Underwriter jobs in Bellevue, NE

Want to work for a Berkshire Hathaway company? Here's your opportunity! We are a commercial property & casualty insurance company looking to fill entry-level underwriting positions. We consider a variety of backgrounds and do not require insurance experience. Our on-the-job training provides the right candidate the opportunity to be successful in this position. What is underwriting? Insurance underwriters use analytical skills to review information from an applicant to evaluate the degree of risk involved in a business or operation to determine if the applicant should be approved for a policy. The underwriter then uses our technology and data to determine the coverages to provide and the premium to be charged for the risk. Our underwriting professionals utilize strong communication and customer service skills by asking questions and making decisions over the phone and via e-mail with our agents. Looking for an excellent benefits package? We offer a retirement and savings plan with dollar for dollar 5% company match, a paid upfront education reimbursement program, and health, dental, vision, life, and disability plans. Career Progression, hybrid work schedule, casual dress Health conscious? Our wellness program is integrated into the Company culture with a brand new on-site fitness center and an online wellness portal that offers a year-round, one-stop-shop to manage and track all areas of health, plus more. Want to get involved? Our Emerging Professionals Group offers opportunities for volunteerism, social gatherings and professional development on a quarterly basis. Worried about parking downtown? Don't be. The Company subsidizes the majority of the cost. The most you'll pay is $5 a month. We hope you'll consider joining us! Qualifications: Bachelor degree or equivalent Knowledge of basic math Ability to solve problems and make decisions Excellent customer service skills Ability to multi-task

HNAS (Health Now Administrative Services) offers flexible, cost-effective solutions for employee health benefits. HNAS is part of Highmark Health, a national blended health organization with a mission to create remarkable health experiences. Our culture is built on your growth and development, collaborating across our organization, and making a big impact for those we serve. This job serves as the single-point-of-contact for sales teams and assigned customers, delivering insights and recommendations to sales in order to aid customer acquisition/retention while maintaining performance goals. This incumbent will collaborate with cross functional team members on client-level quotes and function as a trusted adviser by providing financial and risk management support to sales as well as strategic insight. **ESSENTIAL RESPONSIBILITIES** + Understand department and the company'sstrategic goals and competitive position and drives client-level results towards these ends. Actively work with Sales team to manage portfolio of clients towards financial and business targets, e.g. membership, revenue, margin, etc. + Proactively draw insights from quote details, client understanding and regional insights to deliver best-possible recommendation to Sales. State and maintain independent perspective, including under pressure from more senior individuals, identifying opportunities and concerns. + Responsible for portfolio of clients through underwriting engagement, from identification through documentation of final sold-contract details + Assess risk by looking at various risk measures such as risk scores, demographic analysis, and turnover considerations. + Serve as the accountable owner for all quotes delivered to sales partners. Develop a perspective on each client package deliverable. Clearly and confidently communicates Underwriting's position on the risk profile of each client + Identify tool improvement needs and communicates needs to Product Development teams + Maintain accurate book management details including concession budget + Other duties as assigned or requested. **Required** + Bachelor's Degree in Science, Technology, Mathematics or related field **Substitutions** + Six (6) years additional experience required in lieu of degree **Preferred** + None **EXPERIENCE** **Required** + 3 years of Health Care Underwriting OR risk mgmt OR actuary work OR applying advanced mathematics to include + 1 years of external client interaction or comparable external interactions **Preferred** + 1 year in Risk Management **OR** of Actuary work **OR** of applying Advanced Mathematics **LICENSES or CERTIFICATIONS** **Required** + None **Preferred** + None **SKILLS** + Understanding of health products, services, risk assessment and techniques + Consultative mindset + Strong Oral and Written Communications skills **Language (Other than English):** None **Travel Requirement:** 0% - 25% **PHYSICAL, MENTAL DEMANDS and WORKING CONDITIONS** **Position Type** Office-based Teaches / trains others regularly Rarely Travel regularly from the office to various work sites or from site-to-site Occasionally Works primarily out-of-the office selling products/services (sales employees) Never Physical work site required Yes Lifting: up to 10 pounds Constantly Lifting: 10 to 25 pounds Rarely Lifting: 25 to 50 pounds Never **_Disclaimer:_** _The job description has been designed to indicate the general nature and essential duties and responsibilities of work performed by employees within this job title. It may not contain a comprehensive inventory of all duties, responsibilities, and qualifications required of employees to do this job._ **_Compliance Requirement_** _: This job adheres to the ethical and legal standards and behavioral expectations as set forth in the code of business conduct and company policies._ _As a component of job responsibilities, employees may have access to covered information, cardholder data, or other confidential customer information that must be protected at all times. In connection with this, all employees must comply with both the Health Insurance Portability Accountability Act of 1996 (HIPAA) as described in the Notice of Privacy Practices and Privacy Policies and Procedures as well as all data security guidelines established within the Company's Handbook of Privacy Policies and Practices and Information Security Policy._ _Furthermore, it is every employee's responsibility to comply with the company's Code of Business Conduct. This includes but is not limited to adherence to applicable federal and state laws, rules, and regulations as well as company policies and training requirements._ **Pay Range Minimum:** $50,200.00 **Pay Range Maximum:** $91,200.00 _Base pay is determined by a variety of factors including a candidate's qualifications, experience, and expected contributions, as well as internal peer equity, market, and business considerations. The displayed salary range does not reflect any geographic differential Highmark may apply for certain locations based upon comparative markets._ Highmark Health and its affiliates prohibit discrimination against qualified individuals based on their status as protected veterans or individuals with disabilities and prohibit discrimination against all individuals based on any category protected by applicable federal, state, or local law. We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the email below. For accommodation requests, please contact HR Services Online at ***************************** California Consumer Privacy Act Employees, Contractors, and Applicants Notice Req ID: J265852

At CVS Health, we're building a world of health around every consumer and surrounding ourselves with dedicated colleagues who are passionate about transforming health care. As the nation's leading health solutions company, we reach millions of Americans through our local presence, digital channels and more than 300,000 purpose-driven colleagues - caring for people where, when and how they choose in a way that is uniquely more connected, more convenient and more compassionate. And we do it all with heart, each and every day. **Position Summary:** CVS is looking for an experienced **Underwrite** r supporting our **Stop-Loss** team! As a Underwriter for Stop-Loss, this role is part of the Stop Loss Center of Excellence. In this role, you will support the organization's ability to achieve its financial and strategic goals through effective underwriting by identifying and manages risk focused on stop loss risk to maximize revenue, membership, and earnings. In this role you will perform underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings. Responsibilities: + Applies in-depth knowledge of the Underwriter field to offer feedback for decisions and innovation strategies that enhance organizational growth and visibility for Stop Loss. + Reviews work for accuracy and recommends pricing and/or accounting alternatives based on financial analysis, underwriting principals, and business strategy. + Conducts audits on premiums, fees and claim wires to ensure all receivables are accounted for and accurate. + Working knowledge of business intelligence + Working knowledge of problem solving and decision-making skills + Adept at collaboration and teamwork **Required Qualifications** + **Must have: 3+ years of UW work experience in Stop Loss: please have this on your resume.** + Bachelor's degree or equivalent experience + 3+ years experience coaching more junior colleagues in techniques, processes, and responsibilities. + 5 - 7 years experience **Preferred Qualifications** + 3+ years experience with establishing and implementing results-based programs and innovative initiatives for the Underwriter area, under general supervision. + Experience and/or exposure to stop loss rating tools and processes as well as evaluating risk associated with the Stop Loss product. + Experience delivering complex, new business Stop Loss quotes and existing business renewals to manage risk while growing and retaining membership. **Education** + Bachelor's degree preferred. **This remote role does not support sponsorship at this time.** _Candidates who do not have experience in underwriting for stop loss on their resume will not be considered at this time._ **Anticipated Weekly Hours** 40 **Time Type** Full time **Pay Range** The typical pay range for this role is: $54,300.00 - $159,120.00 This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above. Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong. **Great benefits for great people** We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include: + **Affordable medical plan options,** a **401(k) plan** (including matching company contributions), and an **employee stock purchase plan** . + **No-cost programs for all colleagues** including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching. + **Benefit solutions that address the different needs and preferences of our colleagues** including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility. For more information, visit ***************************************** We anticipate the application window for this opening will close on: 07/28/2025 Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws. We are an equal opportunity and affirmative action employer. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex/gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Company Details Berkley Aspire is an excess & surplus lines insurer of commercial risks unable to find a home in the standard markets. We are an operating unit of WR Berkley, a publicly traded (NYSE “WRB”) global insurer founded in 1967. We make excess & surplus lines easy - easy for our distribution partners, easy for the businesses they represent, and easy to navigate. The lines of coverage we underwrite include general liability, property, and excess liability. Our model is different than our competitors - we do the premium billing and do not add interest/ finance percentage, we offer enhanced commissions, and we handle the stamping, affidavit filings, and other behind-the-scenes paperwork. Our company culture is entrepreneurial, employee centric, and focused on sustainable growth. Aspire teammates work either remotely or on a hybrid schedule from offices in Scottsdale, Cincinnati, and Richmond. If you are looking for a company that offers room for advancement, great benefits, and positive vibes, then Aspire may be the place for you! ********************* Responsibilities We're seeking a Territory Underwriter - NE, OK, KS This role drives profitable growth across Nebraska, Oklahoma and Kansas, by underwriting new business, managing agency relationships, and identifying new opportunities. Key Responsibilities: Agency Engagement: Build and strengthen agency relationships through education, outreach, and strategic collaboration. Underwriting Excellence: Evaluate risks, set terms, and price policies within authority to meet profitability goals. Performance Goals: Achieve targets for new business, rate changes, and underwriting quality. Service Standards: Deliver timely quotes, endorsements, audits, and policy issuance with precision and consistency. Risk Management: Review inspections, audits, and endorsements to ensure accurate coverage and premium adequacy. Mentorship: Support and coach junior underwriters to build team capability. Reinsurance Coordination: Assess facultative reinsurance needs and manage cession processes. Qualifications Proven success in commercial P&C underwriting with 5+ years of experience; E&S and surplus lines expertise strongly preferred. Skilled in working with independent agents and managing agency relationships. Strong analytical, communication, and relationship-building skills. Proficient in Windows-based tools (Word, Excel, Email); experienced in paperless environments and online underwriting platforms (e.g., SAGE, Silver Plume, Reference Connect). This role requires regular travel within the assigned territory-up to 50%-to support business needs, client engagement, and operational effectiveness. Candidates must demonstrate flexibility and readiness to travel approximately 1-2 weeks per month. Travel requirements support making approximately 120 in-person agency visits annually, averaging around 10 visits per month. Sponsorship Details Sponsorship not Offered for this Role

**Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan. **What you'll do:** + A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting. + Maintains highly confidential information concerning loan applicants. + Requires high level of organizational skills and ability to work on several tasks simultaneously + Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable. + Applies and interprets company underwriting guidelines and makes sound credit decision. + Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information. + Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies. + Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs. + Determines any conditions, stipulations or pre-funding requirements. + Reviews and clears underwriting conditions, stipulations or pre-funding requirements received. + Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise **What you'll need:** + 5+ years mortgage underwriting work experience. + Experience Underwriting Non Agency or Non QM Loans + Paperless Loan Origination System experience preferred. + DU and LP experience required. + Experience working in a paperless environment preferred. **Our Company:** Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** . **What is the value proposition to joining the team?** + Increased earning capacity due to access to our 48 state territory. + Ability to market faster and more efficiently inside the operation. + Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible. + Professional account manager's partner with you and your brokers to add value every step of the way. + Base pay plus an industry leading commission plan. + Take over existing accounts. **What We Offer:** + Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed. + Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. + Customized training programs to help you advance your career. + Employee referral bonuses so you'll get paid to help Carrington and Vylla grow. + Educational Reimbursement. + Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org. Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

125020 Zurich is seeking an experienced Senior Construction Professional Liability Underwriter, (Sr. Level III or AVP Level IV) to join our Specialties Construction team. We are open to hiring talent at any Zurich office location. We may, at the sole discretion of the Hiring Manager, be open to hiring remote talent. This role will be filled at either the Senior Construction Professional Liability Underwriter (Level III) or AVP, Construction Property Underwriter (Leve IV). The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. As a Construction Professional Liability Underwriter, (Sr. Level III or AVP Level IV) you will handle complex new and renewal domestic Construction Professional Liability accounts and serve as a Subject Matter Expert on the team. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with Select Brokers focused in the US. In this role, you will: + Administer and monitor underwriting rules and guidelines, insurance laws and regulations, and rating annual rules. + Develop, maintain & collaborate with Line of Business representatives on referrals and other business related needs, as appropriate. + May provide guidance to lower level associates. + Develop and maintain relationships with distributors (agents & brokers) in support of business retention and acquisition and works with customers and distributors (agents & brokers) to determine their insurance related needs and provide solutions. + Supports the sales culture by being a Help Point for agents, brokers and customers. + Proactively seek renewal and new account opportunities. + Complete detailed opportunity assessment with key distributors to identify growth opportunities + Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity. + Make broker/customer and on-sight calls with a planned and well-prepared purpose Basic Qualifications, Senior Level III: + High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area OR + High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area AND + Knowledge of Microsoft Office + Experience working on time restraints for quotes on new and renewal business + Experience working in a team environment OR Basic Qualifications, AVP Level IV: + High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area + OR + High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area OR + Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area AND + Experience with Microsoft Office Preferred Qualifications (Both Levels): + Bachelor's Degree + Technical knowledge of Construction Professional Liability Underwriting + Established broker relationships (retail brokers). + Sales execution mindset + Creative problem solving skills + Strong verbal and written communication skills At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please clickhere (****************************************** . Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply as they will be considered based on their experience, skills, and education. The compensation indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The combined salary range for this position is $98,500.00- $215,000.00. The proposed salary range for the Senior level is $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%. For the AVP level is $130,000.00- $215,000.00, with short-term incentive bonus eligibility set at 20%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please clickhere (********************************* to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - Philadelphia, AM - Addison, AM - Atlanta, AM - Boston, AM - Charlotte, AM - Chicago, AM - Cleveland, AM - Denver, AM - Edina, AM - Gold River, AM - Greenwood Village, AM - Houston, AM - Los Angeles, AM - Maitland, AM - Minneapolis, AM - New York, AM - Omaha, AM - Overland Park, AM - Owings Mills, AM - Pittsburgh, AM - Remote Work (US), AM - Rocky Hill, AM - Sacramento, AM - San Diego, AM - San Francisco, AM - Schaumburg, AM - Washington DC Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No Linkedin Recruiter Tag: #LI-BN1 #LI-DIRECTOR #LI-HYBRID EOE Disability / Veterans

Job Description Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders' cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell's underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell's mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats. Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders' cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell's underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019, Cowbell is based in the San Francisco Bay Area with employees across the U.S., Canada, U.K. and India and is backed by over 15 A.M. Best A- or higher rated reinsurance partners. What you will do: Maintain profitability with appropriate risk selection, analysis and service of accounts based on Cowbell Cyber Insurance guidelines Be creative in using underwriting techniques and Cowbell tools to write profitable business while complying with underwriting guidelines (think outside of the box without forgoing quality) Manage relationships with insurance agents to negotiate pricing, coverages and other terms Monitor rate adequacy, terms and loss ratios for assigned accounts to determine if adjustments or corrective actions are needed Servicing of renewal business throughout the year while maintaining our customer service standards Solicit and identify new business opportunities from brokers and internal business development colleagues Collaboration with the Business Development team to support their goals and strengthen partnerships with agents Maintain an expansive knowledge of the cyber insurance marketplace and current trends in the industry Easily identify areas where our unique capabilities provide us with a competitive advantage and build out processes that support these Actively participate in determining our approach to emerging threats, loss trends, marketplace changes and other trends in cyber risks Partner with the Engineering and Data Science teams to continually improve our technology and deliverable to the policyholder Serve as a subject matter expert for team on coverage questions Maintain detailed and accurate file documentation Collaborate with a passionate team, have fun, grow, learn, and teach the company along the way What Cowbell needs from you: Bachelor's degree or equivalent work experience. Minimum 1+ years of underwriting experience, preferably in Cyber Technical expertise and product knowledge in Commercial Insurance Demonstrate ability to develop new renewable Cyber and Tech E&O business profitably over a significant period of time Knowledge of marketing principles, underwriting and pricing strategies Superb sales and marketing skills; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships Proven ability to successfully negotiate on all levels and develop producer relationships Strong track record of service orientation and teamwork Solid analytical, problem solving and critical thinking skills Strong workload and time management abilities Moderate level of experience with Google Sheets or Microsoft Excel Some travel as needed (broker visits, conferences, etc.) What Cowbell brings to the table: Employee equity plan for all and wealth enablement plan for select customer facing roles Comprehensive wellness program, meditation app subscriptions, lunch and learn, book club, happy hours and much more Professional development and the opportunity to learn the ins and outs of cyber insurance, cyber security as well as continuing to build your professional skills in a team environment Equal Employment Opportunity: We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status. Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE—Transparency, Resiliency, Urgency, and Empowerment—we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk. At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards. We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development. For more information, please visit ************************

Job ID 223340 Posted 03-Jun-2025 Role type Full-time Areas of Interest Capital Markets CBRE is using this platform to provide general information to individuals who want to learn more about a career at CBRE. If an opportunity opens that matches your qualifications, we will reach out to you at that time. We are growing a world-class organization with a world-class team and appreciate your interest in CBRE. We welcome you to explore our Careers (**************************************** page and apply directly to any positions that interest you. We will not consider the submission of resumes on this platform as an expression of interest in any posted position at CBRE. **About the Role:** As a CBRE Underwriter, you are responsible for performing all due diligence necessary to make informed recommendation to loan committee regarding the risks and mitigates for securing multifamily bridge loans. **What You'll Do:** + Evaluate the risk involved with issuing short-term loans for multifamily properties. + Assess the property's worth, including its current market value and potential After Repair Value (ARV). + Examine the property's ability to generate sufficient income to cover loan payments and other expenses, often through discounted cash flow (DCF) modeling. + Understand the local market conditions, including occupancy rate, rental rate, and competition, to assess the property's long-term potential. + Review the borrower's financial history, experience, and overall financial capacity to repay the loan. + Ensure all required documentation is in order and the loan complies with the applicable regulations and guidelines. + Other related tasks include credit and real estate analysis, processing incoming exhibits and preparing final delivery of investor packages. + Lead by example and model behaviors that are consistent with CBRE RISE values. May convince to reach an agreement. + Impact the quality of own work and the work of others on the team. + Work primarily within standardized procedures and practices to achieve objectives and meet deadlines. + Explain complex information to others in straightforward situations. **What You'll Need:** _To perform this job successfully, an individual will need to perform each crucial duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions._ + Bachelor's degree and 2+ years' experience in the evaluation of commercial real estate properties including property inspections, reviewing financial statements, and underwriting loan transactions. + Ability to use existing procedures to solve standard problems. + Experience with analyzing information and standard practices to make judgments. + In-depth knowledge of Microsoft Office products. Examples include Word, Excel, Outlook, etc. + Organizational skills with a strong inquisitive mindset. + Advanced math skills. Ability to calculate complicated figures such as percentages, fractions, and other financial-related calculations. + Willingness to travel as needed. + Applicants must be currently authorized to work in the United States without the need for visa sponsorship now or in the future. **Why CBRE?** When you join CBRE, you become part of the global leader in commercial real estate services and investment that helps businesses and people thrive. We are dynamic problem solvers and forward-thinking professionals who create significant impact. Our collaborative culture is built on our shared values - respect, integrity, service and excellence - and we value the diverse perspectives, backgrounds and skillsets of our people. At CBRE, you have the opportunity to realize your full potential. **Our Values in Hiring** At CBRE, we are committed to fostering a culture where everyone feels they belong. We value diverse perspectives and experiences, and we welcome all applications. **Equal Employment Opportunity:** CBRE has a long-standing commitment to providing equal employment opportunity to all qualified applicants regardless of race, color, religion, national origin, sex, sexual orientation, gender identity, pregnancy, age, citizenship, marital status, disability, veteran status, political belief, or any other basis protected by applicable law. **Candidate Accommodations:** CBRE values the differences of all current and prospective employees and recognizes how every employee contributes to our company's success. CBRE provides reasonable accommodations in job application procedures for individuals with disabilities. If you require assistance due to a disability in the application or recruitment process, please submit a request via email at recruitingaccommodations@cbre.com or via telephone at *************** (U.S.) and *************** (Canada). CBRE, Inc. is an Equal Opportunity and Affirmative Action Employer (Women/Minorities/Persons with Disabilities/US Veterans)

WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Mentor and train Underwriters I and II * 2nd level review of Underwriters I and IIs' work * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required * Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required * Familiar with FNMA/FHLMC guidelines * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Superior ability to communicate effectively in both verbal and written form * Strong time management skills to plan and organize a high daily loan volume * Strong ability to be very detail oriented * Must be a team player and work constructively with their fellow colleagues * Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives *Compensation* Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** ABOUT CITY NATIONAL City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves. *City National Bank does business in Miami and the state of Florida as CN Bank. For more information about City National, visit ********************* *EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION* City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. ************************************************************************************************** If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking a talented Senior Group Underwriter to join our Workforce Benefits Team. This position is remote. As a Senior Group Underwriter you'll move Pacific Life, and your career, forward by being responsible for evaluating and assessing the risk of insuring groups for dental, vision, life, disability and supplemental health insurance products. This role involves analyzing detailed information to determine the terms and conditions of insurance policies, ensuring that the company maintains profitability while providing competitive insurance solutions. How you'll help move us forward: * Risk Assessment: Evaluate case characteristics and determine the risk involved in insuring a group. * Premium Calculation: Calculate appropriate premiums based on risk assessment and financial data. * Compliance: Ensure all policies comply with federal and state regulations. * Client Interaction: Works with brokers, clients, and other stakeholders to gather necessary information and provide underwriting decisions. * Market Analysis: Stay updated on industry trends and changes in insurance regulations to make informed underwriting decisions. * Documentation: Maintain accurate records of underwriting decisions, policies, and declined risks. The experience you bring: * 5+ years of experience * Typically requires a 4-year degree or equivalent experience * Requires in-depth knowledge and experience. * Uses best practices and knowledge of internal or external business issues to improve products or services. * Requires conceptual and practical expertise in own family and basic knowledge of related families. * Solves complex problems; takes a new perspective using existing solutions. * Represents a level at which career may stabilize for many years or even until retirement. You can be who you are. People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at ******************** What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife. Benefits start Day 1. Your wellbeing is important. We're committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. * Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents * Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off * Paid Parental Leave as well as an Adoption Assistance Program * Competitive 401k savings plan with company match and an additional contribution regardless of participation. Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $78,840.00 - $96,360.00 Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. * Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents * Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off * Paid Parental Leave as well as an Adoption Assistance Program * Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Are you an agent who has yet to master virtual sales? Or perhaps a great sales professional who has never been given the opportunity to earn what you are worth? If you answer yes to either question, then continue reading. Deeply committed to a culture of innovation and agent support, The Wells Agency offers agents a turnkey insurance sales method. Why Work with The Wells Agency? Review our 15-minute overview below. https://vimeo.com/917***********145acb?share=copy If you find alignment please book into my calendar and we will be able to answer questions and get you moving forward. ******************************************* · You will be trained to work with ready-to-purchase clients and have access to multiple A+ rated carriers. · We specialize in UL's, Term, Whole Life, Annuities with a heavy emphasis on using IUL's for the tax free retirement planning process. · We offer generous compensation up to 140% plus bonuses. · Consultative approach. No pressure sales required. · Agents will be trained in both tele sales and virtual presentations using Zoom. · We work in the middle class and senior markets where families are UNDER insured. · In-house and COMPLIANT marketing is offered. Responsibilities: · The ideal candidate will be willing to work a minimum of 20+ hours a week. · Be willing to learn our company's selling system including phone script, virtual presentation & product placement. · Team supported environment, communication and engagement is required with LMS (Learning Management System). · Must be able to review underwriting guidelines and make product selection based on clients age, health, and desired insurance coverage. Qualifications: · Licensed Life Insurance or Health Agents or TOP sales rep or willing to become Licensed. · Coachable, Patient, Ambitious and a Team Player mentality! · Must have basic computer skills. · Must have a smartphone and a laptop. The Wells Agency's Core Values are integrity, intelligence and innovation. Although all our licensed agents are independent contractors, we take great pride in training our sales team to become experts in their field of work.

Why Liberty First Credit Union? Join the best small company to work for in Lincoln and Omaha! We have 100+ associates and 7 locations in the Lincoln, Omaha and Seward areas. Our associates and members are key to our success as a Credit Union. Our goal is to continually strive to make LFCU a great place to work by providing meaningful work, career development, and professional development opportunities. Our benefits and associate programs are some of the most competitive and low-cost to associates amongst Nebraska employers. Job Title - Mortgage Loan Underwriter General Summary Responsible for underwriting residential loans, preparing necessary approval documents and reviewing files to ensure compliance with regulatory, investor, and credit union guidelines. Responsible for coordinating the overall file flow between processing and underwriting to ensure efficient and effective review of files and meeting target close dates. Mortgage Underwriter Job Duties Evaluate and underwrite residential mortgage loans including Conventional, FHA, VA, USDA, NIFA, and Portfolio/In-House. Ensure accuracy with secondary market, investor, or in-house guidelines prior to closing (appraisal, income, assets, credit, etc.). Ensure all underwriting requirements are met for pre-closing, closing, and post-closing along with making sure clear title insurance policy has been obtained with post-closing verification. Prepare weekly reports to inform loan officers of their loan progress/pipelines. Prepare all necessary approval documents including worksheets required to ensure compliance with regulatory guidelines and investors. Reviews conditions/resubmissions of existing files to ensure compliance with secondary marketing/regulatory guidelines. Calculates and verifies member's income, assets and liabilities, verifying credit worthiness and ability to repay loan. Analyzes loan file and renders loan approval within Credit Approval limits. Review individual pipeline work process to ensure timely turnaround time is being done. Ensures compliance with various mortgage regulations including but not limited to HDMA, TILA-RESPA, ECOA, etc. Maintain members and staff confidentiality and professionalism. Develop a working knowledge of the data processing system and department software. Credit Union Job Duties Actively support our “sales and service “culture and demonstrate these skills by communicating to associates the benefits/features of related products/services. Expect/embrace change by being flexible and adaptable. Meet performance objectives/expectations (i.e. Sales, Quality Service and Reliability). Participate in community/business related events. Conduct oneself in a positive professional manner in relationship to all credit union activities. Complete in-house training based on required classes set up for this position. Other duties as assigned. Requirements A minimum of 3 years of mortgage underwriting experience required with at least 2 years of experience tied to FHA loan underwriting. 5 years of experience preferred. FHA Direct Endorsement certification preferred. Professional, well-developed interpersonal skills required. Highly skilled at exercising appropriate judgment and decision-making required. Work Hours - Full-time Wage Wage is commensurate with experience and skills This position is eligible for a discretionary gain-share plan payment annually LFCU BENEFITS AND OTHER PROGRAMS Insurance Benefits Medical - LFCU pays 85% of premium, associates pay only 15% Dental - Free to associates Vision - LFCU pays 50% of premium Life and ADD - LFCU pays 100% of premium Short-term and Long-term Disability - LFCU pays 100% of premium AFLAC Supplemental -Cancer, Critical Care, Accident, Hospital - associate paid Flexible Spending Accounts (FSA) - Health Savings and Dependent Care Retirement Plan - Discretionary contributions: LFCU contributes 5% of associate earnings to Profit Sharing. LFCU matches 50% up to 5% of associate's 401(k) contributions. Gain Share Plan: Reviewed and approved by the Board annually, this discretionary plan rewards associates when the credit union achieves above average performance. Associates are also rewarded based on their level of performance and contributions to the success of the credit union. Paid Leave Vacation- 2 weeks/year Sick - 2 weeks/year Personal Day - 2 days earned after one year Holiday Pay - 6 paid holidays/year + 5 additional federal holidays per year. For 1 of the 5, staff are required to attend an all-staff meeting, the remaining 4 may be provided as holiday pay based on LFCU's discretion. Funeral Leave Additional Programs Quarterly all-staff professional development Tuition Reimbursement Fitness Club Reimbursement Free Breakfast on Fridays LFCU Apparel - 2 free items annually

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking a talented Senior Group Underwriter to join our Workforce Benefits Team. This position is remote. As a Senior Group Underwriter you'll move Pacific Life, and your career, forward by being responsible for evaluating and assessing the risk of insuring groups for dental, vision, life, disability and supplemental health insurance products. This role involves analyzing detailed information to determine the terms and conditions of insurance policies, ensuring that the company maintains profitability while providing competitive insurance solutions. How you'll help move us forward: Risk Assessment: Evaluate case characteristics and determine the risk involved in insuring a group. Premium Calculation: Calculate appropriate premiums based on risk assessment and financial data. Compliance: Ensure all policies comply with federal and state regulations. Client Interaction: Works with brokers, clients, and other stakeholders to gather necessary information and provide underwriting decisions. Market Analysis: Stay updated on industry trends and changes in insurance regulations to make informed underwriting decisions. Documentation: Maintain accurate records of underwriting decisions, policies, and declined risks. The experience you bring: 5+ years of experience Typically requires a 4-year degree or equivalent experience Requires in-depth knowledge and experience. Uses best practices and knowledge of internal or external business issues to improve products or services. Requires conceptual and practical expertise in own family and basic knowledge of related families. Solves complex problems; takes a new perspective using existing solutions. Represents a level at which career may stabilize for many years or even until retirement. You can be who you are. People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at ******************** What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife. Benefits start Day 1. Your wellbeing is important. We're committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation. Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $78,840.00 - $96,360.00 Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Spieldenner Financial Group is a part of the fastest-growing insurance organization in the country. Our most important focus areas include getting agents paid quickly, keeping costs minimal, and giving agents the training and support needed to achieve success. Job Duties: Setting Appointments: 6-8 hours per week: reaching out to potential clients that have previously requested coverage with our company and scheduling a time to meet with them to discuss their mortgage protection coverage. Research: 4-5 hours per week: digging into the information the client provided in order to customize options to meet their financial need in the case of a death or disability. Meeting with Families: 2 days per week: meeting with clients either virtually or in-person (the choice is yours) to present their options, discuss the details of the coverage, and help them apply for coverage. Administrative: 2 hours per week: following up with insurance carriers to facilitate client applications through underwriting Qualifications: We are looking for coachable, challenge-seeking, self-disciplined individuals with a growth mindset: Skill set isn't everything for this position. What We Do: We serve people: Every week, we sit with our clients (in person or virtually) and take a deep dive into their financial situation. We protect our clients: We partner with top-rated insurance companies to customize a plan that provides a personalized solution that will protect their largest asset: the ability to make an income. We grow : We are a personal development company that just happens to sell insurance. We strive to make a generational impact in the lives of our clients, our agents, and our community! What Sets us Apart: We maintain a people-first mentality that starts and ends with our agents. Our unparalleled benefits and connections within the insurance industry ensure that our agents have the resources they need to excel inside and outside of work If you feel this might be the home you have been looking for. Click APPLY! Commissions as a New Agent: This position is a commission-only based sales position. The average commission on a mortgage protection product is approximately $600 per family you protect. Our expectation is that a full-time agent will sell 5 to 10 mortgage protection plans per week. In addition to mortgage protection, we also have a selection of premium financial products to help people save for retirement or protect their current retirement accounts (e.g. 401k's and IRA's) from losing money in the stock market. We have extensive training on how these products work and how to sell them. In addition to uncapped commission, we have a competitive bonus structure program along with incentive trips agents/managers can qualify for based on their individual and team results. ***No agent's success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** The Case Underwriter III is responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. Underwriting authority is a maximum of 7,500 life case or $750,000 of annualized premium. + Negotiates non-standard broker arrangements and fully understands enrollment company strengths and weaknesses. + Acts in consultative manner with the sales with the intent of getting the most competitive offer to help the sales develop the most competitive proposal offer. + Proactively monitor the close ratio, participation and persistency results within their assigned regions. + Report results work closely with their sales representatives to develop an action plan to help increase results. + Investigates, analyzes and responds to complex internal or external underwriting inquiries and requests, coordinating with multiple internal departments as necessary. + Learns to underwrite pending files received for review and contestable claims files for underwriting. + Works with reinsurer on cases that require facultative review. + Provides training and mentoring to less experienced Underwriters. + Acts as the underwriting representative at producer VIP meetings for assigned territory. + Effectively explains underwriting process and rules and answer questions. **Minimum Requirements** + Bachelor's Degree and/or 4 - 6 years of related experience OR High School Diploma or GED with 6-8 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $69,776.00 - $100,788.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.

With history dating back to 1856, American National Bank is one of the largest privately owned banks in the region with locations in Nebraska, Iowa and Minnesota. We believe in doing. By joining forces with local businesses, charitable organizations and our team members, we are proud to be part of the momentum that keeps the community around us building and growing. Together we can be the catalyst for making great things happen. Join our company to be a part of this inspirational movement and learn how we can grow your career. Benefits & Perks Benefit eligible employees will have access to the following: * Competitive compensation * 401K with up to 4% employer match; immediate vesting * Paid time off and paid holidays * Medical/Dental/Vision/Life/Disability Insurance * Tuition Reimbursement * Volunteer time off * Gym membership discount * Employee Wellness Program * Employee banking benefits and discounts Job Summary American National Bank is looking for a new Consumer Loan Collector to be responsible for initiating, pursuing and ensuring prompt collection of direct and indirect installment loans. We are seeking an individual with at least 2 years previous banking experience in a customer facing role possessing strong communication skills. Essential Job Duties & Responsibilities * Communicates with delinquent borrowers in attempting to obtain late payments, using the telephone and letter writing as the primary means of contact. * Receives and reviews a listing of all delinquent installment loans. * Refers delinquent borrowers to lender or underwriter in cases of refinancing. * Prepares reports and summaries indicating the type and status of delinquent accounts and collection activities. * Achieves compliance certification and uses knowledge of compliance/CRA regulations in day-to-day activities. * Outside collections, including repossession and reports associated with these activities. Experience and Education * 2 years collections experience preferred OR 2 years banking experience in a customer facing role preferred * High school diploma or equivalent * Working knowledge of consumer debt collection regulations with general knowledge of the principles of consumer installment lending. * Ability to discuss sensitive financial situations in a tactful manner to resolve the delinquent status. * Excellent communication (oral and written). * Strict adherence to bank organizational structure, policies and operating procedures. * Strong ability to maintain confidentiality. * Basic computer skills with ability to learn core banking system and maintain working knowledge of MS Office. * Strong attention to detail and highly organized while focusing on work quality. * Ability to establish priorities and meet deadlines.

Identifies and evaluates risks, prices, and determines policy terms and conditions in accordance with Company guidelines. What will you do? UNDERWRITING ACTIVITIES: Reviews submissions, endorsement request and/or renewal policies from agents for acceptability prior to quoting. Follows up with agent or broker for additional information, as necessary. Determines proper classification of risks and uses company software to rate risks. Identifies proper coverage structure for risk including any policy endorsements and exclusions required, develops proposed rating, and applies schedule credits/debits within company guidelines. Makes underwriting decisions on routine insurance risks and refers risks outside underwriting authority to appropriate referral underwriting resource, as appropriate. QUOTING: Prepares and delivers quotes to agents within underwriting authority or with proper referral underwriting approval, as appropriate. Resolves outstanding concerns with agent, answers questions, and may negotiate changes, as appropriate. Explains commercial coverage to agents and/or brokers. Ensures the terms and conditions of the quotes are clearly outlined and guides agent through binding process. Manages pending workload to ensure agencies receive excellent service on quotes when needed. QUALITY CONTROL AND REVIEW: Performs quality control inspections of system bound policies, endorsements, and renewal policies. Reviews applications, agency correspondence, and other underwriting information received versus policy to reconcile any discrepancies or errors and to ensure accurate information is contained in policy. Reviews proper rating classification and coding of bound policies using combination of information available in application, loss control inspections, and telephone conversations with agents and brokers. Handles problems and takes appropriate action on unusual discrepancies. Initiates policy changes and takes underwriting actions as appropriate within underwriting authority including cancellation or non-renewal. THIRD PARTY DATA: Utilizes third party tools, data, and services to enable better underwriting decisions, improve accuracy of rating/exposure information, and produce better underwriting results. QUALITY ASSURANCE AND TESTING: Participates in the testing of rating, quoting, policy administration, and other software as required including the completion of assigned test cases within designated time frame. Qualifications: Bachelor degree or equivalent Knowledge of basic math Ability to solve problems and make decisions Excellent customer service skills Ability to multi-task Required Skills and Abilities Excellent oral and written communication Excellent customer service Documentation Organize time and resources and handle multiple high priorities Research and evaluate alternatives, reach decisions, and make recommendations Maintain strict confidentiality Meet deadlines Work with detail with accuracy Work well with others

Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders' cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell's underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell's mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats. Cowbell is signaling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders' cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell's underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019, Cowbell is based in the San Francisco Bay Area with employees across the U.S., Canada, U.K. and India and is backed by over 15 A.M. Best A- or higher rated reinsurance partners. What you will do: Maintain profitability with appropriate risk selection, analysis and service of accounts based on Cowbell Cyber Insurance guidelines Be creative in using underwriting techniques and Cowbell tools to write profitable business while complying with underwriting guidelines (think outside of the box without forgoing quality) Manage relationships with insurance agents to negotiate pricing, coverages and other terms Monitor rate adequacy, terms and loss ratios for assigned accounts to determine if adjustments or corrective actions are needed Servicing of renewal business throughout the year while maintaining our customer service standards Solicit and identify new business opportunities from brokers and internal business development colleagues Collaboration with the Business Development team to support their goals and strengthen partnerships with agents Maintain an expansive knowledge of the cyber insurance marketplace and current trends in the industry Easily identify areas where our unique capabilities provide us with a competitive advantage and build out processes that support these Actively participate in determining our approach to emerging threats, loss trends, marketplace changes and other trends in cyber risks Partner with the Engineering and Data Science teams to continually improve our technology and deliverable to the policyholder Serve as a subject matter expert for team on coverage questions Maintain detailed and accurate file documentation Collaborate with a passionate team, have fun, grow, learn, and teach the company along the way What Cowbell needs from you: Bachelor's degree or equivalent work experience. Minimum 1+ years of underwriting experience, preferably in Cyber Technical expertise and product knowledge in Commercial Insurance Demonstrate ability to develop new renewable Cyber and Tech E&O business profitably over a significant period of time Knowledge of marketing principles, underwriting and pricing strategies Superb sales and marketing skills; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships Proven ability to successfully negotiate on all levels and develop producer relationships Strong track record of service orientation and teamwork Solid analytical, problem solving and critical thinking skills Strong workload and time management abilities Moderate level of experience with Google Sheets or Microsoft Excel Some travel as needed (broker visits, conferences, etc.) What Cowbell brings to the table: Employee equity plan for all and wealth enablement plan for select customer facing roles Comprehensive wellness program, meditation app subscriptions, lunch and learn, book club, happy hours and much more Professional development and the opportunity to learn the ins and outs of cyber insurance, cyber security as well as continuing to build your professional skills in a team environment Equal Employment Opportunity: We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status. Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE-Transparency, Resiliency, Urgency, and Empowerment-we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk. At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards. We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development. For more information, please visit ************************

WHAT IS THE OPPORTUNITY? The role of the Underwriter II is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter II analyzes and interprets more complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter II is also responsible for LLCs along with other complex borrower types. The Underwriter works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. What you will do * Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies * Identifies issues and recommends appropriate resolution within policy service level agreements * Analyzes and determines the financial capacity of the borrower's ability to repay: * Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads * Reviews for stability of residency and employment * Verifies income per established policy * Identifies any exceptions to current policies * Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid * Accurately sets and clears conditions * Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required. * Updates System(s) with pertinent information and appropriate data as required * Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority * Originates appropriate client letters; Commitment, Counter Offer, Declination * Certifies and provides a final Workbook to the Processor * Ensures compliance with bank and statutory/regulatory guidelines * Client Satisfaction * Promotes a team environment fostering a positive working environment * Functions as a collaborator and innovator to drive continuous improvement * Provides guidance and support to the RLC and Processor when required * Utilizes systems and tools to ensure that the RLC's are updated on the status of loans * Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met * Provides timely, complete and accurate response to inquiries * Handles all situations in a professional and ethical manner * Escalates problems as necessary * Supports and contributes to the quality and customer satisfaction goals of the bank * Productivity * Ensures all goals and service level agreements (SLAs) are met * Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management * Consistently meets quality control and data integrity standards * Effectively utilizes available systems, workflow and imaging tools * Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc. *Must-Have** * Bachelor's degree required. * Minimum 5 years of experience as an Underwriter in a financial services or mortgage banking environment required. * Minimum 5 years of experience in jumbo underwriting to investor or organization's guidelines required. * Minimum 5 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.). *Skills and Knowledge* * Familiarity with FNMA/FHLMC guidelines. * Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher. * Ability to communicate effectively in both verbal and written form. * Strong time management skills to plan and organize a high daily loan volume. * Strong ability to be very detail oriented. * Must be a team player and work constructively with their fellow colleagues. * General knowledge and exposure to funding and loan documentation is helpful but not required. *Compensation* Starting base salary: $37.96 - $60.64 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions. **To be considered for this position you must meet at least these basic qualifications* The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. *Benefits and Perks* At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our **************************************************************************************************** *INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT* City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies.