apply 15d ago
  • Jr. Private Banker

    Bravera Careers

    Trader job in Dickinson, ND

    Bravera Bank is hiring for a Jr. Private Banker in Dickinson, ND. Bravera is an employee- and director-owned company that is committed to helping our employees forge a new path in their career. We work together to drive continuous improvement which enhances the customers experience and keeps our organization moving forward. The Jr Private Banker role requires a strong understanding of products and services in Retail, Digital Banking, Commercial Lending, Bravera Wealth and Bravera Insurance. This position is responsible for retaining and facilitating deposit growth by collaborating with commercial and ag lending teams as well as Wealth and Insurance. They are also responsible for cross selling deposit accounts and services to existing and new customers. There will be a strong focus on retaining and increasing existing customer relationships. Measures of Success Develop collaborative partnerships with team members, Wealth and Insurance to best serve clients. Become the liaison (“quarterback”) between customer and team members. Execute strategies to build and foster relationships with clients to improve customer retention including cross-selling products and services, proactive personalized outreach, effective resolution of servicing issues, monitor and seek customer feedback, etc. Contributes to the bank's financial success by being a trusted Advisor by effectively communicating and listening to customers. Duties & Responsibilities Ensure that active top clients are being identified and actively communicated with expert service and highly personalized interaction. Connects customers across all lines of business of Bravera. Build effective relationships with internal/external stakeholders. (50%) Retention and Maintenance of Existing Customers- Consults with customers over the lifecycle of the relationship to uncover needs, educate, and advise on product and service alternatives that align with the customer's financial objectives. Manages the retention and expansion of customer relationships through a contact strategy (outreach and pre-planned appointments) and ongoing review the customer's financial needs. Collect information directly from customers regarding income, assets, investments, and credit; analyze information to develop customized plans identifying banking options and services that will best meet customers' financial needs and goals. Identify customer needs and goals for business, mortgage, retirement and investment services, then partner closely with partners in those areas. Ensure understanding and compliance with all Bank regulations, policies and procedures. (30%) New Business Development- Proactively acquire new affluent consumer and small business customers, particularly new to bank Deposit Relationships. Proactively develop external networks for referral sources that generate prospects and create visibility in the marketplace. (20%) Collaboration with Insurance, Wealth and Digital - Provide information to internal partners to further enhance the customer experience. Identify opportunities to leverage partners and connect customers with the appropriate partner or relationship manager to meet their needs. Additional Responsibilities Provides day-to-day training and support to other employees, specific customer issues and queries, and assistance with operational processes. Performs sales and service support activities to meet customer needs and maintain overall service levels. Collaborate with peers and team members to ensure delivery of superior customer. Develops rapport and instills confidence with the customer to develop credibility and earn their trust. Must maintain a high level of confidentiality and professionalism regarding all employee and customer issues and information. Fully understand and adhere to current banking regulations, policies, and procedures related to digital banking compliance and overall safety and soundness. Responsible for promoting the organization in the community through participation in various civic and community events, activities, committees and organizations. The employee will adhere to all banking rules and regulations, including but not limited to the requirements of the Bank Secrecy Act. In addition, the employee will be proactive in the prevention of illegal activities, will vigilantly look for activities that may constitute any type of fraud including money laundering, and will report any suspicious activity to the BSA Officer. Qualifications Education: Secondary education in Business, Finance, or a related field preferred. Experience: 4+ years of customer service experience or equivalent demonstrated through one or a combination of the following: work experience, training, education. Well networked in respective market or willingness to develop the network. Exceptional cross-functional collaboration & team skills; with a focus on cross-group collaboration. In-depth knowledge of Personal and Commercial credit and non-credit products. In-depth sales and customer service skills. In-depth business development skills with successful track record. Expert relationship management skills. Location Dickinson, ND Benefits To support this, we provide a competitive and rewarding compensation package which includes a competitive salary, incentive compensation opportunities, retirement plan with company match, health insurance, paid holidays, paid time off (PTO), paid community volunteer time and stock opportunities. As a learning organization, we are committed to investing in the growth and development of our team members, offering training opportunities and tuition reimbursement. Our Values Give and earn trust. We support and empower one another to earn trust through accountable performance. Learn, teach and mentor. We are a learning organization that invests in growth and development. Collaborate and innovate. We work together to drive continuous improvement to enhance your experience. Want to learn more about careers with Bravera? Go to bravera.bank/careers. #ForgeYourPath with us! Find us on Facebook, Instagram, X, LinkedIn, Youtube, and Tik Tok. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing or action, including an investigation conducted by the employer or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c).
    $29k-41k yearly est. 60d+ ago
  • Personal Banker (Teller)

    Bank Forward 4.0company rating

    Trader job in New Rockford, ND

    Job Description At Bank Forward, our greatest asset is our employees. Working for a widely respected company with a rich tradition, in an atmosphere of enthusiasm, positivity, with a culture grounded in teamwork focused on the future is what can be expected at Bank Forward…It's Simply the Forward Way! Compensation Range: $19.00-$24.00, depending on experience. Benefits: Health (Traditional and High Deductible plan options), Dental, Vision, Medical & Dependent Care FSA, HSA, 401k, Company paid Life and Long-term Disability Insurance, Voluntary paid benefits, Paid Time Off, Holidays, Extended Medical Absence Leave, and Employee Stock Ownership! Work Hours: Full-time; Monday-Friday, 8:00am-5:00pm Skills / Requirements / Qualifications: Exhibit excellent customer service skills by greeting customers in person or on the phone in a timely, courteous, and professional manner. Process customer transactions accurately and efficiently. Provide referrals for company products and services through the recognition of customer's needs. Accurately perform bookkeeping reconciliation from daily reports and cash book. Secure cash and accurately balance cash drawer daily. Maintain vault cash and limits and assist with balancing of the vault. Process and balance daily image and proof transactions. Balance, re-fill, and troubleshoot ATM machine errors. High school diploma or GED required. Equal Opportunity Employer #hc207106
    $19-24 hourly 3d ago
  • Associate Relationship Banker - West Acres - Fargo, ND

    JPMC

    Trader job in Fargo, ND

    You have a passion for helping customers, building relationships, and delivering extraordinary customer service. You're energetic and enthusiastic as the face of Chase to our retail branch customers. From a personal standpoint, you'll also have the opportunity to take ownership of your career development through a variety of cross-training opportunities. As an Associate Relationship Banker in our Branch Banking team, you'll take a lead role in delivering an outstanding experience to Chase customers. You'll welcome and assist customers that walk into our branches using your financial knowledge to offer thoughtful solutions to help address their financial needs, by opening the right accounts and products for customers contributing to the success of the branch. You'll be making the lives of customers easier by sharing and setting up self-service Job responsibilities Engages clients making them feel welcomed and delivering an exceptional customer experience by acting with a customer-first attitude Engages with clients that enter the branch by making a personal connection, asking open ended questions, and listening to make recommendations on their accounts, financial, and complex servicing needs Educates clients on the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs to complete their banking needs, whenever, wherever, and however they want. Meets with branch assigned customers in person and over the phone to continue building lasting relationships, discover financial needs, tailor products, and offer new tools to help customers meet their consumer banking and investment goals. Partners with licensed bankers, financial advisors, mortgage bankers, and business relationship Managers to connect customers to experts who can help them with specialized financial needs Assists branches by performing branch operations when needed, which may include acting in dual control and assisting with maintenance of cash devices including cash vaults and ATMs while adhering to all bank policies and procedures. Required qualifications, capabilities, and skills 1+ year of experience in Retail banking sales, Financial services sales, Consultative relationship sales role in a related industry, with proven success in establishing new clients, deepening customer relationships and delivering results High school degree, GED, or foreign equivalent Operate within established risk parameters/tolerances and meets internal/external risk and compliance obligations, including completion of required training Excellent communication skills in person and over the phone with proven ability to tailor features and benefits of products and services to customers with differing needs Ability to work branch hours, including weekends and some evenings Preferred qualifications, capabilities, and skills College degree or military equivalent Professional, thorough, and organized with strong follow-up skills Exude confidence with clients when sharing product knowledge and solutions Experience adhering to policies, procedures, and regulatory banking requirements Dodd Frank/Truth in Lending Act This position is subject to the Dodd Frank/Truth in Lending Act qualification requirements for Loan Originators. As such, an employment offer for this position is contingent on JPMC's review of your criminal conviction history, credit report, information available through NMLS, and any other information relevant to a determination by JPMC that you demonstrate financial responsibility, good character, and general fitness for the position. Note that any felony conviction within the last seven years will disqualify you from consideration for this position. Your continued employment in this position would be contingent upon compliance with Truth in Lending Act/Dodd Frank Loan Originator requirements. In addition, this position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment with JPMorgan Chase, you will be required to either register on NMLS, or to update your existing registration as necessary to grant access to and reflect your employment with JPMorgan Chase. Your continued employment in this position with JPMorgan Chase is contingent upon compliance with the SAFE Act, including successful registration immediately after your start date, and timely completion of annual renewal and required updates thereafter. Any information obtained during the registration, update, and renewal processes or through NMLS notifications may impact your employment with the firm. Any of the completed information you provide during the Chase on-line application process may be transferred, on your behalf, to NMLS by JPMorgan Chase. Please carefully review the information you provide to Chase for accuracy and consistency and with any current NMLS record, if applicable, before submitting. Further information about NMLS and registration requirements of registration can be found at: *********************************************************************
    $32k-40k yearly est. Auto-Apply 60d+ ago
  • Inbound Personal Banker

    U.S. Bank 4.6company rating

    Trader job in Fargo, ND

    Spokane, Washington residents: If a street address is not available, enter N/A when completing a job application. At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** Responds to incoming inquiries or proactively makes outreach calls to existing and potential customers to meet their needs by building relationships, establishing trust, and making appropriate product recommendations. Educates customers or prospects on the advantages and disadvantages of different product options. Products include but are not limited to: installment loans and credit products, checking and saving products, certificates of deposit, credit cards, etc. Develops customer profiles for other specialized products such as trust, investments, etc. and sends profile to appropriate product line support for follow-up sales calls. Provides customer service responding to questions about application status, accounts and resolving various problems and processing errors. Interfaces with internal support staff and ensures referrals are responded to in a timely manner. **Basic Qualifications** - Requires National Mortgage Licensing Service (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z and ongoing compliance with all legal or regulatory registration requirements, including, but not limited to maintaining a satisfactory criminal and credit record -High school diploma or equivalent -Two or more years of sales experience **Preferred Skills/Experience** -Phone sales experience -In-depth knowledge of bank retail products and services, rates, terms, fees and regulations, as well as the company's product philosophy and policy -Demonstrated effective use of consultative sales approach and referral skills -Solid PC and keyboard skills -Strong knowledge and accuracy of systems, lending policies and Inbound and Outbound procedures and operations -Proven commitment to high quality customer service -Effective time management skills to maximize the number of clients that can be assisted while maintaining a high level of customer service -Strong verbal communication skills including both telephone and interpersonal skills -Strong critical thinking and problem-solving skills to help address the customer needs **The schedule for this role is 1pm-10pm CST during the week and 9am-5pm every Saturday. This role requires you to be available to work every Saturday.** **Location expectations** This role is designated as U.S. home-based remote. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $22.50 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**
    $20-22.5 hourly 2d ago
  • Financial Clearance Representative Senior

    McLaren Health Care 4.7company rating

    Trader job in Michigan City, ND

    Responsible for the initial receipt of core data elements for the completion of the pre-registration process for patients scheduled for inpatient and outpatient procedures. Assures patients are financially cleared prior to date of service. Provides direction and troubleshoots to find solutions for complex problems and issues. Essential Functions and Responsibilities: * Troubleshoots complex problems, issues as well as participates in finding solutions and provides direction in financial clearance the absence of the Patient Access leader. * Facilitates Financial Clearance department discussions and provides input on projects and improvement of processes. * Financially clears patients for each visit type, admit type and area of service via the Electronic Medical Record- EMR, electronic verification tools. * Accurately and efficiently performs registration using thorough interviewing techniques, registering patients in appropriate status, and following registration guidelines * Starts the overall patient's experience and billing process for outpatient and inpatient services by collecting, documenting, and scanning all required demographic and financial information. * Responsible for obtaining and verifying accurate insurance information, benefit validation and authorizations. * Estimates and collects copays, deductibles, and other patient financial obligations. * Manages all responsibilities within hospital and department compliance guidelines and in accordance with Meaningful Use requirements. * Applies recurring visit processing according to protocol. Qualifications: Required: * High School Diploma or GED * Minimum of 2 years patient access, billing, customer service experience Preferred: * One-year experience using Windows (Excel, Word, Outlook, etc.), an EMR system, Electronic Eligibility * System and various websites for third party payers for verification * Equal Opportunity Employer of Minorities/Females/Disabled/Veterans Additional Information * Schedule: Full-time * Requisition ID: 25006113 * Daily Work Times: 7am-3:30pm * Hours Per Pay Period: 80 * On Call: No * Weekends: No
    $33k-42k yearly est. 52d ago
  • Financial Transactions Associate (1997)

    Trinity Health Systems Inc. 4.3company rating

    Trader job in Minot, ND

    The Financial Transactions Associate plays a key role in revenue cycle process by ensuring accurate payment entry, transaction coding, and financial reporting. Under the direction of Patient Financial Services leadership, this role is responsible for processing patient payments, serving as the receptionist/cashier for Patient Financial Services, and handling incoming mail distribution. In addition to financial processing duties, the Financial Transactions Associate provides exceptional customer service by answering patient inquiries, assisting with billing-related questions, and directing calls to the appropriate departments. This role requires attention to detail, accuracy in payment posting, and the ability to work efficiently in a fast-paced environment.
    $34k-42k yearly est. 2d ago

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