UMB Bank jobs in Ogden, UT

The Specialty Corporate Trust (SCT) National Sales Manager is responsible for sales and account management under the specialty corporate trust division. + Identify and strategize on the development of new products (municipal and non-municipal). + Assist with the marketing and sales direction and strategy. + Creates and conducts proposal presentations and RFP responses. + Participate in New Business Committee meetings. + Report sales progress and results directly to management. + Strategize with management on new opportunities, products and overall vision of CT. + Monitor own sales pipeline. + Attend industry related conferences. + Maintain professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; participating in professional societies. **Knowledge & Skills** MINIMUM: + Excellent verbal and written communication skills + Proven ability to build relationships with peers, cross-functional counterparts, and line of business leadership + Proven ability to build external relationships with industry leaders and clients + Ability to prioritize and effectively manage time + Proven results-oriented sales leadership generating innovative, original solutions + Proven strong decision-making ability based on data and feel for the market **Requirements** _MINIMUM:_ + Bachelor's degree in related field + Seven (7) years sales experience in Financial Services with demonstrated leadership _PREFERRED:_ + Sales Management experience **Work Environment:** Typical office environment; travel up to 50% may be required **Compensation Range:** $83,200.00 - $178,800.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Zions Bank - Institutional Sales and Trading is a team of experienced traders and institutional sales personnel who assist institution with their investment needs through fixed income and money market securities. We are looking for an Investment Trader to help further our teams' goals of realizing trading profits and fulfilling Customer Needs Ideal candidates will have the skills and experience necessary to Trade a wide variety of financial products to realize trading profits and to fulfill customer needs. Maintain a profitable position through the trading of financial products. Exercise discretion in timing and determines equitable pricing in order to capitalize on profitable trading opportunities. Develop and maintains an awareness of capital markets trends and issues which may directly affect the financial products which are actively traded and customer needs. May advise investment personnel and portfolio managers on market conditions to assist in the sales and support function. May assist in the development of short- and long-term trading strategies. May provide investment guidance to customers. Other duties as assigned. Responsibilities: Responsible with assisting the development of the bank's fee income and profits generated by selling fixed income instruments and money market securities to existing and new institutional customers. Learn a variety of fixed income products, how to profitably trade them and how they fit in with the investing and asset management goals of a variety of bank clientele. Learn about all other bank products and services that would increase bank fee income, i.e., clearing and safekeeping services, portfolio accounting and investment advisory services, trust services, equity brokerage, cash management, etc. Learn in depth information relating to the securities we underwrite, securitize or trade in the secondary market. Other duties as assigned. Qualifications: Use and/or application of basic principles, theories, and concepts. Basic knowledge of financial markets, economic news releases, investment instruments, money market securities and other investment products. Excellent PC, mathematical, analytical, communication and customer service skills. Self motivated Requires a Bachelors and 0 to 2 + years of directly related experience. Securities Licensing (Series 7). Full Time On-site 17 th Floor Zions Bank Building Hours: 7:00 AM to 3:00 PM

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. We are currently seeking a Fraud Investigator to join our team. This position will be in office, located at our Zions Technology Center in Midvale, UT. What you'll do: * Conducts financial crimes investigations of external and customer activity. * Writes clear and concise reports in an accurate and timely manner. * Communicates with branch, department managers, BSA Officers, and frontline groups as necessary, in researching and investigating cases. * Makes recommendations for closing account relationships to the Investigations management. Escalates identified risks to team leadership. * Uses various bank systems to conduct research of customer transaction activity including the case management system. * Keeps current on fraud and BSA/AML investigative operations and the application of the BSA and USA PATRIOT Act requirements along with training requirements for the investigative role. * Perform other duties as assigned. Qualifications: * A bachelor's degree in a related field or combination of investigative experience. Financial crime investigation experience preferred. A combination of education and experience may meet requirements. * Relevant Professional Certification: Association of Certified Anti-Money Laundering Specialists (ACAMS), Associate of Certified Fraud Examiners (ACFE) or Association of Certified Financial Crime Specialists (ACFCS) is a plus. * Basic working knowledge of fraud detection/prevention principals, BSA/AML Compliance as it applies to suspicious activity for money laundering, terrorist financing and fraud. * Basic understanding of complex financial transactions and business relationships and relationships between business entities. * Good understanding of bank operations as it relates to the flow of funds through financial institutions. * Good understanding of fraud, AML and terrorist financing red flags related to the identification of suspicious activity. * Ability to meet deadlines, work independently and adapt to changing priorities. * Good analytical skills, customer service and communication skills, both verbal and written. * Ability to manage deadlines, be organized, detail-oriented and high degree of accuracy. * Ability to write and translate complex situations into easily understood narratives. * Ability to be an independent thinker and to handle confidential, delicate and/or sensitive information or situations. * Strong PC skills desired with an emphasis in MS Excel and Word. This position is eligible to earn a base salary in the range of $44,625 to $65,450 annually depending on job-related factors such as level of experience and location Benefits: * Medical, Dental and Vision Insurance - START DAY ONE! * Life and Disability Insurance, Paid Parental Leave and Adoption Assistance * Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts * Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays * 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience * Mental health benefits including coaching and therapy sessions * Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire * Employee Ambassador preferred banking products

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we build upon our 150-year legacy and usher in the next generation of banking, we're committed to being the premier employer of choice. We're proud to have ranked among American Banker magazine's “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah's Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune's Top Workplaces. Make the leap into a new era of banking. Let us transform your career. Our employees in Retail Support are a key piece to the success and daily functions of our branches across Zions Bank. Retail Support is a department of traveling tellers and bankers who support Zions Bank branches throughout their geographical area in the case of absenteeism. This position offers an opportunity to gain a large skill set in the fundamentals of banking while also providing networking opportunities. Our mission is to support our branches and help them to fulfill strategic objectives and carry out Zions Bank's company vision. Minimum pay is $17 an hour. The qualified applicant will: Be responsible for accurately processing debit and credit transactions in compliance with established policies and procedures, while maintaining an acceptable balancing record. Identify and address clients' needs by providing a variety of services which may include opening new accounts, issuing counter checks, performing account maintenance, issuing/activation ATM cards, performing money transfers, ordering checks, receiving loan payments, etc. Resolve client's problems either through direct personal action or referral to alternative branch or bank resources. Identify and maximize cross-sell opportunities through exploring needs. Performing other duties as assigned. Client Service Associate (Teller) Qualifications: Requires High School Diploma or equivalent and some cashiering, customer service, balancing, or other related experience. Basic knowledge of math, cashiering, balancing, debits, credits, bank products and/or banking. Must have solid balancing and customer service skills. Ability to cross-sell bank products based on clients needs. Experience selling products and services based on customer needs preferred. Locations: Retail Support covers a geographical area. Mileage reimbursements are provided whenever an employee travels over 25 miles round trip from their home. This position primarily supports our branches in the South Salt Lake and Northern Utah County area. The Retail Support department may, on occasion, send employees in this area to cover shifts as far north as Salt Lake City and as far south as Provo. Benefits: Employees who average over 20 hours per week may be entitled to participate in employee benefits provided by Zions Bank, in accordance with our standard eligibility rules. Competitive compensation + mileage compensation for travel. Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products Zions Bank is an Equal Opportunity Employer

Enterprise Operations Business Analyst Intern 2026 Paid Summer Internship Mid-May - Mid-August This internship is not eligible for relocation assistance. Local candidates preferred. Zions Bancorporation's Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa). This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility. Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Are you looking for opportunities to grow your career? At Enterprise Operations We operate in a fast-paced, information-driven environment, which means we need people who bring diverse experiences, perspectives, and expertise to meet ever-changing demands. We foster a culture of continuous improvement and innovation, and a focus on empowering team members through forward-thinking learning opportunities. Your ability to adapt, learn innovate and collaborate with a dynamic team helps us provide exceptional service to our customers and communities. As a Business Analyst Intern, you will: Lead our Ops teams to success through a framework of continuous sustainable improvement by understanding the business value chain and identifying business needs, process gaps, and opportunities for improvement. You will focus on determining and facilitating solutions to increase quality, improve timeliness decrease risk and costs, etc. You'll be a great fit if: You like to review and analyze business processes to identify improvement opportunities. You enjoy collaborating with creative, top performing teams, and using your interpersonal and communication skills (both verbal and written). You are comfortable providing data analysis and compiling key information to support business objectives. You enjoy driving projects and improvement initiatives by acting as a project manager or gathering and documenting business requirements. Your attention to detail helps you interpret data to identify trends, patters, and opportunities for the business and clients. You clearly and effectively communicate your analysis and interpretation to appropriate audience through a variety of communication means Your customer service skills create quality experiences for those you serve. You take pride in delivering high quality results while meeting deadlines. You are willing and take initiative to perform other duties as assigned. You'll need: To be a highly motivated individual looking to grow their career at the forefront of banking technology. To be working toward a bachelor's or master's degree in Computer Science, Information Systems, Business, or other related fields. Strong analytical, organizational, problem-solving, and interpersonal skills to work in a team environment with the ability to work with management, peers, and other staff. Automation platform knowledge such as MS Power Apps, MS Power Automate, UiPath (RPA), Business Automation Workflow (BAW), Visual Basic for Applications (VBA) a plus. Microsoft Azure DevOps a plus. Outstanding adaptability to changing priorities and conditions.

This position provides support for UMB's Consumer Credit Cards specific to the Card Loss Mitigation functions. **How you will spend your time:** + Complete complex transactional processing while meeting regulatory and compliance guidelines within completion timeline expectations + Assist with developing strategy for policies and procedures and support maintaining Collection and Recovery policies and procedures + Analyze, research, and resolve escalated issues; Proactively identify functional improvements and evaluate liquidation trends to assess vendor performance + Perform quality checks to ensure account updates and reports are processed properly + Communicate on a consistent basis with 1st and 3rd Party Collections agency answering questions or providing clarification on account questions + Support process enhancement implementation updates + Stay current with UMB's collections policies and procedures + Must be able to deliver to stringent timelines confidently **We are excited to talk with you if:** + You have 2+ years of financial services experience + Knowledge of TSYS or other card processing platforms + Accuracy and strong decision-making skills + Aptitude for problem solving and attention to detail + Ability to manage time and meet deadlines + Ability to work proactively & collaboratively in a team environment + Strong written communication skills + Ability to partner with multiple areas to achieve common goal **Bonus points if you have:** + 2+ years of experience with Collections/Recovery in a credit card environment **Compensation Range:** $38,910.00 - $75,080.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information_ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. We are currently seeking a Bank Card Dispute Specialist to join our team. This position will be located in-office in Midvale, UT, and the hours will be Monday-Friday 9:00 am-6:00 pm. Your key responsibilities: · Conduct investigations into disputes of company issued credit and debit cards to determine applicable charge back rights. · Be responsible for cardholder notifications and issuance of provisional credit. · Interview clients, merchants, etc. to get needed information to resolve disputes. · Negotiate or assist with resolutions to disputes. · Prepare reports, monitor progress and watch for any developing problems. · Work with cardholders to ensure that losses are minimized. · Perform other duties as assigned. Qualifications: · Requires a High School degree or Equivalent and 1+ years of bankcard products, operational processes and card dispute rules and regulations or other directly related experience. · A combination of education and experience may meet job requirements. · Basic working knowledge of credit and bank card products and operations, collections, and customer service. · Working knowledge of fraud or dispute processes and procedures. · Good customer service, analytical, investigation and communication skills, both verbal and written. · Ability to research and resolve problems and meet deadlines. · Knowledge of Microsoft Applications i.e. Excel, Word and Outlook. Benefits: · Medical, Dental and Vision Insurance - START DAY ONE! · Life and Disability Insurance, Paid Parental Leave and Adoption Assistance · Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts · Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays · 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience · Mental health benefits including coaching and therapy sessions · Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire · Employee Ambassador preferred banking product Pay (depending on experience): $19.00-$22.50

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. The Appraisal Review Manager selected for this opportunity will be working within Real Estate Technical Services to support daily operations across multiple teams. This dynamic position will require the successful candidate to be comfortable with change, development of new skills, and consistently being self-driven to balance multiple responsibilities simultaneously within prescribed deadlines. This role will report to the new Enterprise Technology Center in Midvale, UT. Responsibilities: The Appraisal Review Manager is responsible for the residential appraisal review area and serves as liaison, efficiency expert and problem-solver between loan production and the residential Appraisal Review Department. Participates in the automation of the appraisal procurement, review, scoring and system monitoring process to ensure industry “best practices” and provide a competitive advantage. Manages the daily operations, focusing on increasing reliability, accuracy and efficiencies relating to procurement and review of residential real estate appraisals for consumer and mortgage lending, across all regions. May be required to perform appraisal reviews. Develops, administers, and manages the training of the appraisal review specialists, for both direct reports and applicable bank staff. Manages the consumer and mortgage lending “appraisal dispute” function for consumer and mortgage lending customers. Resolves appraisal disputes and appraiser or client complaints, as necessary. Performs project management leadership functions as a project manager or team member, as needed. May be responsible to drive process improvement initiatives, including gathering and documenting business requirements. Strong project management experience and data analytics proficiency preferred. Possesses proficiency in MS Office, as well as experience in Power BI, Power Apps, Power Automate, and TEAMS. Proficiency in SQL and Python, preferred. Assists in all phases of third-party supplier risk management life cycle for valuation services vendors. Keeps abreast of industry knowledge and regulations pertaining to appraisal methodology and secondary mortgage market policies and procedures to ensure both regulatory and investor compliance. Provides oversight to executive management by developing and providing various departmental reports, as necessary, to department management. Facilitates the efficient integration of all applicable operating systems. Responsible to ensure compliance with bank policies, federal regulations and USPAP standards. Ensures that appraisals are consistent with regulations. Responsible for interpreting and implementing current regulations. May also order appraisals to control costs, ensure independence between loan and appraisal departments and give proper instructions for the appraisers. Responsible for hiring, transfers, terminations, and performance evaluations. Other duties as assigned. Qualifications: Requires a bachelor's degree in business, finance, or related fields, 6+ years of directly related appraisal, credit, or financial analysis or equivalent. Management experience required. Management experience at a federally regulated institution preferred. Certified Residential Appraiser license required at a minimum. Professional appraisal association designation preferred. Requires advanced knowledge of appraisals, appraisal practices, principles, applications, and methods. Advanced knowledge of audit procedures, legal and regulatory requirements. Must possess applicable appraisal licensing, valuation experience and requisite mortgage and consumer lending knowledge to facilitate the efficient integration of all applicable operating systems. Must have strong management, client relations and communication skills, both written and verbal. Must possess advanced analysis and problem-solving skills. Ability to work with internal and external clients. This position is eligible to earn a base salary in the range of $115,000 to $145,000 annually depending on job-related factors such as level of experience and location Work Location: This position can be located at one of our headquarters in the following locations: Phoenix, AZ Denver, CO Las Vegas, NV Houston, TX Midvale, UT Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions. Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. Zions Bancorporation is currently hiring a Loan Workout Officer to join our Salt Lake City team! Special Assets (SAG) is responsible for loans and credit relationships for which the borrower is experiencing financial difficulty and repayment could be in doubt, or even so bad as to warrant a charge off. Our mission is to work with the borrower to find a way to restore the credit or, if not possible to restore, then to minimize the bank's loss exposure. This Loan Workout team supports Zions Bank and Vectra Bank's large commercial loans from $1M up to $50M or larger and are responsible for the workout of adversely graded commercial loans through the restructuring of debt, negotiation of settlement agreements, pursuit of appropriate legal action and/or the liquidation of collateral. There is a total of 5 people on the team and we offer a good work/life balance with flexible schedules. We offer training on Zions' Credit Foundations program. The ideal candidate will have the skills and experience to: * Collects and resolves problems on troubled loans * Secures collateral, equity or assets of the borrower to preserve the loan principal, gathers interest and prevents the loan from being placed on non-accrual and prevents or limits losses. * Responsible for the workout of adversely graded loans through the restructuring of debt, negotiation of settlement agreements, pursuit of appropriate legal action and/or the liquidation of collateral. * Liquidates real estate or other assets as necessary and/or manages properties or other assets owned by bank. * Reviews lender liability issues to avoid lawsuits and keep legal expenses under control. * Develops good working relationships with internal and external industry contacts. * Maintains knowledge of laws, regulations, internal policies and procedures appropriate to the position. * May provide assistance to less experienced Workout Officers. * Other duties as assigned. Qualifications: * Requires a Bachelors in Finance, Business, Accounting or related field * 4+ years commercial/RE/business loans, lending laws, credit analysis, credit monitoring, loan workouts, lending or other directly related experience. * A combination of education and experience may meet qualifications. * Employs advanced knowledge as a generalist or specialist of commercial/business lending, lending laws, bankruptcy laws and cash flow analysis. * Advanced working knowledge of collection processes and practices. * Excellent interpersonal and communication skills, both oral and written required. * Strong analyses, negation and problem resolution skills. * Ability to work individually and as part of a team. * Ability to identify, research, coordinate and resolve issues. * Must be organized, detail-oriented and able to multi-task. * Strong computer skills (Excel, Word, PowerPoint). Knowledge of Risk Grading. Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as: * Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages; * An employee-only fitness center and bike storage; * An employee lounge, kitchen, micro market, game tables, couches and TVs; * Private mothers' rooms and lockers; and * Access to downtown shopping, dining, arts and entertainment.

Zions Bancorporation is transforming what it means to work for a financial institution. We operate in a fast-paced, information-driven environment, which means we need people who bring diverse experiences, perspectives, and expertise to meet ever-changing demands. Your ability to adapt, learn innovate and collaborate with a dynamic team helps us provide exceptional service to our customers and communities. Together we are building a culture that values diversity, celebrates growth and creates a space of belonging for all our team members. Our people are what set us apart and make us great. Are you looking for opportunities to create a positive impact? At Enterprise Loan Operations we inspire a culture of continuous improvement and innovation, and a focus on empowering team members through forward-thinking learning opportunities. We are committed to diversity, equity, and inclusion, and believe that success requires a work environment as diverse as our customer base, where people are respected and valued. We recognize our customers are the reason the bank exists and are committed to doing what's best for our customers, our company, and each other. Join our talented team today! We are seeking a Commercial Boarding Loan Specialist to join our ELO team at Zions Bancorporation. The Loan Specialist will support the 6 affiliated banks by reviewing signed loan documentation, such as promissory loans, loan agreements, etc., and board commercial loans to our accounting system based on the terms provided. You'll be a great fit if: You have basic knowledge of banking and lending processes, especially relating to loan documentation, loan terms, and loan credit and debit transactions. You enjoy collaborating with creative, top performing teams, and using your interpersonal and communication skills (both verbal and written). You use prioritization and time management skills to complete your work and meet deadlines. You take pleasure in continuously learning and growing. Your attention to detail helps you deliver top quality work. You can solve problems by researching and analyzing information. You enjoy working in a fast-paced environment that quickly changes and provides challenges. You are comfortable using various Microsoft Office tools (Word, Excel, Outlook, etc.) or similar software. Your customer service skills create a quality experience for those you serve. You'll need: Some experience in banking or loan processing experience or other directly related experience. A High School diploma or equivalent. A combination of education and experience may meet job requirements. Location: This position is located fully in-office at the Zions Technology Center in Midvale, UT or the Amegy Tower in Houston, TX. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products Apply now if you have a passion for impactful outcomes, enjoy working collaboratively with co-workers, and want to make a difference for the clients and communities we serve.

This role is responsible for assisting Food, Beverage & Agribusiness loan officers in the portfolio management activities (generally large and moderately complex loans). Will manage assigned credit portfolio, manage the associated credit risk, and identify opportunities for expansion. Key highlights of the role will include the following: **Duties & Responsibilities** + Partner with loan officers to effectively administer the management of assigned commercial banking relationships. + Perform credit underwriting duties for existing/prospective client relationships, which may include but are not limited to the following: perform detailed credit analysis to determine borrower/guarantor repayment capacity, appropriate loan structuring recommendations, complete credit packages for credit committee approval (new business/reaffirmations) submission. Preparation of underwriting documents will also include collateral analysis on multiple asset classes and preparation of pricing and risk rating models suitable for each credit request. + Continuously monitor borrowing base reports, budget tracking and covenant compliance with regular reporting requirements to loan officers and loan/credit monitoring and credit review. Follow established protocols and maintain tracking of documentation exceptions, past dues, field exams, borrowing base reports and covenant exceptions. + Recognize and manage early warning signs for the portfolio on a recurring basis, which may include but are not limited to the following: analyze borrower/guarantor financial performance upon receipt of reporting requirements, either monthly, quarterly or annually. Fully analyze and confirm borrowing base and financial covenant compliance, analyze payment performance benchmarks and perform regular financial reviews. + Provide recurring customer service to existing and prospective clients, which includes direct contact with customers either through participation in joint sales calls with loan officers or direct correspondence with clients and perform various projects/tasks as needed with an emphasis on maintaining UMB TUCE at all times. + File all required reports and resolve all related issues in a timely and efficient manner. + Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with minimal supervision required + Other duties as assigned. **Knowledge & Skills** MINIMUM: + Demonstrates knowledge of agribusiness and production agriculture industries in the Western US, including fruit & vegetable crops, row crops, tree nuts, citrus, wine, dairy, cattle and agribusinesses supporting these sectors. + Demonstrates excellent communication skills (verbal & written) + Demonstrates strong knowledge and understanding in how to identify and process maturing loans, line renewals, term loans that need to be extended, how loans can be restructured, approval process, change terms, etc. + Demonstrates strong level of understanding of credit underwriting + Demonstrates strong knowledge of bank products, services, and bank operations + Demonstrates ability to interpret policies/procedures, loan contracts, and understanding of credit reports, financial statements and loan documents + Demonstrates strong analytical skills + Demonstrates ability to be self-starter, show initiative, and transfer knowledge to less experienced peers + Demonstrates strong proficiency in Word, Excel, PowerPoint + Demonstrates knowledge of commercial lending software PREFERRED: + Ability to prospect and network at various levels within a company **Requirements** MINIMUM: + Bachelor's degree in business, Accounting, Finance or related fields + 5 years commercial banking experience including credit underwriting + Current valid driver's license PREFERRED: + 8 years commercial banking experience including credit underwriting **Compensation Range:** $69,920.00 - $149,000.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. You have the drive, ambition and skills and we want to give you the opportunity. Zions Bancorporation is full of people just like you who share the same values and work ethic. Our diverse workforce offers endless opportunities to expand your skills and gain valuable experience that will help you advance your career. Let's talk about how we can help one another succeed. We have just opened an opportunity for a Municipal Credit Analyst to join our team based in our downtown Salt Lake City offices. This person will participate in a broad variety of functions in the Municipal Portfolio Group. Partnering with relationship managers we work to identify opportunities for new investments in municipal credit that provide a solid return for the bank portfolio. This position is also responsible for monitoring a portfolio of credits and updating risk grades as appropriate to ensure risk is being appropriately accounted for and adequate reserves are held. We are looking for an ambitious and energetic individual to join our team. The ideal candidate will have the skills and experience to: * Research and analyze municipal credits for purchase by the Bancorporation. * Provide recommendations for potential investment/lending opportunities. * Become familiar with a broad range of municipal sectors including tax and revenue backed credits. * Produce written memorandums outlining quantitative and qualitative analysis of the strengths and weaknesses of each opportunity. * Monitor investments on an ongoing basis to determine risk grade for each investment and overall suitability for the portfolio. * Work with other analysts to support team and department objectives. * Interface with relationship managers and other internal and external partners. * Contribute to the creation of financial models for the assessment of credit risk. and the valuation of portfolio securities. * Other duties as assigned. Qualifications * Bachelor's degree in business administration, finance, statistics, mathematics, economics or related field is valuable but an analytical mindset is preferred. * 0-2 years' experience as a financial analyst preferably with a related financial services industry. * Strong attention to detail. * Ability to work both independently and as part of a team in making appropriate decisions on credits. * Basic knowledge of municipal credit markets. * Interpersonal, organization, time management, and problem-solving skills. * Technical writing and verbal communication skills. * PC skills in Microsoft Word and Excel. * Ability to work with other team members and management. * Ability to build strong relationships within the group. * Capable of working with a fair degree of autonomy and initiative. Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as: * Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages; * An employee-only fitness center and bike storage; * An employee lounge, kitchen, micro market, game tables, couches and TVs; * Private mothers' rooms and lockers; and * Access to downtown shopping, dining, arts and entertainment.

UMB's Specialty Corporate Trust team offers a variety of trust services to the structure finance world for aviation, rail and real estate. We work with customers based all across the world to onboard their business and administer the trust transactions. Our team supports UMB by bringing in direct revenue to the bank in the way of fee revenue and interest income. We offer a niche product and service offering and our team is known around the world as one of a few specialty trust departments that can onboard and administer this unique group of products. The Specialty Corporate Trust Team Manager will lead and provide guidance and direction to an assigned team of Corporate Trust Associate Relationship Managers and/or Relationship Managers. This role will also work closely with senior leaders in the business to ensure consistent and superior customer service. Working in the Specialty Corporate Trust group can be fun and exciting. It is often fast paced and has monthly deadlines that we rally around. It is an environment where the associates take pride in their work, support each other, provide the resources needed to succeed, and always work as a team. Our team has a strong background in the industry and many associates have 10-30 years of experience working these types of deals. We are always happy to share their knowledge and help those around them grow! **How you will spend your time:** + You will use your relationship building and networking skills to work with supporting business groups to resolve business line issues impacting your team. + You will use your team building skills to drive efficiencies and successfully implement business line changes impacting your team + You will mentor your team on monetary transaction operations and relationship building skills to promote exceptional customer service. + You will utilize on your Excel and Outlook skillset to compile reporting and communicate to senior leaders surrounding your team metrics. + You will use your people management skills to develop and coach your team **We are excited to speak with you if:** + You possess a Bachelor's degree or equivalent work experience + You have seven (7) or more years of relevant experience **Bonus points if you:** + You have an advanced degree + You are a Certified Corporate Trust Specialist (CCTS) or Corporate Trust Master Certification (CTMC) **Compensation Range:** $69,230.00 - $149,000.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information_ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

is seeking candidates in the Phoenix, AZ or Los Angeles, CA metropolitan areas**** As the **Business Development Officer - Capital Finance** , you will be responsible for originating loans consistent with the Company's credit policy; negotiating price and structure of new transactions within set limits; reviewing and approving all transactions before reporting to Executive Management; initiating and maintaining relationships with referral sources and influence centers; assisting in the underwriting process of new client proposals from prospect to client funding; and seeking approval from Executive Management for new client transactions. This key position reports to the EVP/National Marketing Manager and has access to company financial, market, client, and personnel information. . You will market to current and potential referral sources including, but not limited to, the following: Banks, Certified Public Accountants, Attorneys, Private Equity firms, financial firms, Business brokers, and National organizations. You will also visit prospective clients, as well as produce reports needed for new prospects and attend regularly scheduled meetings. **How you'll spend your time:** + You will be responsible for originating loans consistent with the Company's credit policy + You will be negotiating price and structure of new transactions within set limits + You will be reviewing and approving all transactions before presenting report to Executive Management + You will be initiating and maintaining relationships with referral sources and influence centers + You will be assisting in the underwriting process of new client proposals from prospect to client funding + You will be seeking approval from Executive Management for new client transactions + You will market to current and potential referral sources including, but not limited to, the following: Banks, Certified Public Accountants, Attorneys, Private Equity firms, Financial firms, Business brokers, and National organizations + You will visit prospective clients + You will produce reports needed for new prospects and attends regularly scheduled meetings + Other duties as assigned **We're excited to talk with you if:** + You possess a bachelor's Degree or equivalent work experience + You have 3 years credit experience with 3 years sales experience in a banking, finance or asset-based lending environment + You demonstrate knowledge and experience in the use of marketing tools and methods, including mailings, telemarketing, and other forms of customer outreach + You have the ability to make independent and sound judgments and decisions and have an understanding of how decisions affect business lines and the organization as a whole + You can read and interpret financial and budgetary documents + You possess professional verbal and written communication skills + You are analytical, highly organized, pay attention to detail, handle frequent interruptions with ease, and enjoy a fast-paced work environment + You can meet firm timelines and work under pressure + You show self-motivation and a sense of urgency + You demonstrate intermediate to advanced skills in Microsoft Excel and Word **Compensation Range:** $157,500.00 - $292,572.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of “The Most Powerful Women in Banking.” Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a “local” business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers. With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity. We are seeking a strategic and Director of Financial Crimes Risk Management leader to oversee our enterprise-wide Financial Crimes Risk Management program. This role serves as the designated BSA/AML/CFT Officer and is responsible for leading efforts to prevent, detect, and respond to financial crimes, including fraud, money laundering, and terrorist financing. The Director will drive the development and execution of policies, risk assessments, training, and compliance strategies across the organization. This role requires deep expertise in U.S. financial crime regulations (BSA, USA PATRIOT Act, OFAC, FCPA), strong leadership, and the ability to collaborate effectively with regulators, internal stakeholders, and executive leadership. Key Responsibilities Lead the enterprise Financial Crimes Unit, ensuring alignment with regulatory requirements and internal risk frameworks. Serve as the designated BSA/AML/CFT Officer, overseeing all aspects of the BSA/AML and Fraud Risk Management programs. Develop and integrate financial crime prevention strategies across business lines and subsidiaries. Conduct periodic risk assessments, address emerging threats, and implement training and mitigation strategies. Interpret and respond to new and evolving laws and regulations; update policies and procedures accordingly. Act as liaison between corporate and affiliate banks on AML/BSA and fraud matters. Chair the Financial Crimes Committee and ensure timely reporting to enterprise functions. Provide subject matter expertise on AML/BSA and fraud risk for enterprise initiatives. Manage regulatory examinations and audits related to financial crimes. Oversee team performance, and staffing decisions. Qualifications Bachelor's degree in Criminal Justice, Risk Management, or related field (Master's preferred). 12+ years of progressive experience in financial services with a focus on BSA/AML and fraud risk. Strong understanding of U.S. financial crime regulations (BSA, USA PATRIOT Act, OFAC, FCPA). Experience in financial crime investigations and compliance systems. Proven leadership and strategic planning capabilities. Ability to influence cross-functional teams and drive enterprise-wide initiatives. Deep knowledge of banking operations and suspicious activity monitoring systems. Benefits: Medical, Dental and Vision Insurance - START DAY ONE! Life and Disability Insurance, Paid Parental Leave and Adoption Assistance Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience Mental health benefits including coaching and therapy sessions. Tuition Reimbursement for qualifying employees Employee Ambassador preferred banking products

Personal Bankers at UMB are experts at building customer relationships and recommending and selling products and services. Personal Bankers use their product knowledge and every interaction to identify needs and offer financial solutions to help customers secure their financial well-being while making banking easy. UMB's branches offer many opportunities to expand your financial education & grow your career within Consumer banking and UMB. We believe questions nurture conversations, leading the way to meaningful financial recommendations for our customers. Relationship banking is not a one-size-fits-all approach; we differentiate ourselves by delivering the unparalleled customer experience. Just as you'll play an important role in achieving UMB's business objectives, we're committed to helping you achieve your own goals. As a Personal Banker, you'll receive extensive training on UMB's products and services, the sales process, and offering financial solutions. You can also expect to work closely with UMB leaders, learning from their mentorship and expertise. How you will spend your time: Asking personalized questions to convert every customer interaction into an opportunity to learn more about their financial goals and connect them to solutions that will meet their needs Individually creating and managing a successful loan pipeline with strong closing conversions by focusing time and efforts on prospecting and cross-selling home equity loans and lines of credit, unsecured personal loans, auto loans and mortgage referrals Creating sales opportunities and growing UMB's customer base by applying keen product knowledge to source consumer lending opportunities through networking, customer conversations, business development, and proactive sourcing Learning processes like transactions, managing a cash drawer and completing bank documentation that you consistently perform according to industry and legal standards. Challenging your daily key performance metrics to elevate personal goals, while balancing competing priorities and providing the unparalleled customer experience Other duties as assigned We're excited to talk to you if: You have a HS Diploma or equivalent You have two years of retail banking sales experience or other relevant experience You have reliable transportation and ability to work branch hours, including weekends and some evenings You have the ability to obtain a NMLS registration within 90 days You have the ability to learn products, services, and procedures quickly and accurately You have basic math skills and ability to problem solve while operating within established risk parameters/tolerances You have demonstrated ability to make personal connections, engage and educate customers, ask open-ended questions, and listen to establish trust and build lasting relationships You have strong business development capabilities for proactively growing your own personal book of business by successfully using campaign offers, prospecting leads, service-to-sales conversations as well as leveraging centers of influence for referrals. You thrive in a high-energy, sales-driven team, and leverage daily coaching and feedback to polish your sales outcomes You use your expert product knowledge and conversation skills to build upon your customers' needs and make a true difference in their financial lives You communicate in a compelling manner, project a positive image, and enjoy solving problems and creating positive outcomes You demonstrate attention to detail whether completing documents or explaining features and benefits You enjoy coaching others as a sales mentor Bonus points if: You have a college degree or military equivalent strongly preferred You are bilingual Compensation Range: $33,920.00 - $65,380.00 The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

The internship will provide a thorough overview of the respective area and to allow learning in the financial services industry. This internship will work on a variety of projects; participate in department meetings and activities. Duties will involve analysis, project assimilation, data gathering and other duties as assigned. At least two years of undergraduate studies completed and has demonstrated strong academic performance 2.5 overall GPA Strong verbal and written communication skills Excellent analytical skills Detail oriented Skilled with system entry and mathematical formulas Demonstrated initiative both independently and within a team Proficient in Excel, Outlook and Word Compensation Range: $25,640.00 - $49,440.00 The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

UMB's Specialty Corporate Trust team offers a variety of trust services to the structure finance world for aviation, rail and real estate. We work with customers based all across the world to onboard their business and administer the trust transactions. Our team supports UMB by bringing in direct revenue to the bank in the way of fee revenue and interest income. We offer a niche product and service offering and our team is known around the world as one of a few specialty trust departments that can onboard and administer this unique group of products. The SCT Aviation Associate Relationship Manager role supports the Specialty Corporate Trust team by partnering with the Relationship Managers on client support, including new account set-up, account updates, client invoicing, document control, and administrative support. Working in the Specialty Corporate Trust group can be fun and exciting. It is often fast paced and has monthly deadlines that we rally around. It is an environment where the associates take pride in their work, support each other, provide the resources needed to succeed, and always work as a team. Our team has a strong background in the industry and many associates have 10-30 years of experience working these types of deals. We are always happy to share their knowledge and help those around them grow! How you'll spend your time: You will process large volume of money movement in formats such as such as ACH, Wire and Swift/ISO. You will supports Relationship Management with managing a book of business for a defined set of clients. You will build and maintain accurate excel workbooks to maintain financial loan schedules. You will use your customer service skills to communicates with high profile clients located worldwide surrounding trust related matters. You will perform daily account reconciliation to ensure trust portfolios are balanced in accordance with trust documents. We're excited to talk with you if: Bachelor's degree or equivalent work experience 2-4 years relevant experience Compensation Range: $38,910.00 - $75,080.00 The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to ************************* to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.

**COMMERCIAL RELATIONSHIP SPECIALIST-FRANCHISE FINANCE & HEALTHCARE** At UMB Bank, the Commercial Relationship Specialist provides a highly skilled level of support to Relationship Managers and Clients within Commercial Banking while maintaining and supporting the development of relationships with customers and internal partners. **Primary Responsibilities** + Assist Relationship Manager(s) by performing daily support activities related to client relationships and keep respective Relationship Manager informed when appropriate + Act as point of contact for Commercial Banking clients for all servicing requests related to client relationship + Manage post-closing requirements such as exception citing's, collateral perfections, covenant items, etc. + Work closely with Treasury Management team to successfully onboard new Deposit Account and Treasury Services for clients as well as provide guidance to clients to the appropriate resource for servicing and assistance + Maintain client records for both loan and deposit accounts + Provide professional and courteous customer service while answering questions, researching issues, and providing resolutions as needed + Facilitate loan payoffs and collateral release requests + Assist with Analysis Refund requests + Facilitate no-pin wires + Assist with transfers + Handle customer overdraft communication and decisioning + Provide and assist with Loan and Deposit Account information/documentation **Requirements** + High School Diploma or GED and three (3) years general banking experience OR a Bachelor's degree and two (2) years banking or client support experience. Application Deadline: December 31, 2025 **Compensation Range:** $37,490.00 - $71,920.00 _The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information._ UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. **Are you ready to be part of something more?** You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. _UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to_ _*************************_ _to let us know the nature of your request._ _If you are a California resident, please visit our_ Privacy Notice for California Job Candidates (*********************************************************************************************************************************** _to understand how we collect and use your personal information when you apply for employment with UMB._ **_Who we are_** We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision (****************************************************************************************************** Check out the road to a career at UMB