Underwriter jobs in Bellevue, NE

United Risk is a global property and casualty insurance underwriting and distribution platform with deep worldwide technical resources, large underwriting capacity, and an entrepreneurial spirit. A performance outlier for over three decades, United Risk is a magnet for top-tier talent and has become the global choice of top quartile insurance entrepreneurs. Evaluate risk profile for prospects by collecting, organizing and entering data. Analyze exposures and experience to accept or reject new business and prepare submissions for pricing.Requirements: Associate's degree (experience can be substituted for a degree on a year by year basis). Proficient mathematical ability, especially decimals and percentages. Analyze data and make decisions in a high-volume environment. Work OT and weekends as needed for cyclical influxes of work load. Our Benefits Include: 100% employer-paid medical, dental, and vision insurance for employees. 401(k) plan with 100% immediate vesting and a 4% company match. Paid time off (PTO) and paid holidays. Life, disability, critical illness and accident insurance. Employee Assistance Program (EAP). Pre-tax Flexible Spending Accounts for health, dependent care, and commuter-related expenses. Tuition reimbursement. Fitness reimbursement and various additional quality-of-life benefits. United Risk Global is an international property and casualty insurance underwriting and distribution platform independently owned and operated by its practice partners and affiliated with Applied Underwriters operationally and through its common and powerful brand identity.

Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. At Jencap Insurance Services, we are driven to develop innovative and customized business solutions, offering ease of business with broad underwriting appetite, all the while backed by our tenured and highly skilled support teams. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity. The New Business Underwriter/Producer role is focused on new business development including marketing, managing and retaining a consistently growing book of business in keeping with agency and individual goals while building relationships with clients and maintaining a high level of responsive client service. The New Business Underwriter/Producer will work from our Springfield, MO office. Responsibilities: Effectively develop and present proposals on a timely basis Negotiate/execute new and renewal production and goals as established with management Develop and pursue prospects through solicitation, referral, target marketing and industry affiliations Secure information, recommendations for prospective accounts, present proposals and new accounts while adhering to prescribed policies and procedures and document electronic file accordingly Efficiently coordinate, present and process new business on timely basis Properly document all conversation and materials with insureds and/or carriers regarding exposures and coverages in the electronic file Assist in resolving any coverage issues/questions, audits, endorsements, accounting, claims or marketing issues as needed Requirements: Bachelor's degree or equivalent industry experience 5 Plus years Underwriting, Broker, or Sr. Underwriting experience with multi line binding experience Experienced in Packaged & Monoline Polices; P&C, Transportation and Garage. Experience in developing new business and growing the book of business and territory Willingness to travel within territory Maintain state-issued P&C license The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate. Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.

We are looking to add a Programs Underwriter to join our Innovative Program Solutions team in Waukee, IA. This team member will build a portfolio of IPS business collaborating with a supportive internal team with agent and carrier professionals. You will have the opportunity to help create and continuously improve underwriting guidelines, efficient workflows and operational processes that deliver optimal value for clients and partner stakeholders. In this role, you will exhibit the ability to understand client business operations and apply underwriting expertise to create best in class risk solutions and services. Essential Responsibilities: Develop and negotiate price, coverage terms and conditions for all new and renewal business generating profitable and sustainable growth. Collaborate with agents and brokers and align with carrier appetite and IPS guidelines. Manages and underwrites an IPS portfolio of business. Qualifications: Education: High school diploma; college degree preferred. Experience: Minimum 3 years administrative, customer service, or office experience, preferably in the insurance industry at a brokerage or provider organization. Licensing: Active state specific Life & Health/Property Casualty Insurance agent's license required or the ability to acquire license within three months of hire. Skills & Technical Competencies: Consistent ability and willingness to engage in both internal and external educational opportunities to enhance their knowledge of current insurance topics and relevant system improvements. Committed to pursuing relevant designations and continuing education as appropriate. Here's a little bit about us: Innovative Program Solutions (IPS) is a company that specializes in creating customized insurance programs and risk management solutions. They work with various industries to develop tailored insurance products that address specific needs and challenges. IPS typically collaborates with insurance carriers, brokers, and other stakeholders to design, implement, and manage specialized insurance programs that may include features such as enhanced coverage options, risk mitigation strategies, and cost control measures. Their goal is to provide innovative and effective solutions that help clients manage their risks more efficiently and protect their assets. In addition to being great at what you do, we place a high emphasis on building a best-in-class culture. We do this through empowering employees to build trust through honest and caring actions, ensuring clear and constructive communication, establishing meaningful client relationships that support their unique potential, and contributing to the organization's success by effectively influencing and uplifting team members. Benefits: In addition to core benefits like health, dental and vision, also enjoy benefits such as: Paid Parental Leave and supportive New Parent Benefits - We know being a working parent is hard, and we want to support our employees in this journey! Company paid continuing Education & Tuition Reimbursement - We support those who want to develop and grow. 401k Profit Sharing - Each year, Holmes Murphy makes a lump sum contribution to every full-time employee's 401k. This means, even if you're not in a position to set money aside for the future at any point in time, Holmes Murphy will do it on your behalf! We are forward-thinking and want to be sure your future is cared for. Generous time off practices in addition to paid holidays - Yes, we actually encourage employees to use their time off, and they do. After all, you can't be at your best for our clients if you're not at your best for yourself first. Supportive of community efforts with paid Volunteer time off and employee matching gifts to charities that are important to you - Through our Holmes Murphy Foundation, we offer several vehicles where you can make an impact and care for those around you. DE&I programs - Holmes Murphy is committed to celebrating every employee's unique diversity, equity, and inclusion (DE&I) experience with us. Not only do we offer all employees a paid Diversity Day time off option, but we also have a Chief Diversity Officer on hand, as well as a DE&I project team, committee, and interest group. You will have the opportunity to take part in those if you wish! Consistent merit increase and promotion opportunities - Annually, employees are reviewed for merit increases and promotion opportunities because we believe growth is important - not only with your financial wellbeing, but also your career wellbeing. Discretionary bonus opportunity - Yes, there is an annual opportunity to make more money. Who doesn't love that?! Holmes Murphy & Associates is an Equal Opportunity Employer. #LI-EG1

Argo Group International Holdings, Inc. and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. ("BWS"), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions. Job Description PURPOSE OF THE JOB: This role reviews and underwrites large books of business, diverse accounts, and evaluates complex risk scenarios or situations. ESSENTIAL FUNCTIONS: * Participants in rate-making meetings and frequently brings regional specific items that are noteworthy to the group for vetting. * Evaluates and assesses each component of a book of business and understanding the impact each risk has. * Evaluates requests for appeals, and departmental audits. * Presents presentations/webinars for other underwriters, marketing and agency groups. * Coordinates with Manager, marketing, field staff, or appropriate liaison if previous attempts to correct agent performance have gone unaddressed or have not been received well by agent. * Educates, coaches and trains agents on underwriting procedures, philosophy and new products. * Provides support for the agents and field management as an educator and coach regarding how to develop a profitable book of business. * Assists agents and field management on changes in guidelines and processes via teleconferences and webinars as well as in-person presentations. * Leads and coordinates smaller independent projects outside of normal job duties which frequently involve working with others in within and outside of the department and be able to accomplish independently. QUALIFICATIONS: * Associate degree. * Four to six years of experience. * Supervisory/management experience not applicable. OCCUPATIONAL REQUIREMENTS: * The position requires ability to effectively communicate with others to exchange information. * A person in this position performs a variety of routine work within established policies and procedures, and receives detailed instructions on new projects and assignments. * The position requires physical presence in company office on part-time or full-time basis. * No adverse working or environmental conditions expected. PREFERENCES: * Associate's or Bachelor's degree preferred, but not required. Equivalent experience considered in place of collegiate studies. * Some P&C industry and/or Farming or Commercial industry knowledge preferred. * AALU, AU, AINS certification. * Applicable designation strongly preferred, or progress towards. PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at ************. Notice to Recruitment Agencies: Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions. We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics. The collection of your personal information is subject to our HR Privacy Notice Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.

Will be filled at the appropriate level based on experience Do you have ag knowledge or an ag background? Are you a go-getter with high initiative, a positive attitude and strong customer service experience? Do you thrive in a work environment where you must multi-task, be detail oriented and have strong organizational skills? If so, this could be a great opportunity for you! Who We Are: With Farm Bureau Financial Services, our client/members can feel confident knowing their family, home, cars and other property are protected. We value a culture where integrity, teamwork, passion, service, leadership and accountability are at the heart of every decision we make and every action we take. We're proud of our more than 80-year commitment to protecting the livelihoods and futures of our client/members and creating an atmosphere where our employees thrive. What You'll Do: As an Ag Underwriter , you will exercise underwriting judgement to determine rate and risk selection for all agriculture lines of business. This includes reviewing changes, making modifications, rejections, cancellations, and non-renewal decisions in accordance with FBL policy. You will be responsible for assisting and educating the agency force through daily interaction, as well as assisting the claims department with ag claims settlement questions. You will define, implement and monitor a client service strategy consistent with our companies mission and vision. As an Ag Underwriter, you will also be in-office support for the Ag Marketing Underwriters out in the field. In this role, you will be responsible for driving the retention of profitable business through sound underwriting decisions and exceptional customer service. What It Takes to Join Our Team: * College degree or equivalent plus 5 years of relevant insurance experience is required. * Agriculture background/knowledge and underwriting/claims/insurance experience is preferred. * Strong customer service skills are required, including solid verbal communication and business professional writing skills. Must maintain a positive, customer focused attitude at all times. * Must have excellent problem solving, analytical and organizational skills. * Strong computer skills are required to quickly learn our multiple systems. * Must keep up-to-date regarding local, state and federal rules and regulations to insure government compliance and meet company guidelines. * Must be able to meet deadlines, work under pressure and shift priorities to achieve corporate and business unit goals. * Progress towards industry education is expected (AINS, AFIS, CPCU, etc). * Work from our office in West Des Moines, IA. What We Offer You: When you're on our team, you get more than a great paycheck. You'll hear about career development and educational opportunities. We offer an enhanced 401K with a match, low cost health, dental, and vision benefits, and life and disability insurance options. We also offer paid time off, including holidays and volunteer time, and teams who know how to have fun. Add to that an onsite wellness facility with fitness classes and programs, a daycare center, a cafeteria, and for many positions, even consideration for a hybrid work arrangement. Farm Bureau....where the grass really IS greener! If you're interested in joining a company that appreciates employees, provides growth and professional development opportunities and offers great benefits, we invite you to apply today! Work Authorization/Sponsorship: At this time, we are not considering candidates that need any type of immigration sponsorship now or in the future, such as additional or permanent work authorization. Applicants must be currently authorized to work in the United States on a full-time, permanent basis. We are not able to sponsor now or in the future, or take over sponsorship of, an employment visa or work authorization for this role. For example, we are not considering candidates with OPT status.

Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders' cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell's underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell's mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats. What you will do: Maintain profitability with appropriate risk selection, analysis and service of accounts based on Cowbell Cyber Insurance guidelines Manage relationships with insurance agents to negotiate pricing, coverages and other terms Servicing of renewal business throughout the year while maintaining our customer service standards Collaboration with the Business Development team to support their goals and strengthen partnerships with agents Maintain an expansive knowledge of the cyber insurance marketplace and current trends in the industry Easily identify areas where our unique capabilities provide us with a competitive advantage and build out processes that support these Actively participate in determining our approach to emerging threats, loss trends, marketplace changes and other trends in cyber risks Partner with the Engineering and Data Science teams to continually improve our technology and deliverable to the policyholder Serve as a subject matter expert for team on coverage questions Collaborate with a passionate team, have fun, grow, learn, and teach the company along the way What Cowbell needs from you: Bachelor's degree or equivalent work experience. Minimum 1+ years of underwriting experience, preferably in Cyber Technical expertise and product knowledge in Commercial Insurance Demonstrate ability to develop new renewable Cyber and Tech E&O business profitably over a significant period of time Knowledge of marketing principles, underwriting and pricing strategies Superb sales and marketing skills; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships Proven ability to successfully negotiate on all levels and develop producer relationships Strong track record of service orientation and teamwork Equal Employment Opportunity: We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status. Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE-Transparency, Resiliency, Urgency, and Empowerment-we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk. At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards. We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development. Cowbell is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website. For more information, please visit ************************ Cowbell Cyber does not permit the use of AI tools during any stage of our interview process. By submitting your application, you agree to complete all assessments and interviews without the use of generative AI assistance.

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days. Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.

Argo Group International Holdings, Inc. and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. (“BWS”), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions. Job Description PURPOSE OF THE JOB: The Underwriting Assistant will work closely with an experienced mentor underwriter and the Underwriting Manager. The Underwriting Assistant will support Underwriters by performing a variety of tasks including the preparation of new and renewal accounts for their mentor underwriter's review. The Underwriting Assistant will be responsible for collecting and analyzing underwriting information to ensure that proper documentation is in the file prior to referring to the Underwriter. The Underwriting Assistant is a home office-based desk underwriter, requiring periodic travel to meet with agents in the field. The Underwriting Assistant will provide a collaborative, consultative environment to our exclusive agents to support policy growth, profitability and retention. ESSENTIAL FUNCTIONS: Assists mentor Underwriter(s) to effectively manage Performance Based Renewal Underwriting programs, New Business submissions, Claim Underwriting Notices, Large Loss Notices, IRPM Referrals, Re-underwriting Projects, Production Referrals, etc. Reviews, appraises and recommends submissions for acceptance or refusal for mentor Underwriter. Works within assigned underwriting authority (limited) and company underwriting guidelines, to make acceptable terms, conditions, and pricing decisions on behalf of the company that supports the company's growth, profitability and retention objectives. Supports Underwriters by performing a variety of tasks and file work including preparation of new and renewal accounts for Underwriter review by collecting and analyzing information to ensure that proper documentation is in the file prior to referring to the Underwriter. Manages workflow queues and conducts timely and thorough reviews of all assignments in a manner that supports the department goals for turnaround time, and that meet the departments file quality and risk selection expectations. Provides timely and professional customer service to Field Agents and/or CSRs. Actively communicates with Field Agents and/or CSRs as needed to obtain necessary underwriting information. Participates in productive field visits to meet agents and learn their markets. QUALIFICATIONS: Associate degree. Supervisory/management experience not applicable. Minimum of one year of experience as an Associate Underwriter or a minimum of three years of other related insurance industry experience. OCCUPATIONAL REQUIREMENTS: The position requires ability to effectively communicate with others to exchange information. A person in this position performs a variety of routine work within established policies and procedures, and receives detailed instructions on new projects and assignments. PREFERENCES: Associate's or Bachelor's Degree is preferred, but not required. Equivalent experience considered in place of collegiate studies. Completion of at least two Associate in General Insurance (AINS) or Associate in Underwriting (AU) courses preferred. Demonstrated commitment to completing designation, and pursuing additional professional insurance education. JOB FAMILY: Level I: Assistant Underwriter Level II: Underwriter I Level III: Underwriter II Level IV: Underwriter III Level V: Senior Underwriter Level VI: Underwriting Consultant Level VII: Senior Underwriting Consultant Non exempt - $46100 - 58900 PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at ************. Notice to Recruitment Agencies: Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions. We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics. The collection of your personal information is subject to our HR Privacy Notice Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.

Job Title: Non-Delegated Mortgage Underwriter III What you'll do: A Non-Delegated Mortgage Underwriter III is responsible for underwriting conventional loans by reviewing the credit, capacity, and collateral characteristics of loan files to ensure it meets company and investor quality standards. * Manage individual pipeline on a daily basis by completing Conventional loans, simple and complex Underwriting Reviews, Conditions Reviews and other Underwriting Tasks within established turn times * Identify any document deficiencies, request additional information and/or documentation from Clients as needed * Expert ability to navigate and interpret all agency and company guidelines * Assist other department personnel in interpreting underwriting guidelines, update loan status and complete all necessary tasks assigned to loan. * Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans * Other duties as assigned What you'll need: * 5+ years mortgage industry experience, with 3 years recent frontline underwriting experience preferred in a wholesale or retail lending environment. * Ability to communicate effectively and professionally * Basic proficiency in Microsoft Office products (Excel, Word, etc.) * Encompass LOS experience preferred * Project management experience * College degree preferred but not required * Loan quality and risk management a must * Knowledge of FNMA and FHLMC guidelines * Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Product Advisor * Excellent Customer/Client service skills * Ability to work in a fast paced production environment * Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints * Excellent written and verbal communication skills * Prioritization and Time Management skills * Ability to learn and adapt to guideline changes Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. Western Alliance Bancorporation

Full-time Description AMBA is seeking a talented Underwriter to join our growing Client Delivery Team! We are looking for someone who thrives in an agile, team-oriented environment, is a critical thinker, and has a data driven mindset. About AMBA Since 1981, AMBA has been a trusted provider of essential coverage for retired public servants nationwide. Our reach extends to diverse groups, including hardworking public employees, state retirees, educators, military personnel, trade professionals, firefighters, law enforcement, Unions, Alumni groups, Allied Healthcare, and other non-profit associations. As a full-service marketing and membership development company, we proudly offer outstanding insurance services to our vast network of 44 million members across 450+ associations in all 50 states. Benefits Comprehensive benefits package including medical, dental, and vision insurance, spending accounts, and other voluntary benefits. Annual Bonus Program. Corporate 401k Matching. Generous time off including vacation days, 10 paid company holidays, and paid parental leave. Sick time that can be used for both physical and mental wellness days. Community Involvement perks, including 1 paid day off each year to volunteer with a local charity of your choice and company volunteer events. Free, confidential counseling and support through our Employee Assistance Program (EAP). Support & development to cultivate your knowledge and continuing education to support your professional designations. Business casual dress code. Hybrid work arrangement. About the Role As part of a growing team, you will bring a positive attitude and energy to our team. The primary duties are ensuring we are providing excellent service, product knowledge, and presenting the best possible coverage options to our new and existing clients. The Underwriter applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a commercial insurance risk. This role is responsible for providing ongoing service and account maintenance for multiple programs and/or products. The Day-to-Day Applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a risk with limited supervision. Contributes to the profitability of the business through the underwriting of new and renewal applications. Determines appropriate coverages and rates and prepares quote documents. Makes logical and precise recommendations to the carrier when required. Provides ongoing service and account maintenance for multiple programs and/or products. Assists with projects as needed. Ensures that all regulatory, compliance and transparency requirements are met and complies with all internal policies and procedures. Manages workload within established service levels and/or production requirements. Handles less complex accounts typically for one P&C program. Has limited underwriting authority and works within pre-stated rating structures as defined by the carrier. Requirements Underwriting background and experience preferred Insurance Industry experience preferred High School Diploma Must be Property and Casualty Licensed or pass licensing test within 1 year Proficient in MS Excel and Word Ability to work well in team-based environment with a positive attitude Excellent written and verbal communication skills Excellent organizational and time-management skills to handle multiple tasks in a fast-paced environment AMBA is an equal opportunity employer committed to providing a workplace free from harassment and discrimination. We celebrate the unique differences of our employees because that is what drives curiosity, innovation, and the success of our business. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. We value diversity and the skills, knowledge, and experience that difference brings to our culture, attracting top talent with shared values and forming the foundation for a great place to work.

Full-time Description We are seeking a detail-oriented and analytical Credit Underwriter to assess creditworthiness and support lending decisions while also facilitating onboarding and account maintenance tasks for the Watercress contractor base. This role involves evaluating financial statements, credit reports, and risk factors to determine loan eligibility, ensuring compliance with internal policies and regulatory guidelines. The position requires collaboration with internal teams and external contractors to streamline the underwriting process, maintain efficiency, and uphold high credit quality standards. This role will also provide technical assistance and general support to those partners through regular phone, email, and chat interaction. This position will be located in West Des Moines, IA. RESPONSIBILITIES Coordinate the credit approval process, including but not limited to processing credit applications and initiating inquiries into customer's bank and trade references. Assess the creditworthiness of potential customers, including establishing payment terms and credit limits; handle special credit arrangements and deviations from standard terms of payment. Manage the full loan adjudication process by underwriting credit apps according to lending policies and evaluating risk to ensure the quality of the loan portfolio. Evaluate supplementary documents and condition loan accordingly, while documenting rationale behind loan decisions. Identify and log loans for exceptions while ensuring procedures are followed Assist with the establishment and implementation of credit policy; recommend policy adjustments as needed. Maintain knowledge of lending requirements, internal policies and procedures, and compliance and regulatory requirements. Strengthen and build lasting customer relationships with internal and external partners, including contractors via friendly, efficient and high-quality customer service Follow security and safeguarding procedures to protect against losses due to fraud and/or money laundering. Assist contractors with payment solutions and understanding/utilizing our financial products/services Track communication, activity, and action items within the Salesforce CRM and other network systems Performs other related duties as assigned by management.t. QUALIFICATIONS Bachelor's degree (B.A.) or equivalent, or two to four years related experience within the financial sector, or equivalent combination of education and experience. 1 year of underwriting experience Proficient in Microsoft Word, Excel, & Outlook. Excellent written and verbal communication skills. Strong knowledge of consumer credit and lending practices. Full capacity in assessing and evaluating consumer credit reports. Acute attention to detail and strong interpersonal skills. Excellent judgement with the ability to make timely and sound decisions Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm. Commitment to excellence and high standards. KNOWLEDGE AND SKILLS Knowledge of the credit and financial industry Experience and comfortability in a call center environment Strong communication skills- both written and verbal Superior time management and organizational skills Ability to work independently and within a team DETAILS Full time hours preferred, part time hours will also be considered Weekend and evening availability is required. The preferred schedule would be 9AM-5PM Saturday and four weekdays 1PM-9:30PM. Hybrid work schedule available, evenings and weekends are remote. Starting at $23.50 per hour depending on experience. Plus up to 7.5% of annual salary paid out on a monthly basis, based upon performance, after the first 90 days of employment All weekday hours after 5PM and all weekend hours are paid at a +10% pay differential Salary Description Starting at 23.50 DOE + Monthly Bonus Incentive!

Approves residential loans and exceptions to policy within scope of authority in accordance with company policy and secondary market guidelines. Evaluates risk and sets terms for approval based on investor and program specific guidelines. Provides evaluation and analysis of mortgage loan credit packages to determine compliance with investor and agency guidelines and compliance with outside agency rules and regulations. Reviews and approves appraisal reports, and assesses company risk due to property appraisal in accordance with guidelines. Maintains contact with outside agencies to obtain required information and/or documentation that may change periodically. Must have the ability to prioritize, be highly organized and have solid problem solving and decision making skills. Ensures Corporate Credit Policy and all Federal and State Lending Regulations are upheld. Requires direct endorsement with FHA (DE) and Senior Appraisal Reviewer designation from VA (SAR). Accurately evaluates and analyzes the credit risk factors in the determination of compliance with investor guidelines, outside agency rules and regulatory rules, and renders final loan decisions on mortgage loans. Sets forth in writing in an approved organizational format the terms for loan approval and modification or identifies reason for denial. Reviews appraisal reports and assesses company risk in accordance with investor program guidelines and regulatory guidelines. Reviews and determines that the appraisal process as established by Mortgage Central LLC was followed as required. Uses Encompass processing system to provide consistency of underwriting conditions. Completes all tracking screens as required for reporting or other purposes including but not limited to required HMDA data. Conducts final review of underwriting conditions to ascertain that the file will now meet program and investor guidelines. Maintains contact with outside agencies such as FHA, VA, FNMA, and FHLMC to obtain required information and/or documentation that may change periodically. Assists loan originators and processors as able with requests for assistance in structuring loans to meet investor requirements. Assists operations staff as able with questions regarding AUS systems, underwriting guidelines and any other underwriting related issues. Able to effectively communicate and discuss underwriting decision. Willingness to listen and evaluate challenges to underwriting conditions or decisions. Maintains job knowledge by reading and understanding pertinent and assigned investor announcements, bulletins, periodic updates and attendance at applicable training seminars. Works to identify, develop and train talented processors for possible promotion into underwriting. Perform all other duties as required. Identifies problems and develops procedures to resolve or correct the situation; monitors and measures the results. College degree preferred. High School Diploma and commitment to continuing job related course work acceptable. Minimum 3-5 years underwriting experience, knowledge of lending requirements and experience and proficiency in analyzing risk. Proficient in Microsoft Office Suite, use of the Internet and Encompass processing systems. Proficient in analyzing risk and underwriting conventional and government loans to secondary market guidelines. Attention to detail and accuracy. Must have excellent written communication and strong verbal skills. Projects a professional image and collaborates with others to accomplish goals and demanding deadlines.

Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Farmer Mac is looking to hire a driven, analytical, and personable individual with five (5) or more years of credit, lending, and structuring experience or three (3) or more years of relevant renewable energy experience for the position of Credit Underwriter for its Infrastructure Finance team. Team Summary Farmer Mac's Infrastructure Finance team is a fast-paced, knowledgeable, mission-oriented team lending to organizations that finance renewable energy project finance transactions, power and utility entities and broadband companies, in addition to providing wholesale lending to a select group of financial institutions. Infrastructure Finance has delivered significant growth and is a crucial business in the execution of Farmer Mac's strategic plan. The segment's focus is on deepening existing client relationships, developing new customer relationships, and diversifying the products offered to clients. Position Summary The primary responsibilities of the Credit Underwriter include underwriting new loan opportunities, writing analytical credit recommendations, running sensitivity models, and portfolio management as it pertains to the Renewable Energy segment. The Credit Underwriter will maintain power and utilities industry knowledge with an emphasis on renewable energy and help to maintain key relationships with customers and business partners. The Credit Underwriter will develop internal relationships to help conduct portfolio activities leading up to credit approval, as well as post-approval processing; and be a part of the team driving new product innovation. This role is expected to contribute immediately towards accelerating growth within Farmer Mac's Renewable Energy segment and contribute significantly to Farmer Mac's strategic objectives and initiatives. Who You Will Work With The Renewable Energy Credit Underwriter will report directly to the Senior Director - Credit Underwriting. The position holds a high level of visibility within the company and will have regular interaction with Senior Managing Director of Infrastructure Finance, Managing Director of Renewable Energy, Relationship Managers, Transaction Management, and Farmer Mac internal and external counsel. The position will also have a high degree of interaction with Farmer Mac credit committee, including the Chief Credit Officer, and Farmer Mac clients. Where and When You Will Work The position can be remote or based in Farmer Mac's Washington, DC or Johnston, IA, locations. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Key Responsibilities Primary contributor in the underwriting, portfolio management process, serving as a direct point of contact for client interaction during the underwriting and structuring phase. Review, analyze, and assess complex transactions from a variety of counterparties across project finance space within the United States, with a focus on renewable energy. Review and critically evaluate potential transactions including structure, key counterparties, technology, contracts, and financial projection models. Review loan documentation and consultant reports of potential opportunities for acceptability of terms and conditions and advise on structural considerations. Prepare and conduct credit presentations, recommending new or incremental credit exposure to the credit committee. Work with Relationship Manager, Transaction Management, Loan Operations, and Legal to coordinate the close of transactions. Manage an existing portfolio of borrowers, track ongoing financial performance and trends, report on covenant compliance, and ensure accurate borrower risk ratings. Secondary contributor in preparing annual reviews with risk rating rationale, managing portfolio credit actions including amendments, waivers, and consents. Develop and maintain knowledge of specific industries, economy, market conditions, rates, and competition. Professional Experience/Qualifications Bachelor's degree in finance, accounting or related. Five (5) or more years of credit underwriting experience or three (3) or more years of relevant renewable experience (e.g. development, finance, project management). General understanding or willingness to learn specific dynamics of power industries and project finance structures. Ability and desire to eventually handle renewable energy deal opportunities largely autonomously, including sensitizing financial models, calculating financial ratios, reviewing third-party reports and financing agreements, having awareness of power industry technologies and key participants, identifying key strengths and weaknesses, developing reasonable credit solutions, and providing credit recommendations. Excellent skills in credit analysis, quantitative and qualitative assessments, valuation, loan underwriting, and documentation review. Ability to work well in a team environment. Must have strong written and verbal communication abilities. Self-starter with strong work ethic and the ability to work on one or more tasks efficiently and effectively with minimal supervision. Broad knowledge of risk management processes and functions. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. The typical base pay range for this role is $115,000 to $145,000 per year. Compensation will vary based on experience and geographic work location.

When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide: + Award-winning culture + Inclusion and diversity as a priority + Performance Based Incentive Plans + Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability + Generous PTO (including paid time to volunteer!) + Up to 9.5% 401(k) employer contribution + Mental health support + Career advancement opportunities + Student loan repayment options + Tuition reimbursement + Flexible work environments **_*All the benefits listed above are subject to the terms of their individual Plans_** **.** And that's just the beginning... With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today! **General Summary:** The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners. **Principal Duties and Responsibilities** + Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers. + Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases. + Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these + Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences + Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners + Assist with training, technical development and mentoring more junior underwriters **Job Specifications** + Bachelors degree or equivalent, relevant business experience + Demonstrated, consistent proficiency at Underwriter level + Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits + Strong technical expertise in risk selection + Demonstrated understanding of top-line and bottom-line objectives + Exhibit strong knowledge of sales/distribution process and market trends + Solid mentoring and coaching skills + Strong creative problem solving skills + Strong critical thinking/analytical reasoning skills + Strong communication skills, both verbal and written + Strong organizational skills and ability to handle multiple priorities + Strong ability to be persuasive and to negotiate + Demonstrated ability to work both independently and in a team environment + Exhibit a strong commitment to quality and personal ownership of results \#LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide. Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience. $53,300.00-$100,700.00 Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans. Company: Unum

About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

The Commercial Underwriter within Credit Administration possesses a thorough knowledge of all types of commercial credit transactions and complexity levels. Participate in special assignments and projects as appropriate. What You Will Be Doing * Preparing credit approval offerings for all types of transactions, primarily focused on commercial real estate transactions. Credit approval documents will include but not be limited to new and renewed loan offerings and modifications. May include various pre- and post-approval activities as necessary. * Comprehensive knowledge of underwriting activities, practices, tools and considerations, and the ability to manage the underwriting process. Expect to serve as a resource on credit structuring, economic and industry research and analysis. * Working independently with little oversight. * Using independent judgement to identify and mitigate risks, prepare offerings and risk ratings by analyzing credit, collateral and financial worthiness of borrowers, guarantors and credit structure. Ensuring credit quality and portfolio integrity are given the highest consideration when making credit recommendations. * Actively participating in the deal team, working closely with relationship managers, senior leaders and credit administration. Direct client interaction, as needed. * Providing recommendations on credit decisions for Executive Loan Committee supported by objective commentary and analysis. Expect to actively participate in committee presentations and discussion. * Developing a strong working knowledge of the Bank's internal commercial loan policy, ensuring compliance and any relevant exceptions are identified and mitigated. * Ongoing portfolio monitoring and servicing with renewals, amendments, modifications and relationship reviews, if applicable. Work with Credit Review team to ensure file inconsistencies and inaccuracies are resolved. * Bachelor's degree, required, MBA preferred, from four-year college or university * A minimum of five years' experience and/or training in a financial services environment * Completion of a formal commercial credit training program (or equivalent work experience in this field) * Proficient in Microsoft Office Suite * Works well in a dynamic environment, managing multiple tasks and an, at times, stressful environment * The ability to execute these job responsibilities independently and autonomously as well as to collaborate with team members is an important aspect of the position. Be a part of a growing company that is truly committed to its employees and clients. Consider joining the First Bank family. As a member of our family, you are part of one of the largest independent banks in the U.S. We are proud of our growth and success over the past 100 years and look forward to a bright and promising future. Diversity At First Bank one of our biggest strengths is the diversity of our people. Our mission is to capitalize on the diversity of our associates and promote personal and professional development throughout every area of the organization. We encourage diversity by actively seeking employees from various backgrounds, walks of life, and job skills. We strongly encourage you to apply whenever a First Bank job opportunity interests you. First Bank is a VEVRAA Federal Contractor and an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected Veteran status. At First Bank, we embrace a hybrid work environment which allows employees to work at least two full days in the office with more or all in-office days expected of our client facing teams and the groups that support them in the business. First Bank will evolve its hybrid work schedule to include three days a week in the office and this role will eventually be in the office, three full days a week. The range for this role takes into account many factors that First Bank considers when making hiring decisions, including but not limited to, prior experience, skill set, training, and other internal business and organizational factors. First Bank generally does not hire at or near the top of the range below. The range is driven by the geographic location of our estimated hiring location; however, the specific range may vary depending on the geographic location for remote positions. Compensation decisions depend on the specific facts and circumstances of each hiring instance. A reasonable estimate of the current pay range: $75,000 - $90,000

Responsibilities Summary: When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Burns & Wilcox offers unparalleled resources and exposure for those looking to excel in the specialty insurance industry. We are looking for candidates with an entrepreneurial spirit and drive for career advancement to join our team as a Personal Lines Underwriter. This is an outstanding opportunity to grow a book of business by selecting and writing new business through the cultivation of client relationships. * Build, maintain, and grow a book of business * Manage agency relationships and serve as lead client contact * Create and execute marketing plan to increase new and renewal business * Rate, quote and bind each risk to determine acceptability, coverage, and pricing for large or complex renewals as well as new business * Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management * Monitor key metrics to formulate corrective action impacting new business hit, renewal retention, premium growth, and loss ratio * Lead, train, and develop Associate Underwriters Qualifications * Bachelor's degree or equivalent combination of education and experience * 3+ years of commercial lines underwriting experience required, excess & surplus experience preferred * Demonstrated proficiency in sales and marketing * Insurance license, CPCU, CIC or comparable designations preferred * Interest in continued education and professional development * Travel if necessary in order to foster strong client relationships Benefits: * Competitive base compensation & sales incentive bonus plan * Employer paid continuing education courses and designations via access to Kaufman Institute * Health and welfare benefits including medical, vision and dental * 401K with employer match * Paid vacation, sick time, and holidays * Access to Kaufman Wellness Program * Flexible and hybrid work options About Our Company Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector. Equal Opportunity Employer The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, pregnancy, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate. In addition, Kaufman will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.