Treasury analyst job description

With us, you ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description Responsibilities

• Assesses and effectively communicates the Treasury Risks; ensures all regulatory analytics and data assumptions are accurate, follows the necessary checks and controls, are provided in a timely manner to senior management for effective risk management.

• Develops or enhances existing frameworks, models and processes with regard to Asset Liability Measurement, Funds Transfer Pricing, Funding Analytics, Interest Rate risk Management, Capital Planning, Liquidity Analysis and Balance Sheet Analysis.

• Maintains, builds or enhances the reporting and analytics capabilities.

• Develops or contributes with analytics for key strategic communications to key internal and external stakeholders; provide guidance for business partners on Treasury risks and metrics for enhanced business decisions.

• Proactively manages ongoing regulatory and strategic requirements designed to mitigate risk through the economic cycle; monitors regulatory and market developments related to area of expertise; develops or updates Treasury related policies and procedures.

Minimum Qualifications

At a minimum, here s what we need from you:

• Bachelor s Degree in Business or related field

• 6+ years of experience in Financial Analysis and/or Banking/Financial Services or related field

Preferred Qualifications

If we had our say, we d also look for:

• Master s Degree in Business, Finance, Human Resources or related field

• 1+ years of experience in Treasury

#LI-EB1

What are you waiting for? Apply today!

The same way we treat our employees is how we treat all applicants with respect. Discover Financial Services is an equal opportunity employer (EEO is the law). We thrive on diversity & inclusion. You will be treated fairly throughout our recruiting process and without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status in consideration for a career at Discover.

To support (a) Inspire Restaurant Brands (IRB) and its subsidiaries and related entities by providing (1) cost-effective and secure value-added cash management and Treasury services, (2) up-to-date Treasury expertise and advice, and (3) world class Treasury customer service; and (b) the IRB franchise system with cost-effective value-added Treasury programs.
**Duties and Responsibilities**

+ Cash Management: Daily cash management for IRB and its subsidiaries and related entities (to include: cash forecast, daily cash position, daily cash packet, positive pay and ACH exceptions, EFT payments, short-term investing/borrowing, and cash concentration).

+ Bank Management: Bank management for IRB and its subsidiaries and related entities (to include: open and close bank accounts, bank service setup and maintenance, bank documentation, maintain bank information in treasury database and treasury management system, review and maintain ACH debit filters, annual update of statement cut-off dates, support restaurant banking,).

+ Reporting and Analysis: Reporting and analysis focused on evaluating effectiveness of Treasury initiatives and identifying areas of improvement or potential cost reduction/savings (to include: bank fee analysis, armored carrier services, cash and liquidity forecasting).

+ Compliance: For all responsibilities, promote and maintain compliance with all organizational and departmental policies, procedures, and controls (to include: standard operating and desktop procedures, Treasury general controls narrative, authorization matrix, EFT, and investment policies).

+ Special Projects: Special projects as required or directed by the Treasury Manager or the Assistant Treasurer.

+ Support Mission Statement: Support the Treasury Mission Statement every day and engage in any Treasury related activities and projects as directed.

**Education Requirements**

+ Required: 4 year degree Finance and/or Accounting.

+ Preferred: Graduate Degree.

+ Preferred: Certified Cash Manager (CCM) or Certified Treasury Professional (CTP) designation.

+ Preferred: Accredited Masters of Business Administration (MBA).

**Experience Qualifications**

+ Preferred: 1+ years corporate Treasury cash management, Finance or Accounting experience

**Knowledge, Skills, and Abilities**

+ Intermediate proficiency with Microsoft Excel (or similar).

+ Basic to intermediate proficiency with Microsoft Word, Microsoft PowerPoint, and Microsoft Outlook (or similar).

+ Experience with database applications such as Microsoft Access (or similar).

+ Experience with automated reconciliation systems, treasury workstations, bank analysis systems, and other Treasury Management Systems.

_Inspire Brands is a multi-brand restaurant company whose portfolio includes nearly 32,000 Arby's, Baskin-Robbins, Buffalo Wild Wings, Dunkin', Jimmy John's, Rusty Taco and SONIC Drive-In restaurants worldwide._

_We're made up of some of the world's most iconic restaurant brands, but we're much more than just a restaurant company. We're a team of hundreds of thousands who individually and collectively are changing the way people eat, drink and gather around the table. We know that food is much more than a staple-it's an experience. At Inspire, that's our purpose: to ignite and nourish flavorful experiences._

Duties and Responsibilities
1. Performs cash management functions for Vanguard Marketing Corporation (VMC), including determining daily cash position, preparing daily cash projection, preparing payment and wire transfer requests, and executing T Bill trades. Ensures accuracy of bank funding and pledged customer collateral.
2. Serves as liaison between VMC and settlement banks. Responds to inquiries with accuracy and on a timely basis.
3. Prepares weekly/monthly cash flow forecast for VMC and documents all expected inflows and outflows. Projects monies available for investment. Researches and documents analysis of significant variances.
4. Reviews and posts all cash journal entries required to complete month end close. Prepares documentation for all material balance sheet account fluctuations.
5. Reconciles cash account in accordance with established deadlines. Identifies discrepancies and recommends resolutions. Compiles and organizes all required workpapers.
6. Develops and maintains policies and procedures related to Corporate Treasury. Reviews policies and procedures regularly and recommends changes as required.
7. Provides support for all VMC financial and regulatory audits in regards to Treasury by compiling, analyzing and preparing all assigned audit materials in accordance with established deadlines.
8. Participates in special projects and performs other duties as assigned.
Qualifications
Undergraduate degree (Accounting degree preferred) or an equivalent combination of training and experience.Minimum three years accounting and audit experience. Prior fund accounting or banking experience preferred.Excellent analytical skills.Detailed and goal oriented.Strong decision making and leadership skills, including the ability to theorize strategically.Strong relationship building skills including diplomacy, client focus and negotiating abilities.Demonstrated ability to motivate and coordinate the activities of team members.Excellent communication skills including verbal, written and presentation abilities.

In Finance we are committed to providing you a supportive and inclusive environment, one where all crew feel a sense of belonging and diverse voices make a positive impact globally. Learn more about #FINclusion and how you can join us in raising the bar on excellence.
Why join Finance? Are you interested in purposeful work, exposure, and growth?
A career in Finance enables you to gain a vast portfolio of unique, valuable experiences, networks, and critical business knowledge. Learn more by visiting the Finance About Us and Why work in Finance pages and make Finance your career destination.
To support your career journey, leverage the Finance Grow Your Career (GYC) site - a robust resource to promote and empower crew development. The Explore page helps to provide valuable insights into the sub-divisions by showcasing what we do, who we are and the career opportunities that exist. To get started reference the sub-divisional 1-pager, Career Opportunities documents and crew testimonials to learn more!

Click here to learn more about Enterprise Financial Services (EFS)

Special Factors
Vanguard is not offering visa sponsorship for this position.

About Vanguard
We are Vanguard. Together, we're changing the way the world invests.

For us, investing doesn't just end in value. It starts with values. Because when you invest with courage, when you invest with clarity, and when you invest with care, you can get so much more in return. We invest with purpose - and that's how we've become a global market leader. Here, we grow by doing the right thing for the people we serve. And so can you.

We want to make success accessible to everyone. This is our opportunity. Let's make it count.

Inclusion Statement
Vanguard's continued commitment to diversity and inclusion is firmly rooted in our culture. Every decision we make to best serve our clients, crew (internally employees are referred to as crew), and communities is guided by one simple statement: “Do the right thing.”

We believe that a critical aspect of doing the right thing requires building diverse, inclusive, and highly effective teams of individuals who are as unique as the clients they serve. We empower our crew to contribute their distinct strengths to achieving Vanguard's core purpose through our values.

When all crew members feel valued and included, our ability to collaborate and innovate is amplified, and we are united in delivering on Vanguard's core purpose.

Our core purpose: To take a stand for all investors, to treat them fairly, and to give them the best chance for investment success.

Future of Work
During the pandemic, we transitioned to a work from home model for the majority of our crew and we continue to interview, hire, and on-board future crew remotely.

As we have developed the path forward, we have taken a thoughtful approach that both maximizes the advantages of working remotely and the many benefits of coming together and collaborating in a shared workspace. We believe that in-person interactions among our crew are important for preserving our unique culture and advantageous for the personal development of our crew.

When our Crew return to the office, many will work in our hybrid model. A smaller proportion of our crew will operate in the Work from Home work model (for example, field sales crew); or in the Work from Office model (for example, portfolio managers).

The working model that your role falls into will be communicated to you in the interview process - please do ask if you are unsure. We encourage you to make the decision regarding your job interview and offer knowing which model your role will fall into. We will test and learn as our ways of working evolve and will continue to evaluate working models along the way.