Commercial Underwriter jobs at Umpqua Bank

Salary Range:$90,000.00 To $150,000.00 Annually With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans. Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns. Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers. Recognize and act on customer prospects, cross sell opportunities with existing customers. Make proper referral of loan opportunities to lending personnel. Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis. Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed. Reviews loan agreement covenants for verification of the compliance thereto. Accurately prepares financial projections as required. Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process. Collects industry information relevant to existing and proposed borrowers using internal & external sources. Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank. Conducts trade and reference checks on customers/prospects. Review documentation to ensure compliance with Bank policy and procedures. Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis. Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus. Strong understanding of all related State and Federal lending regulations and Bank policies and procedures. Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities: Possess strong sales and marketing ability to sell Bank Services. Manage priorities to ensure effective accomplishment of objectives. Handle high volume of workflow from various sources. Plan, organize and prioritize tasks to meet deadlines. Lead and motivate employees to complete tasks in accordance with established standards. Analyze and solve work problems. Follow oral or written instructions. Communicate effectively with co-workers, consultants, regulators, and other parties. Prepare clear and concise reports and other documentation and correspondence.

Salary Range:$90,000.00 To $150,000.00 Annually With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans. Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns. Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers. Recognize and act on customer prospects, cross sell opportunities with existing customers. Make proper referral of loan opportunities to lending personnel. Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis. Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed. Reviews loan agreement covenants for verification of the compliance thereto. Accurately prepares financial projections as required. Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process. Collects industry information relevant to existing and proposed borrowers using internal & external sources. Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank. Conducts trade and reference checks on customers/prospects. Review documentation to ensure compliance with Bank policy and procedures. Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis. Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus. Strong understanding of all related State and Federal lending regulations and Bank policies and procedures. Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities: Possess strong sales and marketing ability to sell Bank Services. Manage priorities to ensure effective accomplishment of objectives. Handle high volume of workflow from various sources. Plan, organize and prioritize tasks to meet deadlines. Lead and motivate employees to complete tasks in accordance with established standards. Analyze and solve work problems. Follow oral or written instructions. Communicate effectively with co-workers, consultants, regulators, and other parties. Prepare clear and concise reports and other documentation and correspondence.

Salary Range:$90,000.00 To $150,000.00 Annually With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans. Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns. Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers. Recognize and act on customer prospects, cross sell opportunities with existing customers. Make proper referral of loan opportunities to lending personnel. Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis. Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed. Reviews loan agreement covenants for verification of the compliance thereto. Accurately prepares financial projections as required. Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process. Collects industry information relevant to existing and proposed borrowers using internal & external sources. Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank. Conducts trade and reference checks on customers/prospects. Review documentation to ensure compliance with Bank policy and procedures. Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis. Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus. Strong understanding of all related State and Federal lending regulations and Bank policies and procedures. Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities: Possess strong sales and marketing ability to sell Bank Services. Manage priorities to ensure effective accomplishment of objectives. Handle high volume of workflow from various sources. Plan, organize and prioritize tasks to meet deadlines. Lead and motivate employees to complete tasks in accordance with established standards. Analyze and solve work problems. Follow oral or written instructions. Communicate effectively with co-workers, consultants, regulators, and other parties. Prepare clear and concise reports and other documentation and correspondence.

Salary Range:$90,000.00 To $150,000.00 Annually With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans. Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns. Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers. Recognize and act on customer prospects, cross sell opportunities with existing customers. Make proper referral of loan opportunities to lending personnel. Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis. Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed. Reviews loan agreement covenants for verification of the compliance thereto. Accurately prepares financial projections as required. Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process. Collects industry information relevant to existing and proposed borrowers using internal & external sources. Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank. Conducts trade and reference checks on customers/prospects. Review documentation to ensure compliance with Bank policy and procedures. Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis. Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus. Strong understanding of all related State and Federal lending regulations and Bank policies and procedures. Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities: Possess strong sales and marketing ability to sell Bank Services. Manage priorities to ensure effective accomplishment of objectives. Handle high volume of workflow from various sources. Plan, organize and prioritize tasks to meet deadlines. Lead and motivate employees to complete tasks in accordance with established standards. Analyze and solve work problems. Follow oral or written instructions. Communicate effectively with co-workers, consultants, regulators, and other parties. Prepare clear and concise reports and other documentation and correspondence.

Salary Range:$90,000.00 To $150,000.00 Annually With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans. Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns. Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers. Recognize and act on customer prospects, cross sell opportunities with existing customers. Make proper referral of loan opportunities to lending personnel. Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis. Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed. Reviews loan agreement covenants for verification of the compliance thereto. Accurately prepares financial projections as required. Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process. Collects industry information relevant to existing and proposed borrowers using internal & external sources. Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank. Conducts trade and reference checks on customers/prospects. Review documentation to ensure compliance with Bank policy and procedures. Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis. Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus. Strong understanding of all related State and Federal lending regulations and Bank policies and procedures. Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities: Possess strong sales and marketing ability to sell Bank Services. Manage priorities to ensure effective accomplishment of objectives. Handle high volume of workflow from various sources. Plan, organize and prioritize tasks to meet deadlines. Lead and motivate employees to complete tasks in accordance with established standards. Analyze and solve work problems. Follow oral or written instructions. Communicate effectively with co-workers, consultants, regulators, and other parties. Prepare clear and concise reports and other documentation and correspondence.

ABOUT THE ROLE CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Commercial Credit Analyst II to help grow our Commercial Lending Department. This in-person role is in our Plano, TX office. The Commercial Credit Analyst II will complete financial analysis for floorplan lines, floorplan buyouts and other commercial lending, including real estate and revolving lines of credit. ESSENTIAL DUTIES & RESPONSIBILITIES Underwriting commercial loan requests for new and existing relationships by analyzing the financial condition utilizing financial statements, tax returns, CPA statements, bank statements, and other necessary documentation Cash flow analysis and pro forma forecasting and scaling Full understanding of entity legal ownership structure and ability to provide clear, concise explanation of them Ensure appropriate security instruments are recommended based on risk profile and ownership structure Present recommendation, details and financial analysis to the appropriate authority level Ownership of UCC process (filing, search and notification) to ensure properly perfected Timely communication to stakeholders (Dealer, Manufacturer, Sales and Management) through the process Obtain answers to any questions regarding financials, credit line requests, structure, and other relevant factors Maintain a stakeholder focus throughout the underwriting process, exceeding service level commitments Prepare legal documents and follow up to ensure necessary documentation is received Final review of loan documentation and audit prior to loan funding Periodic account reviews and maintenance Support the development of junior analysts by sharing knowledge, answering questions, and modeling effective credit analysis techniques Assist in training new team members, helping them understand tools, processes, and credit policies Provide coverage during team absences to maintain workflow continuity Join complex credit reviews to build subject matter expertise Contribute to a collaborative team by offering peer-to-peer feedback and promoting open communication Participate in complex credit reviews alongside senior analysts, gradually building subject matter expertise. Complete ad hoc projects as needed POSITION REQUIREMENTS, CAPABILITIES & SKILLS Superior analytical skills Excellent verbal and written communication skills Outstanding organizational and project management skills Advanced interpersonal skills to collaborate with stakeholders Strong work ethic with an ability to meet deadlines while multi-tasking Ability to identify and resolve problems in a timely manner Willingness to learn and grow in a fast-paced environment Effective decision-making, customer service and problem-solving skills Strong attention to detail and accuracy Ability to work effectively in a team environment MINIMUM QUALIFICATIONS BA/BS degree required in Finance, Accounting, or Business 14+ months of Manufactured Housing Commercial lending experience OR 2+ years of experience in commercial credit, structuring, and financial statement analysis, banking, finance, and/or loan servicing Intermediate to advanced MS Office skills in Excel, Word and PowerPoint WE OFFER Competitive Salary Medical/Dental/Vision Insurance Paid Holidays 401K Match Generous PTO FSA/HSA Plans Life /Disability/Accidental Insurance and much more!

An exciting position is now available at America's Socially Responsible Bank! Amalgamated Bank is seeking an experienced Commercial Banker to join our team. In this role, you will be responsible for developing and managing a portfolio of relationships as the principal relationship manager to our mission driven deposit and commercial clients. Your expertise in banking products, coupled with strong sales abilities, will be essential in creating tailored proposals to meet customer needs and enhance the region's market share. By joining our team, you'll be joining a Bank that believes that that maintaining a diverse and inclusive workplace where everyone feels valued and respected is essential for us to grow as a company. We are dedicated to building a more equitable world in our everyday practices by embracing the values of our employees and customers. Essential Job Functions: Perform tasks in line with the Bank's mission, vision, and core values, ensuring the delivery of prompt and excellent service to labor, sustainability, political, non- profit, philanthropic, and social advocacy clients. Acts as the principal relationship manager for new and existing clients. Develop and implement middle markets sales strategy for commercial banking products and cash management services that will result in the attainment of assigned goals including year over year loan, deposit, and non-interest income growth. Identify, analyze, structure and internally advocate for commercial credit opportunities. Execute regional and company-wide sales objectives and goals. Work with commercial banking teams across the company to prospect and effectively on-board new clients. Work closely with the portfolio management team within the Bank to ensure that existing loans within the assigned portfolio are in compliance. Establish and maintain a thorough prospect file and business strategy. Keep updated on changes to the banking environment, bank competition, and customer's business environment. Understand the Bank's treasury management products. Adhere to general bank regulatory procedures. Perform other duties as directed. Knowledge, Skills and Experience Requirements: Bachelor's degree in business, finance, or a related field. Minimum of 7 years of commercial credit experience. Formal credit training is a plus. A strong working knowledge of credit, intermediary lending, underwriting, non-profit accounting, tax credits. Results oriented with strong relationship management and business development skills, with successful track record in coalition building and partnership execution. Ability to structure loans and monitor credit performance. Well-developed analytical, credit and problem-solving skills with knowledge of credit administration, analysis, and credit policy/procedure. Excellent verbal/written communication and presentation skills Interpersonal and supervisory skills Our job titles may span more than one career level. The starting base salary for this role is between $150,000.00 - $160,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

Job Description An exciting position is now available at America's Socially Responsible Bank! Amalgamated Bank is seeking an experienced Commercial Banker to join our team. In this role, you will be responsible for developing and managing a portfolio of relationships as the principal relationship manager to our mission driven deposit and commercial clients. Your expertise in banking products, coupled with strong sales abilities, will be essential in creating tailored proposals to meet customer needs and enhance the region's market share. By joining our team, you'll be joining a Bank that believes that that maintaining a diverse and inclusive workplace where everyone feels valued and respected is essential for us to grow as a company. We are dedicated to building a more equitable world in our everyday practices by embracing the values of our employees and customers. Essential Job Functions: Perform tasks in line with the Bank's mission, vision, and core values, ensuring the delivery of prompt and excellent service to labor, sustainability, political, non- profit, philanthropic, and social advocacy clients. Acts as the principal relationship manager for new and existing clients. Develop and implement middle markets sales strategy for commercial banking products and cash management services that will result in the attainment of assigned goals including year over year loan, deposit, and non-interest income growth. Identify, analyze, structure and internally advocate for commercial credit opportunities. Execute regional and company-wide sales objectives and goals. Work with commercial banking teams across the company to prospect and effectively on-board new clients. Work closely with the portfolio management team within the Bank to ensure that existing loans within the assigned portfolio are in compliance. Establish and maintain a thorough prospect file and business strategy. Keep updated on changes to the banking environment, bank competition, and customer's business environment. Understand the Bank's treasury management products. Adhere to general bank regulatory procedures. Perform other duties as directed. Knowledge, Skills and Experience Requirements: Bachelor's degree in business, finance, or a related field. Minimum of 7 years of commercial credit experience. Formal credit training is a plus. A strong working knowledge of credit, intermediary lending, underwriting, non-profit accounting, tax credits. Results oriented with strong relationship management and business development skills, with successful track record in coalition building and partnership execution. Ability to structure loans and monitor credit performance. Well-developed analytical, credit and problem-solving skills with knowledge of credit administration, analysis, and credit policy/procedure. Excellent verbal/written communication and presentation skills Interpersonal and supervisory skills Our job titles may span more than one career level. The starting base salary for this role is between $150,000.00 - $160,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

???? Now Hiring: Commercial Banker Drive Growth. Build Relationships. Make an Impact. Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution. ???? What You'll Do: As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards. Your responsibilities will include: Managing and growing a portfolio of commercial customers Originating and underwriting commercial loans Gathering and reviewing application data, including credit reports, appraisals, and financial records Collaborating with Credit Administration to ensure timely and accurate loan processing Negotiating loan terms and repayment structures with customers Presenting credit requests to loan committee when needed Cross-selling deposit and fee-based services based on customer needs Maintaining updated loan documentation and ensuring compliance with internal policies Actively representing the Bank in the community to support business development ???? What You Bring: Experience in commercial banking, credit analysis, or a related financial field Strong relationship-building and customer service skills Proven ability to manage and grow a loan portfolio Deep understanding of credit risk and loan structuring Excellent communication, negotiation, and analytical skills Familiarity with underwriting processes and regulatory guidelines ???? Bonus Points For: Community involvement and a strong local network Experience working with small to mid-sized businesses Proficiency in commercial loan software and CRM tools ???? Why Join Us? You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve. ???? Ready to Make an Impact? If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you. Apply today and bring your expertise where it matters most. Signing Bonus May Apply. See job description for further details.

🌟 Now Hiring: Commercial Banker Drive Growth. Build Relationships. Make an Impact. Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution. 💼 What You'll Do: As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards. Your responsibilities will include: Managing and growing a portfolio of commercial customers Originating and underwriting commercial loans Gathering and reviewing application data, including credit reports, appraisals, and financial records Collaborating with Credit Administration to ensure timely and accurate loan processing Negotiating loan terms and repayment structures with customers Presenting credit requests to loan committee when needed Cross-selling deposit and fee-based services based on customer needs Maintaining updated loan documentation and ensuring compliance with internal policies Actively representing the Bank in the community to support business development 📈 What You Bring: Experience in commercial banking, credit analysis, or a related financial field Strong relationship-building and customer service skills Proven ability to manage and grow a loan portfolio Deep understanding of credit risk and loan structuring Excellent communication, negotiation, and analytical skills Familiarity with underwriting processes and regulatory guidelines 💡 Bonus Points For: Community involvement and a strong local network Experience working with small to mid-sized businesses Proficiency in commercial loan software and CRM tools 🌱 Why Join Us? You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve. 📍 Ready to Make an Impact? If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you. Apply today and bring your expertise where it matters most. Signing Bonus May Apply. See job description for further details.

???? Now Hiring: Commercial Banker Drive Growth. Build Relationships. Make an Impact. Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution. ???? What You'll Do: As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards. Your responsibilities will include: Managing and growing a portfolio of commercial customers Originating and underwriting commercial loans Gathering and reviewing application data, including credit reports, appraisals, and financial records Collaborating with Credit Administration to ensure timely and accurate loan processing Negotiating loan terms and repayment structures with customers Presenting credit requests to loan committee when needed Cross-selling deposit and fee-based services based on customer needs Maintaining updated loan documentation and ensuring compliance with internal policies Actively representing the Bank in the community to support business development ???? What You Bring: Experience in commercial banking, credit analysis, or a related financial field Strong relationship-building and customer service skills Proven ability to manage and grow a loan portfolio Deep understanding of credit risk and loan structuring Excellent communication, negotiation, and analytical skills Familiarity with underwriting processes and regulatory guidelines ???? Bonus Points For: Community involvement and a strong local network Experience working with small to mid-sized businesses Proficiency in commercial loan software and CRM tools ???? Why Join Us? You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve. ???? Ready to Make an Impact? If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you. Apply today and bring your expertise where it matters most. Signing Bonus May Apply. See job description for further details.

🌟 Now Hiring: Commercial Banker Drive Growth. Build Relationships. Make an Impact. Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution. 💼 What You'll Do: As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards. Your responsibilities will include: Managing and growing a portfolio of commercial customers Originating and underwriting commercial loans Gathering and reviewing application data, including credit reports, appraisals, and financial records Collaborating with Credit Administration to ensure timely and accurate loan processing Negotiating loan terms and repayment structures with customers Presenting credit requests to loan committee when needed Cross-selling deposit and fee-based services based on customer needs Maintaining updated loan documentation and ensuring compliance with internal policies Actively representing the Bank in the community to support business development 📈 What You Bring: Experience in commercial banking, credit analysis, or a related financial field Strong relationship-building and customer service skills Proven ability to manage and grow a loan portfolio Deep understanding of credit risk and loan structuring Excellent communication, negotiation, and analytical skills Familiarity with underwriting processes and regulatory guidelines 💡 Bonus Points For: Community involvement and a strong local network Experience working with small to mid-sized businesses Proficiency in commercial loan software and CRM tools 🌱 Why Join Us? You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve. 📍 Ready to Make an Impact? If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you. Apply today and bring your expertise where it matters most. Signing Bonus May Apply. See job description for further details.

???? Now Hiring: Commercial Banker Drive Growth. Build Relationships. Make an Impact. Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution. ???? What You'll Do: As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards. Your responsibilities will include: Managing and growing a portfolio of commercial customers Originating and underwriting commercial loans Gathering and reviewing application data, including credit reports, appraisals, and financial records Collaborating with Credit Administration to ensure timely and accurate loan processing Negotiating loan terms and repayment structures with customers Presenting credit requests to loan committee when needed Cross-selling deposit and fee-based services based on customer needs Maintaining updated loan documentation and ensuring compliance with internal policies Actively representing the Bank in the community to support business development ???? What You Bring: Experience in commercial banking, credit analysis, or a related financial field Strong relationship-building and customer service skills Proven ability to manage and grow a loan portfolio Deep understanding of credit risk and loan structuring Excellent communication, negotiation, and analytical skills Familiarity with underwriting processes and regulatory guidelines ???? Bonus Points For: Community involvement and a strong local network Experience working with small to mid-sized businesses Proficiency in commercial loan software and CRM tools ???? Why Join Us? You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve. ???? Ready to Make an Impact? If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you. Apply today and bring your expertise where it matters most. Signing Bonus May Apply. See job description for further details.

🌟 Now Hiring: Commercial Banker Drive Growth. Build Relationships. Make an Impact. Are you a relationship-driven financial professional with a talent for growing portfolios and helping businesses succeed? We're looking for a Commercial Banker who thrives on forging strong client relationships, structuring smart financial solutions, and contributing to the financial success of both our customers and our institution. 💼 What You'll Do: As a Commercial Banker, you'll be the go-to financial expert for commercial clients-originating, underwriting, and closing secured and unsecured commercial loans. You'll work directly with business owners and leaders, helping them access capital while ensuring loans align with our lending objectives, credit policies, and risk standards. Your responsibilities will include: Managing and growing a portfolio of commercial customers Originating and underwriting commercial loans Gathering and reviewing application data, including credit reports, appraisals, and financial records Collaborating with Credit Administration to ensure timely and accurate loan processing Negotiating loan terms and repayment structures with customers Presenting credit requests to loan committee when needed Cross-selling deposit and fee-based services based on customer needs Maintaining updated loan documentation and ensuring compliance with internal policies Actively representing the Bank in the community to support business development 📈 What You Bring: Experience in commercial banking, credit analysis, or a related financial field Strong relationship-building and customer service skills Proven ability to manage and grow a loan portfolio Deep understanding of credit risk and loan structuring Excellent communication, negotiation, and analytical skills Familiarity with underwriting processes and regulatory guidelines 💡 Bonus Points For: Community involvement and a strong local network Experience working with small to mid-sized businesses Proficiency in commercial loan software and CRM tools 🌱 Why Join Us? You'll be part of a high-performing team that values integrity, innovation, and genuine client partnership. We believe in empowering our people to make meaningful decisions, grow their careers, and support the communities we serve. 📍 Ready to Make an Impact? If you're passionate about building long-term business relationships and providing financial solutions that drive real growth, we want to hear from you. Apply today and bring your expertise where it matters most. Signing Bonus May Apply. See job description for further details.

Seeking a seasoned Commercial banking expert who is currently engaged and developing the Prescott Valley market. The ideal candidate is plugged-in and actively involved in the Prescott Community and will bring extensive commercial banking experience along with a successful track record of developing and closing business. If you're a dynamic Commercial Lender with a passion for finance and community, we would like to connect! Signing Bonus May Apply This position would be responsible for servicing the Prescott, AZ area and surrounding markets. Performs all duties associated with the Commercial Banker position in originating, underwriting and closing secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes, maintains and maximizes relationships with existing and potential customers. Profitably grows loans, deposits and fees. Ensures that credit quality guidelines are met/monitored. This position also requires the ability to work independently, manage workflows, and meet deadlines as expected. Flexibility to travel as needed to meet with customers and develop business where necessary. Develops new business. Maximizes new and existing customer relationships by cross selling key deposit/fee income products/services as customer needs dictate. May maintain a portfolio of existing customers and maximize relationships based on customer need. Gathers and oversees compilation of all needed information for loan application. Works in tandem with Credit Administration to request appraisals, applicant credit reports, background checks, reference checks and other information pertinent to evaluation of loan application. Corresponds with or interviews applicant or creditors to resolve questions and negotiate deal. Facilitates negotiation with customer, both new and existing, according to established standards, such as fees, loan repayment options, and other credit terms. Refers and/or presents loan to loan committee for approval in excess of individual loan approval authority. Ensures loan agreements are complete and accurate according to policy. Assures timely loan closing and funding activities. Maintains updated loan documentation and loan files. Actively involved in community activities that promote Bank and/or assist with business development. See job description for further details.

We are looking for a driven, team-oriented individual to join our Commercial Lending team in Western Nebraska. Signing Bonus May Apply Performs all duties associated with the Commercial Banker position in originating, underwriting and closing secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes, maintains and maximizes relationships with existing and potential customers. Profitably grows loans, deposits and fees. Ensures that credit quality guidelines are met/monitored. Maintains a portfolio of existing customers and maximizes relationships based on customer need. Gathers and oversees compilation of all needed information for loan application. Works in tandem with Credit Administration to request appraisals, applicant credit reports, background checks, reference checks and other information pertinent to evaluation of loan application. Corresponds with or interviews applicant or creditors to resolve questions and negotiate deal. Develops new business. Maximizes new and existing customer relationships by cross selling key deposit/fee income products/services as customer needs dictate. Facilitates negotiation with customer, both new and existing, according to established standards, such as fees, loan repayment options, and other credit terms. Refers and/or presents loan to loan committee for approval in excess of individual loan approval authority. Ensures loan agreements are complete and accurate according to policy. Assures timely loan closing and funding activities. Maintains updated loan documentation and loan files. Actively involved in community activities that promote Bank and/or assist with business development.

Job Description We are looking for an ambitious, self-motivated individual to join our Commercial Lending team. Signing Bonus May Apply Performs all duties associated with the Commercial Banker position in originating, underwriting and closing secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes, maintains and maximizes relationships with existing and potential customers. Profitably grows loans, deposits and fees. Ensures that credit quality guidelines are met/monitored. Maintains a portfolio of existing customers and maximizes relationships based on customer need. Gathers and oversees compilation of all needed information for loan application. Works in tandem with Credit Administration to request appraisals, applicant credit reports, background checks, reference checks and other information pertinent to evaluation of loan application. Corresponds with or interviews applicant or creditors to resolve questions and negotiate deal. Develops new business. Maximizes new and existing customer relationships by cross selling key deposit/fee income products/services as customer needs dictate. Facilitates negotiation with customer, both new and existing, according to established standards, such as fees, loan repayment options, and other credit terms. Refers and/or presents loan to loan committee for approval in excess of individual loan approval authority. Ensures loan agreements are complete and accurate according to policy. Assures timely loan closing and funding activities. Maintains updated loan documentation and loan files. Actively involved in community activities that promote Bank and/or assist with business development.

We are looking for an ambitious, self-motivated individual to join our Commercial Lending team. Signing Bonus May Apply Performs all duties associated with the Commercial Banker position in originating, underwriting and closing secured and unsecured commercial loans in accordance with established lending objectives, policies and procedures. Establishes, maintains and maximizes relationships with existing and potential customers. Profitably grows loans, deposits and fees. Ensures that credit quality guidelines are met/monitored. Maintains a portfolio of existing customers and maximizes relationships based on customer need. Gathers and oversees compilation of all needed information for loan application. Works in tandem with Credit Administration to request appraisals, applicant credit reports, background checks, reference checks and other information pertinent to evaluation of loan application. Corresponds with or interviews applicant or creditors to resolve questions and negotiate deal. Develops new business. Maximizes new and existing customer relationships by cross selling key deposit/fee income products/services as customer needs dictate. Facilitates negotiation with customer, both new and existing, according to established standards, such as fees, loan repayment options, and other credit terms. Refers and/or presents loan to loan committee for approval in excess of individual loan approval authority. Ensures loan agreements are complete and accurate according to policy. Assures timely loan closing and funding activities. Maintains updated loan documentation and loan files. Actively involved in community activities that promote Bank and/or assist with business development.

About Us: At Columbia, we create a great place to work by offering a unique brand of relationship banking and fostering a culture where associates thrive. We are dedicated to supporting our customers and communities, and we can only achieve this through the dedication of our associates. We value Trust, Ownership, Growth, Empathy, Teamwork, Heart, Enjoyment, and Relationships, and we are eager to meet candidates who embody these core values. We are always on the lookout for results-focused individuals who can think independently, work collaboratively, and support our broader purpose. Think of us as financial partners, because at Columbia, we believe the best way forward is together. Together for people. Together for business. Together for better. About the Role: Underwrites new and renewal Middle Market credit requests comprised of working capital lines of credit, asset-based lines of credit, commercial real estate loans (Owner Occupied and Investor) and equipment financing; most often from moderate-to-complex enterprises with revenues greater than $5 million. Collaborates with Client Solutions Managers ("CSMs") and Relationship Managers to accurately present findings, including business rationale and risk mitigations, in order to obtain credit approval and meet customer needs. Analyze business, industry, financial data and other supporting credit information concerning an applicant's credit request; identifies key business and financial risks that may impact the repayment prospects by the borrower; derives conclusions supporting the credit recommendation based on documented facts and/or sound judgement. Prepare timely, concise and accurate credit recommendations, with limited supervision or revision. Includes: (1) quantitative components within the underwriting narrative documenting the credit analysis; (2) accurate use of risk rating scoring models (aka Dual Risk Rating), both quantitative and qualitative rating elements, to ensure customers and loans are properly risk-rated; (3) accurate identification and mitigation of all exceptions to Bank tracked policies exceptions (TPE), tracked guidelines exceptions (TGE), procedures and compliance regulations; and (4) accurate loan coding consistent with nature of the borrowing relationship and terms of the credit(s). Monitor borrower financial performance in line with commercial and/or real estate loan documents; spreads financial statement and/or ensures required financial statements are spread in accordance with Bank Guidelines and resulting covenant calculations are accurate, complete and adhere to approval conditions and loan documentation. Collaborates with CSM to ensure borrower notifications are sent and approvals are obtained to resolve any violations in a timely manner. Partners with CSMs and Relationship Managers to offer insights into customer financial needs, including opportunities identified using Line of Business-approved relationship expansion tools. May also offer opinions related to a loan structure's effectiveness to mitigate risks, appropriate to prevailing competitive market environment and Bank risk tolerances. Partners with CSMs and Relationship Managers in customer and prospect calls as appropriate. May shadow manage a portfolio with CSM as part of training and development, with Underwriting Manager and Market Director mutual approval. May oversee the work of other commercial underwriters or credit analysts, including the timely review of credit reports prepared by other underwriters to ensure a high level of report quality prior to submission for approval; findings to be captured via a standardized Quality Control (QC) Checklist and used to provide guidance and training to underwriters. Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities - knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes. Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training. Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description. May be asked to coach, mentor, or train others and teach coursework as subject matter expert. Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words. Takes personal initiative and is a positive example for others to emulate. Embraces our vision to become “Business Bank of Choice” May perform other duties as assigned. About You: Bachelor's Degree in Business, Finance, Accounting, or equivalent work experience. Required 7-10 years of commercial underwriting/credit analysis experience or relevant lending experience. Required Advanced analytical and problem-solving skills. Advanced credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience; ability to train and present to small and large audiences or has the interest in learning to train and present. Demonstrated time management skills, reflecting the ability to juggle multiple tasks simultaneously while delivering work product on time. Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships. Possess excellent written, verbal, interpersonal and presentation skills, including ability to train and present to small and large audiences or has the interest in learning to train and present. Advanced knowledge of credit policies, procedures, practices and documentation. Job Location(s): Ability to work fully onsite at posted location(s). San Luis Obispo, CA Our Benefits: We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is [$81,000.00 - $130,000.00], and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process. We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly. Our Commitment to Diversity: Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [email protected]. To Staffing and Recruiting Agencies: Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.