Underwriter jobs in Akron, OH

Casa Lending is looking for an Underwriter to join our team. In this role, you will provide superior borrower experience while maintaining the well-being of our active loan portfolio. As an Underwriter, your focus will be on DSCR (Debt Service Coverage Ratio) loans, assessing the risk, creditworthiness, and financial viability of loan applicants to ensure that all loans meet continuously refined underwriting guidelines and industry standards. You will work closely with sales teams and transaction coordinators to provide timely, accurate loan decisions that align with Casa Lending's commitment to excellence and innovation in lending. Casa Lending is one of the fastest-growing private money lending firms in the United States. Our mission is to help real estate investors profitably scale their business by offering a best-in-class suite of loan products and leveraging top talent. What You'll Do: Perform in-depth analysis on business purpose DSCR loan applications, evaluating both the financial viability of the borrowing entity and the qualifications of the personal guarantor. Assess property cash flow, rental income, operating expenses, market trends, and other relevant factors to determine the overall risk and ability to repay. Review and analyze all required documentation, including the loan application, borrowing entity documentation (such as operating agreements and financial statements) and personal guarantor documents (such as credit reports, background checks, identification, and financial statements). Ensure all information aligns with underwriting guidelines for business purpose loans. Verify that all loans comply with internal policies, state and federal regulations, and industry guidelines. Confirm that DSCR criteria, property types, borrowing entity structures, and credit standards are met. Make informed decisions to approve or decline loan applications, issuing conditional approvals and requesting additional documentation as necessary. Work closely with transaction coordinators, sales teams, and brokers to facilitate the timely collection and submission of required documents from both the borrowing entity and personal guarantors. Communicate loan conditions clearly to ensure efficient loan processing. Provide expert guidance on structuring business purpose loans to balance risk and opportunity, considering the risk profile of the borrowing entity & guarantors, market conditions, and borrower needs. Stay informed about relevant market trends, industry developments, and regulatory updates that impact business purpose loans and DSCR underwriting practices. Engage in ongoing process improvement efforts, contributing to the development of more efficient underwriting workflows and best practices tailored to business purpose loans. Track and analyze key performance indicators (KPIs) related to post-closing and lock desk functions, recommending adjustments to improve turnaround times and customer satisfaction. Requirements Education: Bachelor's degree in finance, business, or related field. Minimum of 2 years of experience in underwriting, with business purpose loans, specifically DSCR loans or real estate investment loans preferred. Deep knowledge of loan structuring, risk assessment, and mitigation strategies for business purpose loans, including a solid understanding of DSCR calculations, rental income analysis, and market trend evaluation. Proven ability to manage a high volume of complex loan files while maintaining accuracy, attention to detail, and meeting strict deadlines. Excellent analytical skills, with a track record of making sound underwriting decisions based on comprehensive risk assessment and credit analysis. Strong communication and interpersonal skills to effectively collaborate with internal and external stakeholders, ensuring clear and timely communication of loan conditions and requirements. Highly organized and detail-oriented, with the ability to thrive in a fast-paced, dynamic environment. Commitment to maintaining the highest standards of integrity, confidentiality, and regulatory compliance. Benefits Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources. Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life. National Impact: Be part of a nationwide operation that's shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S. Health Insurance - We've got you covered! Casa Lending pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans. Health Savings Account (HSA) - We contribute annually into your HSA account (prorated from your hire date) and for those the select our HSA plan. Competitive Compensation - We offer competitive wages that reward your expertise and hard work. Paid Time Off - Take time to recharge with 3 weeks of paid time off each year. Paid Holidays - Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love. We're here to support you both professionally and personally-because when you thrive, we all thrive. Casa Lending is an Equal Opportunity Employers (EEO) and welcome all qualified applicants. This is a full-time, exempt position. The job description contained herein is not intended to be a comprehensive list of the duties and responsibilities of the position, which may change without notice.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Post Closing Underwriter is responsible for coordinating the resolution of conditions identified by the investor during purchase review. To resolve conditions, this role researches the loan file, clarifies any ambiguities or potential concerns with the investor, identifies alternative solutions, collaborates with clients and relevant departments (including borrower contact) to obtain additional or corrected documentation, remains current with investor guidelines, and requests exceptions as needed to clear loans for purchase in a timely manner. The Post Closing Underwriter uses investor sites and the LOS system to obtain daily suspense reports, upload documentation for loan curing and purchase, monitor daily workloads and document activities, and provide updates on all conditioned loans in the pipeline. Job Responsibilities: Review investor loan deficiencies and apply processing, underwriting, and closing experience to resolve issues independently, in attempts to cure these without involving the Underwriter, branch, or borrower(s). Conduct daily review of deficiency loan pipelines within investor sites to identify suspended loans requiring remediation. Analyze and validate all suspense conditions and provide resolution by the cure by date. Review and obtain clarity from the investor when needed to determine documentation needed to cure defect(s). Review the closed loan file to determine if suspense item(s) are already in the loan file. Perform Due Diligence review of assigned TRID conditions to determine whether the mortgage loan disclosures are accurate and comply with regulation timelines. Complete data input for issuance of Post Consummation Closing Disclosure - verifying all final fees are accurate and reconcile to the Final Settlement Statement. Review and clear income calculations and asset investor deficiencies. Work with internal and external departments and borrowers to obtain needed documentation to cure deficient loans timely. Prepare formal written responses to agencies and investors in which an audit has been performed and deficiencies discovered. Accurately track and record all loan file events and communications. Monitor daily condition reports from the investor for updates on deficient loans or new conditions as received. Monitor aged loans in the active pipeline until purchased by the investor. Stay current with agency and investor guidelines and overlays to ensure underwriting compliance. Meet daily production goals set by management and adhere to internal SLA timelines. Maintain customer confidence by providing ongoing quality service and keeping all files and information confidential. Perform additional duties as required. Qualifications and Skills: Bachelor's degree or equivalent combination of education and/or experience. 3+ years of experience in mortgage closing and/or post-closing activities. Underwriting experience. Advanced knowledge of regulatory and investor guidelines across various loan programs. Excellent collaboration skills, including engaging effectively with all levels of management and third-party vendors. Skilled in managing multiple tasks, meeting deadlines, and shifting priorities as needed. Skilled at working independently with attention to detail, sound judgment, and excellent decision-making skills. Excellent communication and customer service skills. Excellent organizational and analytical skills. Proficient in Microsoft Office Suite. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: $38.46 - $40.86 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position. CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The **Group Underwriter, Sr** is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. **How You Will Make an Impact** Primary duties may include, but are not limited to: + Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. + Coordinates with other departments to ensure accuracy and consistency of overall account reporting. + Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. + Performs post-sale reviews. + Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. **Minimum Requirements:** Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. **Preferred Skills, Capabilities and Experiences:** + CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred + Level Funded medical underwriting experience strongly preferred. + Small group experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy. ESSENTIAL FUNCTION: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. ESSENTIAL DUTIES AND RESPONSIBLITIES: Managing and monitoring daily workflow of assigned files. Make sound underwriting decisions on loans regarding credit worthiness. Work closely with MLOs, processors and the senior management team. Assist processors and MLOs with complex questions. Ability to review and comprehend complex personal and business tax returns. Consistently meet underwriting milestones as established by the bank. Complete all bank training courses that are required in a timely manner. Must provide exceptional, professional service to mortgage customers, originators, processors and closers. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. CERTIFICATES, LICENSES, REGISTRATIONS: FHA delegated underwriter VA automatic underwriter VA staff appraisal reviewer Able to obtain approval from secondary market investors as delegated underwriter if needed OTHER SKILLS AND ABILITIES: Strong customer service skills Ability to process all portfolio and all secondary market loans Ability to review personal and business tax returns to determine qualifying income Strong organizational and management skills Ability to multi-task under sometimes stressful conditions PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree from four year college or university preferred. Minimum of 5 years of residential underwriting experience required. DE/SARS/LAPP highly preferred. Current knowledge of RESPA regulations required. Strong knowledge in FNMA/FHLMC, FHA,VA,USDA programs preferred. Minimum of 5 years of AUS experience required. Experience and proficiency with Encompass software preferred.

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: + Supports Business Banking production by maintaining an individual pipeline of work. + Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. + Utilizes single approval authority up to $4MM. + Appropriately assess risk profile of borrower. + Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. + Tasks as needed to support the line of business and job family. + Act as primary back up for their manager as needed for team huddles & meetings. + Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. + Collaborate with both credit and segment risk to meet or exceed department goals. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: + Bachelor's degree in business related field + 3-4 years leadership / management experience + Ability to underwrite credit exposures in excess of $4MM. + Previous authority to underwrite and decision credits without additional signers. + Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. + Proficient use of Microsoft Office and other internet resources + Excellence in customer service, highly motivated, focused and goal oriented. + Excellent written and verbal communication skills, including grammar and demeanor. + Strong organizational skills with attention to detail, planning and follow-up. + Ability to work independently on multiple tasks without compromising quality. + Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

The Middle Market Senior Underwriter, working under minimal supervision, represents the company among a defined territory of agencies with responsibility for the managing and servicing of a profitable renewal book of Commercial Lines business, while working to grow and strengthen technical underwriting ability. The role focuses on learning and mastering underwriting skills and actively participate in the monthly renewal strategy meeting. The role acts as an Account Steward for the customer and as a key point of contact for the agency, maintaining and implementing appropriate service strategies to deliver our customer service commitment to the customer. The role makes responsible decisions regarding risk acceptability and pricing and escalate issues as needed. The role also provides an agency service and maintain intra-company communications. Job Responsibilities * Manages the underwriting profitability growth and retention of new and renewal business that is consistent with underwriting strategies. * Collects appropriate and accurate information required to assess potential clients and decides on the acceptable risk for a policy. * Compares various policies having similar risk undertaking and conducts actuarial studies to decide on the company's loss records. * Develops relationships with agencies, producers, and other distribution partners (producers) and works to understand their needs. * Leverages portfolio underwriting of the book and territory leveraging analytics and information garnered through BI and other sources. * Provides leadership with feedback on product, pricing and rate/rule activities of the competition and reviews high value inspections for assigned agencies. * Strives to create and build effective communication externally (between agents and company) and internally (within the company) regarding underwriting procedures and practices, growth/profit goals and objectives, and agency relations. * Negotiates with agents to reach positive and profitable outcomes and coordinates and owns agency business plans and key activities with oversight from Region Leader. * Develops and maintains an operating knowledge of Westfield standardized hardware, software programs, third party software, and processing procedures. * Influences current and prospective agencies, producers, and other distribution partners to represent and promote Westfield products and services to customers. * Answers questions from agencies, producers, distribution partners policyholders or other external contacts and escalates issues to leadership as necessary. * Collaborates with and leverages corporate shared services functions to bring the competitive strategy to life and achieve results; aligns with corporate governance while maintaining a singular focus on the customer. Job Qualifications * 3-5 years of Commercial Underwriting experience. * Bachelor's degree in related field and/or commensurate work experience. Location * Hybrid - defined as working three or more days per week in the office if the employee's residence is within 50 miles of Westfield Center, OH; OR Remote-if the employee resides more than 50 miles from Westfield Center, OH. Behavioral Competencies * Collaborates * Customer focus * Communicates effectively * Decision quality * Nimble learning Technical Skills * Insurance Industry Knowledge * Financial Controls * Commercial Lines Underwriting * Underwriting Strategy * Data Analysis and Reporting * Risk Management * Customer Service Management This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

This is an opportunity to join SPEAR Specialty, one of the McGowan Companies, the world's largest privately held Programs management organization. The McGowan Companies are designed as a modern-era company operating through an ecosystem of independent - albeit interconnected - operating underwriting companies bound by a common mission and purpose; to provide its clients with 'unparalleled service'. To that effect, we are seeking an experienced growth-oriented Senior Casualty Underwriter with extensive wholesale and retail broker relationships and knowledge of E&S Casualty risks. The Senior Underwriter will have frequent interactions with SPEAR's intermediaries partners in providing coverage for new and renewal businesses based on the customers' needs. The ideal candidate will be responsible for: Thoroughly evaluating insurance applications, assessing risk levels, making informed decisions on insurance programs and overseeing the underwriting process for complex cases, often mentoring junior underwriters while ensuring the Agency maintains a healthy risk portfolio and profitability. Cultivating and maintaining relationships with peers, leaders and internal partners across functional areas to identify cross-selling opportunities, while assisting in product development and operational excellence. Staying current on competition, underwriting environment, market conditions and share that knowledge with colleagues and leadership. Providing support within established performance standards, assuring that all related support activities are delivered in a manner consistent with business unit customer service focus. Performing other duties as assigned. The ideal candidate will possess strong decision-making skills and be, detailed oriented, able build and sustain relationships, results driven and have a track record of working in a fast-paced environment. Essential Duties and Responsibilities Comprehensive Risk Assessment: Analyze detailed application information, and other relevant data submitted in the renewal and new business activities process to determine the risks inherent to potential clients' activity, considering factors like business exposure, operational and contractual risk management processes, tangible and intangible liabilities. Decision Making: Decide whether to approve or decline insurance applications based on the assessed risk level, adhering to company guidelines and regulatory requirements to support underwriting decisions that are consistent with Agency growth, profitability and within individual granted authority. This includes: Partnering with Senior underwriter(s) to establish support needs i.e., conforming to a Peer Review pre-underwriting process for new and renewal business. Peer review should be understood as having a discussion with at least one fellow underwriter whose opinion is non-binding but rather insightful about key characteristics of the risk. Reviewing underwriting / pricing exhibits (i.e., Account Summaries, Loss Runs, Internet Research e.g. Risk Meter CoreLogic, Rate Sheets, etc.). Managing/overseeing account documentation (i.e., Account Clearance, Acknowledgement Letters, Underwriting Documentation, Closing Letters) as needed. Complex Case Management: Handle intricate cases requiring in-depth analysis, including negotiating terms and conditions with clients or brokers on high-value insurance programs. Underwriting Team Leadership: Mentor and guide junior underwriters, reviewing their work and providing feedback to ensure quality standards are met. Policy Development: Participate in the development and refinement of underwriting policies and procedures to adapt to market changes and risk mitigation strategies, or any projects/assignments as needed. Data Analysis and Reporting: Monitor underwriting performance metrics, identify trends, and generate reports to inform management decisions on risk management and portfolio optimization. Assist with the integration of new systems possibly managing support staff. Work with their supervising underwriter(s) conducting quarterly audits of underwriting files to ensure accounts are written in accordance with assigned Letters of Authority. Client Interaction: Collaborate with brokers, and clients to address concerns, suggest or provide alternative solutions as needed and explain underwriting decisions. Required Values, Skills, Qualifications and Availability Team Spirit Together, Each Achieves More. Displaying a Good Team Spirit is a prerequisite of this position as we are a group of people who perform interdependent tasks to work toward accomplishing a common mission or specific objective. To that end, it is expected that any team member will be available to accomplish any tasks/assignments as designated by senior management or to help a co-worker achieve a mission for the common good, as needed. Entrepreneurship mentality A self-starter that can work independently and within a team. A personal drive for excellence, a track record of exceeding expectations, and a flair for innovation. Extensive Underwriting Expertise: Deep knowledge and understanding of underwriting principles, of insurance products, risk assessment methodologies, and industry regulations relevant to the specific insurance. Technology and Analytical Skills: Embraces technology and its tools to streamline business production and administration. Ability to analyze complex financial data, identify patterns, and make informed decisions based on quantitative information. Strong information management skills and proficiency in commonly used technology tools (Microsoft Office). Strong Judgment and confidentiality: Strong critical thinking and problem-solving skills. Confidence in making sound decisions under pressure, balancing risk and potential profit. Communication Skills: Effective communication with internal stakeholders (any of the McGowan Companies teams, management), external stakeholders (State National Company, Market, Treaty Carriers) to explain underwriting rationale as needed. Excellent oral and written communication skills with ability to successfully negotiate in difficult situations with brokers and insureds. Leadership Abilities: Proven ability to mentor and guide junior underwriters, fostering a positive team environment Availability: The position requires extensive traveling - up to three months per year - to meet new and existing clients and brokers of assigned regions and attend professional conventions, gatherings or invitations. Servicing Predispositions: Organization and prioritization. Attention to detail and accuracy. Accurate and timely servicing of accounts in accordance with Agency Service Standards.

Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 170 years. Join us to discover a culture that is rooted in innovation and thrives on collaboration. Imagine loving what you do and where you do it. Job Category Underwriting Compensation Overview The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. As part of our comprehensive compensation and benefits program, employees are also eligible for performance-based cash incentive awards. Salary Range $89,800.00 - $148,300.00 Target Openings 1 What Is the Opportunity? Inland Marine provides protection for business properties that are mobile in nature or require unique valuation. Coverages extend to properties that are owned or in a business's care related to construction, transportation, fine art, and renewable energy. The Account Executive (AE), Inland Marine will partner with agents and brokers to provide coverage for new and renewal business based on customers' needs. As an AE, you are decisive, detail-oriented, and know how to build relationships internally and externally to drive results. Your ability to assess risk and sell our products will contribute to the profitability and success of Travelers. What Will You Do? * Manage the profitability, growth, and retention of an assigned book of business. * Underwrite and skillfully negotiate customer accounts to minimize risk and maximize profitability. * Cultivate and maintain relationships with internal partners within the business unit and across the enterprise to create sales plans and identify cross-selling opportunities. * Foster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Must be able to travel to such meetings. * Identify and capture new business opportunities using consultative marketing and sales skills. * Develop and execute agency sales plans. Execute region/group sales plans. * Perform other duties as assigned. What Will Our Ideal Candidate Have? * Bachelor's degree. * Three to five years of relevant underwriting experience with experience in inland marine. * Knowledge of inland marine products, the regulatory environment, and the local insurance market. * Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite. * Communication skills with the ability to successfully negotiate with agents and brokers. * CPCU designation. What is a Must Have? * Two years of underwriting, claim, operations, risk assessment, actuarial, sales, product, or finance experience. What Is in It for You? * Health Insurance: Employees and their eligible family members - including spouses, domestic partners, and children - are eligible for coverage from the first day of employment. * Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. If you have student loan debt, you can enroll in the Paying it Forward Savings Program. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. You are also eligible for a Pension Plan that is 100% funded by Travelers. * Paid Time Off: Start your career at Travelers with a minimum of 20 days Paid Time Off annually, plus nine paid company Holidays. * Wellness Program: The Travelers wellness program is comprised of tools, discounts and resources that empower you to achieve your wellness goals and caregiving needs. In addition, our mental health program provides access to free professional counseling services, health coaching and other resources to support your daily life needs. * Volunteer Encouragement: We have a deep commitment to the communities we serve and encourage our employees to get involved. Travelers has a Matching Gift and Volunteer Rewards program that enables you to give back to the charity of your choice. Employment Practices Travelers is an equal opportunity employer. We value the unique abilities and talents each individual brings to our organization and recognize that we benefit in numerous ways from our differences. In accordance with local law, candidates seeking employment in Colorado are not required to disclose dates of attendance at or graduation from educational institutions. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Travelers reserves the right to fill this position at a level above or below the level included in this posting. To learn more about our comprehensive benefit programs please visit *********************************************************

Chubb Commercial Insurance is seeking a motivated, results-driven professional to join our team as a Core Commercial Property and Casualty Production Underwriter. This role focuses on underwriting and growing a diverse book of business, including Manufacturing, Wholesale Distribution, Professional Services, Food, Real Estate, Cultural Institutions, and other Middle Market industries. With clients generating revenues up to $1B, we offer both guaranteed cost and loss-sensitive program structures. This position involves building strong relationships with agency and broker partners, marketing Chubb's full suite of products, and driving profitable growth in the Commercial Insurance portfolio. You will collaborate closely with local branch teams, Territory Underwriting Managers, Industry Practice/Line of Business leaders, and Home Office personnel. Key Responsibilities Build and maintain strong relationships with key distribution partners to drive submission activity in target industry segments. Achieve new business production goals of $1.0M-$1.5M while maintaining profitability and adhering to underwriting strategies. Develop a robust prospect pipeline (5X production goal) using advanced prospecting tools and maintain strong marketplace visibility with 12+ external visits per month. Manage the profitability, growth, and retention of an assigned book of business. Meet or exceed rate, exposure, and retention goals on renewals by retaining key accounts and coordinating value-added services (e.g. Loss Control, Claims). Analyze submissions, quote ratios, hit ratios, and efficiency metrics to ensure profitable growth. Leverage client and broker relationships to cross-sell Chubb's full range of products, including Multinational, Environmental, Ocean Cargo, Financial Lines, Product Recall, E&O, A&H and more. Partner with internal team, including branch staff, Territory Underwriting Managers, and Line of Business/Industry Practice leaders, to deliver tailored solutions. Bachelor's degree or higher. 1+ years of commercial underwriting experience, preferably in the core middle market property and casualty segment. Strong understanding of Property, General Liability, Auto, Workers Compensation, Umbrella, and International lines of business. Proven marketing and negotiation skills with a focus on building and maintaining external relationships. Technical underwriting expertise, including exposure/control analysis, coverage forms, policy structure, loss picks and profitability analysis. Ability to thrive in a fast-paced, team-oriented environment. General understanding of insurance business, regulatory environment, and adherence to underwriting authority. Proficiency in Microsoft Office Suite.

Conventional Mortgage Underwriter Schedule: Monday-Friday, 8:00 AM - 5:00 PM Salary: $70,000 annually + potential annual company performance bonus Employment Type: Full-Time, Non-Exempt About the Role Our client is seeking an experienced Conventional Mortgage Underwriter to join their mortgage department. This position is responsible for evaluating and verifying mortgage loan applications to determine the applicant's ability to repay, ensuring all loans meet FNMA guidelines, credit union policies, and applicable regulations. The role requires exceptional attention to detail, strong analytical skills, and the ability to communicate underwriting decisions promptly and professionally. Key Responsibilities Communicate underwriting decisions to all involved parties in a timely manner upon receipt of the mortgage file and supporting documentation. Ensure all closing documents meet compliance requirements, are complete with required signatures, endorsements, or notarizations, and that files are closed within four business days of receipt. Maintain strict adherence to credit union, FNMA, and applicable government standards for the mortgage industry. Provide friendly, accurate, and professional service to members and associates, responding to messages and correspondence within 24 hours. Review and evaluate mortgage loan documents, including 1003 and 1008 forms, trust documentation, title reports, homeowner and condo master policies, and insurance documents. Approve or deny loan applications or request additional information when necessary. Ensure timely and accurate preparation of documentation for the secondary market. Qualifications Minimum 2 years of experience as a manual mortgage undewriter Strong working knowledge of FNMA guidelines. Bachelor's degree in Finance, Business, Economics, or related field (or equivalent work experience). Proficiency with Microsoft Office and underwriting platforms such as Desktop Underwriter (DU). Excellent communication skills, attention to detail, and accuracy in typing/data entry. Additional Information This position is 100% on-site in Painesville, OH - remote work is not available. Candidates who have been unemployed for over 12 months due to market conditions will be considered if they meet all qualifications. Please Note: We do not set the requirements for this role. All criteria are determined by our client and must be followed as outlined. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

The Middle Market Senior Underwriter, working under minimal supervision, represents the company among a defined territory of agencies with responsibility for the managing and servicing of a profitable renewal book of Commercial Lines business, while working to grow and strengthen technical underwriting ability. The role focuses on learning and mastering underwriting skills and actively participate in the monthly renewal strategy meeting. The role acts as an Account Steward for the customer and as a key point of contact for the agency, maintaining and implementing appropriate service strategies to deliver our customer service commitment to the customer. The role makes responsible decisions regarding risk acceptability and pricing and escalate issues as needed. The role also provides an agency service and maintain intra-company communications. Job Responsibilities Manages the underwriting profitability growth and retention of new and renewal business that is consistent with underwriting strategies. Collects appropriate and accurate information required to assess potential clients and decides on the acceptable risk for a policy. Compares various policies having similar risk undertaking and conducts actuarial studies to decide on the company's loss records. Develops relationships with agencies, producers, and other distribution partners (producers) and works to understand their needs. Leverages portfolio underwriting of the book and territory leveraging analytics and information garnered through BI and other sources. Provides leadership with feedback on product, pricing and rate/rule activities of the competition and reviews high value inspections for assigned agencies. Strives to create and build effective communication externally (between agents and company) and internally (within the company) regarding underwriting procedures and practices, growth/profit goals and objectives, and agency relations. Negotiates with agents to reach positive and profitable outcomes and coordinates and owns agency business plans and key activities with oversight from Region Leader. Develops and maintains an operating knowledge of Westfield standardized hardware, software programs, third party software, and processing procedures. Influences current and prospective agencies, producers, and other distribution partners to represent and promote Westfield products and services to customers. Answers questions from agencies, producers, distribution partners policyholders or other external contacts and escalates issues to leadership as necessary. Collaborates with and leverages corporate shared services functions to bring the competitive strategy to life and achieve results; aligns with corporate governance while maintaining a singular focus on the customer. Job Qualifications 3-5 years of Commercial Underwriting experience. Bachelor's degree in related field and/or commensurate work experience. Location Hybrid - defined as working three or more days per week in the office if the employee's residence is within 50 miles of Westfield Center, OH; OR Remote-if the employee resides more than 50 miles from Westfield Center, OH. Behavioral Competencies Collaborates Customer focus Communicates effectively Decision quality Nimble learning Technical Skills Insurance Industry Knowledge Financial Controls Commercial Lines Underwriting Underwriting Strategy Data Analysis and Reporting Risk Management Customer Service Management This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

As an Image Review Analyst, you will be responsible for performing a detailed evaluation of Transmission, Distribution, Solar, and Substation assets based on field inspection pictures. Will also be cross-functional to assist in field inspections, laboratory testing, and engineering support as needed. Duties & Responsibilities: Reviews inspection images and performs a detailed evaluation Identifies anomalies and classifies assets Uses ArcGIS web maps Analyzes and thermally tunes infrared images. Produces metrics and statistics based on inspection results. Has a working knowledge of PLP products and transmission/distribution systems. Works closely with GIS Data Analyst and Engineers - Provides organized data and findings for engineering review. Maintains catalogs, specifications books, and engineering standards; understands the lab and product engineering filing systems to effectively retrieve technical data; reads reports, periodicals, and textbooks as required to stay current with work responsibilities. Makes prototype products using wood, metal, or plastic in combination with simple model shop equipment. Assists in the production of prototype products. Qualifications & Requirements: High school diploma with some additional technical course work or working knowledge in a technical capacity. Engineering tech degree preferred Minimum one-year experience in a technical environment preferred. Accurate data entry and organization skills. Schedule: Fulltime Standard office hours with flextime Benefits: 401(k) with a company match equal to 25% of the first 8% of pre-tax dollars contributed by the employee for the first two years Enrollment in company profit sharing after two years Medical, dental & vision insurance, including free preventative care Wellness & Employee Assistance Program (EAP) Health care flexible spending accounts, health savings accounts, & life insurance Paid time off, paid company holidays, and vacation purchase program Short & long-term disability Parental & family leave; military leave Inclusive & welcoming company culture Career development & tuition assistance Student loan debt repayment program Click here for additional information

Nations Lending Corporation is one of the fastest-growing mortgage lenders in the US. We're headquartered in the Cleveland, Ohio area and licensed to lend in all 50 states. With more than 90 branches, we employ more than 1,000 talented people. We empower our employees to pursue their career goals by supporting their unique and creative ideas while making our mission of "home loans. made human." an integral part of our company culture. We want you to Join The Nation! The Underwriter Level III is responsible for the analysis of submitted conventional, USDA, FHA Total Scorecard and Manual, VA Test Cases, HMFA/DPA Products for repayment capacity, capital, character, collateral, and property condition while adhering to Nations Lending Corp credit policies, agency guidelines, and investor overlays ESSENTIAL FUNCITONS * Review initial submission loan files for completeness, accuracy and compliance with Company, Agency and/or Investor guidelines. * Review and clear conditions * Develops and maintains an up to date and sound knowledge of multiple loan product guidelines offered by the Company, DU/LP Guidelines, and risk assessment tools used to decision mortgage loans. * Reworks loans to new terms, identified additional conditions as needed to insure a viable credit decision * Reviews and evaluates borrower(s) profile including but not limited to all income documentation, tax returns, credit reports, preliminary title report, judgments, bankruptcy documents and appraisals * Analyzes and calculates income documentation such as personal and business income statements and ensures all necessary documentation is requested to support final loan decisions * Exercises good judgment, conducts reasonableness tests and issues quality decisions * Determines accuracy and completeness of files; ensures processes are consistent * Demonstrates proficiency in automated underwriting systems (DU/LP) * Maintains pre-established service level standard of decisions within time-frame set by Company * Communicates regularly with sales team, processors and management * Assists in the preparation of repurchase responses and/or rebuttal reviews * Use all automated underwriting engine to review, analyze and underwrite loan files on first mortgage loans. * Check to ensure chain of title meets agency requirements and verify no unpaid liens or judgments. Qualifications and Education Requirements: * Ability to prioritize and be organized. * Excellent problem resolution and consultative skills * Preferred Skills: * Encompass LOS experience is a plus. * Ability to work in a fast paced, fluid environment and be held to minimum production standards * Bachelor's Degree or equivalent combination of education and underwriting experience * 3+ years of recent Mortgage Underwriting Experience. * Ability to calculate figures and amounts such as discount, etc. * Working knowledge of ATR/QM Requirements. * Strong computer skills; proficient in Microsoft Word, Excel and Outlook, DU / LP AUS systems * Skilled and professional written and verbal communication skills * Must be detail oriented, critical thinker, have strong analytical skills, good communication skills and an excellent customer service orientation. * Integrity and outstanding work ethic required Nations Lending expressly prohibits any form of discrimination or unlawful harassment based on race, color, religion, gender, national origin, age, genetic information, disability, veteran status, sex (including marital status, family status, pregnancy, sexual orientation, gender identity or gender expression). Improper interference with the ability of Nations Lending employees to perform their expected job duties is absolutely not tolerated. Nations Lending expressly prohibits any form of retaliation against individuals who raise any concerns regarding equal employment opportunities with the Company.

Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office. The Group Underwriter, Sr is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage. * Coordinates with other departments to ensure accuracy and consistency of overall account reporting. * Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates. * Performs post-sale reviews. * Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities and Experiences: * CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred * Level Funded medical underwriting experience strongly preferred. * Small group experience preferred. Job Level: Non-Management Exempt Workshift: 1st Shift (United States of America) Job Family: UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.

The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: + Supports Business Banking production by maintaining an individual pipeline of work. + Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. + Utilizes single approval authority up to $4MM. + Appropriately assess risk profile of borrower. + Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. + Tasks as needed to support the line of business and job family. + Act as primary back up for their manager as needed for team huddles & meetings. + Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. + Collaborate with both credit and segment risk to meet or exceed department goals. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: + Bachelor's degree in business related field + 3-4 years leadership / management experience + Ability to underwrite credit exposures in excess of $4MM. + Previous authority to underwrite and decision credits without additional signers. + Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. + Proficient use of Microsoft Office and other internet resources + Excellence in customer service, highly motivated, focused and goal oriented. + Excellent written and verbal communication skills, including grammar and demeanor. + Strong organizational skills with attention to detail, planning and follow-up. + Ability to work independently on multiple tasks without compromising quality. + Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

In Personal Lines, your work contributes to something bigger. You are part of a team that values your voice, champions your growth, and provides room to work in ways that drive success. Guided by a clear strategy and strong partnerships, your work makes a meaningful difference for agents, our customers, and each other. Rooted in Westfield's culture of trust, collaboration, and doing what's right, you are empowered to bring ideas forward and help shape what comes next. Job Summary The Personal Lines Market Underwriter, working under close supervision, is responsible for reviewing and analyzing insurance applications, generating profitable growth, and serving as the primary Personal Lines contact for an assigned group of agencies. The role pursues leads for new business pipeline, proactively engages and builds relationships with agencies in an assigned territory, reviews and approves new business within assigned authority level, analyzes books of business for assigned agencies and provides excellent customer service to agency partners. Job Responsibilities * Generates profitable growth and makes sound underwriting decisions for assigned agencies within clearly established guidelines. Ensures that policies are written in compliance with state and federal regulations regarding insurance policies. * Serves as the primary contact for assigned agencies and serves as representative on cross-functional teams. * Works closely with agents and brokers to ensure that policies are written correctly and in accordance with company guidelines, provides guidance on policy language, endorsements, and modifications to coverage. * Works with other underwriters and managers to develop underwriting acumen, industry knowledge and overall understanding of Westfield business operations. * Reviews insurance applications submitted by agents to determine whether the applicant meets the company's underwriting guidelines and assesses the risks associated with insuring them. * Evaluates large losses and refers to the Leader for approval, performs future status evaluations and documents for appropriate action, sets up and issues non-renewals, cancellations, and direct notices. * Uses various data sources to determine appropriate premiums and coverage levels, such as loss history, driving records, and risk exposures. * Identifies and completes required analysis to develop, deliver, and monitor agency business plans for key agencies. * Identifies potential risks associated with insuring an individual or property and recommends ways to mitigate those risks, such as adding endorsements or modifying policy language. * Provides excellent customer service to agents, answers questions, and resolves issues. * Develops and maintains relationships with agents and brokers to promote the company's products and services. Coordinates with assigned agencies as needed, evaluates and prepares relevant information while ensuring proper procedures and processes are followed. * Understands and applies the company's agency compensation philosophy including commissions, ACCP/supplemental compensation, and custom compensation options. * Stays up to date on industry trends, market conditions, and competitor intelligence to identify areas for growth or where the company may need to adjust its underwriting practices. * Travels occasionally in order to support essential functions of the role. This may involve traveling on short notice or other daily driving duties as assigned. Job Qualifications * 3+ years of experience in Personal Lines Underwriting. * Bachelor's degree in Business Administration, Risk Management, Finance, Economics, or a related field and /or commensurate experience. Location * Hybrid - defined as working three or more days per week in the office Licenses and Certifications * Working towards or possess a CPCU, AU, CIC, API, and/or AINS designation. Behavioral Competencies * Collaborates * Communicates Effectively * Customer Focus * Decision Quality * Nimble Learning Technical Skills * Personal Lines Underwriting * Property and Casualty Insurance * Insurance Industry Knowledge * Insurance Underwriting * Agency Management * Data Analysis and Reporting * Customer Service Management * Risk Management * Personal Lines Strategy * Knowledge Of State Specific Underwriting Statues This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

The Personal Lines Market Underwriter, working under close supervision, is responsible for reviewing and analyzing insurance applications, generating profitable growth, and serving as the primary Personal Lines contact for an assigned group of agencies. The role pursues leads for new business pipeline, proactively engages and builds relationships with agencies in an assigned territory, reviews and approves new business within assigned authority level, analyzes books of business for assigned agencies and provides excellent customer service to agency partners. Job Responsibilities Generates profitable growth and makes sound underwriting decisions for assigned agencies within clearly established guidelines. Ensures that policies are written in compliance with state and federal regulations regarding insurance policies. Serves as the primary contact for assigned agencies and serves as representative on cross-functional teams. Works closely with agents and brokers to ensure that policies are written correctly and in accordance with company guidelines, provides guidance on policy language, endorsements, and modifications to coverage. Works with other underwriters and managers to develop underwriting acumen, industry knowledge and overall understanding of Westfield business operations. Reviews insurance applications submitted by agents to determine whether the applicant meets the company's underwriting guidelines and assesses the risks associated with insuring them. Evaluates large losses and refers to the Leader for approval, performs future status evaluations and documents for appropriate action, sets up and issues non-renewals, cancellations, and direct notices. Uses various data sources to determine appropriate premiums and coverage levels, such as loss history, driving records, and risk exposures. Identifies and completes required analysis to develop, deliver, and monitor agency business plans for key agencies. Identifies potential risks associated with insuring an individual or property and recommends ways to mitigate those risks, such as adding endorsements or modifying policy language. Provides excellent customer service to agents, answers questions, and resolves issues. Develops and maintains relationships with agents and brokers to promote the company's products and services. Coordinates with assigned agencies as needed, evaluates and prepares relevant information while ensuring proper procedures and processes are followed. Understands and applies the company's agency compensation philosophy including commissions, ACCP/supplemental compensation, and custom compensation options. Stays up to date on industry trends, market conditions, and competitor intelligence to identify areas for growth or where the company may need to adjust its underwriting practices. Travels occasionally in order to support essential functions of the role. This may involve traveling on short notice or other daily driving duties as assigned. Job Qualifications 3+ years of experience in Personal Lines Underwriting. Bachelor's degree in Business Administration, Risk Management, Finance, Economics, or a related field and /or commensurate experience. Location Hybrid - defined as working three or more days per week in the office Licenses and Certifications Working towards or possess a CPCU, AU, CIC, API, and/or AINS designation. Behavioral Competencies Collaborates Communicates Effectively Customer Focus Decision Quality Nimble Learning Technical Skills Personal Lines Underwriting Property and Casualty Insurance Insurance Industry Knowledge Insurance Underwriting Agency Management Data Analysis and Reporting Customer Service Management Risk Management Personal Lines Strategy Knowledge Of State Specific Underwriting Statues This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Sr. Corporate Loan Processor is responsible for obtaining and verifying necessary documentation for underwriting the loan file and communicating directly with the customer and/or Loan Officer to obtain documentation for final loan approval. The Sr. Corporate Loan Processor works with dedicated branches at CrossCountry Mortgage. Job Responsibilities: Communicate with various companies to obtain vendor information including, but not limited to, verification of employment, title commitment, and payoff information. Verify vendor orders are completed and returned, and invoices are received and documented. Perform a thorough review and analysis of borrower's credit, income and assets as required by loan program before submitting the file to underwriting. Obtain a complete loan package before submitting to underwriting. Verify all required documentation in the file is complete and accurate and identifies any potential issues that may arise before submitting to underwriting. Prepare a loan approval summary for missing documentation before submitting to underwriting for Loan Officer/Branch Manager to review. Transfer a completely documented file to the underwriter to be approved or denied. Directly communicate with customers to obtain missing documentation required for the loan. Consistently manage a pipeline of 40 active loans and fund a minimum of 27 units per month. Manage pipeline within allotted turn times, prioritizing loans based on the department's Service Level Agreements (SLAs) and estimated close dates. Participate in branch pipeline calls, as necessary. Complete all training classes assigned by CrossCountry Mortgage, LLC before the due date. Review loans for compliance within RESPA, TIL, HMDA, Reg. B, etc. (all mortgage related regulations). Prepare proper disclosures and re-disclosures as required by regulations. Complete required loan submission, re-submission, and closing checklists. Document all communication related to the loan application in the LOS system's conversation log. Assist in coverage of co-worker's pipelines when needed. Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for personal loans worked on and/or loans worked on from other team members. Modify work schedule and occasionally work overtime as needed to fulfill responsibilities based on business needs. Performs other duties as required. Qualifications and Skills: High School Diploma or equivalent. 3-5 years' residential mortgage processing experience. Knowledge of RESPA guidelines, all mortgage and consumer lending regulations, Regulation Z and Regulation B requirements, and loan documents. Previous experience with Encompass. Excellent math and analytical skills. Excellent communication skills. Skilled at prioritizing to meet deadlines. Proficient knowledge of DU, LP, Microsoft Outlook, and Windows. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 21.00-24.00 Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Sr. Corporate Loan Processor is responsible for obtaining and verifying necessary documentation for underwriting the loan file and communicating directly with the customer and/or Loan Officer to obtain documentation for final loan approval. The Sr. Corporate Loan Processor works with dedicated branches at CrossCountry Mortgage. Job Responsibilities: * Communicate with various companies to obtain vendor information including, but not limited to, verification of employment, title commitment, and payoff information. Verify vendor orders are completed and returned, and invoices are received and documented. * Perform a thorough review and analysis of borrower's credit, income and assets as required by loan program before submitting the file to underwriting. * Obtain a complete loan package before submitting to underwriting. Verify all required documentation in the file is complete and accurate and identifies any potential issues that may arise before submitting to underwriting. * Prepare a loan approval summary for missing documentation before submitting to underwriting for Loan Officer/Branch Manager to review. Transfer a completely documented file to the underwriter to be approved or denied. * Directly communicate with customers to obtain missing documentation required for the loan. * Consistently manage a pipeline of 40 active loans and fund a minimum of 27 units per month. * Manage pipeline within allotted turn times, prioritizing loans based on the department's Service Level Agreements (SLAs) and estimated close dates. * Participate in branch pipeline calls, as necessary. * Complete all training classes assigned by CrossCountry Mortgage, LLC before the due date. * Review loans for compliance within RESPA, TIL, HMDA, Reg. B, etc. (all mortgage related regulations). * Prepare proper disclosures and re-disclosures as required by regulations. * Complete required loan submission, re-submission, and closing checklists. * Document all communication related to the loan application in the LOS system's conversation log. * Assist in coverage of co-worker's pipelines when needed. * Assist closing, secondary, and servicing to obtain documentation needed to clear outstanding suspense items for personal loans worked on and/or loans worked on from other team members. * Modify work schedule and occasionally work overtime as needed to fulfill responsibilities based on business needs. * Performs other duties as required. Qualifications and Skills: * High School Diploma or equivalent. * 3-5 years' residential mortgage processing experience. * Knowledge of RESPA guidelines, all mortgage and consumer lending regulations, Regulation Z and Regulation B requirements, and loan documents. * Previous experience with Encompass. * Excellent math and analytical skills. * Excellent communication skills. * Skilled at prioritizing to meet deadlines. * Proficient knowledge of DU, LP, Microsoft Outlook, and Windows. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: * Hourly Rate: 21.00-24.00 * Bonus Eligible if applicable The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law ("Protected Characteristics"). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************